Hyundai Santa Fe Insurance Rates

U.S. average insurance prices for a Hyundai Santa Fe are $1,140 every 12 months with full coverage. Comprehensive insurance costs on average $190 each year, collision costs $328, and liability costs $464. Buying just liability costs as little as $514 a year, with insurance for high-risk drivers costing $2,472 or more. Teen drivers pay the highest rates at $4,510 a year or more.

Average premium for full coverage: $1,140

Price estimates by individual coverage:

Estimates include $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all U.S. states and Santa Fe models.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on auto insurance rates. Rural areas have more infrequent collision claims than larger metro areas.

The graphic below illustrates how geographic area affects car insurance rates.

The ranges above demonstrate why all drivers should compare rates based on a specific location and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details estimated Hyundai Santa Fe insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $673
• Drivers who choose higher $1,000 deductibles will pay around $118 annually
• The average price for the average middle-age driver with $500 deductibles is $1,140
• Choosing low deductibles for comprehensive and collision insurance costs an extra $226 every year
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,472 or more
• The price to insure a teen driver may cost $4,510 a year

Insurance prices for a Hyundai Santa Fe are also quite variable based on deductibles and policy limits, your driving record, and the trim level of your Santa Fe.

Choosing high deductibles could save up to $350 every year, whereas increasing liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $417 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may pay as little as $1,100 per year on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers should be prepared to pay upwards of $4,500 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out at a minimum $1,400 to $1,900 additional each year, depending on your age. Insurance for high-risk drivers can cost as much as 42% to 137% more than average. View High Risk Driver Rates

The state you live in makes a big difference in Hyundai Santa Fe insurance prices. A 40-year-old driver could pay as low as $820 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,540 on average in Florida, Michigan, and New York.

Since prices can be so different, the best way to find out exactly what you will pay is to do a rate comparison and see which company has the best price. Every company uses a different rate calculation, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost Hyundai Santa Fe Insurance

Getting lower rates on car insurance not only requires being a low-risk driver, but also having above-average credit, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Invest the time to compare rates every time your policy renews by quoting rates from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The items below are a review of the information presented in the illustrations above.

• You may be able to save as much as $130 per year simply by quoting online in advance
• Teen drivers pay higher prices, costing up to $376 a month if full coverage is included
• Increasing physical damage deductibles could save as much as $350 each year
• Higher risk drivers who have several accidents or serious violations may pay on average $1,330 more each year to insure their Santa Fe
• Policyholders who require more liability coverage will pay about $510 every year to go from a low limit to a 250/500 level