Lexus IS-250 Insurance Rates

You may have found yourself wondering how much you might have to pay for insurance on a Lexus IS 250. If this sounds like you, you should know that the average Lexus IS 250 rates amounts to $1,396 a year for full coverage, which translates to a $116 monthly bill.

There are a variety of factors that ultimately impact Lexus IS 250 insurance costs, such as the model year of the vehicle. For example, 2007 Lexus IS 250 insurance costs much less than a policy for the newest model.

In order to help you effectively compare Lexus IS 250 costs, we’ve prepared this comprehensive guide for you. Once you’ve read through the material outlined in this article, use our free online tool to compare Lexus IS 250 quotes from top companies.

Finding cheaper auto insurance by getting online quotes is easy, plus you might just save a little. The key is to compare rates from all providers in order to accurately compare the lowest rate quotes.

Consumers who are new to the process of buying insurance may think buying affordable Lexus IS-250 insurance is nearly impossible. Lowering your Lexus IS-250 insurance rates can be relatively painless. You just need to take a few minutes to get quotes from different insurance companies. It is quite easy and can be accomplished by getting a quick quote here.

Auto insurance rates paid to insure a Lexus IS-250 will vary greatly based upon several criteria. Including but not limited to:

• The performance level of your IS-250
• Your accident history
• Home/auto policy bundles save money
• How you use your vehicle
• Add-on coverages such as rental reimbursement
• Claims drive up premiums
• Having current coverage saves
• Home ownership saves money

A final factor which can affect Lexus IS-250 insurance cost is the model year. Models that are a few years old have a lower value in comparison to older models so the costs to repair will push premiums down. On the flip side, new IS-250 models may have a trim level with safety features like adaptive headlights, blind-spot warning system, and a rollover prevention system so those may help offset higher rates.

Liability

damage or injury you incur to claims like pain and suffering, repair costs for stationary objects, and legal defense fees. .

Collision coverage protection

a stationary object or other vehicle. . , . .

Comprehensive coverage (or Other than Collision)

from a wide range of events other than collision. . your auto insurance company will pay , .

Uninsured/Underinsured Motorist (UM/UIM)

Uninsured or Underinsured Motorist coverage . , . .

Medical costs insurance

immediate expenses EMT expenses, pain medications, and nursing services. . .

Now that you are aware of how Lexus IS 250 rates can fluctuate, you have a better understanding of what you might expect to pay based on the model year of your vehicle. For example, the insurance cost of a 2015 Lexus IS 250 will be different than the price range of a 2008 Lexus IS 250 premium.

The best way to find out what your individual policy will look like is by using our free online quote tool below.

What Are the Lexus IS 250 Safety Ratings?

It’s important to consider the safety ratings of the Lexus IS 250 to gain a better understanding of where you might qualify for policy discounts. After all, the safer the vehicle is, the less money you should have to pay for insurance

Take a look at the safety ratings of the Lexus IS 250 below with crash test results reported by the Insurance Institute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

In case you are unaware, the IIHS classifies “Good” as the highest rating possible. The Lexus IS 250 achieved that grade in every part of the car that was tested.

How to Compare Lexus IS 250 Against Other Vehicles in the Same Class

Experts from the Insurance Institute for Highway Safety classify the Lexus IS 250 as a midsize four-door luxury car. By comparison, other similar models include the following:

• Acura TLX
• BMW 4 Series
• Lincoln MKZ

When providing you with a quote, insurance companies will consider the loss percentages of the Lexus IS 250 as it compares to other similar models in this class.

By now you should have a great handle on how Lexus IS 250 insurance rates are calculated, so is there anything we might have missed? If not, start comparing Lexus IS 250 insurance rates from several companies by using our free quote tool today.