Jeep Commander Insurance Rates

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UPDATED: Apr 7, 2024

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Average insurance rates for a Jeep Commander are $920 a year for full coverage insurance. Comprehensive insurance costs on average $150 each year, collision insurance costs $170, and liability insurance costs around $442. A policy with just liability insurance costs as low as $496 a year, and coverage for high-risk drivers costs $1,968 or more. 16-year-old drivers receive the highest rates at up to $3,734 a year.

Average premium for full coverage: $920

Rate estimates by individual coverage type:

Comprehensive $150
Collision $170
Liability $442

Prices include $500 deductible amounts, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 states and Commander models.

Price Range by Coverage and Risk

Using a 40-year-old driver as an example, prices range range from the low end price of $496 for just the minimum liability insurance to a high rate of $1,968 for a high-risk driver policy.

Liability Only $496
Full Coverage $920
High Risk $1,968

Price Range by Location

Where you live has a significant impact on insurance rates. Rural areas tend to have lower incidents of physical damage claims than congested cities. The graphic below illustrates how rural and urban location affects car insurance rates.

Rural Areas $690
Small Cities $966
Large Cities $1,242

These examples illustrate why all drivers should compare prices based on a specific location, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below illustrates average Jeep Commander insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $569
  • Using higher $1,000 deductibles will save around $74 each year
  • The estimated price for a 40-year-old driver with $500 deductibles is $920
  • Buying low deductibles for physical damage coverage will cost an additional $136 a year
  • Drivers with multiple tickets or accidents could pay upwards of $1,968
  • The cost that insures a teen driver may cost $3,734 or more

View Chart as Image

Jeep Commander insurance cost comparison chart
Column chart showing Jeep Commander insurance prices range from $569 to $3,734 for full coverage

Insurance rates for a Jeep Commander can also vary considerably based on the trim level and model year, your age and driving record, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you are probably paying at a minimum $1,100 to $1,600 additional per year, depending on your age. Insurance for high-risk drivers can be anywhere from 43% to 133% more than the average rate. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $900 a year for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records should be prepared to pay upwards of $3,700 a year. View Rates by Age

Where you live has a huge impact on Jeep Commander insurance rates. A driver around age 40 might see rates as low as $600 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,240 on average in Michigan, New York, and Florida.

Jeep Commander Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $832 -$88 -9.6%
Alaska $706 -$214 -23.3%
Arizona $766 -$154 -16.7%
Arkansas $920 -$0 0.0%
California $1,048 $128 13.9%
Colorado $878 -$42 -4.6%
Connecticut $948 $28 3.0%
Delaware $1,040 $120 13.0%
Florida $1,150 $230 25.0%
Georgia $850 -$70 -7.6%
Hawaii $660 -$260 -28.3%
Idaho $622 -$298 -32.4%
Illinois $686 -$234 -25.4%
Indiana $692 -$228 -24.8%
Iowa $620 -$300 -32.6%
Kansas $876 -$44 -4.8%
Kentucky $1,256 $336 36.5%
Louisiana $1,362 $442 48.0%
Maine $568 -$352 -38.3%
Maryland $758 -$162 -17.6%
Massachusetts $738 -$182 -19.8%
Michigan $1,598 $678 73.7%
Minnesota $768 -$152 -16.5%
Mississippi $1,102 $182 19.8%
Missouri $816 -$104 -11.3%
Montana $990 $70 7.6%
Nebraska $726 -$194 -21.1%
Nevada $1,102 $182 19.8%
New Hampshire $662 -$258 -28.0%
New Jersey $1,028 $108 11.7%
New Mexico $814 -$106 -11.5%
New York $970 $50 5.4%
North Carolina $530 -$390 -42.4%
North Dakota $754 -$166 -18.0%
Ohio $636 -$284 -30.9%
Oklahoma $944 $24 2.6%
Oregon $842 -$78 -8.5%
Pennsylvania $878 -$42 -4.6%
Rhode Island $1,228 $308 33.5%
South Carolina $832 -$88 -9.6%
South Dakota $778 -$142 -15.4%
Tennessee $808 -$112 -12.2%
Texas $1,110 $190 20.7%
Utah $682 -$238 -25.9%
Vermont $630 -$290 -31.5%
Virginia $552 -$368 -40.0%
Washington $714 -$206 -22.4%
West Virginia $842 -$78 -8.5%
Wisconsin $638 -$282 -30.7%
Wyoming $820 -$100 -10.9%

View Chart as Image

Jeep Commander insurance rates by U.S. city

Opting for high physical damage deductibles could cut rates by as much as $210 each year, whereas increasing liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $398 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Jeep Commander Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Jeep Commander Sport 2WD $882 $74
Jeep Commander Sport 4WD $906 $76
Jeep Commander Limited 2WD $934 $78
Jeep Commander Limited 4WD $934 $78

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Jeep Commander Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2010 Jeep Commander $174 $202 $468 $1,002
2008 Jeep Commander $168 $188 $452 $966
2007 Jeep Commander $154 $180 $446 $938
2006 Jeep Commander $150 $170 $442 $920

Rates are averaged for all Jeep Commander models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Right Jeep Commander Insurance

Saving money on Jeep Commander insurance requires having a good driving record, having a good credit score, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Comparison shop every time your policy renews by quoting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The next list is a quick rundown of the information raised in the charts and tables above.

  • It is possible to save as much as $100 per year just by quoting online in advance
  • Drivers age 20 and younger pay higher rates, costing up to $311 per month if comprehensive and collision insurance is included
  • Increasing deductibles can save approximately $200 each year
  • High-risk drivers with reckless driving or DUI convictions may pay on average $1,050 more each year to buy Jeep Commander insurance
  • Drivers who require increased levels of liability coverage will pay around $490 annually to increase from a minimum limit to the 250/500 level

Rates by Driver Age

Jeep Commander Insurance Rates by Driver Age
Driver Age Premium
16 $3,734
20 $2,094
30 $934
40 $920
50 $846
60 $828

Full coverage, $500 deductibles

Rates by Deductible

Jeep Commander Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,056
$250 $996
$500 $920
$1,000 $846

Full coverage, driver age 40

Rates by Liability Limit

Jeep Commander Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $920
50/100 $1,022
100/300 $1,133
250/500 $1,420
100 CSL $1,067
300 CSL $1,310
500 CSL $1,487

Full coverage, driver age 40

Rates for High Risk Drivers

Jeep Commander Insurance Rates for High Risk Drivers
Age Premium
16 $5,240
20 $3,330
30 $1,980
40 $1,968
50 $1,882
60 $1,862

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $120

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $46
Multi-vehicle $49
Homeowner $16
5-yr Accident Free $53
5-yr Claim Free $56
Paid in Full/EFT $31
Advance Quote $39
Online Quote $61
Total Discounts $351
Rate after discounts $569

Discounts are estimated and may not be available from every company or in every state.

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