Jeep Commander Insurance Rates

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UPDATED: Apr 7, 2024

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U.S. average insurance rates for a Jeep Commander are $920 a year including full coverage. Comprehensive costs on average $150 a year, collision costs $170, and liability insurance costs around $442. Liability-only coverage costs as low as $496 a year, with high-risk coverage costing around $1,968. Teens pay the highest rates at $3,734 a year or more.

Average premium for full coverage: $920

Price estimates by individual coverage:

Comprehensive $150
Collision $170
Liability $442

Full coverage includes $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and Commander trim levels.

Price Range from Low to High

For a driver around age 40, Jeep Commander insurance prices go from as low as $496 for just liability coverage to a high of $1,968 for a high-risk driver policy.

Liability Only $496
Full Coverage $920
High Risk $1,968

Geographic Price Range

Where you live has a significant impact on car insurance rates. Rural areas have a lower frequency of comprehensive and collision claims than cities with more traffic congestion.

The diagram below illustrates the difference between rural and urban areas on car insurance rates.

Rural Areas $690
Small Cities $966
Large Cities $1,242

The ranges above highlight why it is important to compare prices based on a specific location and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below breaks down estimated Jeep Commander insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $569
  • Using higher $1,000 deductibles will save around $846 every year
  • The average rate for the average middle-age driver with $500 deductibles is $920
  • Selecting low $100 deductibles for physical damage coverage will increase the cost to $1,056
  • Drivers with serious driving violations could pay upwards of $1,968 or more
  • The price for full coverage for a teen driver may cost $3,734 or more

View Chart as Image

Jeep Commander insurance cost comparison chart
Column chart showing full coverage Jeep Commander insurance rates range from $569 to $3,734

Auto insurance prices for a Jeep Commander are also quite variable based on your driving record, the model of your Commander, and policy deductibles and limits.

Older drivers with a good driving record and high deductibles could pay as little as $900 a year for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay upwards of $3,700 a year. View Rates by Age

The state you live in has a huge impact on Jeep Commander insurance rates. A driver around age 40 might see prices as low as $710 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,310 on average in Michigan, New York, and Louisiana.

Jeep Commander Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $832 -$88 -9.6%
Alaska $706 -$214 -23.3%
Arizona $766 -$154 -16.7%
Arkansas $920 -$0 0.0%
California $1,048 $128 13.9%
Colorado $878 -$42 -4.6%
Connecticut $948 $28 3.0%
Delaware $1,040 $120 13.0%
Florida $1,150 $230 25.0%
Georgia $850 -$70 -7.6%
Hawaii $660 -$260 -28.3%
Idaho $622 -$298 -32.4%
Illinois $686 -$234 -25.4%
Indiana $692 -$228 -24.8%
Iowa $620 -$300 -32.6%
Kansas $876 -$44 -4.8%
Kentucky $1,256 $336 36.5%
Louisiana $1,362 $442 48.0%
Maine $568 -$352 -38.3%
Maryland $758 -$162 -17.6%
Massachusetts $738 -$182 -19.8%
Michigan $1,598 $678 73.7%
Minnesota $768 -$152 -16.5%
Mississippi $1,102 $182 19.8%
Missouri $816 -$104 -11.3%
Montana $990 $70 7.6%
Nebraska $726 -$194 -21.1%
Nevada $1,102 $182 19.8%
New Hampshire $662 -$258 -28.0%
New Jersey $1,028 $108 11.7%
New Mexico $814 -$106 -11.5%
New York $970 $50 5.4%
North Carolina $530 -$390 -42.4%
North Dakota $754 -$166 -18.0%
Ohio $636 -$284 -30.9%
Oklahoma $944 $24 2.6%
Oregon $842 -$78 -8.5%
Pennsylvania $878 -$42 -4.6%
Rhode Island $1,228 $308 33.5%
South Carolina $832 -$88 -9.6%
South Dakota $778 -$142 -15.4%
Tennessee $808 -$112 -12.2%
Texas $1,110 $190 20.7%
Utah $682 -$238 -25.9%
Vermont $630 -$290 -31.5%
Virginia $552 -$368 -40.0%
Washington $714 -$206 -22.4%
West Virginia $842 -$78 -8.5%
Wisconsin $638 -$282 -30.7%
Wyoming $820 -$100 -10.9%

View Chart as Image

Jeep Commander insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $210 each year, while buying higher liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $398 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying at a minimum $1,100 to $1,600 in extra premium each year, depending on your age. A high-risk auto insurance policy can be anywhere from 43% to 133% more than the average policy. View High Risk Driver Rates

Since prices can be so different, the best way to figure out exactly what you will pay is to get quotes from as many companies as possible. Each insurance company calculates prices differently, and quoted prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Jeep Commander Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Jeep Commander Sport 2WD $882 $74
Jeep Commander Sport 4WD $906 $76
Jeep Commander Limited 2WD $934 $78
Jeep Commander Limited 4WD $934 $78

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Jeep Commander Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2010 Jeep Commander $174 $202 $468 $1,002
2008 Jeep Commander $168 $188 $452 $966
2007 Jeep Commander $154 $180 $446 $938
2006 Jeep Commander $150 $170 $442 $920

Rates are averaged for all Jeep Commander models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find More Affordable Jeep Commander Insurance

Getting lower rates on Jeep Commander insurance requires being a low-risk driver, having good credit, being claim-free, and taking advantage of discounts. Set aside time to compare rates every time your policy renews by quoting rates from direct car insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.

The items below are a summary of the information covered above.

  • You may be able to save as much as $100 per year simply by quoting early and online
  • Teen drivers are charged the highest prices, possibly costing $311 a month if they have full coverage
  • Increasing physical damage deductibles can save around $200 each year
  • High-risk drivers who have multiple accidents or major violations may pay on average $1,050 more each year to insure their Commander
  • Drivers who require more liability coverage will pay approximately $490 per year to increase from a low limit to 250/500 limits

Rates by Driver Age

Jeep Commander Insurance Rates by Driver Age
Driver Age Premium
16 $3,734
20 $2,094
30 $934
40 $920
50 $846
60 $828

Full coverage, $500 deductibles

Rates by Deductible

Jeep Commander Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,056
$250 $996
$500 $920
$1,000 $846

Full coverage, driver age 40

Rates by Liability Limit

Jeep Commander Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $920
50/100 $1,022
100/300 $1,133
250/500 $1,420
100 CSL $1,067
300 CSL $1,310
500 CSL $1,487

Full coverage, driver age 40

Rates for High Risk Drivers

Jeep Commander Insurance Rates for High Risk Drivers
Age Premium
16 $5,240
20 $3,330
30 $1,980
40 $1,968
50 $1,882
60 $1,862

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $120

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $46
Multi-vehicle $49
Homeowner $16
5-yr Accident Free $53
5-yr Claim Free $56
Paid in Full/EFT $31
Advance Quote $39
Online Quote $61
Total Discounts $351
Rate after discounts $569

Discounts are estimated and may not be available from every company or in every state.

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