Chrysler Pacifica Insurance Rates

If you ever wondered how much Chrysler Pacifica insurance cost, the average Chrysler Pacifica insurance rates are $1,332 a year for full coverage. There are several factors that determine individual Chrysler Pacifica car insurance rates, such as the age and location of the driver.

In order to help you on your way to securing a policy that meets your needs and budget, we have prepared this detailed article. You can even start comparing Chrysler Pacifica quotes right now by taking advantage of our free online tool.

Average insurance rates for a Chrysler Pacifica are $1,132 a year with full coverage. Comprehensive insurance costs an estimated $248 a year, collision costs $358, and liability coverage is $390. A policy with just liability insurance costs around $438 a year, with coverage for high-risk drivers costing $2,432 or more. Teenage drivers receive the highest rates at $4,262 a year or more.

Average premium for full coverage: $1,132

Rate estimates broken down by individual coverage type:

Rates are based on $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all U.S. states and Pacifica trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a large influence on car insurance rates. More rural locations tend to have a lower frequency of collision claims than densely populated cities.

The diagram below illustrates how geographic area affects insurance prices.

These examples demonstrate why it is important to compare rates quotes for a targeted area and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details estimated Chrysler Pacifica insurance rates for other coverage scenarios.

• The best discount rate is $665
• Raising to $1,000 deductibles will save approximately $996 annually
• The average rate for a 40-year-old driver who has $500 deductibles is $1,132
• Using low $100 deductibles will cost an extra $264 each year
• Unlucky drivers who are prone to accidents and violations could pay up to $2,432 or more
• The cost for full coverage for a teenage driver can cost as much as $4,262

View Chart as Image

Insurance rates for a Chrysler Pacifica can also vary considerably based on your driver profile, the trim level and model year, and liability limits and deductibles.

Older drivers with no violations or accidents and high deductibles may only pay around $1,100 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay at least $4,200 a year. View Rates by Age

Where you live also has a big influence on Chrysler Pacifica insurance rates. A middle-age driver might find rates as low as $820 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,530 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $400 a year, while buying higher liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will cost as much as $351 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out $1,300 to $1,800 additional per year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 42% to 128% more than a normal policy. View High Risk Driver Rates

With so much variability in rates, the best way to find out which company is cheapest is to get quotes and see how they stack up. Every auto insurance company uses a different method to calculate rates, and rates can be significantly different from one company to the next.

How to Find the Best Cheap Chrysler Pacifica Insurance

Saving money on auto insurance consists of avoiding accidents and violations, having a good credit history, eliminating unnecessary coverage, and maximizing policy discounts. Invest the time to compare rates at least every other year by requesting rates from direct companies like GEICO and Progressive, and also from local exclusive and independent agents.

The list below is a quick review of the car insurance concepts presented in the illustrations above.

• Drivers with a DUI or reckless driving violation may pay on average $1,300 more annually for car insurance
• You may be able to save approximately $130 per year simply by quoting early and online
• Increasing deductibles can save around $400 each year
• Consumers who want higher liability limits will pay an extra $430 every year to raise from a minimum limit to 250/500 limits

To this point, it’s clear that insurance companies consider a wide assortment of factors when quoting potential policyholders. You can start to discover Chrysler Pacifica car insurance rates right now by using our complimentary quote comparison tool below.

What are the Chrysler Pacifica safety ratings?

The safety ratings of the Chrysler Pacifica are important to know because positive scores translate to favorable insurance rates. 

Take a look at the Chrysler Pacifica’s safety ratings as determined by the Insurance Insitute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Chrysler Pacifica received the highest mark possible in each category with the exception of the small overlap on the passenger’s side.

Chrysler Pacifica Compared Against Other Vehicles in the Same Class

Classified as a minivan, the Chrysler Pacifica has plenty of competition for its vehicle segment. Take a look at the following comparable models:

• Dodge Grand Caravan
• Honda Odyssey
• Toyota Sienna

When it comes down to the figures, the IIHS reports that the Chrysler Pacifica has a bodily injury loss percentage of -19 percent and a property damage loss percentage of -15 percent. These figures are considered above average for this vehicle class, and helps contribute to lower rates.

We have uncovered a lot of information about Chrysler Pacifica car insurance, so is there anything we might have missed? If not, start comparing Chrysler Pacifica insurance rates from multiple companies by using our free online quote tool.