Jeep Commander Insurance Rates

U.S. average insurance rates for a Jeep Commander are $938 a year including full coverage. Comprehensive insurance costs approximately $154, collision costs $180, and liability coverage costs around $446. Liability-only coverage costs as low as $500 a year, with high-risk coverage costing $2,010 or more. Teen drivers pay the highest rates at $3,800 a year or more.

Average premium for full coverage: $938

Price estimates by individual coverage:

Rate estimates include $500 policy deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 U.S. states and for different Commander trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on car insurance prices. Rural locations have lower incidents of comprehensive and collision claims than larger metro areas.

The price range example below illustrates how rural and urban location affects auto insurance prices.

The ranges above highlight why anyone shopping for car insurance should compare prices using their specific location, rather than using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated Jeep Commander insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $577
• Using higher $1,000 deductibles will save $76 every year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $938
• Choosing more expensive low deductibles for physical damage coverage will cost an additional $144 each year
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,010 or more
• The price that insures a teenage driver with full coverage can cost $3,800 or more

View Chart as Image

Auto insurance prices for a Jeep Commander are also quite variable based on the model year and trim level, your driving record and age, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are likely paying anywhere from $1,100 to $1,600 in extra premium each year, depending on your age. High-risk driver insurance can be around 42% to 130% more than average. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may only pay around $900 a year for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will have to pay in the ballpark of $3,800 a year. View Rates by Age

The state you live in has a huge impact on Jeep Commander insurance rates. A driver around age 40 might see prices as low as $720 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,340 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles could cut prices by as much as $220 a year, while increasing your policy's liability limits will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $402 extra every year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to figure out who has the best auto insurance prices is to compare prices and see how they stack up. Each insurance company uses a different rate calculation, and quoted prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Jeep Commander Insurance

Getting lower rates on auto insurance requires being safe and accident-free, maintaining a good credit score, being claim-free, and not having any coverage lapses. Shop around at least once a year by getting rate quotes from direct car insurance companies, and also from local auto insurance providers.

Below you'll find a brief recap of the primary concepts that were raised in the charts and tables above.

• You may be able to save around $100 per year simply by shopping early and online
• Drivers who tend to receive serious violations will likely pay on average $1,070 more per year than a low-risk driver
• Increasing physical damage deductibles can save approximately $225 each year
• Youthful drivers have the highest car insurance prices, possibly costing $317 a month if the policy includes full coverage