Chrysler Pacifica Hybrid Insurance Rates
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Michelle Robbins
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UPDATED: Apr 24, 2024
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Average auto insurance rates for a Chrysler Pacifica Hybrid are $1,278 annually for full coverage insurance. Comprehensive costs around $288, collision insurance costs $464, and liability coverage costs around $390. A liability-only policy costs as low as $438 a year, and high-risk insurance costs around $2,754. 16-year-old drivers receive the highest rates at up to $4,732 a year.
Average premium for full coverage: $1,278
Rate estimates for individual coverage type:
Estimates include $500 policy deductibles, 30/60 split liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all 50 states and for different Pacifica Hybrid trim levels.
Price Range by Coverage and Risk
For the average driver, prices range range from as cheap as $438 for just liability insurance to a much higher rate of $2,754 for a high-risk insurance policy.
Price Range by Location
Where you live has a large influence on car insurance rates. Areas with sparse population tend to have fewer physical damage claims than congested cities. The price range example below illustrates how location impacts auto insurance rates.
These examples illustrate why anyone shopping for car insurance should compare prices for a specific zip code and their own personal driving habits, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below illustrates average Chrysler Pacifica Hybrid insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $738
- Using higher $1,000 deductibles will save about $172 each year
- The estimated rate for a 40-year-old driver using $500 deductibles is $1,278
- Buying more expensive low deductibles for physical damage coverage will cost $1,606
- Higher-risk drivers with multiple tickets or accidents could pay at least $2,754
- The cost with full coverage for a teenage driver with full coverage can be $4,732 or more
Insurance rates for a Chrysler Pacifica Hybrid can also vary considerably based on the trim level of your Pacifica Hybrid, your risk profile, and deductibles and policy limits.
An older driver with a clean driving record and high physical damage deductibles may only pay around $1,200 a year for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they can expect to pay as much as $4,700 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you are probably paying at least $1,500 to $2,100 extra per year, depending on your age. High-risk driver insurance can be around 44% to 131% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles could cut rates by as much as $500 a year, while increasing your policy's liability limits will increase rates. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $351 more per year. View Rates by Deductible or Liability Limit
Where you live has a huge impact on Chrysler Pacifica Hybrid insurance rates. A driver around age 40 might see rates as low as $830 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,720 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,154 | -$124 | -9.7% |
| Alaska | $980 | -$298 | -23.3% |
| Arizona | $1,058 | -$220 | -17.2% |
| Arkansas | $1,278 | -$0 | 0.0% |
| California | $1,456 | $178 | 13.9% |
| Colorado | $1,218 | -$60 | -4.7% |
| Connecticut | $1,312 | $34 | 2.7% |
| Delaware | $1,444 | $166 | 13.0% |
| Florida | $1,596 | $318 | 24.9% |
| Georgia | $1,182 | -$96 | -7.5% |
| Hawaii | $916 | -$362 | -28.3% |
| Idaho | $866 | -$412 | -32.2% |
| Illinois | $952 | -$326 | -25.5% |
| Indiana | $964 | -$314 | -24.6% |
| Iowa | $862 | -$416 | -32.6% |
| Kansas | $1,214 | -$64 | -5.0% |
| Kentucky | $1,742 | $464 | 36.3% |
| Louisiana | $1,890 | $612 | 47.9% |
| Maine | $790 | -$488 | -38.2% |
| Maryland | $1,054 | -$224 | -17.5% |
| Massachusetts | $1,018 | -$260 | -20.3% |
| Michigan | $2,218 | $940 | 73.6% |
| Minnesota | $1,072 | -$206 | -16.1% |
| Mississippi | $1,530 | $252 | 19.7% |
| Missouri | $1,136 | -$142 | -11.1% |
| Montana | $1,372 | $94 | 7.4% |
| Nebraska | $1,006 | -$272 | -21.3% |
| Nevada | $1,532 | $254 | 19.9% |
| New Hampshire | $922 | -$356 | -27.9% |
| New Jersey | $1,428 | $150 | 11.7% |
| New Mexico | $1,130 | -$148 | -11.6% |
| New York | $1,346 | $68 | 5.3% |
| North Carolina | $736 | -$542 | -42.4% |
| North Dakota | $1,048 | -$230 | -18.0% |
| Ohio | $880 | -$398 | -31.1% |
| Oklahoma | $1,312 | $34 | 2.7% |
| Oregon | $1,170 | -$108 | -8.5% |
| Pennsylvania | $1,216 | -$62 | -4.9% |
| Rhode Island | $1,704 | $426 | 33.3% |
| South Carolina | $1,158 | -$120 | -9.4% |
| South Dakota | $1,078 | -$200 | -15.6% |
| Tennessee | $1,118 | -$160 | -12.5% |
| Texas | $1,538 | $260 | 20.3% |
| Utah | $948 | -$330 | -25.8% |
| Vermont | $872 | -$406 | -31.8% |
| Virginia | $764 | -$514 | -40.2% |
| Washington | $986 | -$292 | -22.8% |
| West Virginia | $1,172 | -$106 | -8.3% |
| Wisconsin | $882 | -$396 | -31.0% |
| Wyoming | $1,136 | -$142 | -11.1% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chrysler Pacifica Hybrid | $370 | $656 | $338 | $1,500 |
| 2023 Chrysler Pacifica Hybrid | $356 | $640 | $354 | $1,486 |
| 2022 Chrysler Pacifica Hybrid | $344 | $612 | $364 | $1,456 |
| 2021 Chrysler Pacifica Hybrid | $326 | $592 | $376 | $1,430 |
| 2020 Chrysler Pacifica Hybrid | $312 | $548 | $384 | $1,380 |
| 2019 Chrysler Pacifica Hybrid | $300 | $516 | $388 | $1,340 |
| 2018 Chrysler Pacifica Hybrid | $288 | $464 | $390 | $1,278 |
| 2017 Chrysler Pacifica Hybrid | $270 | $426 | $390 | $1,222 |
Rates are averaged for all Chrysler Pacifica Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Low Cost Chrysler Pacifica Hybrid Insurance
Saving money on auto insurance requires avoiding accidents and claims, having a good credit history, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Spend time shopping around at least every other year by requesting rates from direct insurance companies like Progressive and GEICO, and also from several local insurance agents.
The points below are a review of the car insurance concepts touched on above.
- Drivers who have several accidents or serious violations pay on average $1,480 more every year to insure a Chrysler Pacifica Hybrid
- It is possible to save up to $150 per year just by shopping early and online
- Increasing deductibles could save up to $500 each year
- Consumers who may need increased liability limits will pay around $430 annually to increase from a minimum limit to higher 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,732 |
| 20 | $2,922 |
| 30 | $1,332 |
| 40 | $1,278 |
| 50 | $1,166 |
| 60 | $1,144 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,606 |
| $250 | $1,454 |
| $500 | $1,278 |
| $1,000 | $1,106 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,278 |
| 50/100 | $1,356 |
| 100/300 | $1,454 |
| 250/500 | $1,707 |
| 100 CSL | $1,395 |
| 300 CSL | $1,610 |
| 500 CSL | $1,766 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,756 |
| 20 | $4,650 |
| 30 | $2,816 |
| 40 | $2,754 |
| 50 | $2,628 |
| 60 | $2,602 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $69 |
| Multi-vehicle | $67 |
| Homeowner | $19 |
| 5-yr Accident Free | $92 |
| 5-yr Claim Free | $83 |
| Paid in Full/EFT | $57 |
| Advance Quote | $62 |
| Online Quote | $91 |
| Total Discounts | $540 |
Discounts are estimated and may not be available from every company or in every state.
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