Jeep Commander Insurance Rates

Estimated insurance rates for a Jeep Commander are $938 a year for full coverage. Comprehensive insurance costs around $154 a year, collision costs $180, and liability is $446. A policy with only liability insurance costs around $500 a year, with a high-risk policy costing $2,010 or more. Teenage drivers pay the most at $3,800 a year or more.

Average premium for full coverage: $938

Premium estimates for type of coverage:

Estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all states and Commander trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on auto insurance rates. Areas with sparse population are statistically proven to have lower incidents of accident claims than densely populated cities.

The diagram below illustrates how your location can change auto insurance rates.

These rate differences show why it is important to compare rates quotes for a specific zip code, instead of using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows estimated Jeep Commander insurance rates for additional coverage choices and driver risks.

• The best discount rate is $577
• Raising to $1,000 deductibles will save about $862 a year
• The estimated price for a 40-year-old good driver using $500 deductibles is $938
• Using low $100 deductibles will cost an additional $144 every year
• At-risk drivers who are prone to accidents and violations could pay at least $2,010 or more
• An auto insurance policy that insures a teen driver can be $3,800

View Chart as Image

Car insurance prices for a Jeep Commander also have a wide range based on the trim level of your Commander, how you drive, and deductibles and policy limits.

If you have a few violations or you caused an accident, you could be paying at least $1,100 to $1,600 extra annually, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 42% to 130% more than a normal policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as little as $900 every 12 months on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will be charged as much as $3,800 a year. View Rates by Age

Where you choose to live also has a big influence on Jeep Commander insurance prices. A middle-age driver might find prices as low as $620 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,340 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $220 every year, while buying higher liability limits will increase prices. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $402 extra every 12 months. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to know your exact price is to get quotes and see which company has the best price. Every auto insurance company uses a different method to calculate prices, so rate quotes will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Jeep Commander Insurance

Finding better rates on car insurance consists of avoiding accidents and violations, having a positive credit history, not filing small claims, and qualifying for all possible discounts. Compare prices every couple of years by getting quotes from direct carriers, and also from several local insurance agents.

The list below is a review of the material that was illustrated above.

• Policyholders who may need higher liability limits will pay an extra $490 each year to raise from 30/60 bodily injury limits to the 250/500 level
• Teenagers are the costliest to insure, as much as $317 per month if full coverage is purchased
• Higher risk drivers who have several accidents or serious violations pay on average $1,070 more every year for car insurance
• Increasing policy deductibles can save approximately $225 each year