Chrysler Pacifica Hybrid Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Apr 24, 2024
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Estimated auto insurance rates for a Chrysler Pacifica Hybrid are $1,340 annually for full coverage insurance. Comprehensive insurance costs approximately $300 a year, collision costs $516, and liability coverage costs around $388. Liability-only insurance costs as low as $434 a year, with high-risk driver insurance costing $2,898 or more. Teen drivers pay the most at $4,938 a year or more.
Average premium for full coverage: $1,340
Premium estimates by type of coverage:
Full coverage includes $500 physical damage deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 states and Pacifica Hybrid trim levels.
Insurance Price Range by Risk and Coverage
Using a 40-year-old driver as an example, insurance rates for a Chrysler Pacifica Hybrid go from as cheap as $434 for liability-only coverage to a high of $2,898 for a driver that may need high-risk insurance.
Insurance Price Range by Location
Where you live has a large influence on the price of auto insurance. Rural locations are statistically proven to have fewer physical damage claims than larger metro areas.
The diagram below illustrates how rural and urban location affects auto insurance prices.
These rate differences illustrate why it is important to compare prices using their specific location and their own personal driving habits, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below illustrates estimated Chrysler Pacifica Hybrid insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $767
- Using higher $1,000 deductibles will save $1,156 each year
- The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,340
- Choosing low $100 deductibles for physical damage coverage costs an additional $362 each year
- Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,898 or more
- An auto insurance policy with full coverage for a teenage driver can cost $4,938 or more
Insurance prices for a Chrysler Pacifica Hybrid also have a wide range based on the model of your Pacifica Hybrid, your risk profile, and physical damage deductibles and liability limits.
Older drivers with no violations or accidents and high physical damage deductibles may only pay around $1,300 a year, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,900 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you are probably paying anywhere from $1,600 to $2,200 additional annually, depending on your age. A high-risk auto insurance policy can be around 45% to 133% more than average. View High Risk Driver Rates
Choosing high deductibles could cut prices by as much as $550 a year, while buying higher liability limits will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $349 more each year. View Rates by Deductible or Liability Limit
Where you choose to live has a huge impact on Chrysler Pacifica Hybrid insurance rates. A driver around age 40 might see prices as low as $880 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,810 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,212 | -$128 | -9.6% |
| Alaska | $1,026 | -$314 | -23.4% |
| Arizona | $1,112 | -$228 | -17.0% |
| Arkansas | $1,340 | -$0 | 0.0% |
| California | $1,528 | $188 | 14.0% |
| Colorado | $1,278 | -$62 | -4.6% |
| Connecticut | $1,376 | $36 | 2.7% |
| Delaware | $1,514 | $174 | 13.0% |
| Florida | $1,674 | $334 | 24.9% |
| Georgia | $1,240 | -$100 | -7.5% |
| Hawaii | $964 | -$376 | -28.1% |
| Idaho | $908 | -$432 | -32.2% |
| Illinois | $998 | -$342 | -25.5% |
| Indiana | $1,010 | -$330 | -24.6% |
| Iowa | $904 | -$436 | -32.5% |
| Kansas | $1,272 | -$68 | -5.1% |
| Kentucky | $1,828 | $488 | 36.4% |
| Louisiana | $1,984 | $644 | 48.1% |
| Maine | $826 | -$514 | -38.4% |
| Maryland | $1,106 | -$234 | -17.5% |
| Massachusetts | $1,070 | -$270 | -20.1% |
| Michigan | $2,326 | $986 | 73.6% |
