Lexus IS-250 Insurance Rates

You may have found yourself wondering how much you might have to pay for insurance on a Lexus IS 250. If this sounds like you, you should know that the average Lexus IS 250 rates amounts to $1,396 a year for full coverage, which translates to a $116 monthly bill.

There are a variety of factors that ultimately impact Lexus IS 250 insurance costs, such as the model year of the vehicle. For example, 2007 Lexus IS 250 insurance costs much less than a policy for the newest model.

In order to help you effectively compare Lexus IS 250 costs, we’ve prepared this comprehensive guide for you. Once you’ve read through the material outlined in this article, use our free online tool to compare Lexus IS 250 quotes from top companies.

Buying auto insurance by quoting online is easy and there is a good chance you can save money. The key is to take the time to get rates from all providers in order to have every possible rate.

People who are new to shopping for insurance may think purchasing affordable Lexus IS-250 insurance is hard. Getting cheaper insurance rates is a fairly straight forward process. All that's required is to invest a few minutes getting comparison quotes from different insurance companies. This can be accomplished by comparing rates here.

Car insurance premiums paid to insure a Lexus IS-250 can vary widely based upon several criteria. Some of these factors include:

• Your driving record
• Credit rating
• Where you live
• Annual mileage can affect rates
• Male drivers pay higher rates
• Deductible amount directly impacts your rate
• Safety rating of your IS-250
• Your claim history
• Maintaining coverage lowers rates
• Whether you own your home

An additional factor that helps determine Lexus IS-250 insurance quotes is the year of the vehicle. Older models cost less than newer models so the costs to repair will push premiums down. But new IS-250 models may have safety features including dual-stage airbags, sideview assist mirrors, and active head restraints which can lower rates.

Liability coverages

damage that occurs to things like legal defense fees, bail bonds, and repair bills for other people's vehicles. .

Collision insurance

another car or object. . , . .

Comprehensive auto coverage

OTHER than collision with another vehicle or object. . you'll receive from a claim , .

UM/UIM (Uninsured/Underinsured Motorist) coverage

Your UM/UIM coverage . , . .

Coverage for medical payments

short-term medical expenses nursing services, prosthetic devices, and dental work. . .

Now that you are aware of how Lexus IS 250 rates can fluctuate, you have a better understanding of what you might expect to pay based on the model year of your vehicle. For example, the insurance cost of a 2015 Lexus IS 250 will be different than the price range of a 2008 Lexus IS 250 premium.

The best way to find out what your individual policy will look like is by using our free online quote tool below.

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What Are the Lexus IS 250 Safety Ratings?

It’s important to consider the safety ratings of the Lexus IS 250 to gain a better understanding of where you might qualify for policy discounts. After all, the safer the vehicle is, the less money you should have to pay for insurance

Take a look at the safety ratings of the Lexus IS 250 below with crash test results reported by the Insurance Institute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

In case you are unaware, the IIHS classifies “Good” as the highest rating possible. The Lexus IS 250 achieved that grade in every part of the car that was tested.

How to Compare Lexus IS 250 Against Other Vehicles in the Same Class

Experts from the Insurance Institute for Highway Safety classify the Lexus IS 250 as a midsize four-door luxury car. By comparison, other similar models include the following:

• Acura TLX
• BMW 4 Series
• Lincoln MKZ

When providing you with a quote, insurance companies will consider the loss percentages of the Lexus IS 250 as it compares to other similar models in this class.

By now you should have a great handle on how Lexus IS 250 insurance rates are calculated, so is there anything we might have missed? If not, start comparing Lexus IS 250 insurance rates from several companies by using our free quote tool today.