Jeep Commander Insurance Rates

Estimated insurance prices for a Jeep Commander are $920 every 12 months for full coverage insurance. Comprehensive costs an estimated $150 a year, collision costs $170, and liability coverage costs around $442. A liability-only policy costs as low as $496 a year, with high-risk insurance costing around $1,968. Teenage drivers pay the most at $3,734 a year or more.

Average premium for full coverage: $920

Premium estimates broken down by type of coverage:

Prices include $500 policy deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 states and Commander trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on the price of insurance. More rural locations are statistically proven to have more infrequent physical damage claims than densely populated cities.

The diagram below illustrates how location helps determine insurance prices.

These rate differences illustrate why it is important to compare prices for a targeted area and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated Jeep Commander insurance rates for other coverage scenarios.

• The best discount rate is $569
• Using higher $1,000 deductibles will save approximately $846 each year
• The average price for a 40-year-old good driver who has $500 deductibles is $920
• Using low $100 deductibles for physical damage coverage increases the price to $1,056
• Higher-risk drivers who are prone to accidents and violations could pay up to $1,968 or more
• An auto insurance policy to insure a teenage driver can cost as much as $3,734 or more

View Chart as Image

Auto insurance prices for a Jeep Commander also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the model year and trim level.

Using high physical damage deductibles could cut prices by as much as $210 a year, while buying higher liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $398 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may only pay around $900 a year, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will have to pay at least $3,700 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying $1,100 to $1,600 in extra premium annually, depending on your age. A high-risk auto insurance policy can be around 43% to 133% more than a normal policy. View High Risk Driver Rates

Where you choose to live has a huge impact on Jeep Commander insurance rates. A driver around age 40 might see prices as low as $600 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,240 on average in Florida, New York, and Michigan.

View Chart as Image

With such a large range in prices, the only way to figure out which insurance company is cheapest is to get quotes and see how they stack up. Each insurance company uses a different method to calculate prices, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Right Jeep Commander Insurance

Finding better rates on auto insurance requires being a good driver, having a good credit score, paying for small claims out-of-pocket, and qualifying for all possible discounts. Invest time comparing rates every time your policy renews by getting quotes from direct insurance companies, and also from insurance agencies where you live.

The following list is a quick rundown of the information covered in the charts and tables above.

• It is possible to save approximately $100 per year simply by quoting early and online
• Drivers age 16 to 20 are the costliest to insure, with premiums being up to $311 per month if comprehensive and collision insurance is included
• Increasing policy deductibles could save as much as $200 each year
• Drivers with reckless driving or DUI convictions could be forced to pay on average $1,050 more annually than a safer driver
• Consumers who want an increased level of liability coverage will pay an extra $490 annually to increase from 30/60 bodily injury limits to a 250/500 level