Mazda 6 Insurance Rates

The average insurance rates for a Mazda 6 are $1,344 a year with full coverage. Comprehensive insurance costs approximately $260 a year, collision insurance costs $484, and liability is estimated at $442. Buying just liability costs approximately $496 a year, and insurance for high-risk drivers costs $2,920 or more. Teenage drivers cost the most to insure at up to $5,126 a year.

Average premium for full coverage: $1,344

Policy rates by type of insurance:

Rate estimates include $500 physical damage deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and 6 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on the price of insurance. Rural locations are shown to have lower incidents of collision claims than densely populated cities. The diagram below illustrates how geographic area affects auto insurance prices.

The examples above demonstrate why it is important to get quotes using their specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Mazda 6 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $775
• Choosing higher $1,000 deductibles can save $1,176 annually
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,344
• Using low $100 deductibles for comp and collision coverage will cost an additional $328 every year
• Unlucky drivers who are prone to accidents and violations could pay around $2,920
• Policy cost that insures a teen driver can cost $5,126 each year

View Chart as Image

Insurance rates for a Mazda 6 also range considerably based on the trim level of your 6, your age and driving habits, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you may be forking out anywhere from $1,600 to $2,200 extra every year, depending on your age. A high-risk auto insurance policy ranges as much as 43% to 133% more than a normal policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,300 annually on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay in the ballpark of $5,100 a year. View Rates by Age

Your home state plays a big part in determining prices for Mazda 6 insurance prices. A good driver about age 40 could pay as low as $970 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,820 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles can save as much as $500 every year, while buying higher liability limits will push rates upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $398 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2021 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Mazda 6 Insurance

Finding cheaper rates on car insurance takes being a safe and courteous driver, having above-average credit, not filing small claims, and possibly raising deductibles. Compare prices at least once a year by requesting rates from direct companies, and also from local insurance agencies.

Below is a brief recap of the primary concepts that were presented in the illustrations above.

• You may be able to save around $160 per year just by quoting early and online
• Higher risk drivers who tend to receive serious violations may have to pay on average $1,580 more per year for auto insurance
• Increasing comprehensive and collision deductibles can save approximately $500 each year
• Teenage drivers are expensive to insure, as much as $427 each month if full coverage is included