Lexus IS-250 Insurance Rates

You may have found yourself wondering how much you might have to pay for insurance on a Lexus IS 250. If this sounds like you, you should know that the average Lexus IS 250 rates amounts to $1,396 a year for full coverage, which translates to a $116 monthly bill.

There are a variety of factors that ultimately impact Lexus IS 250 insurance costs, such as the model year of the vehicle. For example, 2007 Lexus IS 250 insurance costs much less than a policy for the newest model.

In order to help you effectively compare Lexus IS 250 costs, we’ve prepared this comprehensive guide for you. Once you’ve read through the material outlined in this article, use our free online tool to compare Lexus IS 250 quotes from top companies.

Finding cheaper auto insurance through online providers saves time, is easy to do, in addition you may find lower rates. The key to finding lower rates is getting as many rate quotes as possible in order to accurately compare all your choices.

Finding the best direct price on auto insurance can be complicated if you are a beginner to quoting online. But don't let that discourage you because we're going to show you how. Getting cheaper insurance rates is surprisingly easy. The only requirement is to invest a few minutes to compare quotes online from several insurance companies. It is quite easy and can be accomplished by getting a quick quote here.

Criteria which help determine

Insurance premiums for a Lexus IS-250 can be significantly different and are calculated by many factors. A few of these criteria are:

• High performance increases premiums
• How many accidents you have had
• Home/auto policy bundles save money
• Use of your vehicle
• Your age
• Being married may save money
• Optional coverages like vehicle replacement
• Whether or not you have claims
• Having current coverage saves
• Owning a home can lower rates

One important consideration which can affect your rates is the age of the vehicle. Models that are a few years old have a much lower replacement value compared to new IS-250 models so repair costs tend to be lower which may end up costing you less. On the flip side, newer models have more advanced features like active head restraints, automatic crash notification, blind-spot warning system, and adaptive cruise control that may help help offset higher rates.

Liability auto insurance

injuries or damage you cause to claims such as funeral expenses, loss of income, and emergency aid. .

Coverage for collisions

another vehicle or an object, but not an animal. . , . .

Comprehensive coverage (or Other than Collision)

caused by mother nature, theft, vandalism and other events. . a auto insurance company will pay at claim time , .

UM/UIM (Uninsured/Underinsured Motorist) coverage

This coverage . , . .

Medical expense insurance

bills ambulance fees, surgery, and doctor visits. . .

Now that you are aware of how Lexus IS 250 rates can fluctuate, you have a better understanding of what you might expect to pay based on the model year of your vehicle. For example, the insurance cost of a 2015 Lexus IS 250 will be different than the price range of a 2008 Lexus IS 250 premium.

The best way to find out what your individual policy will look like is by using our free online quote tool below.

What Are the Lexus IS 250 Safety Ratings?

It’s important to consider the safety ratings of the Lexus IS 250 to gain a better understanding of where you might qualify for policy discounts. After all, the safer the vehicle is, the less money you should have to pay for insurance

Take a look at the safety ratings of the Lexus IS 250 below with crash test results reported by the Insurance Institute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

In case you are unaware, the IIHS classifies “Good” as the highest rating possible. The Lexus IS 250 achieved that grade in every part of the car that was tested.

How to Compare Lexus IS 250 Against Other Vehicles in the Same Class

Experts from the Insurance Institute for Highway Safety classify the Lexus IS 250 as a midsize four-door luxury car. By comparison, other similar models include the following:

• Acura TLX
• BMW 4 Series
• Lincoln MKZ

When providing you with a quote, insurance companies will consider the loss percentages of the Lexus IS 250 as it compares to other similar models in this class.

By now you should have a great handle on how Lexus IS 250 insurance rates are calculated, so is there anything we might have missed? If not, start comparing Lexus IS 250 insurance rates from several companies by using our free quote tool today.