GMC Savana Insurance Rates

Average insurance prices for a GMC Savana are $1,196 every 12 months including full coverage. Comprehensive insurance costs around $220 a year, collision insurance costs $358, and liability coverage costs around $460. A policy with just liability insurance costs as low as $510 a year, and coverage for high-risk drivers costs $2,586 or more. Teens receive the highest rates at up to $4,658 a year.

Average premium for full coverage: $1,196

Rate estimates for individual coverage type:

These estimates include $500 policy deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and Savana trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on the price of insurance. Areas with sparse population tend to have more infrequent comprehensive and collision claims than cities with more traffic congestion. The diagram below illustrates the difference location can make on auto insurance rates.

These examples highlight why it is important to compare prices for a specific zip code and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average GMC Savana insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $705
• Using higher $1,000 deductibles will save about $1,064 every year
• The average price for a 40-year-old driver using $500 deductibles is $1,196
• Selecting low $100 deductibles for physical damage coverage costs an extra $252 each year
• Higher-risk drivers with serious driving violations could pay at least $2,586
• The cost to insure a teenage driver can be $4,658 or more

View Chart as Image

Insurance rates for a GMC Savana can also vary considerably based on policy deductibles and limits, your driving characteristics, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $390 a year, while buying higher liability limits will increase rates. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $414 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may only pay around $1,100 a year for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay as much as $4,600 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying at least $1,400 to $2,000 additional per year, depending on your age. A high-risk auto insurance policy can be around 43% to 130% more than the average policy. View High Risk Driver Rates

Where you live has a huge impact on GMC Savana insurance rates. A driver around age 40 might see rates as low as $920 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,710 on average in Michigan, New York, and Louisiana.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap GMC Savana Insurance

Saving money on auto insurance requires avoiding accidents and claims, having above-average credit, not filing small claims, and deciding if full coverage is necessary. Make time to compare rates at least every other year by quoting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The points below are a brief summary of the car insurance concepts touched on in this article.

• Drivers that tend to have accidents or serious violations could be forced to pay on average $1,390 more every year to insure a GMC Savana
• You may be able to save up to $140 per year just by quoting early and online
• Increasing deductibles could save as much as $375 each year
• Consumers who may need increased liability limits will pay approximately $510 per year to increase from a minimum limit to a 250/500 level