Jeep Commander Insurance Rates

The average insurance rates for a Jeep Commander are $920 a year for full coverage. Comprehensive costs around $150, collision costs $170, and liability costs $442. Buying just liability costs as little as $496 a year, with insurance for high-risk drivers costing around $1,968. 16-year-old drivers cost the most to insure at $3,734 a year or more.

Average premium for full coverage: $920

Policy rates for type of insurance:

These estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all states and for all Commander models.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on auto insurance rates. Areas with sparse population are shown to have a lower frequency of accident claims than congested cities.

The example below illustrates the effect of geographic area on auto insurance rates.

The examples above show why everyone should compare rates for a specific zip code and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows estimated Jeep Commander insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $569
• Drivers who choose higher $1,000 deductibles will pay about $74 a year
• The average rate for a good driver age 40 using $500 deductibles is $920
• Buying pricier low deductibles for comprehensive and collision insurance will increase the cost to $1,056
• Higher-risk drivers with multiple tickets or accidents could pay at least $1,968 or more
• Policy cost for full coverage for a teen driver for full coverage can be $3,734 a year

View Chart as Image

Insurance rates for a Jeep Commander also range considerably based on your risk profile, the trim level of your Commander, and deductibles and policy limits.

A more mature driver with a clean driving record and high deductibles may pay as little as $900 per year on average, or $75 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay as much as $3,700 a year. View Rates by Age

Your home state makes a big difference in Jeep Commander insurance prices. A 40-year-old driver could pay as low as $610 a year in states like Idaho, Maine, and Iowa, or at least $1,310 on average in Michigan, Louisiana, and New York.

View Chart as Image

Opting for high physical damage deductibles could save up to $210 every year, whereas buying more liability protection will increase rates. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $398 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at least $1,100 to $1,600 extra every year, depending on your age. Jeep Commander insurance for high-risk drivers can cost as much as 43% to 133% more than the average rate. View High Risk Driver Rates

Because rates have so much variability, the only way to know your exact price is to regularly compare rates and see which company has the best rate. Every company utilizes a different rate formula, so the rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Jeep Commander Insurance

Finding cheaper rates on car insurance not only requires avoiding accidents and violations, but also maintaining good credit, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Take the time to compare rates at least once a year by getting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local insurance agents.

The list below is a brief summary of the primary concepts that were covered in the above illustrations.

• Drivers can save up to $100 per year simply by quoting online well ahead of the renewal date
• Higher risk drivers that tend to have accidents or serious violations may be required to pay an average of $1,050 more every year for car insurance
• Increasing comprehensive and collision deductibles can save around $200 each year
• Teenagers pay higher rates, costing up to $311 each month for full coverage