Chrysler Pacifica Hybrid Insurance Rates
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Michelle Robbins
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UPDATED: Apr 24, 2024
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Average insurance prices for a Chrysler Pacifica Hybrid are $1,278 every 12 months including full coverage. Comprehensive insurance costs on average $288, collision costs $464, and liability costs around $390. Liability-only coverage costs as low as $438 a year, with high-risk coverage costing $2,754 or more. Teen drivers receive the highest rates at $4,732 a year or more.
Average premium for full coverage: $1,278
Rate estimates by individual coverage type:
Rates are based on $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 U.S. states and for different Pacifica Hybrid trim levels.
Price Range by Coverage and Risk
For an average driver, prices range go from the cheapest price of $438 for minimum levels of liability insurance to a much higher rate of $2,754 for coverage for higher-risk drivers.
Price Range by Location
Where you live can have significant affects on car insurance rates. Rural areas tend to have more infrequent comprehensive and collision claims than larger metro areas.
The price range example below illustrates the effect of geographic area on car insurance rates.
These examples highlight why anyone shopping for car insurance should compare prices based on a specific location and their own driving history, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below breaks down estimated Chrysler Pacifica Hybrid insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $738
- Using higher $1,000 deductibles will save around $172 every year
- The average price for a 40-year-old driver with $500 deductibles is $1,278
- Choosing more expensive low deductibles for physical damage coverage costs an extra $328 every year
- Drivers with multiple violations and an at-fault accident could pay upwards of $2,754 or more
- The cost to insure a teen driver with full coverage may cost $4,732 or more
Car insurance rates for a Chrysler Pacifica Hybrid can also vary considerably based on policy deductibles and limits, your driving characteristics, and the trim level of your Pacifica Hybrid.
Choosing high deductibles could cut rates by as much as $500 every year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $351 extra every 12 months. View Rates by Deductible or Liability Limit
An older driver with no driving violations and higher deductibles may pay as little as $1,200 a year for full coverage. Rates are highest for teen drivers, since even excellent drivers will be charged upwards of $4,700 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you are likely paying at a minimum $1,500 to $2,100 extra per year, depending on your age. High-risk driver insurance can be as much as 44% to 131% more than average. View High Risk Driver Rates
Where you live has a huge impact on Chrysler Pacifica Hybrid insurance prices. A driver around age 40 might see rates as low as $980 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,820 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,154 | -$124 | -9.7% |
| Alaska | $980 | -$298 | -23.3% |
| Arizona | $1,058 | -$220 | -17.2% |
| Arkansas | $1,278 | -$0 | 0.0% |
| California | $1,456 | $178 | 13.9% |
| Colorado | $1,218 | -$60 | -4.7% |
| Connecticut | $1,312 | $34 | 2.7% |
| Delaware | $1,444 | $166 | 13.0% |
| Florida | $1,596 | $318 | 24.9% |
| Georgia | $1,182 | -$96 | -7.5% |
| Hawaii | $916 | -$362 | -28.3% |
| Idaho | $866 | -$412 | -32.2% |
| Illinois | $952 | -$326 | -25.5% |
| Indiana | $964 | -$314 | -24.6% |
| Iowa | $862 | -$416 | -32.6% |
| Kansas | $1,214 | -$64 | -5.0% |
| Kentucky | $1,742 | $464 | 36.3% |
| Louisiana | $1,890 | $612 | 47.9% |
| Maine | $790 | -$488 | -38.2% |
| Maryland | $1,054 | -$224 | -17.5% |
