GMC Savana Insurance Rates

U.S. average insurance rates for a GMC Savana are $1,154 a year for full coverage insurance. Comprehensive costs approximately $206 each year, collision costs $330, and liability coverage is $460. Liability-only coverage costs around $510 a year, with high-risk coverage costing around $2,492. Teens pay the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Price estimates by individual coverage:

Estimates include $500 deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 states and Savana models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on the price of auto insurance. Rural locations have lower incidents of physical damage claims than cities with more traffic congestion.

The graphic below illustrates how location impacts auto insurance prices.

The ranges above illustrate why all drivers should compare rates quotes using their specific location, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $682
• Raising to $1,000 deductibles will save $122 each year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,154
• Selecting low deductibles bumps up the cost to $1,388
• Unlucky drivers with serious driving violations could pay around $2,492 or more
• The price that insures a teenage driver can cost $4,524

View Chart as Image

Auto insurance prices for a GMC Savana are also quite variable based on the trim level and model year, your age and driving record, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are probably paying anywhere from $1,400 to $1,900 in extra premium each year, depending on your age. Insurance for high-risk drivers is expensive and can cost around 42% to 135% more than the average policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay in the ballpark of $4,500 a year. View Rates by Age

The state you live in also has a big influence on GMC Savana insurance rates. A middle-age driver might find prices as low as $760 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,560 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $360 a year, whereas increasing liability limits will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $414 extra every year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to figure out who has the best car insurance prices is to do a rate comparison and see how they stack up. Every auto insurance company calculates prices differently, and quoted prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost GMC Savana Insurance

Getting lower rates on auto insurance consists of not taking risks behind the wheel, maintaining a good credit score, not filing small claims, and not having any coverage lapses. Compare rates at every policy renewal by requesting quotes from direct insurance companies, and also from your local car insurance providers.

The following is a review of the data touched on above.

• Consumers who purchase higher liability limits will pay approximately $510 annually to raise from a low limit to the 250/500 level
• It is possible to save around $130 per year simply by quoting online in advance
• Increasing physical damage deductibles can save approximately $350 each year
• Teens have the highest car insurance prices, as much as $377 a month if the policy includes full coverage