Lexus IS-250 Insurance Rates

You may have found yourself wondering how much you might have to pay for insurance on a Lexus IS 250. If this sounds like you, you should know that the average Lexus IS 250 rates amounts to $1,396 a year for full coverage, which translates to a $116 monthly bill.

There are a variety of factors that ultimately impact Lexus IS 250 insurance costs, such as the model year of the vehicle. For example, 2007 Lexus IS 250 insurance costs much less than a policy for the newest model.

In order to help you effectively compare Lexus IS 250 costs, we’ve prepared this comprehensive guide for you. Once you’ve read through the material outlined in this article, use our free online tool to compare Lexus IS 250 quotes from top companies.

Buying auto insurance by getting online quotes is easy, in addition you might just save a little. The key is getting rates from as many companies as possible so you can get every possible rate.

People who are new to comparing rates may think shopping for cut-rate Lexus IS-250 insurance is nearly impossible. When shopping for auto insurance there are multiple ways to compare quotes and find the best price. One of the best ways to find competitive Lexus IS-250 insurance cost is to get quotes online. This is very easy and can be done by completing this short form.

Criteria which help determine

Auto insurance rates for your Lexus IS-250 can be significantly different based upon several criteria. A few of these criteria are:

• The performance level of your IS-250
• How many accidents you have had
• Multiple policies can save money
• Pleasure, commuting or business use can affect rates
• Optional coverages like vehicle replacement
• What you do for a living
• Insurance coverage level
• Owning a home can lower rates

A final factor that helps determine Lexus IS-250 insurance quotes is the model year. Older models have a much lower replacement value in comparison to older models so the payout to repair will push premiums down. Although newer models may have a trim level with safety features included like blind-spot warning system, dual-stage airbags, and automatic crash notification that may help give discounted rates.

Liability

injuries or damage you cause to claims such as funeral expenses, loss of income, and emergency aid. .

Auto collision coverage

another vehicle or an object, but not an animal. . , . .

Comprehensive insurance

caused by mother nature, theft, vandalism and other events. . a auto insurance company will pay at claim time , .

Uninsured and underinsured coverage

This coverage . , . .

Medical costs insurance

bills ambulance fees, surgery, and doctor visits. . .

Now that you are aware of how Lexus IS 250 rates can fluctuate, you have a better understanding of what you might expect to pay based on the model year of your vehicle. For example, the insurance cost of a 2015 Lexus IS 250 will be different than the price range of a 2008 Lexus IS 250 premium.

The best way to find out what your individual policy will look like is by using our free online quote tool below.

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What Are the Lexus IS 250 Safety Ratings?

It’s important to consider the safety ratings of the Lexus IS 250 to gain a better understanding of where you might qualify for policy discounts. After all, the safer the vehicle is, the less money you should have to pay for insurance

Take a look at the safety ratings of the Lexus IS 250 below with crash test results reported by the Insurance Institute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

In case you are unaware, the IIHS classifies “Good” as the highest rating possible. The Lexus IS 250 achieved that grade in every part of the car that was tested.

How to Compare Lexus IS 250 Against Other Vehicles in the Same Class

Experts from the Insurance Institute for Highway Safety classify the Lexus IS 250 as a midsize four-door luxury car. By comparison, other similar models include the following:

• Acura TLX
• BMW 4 Series
• Lincoln MKZ

When providing you with a quote, insurance companies will consider the loss percentages of the Lexus IS 250 as it compares to other similar models in this class.

By now you should have a great handle on how Lexus IS 250 insurance rates are calculated, so is there anything we might have missed? If not, start comparing Lexus IS 250 insurance rates from several companies by using our free quote tool today.