Jeep Commander Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 7, 2024
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The average insurance rates for a Jeep Commander are $938 a year including full coverage. Comprehensive costs on average $154, collision insurance costs $180, and liability coverage is estimated at $446. Liability-only insurance costs approximately $500 a year, and high-risk driver insurance costs around $2,010. Teen drivers cost the most to insure at up to $3,800 a year.
Average premium for full coverage: $938
Policy rates by type of insurance:
Prices are based on $500 policy deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and for different Commander trim levels.
Price Range Variability
For a 40-year-old driver, Jeep Commander insurance rates range from as low as $500 for your basic liability-only policy to a much higher rate of $2,010 for a driver who requires high-risk insurance.
Urban vs. Rural Price Range
Living in a larger city has a large influence on car insurance rates. Rural areas are shown to have a lower frequency of comprehensive and collision claims than larger metro areas. The price range example below illustrates how your location can change car insurance rates.
The examples above highlight why anyone shopping for car insurance should get quotes based on a specific location and risk profile, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below breaks down average Jeep Commander insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $577
- Choosing higher $1,000 deductibles can save around $76 every year
- The average rate for a good driver age 40 with $500 deductibles is $938
- Choosing more expensive low deductibles for comp and collision coverage will increase the cost to $1,082
- Drivers with multiple violations and an at-fault accident could pay upwards of $2,010
- Policy cost for full coverage for a teenage driver with full coverage may cost $3,800 each year
Auto insurance rates for a Jeep Commander also range considerably based on your risk profile, the model of your Commander, and policy deductibles and limits.
An older driver with a good driving record and high deductibles may only pay around $900 annually on average, or $75 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay upwards of $3,800 a year. View Rates by Age
Your home state plays a big part in determining prices for Jeep Commander insurance rates. A good driver about age 40 could pay as low as $720 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,340 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $850 | -$88 | -9.4% |
| Alaska | $720 | -$218 | -23.2% |
| Arizona | $780 | -$158 | -16.8% |
| Arkansas | $938 | -$0 | 0.0% |
| California | $1,070 | $132 | 14.1% |
| Colorado | $898 | -$40 | -4.3% |
| Connecticut | $966 | $28 | 3.0% |
| Delaware | $1,064 | $126 | 13.4% |
| Florida | $1,176 | $238 | 25.4% |
| Georgia | $866 | -$72 | -7.7% |
| Hawaii | $674 | -$264 | -28.1% |
| Idaho | $634 | -$304 | -32.4% |
| Illinois | $700 | -$238 | -25.4% |
| Indiana | $706 | -$232 | -24.7% |
| Iowa | $634 | -$304 | -32.4% |
| Kansas | $892 | -$46 | -4.9% |
| Kentucky | $1,280 | $342 | 36.5% |
| Louisiana | $1,390 | $452 | 48.2% |
| Maine | $580 | -$358 | -38.2% |
| Maryland | $774 | -$164 | -17.5% |
| Massachusetts | $754 | -$184 | -19.6% |
| Michigan | $1,632 | $694 | 74.0% |
| Minnesota | $786 | -$152 | -16.2% |
| Mississippi | $1,128 | $190 | 20.3% |
| Missouri | $834 | -$104 | -11.1% |
| Montana | $1,008 | $70 | 7.5% |
| Nebraska | $742 | -$196 | -20.9% |
| Nevada | $1,128 | $190 | 20.3% |
| New Hampshire | $678 | -$260 | -27.7% |
| New Jersey | $1,050 | $112 | 11.9% |
| New Mexico | $832 | -$106 | -11.3% |
| New York | $990 | $52 | 5.5% |
| North Carolina | $544 | -$394 | -42.0% |
| North Dakota | $768 | -$170 | -18.1% |
| Ohio | $648 | -$290 | -30.9% |
| Oklahoma | $964 | $26 | 2.8% |
| Oregon | $860 | -$78 | -8.3% |
| Pennsylvania | $898 | -$40 | -4.3% |
| Rhode Island | $1,254 | $316 | 33.7% |
| South Carolina | $850 | -$88 | -9.4% |
| South Dakota | $792 | -$146 | -15.6% |
| Tennessee | $824 | -$114 | -12.2% |
| Texas | $1,132 | $194 | 20.7% |
| Utah | $694 | -$244 | -26.0% |
| Vermont | $644 | -$294 | -31.3% |
| Virginia | $562 | -$376 | -40.1% |
| Washington | $726 | -$212 | -22.6% |
| West Virginia | $860 | -$78 | -8.3% |
| Wisconsin | $652 | -$286 | -30.5% |
| Wyoming | $838 | -$100 | -10.7% |
Choosing high deductibles can save as much as $220 a year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $402 extra every year. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you are likely paying at a minimum $1,100 to $1,600 in extra premium every year, depending on your age. High-risk driver insurance ranges around 42% to 130% more than average. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Jeep Commander Sport 2WD | $898 | $75 |
| Jeep Commander Sport 4WD | $922 | $77 |
| Jeep Commander Limited 2WD | $954 | $80 |
| Jeep Commander Limited 4WD | $954 | $80 |
Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2010 Jeep Commander | $180 | $226 | $474 | $1,038 |
| 2008 Jeep Commander | $172 | $198 | $460 | $988 |
| 2007 Jeep Commander | $168 | $188 | $452 | $966 |
| 2006 Jeep Commander | $154 | $180 | $446 | $938 |
Rates are averaged for all Jeep Commander models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable Jeep Commander Insurance
Finding cheaper rates on auto insurance takes avoiding accidents and claims, having good credit, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Invest the time to shop around at every other renewal by getting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.
The points below are a brief review of the concepts that were illustrated above.
- Drivers with DUI or reckless driving convictions may pay on average $1,070 more each year to insure a Jeep Commander
- Drivers under the age of 20 are charged the highest rates, with premiums being up to $317 each month if they have full coverage
- You may be able to save as much as $100 per year just by shopping early and online
- Increasing comprehensive and collision deductibles can save around $225 each year
- You may be able to save as much as $100 per year just by shopping early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,800 |
| 20 | $2,138 |
| 30 | $954 |
| 40 | $938 |
| 50 | $862 |
| 60 | $844 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,082 |
| $250 | $1,016 |
| $500 | $938 |
| $1,000 | $862 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $938 |
| 50/100 | $1,043 |
| 100/300 | $1,155 |
| 250/500 | $1,445 |
| 100 CSL | $1,088 |
| 300 CSL | $1,333 |
| 500 CSL | $1,512 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,336 |
| 20 | $3,400 |
| 30 | $2,024 |
| 40 | $2,010 |
| 50 | $1,922 |
| 60 | $1,902 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $47 |
| Multi-vehicle | $50 |
| Homeowner | $17 |
| 5-yr Accident Free | $55 |
| 5-yr Claim Free | $58 |
| Paid in Full/EFT | $32 |
| Advance Quote | $40 |
| Online Quote | $62 |
| Total Discounts | $361 |
Discounts are estimated and may not be available from every company or in every state.
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