GMC Yukon Insurance Rates
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UPDATED: Jun 2, 2023
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Estimated insurance prices for a GMC Yukon are $924 every 12 months for full coverage insurance. Comprehensive costs on average $154 each year, collision insurance costs $170, and liability coverage is estimated at $442. Liability-only coverage costs approximately $496 a year, and high-risk coverage costs around $1,976. Teens pay the most at up to $3,744 a year.
Average premium for full coverage: $924
Premium estimates by type of coverage:
Full coverage includes $500 deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all 50 states and Yukon models.
Insurance Price Range by Risk and Coverage
For the average driver, insurance rates for a GMC Yukon range from the cheapest price of $496 for a discount liability-only rate to a high rate of $1,976 for a high-risk insurance policy.
Insurance Price Range by Location
Living in a larger city has a large influence on insurance rates. Rural areas are statistically proven to have more infrequent physical damage claims than cities with more traffic congestion. The graphic below illustrates how location impacts car insurance rates.
These rate differences illustrate why all drivers should get quotes based on a specific location and their own driving history, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below illustrates average GMC Yukon insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $571
- Choosing higher $1,000 deductibles can save around $74 each year
- The average price for a 40-year-old good driver with $500 deductibles is $924
- Selecting low deductibles for comp and collision coverage increases the price to $1,064
- Drivers with serious driving violations could pay upwards of $1,976
- An auto insurance policy to insure a teenage driver may cost $3,744 each year
Insurance prices for a GMC Yukon also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the trim level of your Yukon.
Choosing higher comprehensive and collision insurance deductibles can save as much as $220 a year, whereas increasing liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $450 more per year. View Rates by Deductible or Liability Limit
More mature drivers with a clean driving record and higher deductibles may only pay around $900 annually on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers can expect to pay upwards of $3,700 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you are probably paying at a minimum $1,100 to $1,600 extra annually, depending on your age. Insurance for high-risk drivers ranges around 43% to 132% more than the average policy. View High Risk Driver Rates
Where you choose to live plays a big part in determining prices for GMC Yukon insurance rates. A good driver about age 40 could pay as low as $610 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,250 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $838 | -$86 | -9.3% |
| Alaska | $710 | -$214 | -23.2% |
| Arizona | $770 | -$154 | -16.7% |
| Arkansas | $924 | -$0 | 0.0% |
| California | $1,054 | $130 | 14.1% |
| Colorado | $884 | -$40 | -4.3% |
| Connecticut | $952 | $28 | 3.0% |
| Delaware | $1,046 | $122 | 13.2% |
| Florida | $1,158 | $234 | 25.3% |
| Georgia | $854 | -$70 | -7.6% |
| Hawaii | $666 | -$258 | -27.9% |
| Idaho | $626 | -$298 | -32.3% |
| Illinois | $690 | -$234 | -25.3% |
| Indiana | $696 | -$228 | -24.7% |
| Iowa | $624 | -$300 | -32.5% |
| Kansas | $880 | -$44 | -4.8% |
| Kentucky | $1,262 | $338 | 36.6% |
| Louisiana | $1,370 | $446 | 48.3% |
| Maine | $572 | -$352 | -38.1% |
| Maryland | $764 | -$160 | -17.3% |
| Massachusetts | $742 | -$182 | -19.7% |
| Michigan | $1,608 | $684 | 74.0% |
| Minnesota | $774 | -$150 | -16.2% |
| Mississippi | $1,110 | $186 | 20.1% |
| Missouri | $822 | -$102 | -11.0% |
