GMC Savana Insurance Rates

Average insurance prices for a GMC Savana are $1,154 every 12 months with full coverage. Comprehensive insurance costs approximately $206 a year, collision costs $330, and liability is estimated at $460. A liability-only policy costs approximately $510 a year, with high-risk insurance costing $2,492 or more. Teens receive the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Rate estimates by individual coverage type:

Full coverage includes $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all U.S. states and Savana trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can make a big difference on the price of insurance. Rural locations tend to have more infrequent collision claims than cities with more traffic congestion.

The diagram below illustrates how where you live affects auto insurance prices.

These examples demonstrate why it is important to get quotes using their specific location and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $682
• Choosing higher $1,000 deductibles can save $1,032 annually
• The average price for a 40-year-old driver who chooses $500 deductibles is $1,154
• Selecting low $100 deductibles for comp and collision coverage costs an extra $234 annually
• Higher-risk drivers with serious driving violations could pay around $2,492 or more
• The cost to insure a 16-year-old driver can cost $4,524 each year

View Chart as Image

Insurance rates for a GMC Savana can also vary considerably based on policy deductibles and limits, your driving record, and the model of your Savana.

Choosing higher comprehensive and collision insurance deductibles can save as much as $360 annually, while buying higher liability limits will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $414 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may pay as low as $1,100 annually on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers can expect to pay in the ballpark of $4,500 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out anywhere from $1,400 to $1,900 extra per year, depending on your age. A high-risk auto insurance policy ranges from 42% to 135% more than the average policy. View High Risk Driver Rates

Where you live plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $830 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,560 on average in New York, Michigan, and Florida.

View Chart as Image

With so much variability in rates, the best way to find out who has the cheapest auto insurance rates is to get quotes from multiple companies. Each auto insurer calculates rates differently, so the rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for More Affordable GMC Savana Insurance

Saving money on insurance for a GMC Savana takes avoiding accidents and violations, having good credit, eliminating unnecessary coverage, and maximizing policy discounts. Take the time to comparison shop at least once a year by requesting rates from direct companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The list below is a summary of the primary concepts that were touched on in the above illustrations.

• You may be able to save around $130 per year simply by quoting early and online
• Drivers considered higher risk who have multiple accidents or major violations could be forced to pay on average $1,340 more per year for car insurance
• Increasing deductibles could save as much as $350 each year
• Teenagers are expensive to insure, with premiums as much as $377 per month if they have full coverage