Chrysler Pacifica Insurance Rates

If you ever wondered how much Chrysler Pacifica insurance cost, the average Chrysler Pacifica insurance rates are $1,332 a year for full coverage. There are several factors that determine individual Chrysler Pacifica car insurance rates, such as the age and location of the driver.

In order to help you on your way to securing a policy that meets your needs and budget, we have prepared this detailed article. You can even start comparing Chrysler Pacifica quotes right now by taking advantage of our free online tool.

U.S. average auto insurance rates for a Chrysler Pacifica are $1,132 annually for full coverage. Comprehensive costs around $248, collision costs $358, and liability insurance is estimated at $390. Buying just liability costs approximately $438 a year, with insurance for high-risk drivers costing around $2,432. Teenage drivers pay the highest rates at $4,262 a year or more.

Average premium for full coverage: $1,132

Price estimates for individual coverage:

Rates are based on $500 policy deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all states and for all Pacifica models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a significant impact on auto insurance rates. Areas with sparse population have fewer accident claims than densely populated cities.

The example below illustrates how your location can change auto insurance rates.

The ranges above show why everyone should get quotes for a specific zip code and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows estimated Chrysler Pacifica insurance rates for additional coverage choices and driver risks.

• The best discount rate is $665
• Choosing higher $1,000 deductibles can save about $136 a year
• The estimated rate for the average middle-age driver using $500 deductibles is $1,132
• Using pricier low deductibles for comp and collision coverage will cost $1,396
• High-risk insureds who are prone to accidents and violations could pay at least $2,432 or more
• The price with full coverage for a teen driver for full coverage can be $4,262 each year

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Insurance prices for a Chrysler Pacifica are also quite variable based on the trim level and model year, your driver profile, and deductibles and policy limits.

A more mature driver with no violations or accidents and high physical damage deductibles could pay as little as $1,100 annually on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay as much as $4,200 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying at least $1,300 to $1,800 additional each year, depending on your age. Chrysler Pacifica insurance for high-risk drivers ranges anywhere from 42% to 128% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $400 each year, whereas buying more liability protection will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $351 more each year. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for Chrysler Pacifica insurance rates. A good driver about age 40 could pay as low as $750 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,620 on average in Michigan, Louisiana, and New York.

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Since prices can be so different, the only way to know your exact price is to regularly compare prices from as many companies as possible. Each auto insurer uses a different method to calculate prices, and prices may be quite different between companies.

How to Buy the Best Cheap Chrysler Pacifica Insurance

Getting lower rates on Chrysler Pacifica insurance takes being a good driver, having good credit, eliminating unnecessary coverage, and taking advantage of discounts. Invest the time to shop around at least once a year by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The following list is a quick review of the primary concepts that were illustrated above.

• Drivers can save up to $130 per year simply by quoting online well ahead of the renewal date
• High-risk drivers with a DUI or reckless driving violation pay an average of $1,300 more every year than a safer driver
• Increasing physical damage deductibles could save up to $400 each year
• Drivers age 16 to 20 are charged the highest prices, with premiums as much as $355 a month if they have full coverage

To this point, it’s clear that insurance companies consider a wide assortment of factors when quoting potential policyholders. You can start to discover Chrysler Pacifica car insurance rates right now by using our complimentary quote comparison tool below.

What are the Chrysler Pacifica safety ratings?

The safety ratings of the Chrysler Pacifica are important to know because positive scores translate to favorable insurance rates. 

Take a look at the Chrysler Pacifica’s safety ratings as determined by the Insurance Insitute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Chrysler Pacifica received the highest mark possible in each category with the exception of the small overlap on the passenger’s side.

Chrysler Pacifica Compared Against Other Vehicles in the Same Class

Classified as a minivan, the Chrysler Pacifica has plenty of competition for its vehicle segment. Take a look at the following comparable models:

• Dodge Grand Caravan
• Honda Odyssey
• Toyota Sienna

When it comes down to the figures, the IIHS reports that the Chrysler Pacifica has a bodily injury loss percentage of -19 percent and a property damage loss percentage of -15 percent. These figures are considered above average for this vehicle class, and helps contribute to lower rates.

We have uncovered a lot of information about Chrysler Pacifica car insurance, so is there anything we might have missed? If not, start comparing Chrysler Pacifica insurance rates from multiple companies by using our free online quote tool.