| Montana | $996 | $72 | 7.8% |
| Nebraska | $730 | -$194 | -21.0% |
| Nevada | $1,110 | $186 | 20.1% |
| New Hampshire | $666 | -$258 | -27.9% |
| New Jersey | $1,034 | $110 | 11.9% |
| New Mexico | $818 | -$106 | -11.5% |
| New York | $976 | $52 | 5.6% |
| North Carolina | $534 | -$390 | -42.2% |
| North Dakota | $758 | -$166 | -18.0% |
| Ohio | $640 | -$284 | -30.7% |
| Oklahoma | $950 | $26 | 2.8% |
| Oregon | $848 | -$76 | -8.2% |
| Pennsylvania | $884 | -$40 | -4.3% |
| Rhode Island | $1,236 | $312 | 33.8% |
| South Carolina | $838 | -$86 | -9.3% |
| South Dakota | $782 | -$142 | -15.4% |
| Tennessee | $814 | -$110 | -11.9% |
| Texas | $1,116 | $192 | 20.8% |
| Utah | $686 | -$238 | -25.8% |
| Vermont | $634 | -$290 | -31.4% |
| Virginia | $554 | -$370 | -40.0% |
| Washington | $718 | -$206 | -22.3% |
| West Virginia | $848 | -$76 | -8.2% |
| Wisconsin | $642 | -$282 | -30.5% |
| Wyoming | $826 | -$98 | -10.6% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| GMC Yukon SLE 2WD | $872 | $73 |
| GMC Yukon 2WD | $872 | $73 |
| GMC Yukon SLE 4WD | $888 | $74 |
| GMC Yukon SLT 2WD | $888 | $74 |
| GMC Yukon 4WD | $888 | $74 |
| GMC Yukon SLT 4WD | $902 | $75 |
| GMC Yukon Denali 2WD | $916 | $76 |
| GMC Yukon Denali 4WD | $930 | $78 |
| GMC Yukon Hybrid 2WD | $1,046 | $87 |
| GMC Yukon Hybrid 4WD | $1,046 | $87 |
| GMC Yukon Hybrid Denali 2WD | $1,062 | $89 |
| GMC Yukon Hybrid Denali 4WD | $1,076 | $90 |
Rates assume 2004 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 GMC Yukon | $320 | $530 | $430 | $1,438 |
| 2018 GMC Yukon | $292 | $474 | $452 | $1,376 |
| 2017 GMC Yukon | $280 | $446 | $456 | $1,340 |
| 2016 GMC Yukon | $268 | $400 | $460 | $1,286 |
| 2011 GMC Yukon | $212 | $272 | $478 | $1,120 |
| 2008 GMC Yukon | $180 | $202 | $468 | $1,008 |
| 2007 GMC Yukon | $178 | $198 | $460 | $994 |
| 2006 GMC Yukon | $176 | $188 | $452 | $974 |
| 2005 GMC Yukon | $160 | $180 | $446 | $944 |
| 2004 GMC Yukon | $154 | $170 | $442 | $924 |
Rates are averaged for all GMC Yukon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for More Affordable GMC Yukon Insurance
Finding better rates on auto insurance takes not taking risks behind the wheel, having good credit, paying for small claims out-of-pocket, and determing if full coverage is necessary. Spend time shopping around at least every other year by getting rate quotes from direct insurance companies, and also from several local insurance agents.
The following is a summary of the car insurance concepts touched on above.
- Drivers who have multiple accidents or major violations pay on average $1,050 more each year for Yukon insurance
- It is possible to save as much as $100 per year just by quoting online in advance
- Increasing policy deductibles could save as much as $225 each year
- Consumers who require higher liability limits will pay approximately $490 annually to raise limits from 30/60 bodily injury limits to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,744 |
| 20 | $2,102 |
| 30 | $940 |
| 40 | $924 |
| 50 | $850 |
| 60 | $832 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,064 |
| $250 | $1,002 |
| $500 | $924 |
| $1,000 | $850 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $924 |
| 50/100 | $1,176 |
| 100/300 | $1,301 |
| 250/500 | $1,626 |
| 100 CSL | $1,226 |
| 300 CSL | $1,501 |
| 500 CSL | $1,701 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,254 |
| 20 | $3,342 |
| 30 | $1,990 |
| 40 | $1,976 |
| 50 | $1,890 |
| 60 | $1,870 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $46 |
| Multi-vehicle | $49 |
| Homeowner | $17 |
| 5-yr Accident Free | $53 |
| 5-yr Claim Free | $57 |
| Paid in Full/EFT | $31 |
| Advance Quote | $39 |
| Online Quote | $61 |
| Total Discounts | $353 |
Discounts are estimated and may not be available from every company or in every state.
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