Mazda 6 Insurance Rates

Estimated insurance rates for a Mazda 6 are $1,344 a year including full coverage. Comprehensive costs an estimated $260 each year, collision costs $484, and liability is estimated at $442. Liability-only coverage costs approximately $496 a year, with high-risk coverage costing around $2,920. Teens pay the most at $5,126 a year or more.

Average premium for full coverage: $1,344

Premium estimates broken down by type of coverage:

Includes $500 physical damage insurance deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and 6 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can have significant affects on the price of auto insurance. More rural locations are statistically proven to have lower incidents of comprehensive and collision claims than cities with more traffic congestion.

The graphic below illustrates how location impacts insurance prices.

These rate differences highlight why all drivers should get quotes for a targeted area, instead of using averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down estimated Mazda 6 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $775
• Choosing higher $1,000 deductibles can save approximately $168 every year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,344
• Selecting low deductibles for comp and collision coverage bumps up the cost to $1,672
• Unlucky drivers with serious driving violations could pay up to $2,920 or more
• An auto insurance policy that insures a teen driver can cost as much as $5,126 each year

View Chart as Image

Insurance prices for a Mazda 6 also have a wide range based on the trim level and model year, your driving record and age, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are likely paying $1,600 to $2,200 extra annually, depending on your age. Insurance for high-risk drivers ranges as much as 43% to 133% more than the average policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,300 annually on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay at least $5,100 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Mazda 6 insurance prices. A good driver about age 40 could pay as low as $1,030 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,920 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $500 every year, whereas increasing liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $398 more per year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out which insurance company is cheapest is to do a rate comparison and see which company has the best price. Each auto insurer calculates prices differently, so the prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2021 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Mazda 6 Insurance

Finding better rates on car insurance takes being a low-risk driver, having above-average credit, refrain from filing small claims, and taking advantage of discounts. Compare rates at least every other year by requesting rates from direct car insurance companies, and also from your local car insurance providers.

The items below are a recap of the car insurance concepts touched on above.

• Higher risk drivers that have major violations or accidents could be charged and average of $1,580 more annually to insure their 6
• You may be able to save approximately $160 per year simply by quoting online in advance
• Increasing policy deductibles can save approximately $500 each year
• Policyholders who want more liability coverage will pay approximately $490 per year to raise limits from 30/60 bodily injury limits to the 250/500 level