Mazda 6 Insurance Rates

U.S. average insurance rates for a Mazda 6 are $1,344 a year for full coverage. Comprehensive insurance costs approximately $260 each year, collision costs $484, and liability insurance costs around $442. A policy with just liability insurance costs as low as $496 a year, with coverage for high-risk drivers costing $2,920 or more. 16-year-old drivers pay the highest rates at $5,126 a year or more.

Average premium for full coverage: $1,344

Price estimates by individual coverage:

Rate estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all states and 6 models.

Price Range from Low to High

Geographic Price Range

Where you live has a significant impact on car insurance rates. Rural locations have a lower frequency of accident claims than congested cities.

The graphic below illustrates how where you live affects auto insurance prices.

The ranges above show why all drivers should compare prices using their specific location and risk profile, rather than relying on rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated Mazda 6 insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $775
• Using higher $1,000 deductibles will save $168 a year
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,344
• Buying low deductibles for physical damage coverage will cost an extra $328 a year
• Drivers with multiple tickets or accidents could pay around $2,920 or more
• The price for full coverage for a teen driver can cost $5,126 or more

View Chart as Image

Insurance prices for a Mazda 6 are also quite variable based on your driving record, the trim level of your 6, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high deductibles could pay as little as $1,300 a year for full coverage. Prices are highest for teenage drivers, where even good drivers can expect to pay in the ballpark of $5,100 a year. View Rates by Age

The state you live in has a huge impact on Mazda 6 insurance rates. A driver around age 40 might see prices as low as $890 a year in states like Iowa, Maine, and Idaho, or at least $1,920 on average in New York, Louisiana, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could cut prices by as much as $500 each year, whereas increasing liability limits will push prices upward. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $398 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying anywhere from $1,600 to $2,200 extra each year, depending on your age. Insurance for high-risk drivers can be anywhere from 43% to 133% more than the average rate. View High Risk Driver Rates

Since prices can be so different, the only way to know who has the cheapest car insurance prices is to do a rate comparison from as many companies as possible. Each insurance company utilizes a different rate formula, so the prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2021 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Mazda 6 Insurance

Getting lower rates on Mazda 6 insurance requires avoiding accidents and violations, maintaining good credit, eliminating unnecessary coverage, and maximizing policy discounts. Take the time to comparison shop at every other renewal by getting quotes from direct carriers like Progressive and GEICO, and also from local exclusive and independent agents.

The list below is a brief recap of the concepts that were touched on in the above illustrations.

• High-risk drivers who tend to receive serious violations may pay on average $1,580 more per year for car insurance
• Teenagers are expensive to insure, with premiums as much as $427 a month for full coverage
• Drivers can save around $160 per year simply by quoting online in advance
• Increasing physical damage deductibles can save around $500 each year
• Drivers can save around $160 per year simply by quoting online in advance