Hyundai Palisade Insurance Rates

The average insurance prices for a Hyundai Palisade are $1,520 every 12 months with full coverage. Comprehensive insurance costs an estimated $320 a year, collision insurance costs $612, and liability coverage is estimated at $430. Liability-only coverage costs approximately $486 a year, and high-risk coverage costs $3,304 or more. Teenage drivers cost the most to insure at up to $5,658 a year.

Average premium for full coverage: $1,520

Policy rates broken down by type of insurance:

Includes $500 deductible amounts, minimum liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all U.S. states and Palisade trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on car insurance rates. More rural locations are shown to have more infrequent collision claims than densely populated cities. The diagram below illustrates how location impacts insurance prices.

The examples above demonstrate why it is important to get quotes for a targeted area and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average Hyundai Palisade insurance rates for other coverage scenarios.

• The best discount rate is $865
• Choosing higher $1,000 deductibles can save approximately $1,310 annually
• The average price for a good driver age 40 who has $500 deductibles is $1,520
• Using low $100 deductibles for comp and collision coverage costs an extra $416 each year
• Drivers who are prone to accidents and violations could pay up to $3,304
• Policy cost to insure a teenage driver can cost as much as $5,658 each year

View Chart as Image

Insurance rates for a Hyundai Palisade also range considerably based on liability limits and deductibles, your driving record, and the model year and trim level.

Using high physical damage deductibles can save as much as $630 a year, while buying higher liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $387 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may only pay around $1,400 annually on average, or $117 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay at least $5,600 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out $1,800 to $2,500 additional every year, depending on your age. A high-risk auto insurance policy ranges around 44% to 132% more than a normal policy. View High Risk Driver Rates

Your home state plays a big part in determining prices for Hyundai Palisade insurance rates. A good driver about age 40 could pay as low as $1,100 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $2,060 on average in New York, Michigan, and Florida.

View Chart as Image

How to Shop for the Cheapest Hyundai Palisade Insurance

Finding cheaper rates on auto insurance takes having a good driving record, having above-average credit, not filing small claims, and possibly raising deductibles. Spend time shopping around every couple of years by requesting rates from direct companies, and also from your local independent and exclusive agents.

The next list is a recap of the material that was touched on above.

• Consumers who want increased levels of liability coverage will pay an extra $470 every year to raise limits from a 30/60 limit to a 250/500 level
• Drivers age 20 and younger are expensive to insure, as much as $472 each month if full coverage is included
• Drivers that have major violations or accidents may pay on average $1,780 more annually to buy Hyundai Palisade insurance
• Increasing comprehensive and collision deductibles could save as much as $625 each year