Mazda 6 Insurance Rates

Estimated insurance rates for a Mazda 6 are $1,344 a year for full coverage insurance. Comprehensive costs an estimated $260, collision costs $484, and liability is estimated at $442. A liability-only policy costs approximately $496 a year, with high-risk insurance costing around $2,920. Teenage drivers pay the most at $5,126 a year or more.

Average premium for full coverage: $1,344

Premium estimates broken down by type of coverage:

Includes $500 physical damage insurance deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 states and for all 6 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can have significant affects on the price of insurance. More rural locations are statistically proven to have lower incidents of physical damage claims than densely populated cities.

The example below illustrates how location impacts insurance prices.

These rate differences illustrate why everyone should get quotes for a targeted area, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates estimated Mazda 6 insurance rates for other coverage scenarios.

• The best discount rate is $775
• Choosing higher $1,000 deductibles can save approximately $168 each year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,344
• Using pricier low deductibles for comp and collision coverage bumps up the cost to $1,672
• Unlucky drivers who are prone to accidents and violations could pay up to $2,920 or more
• An auto insurance policy that insures a teen driver for full coverage can cost as much as $5,126 each year

View Chart as Image

Auto insurance prices for a Mazda 6 also have a wide range based on the model of your 6, your age and driving record, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are probably paying $1,600 to $2,200 in extra premium annually, depending on your age. Mazda 6 insurance for high-risk drivers ranges as much as 43% to 133% more than a normal policy. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,300 annually on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay at least $5,100 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Mazda 6 insurance prices. A good driver about age 40 could pay as low as $880 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,820 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $500 every year, whereas buying more liability protection will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $398 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to figure out which insurance company is cheapest is to regularly compare prices and see which company has the best price. Each auto insurer uses a different method to calculate prices, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2021 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Mazda 6 Insurance

Finding better rates on car insurance takes being a low-risk driver, maintaining a good credit score, paying for small claims out-of-pocket, and qualifying for all possible discounts. Compare prices at every policy renewal by getting rate quotes from direct insurance companies, and also from local insurance agencies.

The items below are a recap of the data touched on above.

• Policyholders who want more liability coverage will pay an extra $490 annually to raise limits from 30/60 bodily injury limits to the 250/500 level
• It is possible to save approximately $160 per year simply by quoting online well ahead of the renewal date
• Increasing policy deductibles can save approximately $500 each year
• Teen drivers are the costliest to insure, with premiums being up to $427 per month if the policy includes full coverage