Chrysler Pacifica Insurance Rates
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UPDATED: Mar 30, 2024
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If you ever wondered how much Chrysler Pacifica insurance cost, the average Chrysler Pacifica insurance rates are $1,332 a year for full coverage. There are several factors that determine individual Chrysler Pacifica car insurance rates, such as the age and location of the driver.
In order to help you on your way to securing a policy that meets your needs and budget, we have prepared this detailed article. You can even start comparing Chrysler Pacifica quotes right now by taking advantage of our free online tool.
The average insurance rates for a Chrysler Pacifica are $1,132 a year with full coverage. Comprehensive costs approximately $248, collision insurance costs $358, and liability coverage is estimated at $390. A liability-only policy costs approximately $438 a year, and high-risk insurance costs around $2,432. 16-year-old drivers cost the most to insure at up to $4,262 a year.
Average premium for full coverage: $1,132
Policy rates by type of insurance:
Full coverage includes $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all U.S. states and for different Pacifica trim levels.
Price Range Variability
For the average 40-year-old driver, Chrysler Pacifica insurance rates range from as low as $438 for just liability coverage to a much higher rate of $2,432 for a driver who has had serious violations or accidents.
Urban vs. Rural Price Range
Living in a larger city has a large influence on the price of insurance. Rural locations are shown to have a lower frequency of collision claims than congested cities. The price range example below illustrates the difference location can make on auto insurance prices.
The examples above demonstrate why anyone shopping for car insurance should get quotes using their specific location and risk profile, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below details average Chrysler Pacifica insurance rates for additional coverage and risk scenarios.
- The best full coverage rate is $665
- Choosing higher $1,000 deductibles can save $136 annually
- The average rate for a good driver age 40 who chooses $500 deductibles is $1,132
- Buying more expensive low deductibles for comp and collision coverage will increase the cost to $1,396
- Drivers with multiple tickets or accidents could pay around $2,432
- Policy cost for full coverage for a teenage driver with full coverage can cost $4,262 each year
Car insurance rates for a Chrysler Pacifica also range considerably based on your risk profile, the trim level and model year, and physical damage deductibles and liability limits.
An older driver with no driving violations and high deductibles may only pay around $1,100 annually on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged in the ballpark of $4,200 a year. View Rates by Age
Your home state plays a big part in determining prices for Chrysler Pacifica insurance rates. A good driver about age 40 could pay as low as $820 a year in states like Utah, Ohio, and New Hampshire, or at least $1,530 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,024 | -$108 | -9.5% |
| Alaska | $868 | -$264 | -23.3% |
| Arizona | $940 | -$192 | -17.0% |
| Arkansas | $1,132 | -$0 | 0.0% |
| California | $1,292 | $160 | 14.1% |
| Colorado | $1,082 | -$50 | -4.4% |
| Connecticut | $1,164 | $32 | 2.8% |
| Delaware | $1,282 | $150 | 13.3% |
| Florida | $1,416 | $284 | 25.1% |
| Georgia | $1,050 | -$82 | -7.2% |
| Hawaii | $814 | -$318 | -28.1% |
| Idaho | $766 | -$366 | -32.3% |
| Illinois | $846 | -$286 | -25.3% |
| Indiana | $854 | -$278 | -24.6% |
| Iowa | $764 | -$368 | -32.5% |
| Kansas | $1,076 | -$56 | -4.9% |
| Kentucky | $1,548 | $416 | 36.7% |
| Louisiana | $1,676 | $544 | 48.1% |
| Maine | $702 | -$430 | -38.0% |
| Maryland | $936 | -$196 | -17.3% |
| Massachusetts | $902 | -$230 | -20.3% |
| Michigan | $1,966 | $834 | 73.7% |
| Minnesota | $950 | -$182 | -16.1% |
| Mississippi | $1,358 | $226 | 20.0% |
| Missouri | $1,006 | -$126 | -11.1% |
| Montana | $1,218 | $86 | 7.6% |
| Nebraska | $892 | -$240 | -21.2% |
| Nevada | $1,358 | $226 | 20.0% |
| New Hampshire | $818 | -$314 | -27.7% |
| New Jersey | $1,266 | $134 | 11.8% |
| New Mexico | $1,002 | -$130 | -11.5% |
| New York | $1,194 | $62 | 5.5% |
| North Carolina | $654 | -$478 | -42.2% |
| North Dakota | $930 | -$202 | -17.8% |
| Ohio | $782 | -$350 | -30.9% |
| Oklahoma | $1,164 | $32 | 2.8% |
| Oregon | $1,038 | -$94 | -8.3% |
| Pennsylvania | $1,080 | -$52 | -4.6% |
| Rhode Island | $1,512 | $380 | 33.6% |
| South Carolina | $1,028 | -$104 | -9.2% |
| South Dakota | $956 | -$176 | -15.5% |
| Tennessee | $992 | -$140 | -12.4% |
| Texas | $1,366 | $234 | 20.7% |
