Hyundai Palisade Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 26, 2024
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Estimated insurance rates for a Hyundai Palisade are $1,520 a year including full coverage. Comprehensive insurance costs an estimated $320 a year, collision costs $612, and liability costs around $430. A liability-only policy costs as low as $486 a year, with high-risk insurance costing $3,304 or more. Teenage drivers pay the most at $5,658 a year or more.
Average premium for full coverage: $1,520
Premium estimates broken down by type of coverage:
Full coverage includes $500 deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 U.S. states and Palisade trim levels.
Insurance Price Range by Risk and Coverage
For the normal driver, insurance rates for a Hyundai Palisade go from as low as $486 for your basic liability-only policy to a high of $3,304 for a driver who requires high-risk insurance.
Insurance Price Range by Location
Where you live can have significant affects on the price of auto insurance. More rural locations are statistically proven to have a lower frequency of comprehensive and collision claims than densely populated cities.
The diagram below illustrates how geographic area affects insurance prices.
These rate differences highlight why it is important to compare prices for a targeted area and risk profile, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below breaks down estimated Hyundai Palisade insurance rates for other coverage scenarios.
- The best discount rate is $865
- Using higher $1,000 deductibles will save approximately $1,310 every year
- The average rate for a 40-year-old good driver who has $500 deductibles is $1,520
- Using low $100 deductibles for physical damage coverage will cost an extra $416 every year
- Drivers who are prone to accidents and violations could pay up to $3,304 or more
- An auto insurance policy for full coverage for a teen driver can cost as much as $5,658 or more
Auto insurance prices for a Hyundai Palisade also have a wide range based on your driving characteristics, the model of your Palisade, and liability limits and deductibles.
Older drivers with a good driving record and high deductibles may pay as little as $1,400 a year, or $117 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will have to pay at least $5,600 a year. View Rates by Age
Where you choose to live has a huge impact on Hyundai Palisade insurance prices. A driver around age 40 might see prices as low as $1,170 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,170 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,376 | -$144 | -9.5% |
| Alaska | $1,168 | -$352 | -23.2% |
| Arizona | $1,262 | -$258 | -17.0% |
| Arkansas | $1,520 | -$0 | 0.0% |
| California | $1,734 | $214 | 14.1% |
| Colorado | $1,454 | -$66 | -4.3% |
| Connecticut | $1,566 | $46 | 3.0% |
| Delaware | $1,724 | $204 | 13.4% |
| Florida | $1,904 | $384 | 25.3% |
| Georgia | $1,404 | -$116 | -7.6% |
| Hawaii | $1,092 | -$428 | -28.2% |
| Idaho | $1,030 | -$490 | -32.2% |
| Illinois | $1,134 | -$386 | -25.4% |
| Indiana | $1,146 | -$374 | -24.6% |
| Iowa | $1,026 | -$494 | -32.5% |
| Kansas | $1,446 | -$74 | -4.9% |
| Kentucky | $2,076 | $556 | 36.6% |
| Louisiana | $2,254 | $734 | 48.3% |
| Maine | $938 | -$582 | -38.3% |
| Maryland | $1,254 | -$266 | -17.5% |
| Massachusetts | $1,218 | -$302 | -19.9% |
| Michigan | $2,644 | $1,124 | 73.9% |
| Minnesota | $1,274 | -$246 | -16.2% |
| Mississippi | $1,822 | $302 | 19.9% |
| Missouri | $1,350 | -$170 | -11.2% |
| Montana | $1,634 | $114 | 7.5% |
| Nebraska | $1,198 | -$322 | -21.2% |
| Nevada | $1,822 | $302 | 19.9% |
| New Hampshire | $1,098 | -$422 | -27.8% |
| New Jersey | $1,700 | $180 | 11.8% |
| New Mexico | $1,346 | -$174 | -11.4% |
| New York | $1,604 | $84 | 5.5% |
| North Carolina | $876 | -$644 | -42.4% |
| North Dakota | $1,246 | -$274 | -18.0% |
| Ohio | $1,050 | -$470 | -30.9% |
| Oklahoma | $1,562 | $42 | 2.8% |
| Oregon | $1,394 | -$126 | -8.3% |
| Pennsylvania | $1,452 | -$68 | -4.5% |
| Rhode Island | $2,030 | $510 | 33.6% |
| South Carolina | $1,378 | -$142 | -9.3% |
| South Dakota | $1,284 | -$236 | -15.5% |
| Tennessee | $1,332 | -$188 | -12.4% |
| Texas | $1,834 | $314 | 20.7% |
| Utah | $1,128 | -$392 | -25.8% |
| Vermont | $1,042 | -$478 | -31.4% |
| Virginia | $912 | -$608 | -40.0% |
| Washington | $1,178 | -$342 | -22.5% |
| West Virginia | $1,394 | -$126 | -8.3% |
| Wisconsin | $1,054 | -$466 | -30.7% |
| Wyoming | $1,356 | -$164 | -10.8% |
Using high physical damage deductibles could cut prices by as much as $630 every year, while buying higher liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will cost up to $387 extra every year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you are likely paying $1,800 to $2,500 in extra premium annually, depending on your age. A high-risk auto insurance policy can be as much as 44% to 132% more than a normal policy. View High Risk Driver Rates
With such a large range in prices, the best way to figure out which insurance company is cheapest is to get quotes and see which company has the best price. Each insurance company uses a different method to calculate prices, and quoted prices will be substantially different from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Hyundai Palisade | $344 | $656 | $398 | $1,556 |
| 2023 Hyundai Palisade | $332 | $640 | $416 | $1,546 |
| 2022 Hyundai Palisade | $320 | $612 | $430 | $1,520 |
| 2021 Hyundai Palisade | $304 | $592 | $442 | $1,496 |
| 2020 Hyundai Palisade | $292 | $548 | $452 | $1,450 |
Rates are averaged for all Hyundai Palisade models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Hyundai Palisade Insurance
Finding better rates on car insurance requires not taking risks behind the wheel, having good credit, refrain from filing small claims, and qualifying for all possible discounts. Invest the time to compare rates at every other renewal by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
The following is a summary of the concepts that were presented in the illustrations above.
- Higher risk drivers who have multiple accidents or major violations may pay on average $1,780 more annually for Palisade insurance
- Teens are the costliest to insure, with the cost nearing $472 per month if they have full coverage
- You may be able to save approximately $190 per year simply by quoting early and online
- Increasing policy deductibles can save around $625 each year
- You may be able to save approximately $190 per year simply by quoting early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,658 |
| 20 | $3,526 |
| 30 | $1,588 |
| 40 | $1,520 |
| 50 | $1,390 |
| 60 | $1,362 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,936 |
| $250 | $1,742 |
| $500 | $1,520 |
| $1,000 | $1,310 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,520 |
| 50/100 | $1,606 |
| 100/300 | $1,714 |
| 250/500 | $1,993 |
| 100 CSL | $1,649 |
| 300 CSL | $1,886 |
| 500 CSL | $2,058 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,092 |
| 20 | $5,618 |
| 30 | $3,382 |
| 40 | $3,304 |
| 50 | $3,156 |
| 60 | $3,128 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $82 |
| Multi-vehicle | $80 |
| Homeowner | $22 |
| 5-yr Accident Free | $115 |
| 5-yr Claim Free | $99 |
| Paid in Full/EFT | $71 |
| Advance Quote | $77 |
| Online Quote | $109 |
| Total Discounts | $655 |
Discounts are estimated and may not be available from every company or in every state.
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