Dodge Viper Insurance Rates

Average auto insurance rates for a Dodge Viper are $1,624 annually including full coverage. Comprehensive costs an estimated $348, collision costs $654, and liability is $464. A policy with just liability insurance costs around $514 a year, with coverage for high-risk drivers costing around $3,532. Teenage drivers receive the highest rates at $6,022 a year or more.

Average premium for full coverage: $1,624

Rate estimates broken down by individual coverage type:

Rate estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all 50 U.S. states and for different Viper trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can make a big difference on the price of auto insurance. More rural locations tend to have fewer comprehensive and collision claims than densely populated cities.

The price range example below illustrates how geographic area affects insurance prices.

These examples highlight why anyone shopping for car insurance should compare rates quotes for a targeted area and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated Dodge Viper insurance rates for other coverage scenarios.

• The best discount rate is $920
• Raising to $1,000 deductibles will save approximately $228 every year
• The estimated rate for a 40-year-old driver who has $500 deductibles is $1,624
• Using more expensive low deductibles will cost $2,064
• Drivers who are prone to accidents and violations could pay up to $3,532 or more
• The cost with full coverage for a 16-year-old driver with full coverage can cost as much as $6,022

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Insurance rates for a Dodge Viper can also vary considerably based on the trim level of your Viper, your driving characteristics, and liability limits and deductibles.

An older driver with no violations or accidents and high physical damage deductibles may pay as low as $1,500 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay at least $6,000 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying $1,900 to $2,600 additional per year, depending on your age. High-risk driver insurance is expensive and can cost from 43% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce rates by up to $670 annually, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $417 more each year. View Rates by Deductible or Liability Limit

Where you live also has a big influence on Dodge Viper insurance prices. A middle-age driver might find rates as low as $1,240 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,320 on average in Louisiana, New York, and Michigan.

View Chart as Image

With so much variability in rates, the best way to figure out which company is cheapest is to compare rates from multiple companies. Every auto insurance company uses a different method to calculate rates, and rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Dodge Viper Insurance

Saving money on insurance for a Dodge Viper consists of having a decent driving record, having good credit, not filing small claims, and maximizing policy discounts. Invest the time to compare rates every time your policy renews by obtaining price quotes from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

The following items are a brief recap of the information presented in the illustrations above.

• You may be able to save approximately $200 per year simply by shopping early and online
• 16 to 18-year-old drivers are expensive to insure, as much as $502 per month if they have full coverage
• Increasing deductibles could save up to $675 each year
• Drivers considered higher risk who tend to receive serious violations could be forced to pay on average $1,910 more annually than a driver with a clean driving record
• Insureds who want additional liability coverage will pay an extra $510 per year to raise from a minimum limit to higher 250/500 limits