Dodge Spirit Insurance Rates

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Cheapest 1991 Dodge Spirit Insurance Rates in 2025

Searching for lower insurance coverage rates for your Dodge Spirit? Locating low-cost insurance for a new or used Dodge Spirit could be a painful process, but you can learn a few tricks to make it easier. There are more efficient ways to find insurance coverage online so you're going to learn the proper way to compare rates for a new or used Dodge and locate the cheapest rates from both online com...

Dani Best

Licensed Insurance Producer

Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

Licensed Insurance Producer

UPDATED: May 27, 2023

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Comparing auto insurance on the web can be fast and easy, in addition you may find lower rates. The most important part is getting rates from all companies so you can get the lowest prices.

If you've never shopped for auto insurance online, you may be confused by the hoards of companies selling insurance. The are a couple different ways to get quotes and find the best price. The best method to find competitive Dodge Spirit insurance cost involves getting comparison quotes online. This is very easy and can be done by completing this short form.

Criteria which help determine

Insurance premiums on a Dodge Spirit can be significantly different depending on several factors. A few of these criteria are:

  • A clean driving record keeps rates low
  • Better credit means lower rates
  • Men typically pay more than women
  • Low deductibles cost more
  • NTSB crash rating for your vehicle
  • Your job
  • Insurance coverage level
  • Owning a home can lower rates

One important consideration that can impact your rates is the age of the vehicle. Used vehicles have a much lower replacement value compared to new Spirit models so the cost to replace them may result in lower rates. Although more recent Spirit vehicles have more advanced features included like pedestrian detection, active head restraints, and a backup camera that may help give discounted rates.

Liability car insurance - injuries or damage you cause to claims such as funeral expenses, loss of income, and emergency aid. .

Collision coverage - another vehicle or an object, but not an animal. . , . .

Comprehensive coverage - caused by mother nature, theft, vandalism and other events. . a auto insurance company will pay at claim time , .

Uninsured/Underinsured Motorist coverage - This coverage . , . .

Coverage for medical expenses - bills ambulance fees, surgery, and doctor visits. . .

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