LTI Altima Insurance Rates

Insurance for vehicles can be expensive, but why is Nissan Altima insurance so high? Nissan Altima car insurance costs an average of $1,446 a year, or $120 a month. Read on to learn more about Altima car insurance rates and what you can do to save.

As this guide will show, Nissan Altima auto insurance rates will vary based on a number of factors. 2005 Nissan Altima insurance rates will likely be lower than 2010 Nissan Altima insurance costs or 2018 Nissan Altima insurance cost.

Maybe you are wondering if a Nissan Altima is considered a sports car. The answer is maybe. Insurance for a Nissan Altima 3.5SR will likely be more expensive than a standard model. That’s because the 3.5SR has a sports-tuned suspension and V6 engine which will probably put it in the sports car category.

Before you buy Nissan Altima car insurance, compare quotes from multiple Nissan Altima car insurance companies online.

To jump right into finding the best Nissan Altima auto insurance rates in your area, enter your ZIP code in our free tool above.

Buying auto insurance through online providers can be fast and easy and at the same time you will probably save money. The most important part is to take the time to get as many rate quotes as possible so you can get the lowest prices.

If you're new to shopping for auto insurance online, it's easy to be confused by the hoards of auto insurance companies competing for your business. To find the best auto insurance prices, there are several ways of comparing rates from local auto insurance companies. The best method to find competitive LTI Altima insurance cost is to get quotes online. It is quite easy and can be accomplished by completing this short form.

Insurance rates for a LTI Altima can vary widely depending on several factors. Taken into consideration are:

• Higher performance Altima vehicles cost more
• Any accidents you may have
• Multiple policies can save money
• Use of your vehicle
• Your birth date
• Having a spouse can save money
• Special coverage such as replacement cost
• Your profession
• Your coverage level
• Whether you rent or own your home

One last important factor that helps determine the rate you pay on your LTI Altima is the year of manufacture. Older models have a reduced actual cash value so repair costs tend to be lower which may result in lower rates. On the flip side, newer vehicles may have options like lane departure warning system, a collision avoidance system, a rollover prevention system, and an advanced theft deterrent system which can give discounted rates.

Liability auto insurance - damages or injuries you inflict on things such as emergency aid, pain and suffering, and medical services. .

Collision protection - an object or car. . , . .

Comprehensive coverage - that is not covered by collision coverage. . you can receive from a comprehensive claim , .

Uninsured/Underinsured Motorist coverage - This . , . .

Medical expense insurance - expenses doctor visits, EMT expenses, and X-ray expenses. . .

Shopping for car insurance rates early can save drivers almost $200. Use our free tool below to find affordable Nissan Altima car insurance quotes near you.

Free Car Insurance Comparison

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

What are the safety ratings of the Nissan Altima?

Good safety ratings can help lower your insurance rates. The Nissan Altima has some great safety features, such as brake assist, traction control, blind-spot monitoring, and lane-departure warnings.

The Nissan Altima’s safety ratings from the Insurance Institute for Highway Safety (IIHS) are also excellent. Take a look at them below.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

Good is the highest possible rating. Watch the video below to see how the IIHS tests vehicles.

Nissan Altima Compared Against Other Vehicles in the Same Class

The Nissan Altima is a midsize car. Unfortunately, the IIHS labeled the Nissan Altima’s property damage liability losses and bodily injury liability losses as average and substantially worse than average (respectively). While an average rating isn’t terrible, a substantially worse than average rating means higher liability rates.

Take a look at the list of other midsize vehicles below to see how the Nissan Altima’s insurance rates compare.

• Chevrolet Malibu Insurance Rates
• Ford Fusion Insurance Rates
• Honda Accord Insurance Rates

To find the best Nissan Altima insurance rates in your area, enter your ZIP code in our free tool.

References:

1. https://www.iihs.org/ratings/vehicle/nissan/altima-4-door-sedan/2020