GMC Savana Insurance Rates

U.S. average insurance rates for a GMC Savana are $1,196 a year for full coverage insurance. Comprehensive costs an estimated $220, collision insurance costs $358, and liability insurance costs around $460. A policy with just liability insurance costs as low as $510 a year, and coverage for high-risk drivers costs around $2,586. Teens pay the highest rates at up to $4,658 a year.

Average premium for full coverage: $1,196

Price estimates broken down by individual coverage:

Prices are based on $500 physical damage insurance deductibles, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 states and for different Savana trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a significant impact on the price of insurance. More rural locations have a lower frequency of physical damage claims than cities with more traffic congestion. The price range example below illustrates the difference location can make on insurance prices.

The ranges above illustrate why anyone shopping for car insurance should compare prices for a targeted area and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average GMC Savana insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $705
• Using higher $1,000 deductibles will save approximately $132 each year
• The average rate for the average middle-age driver who has $500 deductibles is $1,196
• Selecting more expensive low deductibles for physical damage coverage will increase the cost to $1,448
• Drivers with serious driving violations could pay up to $2,586
• The price for full coverage for a teen driver with full coverage can cost as much as $4,658 or more

View Chart as Image

Insurance prices for a GMC Savana are also quite variable based on your driving record, the model year and trim level, and liability limits and deductibles.

An older driver with a clean driving record and high deductibles could pay as little as $1,100 a year for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay at least $4,600 a year. View Rates by Age

The state you live in has a huge impact on GMC Savana insurance rates. A driver around age 40 might see prices as low as $780 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,620 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $390 each year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying $1,400 to $2,000 extra each year, depending on your age. High-risk driver insurance can be anywhere from 43% to 130% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable GMC Savana Insurance

Getting lower rates on GMC Savana insurance requires being a low-risk driver, maintaining good credit, not filing small claims, and deciding if full coverage is necessary. Make time to compare rates once a year by getting quotes from direct insurance companies like Progressive and GEICO, and also from several local insurance agents.

The items below are a brief review of the data that was touched on in this article.

• It is possible to save approximately $140 per year just by shopping early and online
• Drivers who want more liability coverage will pay approximately $510 annually to increase from a low limit to 250/500 limits
• Teen drivers are charged the highest prices, as much as $388 a month for full coverage
• High-risk drivers with DUI or reckless driving convictions pay on average $1,390 more annually to insure their Savana