Lexus ES-350 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 6, 2023

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Finding cheaper auto insurance by comparing rates online can be fast and easy, plus you may find lower rates. The most important part is getting rates from all companies in order to have every possible rate.

If you are a novice to online auto insurance shopping, you may be overwhelmed by the hoards of companies selling insurance. The are a couple different ways of comparing rates from local auto insurance companies. The best method to compare Lexus ES-350 insurance cost is to perform an online rate comparison. This can be done by comparing rates here.

Insurance premiums on a Lexus ES-350 can be significantly different depending on several factors. Including but not limited to:

  • A clean driving record keeps rates low
  • Better credit means lower rates
  • Male rates may be higher
  • Deductible amount directly impacts your rate
  • Crash test rating for your ES-350
  • Your job
  • Your coverage level
  • Home ownership saves money

One important consideration which can affect your rates is the age of the vehicle. Models that are a few years old have a lower value compared to new ES-350 models so the cost to replace them may result in lower rates. On the flip side, newer vehicles have more advanced features like a collision avoidance system, all-wheel drive, a telematics system, and tire pressure monitors that may help lower rates.

Auto liability insurance

damage or injury you incur to claims like pain and suffering, repair costs for stationary objects, and legal defense fees. .

Collision coverages

a stationary object or other vehicle. . , . .

Comprehensive coverage (or Other than Collision)

from a wide range of events other than collision. . your auto insurance company will pay , .

Uninsured/Underinsured Motorist coverage

Uninsured or Underinsured Motorist coverage . , . .

Med pay and Personal Injury Protection (PIP)

immediate expenses EMT expenses, pain medications, and nursing services. . .

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