Chrysler Pacifica Insurance Rates

If you ever wondered how much Chrysler Pacifica insurance cost, the average Chrysler Pacifica insurance rates are $1,332 a year for full coverage. There are several factors that determine individual Chrysler Pacifica car insurance rates, such as the age and location of the driver.

In order to help you on your way to securing a policy that meets your needs and budget, we have prepared this detailed article. You can even start comparing Chrysler Pacifica quotes right now by taking advantage of our free online tool.

The average auto insurance rates for a Chrysler Pacifica are $1,132 annually with full coverage. Comprehensive insurance costs around $248, collision costs $358, and liability insurance is estimated at $390. Buying just liability costs approximately $438 a year, with insurance for high-risk drivers costing $2,432 or more. 16-year-old drivers cost the most to insure at $4,262 a year or more.

Average premium for full coverage: $1,132

Policy rates for type of insurance:

Rate estimates include $500 deductible amounts, minimum liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all U.S. states and for all Pacifica models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on insurance rates. Areas with sparse population are shown to have fewer collision claims than congested cities.

The example below illustrates the difference location can make on auto insurance rates.

The examples above demonstrate why everyone should get quotes for a specific zip code and their own personal driving habits, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details estimated Chrysler Pacifica insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $665
• Choosing higher $1,000 deductibles can save about $136 annually
• The estimated rate for a good driver age 40 using $500 deductibles is $1,132
• Buying pricier low deductibles for comp and collision coverage costs an additional $264 a year
• High-risk insureds with multiple tickets or accidents could pay at least $2,432 or more
• Policy cost with full coverage for a teen driver for full coverage can be $4,262 each year

View Chart as Image

Insurance rates for a Chrysler Pacifica also range considerably based on the model year and trim level, your driving record, and deductibles and policy limits.

A more mature driver with a clean driving record and high physical damage deductibles could pay as little as $1,100 annually on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they can expect to pay as much as $4,200 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out at least $1,300 to $1,800 extra every year, depending on your age. Chrysler Pacifica insurance for high-risk drivers ranges anywhere from 42% to 128% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can save as much as $400 each year, whereas buying more liability protection will increase rates. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $351 more per year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Chrysler Pacifica insurance rates. A good driver about age 40 could pay as low as $820 a year in states like New Hampshire, Ohio, and Utah, or at least $1,530 on average in Florida, Michigan, and New York.

View Chart as Image

Because rates have so much variability, the best way to find out your exact price is to regularly compare rates from as many companies as possible. Each auto insurer utilizes a different rate formula, so the rates will be varied between companies.

How to Buy the Best Chrysler Pacifica Insurance

Finding cheaper rates on Chrysler Pacifica insurance takes having a good driving record, having a good credit history, not filing small claims, and insuring your home and auto with the same company. Make time to compare rates every couple of years by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The next list is a brief recap of the material that was touched on in this article.

• Drivers who may need increased levels of liability coverage will pay around $430 every year to raise limits from a 30/60 limit to higher 250/500 limits
• Drivers age 20 and younger pay higher rates, as much as $355 each month including comprehensive and collision insurance
• High-risk drivers who tend to receive serious violations may pay on average $1,300 more every year to buy Chrysler Pacifica insurance
• Increasing comprehensive and collision deductibles could save up to $400 each year

To this point, it’s clear that insurance companies consider a wide assortment of factors when quoting potential policyholders. You can start to discover Chrysler Pacifica car insurance rates right now by using our complimentary quote comparison tool below.

What are the Chrysler Pacifica safety ratings?

The safety ratings of the Chrysler Pacifica are important to know because positive scores translate to favorable insurance rates. 

Take a look at the Chrysler Pacifica’s safety ratings as determined by the Insurance Insitute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Chrysler Pacifica received the highest mark possible in each category with the exception of the small overlap on the passenger’s side.

Chrysler Pacifica Compared Against Other Vehicles in the Same Class

Classified as a minivan, the Chrysler Pacifica has plenty of competition for its vehicle segment. Take a look at the following comparable models:

• Dodge Grand Caravan
• Honda Odyssey
• Toyota Sienna

When it comes down to the figures, the IIHS reports that the Chrysler Pacifica has a bodily injury loss percentage of -19 percent and a property damage loss percentage of -15 percent. These figures are considered above average for this vehicle class, and helps contribute to lower rates.

We have uncovered a lot of information about Chrysler Pacifica car insurance, so is there anything we might have missed? If not, start comparing Chrysler Pacifica insurance rates from multiple companies by using our free online quote tool.