Hyundai Palisade Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: May 26, 2024
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The average insurance rates for a Hyundai Palisade are $1,546 a year including full coverage. Comprehensive costs around $332 a year, collision costs $640, and liability is estimated at $416. Liability-only coverage costs approximately $474 a year, with high-risk coverage costing around $3,360. Teen drivers cost the most to insure at $5,718 a year or more.
Average premium for full coverage: $1,546
Policy rates for type of insurance:
Rates are based on $500 comprehensive and collision deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and Palisade trim levels.
Price Range Variability
Using a 40-year-old driver as an example, Hyundai Palisade insurance rates go from as low as $474 for your basic liability-only policy to a high of $3,360 for a driver that may need high-risk insurance.
Urban vs. Rural Price Range
Living in a larger city can have significant affects on the price of insurance. Areas with sparse population are shown to have a lower frequency of comprehensive and collision claims than larger metro areas.
The diagram below illustrates how rural and urban location affects auto insurance rates.
The examples above highlight why it is important to get quotes for a specific zip code and risk profile, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below breaks down estimated Hyundai Palisade insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $877
- Choosing higher $1,000 deductibles can save about $1,324 every year
- The average rate for a good driver age 40 using $500 deductibles is $1,546
- Choosing low $100 deductibles for comp and collision coverage will increase the cost to $1,976
- Unlucky drivers with multiple violations and an at-fault accident could pay at least $3,360 or more
- Policy cost for full coverage for a teen driver can be $5,718 each year
Insurance rates for a Hyundai Palisade also range considerably based on your risk profile, the model of your Palisade, and deductibles and policy limits.
Older drivers with no violations or accidents and high deductibles may pay as little as $1,400 annually on average, or $117 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay as much as $5,700 a year. View Rates by Age
Your home state plays a big part in determining prices for Hyundai Palisade insurance prices. A good driver about age 40 could pay as low as $1,190 a year in states like Missouri, New Hampshire, and Vermont, or as much as $2,210 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,398 | -$148 | -9.6% |
| Alaska | $1,186 | -$360 | -23.3% |
| Arizona | $1,284 | -$262 | -16.9% |
| Arkansas | $1,546 | -$0 | 0.0% |
| California | $1,762 | $216 | 14.0% |
| Colorado | $1,478 | -$68 | -4.4% |
| Connecticut | $1,592 | $46 | 3.0% |
| Delaware | $1,750 | $204 | 13.2% |
| Florida | $1,936 | $390 | 25.2% |
| Georgia | $1,428 | -$118 | -7.6% |
| Hawaii | $1,110 | -$436 | -28.2% |
| Idaho | $1,048 | -$498 | -32.2% |
| Illinois | $1,152 | -$394 | -25.5% |
| Indiana | $1,164 | -$382 | -24.7% |
| Iowa | $1,044 | -$502 | -32.5% |
| Kansas | $1,472 | -$74 | -4.8% |
| Kentucky | $2,110 | $564 | 36.5% |
| Louisiana | $2,288 | $742 | 48.0% |
| Maine | $954 | -$592 | -38.3% |
| Maryland | $1,276 | -$270 | -17.5% |
| Massachusetts | $1,238 | -$308 | -19.9% |
| Michigan | $2,686 | $1,140 | 73.7% |
| Minnesota | $1,294 | -$252 | -16.3% |
| Mississippi | $1,852 | $306 | 19.8% |
| Missouri | $1,374 | -$172 | -11.1% |
| Montana | $1,664 | $118 | 7.6% |
| Nebraska | $1,220 | -$326 | -21.1% |
| Nevada | $1,852 | $306 | 19.8% |
| New Hampshire | $1,114 | -$432 | -27.9% |
| New Jersey | $1,728 | $182 | 11.8% |
| New Mexico | $1,368 | -$178 | -11.5% |
| New York | $1,630 | $84 | 5.4% |
| North Carolina | $892 | -$654 | -42.3% |
| North Dakota | $1,266 | -$280 | -18.1% |
| Ohio | $1,070 | -$476 | -30.8% |
| Oklahoma | $1,588 | $42 | 2.7% |
| Oregon | $1,416 | -$130 | -8.4% |
| Pennsylvania | $1,476 | -$70 | -4.5% |
| Rhode Island | $2,062 | $516 | 33.4% |
| South Carolina | $1,402 | -$144 | -9.3% |
| South Dakota | $1,306 | -$240 | -15.5% |
| Tennessee | $1,356 | -$190 | -12.3% |
| Texas | $1,864 | $318 | 20.6% |
| Utah | $1,146 | -$400 | -25.9% |
| Vermont | $1,060 | -$486 | -31.4% |
| Virginia | $928 | -$618 | -40.0% |
| Washington | $1,196 | -$350 | -22.6% |
| West Virginia | $1,416 | -$130 | -8.4% |
| Wisconsin | $1,070 | -$476 | -30.8% |
| Wyoming | $1,378 | -$168 | -10.9% |
Choosing high deductibles can save as much as $660 every year, while buying higher liability limits will increase rates. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $375 more each year. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you are likely paying at least $1,800 to $2,500 additional every year, depending on your age. A high-risk auto insurance policy ranges as much as 44% to 130% more than average. View High Risk Driver Rates
Because rates have so much variability, the best way to figure out your exact price is to get quotes and see which company has the best rate. Each auto insurer uses a different rate calculation, and rates will be varied from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Hyundai Palisade | $358 | $660 | $390 | $1,566 |
| 2023 Hyundai Palisade | $344 | $656 | $398 | $1,556 |
| 2022 Hyundai Palisade | $332 | $640 | $416 | $1,546 |
| 2021 Hyundai Palisade | $320 | $612 | $430 | $1,520 |
| 2020 Hyundai Palisade | $304 | $592 | $442 | $1,496 |
Rates are averaged for all Hyundai Palisade models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Hyundai Palisade Insurance
Finding cheaper rates on car insurance takes having a decent driving record, having a good credit history, paying for small claims out-of-pocket, and taking advantage of discounts. Set aside time to shop around once a year by quoting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.
The following items are a quick review of the data that was raised in the charts and tables above.
- You may be able to save up to $190 per year simply by quoting early and online
- Policyholders who may need additional liability coverage will pay about $460 per year to raise limits from a 30/60 limit to 250/500 limits
- 16 to 18-year-old drivers are charged the highest rates, with premiums being up to $477 each month including comprehensive and collision insurance
- Higher risk drivers with a DUI or reckless driving violation pay on average $1,810 more every year than a driver with a clean driving record
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,718 |
| 20 | $3,584 |
| 30 | $1,620 |
| 40 | $1,546 |
| 50 | $1,412 |
| 60 | $1,384 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,976 |
| $250 | $1,778 |
| $500 | $1,546 |
| $1,000 | $1,324 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,546 |
| 50/100 | $1,629 |
| 100/300 | $1,733 |
| 250/500 | $2,004 |
| 100 CSL | $1,671 |
| 300 CSL | $1,900 |
| 500 CSL | $2,066 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,182 |
| 20 | $5,710 |
| 30 | $3,440 |
| 40 | $3,360 |
| 50 | $3,206 |
| 60 | $3,178 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $83 |
| Multi-vehicle | $81 |
| Homeowner | $22 |
| 5-yr Accident Free | $118 |
| 5-yr Claim Free | $101 |
| Paid in Full/EFT | $74 |
| Advance Quote | $79 |
| Online Quote | $111 |
| Total Discounts | $669 |
Discounts are estimated and may not be available from every company or in every state.
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