Hyundai Palisade Insurance Rates

The average insurance rates for a Hyundai Palisade are $1,520 a year for full coverage. Comprehensive costs around $320 each year, collision insurance costs $612, and liability coverage is estimated at $430. Liability-only insurance costs approximately $486 a year, and high-risk driver insurance costs around $3,304. Teenage drivers cost the most to insure at up to $5,658 a year.

Average premium for full coverage: $1,520

Policy rates for type of insurance:

Estimates include $500 physical damage deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all states and Palisade models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on auto insurance rates. Areas with sparse population are shown to have lower incidents of accident claims than densely populated cities. The graphic below illustrates the effect of geographic area on auto insurance rates.

The examples above show why all drivers should get quotes for a specific zip code, rather than using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average Hyundai Palisade insurance rates for additional coverage choices and driver risks.

• The best discount rate is $865
• Choosing higher $1,000 deductibles can save about $210 a year
• The estimated price for a good driver age 40 using $500 deductibles is $1,520
• Using low deductibles for comp and collision coverage bumps up the cost to $1,936
• Drivers who are prone to accidents and violations could pay at least $3,304
• Policy cost that insures a teenage driver can be $5,658 each year

View Chart as Image

Auto insurance rates for a Hyundai Palisade also range considerably based on the trim level and model year, how you drive, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you could be paying at least $1,800 to $2,500 in extra premium every year, depending on your age. Insurance for high-risk drivers ranges around 44% to 132% more than a normal policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,400 annually on average, or $117 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay as much as $5,600 a year. View Rates by Age

Your home state plays a big part in determining prices for Hyundai Palisade insurance rates. A good driver about age 40 could pay as low as $1,000 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,170 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles can save as much as $630 a year, whereas increasing liability limits will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $387 extra every year. View Rates by Deductible or Liability Limit

How to Find Low Cost Hyundai Palisade Insurance

Finding cheaper rates on auto insurance takes being a safe and courteous driver, maintaining a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Compare prices every time your policy renews by getting quotes from direct carriers, and also from several local insurance agents.

Below is a review of the information covered in the above illustrations.

• Drivers can save up to $190 per year just by quoting online in advance
• Teenage drivers are expensive to insure, costing up to $472 each month if the policy includes full coverage
• Increasing comprehensive and collision deductibles can save approximately $625 each year
• Drivers who have several accidents or serious violations pay on average $1,780 more every year for auto insurance
• Consumers who may need higher levels of liability will pay an extra $470 each year to raise limits from a 30/60 limit to the 250/500 level