GMC Yukon Insurance Rates

The average insurance rates for a GMC Yukon are $1,044 a year with full coverage. Comprehensive costs approximately $186 each year, collision insurance costs $226, and liability is estimated at $474. Liability-only coverage costs approximately $522 a year, and high-risk coverage costs around $2,238. Teenage drivers cost the most to insure at up to $4,152 a year.

Average premium for full coverage: $1,044

Policy rates by type of insurance:

Full coverage includes $500 physical damage deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Prices are averaged for all U.S. states and Yukon models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on the price of insurance. Rural locations are shown to have lower incidents of collision claims than densely populated cities. The graphic below illustrates how location helps determine auto insurance prices.

The examples above demonstrate why all drivers should get quotes using their specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average GMC Yukon insurance rates for additional coverage and risk scenarios.

• The best discount rate is $634
• Choosing higher $1,000 deductibles can save $94 annually
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,044
• Using low deductibles for comp and collision coverage bumps up the cost to $1,222
• Unlucky drivers who are prone to accidents and violations could pay around $2,238
• Policy cost that insures a teen driver can cost $4,152 each year

View Chart as Image

Insurance rates for a GMC Yukon also range considerably based on the trim level and model year, your age and driving habits, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you may be forking out anywhere from $1,200 to $1,700 additional every year, depending on your age. Insurance for high-risk drivers ranges as much as 41% to 128% more than a normal policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,000 annually on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,100 a year. View Rates by Age

Your home state plays a big part in determining prices for GMC Yukon insurance prices. A good driver about age 40 could pay as low as $750 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,410 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles can save as much as $280 every year, whereas increasing liability limits will push rates upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $480 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable GMC Yukon Insurance

Finding cheaper rates on car insurance takes being a safe and courteous driver, having a good credit score, not filing small claims, and consideration of higher deductibles. Compare prices every year by obtaining price quotes from direct companies, and also from local insurance agencies.

Below is a summary of the coverage data covered in the charts and tables above.

• You may be able to save around $120 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles can save approximately $275 each year
• Teenage drivers are the costliest to insure, as much as $346 each month if comprehensive and collision insurance is included
• Higher risk drivers who have multiple accidents or major violations may have to pay on average $1,190 more per year for auto insurance