Chrysler Pacifica Insurance Rates

If you ever wondered how much Chrysler Pacifica insurance cost, the average Chrysler Pacifica insurance rates are $1,332 a year for full coverage. There are several factors that determine individual Chrysler Pacifica car insurance rates, such as the age and location of the driver.

In order to help you on your way to securing a policy that meets your needs and budget, we have prepared this detailed article. You can even start comparing Chrysler Pacifica quotes right now by taking advantage of our free online tool.

U.S. average insurance prices for a Chrysler Pacifica are $1,184 every 12 months with full coverage. Comprehensive costs on average $260 a year, collision costs $400, and liability is $388. A policy with just liability insurance costs around $434 a year, with coverage for high-risk drivers costing around $2,542. Teen drivers pay the highest rates at $4,420 a year or more.

Average premium for full coverage: $1,184

Price estimates by individual coverage:

Rates are based on $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all U.S. states and Pacifica trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can have significant affects on auto insurance rates. Rural areas have more infrequent collision claims than larger metro areas.

The diagram below illustrates how where you live affects car insurance rates.

The ranges above demonstrate why it is important to compare rates quotes based on a specific location and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details estimated Chrysler Pacifica insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $690
• Raising to $1,000 deductibles will save around $1,034 annually
• The average price for the average middle-age driver with $500 deductibles is $1,184
• Choosing low $100 deductibles increases the price to $1,472
• At-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,542 or more
• The price to insure a teen driver may cost $4,420

View Chart as Image

Insurance prices for a Chrysler Pacifica are also quite variable based on deductibles and policy limits, your driving record, and the trim level of your Pacifica.

Choosing high deductibles can reduce prices by up to $440 every year, while buying higher liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $349 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may pay as little as $1,100 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers can expect to pay upwards of $4,400 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out at a minimum $1,400 to $1,900 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 43% to 132% more than average. View High Risk Driver Rates

The state you live in also has a big influence on Chrysler Pacifica insurance prices. A middle-age driver might find prices as low as $850 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,600 on average in Florida, Michigan, and New York.

View Chart as Image

Since prices can be so different, the best way to find out exactly what you will pay is to get quotes and see which company has the best price. Every auto insurance company uses a different rate calculation, so the prices may be quite different.

How to Shop for the Best Cheap Chrysler Pacifica Insurance

Getting lower rates on car insurance consists of being a low-risk driver, having good credit, avoid buying unnecessary coverage, and bundling your home and auto policies. Take the time to comparison shop every time your policy renews by getting price quotes from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The items below are a quick review of the information touched on in the above illustrations.

• You may be able to save as much as $140 per year simply by quoting early and online
• Teen drivers pay the highest prices, costing up to $368 a month if they have full coverage
• Increasing physical damage deductibles could save as much as $450 each year
• Higher risk drivers with a DUI or reckless driving violation may pay on average $1,360 more each year to insure their Pacifica
• Policyholders who require more liability coverage will pay about $430 every year to raise from a low limit to a 250/500 level

To this point, it’s clear that insurance companies consider a wide assortment of factors when quoting potential policyholders. You can start to discover Chrysler Pacifica car insurance rates right now by using our complimentary quote comparison tool below.

What are the Chrysler Pacifica safety ratings?

The safety ratings of the Chrysler Pacifica are important to know because positive scores translate to favorable insurance rates. 

Take a look at the Chrysler Pacifica’s safety ratings as determined by the Insurance Insitute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Chrysler Pacifica received the highest mark possible in each category with the exception of the small overlap on the passenger’s side.

Chrysler Pacifica Compared Against Other Vehicles in the Same Class

Classified as a minivan, the Chrysler Pacifica has plenty of competition for its vehicle segment. Take a look at the following comparable models:

• Dodge Grand Caravan
• Honda Odyssey
• Toyota Sienna

When it comes down to the figures, the IIHS reports that the Chrysler Pacifica has a bodily injury loss percentage of -19 percent and a property damage loss percentage of -15 percent. These figures are considered above average for this vehicle class, and helps contribute to lower rates.

We have uncovered a lot of information about Chrysler Pacifica car insurance, so is there anything we might have missed? If not, start comparing Chrysler Pacifica insurance rates from multiple companies by using our free online quote tool.