LTI Altima Insurance Rates

Insurance for vehicles can be expensive, but why is Nissan Altima insurance so high? Nissan Altima car insurance costs an average of $1,446 a year, or $120 a month. Read on to learn more about Altima car insurance rates and what you can do to save.

As this guide will show, Nissan Altima auto insurance rates will vary based on a number of factors. 2005 Nissan Altima insurance rates will likely be lower than 2010 Nissan Altima insurance costs or 2018 Nissan Altima insurance cost.

Maybe you are wondering if a Nissan Altima is considered a sports car. The answer is maybe. Insurance for a Nissan Altima 3.5SR will likely be more expensive than a standard model. That’s because the 3.5SR has a sports-tuned suspension and V6 engine which will probably put it in the sports car category.

Before you buy Nissan Altima car insurance, compare quotes from multiple Nissan Altima car insurance companies online.

To jump right into finding the best Nissan Altima auto insurance rates in your area, enter your ZIP code in our free tool above.

Shopping for auto insurance by getting online quotes is easy, in addition you may find lower rates. The key is to take the time to get rates from all providers so you can get the best prices.

Consumers not familiar with comparing rates may think purchasing affordable LTI Altima insurance is nearly impossible. Finding cheaper coverage prices can be relatively painless. Consumers just need to take the time to compare quotes from different insurance companies. This is very easy and can be done by completing this short form.

Criteria which help determine

Insurance premiums paid to insure a LTI Altima can vary widely based upon several criteria. A few of these criteria are:

• The performance level of your Altima
• Any accidents you may have
• Whether you insure your home with the same company
• How you use your vehicle
• Optional coverages like vehicle replacement
• Whether or not you have claims
• Having current coverage saves
• Owning a home can lower rates

One important consideration that will help determine your rates is the age of the vehicle. Older cars and trucks have a much lower replacement value compared to new Altima models so the costs to repair will push premiums down. On the flip side, newer models have more advanced features like pedestrian detection, dual-stage airbags, a rollover prevention system, and automatic crash notification which can give discounted rates.

Liability - injuries or damage you cause to claims such as funeral expenses, loss of income, and emergency aid. .

Collision coverages - another vehicle or an object, but not an animal. . , . .

Comprehensive insurance - caused by mother nature, theft, vandalism and other events. . a auto insurance company will pay at claim time , .

Uninsured or underinsured coverage - This coverage . , . .

Medical costs insurance - bills ambulance fees, surgery, and doctor visits. . .

Shopping for car insurance rates early can save drivers almost $200. Use our free tool below to find affordable Nissan Altima car insurance quotes near you.

What are the safety ratings of the Nissan Altima?

Good safety ratings can help lower your insurance rates. The Nissan Altima has some great safety features, such as brake assist, traction control, blind-spot monitoring, and lane-departure warnings.

The Nissan Altima’s safety ratings from the Insurance Institute for Highway Safety (IIHS) are also excellent. Take a look at them below.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

Good is the highest possible rating. Watch the video below to see how the IIHS tests vehicles.

Nissan Altima Compared Against Other Vehicles in the Same Class

The Nissan Altima is a midsize car. Unfortunately, the IIHS labeled the Nissan Altima’s property damage liability losses and bodily injury liability losses as average and substantially worse than average (respectively). While an average rating isn’t terrible, a substantially worse than average rating means higher liability rates.

Take a look at the list of other midsize vehicles below to see how the Nissan Altima’s insurance rates compare.

• Chevrolet Malibu Insurance Rates
• Ford Fusion Insurance Rates
• Honda Accord Insurance Rates

To find the best Nissan Altima insurance rates in your area, enter your ZIP code in our free tool.

References:

1. https://www.iihs.org/ratings/vehicle/nissan/altima-4-door-sedan/2020