Hyundai Palisade Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 26, 2024
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The average insurance prices for a Hyundai Palisade are $1,520 every 12 months for full coverage. Comprehensive costs an estimated $320 a year, collision insurance costs $612, and liability insurance is estimated at $430. Liability-only coverage costs approximately $486 a year, and high-risk coverage costs around $3,304. Teen drivers cost the most to insure at up to $5,658 a year.
Average premium for full coverage: $1,520
Policy rates broken down by type of insurance:
Rate estimates include $500 deductible amounts, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all states and Palisade trim levels.
Price Range Variability
For a driver in their 40's, Hyundai Palisade insurance rates range from the cheapest price of $486 for a discount liability-only rate to a high of $3,304 for a high-risk driver policy.
Urban vs. Rural Price Range
Living in a larger city has a significant impact on insurance rates. More rural locations are shown to have more infrequent accident claims than larger metro areas. The diagram below illustrates how location helps determine insurance prices.
The examples above show why it is important to get quotes for a targeted area and their own driving history, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below shows average Hyundai Palisade insurance rates for other coverage scenarios.
- The lowest rate with discounts is $865
- Choosing higher $1,000 deductibles can save approximately $1,310 a year
- The average price for a good driver age 40 who has $500 deductibles is $1,520
- Choosing low $100 deductibles for comp and collision coverage increases the price to $1,936
- High-risk insureds with multiple violations and an at-fault accident could pay up to $3,304
- Policy cost to insure a teen driver can cost as much as $5,658 each year
Insurance rates for a Hyundai Palisade also range considerably based on liability limits and deductibles, your driver profile, and the model year and trim level.
Choosing high deductibles can save as much as $630 each year, while buying higher liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $387 more each year. View Rates by Deductible or Liability Limit
Older drivers with no violations or accidents and higher deductibles could pay as little as $1,400 annually on average, or $117 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers should be prepared to pay at least $5,600 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you could be paying $1,800 to $2,500 additional every year, depending on your age. A high-risk auto insurance policy ranges anywhere from 44% to 132% more than average. View High Risk Driver Rates
Your home state plays a big part in determining prices for Hyundai Palisade insurance rates. A good driver about age 40 could pay as low as $1,000 a year in states like Iowa, Maine, and Idaho, or as much as $2,170 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,376 | -$144 | -9.5% |
| Alaska | $1,168 | -$352 | -23.2% |
| Arizona | $1,262 | -$258 | -17.0% |
| Arkansas | $1,520 | -$0 | 0.0% |
| California | $1,734 | $214 | 14.1% |
| Colorado | $1,454 | -$66 | -4.3% |
| Connecticut | $1,566 | $46 | 3.0% |
| Delaware | $1,724 | $204 | 13.4% |
| Florida | $1,904 | $384 | 25.3% |
| Georgia | $1,404 | -$116 | -7.6% |
| Hawaii | $1,092 | -$428 | -28.2% |
| Idaho | $1,030 | -$490 | -32.2% |
| Illinois | $1,134 | -$386 | -25.4% |
| Indiana | $1,146 | -$374 | -24.6% |
| Iowa | $1,026 | -$494 | -32.5% |
| Kansas | $1,446 | -$74 | -4.9% |
| Kentucky | $2,076 | $556 | 36.6% |
| Louisiana | $2,254 | $734 | 48.3% |
| Maine | $938 | -$582 | -38.3% |
| Maryland | $1,254 | -$266 | -17.5% |
| Massachusetts | $1,218 | -$302 | -19.9% |
| Michigan | $2,644 | $1,124 | 73.9% |
| Minnesota | $1,274 | -$246 | -16.2% |
| Mississippi | $1,822 | $302 | 19.9% |
| Missouri | $1,350 | -$170 | -11.2% |
| Montana | $1,634 | $114 | 7.5% |
| Nebraska | $1,198 | -$322 | -21.2% |
| Nevada | $1,822 | $302 | 19.9% |
| New Hampshire | $1,098 | -$422 | -27.8% |
| New Jersey | $1,700 | $180 | 11.8% |
| New Mexico | $1,346 | -$174 | -11.4% |
| New York | $1,604 | $84 | 5.5% |
| North Carolina | $876 | -$644 | -42.4% |
| North Dakota | $1,246 | -$274 | -18.0% |
| Ohio | $1,050 | -$470 | -30.9% |
| Oklahoma | $1,562 | $42 | 2.8% |
| Oregon | $1,394 | -$126 | -8.3% |
| Pennsylvania | $1,452 | -$68 | -4.5% |
| Rhode Island | $2,030 | $510 | 33.6% |
| South Carolina | $1,378 | -$142 | -9.3% |
| South Dakota | $1,284 | -$236 | -15.5% |
| Tennessee | $1,332 | -$188 | -12.4% |
| Texas | $1,834 | $314 | 20.7% |
| Utah | $1,128 | -$392 | -25.8% |
| Vermont | $1,042 | -$478 | -31.4% |
| Virginia | $912 | -$608 | -40.0% |
| Washington | $1,178 | -$342 | -22.5% |
| West Virginia | $1,394 | -$126 | -8.3% |
| Wisconsin | $1,054 | -$466 | -30.7% |
| Wyoming | $1,356 | -$164 | -10.8% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Hyundai Palisade | $344 | $656 | $398 | $1,556 |
| 2023 Hyundai Palisade | $332 | $640 | $416 | $1,546 |
| 2022 Hyundai Palisade | $320 | $612 | $430 | $1,520 |
| 2021 Hyundai Palisade | $304 | $592 | $442 | $1,496 |
| 2020 Hyundai Palisade | $292 | $548 | $452 | $1,450 |
Rates are averaged for all Hyundai Palisade models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Hyundai Palisade Insurance
Finding cheaper rates on Hyundai Palisade insurance takes having a good driving record, having above-average credit, avoid buying unnecessary coverage, and possibly raising deductibles. Invest time comparing rates every time your policy renews by requesting rates from direct carriers, and also from several local insurance agents.
The next list is a brief recap of the information covered in the charts and tables above.
- Drivers can save approximately $190 per year just by quoting early and online
- Drivers age 20 and younger are expensive to insure, costing up to $472 each month if full coverage is included
- Increasing comprehensive and collision deductibles could save as much as $625 each year
- High-risk drivers who tend to receive serious violations pay on average $1,780 more annually to buy Hyundai Palisade insurance
- Drivers who want increased levels of liability coverage will pay about $470 each year to raise limits from a 30/60 limit to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,658 |
| 20 | $3,526 |
| 30 | $1,588 |
| 40 | $1,520 |
| 50 | $1,390 |
| 60 | $1,362 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,936 |
| $250 | $1,742 |
| $500 | $1,520 |
| $1,000 | $1,310 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,520 |
| 50/100 | $1,606 |
| 100/300 | $1,714 |
| 250/500 | $1,993 |
| 100 CSL | $1,649 |
| 300 CSL | $1,886 |
| 500 CSL | $2,058 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,092 |
| 20 | $5,618 |
| 30 | $3,382 |
| 40 | $3,304 |
| 50 | $3,156 |
| 60 | $3,128 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $82 |
| Multi-vehicle | $80 |
| Homeowner | $22 |
| 5-yr Accident Free | $115 |
| 5-yr Claim Free | $99 |
| Paid in Full/EFT | $71 |
| Advance Quote | $77 |
| Online Quote | $109 |
| Total Discounts | $655 |
Discounts are estimated and may not be available from every company or in every state.
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