Mazda 6 Insurance Rates

U.S. average insurance rates for a Mazda 6 are $1,364 a year for full coverage insurance. Comprehensive costs an estimated $274, collision costs $502, and liability coverage is estimated at $430. Liability-only insurance costs approximately $486 a year, with high-risk driver insurance costing around $2,956. Teens pay the highest rates at $5,156 a year or more.

Average premium for full coverage: $1,364

Price estimates broken down by individual coverage:

These estimates include $500 deductible amounts, minimum liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 states and for different 6 trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on the price of insurance. More rural locations have lower incidents of physical damage claims than cities with more traffic congestion.

The price range example below illustrates how geographic area affects insurance prices.

The ranges above illustrate why anyone shopping for car insurance should get quotes for a targeted area, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates estimated Mazda 6 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $788
• Choosing higher $1,000 deductibles can save approximately $176 each year
• The estimated price for the average middle-age driver who has $500 deductibles is $1,364
• Selecting more expensive low deductibles for comp and collision coverage bumps up the cost to $1,706
• Drivers with serious driving violations could pay up to $2,956 or more
• The price that insures a teenage driver with full coverage can cost as much as $5,156 each year

View Chart as Image

Car insurance prices for a Mazda 6 are also quite variable based on the model year and trim level, your age and driving record, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you are probably paying $1,600 to $2,200 extra each year, depending on your age. High-risk driver insurance ranges around 43% to 131% more than the average policy. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may only pay around $1,300 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged at least $5,100 a year. View Rates by Age

The state you live in plays a big part in determining prices for Mazda 6 insurance rates. A good driver about age 40 could pay as low as $890 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,840 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $520 a year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $387 extra every 12 months. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to figure out which car insurance is cheapest is to compare prices and see how they stack up. Each auto insurer calculates prices differently, so rate quotes may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2021 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Mazda 6 Insurance

Getting lower rates on auto insurance takes having a good driving record, having a positive credit history, not filing small claims, and not having any coverage lapses. Compare rates every couple of years by getting rate quotes from direct insurance companies, and also from local insurance agencies.

The next list is a brief summary of the material that was presented in the illustrations above.

• Consumers who want increased levels of liability coverage will pay approximately $470 annually to raise limits from a low limit to the 250/500 level
• Drivers age 20 and younger have the highest car insurance prices, as much as $430 a month if full coverage is purchased
• Drivers that tend to have accidents or serious violations may have to pay on average $1,590 more annually to buy Mazda 6 insurance
• Increasing physical damage deductibles can save approximately $525 each year