GMC Savana Insurance Rates

U.S. average insurance rates for a GMC Savana are $1,196 a year including full coverage. Comprehensive costs around $220, collision insurance costs $358, and liability coverage is estimated at $460. Liability-only insurance costs approximately $510 a year, and high-risk driver insurance costs around $2,586. Teenage drivers pay the highest rates at up to $4,658 a year.

Average premium for full coverage: $1,196

Price estimates for individual coverage:

Rate estimates include $500 deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and for all Savana models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on the price of insurance. Areas with sparse population have lower incidents of comprehensive and collision claims than densely populated cities. The example below illustrates how location helps determine auto insurance rates.

The ranges above highlight why everyone should get quotes for a specific zip code, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average GMC Savana insurance rates for additional coverage choices and driver risks.

• The best discount rate is $705
• Choosing higher $1,000 deductibles can save about $132 every year
• The estimated price for the average middle-age driver using $500 deductibles is $1,196
• Using pricier low deductibles for comp and collision coverage bumps up the cost to $1,448
• Drivers who are prone to accidents and violations could pay at least $2,586
• The price that insures a teenage driver for full coverage can be $4,658 each year

View Chart as Image

Car insurance prices for a GMC Savana are also quite variable based on the model of your Savana, your driving record and age, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you are likely paying at least $1,400 to $2,000 extra each year, depending on your age. GMC Savana insurance for high-risk drivers ranges around 43% to 130% more than a normal policy. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may only pay around $1,100 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged as much as $4,600 a year. View Rates by Age

The state you live in plays a big part in determining prices for GMC Savana insurance rates. A good driver about age 40 could pay as low as $920 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,710 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles can save as much as $390 a year, whereas buying more liability protection will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best GMC Savana Insurance

Getting lower rates on auto insurance takes not taking risks behind the wheel, having a positive credit history, being claim-free, and consideration of higher deductibles. Compare prices every couple of years by getting rate quotes from direct car insurance companies, and also from local insurance agencies.

The following is a brief recap of the material that was covered in the charts and tables above.

• Consumers who may need higher liability limits will pay an extra $510 per year to raise limits from a low limit to the 250/500 level
• Teens are the costliest to insure, possibly costing $388 a month if full coverage is purchased
• Drivers who tend to receive serious violations may have to pay on average $1,390 more every year for Savana insurance
• Increasing physical damage deductibles can save approximately $375 each year