Hyundai Santa Fe Insurance Rates

Average auto insurance rates for a Hyundai Santa Fe are $1,122 annually for full coverage. Comprehensive costs approximately $184, collision costs $306, and liability is estimated at $474. A liability-only policy costs approximately $522 a year, with high-risk insurance costing around $2,430. Teens receive the highest rates at $4,458 a year or more.

Average premium for full coverage: $1,122

Rate estimates by individual coverage type:

Includes $500 physical damage deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all states and for all Santa Fe models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can have significant affects on car insurance rates. Rural locations tend to have fewer accident claims than cities with more traffic congestion.

The example below illustrates the difference between rural and urban areas on auto insurance prices.

These examples show why everyone should get quotes using their specific location and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated Hyundai Santa Fe insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $665
• Choosing higher $1,000 deductibles can save $112 a year
• The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,122
• Selecting pricier low deductibles for comp and collision coverage will cost $1,338
• Unlucky drivers with serious driving violations could pay around $2,430 or more
• The cost with full coverage for a teen driver for full coverage can cost $4,458 each year

Insurance rates for a Hyundai Santa Fe can also vary considerably based on the trim level of your Santa Fe, your driver profile, and physical damage deductibles and liability limits.

A more mature driver with a clean driving record and high physical damage deductibles may pay as little as $1,100 annually on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they can expect to pay in the ballpark of $4,400 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying anywhere from $1,300 to $1,900 extra per year, depending on your age. Hyundai Santa Fe insurance for high-risk drivers ranges as much as 43% to 129% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $330 every year, whereas buying more liability protection will push rates upward. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $426 more per year. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for Hyundai Santa Fe insurance prices. A good driver about age 40 could pay as low as $740 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,600 on average in New York, Louisiana, and Michigan.

With so much variability in rates, the only way to know who has the cheapest car insurance rates is to regularly compare rates and see which company has the best rate. Each auto insurer calculates rates differently, so the rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest Hyundai Santa Fe Insurance

Saving money on car insurance takes being a safe and courteous driver, having a good credit history, eliminating unneeded coverage, and maximizing policy discounts. Set aside time to compare rates every time your policy renews by requesting quotes from direct carriers like Progressive and GEICO, and also from several local insurance agents.

Below is a recap of the information covered above.

• Drivers can save around $130 per year simply by quoting online well ahead of the renewal date
• Teenage drivers are expensive to insure, costing as high as $372 per month including comprehensive and collision insurance
• Increasing deductibles could save up to $325 each year
• Higher risk drivers that have major violations or accidents pay on average $1,310 more per year for auto insurance
• Policyholders who purchase higher levels of liability will pay approximately $520 each year to raise limits from a minimum limit to higher 250/500 limits