GMC Savana Insurance Rates

Estimated insurance rates for a GMC Savana are $1,196 a year for full coverage insurance. Comprehensive insurance costs an estimated $220, collision costs $358, and liability costs around $460. A liability-only policy costs as low as $510 a year, with high-risk insurance costing $2,586 or more. 16-year-old drivers pay the most at $4,658 a year or more.

Average premium for full coverage: $1,196

Premium estimates broken down by type of coverage:

Prices include $500 policy deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all 50 states and for all Savana models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can make a big difference on the price of insurance. More rural locations are statistically proven to have a lower frequency of physical damage claims than congested cities.

The example below illustrates the effect of geographic area on insurance prices.

These rate differences illustrate why everyone should compare prices for a targeted area and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated GMC Savana insurance rates for other coverage scenarios.

• The best full coverage rate is $705
• Using higher $1,000 deductibles will save approximately $132 each year
• The average rate for a 40-year-old good driver who has $500 deductibles is $1,196
• Buying pricier low deductibles for physical damage coverage will cost an extra $252 annually
• High-risk insureds with multiple tickets or accidents could pay up to $2,586 or more
• An auto insurance policy for full coverage for a 16-year-old driver for full coverage can cost as much as $4,658 or more

View Chart as Image

Auto insurance prices for a GMC Savana also have a wide range based on your driving characteristics, the model year and trim level, and liability limits and deductibles.

A more mature driver with a good driving record and high deductibles may pay as low as $1,100 a year, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will have to pay at least $4,600 a year. View Rates by Age

Where you choose to live has a huge impact on GMC Savana insurance prices. A driver around age 40 might see prices as low as $780 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,620 on average in Florida, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could cut prices by as much as $390 annually, whereas buying more liability protection will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost up to $414 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying $1,400 to $2,000 in extra premium annually, depending on your age. GMC Savana insurance for high-risk drivers can be from 43% to 130% more than the average rate. View High Risk Driver Rates

With such a large range in prices, the only way to figure out which insurance company is cheapest is to regularly compare prices from multiple companies. Each insurance company utilizes a different rate formula, and quoted prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right GMC Savana Insurance

Finding better rates on insurance for a GMC Savana requires avoiding accidents and claims, having good credit, paying for small claims out-of-pocket, and qualifying for all possible discounts. Take the time to compare rates at every other renewal by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The points below are a quick rundown of the concepts that were covered in the above illustrations.

• Drivers considered higher risk with reckless driving or DUI convictions pay on average $1,390 more annually to insure a GMC Savana
• Drivers under the age of 20 are the costliest to insure, with premiums being up to $388 per month if they have full coverage
• It is possible to save approximately $140 per year simply by quoting online well ahead of the renewal date
• Increasing policy deductibles can save around $375 each year
• It is possible to save approximately $140 per year simply by quoting online well ahead of the renewal date