Chrysler Pacifica Hybrid Insurance Rates
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Michelle Robbins
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UPDATED: Apr 24, 2024
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Average auto insurance rates for a Chrysler Pacifica Hybrid are $1,278 annually including full coverage. Comprehensive costs approximately $288 a year, collision insurance costs $464, and liability is $390. A liability-only policy costs around $438 a year, and high-risk insurance costs around $2,754. 16-year-old drivers receive the highest rates at up to $4,732 a year.
Average premium for full coverage: $1,278
Rate estimates by individual coverage type:
Rate estimates include $500 policy deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 U.S. states and Pacifica Hybrid trim levels.
Price Range by Coverage and Risk
For a 40-year-old driver, prices range range from as cheap as $438 for the bare minimum liability coverage to a high of $2,754 for coverage for higher-risk drivers.
Price Range by Location
Choosing to live in a large city can make a big difference on car insurance prices. Rural locations tend to have fewer comprehensive and collision claims than congested cities. The diagram below illustrates how your location can change auto insurance prices.
These examples highlight why it is important to compare rates quotes using their specific location and their own personal driving habits, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below breaks down average Chrysler Pacifica Hybrid insurance rates for additional coverage and risk scenarios.
- The best full coverage rate is $738
- Raising to $1,000 deductibles will save $1,106 every year
- The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,278
- Buying low $100 deductibles will cost $1,606
- Drivers with multiple tickets or accidents could pay around $2,754
- The cost with full coverage for a 16-year-old driver can cost $4,732
Insurance rates for a Chrysler Pacifica Hybrid can also vary considerably based on the trim level of your Pacifica Hybrid, your driving characteristics, and physical damage deductibles and liability limits.
Older drivers with a clean driving record and high physical damage deductibles may pay as low as $1,200 every 12 months on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they can expect to pay in the ballpark of $4,700 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you are likely paying anywhere from $1,500 to $2,100 extra per year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 44% to 131% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles can reduce rates by up to $500 annually, while buying higher liability limits will push rates upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $351 more per year. View Rates by Deductible or Liability Limit
Where you live also has a big influence on Chrysler Pacifica Hybrid insurance prices. A middle-age driver might find rates as low as $980 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,820 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,154 | -$124 | -9.7% |
| Alaska | $980 | -$298 | -23.3% |
| Arizona | $1,058 | -$220 | -17.2% |
| Arkansas | $1,278 | -$0 | 0.0% |
| California | $1,456 | $178 | 13.9% |
| Colorado | $1,218 | -$60 | -4.7% |
| Connecticut | $1,312 | $34 | 2.7% |
| Delaware | $1,444 | $166 | 13.0% |
| Florida | $1,596 | $318 | 24.9% |
| Georgia | $1,182 | -$96 | -7.5% |
| Hawaii | $916 | -$362 | -28.3% |
| Idaho | $866 | -$412 | -32.2% |
| Illinois | $952 | -$326 | -25.5% |
| Indiana | $964 | -$314 | -24.6% |
| Iowa | $862 | -$416 | -32.6% |
| Kansas | $1,214 | -$64 | -5.0% |
| Kentucky | $1,742 | $464 | 36.3% |
| Louisiana | $1,890 | $612 | 47.9% |
| Maine | $790 | -$488 | -38.2% |
| Maryland | $1,054 | -$224 | -17.5% |
| Massachusetts | $1,018 | -$260 | -20.3% |
| Michigan | $2,218 | $940 | 73.6% |
| Minnesota | $1,072 | -$206 | -16.1% |
| Mississippi | $1,530 | $252 | 19.7% |
| Missouri | $1,136 | -$142 | -11.1% |
| Montana | $1,372 | $94 | 7.4% |
| Nebraska | $1,006 | -$272 | -21.3% |
| Nevada | $1,532 | $254 | 19.9% |
| New Hampshire | $922 | -$356 | -27.9% |
| New Jersey | $1,428 | $150 | 11.7% |
| New Mexico | $1,130 | -$148 | -11.6% |
| New York | $1,346 | $68 | 5.3% |
| North Carolina | $736 | -$542 | -42.4% |
| North Dakota | $1,048 | -$230 | -18.0% |
| Ohio | $880 | -$398 | -31.1% |
| Oklahoma | $1,312 | $34 | 2.7% |
| Oregon | $1,170 | -$108 | -8.5% |
| Pennsylvania | $1,216 | -$62 | -4.9% |
| Rhode Island | $1,704 | $426 | 33.3% |
| South Carolina | $1,158 | -$120 | -9.4% |
| South Dakota | $1,078 | -$200 | -15.6% |
| Tennessee | $1,118 | -$160 | -12.5% |
| Texas | $1,538 | $260 | 20.3% |
| Utah | $948 | -$330 | -25.8% |
| Vermont | $872 | -$406 | -31.8% |
| Virginia | $764 | -$514 | -40.2% |
| Washington | $986 | -$292 | -22.8% |
| West Virginia | $1,172 | -$106 | -8.3% |
| Wisconsin | $882 | -$396 | -31.0% |
| Wyoming | $1,136 | -$142 | -11.1% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chrysler Pacifica Hybrid | $370 | $656 | $338 | $1,500 |
| 2023 Chrysler Pacifica Hybrid | $356 | $640 | $354 | $1,486 |
| 2022 Chrysler Pacifica Hybrid | $344 | $612 | $364 | $1,456 |
| 2021 Chrysler Pacifica Hybrid | $326 | $592 | $376 | $1,430 |
| 2020 Chrysler Pacifica Hybrid | $312 | $548 | $384 | $1,380 |
| 2019 Chrysler Pacifica Hybrid | $300 | $516 | $388 | $1,340 |
| 2018 Chrysler Pacifica Hybrid | $288 | $464 | $390 | $1,278 |
| 2017 Chrysler Pacifica Hybrid | $270 | $426 | $390 | $1,222 |
Rates are averaged for all Chrysler Pacifica Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Chrysler Pacifica Hybrid Insurance
Saving money on insurance for a Chrysler Pacifica Hybrid consists of being a good driver, having a good credit history, not filing small claims, and possibly raising deductibles. Invest the time to shop around at least once a year by requesting rates from direct car insurance companies like Progressive and GEICO, and also from local insurance agencies.
The following list is a brief recap of the primary concepts that were illustrated above.
- You may be able to save around $150 per year just by quoting early and online
- Drivers considered higher risk who tend to receive serious violations may have to pay on average $1,480 more per year than a safer driver
- Increasing deductibles could save up to $500 each year
- Drivers age 16 to 20 are expensive to insure, as much as $394 per month including comprehensive and collision insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,732 |
| 20 | $2,922 |
| 30 | $1,332 |
| 40 | $1,278 |
| 50 | $1,166 |
| 60 | $1,144 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,606 |
| $250 | $1,454 |
| $500 | $1,278 |
| $1,000 | $1,106 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,278 |
| 50/100 | $1,356 |
| 100/300 | $1,454 |
| 250/500 | $1,707 |
| 100 CSL | $1,395 |
| 300 CSL | $1,610 |
| 500 CSL | $1,766 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,756 |
| 20 | $4,650 |
| 30 | $2,816 |
| 40 | $2,754 |
| 50 | $2,628 |
| 60 | $2,602 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $69 |
| Multi-vehicle | $67 |
| Homeowner | $19 |
| 5-yr Accident Free | $92 |
| 5-yr Claim Free | $83 |
| Paid in Full/EFT | $57 |
| Advance Quote | $62 |
| Online Quote | $91 |
| Total Discounts | $540 |
Discounts are estimated and may not be available from every company or in every state.
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