Chrysler Pacifica Hybrid Insurance Rates

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UPDATED: Apr 24, 2024

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Average auto insurance rates for a Chrysler Pacifica Hybrid are $1,278 annually for full coverage. Comprehensive insurance costs approximately $288, collision insurance costs $464, and liability is $390. A policy with just liability insurance costs around $438 a year, and coverage for high-risk drivers costs $2,754 or more. Teens receive the highest rates at up to $4,732 a year.

Average premium for full coverage: $1,278

Rate estimates by individual coverage type:

Comprehensive $288
Collision $464
Liability $390

Prices are based on $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all states and for different Pacifica Hybrid trim levels.

Price Range by Coverage and Risk

For an average driver, prices range range from as cheap as $438 for basic liability insurance to a much higher rate of $2,754 for a driver who has had serious violations or accidents.

Liability Only $438
Full Coverage $1,278
High Risk $2,754

Price Range by Location

Choosing to live in a large city can have significant affects on car insurance rates. Rural locations tend to have fewer accident claims than cities with more traffic congestion. The price range example below illustrates the effect of geographic area on auto insurance prices.

Rural Areas $959
Small Cities $1,342
Large Cities $1,725

These examples show why anyone shopping for car insurance should compare rates quotes using their specific location and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below shows average Chrysler Pacifica Hybrid insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $738
  • Raising to $1,000 deductibles will save $172 a year
  • The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,278
  • Selecting more expensive low deductibles costs an additional $328 every year
  • At-risk drivers with serious driving violations could pay around $2,754
  • The cost with full coverage for a teen driver with full coverage can cost $4,732

View Chart as Image

Chrysler Pacifica Hybrid insurance cost comparison chart
Column chart showing Chrysler Pacifica Hybrid insurance prices range from $738 to $4,732 for full coverage

Insurance rates for a Chrysler Pacifica Hybrid can also vary considerably based on the trim level of your Pacifica Hybrid, your driver profile, and physical damage deductibles and liability limits.

An older driver with no violations or accidents and high physical damage deductibles may pay as little as $1,200 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,700 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying anywhere from $1,500 to $2,100 additional per year, depending on your age. High-risk driver insurance is expensive and can cost as much as 44% to 131% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $500 every year, while increasing your policy's liability limits will push rates upward. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $351 more each year. View Rates by Deductible or Liability Limit

Where you live also has a big influence on Chrysler Pacifica Hybrid insurance prices. A middle-age driver might find rates as low as $840 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,820 on average in New York, Louisiana, and Michigan.

Chrysler Pacifica Hybrid Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,154 -$124 -9.7%
Alaska $980 -$298 -23.3%
Arizona $1,058 -$220 -17.2%
Arkansas $1,278 -$0 0.0%
California $1,456 $178 13.9%
Colorado $1,218 -$60 -4.7%
Connecticut $1,312 $34 2.7%
Delaware $1,444 $166 13.0%
Florida $1,596 $318 24.9%
Georgia $1,182 -$96 -7.5%
Hawaii $916 -$362 -28.3%
Idaho $866 -$412 -32.2%
Illinois $952 -$326 -25.5%
Indiana $964 -$314 -24.6%
Iowa $862 -$416 -32.6%
Kansas $1,214 -$64 -5.0%
Kentucky $1,742 $464 36.3%
Louisiana $1,890 $612 47.9%
Maine $790 -$488 -38.2%
Maryland $1,054 -$224 -17.5%
Massachusetts $1,018 -$260 -20.3%
Michigan $2,218 $940 73.6%
Minnesota $1,072 -$206 -16.1%
Mississippi $1,530 $252 19.7%
Missouri $1,136 -$142 -11.1%
Montana $1,372 $94 7.4%
Nebraska $1,006 -$272 -21.3%
Nevada $1,532 $254 19.9%
New Hampshire $922 -$356 -27.9%
New Jersey $1,428 $150 11.7%
New Mexico $1,130 -$148 -11.6%
New York $1,346 $68 5.3%
North Carolina $736 -$542 -42.4%
North Dakota $1,048 -$230 -18.0%
Ohio $880 -$398 -31.1%
Oklahoma $1,312 $34 2.7%
Oregon $1,170 -$108 -8.5%
Pennsylvania $1,216 -$62 -4.9%
Rhode Island $1,704 $426 33.3%
South Carolina $1,158 -$120 -9.4%
South Dakota $1,078 -$200 -15.6%
Tennessee $1,118 -$160 -12.5%
Texas $1,538 $260 20.3%
Utah $948 -$330 -25.8%
Vermont $872 -$406 -31.8%
Virginia $764 -$514 -40.2%
Washington $986 -$292 -22.8%
West Virginia $1,172 -$106 -8.3%
Wisconsin $882 -$396 -31.0%
Wyoming $1,136 -$142 -11.1%

View Chart as Image

Chrysler Pacifica Hybrid insurance rates by U.S. city
Chrysler Pacifica Hybrid Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chrysler Pacifica Hybrid $370 $656 $338 $1,500
2023 Chrysler Pacifica Hybrid $356 $640 $354 $1,486
2022 Chrysler Pacifica Hybrid $344 $612 $364 $1,456
2021 Chrysler Pacifica Hybrid $326 $592 $376 $1,430
2020 Chrysler Pacifica Hybrid $312 $548 $384 $1,380
2019 Chrysler Pacifica Hybrid $300 $516 $388 $1,340
2018 Chrysler Pacifica Hybrid $288 $464 $390 $1,278
2017 Chrysler Pacifica Hybrid $270 $426 $390 $1,222

Rates are averaged for all Chrysler Pacifica Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Affordable Chrysler Pacifica Hybrid Insurance

Saving money on car insurance consists of being a low-risk driver, having good credit, eliminating unneeded coverage, and consideration of higher deductibles. Take the time to compare rates every other policy renewal by requesting quotes from direct carriers like Progressive and GEICO, and also from several local insurance agents.

The items below are a brief review of the ideas that were covered in the above illustrations.

  • Teen drivers are the costliest to insure, costing as high as $394 per month if they have full coverage
  • Higher risk drivers with DUI or reckless driving convictions pay on average $1,480 more per year to insure their Pacifica Hybrid
  • Increasing deductibles could save up to $500 each year
  • Drivers can save around $150 per year just by shopping early and online

Rates by Driver Age

Chrysler Pacifica Hybrid Insurance Rates by Driver Age
Driver Age Premium
16 $4,732
20 $2,922
30 $1,332
40 $1,278
50 $1,166
60 $1,144

Full coverage, $500 deductibles

Rates by Deductible

Chrysler Pacifica Hybrid Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,606
$250 $1,454
$500 $1,278
$1,000 $1,106

Full coverage, driver age 40

Rates by Liability Limit

Chrysler Pacifica Hybrid Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,278
50/100 $1,356
100/300 $1,454
250/500 $1,707
100 CSL $1,395
300 CSL $1,610
500 CSL $1,766

Full coverage, driver age 40

Rates for High Risk Drivers

Chrysler Pacifica Hybrid Insurance Rates for High Risk Drivers
Age Premium
16 $6,756
20 $4,650
30 $2,816
40 $2,754
50 $2,628
60 $2,602

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $176

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $69
Multi-vehicle $67
Homeowner $19
5-yr Accident Free $92
5-yr Claim Free $83
Paid in Full/EFT $57
Advance Quote $62
Online Quote $91
Total Discounts $540
Rate after discounts $738

Discounts are estimated and may not be available from every company or in every state.

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