Chrysler Pacifica Insurance Rates

If you ever wondered how much Chrysler Pacifica insurance cost, the average Chrysler Pacifica insurance rates are $1,332 a year for full coverage. There are several factors that determine individual Chrysler Pacifica car insurance rates, such as the age and location of the driver.

In order to help you on your way to securing a policy that meets your needs and budget, we have prepared this detailed article. You can even start comparing Chrysler Pacifica quotes right now by taking advantage of our free online tool.

U.S. average insurance prices for a Chrysler Pacifica are $1,132 every 12 months including full coverage. Comprehensive insurance costs approximately $248 a year, collision costs $358, and liability costs around $390. Buying just liability costs as low as $438 a year, with insurance for high-risk drivers costing $2,432 or more. Teens pay the highest rates at $4,262 a year or more.

Average premium for full coverage: $1,132

Price estimates by individual coverage:

Prices include $500 comprehensive and collision deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 U.S. states and Pacifica trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can make a big difference on car insurance prices. Rural locations have more infrequent comprehensive and collision claims than cities with more traffic congestion.

The diagram below illustrates the effect of geographic area on auto insurance prices.

The ranges above highlight why it is important to compare prices using their specific location and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated Chrysler Pacifica insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $665
• Using higher $1,000 deductibles will save $996 every year
• The average price for the average middle-age driver who chooses $500 deductibles is $1,132
• Selecting low $100 deductibles for physical damage coverage costs an extra $264 annually
• High-risk insureds with serious driving violations could pay around $2,432 or more
• The price to insure a 16-year-old driver can cost $4,262 or more

View Chart as Image

Insurance prices for a Chrysler Pacifica are also quite variable based on deductibles and policy limits, your driving characteristics, and the model of your Pacifica.

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $400 annually, while buying higher liability limits will push prices upward. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $351 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may pay as low as $1,100 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers should be prepared to pay in the ballpark of $4,200 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying anywhere from $1,300 to $1,800 additional each year, depending on your age. A high-risk auto insurance policy can be from 42% to 128% more than the average policy. View High Risk Driver Rates

The state you live in has a huge impact on Chrysler Pacifica insurance prices. A driver around age 40 might see prices as low as $870 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,620 on average in Louisiana, New York, and Michigan.

View Chart as Image

Since prices can be so different, the best way to figure out who has the best auto insurance prices is to get quotes from multiple companies. Each insurance company calculates prices differently, and prices may be quite different.

How to Shop for the Right Chrysler Pacifica Insurance

Getting lower rates on insurance for a Chrysler Pacifica requires having a decent driving record, having above-average credit, being claim-free, and qualifying for all possible discounts. Take the time to compare rates every couple of years by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

The following items are a quick rundown of the material that was covered in the above illustrations.

• Insureds who purchase additional liability coverage will pay approximately $430 per year to increase from a low limit to a 250/500 level
• 16 to 18-year-old drivers are the costliest to insure, possibly costing $355 a month if full coverage is included
• Drivers considered higher risk with reckless driving or DUI convictions could be charged and average of $1,300 more per year than a driver with a clean driving record
• Increasing physical damage deductibles could save as much as $400 each year

To this point, it’s clear that insurance companies consider a wide assortment of factors when quoting potential policyholders. You can start to discover Chrysler Pacifica car insurance rates right now by using our complimentary quote comparison tool below.

What are the Chrysler Pacifica safety ratings?

The safety ratings of the Chrysler Pacifica are important to know because positive scores translate to favorable insurance rates. 

Take a look at the Chrysler Pacifica’s safety ratings as determined by the Insurance Insitute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Chrysler Pacifica received the highest mark possible in each category with the exception of the small overlap on the passenger’s side.

Chrysler Pacifica Compared Against Other Vehicles in the Same Class

Classified as a minivan, the Chrysler Pacifica has plenty of competition for its vehicle segment. Take a look at the following comparable models:

• Dodge Grand Caravan
• Honda Odyssey
• Toyota Sienna

When it comes down to the figures, the IIHS reports that the Chrysler Pacifica has a bodily injury loss percentage of -19 percent and a property damage loss percentage of -15 percent. These figures are considered above average for this vehicle class, and helps contribute to lower rates.

We have uncovered a lot of information about Chrysler Pacifica car insurance, so is there anything we might have missed? If not, start comparing Chrysler Pacifica insurance rates from multiple companies by using our free online quote tool.