Jeep Commander Insurance Rates

U.S. average insurance rates for a Jeep Commander are $920 a year with full coverage. Comprehensive insurance costs an estimated $150, collision costs $170, and liability insurance is estimated at $442. A policy with just liability insurance costs approximately $496 a year, with coverage for high-risk drivers costing $1,968 or more. Teenage drivers pay the highest rates at $3,734 a year or more.

Average premium for full coverage: $920

Price estimates broken down by individual coverage:

Estimates include $500 policy deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all U.S. states and for all Commander models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a significant impact on car insurance rates. More rural locations have lower incidents of collision claims than densely populated cities.

The example below illustrates the effect of geographic area on insurance prices.

The ranges above demonstrate why everyone should get quotes for a targeted area, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details estimated Jeep Commander insurance rates for other coverage scenarios.

• The best discount rate is $569
• Choosing higher $1,000 deductibles can save approximately $74 annually
• The estimated price for the average middle-age driver who has $500 deductibles is $920
• Using pricier low deductibles for comp and collision coverage will cost an additional $136 a year
• High-risk insureds who are prone to accidents and violations could pay up to $1,968 or more
• The price that insures a teen driver for full coverage can cost as much as $3,734 each year

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Insurance prices for a Jeep Commander are also quite variable based on the model of your Commander, your age and driving habits, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you may be forking out $1,100 to $1,600 extra each year, depending on your age. Jeep Commander insurance for high-risk drivers ranges anywhere from 43% to 133% more than a normal policy. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $900 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay at least $3,700 a year. View Rates by Age

The state you live in plays a big part in determining prices for Jeep Commander insurance rates. A good driver about age 40 could pay as low as $660 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,240 on average in New York, Michigan, and Florida.

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Using high physical damage deductibles can save as much as $210 each year, whereas buying more liability protection will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $398 more per year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out which car insurance is cheapest is to regularly compare prices from as many companies as possible. Each auto insurer uses a different method to calculate prices, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Jeep Commander Insurance

Getting lower rates on Jeep Commander insurance takes avoiding accidents and claims, having above-average credit, avoid buying unnecessary coverage, and taking advantage of discounts. Compare prices at every policy renewal by obtaining price quotes from direct companies, and also from insurance agencies where you live.

The points below are a review of the data covered in the above illustrations.

• Drivers who want increased liability limits will pay an extra $490 every year to raise limits from a low limit to the 250/500 level
• You may be able to save approximately $100 per year simply by quoting online well ahead of the renewal date
• Increasing physical damage deductibles can save approximately $200 each year
• Drivers under the age of 20 are charged the highest prices, costing up to $311 a month if full coverage is included