GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,154 a year for full coverage insurance. Comprehensive insurance costs an estimated $206 a year, collision costs $330, and liability insurance is estimated at $460. A liability-only policy costs approximately $510 a year, with high-risk insurance costing $2,492 or more. Teenage drivers cost the most to insure at $4,524 a year or more.

Average premium for full coverage: $1,154

Policy rates broken down by type of insurance:

Estimates include $500 physical damage insurance deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 states and Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on the price of insurance. More rural locations are shown to have lower incidents of physical damage claims than densely populated cities.

The diagram below illustrates the difference between rural and urban areas on insurance prices.

The examples above illustrate why it is important to get quotes for a targeted area, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates estimated GMC Savana insurance rates for other coverage scenarios.

• The best discount rate is $682
• Choosing higher $1,000 deductibles can save approximately $1,032 each year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,154
• Using low $100 deductibles for comp and collision coverage will cost an additional $234 a year
• High-risk insureds who are prone to accidents and violations could pay up to $2,492 or more
• Policy cost that insures a teen driver can cost as much as $4,524 each year

View Chart as Image

Car insurance rates for a GMC Savana also range considerably based on the trim level of your Savana, your age and driving record, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are probably paying $1,400 to $1,900 extra every year, depending on your age. A high-risk auto insurance policy ranges anywhere from 42% to 135% more than a normal policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged at least $4,500 a year. View Rates by Age

Your home state plays a big part in determining prices for GMC Savana insurance rates. A good driver about age 40 could pay as low as $760 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,560 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $360 each year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to figure out which auto insurance is cheapest is to get quotes from as many companies as possible. Each auto insurer uses a different method to calculate rates, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost GMC Savana Insurance

Finding cheaper rates on GMC Savana insurance takes being a low-risk driver, having a positive credit history, being claim-free, and not having any coverage lapses. Compare prices every couple of years by obtaining price quotes from direct insurance companies, and also from local insurance agencies.

The items below are a review of the material that was covered above.

• Drivers who want more liability coverage will pay an extra $510 annually to raise limits from a 30/60 limit to the 250/500 level
• Teen drivers have the highest car insurance rates, possibly costing $377 each month if full coverage is purchased
• High-risk drivers who have several accidents or serious violations may have to pay on average $1,340 more annually to insure their Savana
• Increasing comprehensive and collision deductibles can save approximately $350 each year