GMC Yukon Insurance Rates

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UPDATED: Jun 2, 2023

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GMC Yukon XL insurance

Estimated insurance rates for a GMC Yukon are $1,008 a year for full coverage insurance. Comprehensive costs approximately $180, collision costs $202, and liability costs $468. Liability-only coverage costs as little as $518 a year, with high-risk coverage costing around $2,162. Teens pay the most at $4,034 a year or more.

Average premium for full coverage: $1,008

Premium estimates by type of coverage:

Comprehensive $180
Collision $202
Liability $468

Rates are based on $500 deductible amounts, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 states and for all Yukon models.

Insurance Price Range by Risk and Coverage

For the average 40-year-old driver, insurance rates for a GMC Yukon go from the low end price of $518 for liability-only coverage to the much higher price of $2,162 for a driver who has had serious violations or accidents.

Liability Only $518
Full Coverage $1,008
High Risk $2,162

Insurance Price Range by Location

Your location can have significant affects on the price of auto insurance. Rural locations are statistically proven to have lower incidents of physical damage claims than cities with more traffic congestion.

The example below illustrates the difference location can make on auto insurance prices.

Rural Areas $756
Small Cities $1,058
Large Cities $1,361

These rate differences illustrate why everyone should compare rates using their specific location, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below illustrates estimated GMC Yukon insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $616
  • Drivers who choose higher $1,000 deductibles will pay $86 each year
  • The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,008
  • Selecting pricier low deductibles for comprehensive and collision insurance bumps up the cost to $1,174
  • Higher-risk drivers with serious driving violations could pay around $2,162 or more
  • An auto insurance policy that insures a teen driver for full coverage can cost $4,034 a year

View Chart as Image

GMC Yukon insurance cost comparison chart
Column chart showing full coverage GMC Yukon insurance rates range from $616 to $4,034

Insurance prices for a GMC Yukon also have a wide range based on the model of your Yukon, your age and driving record, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you are probably paying anywhere from $1,200 to $1,700 extra annually, depending on your age. GMC Yukon insurance for high-risk drivers can cost as much as 42% to 132% more than the average policy. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,000 per year on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay in the ballpark of $4,000 a year. View Rates by Age

Where you choose to live makes a big difference in GMC Yukon insurance prices. A 40-year-old driver could pay as low as $660 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,370 on average in Florida, New York, and Michigan.

GMC Yukon Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $916 -$92 -9.1%
Alaska $776 -$232 -23.0%
Arizona $838 -$170 -16.9%
Arkansas $1,008 -$0 0.0%
California $1,150 $142 14.1%
Colorado $966 -$42 -4.2%
Connecticut $1,040 $32 3.2%
Delaware $1,144 $136 13.5%
Florida $1,266 $258 25.6%
Georgia $934 -$74 -7.3%
Hawaii $726 -$282 -28.0%
Idaho $684 -$324 -32.1%
Illinois $752 -$256 -25.4%
Indiana $760 -$248 -24.6%
Iowa $680 -$328 -32.5%
Kansas $962 -$46 -4.6%
Kentucky $1,378 $370 36.7%
Louisiana $1,496 $488 48.4%
Maine $624 -$384 -38.1%
Maryland $834 -$174 -17.3%
Massachusetts $808 -$200 -19.8%
Michigan $1,756 $748 74.2%
Minnesota $846 -$162 -16.1%
Mississippi $1,210 $202 20.0%
Missouri $896 -$112 -11.1%
Montana $1,086 $78 7.7%
Nebraska $798 -$210 -20.8%
Nevada $1,210 $202 20.0%
New Hampshire $728 -$280 -27.8%
New Jersey $1,130 $122 12.1%
New Mexico $896 -$112 -11.1%
New York $1,066 $58 5.8%
North Carolina $582 -$426 -42.3%
North Dakota $828 -$180 -17.9%
Ohio $698 -$310 -30.8%
Oklahoma $1,038 $30 3.0%
Oregon $926 -$82 -8.1%
Pennsylvania $964 -$44 -4.4%
Rhode Island $1,350 $342 33.9%
South Carolina $916 -$92 -9.1%
South Dakota $852 -$156 -15.5%
Tennessee $886 -$122 -12.1%
Texas $1,218 $210 20.8%
Utah $748 -$260 -25.8%
Vermont $692 -$316 -31.3%
Virginia $606 -$402 -39.9%
Washington $782 -$226 -22.4%
West Virginia $926 -$82 -8.1%
Wisconsin $700 -$308 -30.6%
Wyoming $902 -$106 -10.5%

View Chart as Image

GMC Yukon insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could save up to $260 every year, whereas buying more liability protection will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $477 more per year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to figure out who has the best car insurance prices is to regularly compare prices and see which company has the best price. Every company calculates prices differently, so the prices will be substantially different.

