GMC Savana Insurance Rates

The average insurance prices for a GMC Savana are $1,196 every 12 months including full coverage. Comprehensive insurance costs approximately $220 a year, collision insurance costs $358, and liability costs $460. Liability-only coverage costs as little as $510 a year, and high-risk coverage costs $2,586 or more. 16-year-old drivers cost the most to insure at up to $4,658 a year.

Average premium for full coverage: $1,196

Policy rates by type of insurance:

These estimates include $500 physical damage insurance deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 U.S. states and Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on car insurance prices. Rural locations are shown to have more infrequent comprehensive and collision claims than congested cities. The diagram below illustrates how geographic area affects auto insurance prices.

The examples above highlight why it is important to compare rates using their specific location and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average GMC Savana insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $705
• Drivers who choose higher $1,000 deductibles will pay $1,064 every year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,196
• Buying low $100 deductibles for comprehensive and collision insurance costs an extra $252 every year
• Higher-risk drivers with multiple tickets or accidents could pay around $2,586
• Policy cost to insure a teen driver can cost $4,658 a year

View Chart as Image

Insurance rates for a GMC Savana also range considerably based on liability limits and deductibles, your driving characteristics, and the model of your Savana.

Opting for high physical damage deductibles could save up to $390 every year, while buying higher liability limits will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may pay as little as $1,100 per year on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers should be prepared to pay in the ballpark of $4,600 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying anywhere from $1,400 to $2,000 additional every year, depending on your age. A high-risk auto insurance policy can cost as much as 43% to 130% more than the average rate. View High Risk Driver Rates

Your home state makes a big difference in GMC Savana insurance prices. A 40-year-old driver could pay as low as $920 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,710 on average in Louisiana, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap GMC Savana Insurance

Finding cheaper rates on car insurance not only requires being a low-risk driver, but also having above-average credit, paying for small claims out-of-pocket, and consideration of higher deductibles. Invest the time to compare rates at least once a year by getting quotes from direct car insurance companies, and also from your local car insurance providers.

The items below are a brief summary of the primary concepts that were presented in the illustrations above.

• You may be able to save around $140 per year just by quoting early and online
• Higher risk drivers that tend to have accidents or serious violations could be charged and average of $1,390 more per year to insure their Savana
• Increasing comprehensive and collision deductibles could save as much as $375 each year
• Teen drivers are the costliest to insure, with premiums being up to $388 each month if full coverage is included