Hyundai Palisade Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 26, 2024
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The average insurance rates for a Hyundai Palisade are $1,520 a year for full coverage. Comprehensive costs around $320 a year, collision costs $612, and liability is estimated at $430. Liability-only insurance costs approximately $486 a year, with high-risk driver insurance costing around $3,304. 16-year-old drivers cost the most to insure at $5,658 a year or more.
Average premium for full coverage: $1,520
Policy rates for type of insurance:
Prices include $500 deductible amounts, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all states and Palisade trim levels.
Price Range Variability
For the normal driver, Hyundai Palisade insurance rates go from as low as $486 for the bare minimum liability coverage to a high of $3,304 for a driver who requires high-risk insurance.
Urban vs. Rural Price Range
Living in a larger city can make a big difference on auto insurance rates. Areas with sparse population are shown to have a lower frequency of accident claims than congested cities.
The diagram below illustrates how geographic area affects auto insurance rates.
The examples above show why it is important to get quotes for a specific zip code and risk profile, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below shows estimated Hyundai Palisade insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $865
- Choosing higher $1,000 deductibles can save about $1,310 a year
- The average rate for a good driver age 40 using $500 deductibles is $1,520
- Buying low $100 deductibles for comp and collision coverage will increase the cost to $1,936
- Higher-risk drivers with multiple tickets or accidents could pay at least $3,304 or more
- Policy cost for full coverage for a 16-year-old driver can be $5,658 each year
Auto insurance rates for a Hyundai Palisade also range considerably based on your risk profile, the trim level of your Palisade, and deductibles and policy limits.
Older drivers with a good driving record and high deductibles may pay as low as $1,400 annually on average, or $117 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay as much as $5,600 a year. View Rates by Age
Your home state plays a big part in determining prices for Hyundai Palisade insurance prices. A good driver about age 40 could pay as low as $1,000 a year in states like Idaho, Maine, and Iowa, or at least $2,170 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,376 | -$144 | -9.5% |
| Alaska | $1,168 | -$352 | -23.2% |
| Arizona | $1,262 | -$258 | -17.0% |
| Arkansas | $1,520 | -$0 | 0.0% |
| California | $1,734 | $214 | 14.1% |
| Colorado | $1,454 | -$66 | -4.3% |
| Connecticut | $1,566 | $46 | 3.0% |
| Delaware | $1,724 | $204 | 13.4% |
| Florida | $1,904 | $384 | 25.3% |
| Georgia | $1,404 | -$116 | -7.6% |
| Hawaii | $1,092 | -$428 | -28.2% |
| Idaho | $1,030 | -$490 | -32.2% |
| Illinois | $1,134 | -$386 | -25.4% |
| Indiana | $1,146 | -$374 | -24.6% |
| Iowa | $1,026 | -$494 | -32.5% |
| Kansas | $1,446 | -$74 | -4.9% |
| Kentucky | $2,076 | $556 | 36.6% |
| Louisiana | $2,254 | $734 | 48.3% |
| Maine | $938 | -$582 | -38.3% |
| Maryland | $1,254 | -$266 | -17.5% |
| Massachusetts | $1,218 | -$302 | -19.9% |
| Michigan | $2,644 | $1,124 | 73.9% |
| Minnesota | $1,274 | -$246 | -16.2% |
| Mississippi | $1,822 | $302 | 19.9% |
| Missouri | $1,350 | -$170 | -11.2% |
| Montana | $1,634 | $114 | 7.5% |
| Nebraska | $1,198 | -$322 | -21.2% |
| Nevada | $1,822 | $302 | 19.9% |
| New Hampshire | $1,098 | -$422 | -27.8% |
| New Jersey | $1,700 | $180 | 11.8% |
| New Mexico | $1,346 | -$174 | -11.4% |
| New York | $1,604 | $84 | 5.5% |
| North Carolina | $876 | -$644 | -42.4% |
| North Dakota | $1,246 | -$274 | -18.0% |
| Ohio | $1,050 | -$470 | -30.9% |
| Oklahoma | $1,562 | $42 | 2.8% |
| Oregon | $1,394 | -$126 | -8.3% |
| Pennsylvania | $1,452 | -$68 | -4.5% |
| Rhode Island | $2,030 | $510 | 33.6% |
| South Carolina | $1,378 | -$142 | -9.3% |
| South Dakota | $1,284 | -$236 | -15.5% |
| Tennessee | $1,332 | -$188 | -12.4% |
| Texas | $1,834 | $314 | 20.7% |
| Utah | $1,128 | -$392 | -25.8% |
| Vermont | $1,042 | -$478 | -31.4% |
| Virginia | $912 | -$608 | -40.0% |
| Washington | $1,178 | -$342 | -22.5% |
| West Virginia | $1,394 | -$126 | -8.3% |
| Wisconsin | $1,054 | -$466 | -30.7% |
| Wyoming | $1,356 | -$164 | -10.8% |
Opting for high physical damage deductibles can save as much as $630 annually, while buying higher liability limits will increase rates. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $387 extra every year. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you could be paying at least $1,800 to $2,500 in extra premium every year, depending on your age. A high-risk auto insurance policy ranges from 44% to 132% more than the average rate. View High Risk Driver Rates
Because rates have so much variability, the only way to know your exact price is to get quotes from multiple companies. Each auto insurer utilizes a different rate formula, and quoted rates will be varied from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Hyundai Palisade | $344 | $656 | $398 | $1,556 |
| 2023 Hyundai Palisade | $332 | $640 | $416 | $1,546 |
| 2022 Hyundai Palisade | $320 | $612 | $430 | $1,520 |
| 2021 Hyundai Palisade | $304 | $592 | $442 | $1,496 |
| 2020 Hyundai Palisade | $292 | $548 | $452 | $1,450 |
Rates are averaged for all Hyundai Palisade models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Right Hyundai Palisade Insurance
Finding cheaper rates on insurance for a Hyundai Palisade takes having a good driving record, having good credit, avoid buying unnecessary coverage, and maximizing policy discounts. Invest the time to compare rates at every other renewal by requesting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local insurance agents.
The next list is a quick rundown of the concepts that were presented in the illustrations above.
- Drivers considered higher risk with reckless driving or DUI convictions may be required to pay an average of $1,780 more every year to buy Hyundai Palisade insurance
- Drivers age 20 and younger are expensive to insure, costing up to $472 each month if they have full coverage
- Drivers can save up to $190 per year simply by quoting early and online
- Increasing comprehensive and collision deductibles can save around $625 each year
- Drivers can save up to $190 per year simply by quoting early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,658 |
| 20 | $3,526 |
| 30 | $1,588 |
| 40 | $1,520 |
| 50 | $1,390 |
| 60 | $1,362 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,936 |
| $250 | $1,742 |
| $500 | $1,520 |
| $1,000 | $1,310 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,520 |
| 50/100 | $1,606 |
| 100/300 | $1,714 |
| 250/500 | $1,993 |
| 100 CSL | $1,649 |
| 300 CSL | $1,886 |
| 500 CSL | $2,058 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,092 |
| 20 | $5,618 |
| 30 | $3,382 |
| 40 | $3,304 |
| 50 | $3,156 |
| 60 | $3,128 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $82 |
| Multi-vehicle | $80 |
| Homeowner | $22 |
| 5-yr Accident Free | $115 |
| 5-yr Claim Free | $99 |
| Paid in Full/EFT | $71 |
| Advance Quote | $77 |
| Online Quote | $109 |
| Total Discounts | $655 |
Discounts are estimated and may not be available from every company or in every state.
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