Chrysler Pacifica Hybrid Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Apr 24, 2024

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U.S. average auto insurance rates for a Chrysler Pacifica Hybrid are $1,340 annually for full coverage. Comprehensive insurance costs approximately $300, collision insurance costs $516, and liability insurance is estimated at $388. Buying just liability costs approximately $434 a year, and insurance for high-risk drivers costs $2,898 or more. 16-year-old drivers pay the highest rates at up to $4,938 a year.

Average premium for full coverage: $1,340

Price estimates by individual coverage:

Comprehensive $300
Collision $516
Liability $388

Rate estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all states and for all Pacifica Hybrid models.

Price Range from Low to High

For a 40-year-old driver, Chrysler Pacifica Hybrid insurance prices range from as cheap as $434 for your basic liability-only policy to the much higher price of $2,898 for a high-risk driver policy.

Liability Only $434
Full Coverage $1,340
High Risk $2,898

Geographic Price Range

Living in a larger city has a significant impact on car insurance rates. Rural locations have fewer accident claims than congested cities. The example below illustrates how your location can change auto insurance prices.

Rural Areas $1,005
Small Cities $1,407
Large Cities $1,809

The ranges above show why everyone should get quotes using their specific location and their own personal driving habits, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below shows average Chrysler Pacifica Hybrid insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $767
  • Choosing higher $1,000 deductibles can save $184 a year
  • The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,340
  • Buying pricier low deductibles for comp and collision coverage costs an additional $362 a year
  • High-risk insureds with multiple tickets or accidents could pay around $2,898
  • The price with full coverage for a teen driver for full coverage can cost $4,938 each year

View Chart as Image

Chrysler Pacifica Hybrid insurance cost comparison chart
Column chart showing Chrysler Pacifica Hybrid insurance prices range from $767 to $4,938 for full coverage

Insurance prices for a Chrysler Pacifica Hybrid are also quite variable based on the trim level and model year, your driver profile, and physical damage deductibles and liability limits.

A more mature driver with no violations or accidents and high physical damage deductibles could pay as little as $1,300 annually on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,900 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying anywhere from $1,600 to $2,200 additional each year, depending on your age. Chrysler Pacifica Hybrid insurance for high-risk drivers ranges anywhere from 45% to 133% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can save as much as $550 each year, whereas buying more liability protection will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $349 more each year. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for Chrysler Pacifica Hybrid insurance rates. A good driver about age 40 could pay as low as $880 a year in states like Iowa, Maine, and Idaho, or at least $1,910 on average in New York, Louisiana, and Michigan.

Chrysler Pacifica Hybrid Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,212 -$128 -9.6%
Alaska $1,026 -$314 -23.4%
Arizona $1,112 -$228 -17.0%
Arkansas $1,340 -$0 0.0%
California $1,528 $188 14.0%
Colorado $1,278 -$62 -4.6%
Connecticut $1,376 $36 2.7%
Delaware $1,514 $174 13.0%
Florida $1,674 $334 24.9%
Georgia $1,240 -$100 -7.5%
Hawaii $964 -$376 -28.1%
Idaho $908 -$432 -32.2%
Illinois $998 -$342 -25.5%
Indiana $1,010 -$330 -24.6%
Iowa $904 -$436 -32.5%
Kansas $1,272 -$68 -5.1%
Kentucky $1,828 $488 36.4%
Louisiana $1,984 $644 48.1%
Maine $826 -$514 -38.4%
Maryland $1,106 -$234 -17.5%
Massachusetts $1,070 -$270 -20.1%
Michigan $2,326 $986 73.6%
Minnesota $1,122 -$218 -16.3%
Mississippi $1,606 $266 19.9%
Missouri $1,188 -$152 -11.3%
Montana $1,438 $98 7.3%
Nebraska $1,056 -$284 -21.2%
Nevada $1,606 $266 19.9%
New Hampshire $966 -$374 -27.9%
New Jersey $1,498 $158 11.8%
New Mexico $1,184 -$156 -11.6%
New York $1,410 $70 5.2%
North Carolina $770 -$570 -42.5%
North Dakota $1,098 -$242 -18.1%
Ohio $924 -$416 -31.0%
Oklahoma $1,374 $34 2.5%
Oregon $1,228 -$112 -8.4%
Pennsylvania $1,276 -$64 -4.8%
Rhode Island $1,786 $446 33.3%
South Carolina $1,214 -$126 -9.4%
South Dakota $1,130 -$210 -15.7%
Tennessee $1,170 -$170 -12.7%
Texas $1,614 $274 20.4%
Utah $990 -$350 -26.1%
Vermont $916 -$424 -31.6%
Virginia $802 -$538 -40.1%
Washington $1,034 -$306 -22.8%
West Virginia $1,230 -$110 -8.2%
Wisconsin $926 -$414 -30.9%
Wyoming $1,192 -$148 -11.0%

View Chart as Image

Chrysler Pacifica Hybrid insurance rates by U.S. city
Chrysler Pacifica Hybrid Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chrysler Pacifica Hybrid $384 $660 $332 $1,512
2023 Chrysler Pacifica Hybrid $370 $656 $338 $1,500
2022 Chrysler Pacifica Hybrid $356 $640 $354 $1,486
2021 Chrysler Pacifica Hybrid $344 $612 $364 $1,456
2020 Chrysler Pacifica Hybrid $326 $592 $376 $1,430
2019 Chrysler Pacifica Hybrid $312 $548 $384 $1,380
2018 Chrysler Pacifica Hybrid $300 $516 $388 $1,340
2017 Chrysler Pacifica Hybrid $288 $464 $390 $1,278

Rates are averaged for all Chrysler Pacifica Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Best Chrysler Pacifica Hybrid Insurance

Getting lower rates on Chrysler Pacifica Hybrid insurance takes having a decent driving record, having good credit, eliminating unnecessary coverage, and consideration of higher deductibles. Invest the time to shop around every time your policy renews by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following items are a brief recap of the information illustrated above.

  • Drivers can save around $160 per year just by quoting online well ahead of the renewal date
  • 16 to 18-year-old drivers are the costliest to insure, with premiums as much as $412 a month if they have full coverage
  • Increasing physical damage deductibles could save up to $550 each year
  • High-risk drivers who tend to receive serious violations pay on average $1,560 more per year than a driver with a clean driving record
  • Drivers who purchase additional liability coverage will pay around $430 each year to raise limits from a low limit to higher 250/500 limits

Rates by Driver Age

Chrysler Pacifica Hybrid Insurance Rates by Driver Age
Driver Age Premium
16 $4,938
20 $3,076
30 $1,400
40 $1,340
50 $1,224
60 $1,202

Full coverage, $500 deductibles

Rates by Deductible

Chrysler Pacifica Hybrid Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,702
$250 $1,536
$500 $1,340
$1,000 $1,156

Full coverage, driver age 40

Rates by Liability Limit

Chrysler Pacifica Hybrid Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,340
50/100 $1,418
100/300 $1,515
250/500 $1,767
100 CSL $1,456
300 CSL $1,670
500 CSL $1,825

Full coverage, driver age 40

Rates for High Risk Drivers

Chrysler Pacifica Hybrid Insurance Rates for High Risk Drivers
Age Premium
16 $7,064
20 $4,902
30 $2,964
40 $2,898
50 $2,762
60 $2,738

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $187

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $72
Multi-vehicle $70
Homeowner $20
5-yr Accident Free $99
5-yr Claim Free $87
Paid in Full/EFT $62
Advance Quote $67
Online Quote $96
Total Discounts $573
Rate after discounts $767

Discounts are estimated and may not be available from every company or in every state.

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