Hyundai Palisade Insurance Rates

The average insurance rates for a Hyundai Palisade are $1,520 a year for full coverage. Comprehensive insurance costs an estimated $320 a year, collision insurance costs $612, and liability is $430. Liability-only coverage costs around $486 a year, and high-risk coverage costs $3,304 or more. Teenage drivers cost the most to insure at up to $5,658 a year.

Average premium for full coverage: $1,520

Policy rates broken down by type of insurance:

Prices include $500 comprehensive and collision deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and Palisade trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on insurance rates. More rural locations are shown to have lower incidents of accident claims than densely populated cities. The diagram below illustrates how geographic area affects insurance prices.

The examples above show why it is important to compare rates quotes for a targeted area, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Hyundai Palisade insurance rates for other coverage scenarios.

• The best discount rate is $865
• Raising to $1,000 deductibles will save approximately $1,310 a year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,520
• Using low $100 deductibles will cost an additional $416 every year
• At-risk drivers who are prone to accidents and violations could pay up to $3,304
• Policy cost that insures a teen driver can cost as much as $5,658

View Chart as Image

Insurance rates for a Hyundai Palisade also range considerably based on the trim level of your Palisade, how you drive, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you could be paying $1,800 to $2,500 additional every year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 44% to 132% more than a normal policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,400 every 12 months on average, or $117 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay at least $5,600 a year. View Rates by Age

Your home state also has a big influence on Hyundai Palisade insurance prices. A middle-age driver might find rates as low as $1,000 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $2,170 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $630 every year, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $387 more each year. View Rates by Deductible or Liability Limit

How to Find the Right Hyundai Palisade Insurance

Finding cheaper rates on car insurance consists of avoiding accidents and violations, having a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Compare prices every couple of years by requesting rates from direct carriers, and also from your local independent and exclusive agents.

The list below is a quick rundown of the material that was presented in the illustrations above.

• Policyholders who want higher liability limits will pay an extra $470 each year to raise from a 30/60 limit to the 250/500 level
• Teenagers are expensive to insure, costing up to $472 each month if comprehensive and collision insurance is included
• Higher risk drivers with reckless driving or DUI convictions may pay on average $1,780 more annually for car insurance
• Increasing comprehensive and collision deductibles can save approximately $625 each year