GMC Yukon Insurance Rates

Estimated insurance prices for a GMC Yukon are $1,044 every 12 months including full coverage. Comprehensive costs around $186 a year, collision costs $226, and liability insurance costs $474. A liability-only policy costs as little as $522 a year, with high-risk insurance costing around $2,238. Teens pay the most at $4,152 a year or more.

Average premium for full coverage: $1,044

Premium estimates for type of coverage:

Full coverage includes $500 deductible amounts, minimum liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all 50 U.S. states and Yukon trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a significant impact on the price of insurance. Areas with sparse population are statistically proven to have more infrequent comprehensive and collision claims than cities with more traffic congestion.

The diagram below illustrates how where you live affects auto insurance rates.

These rate differences highlight why it is important to compare rates for a specific zip code and their own driving history, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated GMC Yukon insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $634
• Drivers who choose higher $1,000 deductibles will pay about $950 every year
• The average price for a 40-year-old good driver using $500 deductibles is $1,044
• Selecting low $100 deductibles for comprehensive and collision insurance increases the price to $1,222
• High risk drivers with serious driving violations could pay at least $2,238 or more
• An auto insurance policy to insure a teen driver can be $4,152 a year

View Chart as Image

Auto insurance prices for a GMC Yukon also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles could save up to $280 each year, while buying higher liability limits will increase prices. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $480 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles could pay as little as $1,000 per year on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will have to pay as much as $4,100 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying at least $1,200 to $1,700 in extra premium annually, depending on your age. A high-risk auto insurance policy can cost anywhere from 41% to 128% more than the average policy. View High Risk Driver Rates

Where you choose to live makes a big difference in GMC Yukon insurance rates. A 40-year-old driver could pay as low as $800 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,490 on average in Michigan, New York, and Louisiana.

View Chart as Image

With such a large range in prices, the best way to figure out your exact price is to get quotes from as many companies as possible. Every company calculates prices differently, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for More Affordable GMC Yukon Insurance

Finding better rates on GMC Yukon insurance not only requires having a good driving record, but also having a good credit score, refrain from filing small claims, and maximizing policy discounts. Take the time to comparison shop every couple of years by requesting rates from direct car insurance companies, and also from insurance agencies where you live.

The next list is a summary of the material that was touched on in the above illustrations.

• Drivers who may need increased levels of liability coverage will pay approximately $520 per year to go from 30/60 bodily injury limits to a 250/500 level
• Drivers age 20 and younger are expensive to insure, with the cost nearing $346 per month if comprehensive and collision insurance is included
• High-risk drivers who have multiple accidents or major violations could be forced to pay on average $1,190 more every year to buy GMC Yukon insurance
• Increasing policy deductibles could save as much as $275 each year