Hyundai Santa Fe Insurance Rates

Estimated insurance prices for a Hyundai Santa Fe are $1,122 every 12 months for full coverage insurance. Comprehensive costs around $184 a year, collision costs $306, and liability coverage costs $474. A policy with only liability insurance costs as little as $522 a year, with a high-risk policy costing around $2,430. Teen drivers pay the most at $4,458 a year or more.

Average premium for full coverage: $1,122

Premium estimates for type of coverage:

Price estimates include $500 policy deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 states and Santa Fe trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on car insurance rates. Areas with sparse population are statistically proven to have more infrequent physical damage claims than larger metro areas.

The diagram below illustrates how geographic area affects auto insurance rates.

These rate differences illustrate why it is important to compare rates for a specific zip code and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated Hyundai Santa Fe insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $665
• Drivers who choose higher $1,000 deductibles will pay about $1,010 each year
• The average price for a 40-year-old good driver using $500 deductibles is $1,122
• Choosing low $100 deductibles for comprehensive and collision insurance increases the price to $1,338
• High-risk insureds with multiple violations and an at-fault accident could pay at least $2,430 or more
• An auto insurance policy to insure a teenage driver can be $4,458 a year

Car insurance prices for a Hyundai Santa Fe also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the trim level and model year.

Choosing high deductibles could save up to $330 a year, while buying higher liability limits will increase prices. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will be charged as much as $4,400 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying at least $1,300 to $1,900 extra annually, depending on your age. A high-risk auto insurance policy can cost around 43% to 129% more than average. View High Risk Driver Rates

Where you choose to live makes a big difference in Hyundai Santa Fe insurance rates. A 40-year-old driver could pay as low as $740 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,520 on average in Michigan, New York, and Florida.

With such a large range in prices, the only way to figure out your exact price is to get quotes and see how they stack up. Every company uses a different rate calculation, so rate quotes will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheaper Hyundai Santa Fe Insurance

Finding better rates on auto insurance not only requires avoiding accidents and claims, but also maintaining a good credit score, paying for small claims out-of-pocket, and qualifying for all possible discounts. Invest the time to compare rates at least every other year by getting quotes from direct insurance companies, and also from your local independent and exclusive agents.

The points below are a condensed summary of the car insurance concepts presented in the illustrations above.

• Drivers with multiple at-fault accidents may pay on average $1,310 more every year to insure a Hyundai Santa Fe
• It is possible to save up to $130 per year simply by quoting early and online
• Increasing policy deductibles could save as much as $325 each year
• Consumers who may need increased liability limits will pay about $520 annually to go from 30/60 bodily injury limits to a 250/500 level