GMC Savana Insurance Rates

Average insurance prices for a GMC Savana are $1,154 every 12 months with full coverage. Comprehensive costs on average $206 each year, collision costs $330, and liability insurance costs $460. Buying just liability costs as little as $510 a year, with insurance for high-risk drivers costing around $2,492. Teen drivers receive the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Rate estimates by individual coverage type:

Rate estimates include $500 policy deductibles, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all U.S. states and Savana models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a significant impact on auto insurance rates. Rural areas tend to have more infrequent collision claims than larger metro areas.

The graphic below illustrates how rural and urban location affects car insurance rates.

These examples demonstrate why all drivers should compare rates based on a specific location and their own driving history, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details estimated GMC Savana insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $682
• Drivers who choose higher $1,000 deductibles will pay around $122 annually
• The average price for a 40-year-old driver with $500 deductibles is $1,154
• Choosing low deductibles for comprehensive and collision insurance increases the price to $1,388
• High risk drivers with multiple violations and an at-fault accident could pay upwards of $2,492 or more
• The cost to insure a teen driver may cost $4,524 a year

View Chart as Image

Auto insurance rates for a GMC Savana can also vary considerably based on policy deductibles and limits, your driving record, and the trim level of your Savana.

Choosing high deductibles could save up to $360 each year, whereas increasing liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $414 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles could pay as little as $1,100 per year on average for full coverage. Rates are highest for teen drivers, since even excellent drivers will have to pay upwards of $4,500 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out at a minimum $1,400 to $1,900 in extra premium per year, depending on your age. Insurance for high-risk drivers can cost anywhere from 42% to 135% more than average. View High Risk Driver Rates

Where you live makes a big difference in GMC Savana insurance rates. A 40-year-old driver could pay as low as $830 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,560 on average in Florida, Michigan, and New York.

View Chart as Image

With so much variability in rates, the best way to find out exactly what you will pay is to do a rate comparison from as many companies as possible. Every company uses a different rate calculation, and quoted rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best GMC Savana Insurance

Saving money on GMC Savana insurance not only requires being safe and accident-free, but also having a good credit score, eliminating unnecessary coverage, and taking advantage of discounts. Set aside time to shop around once a year by requesting rates from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

Below you'll find a brief recap of the data that was raised in the charts and tables above.

• You may be able to save as much as $130 per year simply by quoting online in advance
• Drivers who require more liability protection will pay about $510 every year to go from a minimum limit to a 250/500 level
• Youthful drivers are charged the highest rates, with premiums as much as $377 per month if comprehensive and collision insurance is included
• High-risk drivers who tend to receive serious violations may pay on average $1,340 more each year than a low-risk driver