GMC Savana Insurance Rates
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Apr 10, 2024
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The average insurance prices for a GMC Savana are $1,196 every 12 months including full coverage. Comprehensive insurance costs approximately $220 a year, collision insurance costs $358, and liability costs $460. Liability-only coverage costs as little as $510 a year, and high-risk coverage costs $2,586 or more. 16-year-old drivers cost the most to insure at up to $4,658 a year.
Average premium for full coverage: $1,196
Policy rates by type of insurance:
These estimates include $500 physical damage insurance deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 U.S. states and Savana trim levels.
Price Range Variability
For the normal driver, GMC Savana insurance rates range from the cheapest price of $510 for just the minimum liability insurance to a high of $2,586 for coverage for higher-risk drivers.
Urban vs. Rural Price Range
Your location can have significant affects on car insurance prices. Rural locations are shown to have more infrequent comprehensive and collision claims than congested cities. The diagram below illustrates how geographic area affects auto insurance prices.
The examples above highlight why it is important to compare rates using their specific location and their own driving history, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below breaks down average GMC Savana insurance rates for additional coverage and risk scenarios.
- The best full coverage rate is $705
- Drivers who choose higher $1,000 deductibles will pay $1,064 every year
- The average price for a good driver age 40 who chooses $500 deductibles is $1,196
- Buying low $100 deductibles for comprehensive and collision insurance costs an extra $252 every year
- Higher-risk drivers with multiple tickets or accidents could pay around $2,586
- Policy cost to insure a teen driver can cost $4,658 a year
Insurance rates for a GMC Savana also range considerably based on liability limits and deductibles, your driving characteristics, and the model of your Savana.
Opting for high physical damage deductibles could save up to $390 every year, while buying higher liability limits will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 more each year. View Rates by Deductible or Liability Limit
Older drivers with no violations or accidents and higher deductibles may pay as little as $1,100 per year on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers should be prepared to pay in the ballpark of $4,600 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you are likely paying anywhere from $1,400 to $2,000 additional every year, depending on your age. A high-risk auto insurance policy can cost as much as 43% to 130% more than the average rate. View High Risk Driver Rates
Your home state makes a big difference in GMC Savana insurance prices. A 40-year-old driver could pay as low as $920 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,710 on average in Louisiana, New York, and Michigan.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,082 | -$114 | -9.5% |
Alaska | $916 | -$280 | -23.4% |
Arizona | $994 | -$202 | -16.9% |
Arkansas | $1,196 | -$0 | 0.0% |
California | $1,362 | $166 | 13.9% |
Colorado | $1,144 | -$52 | -4.3% |
Connecticut | $1,230 | $34 | 2.8% |
Delaware | $1,354 | $158 | 13.2% |
Florida | $1,496 | $300 | 25.1% |
Georgia | $1,104 | -$92 | -7.7% |
Hawaii | $860 | -$336 | -28.1% |
Idaho | $808 | -$388 | -32.4% |
Illinois | $892 | -$304 | -25.4% |
Indiana | $900 | -$296 | -24.7% |
Iowa | $806 | -$390 | -32.6% |
Kansas | $1,136 | -$60 | -5.0% |
Kentucky | $1,634 | $438 | 36.6% |
Louisiana | $1,770 | $574 | 48.0% |
Maine | $740 | -$456 | -38.1% |
Maryland | $988 | -$208 | -17.4% |
Massachusetts | $958 | -$238 | -19.9% |
Michigan | $2,078 | $882 | 73.7% |
Minnesota | $1,002 | -$194 | -16.2% |
Mississippi | $1,434 | $238 | 19.9% |
Missouri | $1,060 | -$136 | -11.4% |
Montana | $1,286 | $90 | 7.5% |
Nebraska | $944 | -$252 | -21.1% |
Nevada | $1,436 | $240 | 20.1% |
New Hampshire | $862 | -$334 | -27.9% |
New Jersey | $1,338 | $142 | 11.9% |
