Hyundai Santa Fe Insurance Rates

Estimated auto insurance rates for a Hyundai Santa Fe are $1,122 annually for full coverage. Comprehensive insurance costs approximately $184 a year, collision insurance costs $306, and liability coverage is estimated at $474. A policy with only liability insurance costs approximately $522 a year, and a high-risk policy costs $2,430 or more. Teens pay the most at up to $4,458 a year.

Average premium for full coverage: $1,122

Premium estimates by type of coverage:

Rate estimates include $500 physical damage deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all states and Santa Fe trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a large influence on car insurance rates. Rural locations are statistically proven to have fewer accident claims than cities with more traffic congestion. The diagram below illustrates how geographic area affects auto insurance prices.

These rate differences show why it is important to get quotes using their specific location and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Hyundai Santa Fe insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $665
• Choosing higher $1,000 deductibles can save $1,010 a year
• The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,122
• Selecting low $100 deductibles for comp and collision coverage costs an additional $216 each year
• Drivers with serious driving violations could pay around $2,430
• An auto insurance policy with full coverage for a teenage driver can cost $4,458 each year

Car insurance prices for a Hyundai Santa Fe also have a wide range based on the model of your Santa Fe, your driver profile, and physical damage deductibles and liability limits.

Older drivers with no driving violations and high physical damage deductibles may only pay around $1,100 annually on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will be charged in the ballpark of $4,400 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying anywhere from $1,300 to $1,900 extra annually, depending on your age. A high-risk auto insurance policy ranges around 43% to 129% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $330 a year, while buying higher liability limits will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for Hyundai Santa Fe insurance rates. A good driver about age 40 could pay as low as $740 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,600 on average in New York, Louisiana, and Michigan.

Insurance Rates by Trim Level and Model Year

Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Hyundai Santa Fe Insurance

Finding better rates on auto insurance takes being a safe and courteous driver, having a good credit score, not filing small claims, and attention to physical damage deductibles. Invest the time to compare rates every time your policy renews by requesting quotes from direct carriers, and also from several local insurance agents.

Below is a brief recap of the information presented in the illustrations above.

• Drivers can save around $130 per year just by quoting early and online
• Teenage drivers pay the highest auto insurance prices, as much as $372 per month if comprehensive and collision insurance is included
• Increasing policy deductibles could save up to $325 each year
• Drivers who tend to receive serious violations pay on average $1,310 more per year for auto insurance
• Consumers who purchase higher levels of liability will pay approximately $520 each year to raise limits from 30/60 bodily injury limits to higher 250/500 limits