GMC Savana Insurance Rates

The average insurance prices for a GMC Savana are $1,154 every 12 months including full coverage. Comprehensive costs an estimated $206, collision costs $330, and liability coverage costs around $460. Liability-only coverage costs as low as $510 a year, with high-risk coverage costing around $2,492. Teen drivers cost the most to insure at $4,524 a year or more.

Average premium for full coverage: $1,154

Policy rates broken down by type of insurance:

Price estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and for different Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on the price of auto insurance. More rural locations are shown to have more infrequent comprehensive and collision claims than larger metro areas.

The price range example below illustrates how where you live affects insurance prices.

The examples above highlight why anyone shopping for car insurance should compare prices for a targeted area and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated GMC Savana insurance rates for other coverage scenarios.

• The lowest rate with discounts is $682
• Using higher $1,000 deductibles will save approximately $122 every year
• The average price for a good driver age 40 who has $500 deductibles is $1,154
• Choosing more expensive low deductibles for physical damage coverage increases the price to $1,388
• Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,492 or more
• Policy cost to insure a teenage driver with full coverage can cost as much as $4,524 or more

View Chart as Image

Insurance rates for a GMC Savana also range considerably based on liability limits and deductibles, your driving characteristics, and the model year and trim level.

Choosing high deductibles could cut rates by as much as $360 a year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles may only pay around $1,100 a year, or $92 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers should be prepared to pay at least $4,500 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying $1,400 to $1,900 additional every year, depending on your age. High-risk driver insurance can be around 42% to 135% more than average. View High Risk Driver Rates

Your home state has a huge impact on GMC Savana insurance rates. A driver around age 40 might see rates as low as $890 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,650 on average in Louisiana, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to compare rates and see how they stack up. Each insurance company uses a different rate calculation, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheaper GMC Savana Insurance

Finding cheaper rates on auto insurance requires having a decent driving record, having above-average credit, paying for small claims out-of-pocket, and maximizing policy discounts. Take the time to comparison shop every time your policy renews by obtaining price quotes from direct car insurance companies, and also from local insurance agencies.

The following items are a condensed summary of the information touched on in the above illustrations.

• You may be able to save approximately $130 per year simply by shopping early and online
• 16 to 18-year-old drivers are expensive to insure, with premiums being up to $377 each month if full coverage is included
• Increasing comprehensive and collision deductibles could save as much as $350 each year
• Drivers with multiple at-fault accidents may have to pay on average $1,340 more annually than a driver with a clean driving record
• Consumers who want additional liability coverage will pay about $510 per year to increase from a 30/60 limit to a 250/500 level