LTI Altima Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 2, 2023
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Insurance for vehicles can be expensive, but why is Nissan Altima insurance so high? Nissan Altima car insurance costs an average of $1,446 a year, or $120 a month. Read on to learn more about Altima car insurance rates and what you can do to save.
As this guide will show, Nissan Altima auto insurance rates will vary based on a number of factors. 2005 Nissan Altima insurance rates will likely be lower than 2010 Nissan Altima insurance costs or 2018 Nissan Altima insurance cost.
Maybe you are wondering if a Nissan Altima is considered a sports car. The answer is maybe. Insurance for a Nissan Altima 3.5SR will likely be more expensive than a standard model. That’s because the 3.5SR has a sports-tuned suspension and V6 engine which will probably put it in the sports car category.
Before you buy Nissan Altima car insurance, compare quotes from multiple Nissan Altima car insurance companies online.
To jump right into finding the best Nissan Altima auto insurance rates in your area, enter your ZIP code in our free tool above.
Shopping for auto insurance from online rate quotes is simple to do, in addition you will probably save money. The critical component is getting rates from all providers in order to have the lowest rate quotes.
Comparing auto insurance rates direct online can be complicated if you have never used quoting online. But relax because there is an easy way to compare rates. Finding a better price on auto insurance doesn't have to be difficult. You just need to spend a few minutes comparing rates online with multiple companies. This is very easy and can be done by comparing rates here.
Criteria which help determine
Insurance rates paid to insure a LTI Altima can be significantly different subject to many criteria. A few of these criteria are:
- Traffic citations increase rates
- Better credit means lower rates
- Male drivers pay higher rates
- Deductible amount directly impacts your rate
- NTSB crash rating for your vehicle
- No claims lowers premiums
- Having current coverage saves
- Owning a home can lower rates
One last important factor that will help determine the rate you pay on your LTI Altima is the year of manufacture. Older cars and trucks have a much lower replacement value so the costs to repair can decrease annual premiums. On the flip side, new Altima models may have options like pedestrian detection, tire pressure monitors, and autonomous braking that may help lower rates.
Liability insurance
injuries or damage you cause to claims such as funeral expenses, loss of income, and emergency aid. .
Collision protection
another vehicle or an object, but not an animal. . , . .
Comprehensive or Other Than Collision
caused by mother nature, theft, vandalism and other events. . a auto insurance company will pay at claim time , .
Uninsured and underinsured coverage
This coverage . , . .
Medical expense coverage
bills ambulance fees, surgery, and doctor visits. . .
Shopping for car insurance rates early can save drivers almost $200. Use our free tool below to find affordable Nissan Altima car insurance quotes near you.
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What are the safety ratings of the Nissan Altima?
Good safety ratings can help lower your insurance rates. The Nissan Altima has some great safety features, such as brake assist, traction control, blind-spot monitoring, and lane-departure warnings.
The Nissan Altima’s safety ratings from the Insurance Institute for Highway Safety (IIHS) are also excellent. Take a look at them below.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Good is the highest possible rating. Watch the video below to see how the IIHS tests vehicles.
Nissan Altima Compared Against Other Vehicles in the Same Class
The Nissan Altima is a midsize car. Unfortunately, the IIHS labeled the Nissan Altima’s property damage liability losses and bodily injury liability losses as average and substantially worse than average (respectively). While an average rating isn’t terrible, a substantially worse than average rating means higher liability rates.
Take a look at the list of other midsize vehicles below to see how the Nissan Altima’s insurance rates compare.
To find the best Nissan Altima insurance rates in your area, enter your ZIP code in our free tool.
References:
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