| Minnesota | $1,122 | -$218 | -16.3% |
| Mississippi | $1,606 | $266 | 19.9% |
| Missouri | $1,188 | -$152 | -11.3% |
| Montana | $1,438 | $98 | 7.3% |
| Nebraska | $1,056 | -$284 | -21.2% |
| Nevada | $1,606 | $266 | 19.9% |
| New Hampshire | $966 | -$374 | -27.9% |
| New Jersey | $1,498 | $158 | 11.8% |
| New Mexico | $1,184 | -$156 | -11.6% |
| New York | $1,410 | $70 | 5.2% |
| North Carolina | $770 | -$570 | -42.5% |
| North Dakota | $1,098 | -$242 | -18.1% |
| Ohio | $924 | -$416 | -31.0% |
| Oklahoma | $1,374 | $34 | 2.5% |
| Oregon | $1,228 | -$112 | -8.4% |
| Pennsylvania | $1,276 | -$64 | -4.8% |
| Rhode Island | $1,786 | $446 | 33.3% |
| South Carolina | $1,214 | -$126 | -9.4% |
| South Dakota | $1,130 | -$210 | -15.7% |
| Tennessee | $1,170 | -$170 | -12.7% |
| Texas | $1,614 | $274 | 20.4% |
| Utah | $990 | -$350 | -26.1% |
| Vermont | $916 | -$424 | -31.6% |
| Virginia | $802 | -$538 | -40.1% |
| Washington | $1,034 | -$306 | -22.8% |
| West Virginia | $1,230 | -$110 | -8.2% |
| Wisconsin | $926 | -$414 | -30.9% |
| Wyoming | $1,192 | -$148 | -11.0% |
With such a large range in prices, the only way to figure out who has the best car insurance prices is to get quotes and see how they stack up. Each insurance company uses a different rate calculation, and prices will be substantially different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chrysler Pacifica Hybrid | $384 | $660 | $332 | $1,512 |
| 2023 Chrysler Pacifica Hybrid | $370 | $656 | $338 | $1,500 |
| 2022 Chrysler Pacifica Hybrid | $356 | $640 | $354 | $1,486 |
| 2021 Chrysler Pacifica Hybrid | $344 | $612 | $364 | $1,456 |
| 2020 Chrysler Pacifica Hybrid | $326 | $592 | $376 | $1,430 |
| 2019 Chrysler Pacifica Hybrid | $312 | $548 | $384 | $1,380 |
| 2018 Chrysler Pacifica Hybrid | $300 | $516 | $388 | $1,340 |
| 2017 Chrysler Pacifica Hybrid | $288 | $464 | $390 | $1,278 |
Rates are averaged for all Chrysler Pacifica Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy More Affordable Chrysler Pacifica Hybrid Insurance
Finding better rates on auto insurance requires being a safe and courteous driver, having good credit, paying for small claims out-of-pocket, and qualifying for all possible discounts. Set aside time to shop around once a year by getting quotes from direct insurance companies, and also from insurance agencies where you live.
Below is a summary of the data that was raised in the charts and tables above.
- It is possible to save around $160 per year simply by quoting early and online
- Consumers who purchase higher levels of liability will pay about $430 annually to increase from 30/60 bodily injury limits to higher 250/500 limits
- Teenage drivers are the costliest to insure, with premiums being up to $412 per month if they have full coverage
- Drivers who have multiple accidents or major violations could be forced to pay on average $1,560 more per year for auto insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,938 |
| 20 | $3,076 |
| 30 | $1,400 |
| 40 | $1,340 |
| 50 | $1,224 |
| 60 | $1,202 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,702 |
| $250 | $1,536 |
| $500 | $1,340 |
| $1,000 | $1,156 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,340 |
| 50/100 | $1,418 |
| 100/300 | $1,515 |
| 250/500 | $1,767 |
| 100 CSL | $1,456 |
| 300 CSL | $1,670 |
| 500 CSL | $1,825 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,064 |
| 20 | $4,902 |
| 30 | $2,964 |
| 40 | $2,898 |
| 50 | $2,762 |
| 60 | $2,738 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $72 |
| Multi-vehicle | $70 |
| Homeowner | $20 |
| 5-yr Accident Free | $99 |
| 5-yr Claim Free | $87 |
| Paid in Full/EFT | $62 |
| Advance Quote | $67 |
| Online Quote | $96 |
| Total Discounts | $573 |
Discounts are estimated and may not be available from every company or in every state.
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