Dodge Ram-250 Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 27, 2023
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Criteria which help determine
Car insurance premiums on a Dodge Ram-250 can be significantly different subject to many criteria. A few of these criteria are:
- More performance equals higher cost
- How many accidents you have had
- Whether you insure your home with the same company
- Pleasure use vs. commuting use
- Optional coverages like vehicle replacement
- Your claim history
- Maintaining coverage lowers rates
- Owning a home can lower rates
An additional factor that will help determine Dodge Ram-250 insurance rates is the year of the vehicle. Older cars and trucks have a much lower replacement value than newer models so the cost to replace them can decrease annual premiums. But new Ram-250 models may have safety features including a collision avoidance system, all-wheel drive, adaptive cruise control, and lane departure warning system that may help lower rates.
Liability insurance - injuries or damage you cause to claims such as funeral expenses, loss of income, and emergency aid. .
Collision - another vehicle or an object, but not an animal. . , . .
Comprehensive auto coverage - caused by mother nature, theft, vandalism and other events. . a auto insurance company will pay at claim time , .
Uninsured or underinsured coverage - This coverage . , . .
Medical expense coverage - bills ambulance fees, surgery, and doctor visits. . .
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