Land Rover Defender Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 1, 2023
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Criteria which help determine
Insurance rates for your Land Rover Defender can be significantly different and are calculated by many factors. A few of these criteria are:
- High performance increases premiums
- How many accidents you have had
- Whether you insure your home with the same company
- Pleasure, commuting or business use can affect rates
- Your birth date
- Being married can lower rates
- Optional coverages like vehicle replacement
- No claims lowers premiums
- No coverage lapses saves money
- Owning a home can lower rates
One last important factor that will help determine the rate you pay on your Land Rover Defender is the year of manufacture. Older cars and trucks have a much lower replacement value so the payout to repair may end up costing you less. Conversely, newer vehicles may have options such as a rollover prevention system, a backup camera, a telematics system, and adaptive cruise control that may help provide discounts that lower premiums.
Coverage for liability
injuries or damage you cause to claims such as funeral expenses, loss of income, and emergency aid. .
Collision
another vehicle or an object, but not an animal. . , . .
Comprehensive auto insurance
caused by mother nature, theft, vandalism and other events. . a auto insurance company will pay at claim time , .
Uninsured or underinsured coverage
This coverage . , . .
Insurance for medical payments
bills ambulance fees, surgery, and doctor visits. . .
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