GMC Savana Insurance Rates

Average insurance rates for a GMC Savana are $1,196 a year with full coverage. Comprehensive costs an estimated $220, collision costs $358, and liability coverage is $460. A policy with just liability insurance costs around $510 a year, with coverage for high-risk drivers costing around $2,586. Teens receive the highest rates at $4,658 a year or more.

Average premium for full coverage: $1,196

Rate estimates broken down by individual coverage type:

Full coverage includes $500 physical damage deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all U.S. states and for all Savana models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a large influence on car insurance rates. More rural locations tend to have lower incidents of collision claims than cities with more traffic congestion.

The example below illustrates how where you live affects insurance prices.

These examples demonstrate why everyone should compare rates quotes for a targeted area, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details estimated GMC Savana insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $705
• Raising to $1,000 deductibles will save approximately $132 annually
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,196
• Selecting pricier low deductibles bumps up the cost to $1,448
• Unlucky drivers with serious driving violations could pay up to $2,586 or more
• The cost that insures a teenage driver for full coverage can cost as much as $4,658

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Insurance rates for a GMC Savana can also vary considerably based on the model of your Savana, your age and driving habits, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you may be forking out $1,400 to $2,000 additional per year, depending on your age. GMC Savana insurance for high-risk drivers is expensive and can cost around 43% to 130% more than the average policy. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,100 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay at least $4,600 a year. View Rates by Age

Where you live also has a big influence on GMC Savana insurance rates. A middle-age driver might find rates as low as $860 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,620 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $390 a year, whereas buying more liability protection will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $414 more each year. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to find out which company is cheapest is to regularly compare rates and see how they stack up. Every auto insurance company calculates rates differently, and rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable GMC Savana Insurance

Saving money on auto insurance consists of being a safe and courteous driver, having a good credit score, eliminating unnecessary coverage, and maximizing policy discounts. Compare rates every time your policy renews by requesting quotes from direct companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

Below is a summary of the information touched on in the above illustrations.

• You may be able to save approximately $140 per year simply by quoting online well ahead of the renewal date
• Teenage drivers are expensive to insure, with premiums as much as $388 per month if comprehensive and collision insurance is included
• Increasing deductibles can save approximately $375 each year
• Drivers who have multiple accidents or major violations could be forced to pay on average $1,390 more annually for auto insurance
• Consumers who want higher levels of liability will pay approximately $510 every year to raise from a minimum limit to the 250/500 level