Hyundai Palisade Insurance Rates

Estimated insurance rates for a Hyundai Palisade are $1,520 a year with full coverage. Comprehensive costs approximately $320 a year, collision insurance costs $612, and liability costs around $430. Liability-only coverage costs as low as $486 a year, and high-risk coverage costs around $3,304. Teenage drivers pay the most at up to $5,658 a year.

Average premium for full coverage: $1,520

Premium estimates by type of coverage:

Price estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all U.S. states and Palisade trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on the price of insurance. Rural locations are statistically proven to have a lower frequency of collision claims than densely populated cities. The diagram below illustrates how rural and urban location affects auto insurance prices.

These rate differences demonstrate why it is important to compare prices using their specific location and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Hyundai Palisade insurance rates for additional coverage and risk scenarios.

• The best discount rate is $865
• Using higher $1,000 deductibles will save $1,310 annually
• The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,520
• Using low $100 deductibles for physical damage coverage will increase the cost to $1,936
• Drivers who are prone to accidents and violations could pay around $3,304
• An auto insurance policy for full coverage for a teen driver can cost $5,658 or more

View Chart as Image

Insurance prices for a Hyundai Palisade also have a wide range based on your driving characteristics, the trim level and model year, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high deductibles may pay as little as $1,400 a year, or $117 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers can expect to pay in the ballpark of $5,600 a year. View Rates by Age

Where you choose to live has a huge impact on Hyundai Palisade insurance prices. A driver around age 40 might see prices as low as $1,100 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $2,060 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $630 every year, while buying higher liability limits will push prices upward. Moving from a 50/100 limit to a 250/500 limit will cost up to $387 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out anywhere from $1,800 to $2,500 extra annually, depending on your age. A high-risk auto insurance policy can be as much as 44% to 132% more than a normal policy. View High Risk Driver Rates

How to Find Cheaper Hyundai Palisade Insurance

Finding better rates on car insurance requires avoiding accidents and violations, maintaining good credit, being claim-free, and possibly raising deductibles. Set aside time to shop around at least every other year by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The list below is a condensed summary of the car insurance concepts raised in the charts and tables above.

• Higher risk drivers with multiple at-fault accidents pay on average $1,780 more per year for car insurance
• You may be able to save around $190 per year just by quoting early and online
• Increasing policy deductibles can save around $625 each year
• Policyholders who purchase higher liability limits will pay an extra $470 every year to increase from 30/60 bodily injury limits to 250/500 limits