GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,196 a year including full coverage. Comprehensive insurance costs an estimated $220 each year, collision insurance costs $358, and liability is estimated at $460. Buying just liability costs approximately $510 a year, and insurance for high-risk drivers costs $2,586 or more. Teenage drivers cost the most to insure at up to $4,658 a year.

Average premium for full coverage: $1,196

Policy rates broken down by type of insurance:

Prices are based on $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all 50 U.S. states and Savana models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on the price of auto insurance. More rural locations are shown to have lower incidents of comprehensive and collision claims than densely populated cities. The graphic below illustrates how location helps determine insurance prices.

The examples above highlight why all drivers should get quotes for a targeted area, instead of using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average GMC Savana insurance rates for other coverage scenarios.

• The best discount rate is $705
• Choosing higher $1,000 deductibles can save approximately $132 every year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,196
• Using low deductibles for comp and collision coverage will cost an additional $252 every year
• Unlucky drivers who are prone to accidents and violations could pay up to $2,586
• Policy cost that insures a teen driver can cost as much as $4,658 each year

View Chart as Image

Insurance rates for a GMC Savana also range considerably based on the trim level and model year, your driving record and age, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are likely paying $1,400 to $2,000 extra every year, depending on your age. Insurance for high-risk drivers ranges as much as 43% to 130% more than a normal policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay at least $4,600 a year. View Rates by Age

Your home state plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $920 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,710 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $390 every year, whereas increasing liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable GMC Savana Insurance

Finding cheaper rates on car insurance takes having a decent driving record, having above-average credit, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Compare prices every other policy renewal by requesting rates from direct car insurance companies, and also from your local car insurance providers.

The following items are a brief review of the ideas that were covered in the charts and tables above.

• 16 to 18-year-old drivers are charged the highest rates, with premiums being up to $388 each month if full coverage is included
• Higher risk drivers with DUI or reckless driving convictions could be charged and average of $1,390 more annually than a driver with a clean driving record
• Increasing comprehensive and collision deductibles can save approximately $375 each year
• You may be able to save approximately $140 per year just by quoting online in advance