Dodge Viper Insurance Rates

U.S. average insurance rates for a Dodge Viper are $1,582 a year for full coverage. Comprehensive insurance costs approximately $340 a year, collision costs $610, and liability coverage is $474. A policy with just liability insurance costs around $522 a year, with coverage for high-risk drivers costing $3,432 or more. Teenage drivers pay the highest rates at $5,880 a year or more.

Average premium for full coverage: $1,582

Price estimates by individual coverage:

These estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all states and Viper trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on car insurance rates. Rural locations have lower incidents of accident claims than densely populated cities.

The diagram below illustrates how your location can change auto insurance prices.

The ranges above show why it is important to compare rates quotes using their specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows estimated Dodge Viper insurance rates for additional coverage and risk scenarios.

• The best discount rate is $901
• Raising to $1,000 deductibles will save $1,366 a year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,582
• Using low $100 deductibles will cost an additional $418 each year
• Unlucky drivers who are prone to accidents and violations could pay around $3,432 or more
• The price that insures a teenage driver can cost $5,880

View Chart as Image

Insurance prices for a Dodge Viper are also quite variable based on the trim level of your Viper, how you drive, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you could be paying anywhere from $1,900 to $2,600 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 44% to 134% more than a normal policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,500 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay in the ballpark of $5,800 a year. View Rates by Age

The state you live in also has a big influence on Dodge Viper insurance rates. A middle-age driver might find prices as low as $1,040 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $2,260 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $640 a year, while buying higher liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to know who has the cheapest car insurance prices is to get quotes and see how they stack up. Every auto insurance company uses a different method to calculate prices, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Dodge Viper Insurance

Getting lower rates on auto insurance consists of avoiding accidents and violations, having above-average credit, eliminating unnecessary coverage, and maximizing policy discounts. Compare prices at least once a year by requesting rates from direct carriers, and also from insurance agencies where you live.

The list below is a brief summary of the primary concepts that were illustrated above.

• Drivers can save around $190 per year simply by quoting early and online
• Drivers that tend to have accidents or serious violations could be forced to pay on average $1,850 more per year for car insurance
• Increasing physical damage deductibles can save approximately $625 each year
• Teenagers are expensive to insure, with premiums as much as $490 a month if full coverage is included