Dodge Ram-250 Insurance Rates
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: May 27, 2023
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Criteria which help determine
Car insurance premiums paid to insure a Dodge Ram-250 will vary greatly subject to many criteria. A few of these criteria are:
- Traffic citations increase rates
- Your credit history
- Your location impacts rates
- Annual mileage can affect rates
- Male drivers pay higher rates
- The deductible you choose
- NTSB crash rating for your vehicle
- Your claim history
- No coverage lapses saves money
- Owning a home can lower rates
An additional factor that can impact Dodge Ram-250 insurance rates is the year of the vehicle. Used vehicles have a much lower replacement value than newer models so the costs to repair can decrease annual premiums. Conversely, new Ram-250 models may have safety features such as lane departure warning system, a collision avoidance system, a rollover prevention system, and an advanced theft deterrent system so those may help offset higher rates.
Liability auto insurance - injuries or damage you cause to claims such as funeral expenses, loss of income, and emergency aid. .
Collision coverage protection - another vehicle or an object, but not an animal. . , . .
Comprehensive coverage - caused by mother nature, theft, vandalism and other events. . a auto insurance company will pay at claim time , .
UM/UIM (Uninsured/Underinsured Motorist) coverage - This coverage . , . .
Medical expense insurance - bills ambulance fees, surgery, and doctor visits. . .
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