GMC Savana Insurance Rates

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UPDATED: Apr 10, 2024

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The average auto insurance rates for a GMC Savana are $1,154 annually for full coverage insurance. Comprehensive insurance costs on average $206, collision costs $330, and liability is estimated at $460. A liability-only policy costs approximately $510 a year, with high-risk insurance costing $2,492 or more. 16-year-old drivers cost the most to insure at $4,524 a year or more.

Average premium for full coverage: $1,154

Policy rates by type of insurance:

Comprehensive $206
Collision $330
Liability $460

These estimates include $500 policy deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all 50 states and for different Savana trim levels.

Price Range Variability

For a driver in their 40's, GMC Savana insurance rates go from as cheap as $510 for a discount liability-only rate to a much higher rate of $2,492 for a driver that may need high-risk insurance.

Liability Only $510
Full Coverage $1,154
High Risk $2,492

Urban vs. Rural Price Range

Living in a larger city can make a big difference on insurance rates. Rural areas are shown to have fewer physical damage claims than congested cities.

The price range example below illustrates how location helps determine car insurance rates.

Rural Areas $866
Small Cities $1,212
Large Cities $1,558

The examples above illustrate why anyone shopping for car insurance should get quotes based on a specific location and their own personal driving habits, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below illustrates estimated GMC Savana insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $682
  • Choosing higher $1,000 deductibles can save around $122 each year
  • The estimated rate for a good driver age 40 with $500 deductibles is $1,154
  • Buying more expensive low deductibles for comp and collision coverage costs an additional $234 annually
  • Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,492 or more
  • Policy cost with full coverage for a 16-year-old driver with full coverage may cost $4,524 each year

View Chart as Image

GMC Savana insurance cost comparison chart
Column chart showing full coverage GMC Savana insurance prices range from $682 to $4,524

Car insurance rates for a GMC Savana also range considerably based on the model year and trim level, your risk profile, and policy deductibles and limits.

An older driver with no driving violations and high physical damage deductibles may pay as low as $1,100 annually on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will be charged upwards of $4,500 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying at a minimum $1,400 to $1,900 extra every year, depending on your age. High-risk driver insurance ranges from 42% to 135% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can save as much as $360 annually, while increasing your policy's liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $760 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,560 on average in Michigan, New York, and Florida.

GMC Savana Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,044 -$110 -9.5%
Alaska $884 -$270 -23.4%
Arizona $958 -$196 -17.0%
Arkansas $1,154 -$0 0.0%
California $1,314 $160 13.9%
Colorado $1,102 -$52 -4.5%
Connecticut $1,184 $30 2.6%
Delaware $1,304 $150 13.0%
Florida $1,442 $288 25.0%
Georgia $1,064 -$90 -7.8%
Hawaii $828 -$326 -28.2%
Idaho $782 -$372 -32.2%
Illinois $858 -$296 -25.6%
Indiana $866 -$288 -25.0%
Iowa $776 -$378 -32.8%
Kansas $1,096 -$58 -5.0%
Kentucky $1,574 $420 36.4%
Louisiana $1,706 $552 47.8%
Maine $712 -$442 -38.3%
Maryland $952 -$202 -17.5%
Massachusetts $924 -$230 -19.9%
Michigan $2,002 $848 73.5%
Minnesota $966 -$188 -16.3%
Mississippi $1,380 $226 19.6%
Missouri $1,022 -$132 -11.4%
Montana $1,238 $84 7.3%
Nebraska $910 -$244 -21.1%
Nevada $1,384 $230 19.9%
New Hampshire $832 -$322 -27.9%
New Jersey $1,290 $136 11.8%
New Mexico $1,022 -$132 -11.4%
New York $1,216 $62 5.4%
North Carolina $664 -$490 -42.5%
North Dakota $944 -$210 -18.2%
Ohio $798 -$356 -30.8%
Oklahoma $1,184 $30 2.6%
Oregon $1,056 -$98 -8.5%
Pennsylvania $1,100 -$54 -4.7%
Rhode Island $1,540 $386 33.4%
South Carolina $1,044 -$110 -9.5%
South Dakota $974 -$180 -15.6%
Tennessee $1,010 -$144 -12.5%
Texas $1,392 $238 20.6%
Utah $854 -$300 -26.0%
Vermont $790 -$364 -31.5%
Virginia $692 -$462 -40.0%
Washington $892 -$262 -22.7%
West Virginia $1,056 -$98 -8.5%
Wisconsin $798 -$356 -30.8%
Wyoming $1,028 -$126 -10.9%

View Chart as Image

GMC Savana insurance rates by U.S. city

Because rates have so much variability, the only way to figure out exactly what you will pay is to compare rates from multiple companies. Each auto insurer utilizes a different rate formula, so rate quotes will be varied between companies.

