Dodge Viper Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 1, 2024
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U.S. average insurance rates for a Dodge Viper are $1,582 a year with full coverage. Comprehensive insurance costs approximately $340 a year, collision insurance costs $610, and liability insurance is $474. A policy with just liability insurance costs around $522 a year, and coverage for high-risk drivers costs $3,432 or more. Teen drivers pay the highest rates at up to $5,880 a year.
Average premium for full coverage: $1,582
Price estimates by individual coverage:
Prices include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all U.S. states and Viper trim levels.
Price Range from Low to High
Using a 40-year-old driver as an example, Dodge Viper insurance prices range from as low as $522 for just liability insurance to a high of $3,432 for a driver who requires high-risk insurance.
Geographic Price Range
Choosing to live in a large city has a significant impact on the price of insurance. Rural locations have a lower frequency of collision claims than larger metro areas. The diagram below illustrates how rural and urban location affects auto insurance prices.
The ranges above demonstrate why it is important to compare rates quotes using their specific location and risk profile, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below details average Dodge Viper insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $901
- Raising to $1,000 deductibles will save $1,366 annually
- The average rate for the average middle-age driver who chooses $500 deductibles is $1,582
- Choosing low $100 deductibles will cost an extra $418 a year
- Higher-risk drivers with multiple violations and an at-fault accident could pay around $3,432
- The price for full coverage for a teen driver can cost $5,880
Insurance prices for a Dodge Viper are also quite variable based on your driving record, the trim level and model year, and physical damage deductibles and liability limits.
Older drivers with a clean driving record and high deductibles could pay as little as $1,500 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even good drivers can expect to pay in the ballpark of $5,800 a year. View Rates by Age
The state you live in also has a big influence on Dodge Viper insurance rates. A middle-age driver might find prices as low as $1,140 a year in states like Utah, Ohio, and New Hampshire, or as much as $2,140 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,430 | -$152 | -9.6% |
| Alaska | $1,212 | -$370 | -23.4% |
| Arizona | $1,312 | -$270 | -17.1% |
| Arkansas | $1,582 | -$0 | 0.0% |
| California | $1,802 | $220 | 13.9% |
| Colorado | $1,510 | -$72 | -4.6% |
| Connecticut | $1,624 | $42 | 2.7% |
| Delaware | $1,790 | $208 | 13.1% |
| Florida | $1,978 | $396 | 25.0% |
| Georgia | $1,460 | -$122 | -7.7% |
| Hawaii | $1,136 | -$446 | -28.2% |
| Idaho | $1,070 | -$512 | -32.4% |
| Illinois | $1,178 | -$404 | -25.5% |
| Indiana | $1,190 | -$392 | -24.8% |
| Iowa | $1,068 | -$514 | -32.5% |
| Kansas | $1,504 | -$78 | -4.9% |
| Kentucky | $2,158 | $576 | 36.4% |
| Louisiana | $2,338 | $756 | 47.8% |
| Maine | $976 | -$606 | -38.3% |
| Maryland | $1,304 | -$278 | -17.6% |
| Massachusetts | $1,266 | -$316 | -20.0% |
| Michigan | $2,748 | $1,166 | 73.7% |
| Minnesota | $1,322 | -$260 | -16.4% |
| Mississippi | $1,892 | $310 | 19.6% |
| Missouri | $1,404 | -$178 | -11.3% |
| Montana | $1,698 | $116 | 7.3% |
| Nebraska | $1,246 | -$336 | -21.2% |
| Nevada | $1,898 | $316 | 20.0% |
| New Hampshire | $1,138 | -$444 | -28.1% |
| New Jersey | $1,768 | $186 | 11.8% |
| New Mexico | $1,400 | -$182 | -11.5% |
| New York | $1,666 | $84 | 5.3% |
| North Carolina | $910 | -$672 | -42.5% |
| North Dakota | $1,296 | -$286 | -18.1% |
| Ohio | $1,090 | -$492 | -31.1% |
| Oklahoma | $1,624 | $42 | 2.7% |
| Oregon | $1,448 | -$134 | -8.5% |
| Pennsylvania | $1,510 | -$72 | -4.6% |
| Rhode Island | $2,108 | $526 | 33.2% |
| South Carolina | $1,432 | -$150 | -9.5% |
| South Dakota | $1,334 | -$248 | -15.7% |
| Tennessee | $1,386 | -$196 | -12.4% |
| Texas | $1,904 | $322 | 20.4% |
| Utah | $1,172 | -$410 | -25.9% |
| Vermont | $1,082 | -$500 | -31.6% |
| Virginia | $948 | -$634 | -40.1% |
| Washington | $1,222 | -$360 | -22.8% |
| West Virginia | $1,450 | -$132 | -8.3% |
| Wisconsin | $1,094 | -$488 | -30.8% |
| Wyoming | $1,408 | -$174 | -11.0% |
Choosing high deductibles can reduce prices by up to $640 each year, while buying higher liability limits will push prices upward. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you may be forking out anywhere from $1,900 to $2,600 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 44% to 134% more than average. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Dodge Viper SRT/10 2-Dr Coupe | $1,582 | $132 |
| Dodge Viper SRT/10 2-Dr Roadster | $1,582 | $132 |
Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2017 Dodge Viper | $360 | $696 | $460 | $1,674 |
| 2016 Dodge Viper | $348 | $654 | $464 | $1,624 |
| 2015 Dodge Viper | $340 | $610 | $474 | $1,582 |
| 2010 Dodge Viper | $260 | $384 | $468 | $1,270 |
Rates are averaged for all Dodge Viper models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Right Dodge Viper Insurance
Getting lower rates on Dodge Viper insurance consists of avoiding accidents and violations, maintaining good credit, avoid buying unnecessary coverage, and possibly raising deductibles. Set aside time to shop around at every other renewal by requesting rates from direct companies like Progressive and GEICO, and also from several local insurance agents.
The list below is a quick rundown of the concepts that were raised in the charts and tables above.
- High-risk drivers with reckless driving or DUI convictions pay on average $1,850 more per year for car insurance
- Teenagers are expensive to insure, costing up to $490 a month for full coverage
- You may be able to save around $190 per year just by quoting early and online
- Increasing physical damage deductibles can save around $625 each year
- You may be able to save around $190 per year just by quoting early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,880 |
| 20 | $3,646 |
| 30 | $1,650 |
| 40 | $1,582 |
| 50 | $1,444 |
| 60 | $1,416 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,000 |
| $250 | $1,806 |
| $500 | $1,582 |
| $1,000 | $1,366 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,582 |
| 50/100 | $1,677 |
| 100/300 | $1,795 |
| 250/500 | $2,103 |
| 100 CSL | $1,724 |
| 300 CSL | $1,985 |
| 500 CSL | $2,175 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,410 |
| 20 | $5,816 |
| 30 | $3,508 |
| 40 | $3,432 |
| 50 | $3,276 |
| 60 | $3,246 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $85 |
| Multi-vehicle | $84 |
| Homeowner | $24 |
| 5-yr Accident Free | $118 |
| 5-yr Claim Free | $104 |
| Paid in Full/EFT | $73 |
| Advance Quote | $79 |
| Online Quote | $114 |
| Total Discounts | $681 |
Discounts are estimated and may not be available from every company or in every state.
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