Chrysler Pacifica Hybrid Insurance Rates

U.S. average insurance rates for a Chrysler Pacifica Hybrid are $1,278 a year for full coverage insurance. Comprehensive costs an estimated $288 each year, collision insurance costs $464, and liability coverage costs around $390. Liability-only insurance costs as low as $438 a year, and high-risk driver insurance costs around $2,754. Teenage drivers pay the highest rates at up to $4,732 a year.

Average premium for full coverage: $1,278

Price estimates broken down by individual coverage:

Full coverage includes $500 policy deductibles, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 states and Pacifica Hybrid models.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on the price of insurance. More rural locations have a lower frequency of physical damage claims than densely populated cities. The graphic below illustrates how your location can change insurance prices.

The ranges above illustrate why all drivers should compare prices for a targeted area and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average Chrysler Pacifica Hybrid insurance rates for other coverage scenarios.

• The best discount rate is $738
• Using higher $1,000 deductibles will save approximately $172 each year
• The average rate for the average middle-age driver who has $500 deductibles is $1,278
• Using low deductibles for physical damage coverage will increase the cost to $1,606
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,754
• The price for full coverage for a teenage driver can cost as much as $4,732 or more

View Chart as Image

Car insurance prices for a Chrysler Pacifica Hybrid are also quite variable based on your driving record, the model year and trim level, and liability limits and deductibles.

More mature drivers with no driving violations and high deductibles may only pay around $1,200 a year for full coverage. Prices are much higher for teenage drivers, where even good drivers will be charged at least $4,700 a year. View Rates by Age

The state you live in has a huge impact on Chrysler Pacifica Hybrid insurance rates. A driver around age 40 might see prices as low as $830 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,720 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $500 a year, whereas increasing liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $351 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying $1,500 to $2,100 extra each year, depending on your age. Insurance for high-risk drivers can be around 44% to 131% more than a normal policy. View High Risk Driver Rates

How to Find More Affordable Chrysler Pacifica Hybrid Insurance

Getting lower rates on auto insurance requires being safe and accident-free, having above-average credit, not filing small claims, and possibly higher deductibles. Invest the time to shop around at least once a year by requesting quotes from direct insurance companies like Progressive and GEICO, and also from several local insurance agents.

Below you'll find a summary of the primary concepts that were illustrated above.

• It is possible to save approximately $150 per year just by quoting online in advance
• Drivers who have multiple accidents or major violations pay on average $1,480 more annually than a low-risk driver
• Increasing physical damage deductibles can save around $500 each year
• Youthful drivers have the highest car insurance prices, as much as $394 a month if full coverage is included