Chrysler Pacifica Insurance Rates

If you ever wondered how much Chrysler Pacifica insurance cost, the average Chrysler Pacifica insurance rates are $1,332 a year for full coverage. There are several factors that determine individual Chrysler Pacifica car insurance rates, such as the age and location of the driver.

In order to help you on your way to securing a policy that meets your needs and budget, we have prepared this detailed article. You can even start comparing Chrysler Pacifica quotes right now by taking advantage of our free online tool.

Average insurance rates for a Chrysler Pacifica are $1,132 a year with full coverage. Comprehensive insurance costs approximately $248 a year, collision costs $358, and liability coverage is $390. Buying just liability costs around $438 a year, with insurance for high-risk drivers costing $2,432 or more. Teenage drivers receive the highest rates at $4,262 a year or more.

Average premium for full coverage: $1,132

Rate estimates by individual coverage type:

Prices include $500 policy deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all U.S. states and Pacifica trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a large influence on the price of insurance. Rural locations tend to have lower incidents of collision claims than densely populated cities.

The diagram below illustrates the effect of geographic area on auto insurance prices.

These examples demonstrate why it is important to compare rates quotes using their specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details estimated Chrysler Pacifica insurance rates for additional coverage and risk scenarios.

• The best discount rate is $665
• Raising to $1,000 deductibles will save $996 annually
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,132
• Using low $100 deductibles will cost an additional $264 each year
• Unlucky drivers who are prone to accidents and violations could pay around $2,432 or more
• The cost that insures a teenage driver can cost $4,262

View Chart as Image

Auto insurance rates for a Chrysler Pacifica can also vary considerably based on the trim level of your Pacifica, your age and driving habits, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you may be forking out anywhere from $1,300 to $1,800 in extra premium per year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 42% to 128% more than a normal policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,100 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will have to pay in the ballpark of $4,200 a year. View Rates by Age

Where you live also has a big influence on Chrysler Pacifica insurance rates. A middle-age driver might find rates as low as $820 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,530 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $400 a year, while buying higher liability limits will push rates upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $351 extra every year. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to find out who has the cheapest auto insurance rates is to get quotes and see how they stack up. Every auto insurance company uses a different method to calculate rates, and quoted rates can be significantly different.

How to Find the Right Chrysler Pacifica Insurance

Saving money on auto insurance consists of being a good driver, maintaining a good credit score, eliminating unnecessary coverage, and not having any coverage lapses. Compare prices every couple of years by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The following list is a quick rundown of the material that was covered in the above illustrations.

• Consumers who purchase an increased level of liability coverage will pay an extra $430 every year to raise from a minimum limit to the 250/500 level
• Drivers age 16 to 20 have the highest car insurance rates, with premiums as much as $355 per month if the policy includes full coverage
• Drivers with reckless driving or DUI convictions may have to pay on average $1,300 more per year than a safer driver
• Increasing deductibles can save approximately $400 each year

To this point, it’s clear that insurance companies consider a wide assortment of factors when quoting potential policyholders. You can start to discover Chrysler Pacifica car insurance rates right now by using our complimentary quote comparison tool below.

What are the Chrysler Pacifica safety ratings?

The safety ratings of the Chrysler Pacifica are important to know because positive scores translate to favorable insurance rates. 

Take a look at the Chrysler Pacifica’s safety ratings as determined by the Insurance Insitute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Chrysler Pacifica received the highest mark possible in each category with the exception of the small overlap on the passenger’s side.

Chrysler Pacifica Compared Against Other Vehicles in the Same Class

Classified as a minivan, the Chrysler Pacifica has plenty of competition for its vehicle segment. Take a look at the following comparable models:

• Dodge Grand Caravan
• Honda Odyssey
• Toyota Sienna

When it comes down to the figures, the IIHS reports that the Chrysler Pacifica has a bodily injury loss percentage of -19 percent and a property damage loss percentage of -15 percent. These figures are considered above average for this vehicle class, and helps contribute to lower rates.

We have uncovered a lot of information about Chrysler Pacifica car insurance, so is there anything we might have missed? If not, start comparing Chrysler Pacifica insurance rates from multiple companies by using our free online quote tool.