Hyundai Palisade Insurance Rates

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UPDATED: May 26, 2024

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U.S. average insurance rates for a Hyundai Palisade are $1,520 a year for full coverage. Comprehensive insurance costs on average $320, collision insurance costs $612, and liability insurance costs $430. Buying just liability costs as little as $486 a year, and insurance for high-risk drivers costs $3,304 or more. 16-year-old drivers pay the highest rates at up to $5,658 a year.

Average premium for full coverage: $1,520

Price estimates by individual coverage:

Comprehensive $320
Collision $612
Liability $430

Prices are based on $500 policy deductibles, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all states and for different Palisade trim levels.

Price Range from Low to High

For the average 40-year-old driver, Hyundai Palisade insurance prices range from as low as $486 for just the minimum liability insurance to a much higher rate of $3,304 for a driver that may need high-risk insurance.

Liability Only $486
Full Coverage $1,520
High Risk $3,304

Geographic Price Range

Your location has a significant impact on car insurance rates. Rural areas have a lower frequency of accident claims than congested cities. The price range example below illustrates the difference location can make on car insurance rates.

Rural Areas $1,140
Small Cities $1,596
Large Cities $2,052

The ranges above show why anyone shopping for car insurance should compare rates based on a specific location and risk profile, rather than relying on rate averages.

Use the form below to get customized rates for your location.

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Additional Rate Analysis

The chart below shows average Hyundai Palisade insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $865
  • Drivers who choose higher $1,000 deductibles will pay around $210 a year
  • The average rate for the average middle-age driver with $500 deductibles is $1,520
  • Buying more expensive low deductibles for comprehensive and collision insurance will cost an extra $416 a year
  • High risk drivers with multiple tickets or accidents could pay upwards of $3,304
  • The price for full coverage for a teen driver with full coverage may cost $5,658 a year

View Chart as Image

Hyundai Palisade insurance cost comparison chart
Column chart showing Hyundai Palisade insurance prices range from $865 to $5,658 for full coverage

Insurance prices for a Hyundai Palisade are also quite variable based on your driving record, the trim level of your Palisade, and policy deductibles and limits.

An older driver with no violations or accidents and high deductibles could pay as little as $1,400 per year on average for full coverage. Prices are highest for teenage drivers, where even good drivers should be prepared to pay upwards of $5,600 a year. View Rates by Age

The state you live in makes a big difference in Hyundai Palisade insurance rates. A 40-year-old driver could pay as low as $1,000 a year in states like Idaho, Maine, and Iowa, or at least $2,170 on average in Michigan, Louisiana, and New York.

Hyundai Palisade Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,376 -$144 -9.5%
Alaska $1,168 -$352 -23.2%
Arizona $1,262 -$258 -17.0%
Arkansas $1,520 -$0 0.0%
California $1,734 $214 14.1%
Colorado $1,454 -$66 -4.3%
Connecticut $1,566 $46 3.0%
Delaware $1,724 $204 13.4%
Florida $1,904 $384 25.3%
Georgia $1,404 -$116 -7.6%
Hawaii $1,092 -$428 -28.2%
Idaho $1,030 -$490 -32.2%
Illinois $1,134 -$386 -25.4%
Indiana $1,146 -$374 -24.6%
Iowa $1,026 -$494 -32.5%
Kansas $1,446 -$74 -4.9%
Kentucky $2,076 $556 36.6%
Louisiana $2,254 $734 48.3%
Maine $938 -$582 -38.3%
Maryland $1,254 -$266 -17.5%
Massachusetts $1,218 -$302 -19.9%
Michigan $2,644 $1,124 73.9%
Minnesota $1,274 -$246 -16.2%
Mississippi $1,822 $302 19.9%
Missouri $1,350 -$170 -11.2%
Montana $1,634 $114 7.5%
Nebraska $1,198 -$322 -21.2%
Nevada $1,822 $302 19.9%
New Hampshire $1,098 -$422 -27.8%
New Jersey $1,700 $180 11.8%
New Mexico $1,346 -$174 -11.4%
New York $1,604 $84 5.5%
North Carolina $876 -$644 -42.4%
North Dakota $1,246 -$274 -18.0%
Ohio $1,050 -$470 -30.9%
Oklahoma $1,562 $42 2.8%
Oregon $1,394 -$126 -8.3%
Pennsylvania $1,452 -$68 -4.5%
Rhode Island $2,030 $510 33.6%
South Carolina $1,378 -$142 -9.3%
South Dakota $1,284 -$236 -15.5%
Tennessee $1,332 -$188 -12.4%
Texas $1,834 $314 20.7%
Utah $1,128 -$392 -25.8%
Vermont $1,042 -$478 -31.4%
Virginia $912 -$608 -40.0%
Washington $1,178 -$342 -22.5%
West Virginia $1,394 -$126 -8.3%
Wisconsin $1,054 -$466 -30.7%
Wyoming $1,356 -$164 -10.8%

View Chart as Image

Hyundai Palisade insurance rates by U.S. city

Opting for high physical damage deductibles could save up to $630 each year, while increasing your policy's liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $387 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying at a minimum $1,800 to $2,500 additional each year, depending on your age. High-risk driver insurance can cost anywhere from 44% to 132% more than the average rate. View High Risk Driver Rates

Hyundai Palisade Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Hyundai Palisade $344 $656 $398 $1,556
2023 Hyundai Palisade $332 $640 $416 $1,546
2022 Hyundai Palisade $320 $612 $430 $1,520
2021 Hyundai Palisade $304 $592 $442 $1,496
2020 Hyundai Palisade $292 $548 $452 $1,450

Rates are averaged for all Hyundai Palisade models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable Hyundai Palisade Insurance

Getting lower rates on Hyundai Palisade insurance not only requires being a good driver, but also having a good credit history, eliminating unnecessary coverage, and dropping full coverage on older vehicles. Make time to compare rates once a year by requesting rates from direct carriers like Progressive and GEICO, and also from your local insurance agents.

The following list is a brief review of the data that was touched on in this article.

  • Drivers can save as much as $190 per year just by shopping early and online
  • Drivers who require an increased level of liability coverage will pay around $470 each year to go from a low limit to 250/500 limits
  • Drivers age 16 to 20 pay higher prices, with premiums as much as $472 a month including comprehensive and collision insurance
  • High-risk drivers with DUI or reckless driving convictions will pay on average $1,780 more each year than a safer driver

Rates by Driver Age

Hyundai Palisade Insurance Rates by Driver Age
Driver Age Premium
16 $5,658
20 $3,526
30 $1,588
40 $1,520
50 $1,390
60 $1,362

Full coverage, $500 deductibles

Rates by Deductible

Hyundai Palisade Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,936
$250 $1,742
$500 $1,520
$1,000 $1,310

Full coverage, driver age 40

Rates by Liability Limit

Hyundai Palisade Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,520
50/100 $1,606
100/300 $1,714
250/500 $1,993
100 CSL $1,649
300 CSL $1,886
500 CSL $2,058

Full coverage, driver age 40

Rates for High Risk Drivers

Hyundai Palisade Insurance Rates for High Risk Drivers
Age Premium
16 $8,092
20 $5,618
30 $3,382
40 $3,304
50 $3,156
60 $3,128

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $216

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $82
Multi-vehicle $80
Homeowner $22
5-yr Accident Free $115
5-yr Claim Free $99
Paid in Full/EFT $71
Advance Quote $77
Online Quote $109
Total Discounts $655
Rate after discounts $865

Discounts are estimated and may not be available from every company or in every state.

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