Hyundai Palisade Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 26, 2024
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Average auto insurance rates for a Hyundai Palisade are $1,520 annually including full coverage. Comprehensive insurance costs an estimated $320 each year, collision insurance costs $612, and liability insurance costs around $430. A liability-only policy costs as low as $486 a year, and high-risk insurance costs $3,304 or more. Teenage drivers receive the highest rates at up to $5,658 a year.
Average premium for full coverage: $1,520
Rate estimates broken down by individual coverage type:
Full coverage includes $500 policy deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and Palisade models.
Price Range by Coverage and Risk
For the average driver, prices range range from as cheap as $486 for just liability insurance to a high rate of $3,304 for a high-risk driver policy.
Price Range by Location
Where you live has a significant impact on the price of auto insurance. More rural locations tend to have fewer comprehensive and collision claims than densely populated cities. The graphic below illustrates how location impacts insurance prices.
These examples highlight why all drivers should compare prices for a targeted area and their own personal driving habits, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below breaks down average Hyundai Palisade insurance rates for other coverage scenarios.
- The best discount rate is $865
- Using higher $1,000 deductibles will save approximately $210 every year
- The estimated rate for a 40-year-old driver who has $500 deductibles is $1,520
- Using low deductibles for physical damage coverage costs an additional $416 a year
- Drivers who are prone to accidents and violations could pay up to $3,304
- The cost with full coverage for a teen driver can cost as much as $5,658 or more
Insurance rates for a Hyundai Palisade can also vary considerably based on the trim level of your Palisade, your driving characteristics, and liability limits and deductibles.
More mature drivers with a clean driving record and high physical damage deductibles could pay as little as $1,400 a year for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they can expect to pay at least $5,600 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you are likely paying $1,800 to $2,500 extra per year, depending on your age. Insurance for high-risk drivers can be anywhere from 44% to 132% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles could cut rates by as much as $630 each year, whereas increasing liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $387 more per year. View Rates by Deductible or Liability Limit
Where you live has a huge impact on Hyundai Palisade insurance rates. A driver around age 40 might see rates as low as $1,170 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,170 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,376 | -$144 | -9.5% |
| Alaska | $1,168 | -$352 | -23.2% |
| Arizona | $1,262 | -$258 | -17.0% |
| Arkansas | $1,520 | -$0 | 0.0% |
| California | $1,734 | $214 | 14.1% |
| Colorado | $1,454 | -$66 | -4.3% |
| Connecticut | $1,566 | $46 | 3.0% |
| Delaware | $1,724 | $204 | 13.4% |
| Florida | $1,904 | $384 | 25.3% |
| Georgia | $1,404 | -$116 | -7.6% |
| Hawaii | $1,092 | -$428 | -28.2% |
| Idaho | $1,030 | -$490 | -32.2% |
| Illinois | $1,134 | -$386 | -25.4% |
| Indiana | $1,146 | -$374 | -24.6% |
| Iowa | $1,026 | -$494 | -32.5% |
| Kansas | $1,446 | -$74 | -4.9% |
| Kentucky | $2,076 | $556 | 36.6% |
| Louisiana | $2,254 | $734 | 48.3% |
| Maine | $938 | -$582 | -38.3% |
| Maryland | $1,254 | -$266 | -17.5% |
| Massachusetts | $1,218 | -$302 | -19.9% |
| Michigan | $2,644 | $1,124 | 73.9% |
| Minnesota | $1,274 | -$246 | -16.2% |
| Mississippi | $1,822 | $302 | 19.9% |
| Missouri | $1,350 | -$170 | -11.2% |
| Montana | $1,634 | $114 | 7.5% |
| Nebraska | $1,198 | -$322 | -21.2% |
| Nevada | $1,822 | $302 | 19.9% |
| New Hampshire | $1,098 | -$422 | -27.8% |
| New Jersey | $1,700 | $180 | 11.8% |
| New Mexico | $1,346 | -$174 | -11.4% |
| New York | $1,604 | $84 | 5.5% |
| North Carolina | $876 | -$644 | -42.4% |
| North Dakota | $1,246 | -$274 | -18.0% |
| Ohio | $1,050 | -$470 | -30.9% |
| Oklahoma | $1,562 | $42 | 2.8% |
| Oregon | $1,394 | -$126 | -8.3% |
| Pennsylvania | $1,452 | -$68 | -4.5% |
| Rhode Island | $2,030 | $510 | 33.6% |
| South Carolina | $1,378 | -$142 | -9.3% |
| South Dakota | $1,284 | -$236 | -15.5% |
| Tennessee | $1,332 | -$188 | -12.4% |
| Texas | $1,834 | $314 | 20.7% |
| Utah | $1,128 | -$392 | -25.8% |
| Vermont | $1,042 | -$478 | -31.4% |
| Virginia | $912 | -$608 | -40.0% |
| Washington | $1,178 | -$342 | -22.5% |
| West Virginia | $1,394 | -$126 | -8.3% |
| Wisconsin | $1,054 | -$466 | -30.7% |
| Wyoming | $1,356 | -$164 | -10.8% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Hyundai Palisade | $344 | $656 | $398 | $1,556 |
| 2023 Hyundai Palisade | $332 | $640 | $416 | $1,546 |
| 2022 Hyundai Palisade | $320 | $612 | $430 | $1,520 |
| 2021 Hyundai Palisade | $304 | $592 | $442 | $1,496 |
| 2020 Hyundai Palisade | $292 | $548 | $452 | $1,450 |
Rates are averaged for all Hyundai Palisade models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy More Affordable Hyundai Palisade Insurance
Saving money on Hyundai Palisade insurance requires being safe and accident-free, having a good credit history, not filing small claims, and deciding if full coverage is necessary. Spend time shopping around every time your policy renews by requesting rates from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.
Below you'll find a summary of the information touched on above.
- You may be able to save approximately $190 per year just by quoting online in advance
- Youthful drivers are charged the highest rates, as much as $472 per month including comprehensive and collision insurance
- Increasing deductibles could save up to $625 each year
- High-risk drivers who have multiple accidents or major violations could be forced to pay on average $1,780 more annually than a low-risk driver
- Drivers who want more liability protection will pay an extra $470 per year to increase from a minimum limit to higher 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,658 |
| 20 | $3,526 |
| 30 | $1,588 |
| 40 | $1,520 |
| 50 | $1,390 |
| 60 | $1,362 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,936 |
| $250 | $1,742 |
| $500 | $1,520 |
| $1,000 | $1,310 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,520 |
| 50/100 | $1,606 |
| 100/300 | $1,714 |
| 250/500 | $1,993 |
| 100 CSL | $1,649 |
| 300 CSL | $1,886 |
| 500 CSL | $2,058 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,092 |
| 20 | $5,618 |
| 30 | $3,382 |
| 40 | $3,304 |
| 50 | $3,156 |
| 60 | $3,128 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $82 |
| Multi-vehicle | $80 |
| Homeowner | $22 |
| 5-yr Accident Free | $115 |
| 5-yr Claim Free | $99 |
| Paid in Full/EFT | $71 |
| Advance Quote | $77 |
| Online Quote | $109 |
| Total Discounts | $655 |
Discounts are estimated and may not be available from every company or in every state.
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