Mazda 6 Insurance Rates

The average insurance prices for a Mazda 6 are $1,364 every 12 months with full coverage. Comprehensive costs approximately $274, collision costs $502, and liability costs $430. Buying just liability costs as little as $486 a year, with insurance for high-risk drivers costing around $2,956. Teenage drivers cost the most to insure at $5,156 a year or more.

Average premium for full coverage: $1,364

Policy rates by type of insurance:

Rate estimates include $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and for all 6 models.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on the price of insurance. Rural locations are shown to have more infrequent collision claims than densely populated cities.

The example below illustrates how location impacts auto insurance prices.

The examples above demonstrate why everyone should compare rates using their specific location and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated Mazda 6 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $788
• Drivers who choose higher $1,000 deductibles will pay $176 annually
• The average price for a good driver age 40 who chooses $500 deductibles is $1,364
• Using pricier low deductibles for comprehensive and collision insurance increases the price to $1,706
• Drivers who are prone to accidents and violations could pay around $2,956 or more
• Policy cost to insure a 16-year-old driver for full coverage can cost $5,156 a year

View Chart as Image

Insurance rates for a Mazda 6 also range considerably based on liability limits and deductibles, your driving record, and the model of your 6.

Using high physical damage deductibles could save up to $520 annually, whereas buying more liability protection will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $387 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles may pay as low as $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay in the ballpark of $5,100 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out anywhere from $1,600 to $2,200 extra every year, depending on your age. Mazda 6 insurance for high-risk drivers can cost from 43% to 131% more than a normal policy. View High Risk Driver Rates

Your home state makes a big difference in Mazda 6 insurance prices. A 40-year-old driver could pay as low as $980 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,840 on average in New York, Michigan, and Florida.

View Chart as Image

Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to regularly compare rates from multiple companies. Every company uses a different method to calculate rates, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2021 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Mazda 6 Insurance

Finding cheaper rates on insurance for a Mazda 6 not only requires being a low-risk driver, but also having good credit, not filing small claims, and maximizing policy discounts. Spend time shopping around every other policy renewal by requesting quotes from direct companies, and also from insurance agencies where you live.

The items below are a brief recap of the ideas that were touched on above.

• Teen drivers are expensive to insure, as much as $430 each month if they have full coverage
• Drivers considered higher risk who tend to receive serious violations could be forced to pay on average $1,590 more per year to insure their 6
• Increasing comprehensive and collision deductibles could save as much as $525 each year
• You may be able to save around $160 per year simply by quoting online well ahead of the renewal date