Insurance Rates by Trim Level and Model Year

GMC Yukon Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
GMC Yukon SLE 2WD $948 $79
GMC Yukon 2WD $948 $79
GMC Yukon SLE 4WD $964 $80
GMC Yukon SLT 2WD $964 $80
GMC Yukon 4WD $964 $80
GMC Yukon SLT 4WD $982 $82
GMC Yukon Denali 2WD $998 $83
GMC Yukon Denali 4WD $1,016 $85
GMC Yukon Hybrid 2WD $1,144 $95
GMC Yukon Hybrid 4WD $1,144 $95
GMC Yukon Hybrid Denali 2WD $1,160 $97
GMC Yukon Hybrid Denali 4WD $1,176 $98

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

GMC Yukon Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 GMC Yukon $344 $566 $398 $1,466
2023 GMC Yukon $332 $552 $416 $1,458
2022 GMC Yukon $320 $530 $430 $1,438
2021 GMC Yukon $304 $512 $442 $1,416
2020 GMC Yukon $292 $474 $452 $1,376
2019 GMC Yukon $280 $446 $456 $1,340
2018 GMC Yukon $268 $400 $460 $1,286
2017 GMC Yukon $250 $368 $460 $1,236
2016 GMC Yukon $242 $346 $464 $1,210
2015 GMC Yukon $236 $322 $474 $1,190
2014 GMC Yukon $218 $300 $474 $1,150
2013 GMC Yukon $212 $272 $478 $1,120
2012 GMC Yukon $198 $248 $474 $1,078
2011 GMC Yukon $186 $226 $474 $1,044
2010 GMC Yukon $180 $202 $468 $1,008
2008 GMC Yukon $176 $188 $452 $974
2007 GMC Yukon $160 $180 $446 $944
2006 GMC Yukon $154 $170 $442 $924

Rates are averaged for all GMC Yukon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap GMC Yukon Insurance

Finding better rates on car insurance not only requires having a good driving record, but also having above-average credit, paying for small claims out-of-pocket, and maximizing policy discounts. Compare rates every other policy renewal by requesting quotes from direct insurance companies, and also from your local car insurance providers.

The next list is a quick review of the ideas that were touched on in this article.

  • Drivers age 20 and younger are expensive to insure, with premiums being up to $336 per month if full coverage is included
  • Higher risk drivers with a DUI or reckless driving violation could be charged and average of $1,150 more per year to buy GMC Yukon insurance
  • Increasing policy deductibles can save approximately $250 each year
  • It is possible to save around $110 per year simply by quoting online well ahead of the renewal date

Rates by Driver Age

GMC Yukon Insurance Rates by Driver Age
Driver Age Premium
16 $4,034
20 $2,288
30 $1,028
40 $1,008
50 $928
60 $908

Full coverage, $500 deductibles

Rates by Deductible

GMC Yukon Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,174
$250 $1,100
$500 $1,008
$1,000 $922

Full coverage, driver age 40

Rates by Liability Limit

GMC Yukon Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,008
50/100 $1,282
100/300 $1,415
250/500 $1,759
100 CSL $1,335
300 CSL $1,627
500 CSL $1,839

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Yukon Insurance Rates for High Risk Drivers
Age Premium
16 $5,676
20 $3,646
30 $2,180
40 $2,162
50 $2,066
60 $2,042

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $132

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $51
Multi-vehicle $53
Homeowner $18
5-yr Accident Free $60
5-yr Claim Free $63
Paid in Full/EFT $36
Advance Quote $43
Online Quote $68
Total Discounts $392
Rate after discounts $616

Discounts are estimated and may not be available from every company or in every state.

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