Chrysler Pacifica Hybrid Insurance Rates
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UPDATED: Apr 24, 2024
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The average insurance rates for a Chrysler Pacifica Hybrid are $1,340 a year with full coverage. Comprehensive costs an estimated $300 each year, collision costs $516, and liability is estimated at $388. Buying just liability costs approximately $434 a year, with insurance for high-risk drivers costing around $2,898. Teenage drivers cost the most to insure at $4,938 a year or more.
Average premium for full coverage: $1,340
Policy rates broken down by type of insurance:
Prices are based on $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all U.S. states and Pacifica Hybrid models.
Price Range Variability
For the average 40-year-old driver, Chrysler Pacifica Hybrid insurance rates go from the low end price of $434 for just liability insurance to a high rate of $2,898 for a driver who has had serious violations or accidents.
Urban vs. Rural Price Range
Living in a larger city can have significant affects on car insurance rates. More rural locations are shown to have lower incidents of collision claims than densely populated cities.
The graphic below illustrates the difference location can make on insurance prices.
The examples above demonstrate why all drivers should get quotes for a targeted area, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below details estimated Chrysler Pacifica Hybrid insurance rates for other coverage scenarios.
- The best discount rate is $767
- Choosing higher $1,000 deductibles can save approximately $184 annually
- The estimated price for a good driver age 40 who has $500 deductibles is $1,340
- Using low deductibles for comp and collision coverage bumps up the cost to $1,702
- Unlucky drivers who are prone to accidents and violations could pay up to $2,898 or more
- Policy cost that insures a teen driver can cost as much as $4,938 each year
Insurance rates for a Chrysler Pacifica Hybrid also range considerably based on the trim level and model year, your age and driving habits, and liability limits and deductibles.
If you have a few points on your driving record or you caused an accident, you may be forking out $1,600 to $2,200 extra every year, depending on your age. Insurance for high-risk drivers ranges as much as 45% to 133% more than a normal policy. View High Risk Driver Rates
More mature drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,300 annually on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay at least $4,900 a year. View Rates by Age
Your home state plays a big part in determining prices for Chrysler Pacifica Hybrid insurance prices. A good driver about age 40 could pay as low as $960 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,810 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,212 | -$128 | -9.6% |
| Alaska | $1,026 | -$314 | -23.4% |
| Arizona | $1,112 | -$228 | -17.0% |
| Arkansas | $1,340 | -$0 | 0.0% |
| California | $1,528 | $188 | 14.0% |
| Colorado | $1,278 | -$62 | -4.6% |
| Connecticut | $1,376 | $36 | 2.7% |
| Delaware | $1,514 | $174 | 13.0% |
| Florida | $1,674 | $334 | 24.9% |
| Georgia | $1,240 | -$100 | -7.5% |
| Hawaii | $964 | -$376 | -28.1% |
| Idaho | $908 | -$432 | -32.2% |
| Illinois | $998 | -$342 | -25.5% |
| Indiana | $1,010 | -$330 | -24.6% |
| Iowa | $904 | -$436 | -32.5% |
| Kansas | $1,272 | -$68 | -5.1% |
| Kentucky | $1,828 | $488 | 36.4% |
| Louisiana | $1,984 | $644 | 48.1% |
| Maine | $826 | -$514 | -38.4% |
| Maryland | $1,106 | -$234 | -17.5% |
| Massachusetts | $1,070 | -$270 | -20.1% |
| Michigan | $2,326 | $986 | 73.6% |
| Minnesota | $1,122 | -$218 | -16.3% |
| Mississippi | $1,606 | $266 | 19.9% |
| Missouri | $1,188 | -$152 | -11.3% |
| Montana | $1,438 | $98 | 7.3% |
| Nebraska | $1,056 | -$284 | -21.2% |
