Hyundai Palisade Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: May 26, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Average insurance rates for a Hyundai Palisade are $1,520 a year for full coverage. Comprehensive costs on average $320, collision insurance costs $612, and liability costs around $430. Buying just liability costs as low as $486 a year, and insurance for high-risk drivers costs around $3,304. Teen drivers receive the highest rates at up to $5,658 a year.

Average premium for full coverage: $1,520

Rate estimates by individual coverage type:

Comprehensive $320
Collision $612
Liability $430

Includes $500 physical damage deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all states and for all Palisade models.

Price Range by Coverage and Risk

For the normal driver, prices range range from the low end price of $486 for a discount liability-only rate to the much higher price of $3,304 for coverage for higher-risk drivers.

Liability Only $486
Full Coverage $1,520
High Risk $3,304

Price Range by Location

Where you live can have significant affects on car insurance rates. Rural areas tend to have lower incidents of accident claims than larger metro areas. The example below illustrates how geographic area affects car insurance rates.

Rural Areas $1,140
Small Cities $1,596
Large Cities $2,052

These examples show why everyone should compare prices based on a specific location, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below shows average Hyundai Palisade insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $865
  • Using higher $1,000 deductibles will save around $210 a year
  • The estimated price for a 40-year-old driver with $500 deductibles is $1,520
  • Choosing pricier low deductibles for physical damage coverage bumps up the cost to $1,936
  • Drivers with multiple violations and an at-fault accident could pay upwards of $3,304
  • The cost that insures a teen driver for full coverage may cost $5,658 or more

View Chart as Image

Hyundai Palisade insurance cost comparison chart
Column chart showing Hyundai Palisade insurance rates range from $865 to $5,658 for full coverage

Auto insurance rates for a Hyundai Palisade can also vary considerably based on the model of your Palisade, how you drive, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you could be paying at a minimum $1,800 to $2,500 in extra premium per year, depending on your age. Hyundai Palisade insurance for high-risk drivers can be as much as 44% to 132% more than average. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,400 a year for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will have to pay upwards of $5,600 a year. View Rates by Age

Where you live has a huge impact on Hyundai Palisade insurance prices. A driver around age 40 might see rates as low as $1,000 a year in states like Idaho, Maine, and Iowa, or as much as $2,170 on average in Michigan, Louisiana, and New York.

Hyundai Palisade Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,376 -$144 -9.5%
Alaska $1,168 -$352 -23.2%
Arizona $1,262 -$258 -17.0%
Arkansas $1,520 -$0 0.0%
California $1,734 $214 14.1%
Colorado $1,454 -$66 -4.3%
Connecticut $1,566 $46 3.0%
Delaware $1,724 $204 13.4%
Florida $1,904 $384 25.3%
Georgia $1,404 -$116 -7.6%
Hawaii $1,092 -$428 -28.2%
Idaho $1,030 -$490 -32.2%
Illinois $1,134 -$386 -25.4%
Indiana $1,146 -$374 -24.6%
Iowa $1,026 -$494 -32.5%
Kansas $1,446 -$74 -4.9%
Kentucky $2,076 $556 36.6%
Louisiana $2,254 $734 48.3%
Maine $938 -$582 -38.3%
Maryland $1,254 -$266 -17.5%
Massachusetts $1,218 -$302 -19.9%
Michigan $2,644 $1,124 73.9%
Minnesota $1,274 -$246 -16.2%
Mississippi $1,822 $302 19.9%
Missouri $1,350 -$170 -11.2%
Montana $1,634 $114 7.5%
Nebraska $1,198 -$322 -21.2%
Nevada $1,822 $302 19.9%
New Hampshire $1,098 -$422 -27.8%
New Jersey $1,700 $180 11.8%
New Mexico $1,346 -$174 -11.4%
New York $1,604 $84 5.5%
North Carolina $876 -$644 -42.4%
North Dakota $1,246 -$274 -18.0%
Ohio $1,050 -$470 -30.9%
Oklahoma $1,562 $42 2.8%
Oregon $1,394 -$126 -8.3%
Pennsylvania $1,452 -$68 -4.5%
Rhode Island $2,030 $510 33.6%
South Carolina $1,378 -$142 -9.3%
South Dakota $1,284 -$236 -15.5%
Tennessee $1,332 -$188 -12.4%
Texas $1,834 $314 20.7%
Utah $1,128 -$392 -25.8%
Vermont $1,042 -$478 -31.4%
Virginia $912 -$608 -40.0%
Washington $1,178 -$342 -22.5%
West Virginia $1,394 -$126 -8.3%
Wisconsin $1,054 -$466 -30.7%
Wyoming $1,356 -$164 -10.8%

View Chart as Image

Hyundai Palisade insurance rates by U.S. city

Choosing high deductibles could cut rates by as much as $630 every year, whereas buying more liability protection will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $387 extra every year. View Rates by Deductible or Liability Limit

Hyundai Palisade Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Hyundai Palisade $344 $656 $398 $1,556
2023 Hyundai Palisade $332 $640 $416 $1,546
2022 Hyundai Palisade $320 $612 $430 $1,520
2021 Hyundai Palisade $304 $592 $442 $1,496
2020 Hyundai Palisade $292 $548 $452 $1,450

Rates are averaged for all Hyundai Palisade models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Hyundai Palisade Insurance

Saving money on car insurance requires being a safe and courteous driver, maintaining a good credit score, eliminating unneeded coverage, and deciding if full coverage is necessary. Shop around at least once a year by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

Below is a recap of the primary concepts that were presented in the illustrations above.

  • Drivers can save as much as $190 per year just by quoting online well ahead of the renewal date
  • Higher risk drivers that have major violations or accidents may pay on average $1,780 more each year for auto insurance
  • Increasing deductibles can save approximately $625 each year
  • Teenage drivers are charged the highest rates, costing as high as $472 per month if the policy includes full coverage

Rates by Driver Age

Hyundai Palisade Insurance Rates by Driver Age
Driver Age Premium
16 $5,658
20 $3,526
30 $1,588
40 $1,520
50 $1,390
60 $1,362

Full coverage, $500 deductibles

Rates by Deductible

Hyundai Palisade Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,936
$250 $1,742
$500 $1,520
$1,000 $1,310

Full coverage, driver age 40

Rates by Liability Limit

Hyundai Palisade Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,520
50/100 $1,606
100/300 $1,714
250/500 $1,993
100 CSL $1,649
300 CSL $1,886
500 CSL $2,058

Full coverage, driver age 40

Rates for High Risk Drivers

Hyundai Palisade Insurance Rates for High Risk Drivers
Age Premium
16 $8,092
20 $5,618
30 $3,382
40 $3,304
50 $3,156
60 $3,128

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $216

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $82
Multi-vehicle $80
Homeowner $22
5-yr Accident Free $115
5-yr Claim Free $99
Paid in Full/EFT $71
Advance Quote $77
Online Quote $109
Total Discounts $655
Rate after discounts $865

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate

You May Also Enjoy These Articles