Mazda 6 Insurance Rates

U.S. average auto insurance rates for a Mazda 6 are $1,364 annually including full coverage. Comprehensive costs an estimated $274, collision costs $502, and liability insurance costs around $430. Buying just liability costs as low as $486 a year, with insurance for high-risk drivers costing around $2,956. Teen drivers pay the highest rates at $5,156 a year or more.

Average premium for full coverage: $1,364

Price estimates broken down by individual coverage:

Price estimates include $500 deductible amounts, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and for different 6 trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a significant impact on the price of auto insurance. More rural locations have fewer comprehensive and collision claims than larger metro areas.

The price range example below illustrates how location helps determine insurance prices.

The ranges above highlight why anyone shopping for car insurance should compare prices for a targeted area and their own personal driving habits, rather than relying on price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated Mazda 6 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $788
• Using higher $1,000 deductibles will save approximately $176 every year
• The estimated rate for the average middle-age driver who has $500 deductibles is $1,364
• Choosing more expensive low deductibles for physical damage coverage will cost $1,706
• Drivers with multiple violations and an at-fault accident could pay up to $2,956 or more
• The price with full coverage for a teen driver with full coverage can cost as much as $5,156 or more

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Insurance prices for a Mazda 6 are also quite variable based on the trim level and model year, your driving characteristics, and liability limits and deductibles.

An older driver with no violations or accidents and high physical damage deductibles could pay as little as $1,300 a year for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they should be prepared to pay at least $5,100 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying $1,600 to $2,200 additional each year, depending on your age. High-risk driver insurance can be anywhere from 43% to 131% more than average. View High Risk Driver Rates

Choosing high deductibles could cut prices by as much as $520 each year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $387 more each year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Mazda 6 insurance rates. A driver around age 40 might see prices as low as $1,050 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,950 on average in Louisiana, New York, and Michigan.

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Since prices can be so different, the best way to figure out which car insurance is cheapest is to compare prices from as many companies as possible. Each insurance company uses a different rate calculation, and prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2021 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper Mazda 6 Insurance

Getting lower rates on Mazda 6 insurance requires having a good driving record, having good credit, being claim-free, and maximizing policy discounts. Invest time comparing rates at every other renewal by obtaining price quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The next list is a condensed summary of the concepts that were covered in the charts and tables above.

• High-risk drivers with multiple at-fault accidents could be forced to pay on average $1,590 more annually to buy Mazda 6 insurance
• Drivers age 20 and younger are expensive to insure, possibly costing $430 a month if they have full coverage
• You may be able to save approximately $160 per year simply by shopping early and online
• Increasing physical damage deductibles could save up to $525 each year
• You may be able to save approximately $160 per year simply by shopping early and online