New Mexico | $1,060 | -$136 | -11.4% |
New York | $1,262 | $66 | 5.5% |
North Carolina | $688 | -$508 | -42.5% |
North Dakota | $980 | -$216 | -18.1% |
Ohio | $828 | -$368 | -30.8% |
Oklahoma | $1,230 | $34 | 2.8% |
Oregon | $1,096 | -$100 | -8.4% |
Pennsylvania | $1,142 | -$54 | -4.5% |
Rhode Island | $1,596 | $400 | 33.4% |
South Carolina | $1,082 | -$114 | -9.5% |
South Dakota | $1,010 | -$186 | -15.6% |
Tennessee | $1,048 | -$148 | -12.4% |
Texas | $1,442 | $246 | 20.6% |
Utah | $886 | -$310 | -25.9% |
Vermont | $820 | -$376 | -31.4% |
Virginia | $716 | -$480 | -40.1% |
Washington | $926 | -$270 | -22.6% |
West Virginia | $1,096 | -$100 | -8.4% |
Wisconsin | $828 | -$368 | -30.8% |
Wyoming | $1,068 | -$128 | -10.7% |
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
GMC Savana 1500 2WD | $1,124 | $94 |
GMC Savana 2500 2WD | $1,134 | $95 |
GMC Savana 1500 2WD | $1,186 | $99 |
GMC Savana 1500 2WD | $1,186 | $99 |
GMC Savana 1500 AWD | $1,186 | $99 |
GMC Savana 2500 2WD | $1,166 | $97 |
GMC Savana 3500 2WD | $1,144 | $95 |
GMC Savana 3500 2WD | $1,144 | $95 |
GMC Savana 1500 2WD | $1,218 | $102 |
GMC Savana 1500 2WD | $1,218 | $102 |
GMC Savana 1500 2WD | $1,218 | $102 |
GMC Savana 1500 AWD | $1,218 | $102 |
GMC Savana 2500 2WD | $1,218 | $102 |
GMC Savana 2500 2WD | $1,218 | $102 |
GMC Savana 3500 2WD | $1,176 | $98 |
GMC Savana 3500 2WD | $1,176 | $98 |
GMC Savana 1500 AWD | $1,248 | $104 |
GMC Savana 1500 AWD | $1,248 | $104 |
GMC Savana 3500 2WD | $1,228 | $102 |
GMC Savana 3500 2WD | $1,228 | $102 |
GMC Savana 1500 AWD | $1,280 | $107 |
GMC Savana 2500 2WD | $1,258 | $105 |
GMC Savana 2500 2WD | $1,258 | $105 |
GMC Savana 3500 2WD | $1,258 | $105 |
GMC Savana 3500 2WD | $1,258 | $105 |
Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 GMC Savana | $294 | $512 | $390 | $1,354 |
2023 GMC Savana | $282 | $506 | $398 | $1,344 |
2022 GMC Savana | $272 | $494 | $416 | $1,340 |
2021 GMC Savana | $262 | $474 | $430 | $1,324 |
2020 GMC Savana | $248 | $458 | $442 | $1,306 |
2019 GMC Savana | $238 | $424 | $452 | $1,272 |
2018 GMC Savana | $230 | $400 | $456 | $1,244 |
2017 GMC Savana | $220 | $358 | $460 | $1,196 |
2016 GMC Savana | $206 | $330 | $460 | $1,154 |
2008 GMC Savana | $146 | $178 | $460 | $942 |
Rates are averaged for all GMC Savana models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheap GMC Savana Insurance
Finding cheaper rates on car insurance not only requires being a low-risk driver, but also having above-average credit, paying for small claims out-of-pocket, and consideration of higher deductibles. Invest the time to compare rates at least once a year by getting quotes from direct car insurance companies, and also from your local car insurance providers.
The items below are a brief summary of the primary concepts that were presented in the illustrations above.
- You may be able to save around $140 per year just by quoting early and online
- Higher risk drivers that tend to have accidents or serious violations could be charged and average of $1,390 more per year to insure their Savana
- Increasing comprehensive and collision deductibles could save as much as $375 each year
- Teen drivers are the costliest to insure, with premiums being up to $388 each month if full coverage is included
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,658 |
20 | $2,754 |
30 | $1,232 |
40 | $1,196 |
50 | $1,096 |
60 | $1,074 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,448 |
$250 | $1,332 |
$500 | $1,196 |
$1,000 | $1,064 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,196 |
50/100 | $1,350 |
100/300 | $1,465 |
250/500 | $1,764 |
100 CSL | $1,396 |
300 CSL | $1,649 |
500 CSL | $1,833 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,602 |
20 | $4,390 |
30 | $2,626 |
40 | $2,586 |
50 | $2,472 |
60 | $2,450 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $62 |
Multi-vehicle | $64 |
Homeowner | $20 |
5-yr Accident Free | $81 |
5-yr Claim Free | $76 |
Paid in Full/EFT | $49 |
Advance Quote | $56 |
Online Quote | $83 |
Total Discounts | $491 |
Discounts are estimated and may not be available from every company or in every state.
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