Mazda 6 Insurance Rates

Estimated insurance rates for a Mazda 6 are $1,344 a year including full coverage. Comprehensive insurance costs an estimated $260 a year, collision costs $484, and liability costs $442. A liability-only policy costs as little as $496 a year, with high-risk insurance costing $2,920 or more. 16-year-old drivers pay the most at $5,126 a year or more.

Average premium for full coverage: $1,344

Premium estimates broken down by type of coverage:

These estimates include $500 deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 U.S. states and 6 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on the price of auto insurance. More rural locations are statistically proven to have a lower frequency of comprehensive and collision claims than congested cities.

The diagram below illustrates how location helps determine insurance prices.

These rate differences highlight why it is important to compare rates for a targeted area and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated Mazda 6 insurance rates for other coverage scenarios.

• The best full coverage rate is $775
• Drivers who choose higher $1,000 deductibles will pay approximately $1,176 every year
• The average rate for a 40-year-old good driver who has $500 deductibles is $1,344
• Buying low $100 deductibles for comprehensive and collision insurance will cost an extra $328 every year
• Higher-risk drivers with multiple tickets or accidents could pay up to $2,920 or more
• An auto insurance policy for full coverage for a teen driver can cost as much as $5,126 a year

View Chart as Image

Auto insurance prices for a Mazda 6 also have a wide range based on your driving characteristics, the model of your 6, and liability limits and deductibles.

Older drivers with a good driving record and high deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will have to pay at least $5,100 a year. View Rates by Age

Where you choose to live makes a big difference in Mazda 6 insurance prices. A 40-year-old driver could pay as low as $1,030 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,920 on average in Louisiana, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could save up to $500 every year, while buying higher liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will cost up to $398 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying $1,600 to $2,200 in extra premium annually, depending on your age. A high-risk auto insurance policy can cost as much as 43% to 133% more than the average rate. View High Risk Driver Rates

With such a large range in prices, the best way to figure out which insurance company is cheapest is to get quotes and see which company has the best price. Every company utilizes a different rate formula, and quoted prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2021 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Mazda 6 Insurance

Finding better rates on car insurance not only requires not taking risks behind the wheel, but also having good credit, refrain from filing small claims, and qualifying for all possible discounts. Invest time comparing rates every time your policy renews by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following is a brief summary of the information covered in the charts and tables above.

• You may be able to save approximately $160 per year simply by quoting early and online
• Teens are the costliest to insure, with the cost nearing $427 per month if they have full coverage
• Increasing policy deductibles can save around $500 each year
• Higher risk drivers that tend to have accidents or serious violations may pay on average $1,580 more annually for 6 insurance
• Policyholders who want higher liability limits will pay around $490 per year to go from 30/60 bodily injury limits to 250/500 limits