Hyundai Santa Fe Insurance Rates

Estimated auto insurance rates for a Hyundai Santa Fe are $1,122 annually for full coverage. Comprehensive costs on average $184, collision costs $306, and liability is estimated at $474. Liability-only insurance costs approximately $522 a year, with high-risk driver insurance costing around $2,430. Teenage drivers pay the most at $4,458 a year or more.

Average premium for full coverage: $1,122

Premium estimates by type of coverage:

Prices are based on $500 physical damage deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all states and for different Santa Fe trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can have significant affects on car insurance rates. Rural areas are statistically proven to have fewer accident claims than densely populated cities.

The price range example below illustrates how your location can change car insurance rates.

These rate differences show why anyone shopping for car insurance should get quotes based on a specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows estimated Hyundai Santa Fe insurance rates for different risk profiles and scenarios.

• The best discount rate is $665
• Choosing higher $1,000 deductibles can save around $112 a year
• The estimated rate for a 40-year-old good driver with $500 deductibles is $1,122
• Using more expensive low deductibles for comp and collision coverage will cost $1,338
• Unlucky drivers who are prone to accidents and violations could pay upwards of $2,430 or more
• An auto insurance policy with full coverage for a teen driver with full coverage may cost $4,458 each year

Insurance prices for a Hyundai Santa Fe also have a wide range based on the model of your Santa Fe, your driver profile, and policy deductibles and limits.

An older driver with no violations or accidents and high physical damage deductibles may pay as little as $1,100 annually on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay upwards of $4,400 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying at a minimum $1,300 to $1,900 additional annually, depending on your age. High-risk driver insurance ranges as much as 43% to 129% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $330 every year, while increasing your policy's liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for Hyundai Santa Fe insurance prices. A good driver about age 40 could pay as low as $740 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,600 on average in Michigan, Louisiana, and New York.

With such a large range in prices, the only way to know exactly what you will pay is to compare prices and see which company has the best price. Each auto insurer uses a different method to calculate prices, and prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable Hyundai Santa Fe Insurance

Finding better rates on car insurance takes being a safe and courteous driver, having good credit, not filing small claims, and insuring your home and auto with the same company. Invest the time to shop around every couple of years by requesting rates from direct carriers, and also from local insurance agents.

Below is a brief review of the material that was illustrated above.

• Policyholders who require higher levels of liability will pay an extra $520 each year to raise limits from 30/60 bodily injury limits to higher 250/500 limits
• Teenage drivers pay higher prices, as much as $372 per month if they have full coverage
• Higher risk drivers with DUI or reckless driving convictions may be required to pay an average of $1,310 more each year for auto insurance
• Increasing policy deductibles could save up to $325 each year