Mazda 6 Insurance Rates

U.S. average insurance rates for a Mazda 6 are $1,344 a year with full coverage. Comprehensive insurance costs an estimated $260 a year, collision costs $484, and liability is estimated at $442. A policy with just liability insurance costs approximately $496 a year, with coverage for high-risk drivers costing $2,920 or more. Teens pay the highest rates at $5,126 a year or more.

Average premium for full coverage: $1,344

Price estimates broken down by individual coverage:

Includes $500 physical damage insurance deductibles, split liability limits of 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all U.S. states and 6 trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can make a big difference on car insurance rates. More rural locations have lower incidents of collision claims than cities with more traffic congestion.

The diagram below illustrates how your location can change insurance prices.

The ranges above demonstrate why it is important to get quotes for a targeted area, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details estimated Mazda 6 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $775
• Choosing higher $1,000 deductibles can save approximately $1,176 annually
• The estimated price for the average middle-age driver who has $500 deductibles is $1,344
• Selecting low $100 deductibles for comp and collision coverage will cost an additional $328 annually
• Higher-risk drivers with serious driving violations could pay up to $2,920 or more
• The price that insures a 16-year-old driver can cost as much as $5,126 each year

View Chart as Image

Insurance prices for a Mazda 6 are also quite variable based on the trim level of your 6, your age and driving habits, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you may be forking out $1,600 to $2,200 extra each year, depending on your age. A high-risk auto insurance policy ranges from 43% to 133% more than the average policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,300 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay at least $5,100 a year. View Rates by Age

The state you live in plays a big part in determining prices for Mazda 6 insurance prices. A good driver about age 40 could pay as low as $970 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,820 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $500 annually, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $398 more per year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out which car insurance is cheapest is to get quotes from multiple companies. Each auto insurer calculates prices differently, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2021 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Mazda 6 Insurance

Getting lower rates on insurance for a Mazda 6 takes being a low-risk driver, having above-average credit, avoid buying unnecessary coverage, and taking advantage of discounts. Compare rates at least once a year by quoting rates from direct companies, and also from insurance agencies where you live.

The items below are a recap of the primary concepts that were illustrated above.

• You may be able to save approximately $160 per year simply by quoting early and online
• Drivers considered higher risk that have major violations or accidents could be forced to pay on average $1,580 more annually to insure their 6
• Increasing physical damage deductibles can save approximately $500 each year
• Teen drivers are charged the highest prices, costing up to $427 a month if full coverage is included