Jeep Commander Insurance Rates

The average auto insurance rates for a Jeep Commander are $938 annually including full coverage. Comprehensive costs around $154 each year, collision costs $180, and liability coverage is estimated at $446. Liability-only coverage costs approximately $500 a year, with high-risk coverage costing around $2,010. Teenage drivers cost the most to insure at $3,800 a year or more.

Average premium for full coverage: $938

Policy rates for type of insurance:

Prices are based on $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and Commander models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on the price of insurance. Areas with sparse population are shown to have fewer comprehensive and collision claims than densely populated cities.

The graphic below illustrates the effect of geographic area on auto insurance rates.

The examples above highlight why all drivers should get quotes for a specific zip code and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down estimated Jeep Commander insurance rates for additional coverage choices and driver risks.

• The best discount rate is $577
• Choosing higher $1,000 deductibles can save about $76 every year
• The estimated rate for a good driver age 40 using $500 deductibles is $938
• Using low deductibles for comp and collision coverage will cost $1,082
• Drivers who are prone to accidents and violations could pay at least $2,010 or more
• Policy cost with full coverage for a teenage driver can be $3,800 each year

View Chart as Image

Insurance rates for a Jeep Commander also range considerably based on the model year and trim level, your driving characteristics, and deductibles and policy limits.

More mature drivers with no violations or accidents and high physical damage deductibles may only pay around $900 annually on average, or $75 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay as much as $3,800 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying at least $1,100 to $1,600 additional every year, depending on your age. Insurance for high-risk drivers ranges around 42% to 130% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $220 a year, whereas increasing liability limits will increase rates. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $402 more each year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Jeep Commander insurance rates. A good driver about age 40 could pay as low as $720 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,340 on average in Michigan, New York, and Louisiana.

View Chart as Image

Because rates have so much variability, the best way to figure out your exact price is to do a rate comparison and see how they stack up. Each auto insurer uses a different method to calculate rates, and rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable Jeep Commander Insurance

Finding cheaper rates on auto insurance takes being a low-risk driver, having good credit, paying for small claims out-of-pocket, and taking advantage of discounts. Take the time to compare rates every time your policy renews by requesting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The items below are a brief review of the information covered in the above illustrations.

• You may be able to save up to $100 per year simply by quoting online in advance
• Teen drivers are charged the highest rates, with premiums being up to $317 each month if they have full coverage
• Increasing comprehensive and collision deductibles could save up to $225 each year
• Drivers with DUI or reckless driving convictions may pay on average $1,070 more every year to insure their Commander
• Consumers who may need more liability coverage will pay an extra $490 per year to raise limits from a 30/60 limit to higher 250/500 limits