| Nevada | $1,606 | $266 | 19.9% |
| New Hampshire | $966 | -$374 | -27.9% |
| New Jersey | $1,498 | $158 | 11.8% |
| New Mexico | $1,184 | -$156 | -11.6% |
| New York | $1,410 | $70 | 5.2% |
| North Carolina | $770 | -$570 | -42.5% |
| North Dakota | $1,098 | -$242 | -18.1% |
| Ohio | $924 | -$416 | -31.0% |
| Oklahoma | $1,374 | $34 | 2.5% |
| Oregon | $1,228 | -$112 | -8.4% |
| Pennsylvania | $1,276 | -$64 | -4.8% |
| Rhode Island | $1,786 | $446 | 33.3% |
| South Carolina | $1,214 | -$126 | -9.4% |
| South Dakota | $1,130 | -$210 | -15.7% |
| Tennessee | $1,170 | -$170 | -12.7% |
| Texas | $1,614 | $274 | 20.4% |
| Utah | $990 | -$350 | -26.1% |
| Vermont | $916 | -$424 | -31.6% |
| Virginia | $802 | -$538 | -40.1% |
| Washington | $1,034 | -$306 | -22.8% |
| West Virginia | $1,230 | -$110 | -8.2% |
| Wisconsin | $926 | -$414 | -30.9% |
| Wyoming | $1,192 | -$148 | -11.0% |
Using high physical damage deductibles can save as much as $550 every year, whereas increasing liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $349 more per year. View Rates by Deductible or Liability Limit
Because rates have so much variability, the best way to find out which auto insurance is cheapest is to do a rate comparison and see which company has the best rate. Each auto insurer uses a different method to calculate rates, so the rates will be varied.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chrysler Pacifica Hybrid | $384 | $660 | $332 | $1,512 |
| 2023 Chrysler Pacifica Hybrid | $370 | $656 | $338 | $1,500 |
| 2022 Chrysler Pacifica Hybrid | $356 | $640 | $354 | $1,486 |
| 2021 Chrysler Pacifica Hybrid | $344 | $612 | $364 | $1,456 |
| 2020 Chrysler Pacifica Hybrid | $326 | $592 | $376 | $1,430 |
| 2019 Chrysler Pacifica Hybrid | $312 | $548 | $384 | $1,380 |
| 2018 Chrysler Pacifica Hybrid | $300 | $516 | $388 | $1,340 |
| 2017 Chrysler Pacifica Hybrid | $288 | $464 | $390 | $1,278 |
Rates are averaged for all Chrysler Pacifica Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable Chrysler Pacifica Hybrid Insurance
Finding cheaper rates on car insurance takes having a decent driving record, having above-average credit, not filing small claims, and taking advantage of discounts. Compare prices every other policy renewal by requesting rates from direct companies, and also from insurance agencies where you live.
The following items are a brief review of the ideas that were touched on in this article.
- 16 to 18-year-old drivers are charged the highest rates, as much as $412 each month if full coverage is included
- Higher risk drivers with DUI or reckless driving convictions could be forced to pay on average $1,560 more annually than a driver with a clean driving record
- Increasing comprehensive and collision deductibles can save approximately $550 each year
- You may be able to save approximately $160 per year simply by quoting online in advance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,938 |
| 20 | $3,076 |
| 30 | $1,400 |
| 40 | $1,340 |
| 50 | $1,224 |
| 60 | $1,202 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,702 |
| $250 | $1,536 |
| $500 | $1,340 |
| $1,000 | $1,156 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,340 |
| 50/100 | $1,418 |
| 100/300 | $1,515 |
| 250/500 | $1,767 |
| 100 CSL | $1,456 |
| 300 CSL | $1,670 |
| 500 CSL | $1,825 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,064 |
| 20 | $4,902 |
| 30 | $2,964 |
| 40 | $2,898 |
| 50 | $2,762 |
| 60 | $2,738 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $72 |
| Multi-vehicle | $70 |
| Homeowner | $20 |
| 5-yr Accident Free | $99 |
| 5-yr Claim Free | $87 |
| Paid in Full/EFT | $62 |
| Advance Quote | $67 |
| Online Quote | $96 |
| Total Discounts | $573 |
Discounts are estimated and may not be available from every company or in every state.
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