GMC Savana Insurance Rates

Estimated auto insurance rates for a GMC Savana are $1,154 annually including full coverage. Comprehensive insurance costs around $206 a year, collision insurance costs $330, and liability is $460. Liability-only insurance costs around $510 a year, and high-risk driver insurance costs $2,492 or more. Teenage drivers pay the most at up to $4,524 a year.

Average premium for full coverage: $1,154

Premium estimates for type of coverage:

Prices include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and Savana trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on the price of insurance. Areas with sparse population are statistically proven to have fewer comprehensive and collision claims than densely populated cities. The diagram below illustrates the difference location can make on auto insurance rates.

These rate differences highlight why it is important to compare rates quotes for a specific zip code and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down average GMC Savana insurance rates for additional coverage choices and driver risks.

• The best discount rate is $682
• Raising to $1,000 deductibles will save about $1,032 every year
• The estimated rate for a 40-year-old good driver using $500 deductibles is $1,154
• Using low $100 deductibles costs an additional $234 every year
• At-risk drivers who are prone to accidents and violations could pay at least $2,492
• An auto insurance policy with full coverage for a teen driver can be $4,524

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Insurance prices for a GMC Savana also have a wide range based on the model of your Savana, your driving characteristics, and deductibles and policy limits.

Older drivers with no violations or accidents and high physical damage deductibles may pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay as much as $4,500 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying at least $1,400 to $1,900 additional annually, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 42% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce prices by up to $360 every year, while buying higher liability limits will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $414 more each year. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on GMC Savana insurance prices. A middle-age driver might find prices as low as $890 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,650 on average in Michigan, New York, and Louisiana.

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Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Right GMC Savana Insurance

Finding better rates on car insurance consists of avoiding accidents and violations, having good credit, refrain from filing small claims, and deciding if full coverage is necessary. Make time to compare rates at least every other year by quoting rates from direct car insurance companies, and also from your local independent and exclusive agents.

The list below is a quick rundown of the car insurance concepts touched on in this article.

• Higher risk drivers with reckless driving or DUI convictions may pay on average $1,340 more every year for car insurance
• You may be able to save up to $130 per year just by quoting early and online
• Increasing policy deductibles could save up to $350 each year
• Policyholders who may need higher liability limits will pay an extra $510 per year to raise from 30/60 bodily injury limits to higher 250/500 limits