Insurance Rates by Trim Level and Model Year

GMC Savana Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
GMC Savana 1500 2WD $1,088 $91
GMC Savana 2500 2WD $1,098 $92
GMC Savana 1500 2WD $1,144 $95
GMC Savana 1500 2WD $1,144 $95
GMC Savana 1500 AWD $1,144 $95
GMC Savana 2500 2WD $1,124 $94
GMC Savana 3500 2WD $1,106 $92
GMC Savana 3500 2WD $1,106 $92
GMC Savana 1500 2WD $1,174 $98
GMC Savana 1500 2WD $1,174 $98
GMC Savana 1500 2WD $1,174 $98
GMC Savana 1500 AWD $1,174 $98
GMC Savana 2500 2WD $1,174 $98
GMC Savana 2500 2WD $1,174 $98
GMC Savana 3500 2WD $1,134 $95
GMC Savana 3500 2WD $1,134 $95
GMC Savana 1500 AWD $1,200 $100
GMC Savana 1500 AWD $1,200 $100
GMC Savana 3500 2WD $1,182 $99
GMC Savana 3500 2WD $1,182 $99
GMC Savana 1500 AWD $1,230 $103
GMC Savana 2500 2WD $1,210 $101
GMC Savana 2500 2WD $1,210 $101
GMC Savana 3500 2WD $1,210 $101
GMC Savana 3500 2WD $1,210 $101

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

GMC Savana Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 GMC Savana $282 $506 $398 $1,344
2023 GMC Savana $272 $494 $416 $1,340
2022 GMC Savana $262 $474 $430 $1,324
2021 GMC Savana $248 $458 $442 $1,306
2020 GMC Savana $238 $424 $452 $1,272
2019 GMC Savana $230 $400 $456 $1,244
2018 GMC Savana $220 $358 $460 $1,196
2017 GMC Savana $206 $330 $460 $1,154
2016 GMC Savana $198 $310 $464 $1,130
2008 GMC Savana $144 $168 $452 $922

Rates are averaged for all GMC Savana models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheap GMC Savana Insurance

Finding cheaper rates on insurance for a GMC Savana takes avoiding accidents and claims, having a good credit score, being claim-free, and maximizing policy discounts. Invest time comparing rates once a year by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The points below are a brief summary of the data that was covered in the charts and tables above.

  • It is possible to save as much as $130 per year simply by shopping early and online
  • Insureds who require increased liability limits will pay around $510 annually to raise limits from a 30/60 limit to higher 250/500 limits
  • Drivers under the age of 20 are expensive to insure, possibly costing $377 each month if comprehensive and collision insurance is included
  • Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,340 more each year to insure a GMC Savana

Rates by Driver Age

GMC Savana Insurance Rates by Driver Age
Driver Age Premium
16 $4,524
20 $2,654
30 $1,184
40 $1,154
50 $1,056
60 $1,034

Full coverage, $500 deductibles

Rates by Deductible

GMC Savana Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,388
$250 $1,278
$500 $1,154
$1,000 $1,032

Full coverage, driver age 40

Rates by Liability Limit

GMC Savana Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,154
50/100 $1,302
100/300 $1,417
250/500 $1,716
100 CSL $1,348
300 CSL $1,601
500 CSL $1,785

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Savana Insurance Rates for High Risk Drivers
Age Premium
16 $6,404
20 $4,230
30 $2,528
40 $2,492
50 $2,384
60 $2,362

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $158

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $60
Multi-vehicle $62
Homeowner $19
5-yr Accident Free $77
5-yr Claim Free $74
Paid in Full/EFT $46
Advance Quote $54
Online Quote $80
Total Discounts $472
Rate after discounts $682

Discounts are estimated and may not be available from every company or in every state.

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