Hyundai Santa Fe Insurance Rates

Average insurance prices for a Hyundai Santa Fe are $1,122 every 12 months with full coverage. Comprehensive insurance costs an estimated $184 a year, collision insurance costs $306, and liability coverage is estimated at $474. A liability-only policy costs approximately $522 a year, and high-risk insurance costs $2,430 or more. Teens receive the highest rates at up to $4,458 a year.

Average premium for full coverage: $1,122

Rate estimates broken down by individual coverage type:

Rates are based on $500 policy deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all U.S. states and Santa Fe trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a large influence on car insurance rates. More rural locations tend to have more infrequent collision claims than cities with more traffic congestion. The diagram below illustrates how location helps determine insurance prices.

These examples demonstrate why it is important to get quotes for a targeted area and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Hyundai Santa Fe insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $665
• Choosing higher $1,000 deductibles can save approximately $1,010 annually
• The average price for a 40-year-old driver who has $500 deductibles is $1,122
• Selecting low $100 deductibles for comp and collision coverage costs an extra $216 each year
• Drivers with serious driving violations could pay up to $2,430
• The cost to insure a teenage driver can cost as much as $4,458 each year

Insurance rates for a Hyundai Santa Fe can also vary considerably based on policy deductibles and limits, your driving record, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles can save as much as $330 a year, while buying higher liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $426 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may only pay around $1,100 annually on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers can expect to pay at least $4,400 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out $1,300 to $1,900 extra per year, depending on your age. A high-risk auto insurance policy ranges around 43% to 129% more than the average policy. View High Risk Driver Rates

Where you live plays a big part in determining prices for Hyundai Santa Fe insurance rates. A good driver about age 40 could pay as low as $810 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,520 on average in New York, Michigan, and Florida.

Insurance Rates by Trim Level and Model Year

Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Cheap Hyundai Santa Fe Insurance

Saving money on auto insurance takes being a good driver, having good credit, eliminating unnecessary coverage, and deciding if full coverage is necessary. Invest time comparing rates once a year by quoting rates from direct companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The following list is a quick review of the data that was covered in the charts and tables above.

• You may be able to save approximately $130 per year just by quoting early and online
• Consumers who want an increased level of liability coverage will pay approximately $520 every year to raise limits from a minimum limit to a 250/500 level
• Drivers age 16 to 20 are charged the highest rates, with premiums as much as $372 per month if they have full coverage
• Drivers with a DUI or reckless driving violation may pay on average $1,310 more annually than a safer driver