Lexus IS-250 Insurance Rates

You may have found yourself wondering how much you might have to pay for insurance on a Lexus IS 250. If this sounds like you, you should know that the average Lexus IS 250 rates amounts to $1,396 a year for full coverage, which translates to a $116 monthly bill.

There are a variety of factors that ultimately impact Lexus IS 250 insurance costs, such as the model year of the vehicle. For example, 2007 Lexus IS 250 insurance costs much less than a policy for the newest model.

In order to help you effectively compare Lexus IS 250 costs, we’ve prepared this comprehensive guide for you. Once you’ve read through the material outlined in this article, use our free online tool to compare Lexus IS 250 quotes from top companies.

Finding cheaper auto insurance through online providers is easy and at the same time you will probably save money. The key is getting rates from all providers so you can get the lowest prices.

Consumers who are new to the process of comparison shopping may think shopping for affordable Lexus IS-250 insurance is hard and time consuming. To find the best auto insurance prices, there are several ways of comparing rates from different insurance companies. One of the best ways to find competitive Lexus IS-250 insurance cost is to perform an online rate comparison. It is quite easy and can be accomplished by completing this short form.

Insurance rates paid to insure a Lexus IS-250 can be significantly different based upon several criteria. Taken into consideration are:

• The performance level of your IS-250
• How many accidents you have had
• Home/auto policy bundles save money
• How you use your vehicle
• Your birth date
• Having a spouse can save money
• Special coverage such as replacement cost
• Your profession
• The level of coverage
• Whether you rent or own your home

One last important factor which can affect the rate you pay on your Lexus IS-250 is the year of manufacture. Models that are a few years old have a reduced actual cash value so the costs to repair will push premiums down. Conversely, newer vehicles may have options such as lane departure warning system, a collision avoidance system, a rollover prevention system, and an advanced theft deterrent system that may help give discounted rates.

Liability auto insurance - damages or injuries you inflict on things such as emergency aid, pain and suffering, and medical services. .

Collision coverage - an object or car. . , . .

Comprehensive coverage - that is not covered by collision coverage. . you can receive from a comprehensive claim , .

Uninsured and underinsured coverage - This . , . .

Medical expense insurance - expenses doctor visits, EMT expenses, and X-ray expenses. . .

Now that you are aware of how Lexus IS 250 rates can fluctuate, you have a better understanding of what you might expect to pay based on the model year of your vehicle. For example, the insurance cost of a 2015 Lexus IS 250 will be different than the price range of a 2008 Lexus IS 250 premium.

The best way to find out what your individual policy will look like is by using our free online quote tool below.

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What Are the Lexus IS 250 Safety Ratings?

It’s important to consider the safety ratings of the Lexus IS 250 to gain a better understanding of where you might qualify for policy discounts. After all, the safer the vehicle is, the less money you should have to pay for insurance

Take a look at the safety ratings of the Lexus IS 250 below with crash test results reported by the Insurance Institute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

In case you are unaware, the IIHS classifies “Good” as the highest rating possible. The Lexus IS 250 achieved that grade in every part of the car that was tested.

How to Compare Lexus IS 250 Against Other Vehicles in the Same Class

Experts from the Insurance Institute for Highway Safety classify the Lexus IS 250 as a midsize four-door luxury car. By comparison, other similar models include the following:

• Acura TLX
• BMW 4 Series
• Lincoln MKZ

When providing you with a quote, insurance companies will consider the loss percentages of the Lexus IS 250 as it compares to other similar models in this class.

By now you should have a great handle on how Lexus IS 250 insurance rates are calculated, so is there anything we might have missed? If not, start comparing Lexus IS 250 insurance rates from several companies by using our free quote tool today.