GMC Savana Insurance Rates

Estimated insurance rates for a GMC Savana are $1,154 a year with full coverage. Comprehensive costs around $206 each year, collision costs $330, and liability coverage costs $460. A liability-only policy costs as little as $510 a year, with high-risk insurance costing around $2,492. Teen drivers pay the most at $4,524 a year or more.

Average premium for full coverage: $1,154

Premium estimates for type of coverage:

Price estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Rates include averaging for all U.S. states and Savana models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on insurance rates. Areas with sparse population are statistically proven to have lower incidents of collision claims than larger metro areas.

The graphic below illustrates how location impacts auto insurance rates.

These rate differences demonstrate why all drivers should compare rates for a specific zip code, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $682
• Drivers who choose higher $1,000 deductibles will pay about $122 annually
• The estimated price for a 40-year-old good driver using $500 deductibles is $1,154
• Choosing low deductibles for comprehensive and collision insurance bumps up the cost to $1,388
• High-risk insureds with multiple violations and an at-fault accident could pay at least $2,492 or more
• An auto insurance policy that insures a teenage driver can be $4,524 a year

View Chart as Image

Auto insurance prices for a GMC Savana also have a wide range based on the trim level and model year, your age and driving habits, and deductibles and policy limits.

If you have a few violations or you caused an accident, you may be forking out at least $1,400 to $1,900 in extra premium annually, depending on your age. Insurance for high-risk drivers can cost around 42% to 135% more than average. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will have to pay as much as $4,500 a year. View Rates by Age

Where you choose to live makes a big difference in GMC Savana insurance rates. A 40-year-old driver could pay as low as $830 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,560 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing high deductibles could save up to $360 a year, whereas increasing liability limits will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $414 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to find out your exact price is to do a rate comparison and see how they stack up. Every company uses a different rate calculation, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper GMC Savana Insurance

Finding better rates on auto insurance not only requires having a decent driving record, but also maintaining a good credit score, being claim-free, and maximizing policy discounts. Shop around every time your policy renews by getting quotes from direct companies, and also from your local independent and exclusive agents.

The following items are a condensed summary of the information touched on above.

• You may be able to save up to $130 per year simply by quoting online in advance
• 16 to 18-year-old drivers are expensive to insure, possibly costing $377 per month if the policy includes full coverage
• Increasing policy deductibles can save approximately $350 each year
• Drivers with multiple at-fault accidents may pay on average $1,340 more every year than a driver with a clean driving record
• Consumers who may need additional liability coverage will pay about $510 every year to go from 30/60 bodily injury limits to the 250/500 level