Jeep Commander Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 7, 2024
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The average insurance rates for a Jeep Commander are $938 a year for full coverage insurance. Comprehensive insurance costs approximately $154, collision costs $180, and liability is estimated at $446. A liability-only policy costs approximately $500 a year, with high-risk insurance costing $2,010 or more. 16-year-old drivers cost the most to insure at $3,800 a year or more.
Average premium for full coverage: $938
Policy rates by type of insurance:
Prices include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 states and for all Commander models.
Price Range Variability
For the average 40-year-old driver, Jeep Commander insurance rates go from as low as $500 for the bare minimum liability coverage to the much higher price of $2,010 for a driver required to buy high-risk insurance.
Urban vs. Rural Price Range
Living in a larger city can have significant affects on the price of auto insurance. Rural locations are shown to have a lower frequency of physical damage claims than congested cities.
The example below illustrates the difference location can make on auto insurance prices.
The examples above illustrate why everyone should get quotes using their specific location and risk profile, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below illustrates estimated Jeep Commander insurance rates for additional coverage and risk scenarios.
- The best full coverage rate is $577
- Choosing higher $1,000 deductibles can save $76 each year
- The average rate for a good driver age 40 who chooses $500 deductibles is $938
- Buying pricier low deductibles for comp and collision coverage will cost an extra $144 every year
- Unlucky drivers with multiple tickets or accidents could pay around $2,010 or more
- Policy cost for full coverage for a teen driver for full coverage can cost $3,800 each year
Car insurance rates for a Jeep Commander also range considerably based on your risk profile, the model year and trim level, and physical damage deductibles and liability limits.
A more mature driver with no driving violations and high deductibles may pay as little as $900 annually on average, or $75 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged in the ballpark of $3,800 a year. View Rates by Age
Your home state plays a big part in determining prices for Jeep Commander insurance prices. A good driver about age 40 could pay as low as $620 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,270 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $850 | -$88 | -9.4% |
| Alaska | $720 | -$218 | -23.2% |
| Arizona | $780 | -$158 | -16.8% |
| Arkansas | $938 | -$0 | 0.0% |
| California | $1,070 | $132 | 14.1% |
| Colorado | $898 | -$40 | -4.3% |
| Connecticut | $966 | $28 | 3.0% |
| Delaware | $1,064 | $126 | 13.4% |
| Florida | $1,176 | $238 | 25.4% |
| Georgia | $866 | -$72 | -7.7% |
| Hawaii | $674 | -$264 | -28.1% |
| Idaho | $634 | -$304 | -32.4% |
| Illinois | $700 | -$238 | -25.4% |
| Indiana | $706 | -$232 | -24.7% |
| Iowa | $634 | -$304 | -32.4% |
| Kansas | $892 | -$46 | -4.9% |
| Kentucky | $1,280 | $342 | 36.5% |
| Louisiana | $1,390 | $452 | 48.2% |
| Maine | $580 | -$358 | -38.2% |
| Maryland | $774 | -$164 | -17.5% |
| Massachusetts | $754 | -$184 | -19.6% |
| Michigan | $1,632 | $694 | 74.0% |
| Minnesota | $786 | -$152 | -16.2% |
| Mississippi | $1,128 | $190 | 20.3% |
| Missouri | $834 | -$104 | -11.1% |
| Montana | $1,008 | $70 | 7.5% |
| Nebraska | $742 | -$196 | -20.9% |
| Nevada | $1,128 | $190 | 20.3% |
| New Hampshire | $678 | -$260 | -27.7% |
| New Jersey | $1,050 | $112 | 11.9% |
| New Mexico | $832 | -$106 | -11.3% |
| New York | $990 | $52 | 5.5% |
| North Carolina | $544 | -$394 | -42.0% |
| North Dakota | $768 | -$170 | -18.1% |
| Ohio | $648 | -$290 | -30.9% |
| Oklahoma | $964 | $26 | 2.8% |
| Oregon | $860 | -$78 | -8.3% |
| Pennsylvania | $898 | -$40 | -4.3% |
| Rhode Island | $1,254 | $316 | 33.7% |
| South Carolina | $850 | -$88 | -9.4% |
| South Dakota | $792 | -$146 | -15.6% |
| Tennessee | $824 | -$114 | -12.2% |
| Texas | $1,132 | $194 | 20.7% |
| Utah | $694 | -$244 | -26.0% |
| Vermont | $644 | -$294 | -31.3% |
| Virginia | $562 | -$376 | -40.1% |
| Washington | $726 | -$212 | -22.6% |
| West Virginia | $860 | -$78 | -8.3% |
| Wisconsin | $652 | -$286 | -30.5% |
| Wyoming | $838 | -$100 | -10.7% |
Opting for high physical damage deductibles can save as much as $220 every year, whereas buying more liability protection will push rates upward. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $402 extra every 12 months. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you are probably paying anywhere from $1,100 to $1,600 extra every year, depending on your age. Jeep Commander insurance for high-risk drivers ranges as much as 42% to 130% more than the average rate. View High Risk Driver Rates
Because rates have so much variability, the only way to figure out who has the best car insurance rates is to regularly compare rates and see which company has the best rate. Each auto insurer utilizes a different rate formula, so rate quotes will be varied from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Jeep Commander Sport 2WD | $898 | $75 |
| Jeep Commander Sport 4WD | $922 | $77 |
| Jeep Commander Limited 2WD | $954 | $80 |
| Jeep Commander Limited 4WD | $954 | $80 |
Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2010 Jeep Commander | $180 | $226 | $474 | $1,038 |
| 2008 Jeep Commander | $172 | $198 | $460 | $988 |
| 2007 Jeep Commander | $168 | $188 | $452 | $966 |
| 2006 Jeep Commander | $154 | $180 | $446 | $938 |
Rates are averaged for all Jeep Commander models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Right Jeep Commander Insurance
Finding cheaper rates on car insurance takes avoiding accidents and violations, having above-average credit, being claim-free, and avoiding coverage lapses. Make time to compare rates at every policy renewal by getting rate quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.
The list below is a quick rundown of the data touched on in this article.
- Policyholders who purchase higher liability limits will pay around $490 annually to raise limits from a 30/60 limit to 250/500 limits
- It is possible to save around $100 per year simply by quoting online well ahead of the renewal date
- Increasing comprehensive and collision deductibles can save around $225 each year
- Teenagers pay the highest auto insurance rates, possibly costing $317 each month if full coverage is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,800 |
| 20 | $2,138 |
| 30 | $954 |
| 40 | $938 |
| 50 | $862 |
| 60 | $844 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,082 |
| $250 | $1,016 |
| $500 | $938 |
| $1,000 | $862 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $938 |
| 50/100 | $1,043 |
| 100/300 | $1,155 |
| 250/500 | $1,445 |
| 100 CSL | $1,088 |
| 300 CSL | $1,333 |
| 500 CSL | $1,512 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,336 |
| 20 | $3,400 |
| 30 | $2,024 |
| 40 | $2,010 |
| 50 | $1,922 |
| 60 | $1,902 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $47 |
| Multi-vehicle | $50 |
| Homeowner | $17 |
| 5-yr Accident Free | $55 |
| 5-yr Claim Free | $58 |
| Paid in Full/EFT | $32 |
| Advance Quote | $40 |
| Online Quote | $62 |
| Total Discounts | $361 |
Discounts are estimated and may not be available from every company or in every state.
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