Hyundai Santa Fe Insurance Rates

Estimated insurance rates for a Hyundai Santa Fe are $1,122 a year including full coverage. Comprehensive insurance costs around $184 a year, collision insurance costs $306, and liability coverage costs $474. Liability-only coverage costs as little as $522 a year, and high-risk coverage costs $2,430 or more. Teen drivers pay the most at up to $4,458 a year.

Average premium for full coverage: $1,122

Premium estimates for type of coverage:

Prices include $500 physical damage deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 U.S. states and Santa Fe trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on the price of insurance. Areas with sparse population are statistically proven to have a lower frequency of comprehensive and collision claims than larger metro areas. The diagram below illustrates the difference location can make on auto insurance rates.

These rate differences highlight why it is important to compare rates for a specific zip code and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Hyundai Santa Fe insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $665
• Drivers who choose higher $1,000 deductibles will pay about $1,010 every year
• The average rate for a 40-year-old good driver using $500 deductibles is $1,122
• Choosing low $100 deductibles for comprehensive and collision insurance will cost an extra $216 each year
• High-risk insureds with multiple violations and an at-fault accident could pay at least $2,430
• An auto insurance policy for full coverage for a teenage driver can be $4,458 a year

Insurance prices for a Hyundai Santa Fe also have a wide range based on your driving characteristics, the model of your Santa Fe, and deductibles and policy limits.

Older drivers with a clean driving record and high deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers can expect to pay as much as $4,400 a year. View Rates by Age

Where you choose to live makes a big difference in Hyundai Santa Fe insurance rates. A 40-year-old driver could pay as low as $860 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,600 on average in Michigan, New York, and Louisiana.

Choosing high deductibles could save up to $330 a year, while buying higher liability limits will increase prices. Changing from a 50/100 limit to a 250/500 limit will cost up to $426 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying at least $1,300 to $1,900 extra annually, depending on your age. A high-risk auto insurance policy can cost around 43% to 129% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Hyundai Santa Fe Insurance

Finding better rates on auto insurance not only requires being a safe and courteous driver, but also maintaining good credit, refrain from filing small claims, and dropping full coverage on older vehicles. Make time to compare rates every couple of years by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

Below is a quick rundown of the material that was touched on in this article.

• Consumers who may need higher levels of liability will pay about $520 per year to go from 30/60 bodily injury limits to 250/500 limits
• Teenage drivers pay higher prices, with the cost nearing $372 per month for full coverage
• Drivers with reckless driving or DUI convictions pay on average $1,310 more every year for auto insurance
• Increasing policy deductibles can save around $325 each year