Dodge Viper Insurance Rates
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Michelle Robbins
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UPDATED: Jun 1, 2024
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The average insurance rates for a Dodge Viper are $1,582 a year for full coverage. Comprehensive costs around $340, collision costs $610, and liability is estimated at $474. Liability-only insurance costs approximately $522 a year, with high-risk driver insurance costing around $3,432. Teen drivers cost the most to insure at $5,880 a year or more.
Average premium for full coverage: $1,582
Policy rates for type of insurance:
These estimates include $500 policy deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all states and for different Viper trim levels.
Price Range Variability
For the average 40-year-old driver, Dodge Viper insurance rates go from as low as $522 for basic liability insurance to a much higher rate of $3,432 for a high-risk driver policy.
Urban vs. Rural Price Range
Living in a larger city can have significant affects on auto insurance rates. Areas with sparse population are shown to have a lower frequency of accident claims than larger metro areas.
The price range example below illustrates the difference location can make on auto insurance rates.
The examples above show why anyone shopping for car insurance should get quotes for a specific zip code and risk profile, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below shows estimated Dodge Viper insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $901
- Choosing higher $1,000 deductibles can save about $216 a year
- The average rate for a good driver age 40 using $500 deductibles is $1,582
- Choosing more expensive low deductibles for comp and collision coverage will increase the cost to $2,000
- Unlucky drivers with multiple violations and an at-fault accident could pay at least $3,432 or more
- Policy cost for full coverage for a teen driver with full coverage can be $5,880 each year
Auto insurance rates for a Dodge Viper also range considerably based on your risk profile, the trim level of your Viper, and deductibles and policy limits.
An older driver with a good driving record and high deductibles may pay as little as $1,500 annually on average, or $125 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay as much as $5,800 a year. View Rates by Age
Your home state plays a big part in determining prices for Dodge Viper insurance prices. A good driver about age 40 could pay as low as $1,040 a year in states like Idaho, Maine, and Iowa, or as much as $2,260 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,430 | -$152 | -9.6% |
| Alaska | $1,212 | -$370 | -23.4% |
| Arizona | $1,312 | -$270 | -17.1% |
| Arkansas | $1,582 | -$0 | 0.0% |
| California | $1,802 | $220 | 13.9% |
| Colorado | $1,510 | -$72 | -4.6% |
| Connecticut | $1,624 | $42 | 2.7% |
| Delaware | $1,790 | $208 | 13.1% |
| Florida | $1,978 | $396 | 25.0% |
| Georgia | $1,460 | -$122 | -7.7% |
| Hawaii | $1,136 | -$446 | -28.2% |
| Idaho | $1,070 | -$512 | -32.4% |
| Illinois | $1,178 | -$404 | -25.5% |
| Indiana | $1,190 | -$392 | -24.8% |
| Iowa | $1,068 | -$514 | -32.5% |
| Kansas | $1,504 | -$78 | -4.9% |
| Kentucky | $2,158 | $576 | 36.4% |
| Louisiana | $2,338 | $756 | 47.8% |
| Maine | $976 | -$606 | -38.3% |
| Maryland | $1,304 | -$278 | -17.6% |
| Massachusetts | $1,266 | -$316 | -20.0% |
| Michigan | $2,748 | $1,166 | 73.7% |
| Minnesota | $1,322 | -$260 | -16.4% |
| Mississippi | $1,892 | $310 | 19.6% |
| Missouri | $1,404 | -$178 | -11.3% |
| Montana | $1,698 | $116 | 7.3% |
| Nebraska | $1,246 | -$336 | -21.2% |
| Nevada | $1,898 | $316 | 20.0% |
| New Hampshire | $1,138 | -$444 | -28.1% |
| New Jersey | $1,768 | $186 | 11.8% |
| New Mexico | $1,400 | -$182 | -11.5% |
| New York | $1,666 | $84 | 5.3% |
| North Carolina | $910 | -$672 | -42.5% |
| North Dakota | $1,296 | -$286 | -18.1% |
| Ohio | $1,090 | -$492 | -31.1% |
| Oklahoma | $1,624 | $42 | 2.7% |
| Oregon | $1,448 | -$134 | -8.5% |
| Pennsylvania | $1,510 | -$72 | -4.6% |
| Rhode Island | $2,108 | $526 | 33.2% |
| South Carolina | $1,432 | -$150 | -9.5% |
| South Dakota | $1,334 | -$248 | -15.7% |
| Tennessee | $1,386 | -$196 | -12.4% |
| Texas | $1,904 | $322 | 20.4% |
| Utah | $1,172 | -$410 | -25.9% |
| Vermont | $1,082 | -$500 | -31.6% |
| Virginia | $948 | -$634 | -40.1% |
| Washington | $1,222 | -$360 | -22.8% |
| West Virginia | $1,450 | -$132 | -8.3% |
| Wisconsin | $1,094 | -$488 | -30.8% |
| Wyoming | $1,408 | -$174 | -11.0% |
Choosing high deductibles can save as much as $640 every year, while increasing your policy's liability limits will increase rates. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you could be paying at least $1,900 to $2,600 in extra premium every year, depending on your age. High-risk driver insurance ranges as much as 44% to 134% more than average. View High Risk Driver Rates
Because rates have so much variability, the only way to know your exact price is to compare rates and see which company has the best rate. Each auto insurer uses a different rate calculation, and quoted rates will be varied from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Dodge Viper SRT/10 2-Dr Coupe | $1,582 | $132 |
| Dodge Viper SRT/10 2-Dr Roadster | $1,582 | $132 |
Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2017 Dodge Viper | $360 | $696 | $460 | $1,674 |
| 2016 Dodge Viper | $348 | $654 | $464 | $1,624 |
| 2015 Dodge Viper | $340 | $610 | $474 | $1,582 |
| 2010 Dodge Viper | $260 | $384 | $468 | $1,270 |
Rates are averaged for all Dodge Viper models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheap Dodge Viper Insurance
Finding cheaper rates on car insurance takes being safe and accident-free, having good credit, avoid buying unnecessary coverage, and maximizing policy discounts. Make time to compare rates every time your policy renews by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local insurance agents.
Below you'll find a brief summary of the information touched on in this article.
- Drivers can save up to $190 per year simply by shopping early and online
- Youthful drivers are expensive to insure, costing up to $490 each month if they have full coverage
- Increasing comprehensive and collision deductibles can save around $625 each year
- Higher risk drivers that tend to have accidents or serious violations may be required to pay an average of $1,850 more every year than a low-risk driver
- Policyholders who may need more liability protection will pay about $520 each year to raise limits from a 30/60 limit to 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,880 |
| 20 | $3,646 |
| 30 | $1,650 |
| 40 | $1,582 |
| 50 | $1,444 |
| 60 | $1,416 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,000 |
| $250 | $1,806 |
| $500 | $1,582 |
| $1,000 | $1,366 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,582 |
| 50/100 | $1,677 |
| 100/300 | $1,795 |
| 250/500 | $2,103 |
| 100 CSL | $1,724 |
| 300 CSL | $1,985 |
| 500 CSL | $2,175 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,410 |
| 20 | $5,816 |
| 30 | $3,508 |
| 40 | $3,432 |
| 50 | $3,276 |
| 60 | $3,246 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $85 |
| Multi-vehicle | $84 |
| Homeowner | $24 |
| 5-yr Accident Free | $118 |
| 5-yr Claim Free | $104 |
| Paid in Full/EFT | $73 |
| Advance Quote | $79 |
| Online Quote | $114 |
| Total Discounts | $681 |
Discounts are estimated and may not be available from every company or in every state.
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