Hyundai Palisade Insurance Rates

The average insurance rates for a Hyundai Palisade are $1,520 a year for full coverage. Comprehensive insurance costs on average $320, collision insurance costs $612, and liability insurance costs around $430. A liability-only policy costs as low as $486 a year, and high-risk insurance costs $3,304 or more. Teens cost the most to insure at up to $5,658 a year.

Average premium for full coverage: $1,520

Policy rates by type of insurance:

Rate estimates include $500 physical damage insurance deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and for all Palisade models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on car insurance rates. Rural areas are shown to have lower incidents of accident claims than cities with more traffic congestion. The example below illustrates how location impacts car insurance rates.

The examples above show why everyone should compare prices based on a specific location, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Hyundai Palisade insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $865
• Using higher $1,000 deductibles will save around $210 a year
• The estimated price for a good driver age 40 with $500 deductibles is $1,520
• Selecting pricier low deductibles for physical damage coverage will cost an additional $416 a year
• Drivers with serious driving violations could pay upwards of $3,304
• Policy cost that insures a teen driver for full coverage may cost $5,658 or more

View Chart as Image

Car insurance rates for a Hyundai Palisade also range considerably based on the model of your Palisade, how you drive, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you could be paying at a minimum $1,800 to $2,500 extra every year, depending on your age. Hyundai Palisade insurance for high-risk drivers can be anywhere from 44% to 132% more than the average policy. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,400 a year, or $117 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged upwards of $5,600 a year. View Rates by Age

Your home state has a huge impact on Hyundai Palisade insurance rates. A driver around age 40 might see rates as low as $1,000 a year in states like Idaho, Maine, and Iowa, or have to pay at least $2,170 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $630 each year, whereas buying more liability protection will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $387 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find the Best Hyundai Palisade Insurance

Finding cheaper rates on Hyundai Palisade insurance requires being a low-risk driver, having a positive credit history, avoid buying unnecessary coverage, and possibly raising deductibles. Compare rates at least once a year by requesting quotes from direct carriers, and also from local exclusive and independent agents.

The items below are a brief recap of the primary concepts that were touched on above.

• Drivers can save as much as $190 per year just by quoting online well ahead of the renewal date
• High-risk drivers who tend to receive serious violations may pay on average $1,780 more each year to insure their Palisade
• Increasing comprehensive and collision deductibles can save approximately $625 each year
• Teen drivers are expensive to insure, costing up to $472 each month if full coverage is purchased