GMC Savana Insurance Rates

U.S. average auto insurance rates for a GMC Savana are $1,154 annually for full coverage. Comprehensive insurance costs approximately $206, collision costs $330, and liability coverage costs around $460. Buying just liability costs as low as $510 a year, with insurance for high-risk drivers costing $2,492 or more. Teen drivers pay the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Price estimates by individual coverage:

Estimates include $500 policy deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all states and for all Savana models.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on car insurance rates. Rural locations have fewer accident claims than larger metro areas.

The example below illustrates the difference location can make on auto insurance prices.

The ranges above show why everyone should compare prices using their specific location and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $682
• Using higher $1,000 deductibles will save $122 a year
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,154
• Choosing pricier low deductibles for physical damage coverage costs an additional $234 each year
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,492 or more
• The price with full coverage for a teenage driver for full coverage can cost $4,524 or more

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Insurance prices for a GMC Savana are also quite variable based on the trim level and model year, your driver profile, and physical damage deductibles and liability limits.

A more mature driver with no violations or accidents and high physical damage deductibles may only pay around $1,100 a year for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,500 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying anywhere from $1,400 to $1,900 additional each year, depending on your age. GMC Savana insurance for high-risk drivers can be around 42% to 135% more than average. View High Risk Driver Rates

Choosing high deductibles could cut prices by as much as $360 a year, whereas buying more liability protection will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $414 more each year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on GMC Savana insurance rates. A driver around age 40 might see prices as low as $760 a year in states like Iowa, Maine, and Idaho, or as much as $1,650 on average in New York, Louisiana, and Michigan.

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Since prices can be so different, the only way to know who has the cheapest car insurance prices is to regularly compare prices and see how they stack up. Each insurance company uses a different rate calculation, and prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost GMC Savana Insurance

Getting lower rates on auto insurance requires avoiding accidents and claims, having good credit, eliminating unnecessary coverage, and qualifying for all possible discounts. Make time to compare rates every time your policy renews by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The points below are a review of the information touched on in this article.

• Drivers can save around $130 per year simply by quoting online well ahead of the renewal date
• Drivers under the age of 20 are the costliest to insure, with premiums as much as $377 a month if they have full coverage
• Increasing physical damage deductibles could save up to $350 each year
• Drivers who have several accidents or serious violations pay on average $1,340 more per year to insure a GMC Savana
• Consumers who purchase increased liability limits will pay about $510 each year to increase from a low limit to higher 250/500 limits