Dodge Viper Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 1, 2024
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Average auto insurance rates for a Dodge Viper are $1,582 annually including full coverage. Comprehensive insurance costs an estimated $340, collision costs $610, and liability insurance is $474. A policy with just liability insurance costs around $522 a year, with coverage for high-risk drivers costing $3,432 or more. 16-year-old drivers receive the highest rates at $5,880 a year or more.
Average premium for full coverage: $1,582
Rate estimates broken down by individual coverage type:
Full coverage includes $500 deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 U.S. states and for different Viper trim levels.
Price Range by Coverage and Risk
For an average driver, prices range go from as cheap as $522 for your basic liability-only policy to a much higher rate of $3,432 for a driver that may need high-risk insurance.
Price Range by Location
Choosing to live in a large city has a significant impact on the price of auto insurance. More rural locations tend to have fewer comprehensive and collision claims than congested cities.
The price range example below illustrates the effect of geographic area on insurance prices.
These examples highlight why anyone shopping for car insurance should compare rates quotes for a targeted area and their own personal driving habits, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below breaks down estimated Dodge Viper insurance rates for other coverage scenarios.
- The best full coverage rate is $901
- Raising to $1,000 deductibles will save approximately $216 every year
- The estimated rate for a 40-year-old driver who has $500 deductibles is $1,582
- Buying more expensive low deductibles costs an additional $418 a year
- Higher-risk drivers with multiple tickets or accidents could pay up to $3,432 or more
- The cost with full coverage for a teen driver with full coverage can cost as much as $5,880
Insurance rates for a Dodge Viper can also vary considerably based on the trim level of your Viper, your driving characteristics, and liability limits and deductibles.
An older driver with no violations or accidents and high physical damage deductibles could pay as little as $1,500 every 12 months on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they should be prepared to pay at least $5,800 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you are likely paying $1,900 to $2,600 additional per year, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 44% to 134% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles can reduce rates by up to $640 each year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit
Where you live also has a big influence on Dodge Viper insurance rates. A middle-age driver might find rates as low as $1,210 a year in states like Vermont, New Hampshire, and Missouri, or at least $2,260 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,430 | -$152 | -9.6% |
| Alaska | $1,212 | -$370 | -23.4% |
| Arizona | $1,312 | -$270 | -17.1% |
| Arkansas | $1,582 | -$0 | 0.0% |
| California | $1,802 | $220 | 13.9% |
| Colorado | $1,510 | -$72 | -4.6% |
| Connecticut | $1,624 | $42 | 2.7% |
| Delaware | $1,790 | $208 | 13.1% |
| Florida | $1,978 | $396 | 25.0% |
| Georgia | $1,460 | -$122 | -7.7% |
| Hawaii | $1,136 | -$446 | -28.2% |
| Idaho | $1,070 | -$512 | -32.4% |
| Illinois | $1,178 | -$404 | -25.5% |
| Indiana | $1,190 | -$392 | -24.8% |
| Iowa | $1,068 | -$514 | -32.5% |
| Kansas | $1,504 | -$78 | -4.9% |
| Kentucky | $2,158 | $576 | 36.4% |
| Louisiana | $2,338 | $756 | 47.8% |
| Maine | $976 | -$606 | -38.3% |
| Maryland | $1,304 | -$278 | -17.6% |
| Massachusetts | $1,266 | -$316 | -20.0% |
| Michigan | $2,748 | $1,166 | 73.7% |
| Minnesota | $1,322 | -$260 | -16.4% |
| Mississippi | $1,892 | $310 | 19.6% |
| Missouri | $1,404 | -$178 | -11.3% |
| Montana | $1,698 | $116 | 7.3% |
| Nebraska | $1,246 | -$336 | -21.2% |
| Nevada | $1,898 | $316 | 20.0% |
| New Hampshire | $1,138 | -$444 | -28.1% |
| New Jersey | $1,768 | $186 | 11.8% |
| New Mexico | $1,400 | -$182 | -11.5% |
| New York | $1,666 | $84 | 5.3% |
| North Carolina | $910 | -$672 | -42.5% |
| North Dakota | $1,296 | -$286 | -18.1% |
| Ohio | $1,090 | -$492 | -31.1% |
| Oklahoma | $1,624 | $42 | 2.7% |
| Oregon | $1,448 | -$134 | -8.5% |
| Pennsylvania | $1,510 | -$72 | -4.6% |
| Rhode Island | $2,108 | $526 | 33.2% |
| South Carolina | $1,432 | -$150 | -9.5% |
| South Dakota | $1,334 | -$248 | -15.7% |
| Tennessee | $1,386 | -$196 | -12.4% |
| Texas | $1,904 | $322 | 20.4% |
| Utah | $1,172 | -$410 | -25.9% |
| Vermont | $1,082 | -$500 | -31.6% |
| Virginia | $948 | -$634 | -40.1% |
| Washington | $1,222 | -$360 | -22.8% |
| West Virginia | $1,450 | -$132 | -8.3% |
| Wisconsin | $1,094 | -$488 | -30.8% |
| Wyoming | $1,408 | -$174 | -11.0% |
With so much variability in rates, the best way to figure out which company is cheapest is to compare rates from as many companies as possible. Every auto insurance company utilizes a different rate formula, and rates can be significantly different between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Dodge Viper SRT/10 2-Dr Coupe | $1,582 | $132 |
| Dodge Viper SRT/10 2-Dr Roadster | $1,582 | $132 |
Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2017 Dodge Viper | $360 | $696 | $460 | $1,674 |
| 2016 Dodge Viper | $348 | $654 | $464 | $1,624 |
| 2015 Dodge Viper | $340 | $610 | $474 | $1,582 |
| 2010 Dodge Viper | $260 | $384 | $468 | $1,270 |
Rates are averaged for all Dodge Viper models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy More Affordable Dodge Viper Insurance
Saving money on Dodge Viper insurance consists of not taking risks behind the wheel, having good credit, not filing small claims, and maximizing policy discounts. Take the time to compare rates once a year by obtaining price quotes from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.
The following is a summary of the data that was covered in the above illustrations.
- You may be able to save approximately $190 per year simply by shopping early and online
- Drivers who want higher liability limits will pay around $520 per year to raise from a minimum limit to higher 250/500 limits
- Teens are expensive to insure, as much as $490 per month if they have full coverage
- High-risk drivers who have multiple accidents or major violations could be forced to pay on average $1,850 more annually for Viper insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,880 |
| 20 | $3,646 |
| 30 | $1,650 |
| 40 | $1,582 |
| 50 | $1,444 |
| 60 | $1,416 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,000 |
| $250 | $1,806 |
| $500 | $1,582 |
| $1,000 | $1,366 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,582 |
| 50/100 | $1,677 |
| 100/300 | $1,795 |
| 250/500 | $2,103 |
| 100 CSL | $1,724 |
| 300 CSL | $1,985 |
| 500 CSL | $2,175 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,410 |
| 20 | $5,816 |
| 30 | $3,508 |
| 40 | $3,432 |
| 50 | $3,276 |
| 60 | $3,246 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $85 |
| Multi-vehicle | $84 |
| Homeowner | $24 |
| 5-yr Accident Free | $118 |
| 5-yr Claim Free | $104 |
| Paid in Full/EFT | $73 |
| Advance Quote | $79 |
| Online Quote | $114 |
| Total Discounts | $681 |
Discounts are estimated and may not be available from every company or in every state.
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