Hyundai Santa Fe Insurance Rates

Estimated insurance rates for a Hyundai Santa Fe are $1,122 a year with full coverage. Comprehensive insurance costs approximately $184 each year, collision insurance costs $306, and liability insurance costs around $474. Liability-only insurance costs as low as $522 a year, and high-risk driver insurance costs $2,430 or more. 16-year-old drivers pay the most at up to $4,458 a year.

Average premium for full coverage: $1,122

Premium estimates by type of coverage:

Prices are based on $500 deductible amounts, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all U.S. states and Santa Fe models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a significant impact on the price of insurance. Rural locations are statistically proven to have lower incidents of collision claims than congested cities. The graphic below illustrates how location impacts auto insurance prices.

These rate differences demonstrate why all drivers should compare prices using their specific location, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details average Hyundai Santa Fe insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $665
• Using higher $1,000 deductibles will save $112 annually
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,122
• Buying low deductibles for physical damage coverage will cost an additional $216 a year
• Drivers with multiple tickets or accidents could pay around $2,430
• An auto insurance policy that insures a teen driver can cost $4,458 or more

Insurance prices for a Hyundai Santa Fe also have a wide range based on the trim level and model year, your age and driving habits, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you may be forking out anywhere from $1,300 to $1,900 additional annually, depending on your age. Insurance for high-risk drivers can be anywhere from 43% to 129% more than the average rate. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,100 a year, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,400 a year. View Rates by Age

Where you choose to live has a huge impact on Hyundai Santa Fe insurance rates. A driver around age 40 might see prices as low as $810 a year in states like Utah, Ohio, and New Hampshire, or at least $1,520 on average in New York, Michigan, and Florida.

Opting for high physical damage deductibles could cut prices by as much as $330 each year, whereas increasing liability limits will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Hyundai Santa Fe Insurance

Finding better rates on Hyundai Santa Fe insurance requires having a good driving record, having a good credit score, being claim-free, and consideration of higher deductibles. Comparison shop at every policy renewal by obtaining price quotes from direct companies, and also from local insurance agencies.

The next list is a brief review of the data touched on above.

• Drivers who purchase increased levels of liability coverage will pay around $520 every year to increase from 30/60 bodily injury limits to the 250/500 level
• You may be able to save around $130 per year just by quoting online in advance
• Increasing policy deductibles can save approximately $325 each year
• Drivers age 20 and younger are the costliest to insure, possibly costing $372 per month if comprehensive and collision insurance is included