Hyundai Santa Fe Insurance Rates

U.S. average auto insurance rates for a Hyundai Santa Fe are $1,122 annually with full coverage. Comprehensive costs around $184, collision costs $306, and liability is $474. Liability-only insurance costs around $522 a year, with high-risk driver insurance costing around $2,430. Teenage drivers pay the highest rates at $4,458 a year or more.

Average premium for full coverage: $1,122

Price estimates for individual coverage:

Rate estimates include $500 deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all U.S. states and for all Santa Fe models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can have significant affects on insurance rates. Areas with sparse population have fewer collision claims than densely populated cities.

The example below illustrates how geographic area affects auto insurance rates.

The ranges above demonstrate why everyone should compare rates quotes for a specific zip code and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details estimated Hyundai Santa Fe insurance rates for additional coverage choices and driver risks.

• The best discount rate is $665
• Raising to $1,000 deductibles will save about $112 annually
• The estimated rate for the average middle-age driver using $500 deductibles is $1,122
• Using pricier low deductibles will cost $1,338
• At-risk drivers who are prone to accidents and violations could pay at least $2,430 or more
• The price with full coverage for a teen driver for full coverage can be $4,458

Car insurance prices for a Hyundai Santa Fe are also quite variable based on the trim level and model year, your driving record, and deductibles and policy limits.

A more mature driver with no driving violations and high physical damage deductibles may pay as little as $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will be charged as much as $4,400 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out at least $1,300 to $1,900 extra each year, depending on your age. Hyundai Santa Fe insurance for high-risk drivers is expensive and can cost as much as 43% to 129% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce prices by up to $330 every year, whereas buying more liability protection will increase prices. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on Hyundai Santa Fe insurance prices. A middle-age driver might find prices as low as $810 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,520 on average in Florida, Michigan, and New York.

Since prices can be so different, the best way to find out your exact price is to regularly compare prices and see which company has the best price. Every auto insurance company uses a different method to calculate prices, so rate quotes may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Hyundai Santa Fe Insurance

Getting lower rates on car insurance consists of not taking risks behind the wheel, having a good credit score, avoid buying unnecessary coverage, and qualifying for all possible discounts. Invest the time to compare rates every year by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following is a brief recap of the coverage data presented in the illustrations above.

• You may be able to save up to $130 per year simply by quoting online well ahead of the renewal date
• Increasing physical damage deductibles could save up to $325 each year
• Teens are the costliest to insure, costing up to $372 a month if comprehensive and collision insurance is included
• Higher risk drivers who tend to receive serious violations may pay on average $1,310 more every year for Santa Fe insurance