Dodge Spirit Insurance Rates

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Written by:

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Written by Jeffrey Johnson

Insurance Lawyer

Reviewed by:

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

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Reviewed by Michelle Robbins

Licensed Insurance Agent

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UPDATED: May 27, 2023

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Comparing auto insurance through online companies is easy and at the same time you might just save a little. The key is to get rates from as many companies as possible so you can compare every option.

Beginners to comparison shopping may think finding cut-rate Dodge Spirit insurance is difficult. Lowering your Dodge Spirit insurance quotes is not a difficult process. You just have to take a few minutes to get quotes from different insurance companies. This can be done by visiting this page.

Auto insurance rates for your Dodge Spirit can fluctuate considerably based upon several criteria. Taken into consideration are:

Your driving record
Credit rating impacts rates
Male rates may be higher
Higher deductibles save money
Your vehicle's safety rating
Claims drive up premiums
Having current coverage saves
Whether you rent or own your home

A final factor that can impact Dodge Spirit insurance rates is the model year. Used vehicles have a reduced actual cash value in comparison to older models so the payout to repair will push premiums down. On the flip side, newer vehicles may have a trim level with safety features like a telematics system, adaptive cruise control, and traction control which may provide discounts that lower premiums.

Coverage for liability

damages or injuries you inflict on things such as emergency aid, pain and suffering, and medical services. .

Auto collision coverage

an object or car. . , . .

Comprehensive auto coverage

that is not covered by collision coverage. . you can receive from a comprehensive claim , .

Uninsured/Underinsured Motorist (UM/UIM)

This . , . .

Insurance for medical payments

expenses doctor visits, EMT expenses, and X-ray expenses. . .

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