| Utah | $840 | -$292 | -25.8% |
| Vermont | $776 | -$356 | -31.4% |
| Virginia | $678 | -$454 | -40.1% |
| Washington | $874 | -$258 | -22.8% |
| West Virginia | $1,038 | -$94 | -8.3% |
| Wisconsin | $782 | -$350 | -30.9% |
| Wyoming | $1,010 | -$122 | -10.8% |
Opting for high physical damage deductibles can save as much as $400 a year, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $351 extra every 12 months. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you may be forking out anywhere from $1,300 to $1,800 extra every year, depending on your age. High-risk driver insurance ranges around 42% to 128% more than the average rate. View High Risk Driver Rates
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chrysler Pacifica | $320 | $506 | $338 | $1,300 |
| 2023 Chrysler Pacifica | $308 | $494 | $354 | $1,292 |
| 2022 Chrysler Pacifica | $298 | $474 | $364 | $1,272 |
| 2021 Chrysler Pacifica | $282 | $458 | $376 | $1,252 |
| 2020 Chrysler Pacifica | $270 | $424 | $384 | $1,214 |
| 2019 Chrysler Pacifica | $260 | $400 | $388 | $1,184 |
| 2018 Chrysler Pacifica | $248 | $358 | $390 | $1,132 |
| 2017 Chrysler Pacifica | $232 | $330 | $390 | $1,088 |
| 2007 Chrysler Pacifica | $148 | $160 | $380 | $824 |
| 2006 Chrysler Pacifica | $144 | $152 | $376 | $808 |
Rates are averaged for all Chrysler Pacifica models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Chrysler Pacifica Insurance
Finding cheaper rates on auto insurance takes avoiding accidents and violations, having above-average credit, not filing small claims, and attention to physical damage deductibles. Make time to compare rates every other policy renewal by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.
The list below is a summary of the ideas that were touched on in this article.
- Teenagers pay the highest auto insurance rates, as much as $355 each month if full coverage is included
- Drivers who have multiple accidents or major violations pay on average $1,300 more per year for car insurance
- Increasing comprehensive and collision deductibles can save around $400 each year
- You may be able to save around $130 per year just by shopping early and online
To this point, it’s clear that insurance companies consider a wide assortment of factors when quoting potential policyholders. You can start to discover Chrysler Pacifica car insurance rates right now by using our complimentary quote comparison tool below.
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What are the Chrysler Pacifica safety ratings?
The safety ratings of the Chrysler Pacifica are important to know because positive scores translate to favorable insurance rates.
Take a look at the Chrysler Pacifica’s safety ratings as determined by the Insurance Insitute for Highway Safety (IIHS).
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Acceptable
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
These scores indicate that the Chrysler Pacifica received the highest mark possible in each category with the exception of the small overlap on the passenger’s side.
Chrysler Pacifica Compared Against Other Vehicles in the Same Class
Classified as a minivan, the Chrysler Pacifica has plenty of competition for its vehicle segment. Take a look at the following comparable models:
When it comes down to the figures, the IIHS reports that the Chrysler Pacifica has a bodily injury loss percentage of -19 percent and a property damage loss percentage of -15 percent. These figures are considered above average for this vehicle class, and helps contribute to lower rates.
We have uncovered a lot of information about Chrysler Pacifica car insurance, so is there anything we might have missed? If not, start comparing Chrysler Pacifica insurance rates from multiple companies by using our free online quote tool.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,262 |
| 20 | $2,576 |
| 30 | $1,176 |
| 40 | $1,132 |
| 50 | $1,038 |
| 60 | $1,016 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,396 |
| $250 | $1,276 |
| $500 | $1,132 |
| $1,000 | $996 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,132 |
| 50/100 | $1,210 |
| 100/300 | $1,308 |
| 250/500 | $1,561 |
| 100 CSL | $1,249 |
| 300 CSL | $1,464 |
| 500 CSL | $1,620 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,062 |
| 20 | $4,100 |
| 30 | $2,480 |
| 40 | $2,432 |
| 50 | $2,320 |
| 60 | $2,296 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $60 |
| Multi-vehicle | $59 |
| Homeowner | $18 |
| 5-yr Accident Free | $77 |
| 5-yr Claim Free | $72 |
| Paid in Full/EFT | $48 |
| Advance Quote | $53 |
| Online Quote | $80 |
| Total Discounts | $467 |
Discounts are estimated and may not be available from every company or in every state.
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