Hyundai Santa Fe Insurance Rates

Estimated insurance rates for a Hyundai Santa Fe are $1,122 a year including full coverage. Comprehensive insurance costs approximately $184 each year, collision costs $306, and liability is estimated at $474. A liability-only policy costs approximately $522 a year, with high-risk insurance costing $2,430 or more. Teens pay the most at $4,458 a year or more.

Average premium for full coverage: $1,122

Premium estimates by type of coverage:

Full coverage includes $500 deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and Santa Fe models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can make a big difference on car insurance prices. Rural locations are statistically proven to have a lower frequency of comprehensive and collision claims than cities with more traffic congestion.

The graphic below illustrates how geographic area affects auto insurance prices.

These rate differences highlight why all drivers should get quotes using their specific location and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated Hyundai Santa Fe insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $665
• Choosing higher $1,000 deductibles can save $112 every year
• The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,122
• Selecting low deductibles for comp and collision coverage will cost an extra $216 annually
• Higher-risk drivers with serious driving violations could pay around $2,430 or more
• An auto insurance policy for full coverage for a 16-year-old driver can cost $4,458 each year

Auto insurance prices for a Hyundai Santa Fe also have a wide range based on your driving characteristics, the model of your Santa Fe, and physical damage deductibles and liability limits.

More mature drivers with a good driving record and high deductibles may pay as low as $1,100 annually on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will have to pay in the ballpark of $4,400 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Hyundai Santa Fe insurance prices. A good driver about age 40 could pay as low as $860 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,600 on average in Louisiana, New York, and Michigan.

Choosing higher comprehensive and collision insurance deductibles can save as much as $330 annually, whereas increasing liability limits will push prices upward. Changing from a 50/100 limit to a 250/500 limit will cost up to $426 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying anywhere from $1,300 to $1,900 in extra premium annually, depending on your age. Insurance for high-risk drivers ranges from 43% to 129% more than the average policy. View High Risk Driver Rates

With such a large range in prices, the best way to figure out who has the best auto insurance prices is to do a rate comparison from multiple companies. Each auto insurer calculates prices differently, and quoted prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Hyundai Santa Fe Insurance

Finding better rates on insurance for a Hyundai Santa Fe takes not taking risks behind the wheel, having good credit, refrain from filing small claims, and not having any coverage lapses. Invest the time to compare rates at least once a year by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The following is a summary of the primary concepts that were presented in the illustrations above.

• You may be able to save around $130 per year simply by quoting online in advance
• Drivers considered higher risk who have multiple accidents or major violations could be forced to pay on average $1,310 more per year for Santa Fe insurance
• Increasing policy deductibles can save around $325 each year
• Teens have the highest car insurance prices, with the cost nearing $372 per month if they have full coverage