Hyundai Palisade Insurance Rates

U.S. average auto insurance rates for a Hyundai Palisade are $1,520 annually with full coverage. Comprehensive costs an estimated $320 a year, collision insurance costs $612, and liability costs $430. Buying just liability costs as little as $486 a year, and insurance for high-risk drivers costs around $3,304. Teenage drivers pay the highest rates at up to $5,658 a year.

Average premium for full coverage: $1,520

Price estimates broken down by individual coverage:

Prices are based on $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all U.S. states and Palisade trim levels.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on car insurance rates. More rural locations have fewer collision claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on insurance prices.

The ranges above demonstrate why it is important to compare rates for a targeted area and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average Hyundai Palisade insurance rates for other coverage scenarios.

• The best discount rate is $865
• Drivers who choose higher $1,000 deductibles will pay approximately $1,310 annually
• The estimated rate for the average middle-age driver who has $500 deductibles is $1,520
• Using low $100 deductibles for comprehensive and collision insurance will cost $1,936
• Higher-risk drivers who are prone to accidents and violations could pay up to $3,304
• The price with full coverage for a teen driver can cost as much as $5,658 a year

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Insurance prices for a Hyundai Palisade are also quite variable based on the trim level and model year, your driving record, and liability limits and deductibles.

Older drivers with no violations or accidents and high physical damage deductibles may pay as little as $1,400 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay at least $5,600 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out $1,800 to $2,500 additional each year, depending on your age. A high-risk auto insurance policy can cost as much as 44% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $630 every year, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $387 more each year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Hyundai Palisade insurance prices. A 40-year-old driver could pay as low as $1,100 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $2,060 on average in New York, Michigan, and Florida.

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How to Buy Affordable Hyundai Palisade Insurance

Getting lower rates on car insurance not only requires avoiding accidents and claims, but also having good credit, avoid buying unnecessary coverage, and possibly raising deductibles. Set aside time to compare rates every other policy renewal by requesting rates from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The points below are a brief review of the ideas that were covered above.

• Drivers under the age of 20 are expensive to insure, costing up to $472 a month if they have full coverage
• Higher risk drivers with DUI or reckless driving convictions pay on average $1,780 more annually to insure a Hyundai Palisade
• Increasing physical damage deductibles could save up to $625 each year
• You may be able to save approximately $190 per year just by quoting early and online