| Massachusetts | $1,018 | -$260 | -20.3% |
| Michigan | $2,218 | $940 | 73.6% |
| Minnesota | $1,072 | -$206 | -16.1% |
| Mississippi | $1,530 | $252 | 19.7% |
| Missouri | $1,136 | -$142 | -11.1% |
| Montana | $1,372 | $94 | 7.4% |
| Nebraska | $1,006 | -$272 | -21.3% |
| Nevada | $1,532 | $254 | 19.9% |
| New Hampshire | $922 | -$356 | -27.9% |
| New Jersey | $1,428 | $150 | 11.7% |
| New Mexico | $1,130 | -$148 | -11.6% |
| New York | $1,346 | $68 | 5.3% |
| North Carolina | $736 | -$542 | -42.4% |
| North Dakota | $1,048 | -$230 | -18.0% |
| Ohio | $880 | -$398 | -31.1% |
| Oklahoma | $1,312 | $34 | 2.7% |
| Oregon | $1,170 | -$108 | -8.5% |
| Pennsylvania | $1,216 | -$62 | -4.9% |
| Rhode Island | $1,704 | $426 | 33.3% |
| South Carolina | $1,158 | -$120 | -9.4% |
| South Dakota | $1,078 | -$200 | -15.6% |
| Tennessee | $1,118 | -$160 | -12.5% |
| Texas | $1,538 | $260 | 20.3% |
| Utah | $948 | -$330 | -25.8% |
| Vermont | $872 | -$406 | -31.8% |
| Virginia | $764 | -$514 | -40.2% |
| Washington | $986 | -$292 | -22.8% |
| West Virginia | $1,172 | -$106 | -8.3% |
| Wisconsin | $882 | -$396 | -31.0% |
| Wyoming | $1,136 | -$142 | -11.1% |
With so much variability in rates, the best way to figure out exactly what you will pay is to compare rates and see which company has the best rate. Each insurance company uses a different rate calculation, so rate quotes can be significantly different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chrysler Pacifica Hybrid | $370 | $656 | $338 | $1,500 |
| 2023 Chrysler Pacifica Hybrid | $356 | $640 | $354 | $1,486 |
| 2022 Chrysler Pacifica Hybrid | $344 | $612 | $364 | $1,456 |
| 2021 Chrysler Pacifica Hybrid | $326 | $592 | $376 | $1,430 |
| 2020 Chrysler Pacifica Hybrid | $312 | $548 | $384 | $1,380 |
| 2019 Chrysler Pacifica Hybrid | $300 | $516 | $388 | $1,340 |
| 2018 Chrysler Pacifica Hybrid | $288 | $464 | $390 | $1,278 |
| 2017 Chrysler Pacifica Hybrid | $270 | $426 | $390 | $1,222 |
Rates are averaged for all Chrysler Pacifica Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Cheap Chrysler Pacifica Hybrid Insurance
Saving money on car insurance requires having a decent driving record, maintaining a good credit score, not filing small claims, and maximizing policy discounts. Take the time to compare rates at least once a year by obtaining price quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.
The following items are a quick review of the primary concepts that were covered in the above illustrations.
- You may be able to save as much as $150 per year simply by shopping early and online
- Higher risk drivers with a DUI or reckless driving violation may pay on average $1,480 more each year than a driver with a clean driving record
- Increasing deductibles could save as much as $500 each year
- 16 to 18-year-old drivers are expensive to insure, as much as $394 per month if the policy includes full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,732 |
| 20 | $2,922 |
| 30 | $1,332 |
| 40 | $1,278 |
| 50 | $1,166 |
| 60 | $1,144 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,606 |
| $250 | $1,454 |
| $500 | $1,278 |
| $1,000 | $1,106 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,278 |
| 50/100 | $1,356 |
| 100/300 | $1,454 |
| 250/500 | $1,707 |
| 100 CSL | $1,395 |
| 300 CSL | $1,610 |
| 500 CSL | $1,766 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,756 |
| 20 | $4,650 |
| 30 | $2,816 |
| 40 | $2,754 |
| 50 | $2,628 |
| 60 | $2,602 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $69 |
| Multi-vehicle | $67 |
| Homeowner | $19 |
| 5-yr Accident Free | $92 |
| 5-yr Claim Free | $83 |
| Paid in Full/EFT | $57 |
| Advance Quote | $62 |
| Online Quote | $91 |
| Total Discounts | $540 |
Discounts are estimated and may not be available from every company or in every state.
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