Mazda 6 Insurance Rates

U.S. average insurance rates for a Mazda 6 are $1,364 a year including full coverage. Comprehensive insurance costs around $274, collision costs $502, and liability is $430. A policy with just liability insurance costs around $486 a year, with coverage for high-risk drivers costing $2,956 or more. Teen drivers pay the highest rates at $5,156 a year or more.

Average premium for full coverage: $1,364

Price estimates for individual coverage:

Rate estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 U.S. states and for all 6 models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can have significant affects on the price of insurance. Areas with sparse population have a lower frequency of comprehensive and collision claims than larger metro areas.

The example below illustrates the effect of geographic area on auto insurance rates.

The ranges above highlight why everyone should compare rates quotes for a specific zip code and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated Mazda 6 insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $788
• Raising to $1,000 deductibles will save about $176 every year
• The average rate for the average middle-age driver using $500 deductibles is $1,364
• Choosing pricier low deductibles will cost an extra $342 every year
• At-risk drivers with multiple violations and an at-fault accident could pay at least $2,956 or more
• The price for full coverage for a teen driver for full coverage can be $5,156

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Insurance prices for a Mazda 6 are also quite variable based on your driving record, the model of your 6, and deductibles and policy limits.

A more mature driver with a clean driving record and high deductibles may pay as little as $1,300 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even good drivers can expect to pay as much as $5,100 a year. View Rates by Age

The state you live in also has a big influence on Mazda 6 insurance prices. A middle-age driver might find prices as low as $1,050 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,950 on average in Michigan, New York, and Louisiana.

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Choosing high deductibles can reduce prices by up to $520 every year, whereas buying more liability protection will increase prices. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $387 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying at least $1,600 to $2,200 extra each year, depending on your age. Mazda 6 insurance for high-risk drivers is expensive and can cost as much as 43% to 131% more than average. View High Risk Driver Rates

Since prices can be so different, the best way to figure out your exact price is to regularly compare prices and see which company has the best price. Every auto insurance company uses a different rate calculation, so the prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2021 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Mazda 6 Insurance

Getting lower rates on car insurance consists of avoiding accidents and violations, maintaining good credit, being claim-free, and insuring your home and auto with the same company. Take the time to compare rates every time your policy renews by getting quotes from direct car insurance companies like Progressive and GEICO, and also from several local insurance agents.

The list below is a brief recap of the information covered in the above illustrations.

• You may be able to save up to $160 per year simply by quoting online well ahead of the renewal date
• Teenagers pay higher prices, possibly costing $430 a month for full coverage
• Increasing physical damage deductibles can save around $525 each year
• Higher risk drivers who tend to receive serious violations pay on average $1,590 more every year for car insurance
• Policyholders who may need higher liability limits will pay about $470 per year to raise from a low limit to 250/500 limits