Nissan GT-R Insurance Rates

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UPDATED: Apr 8, 2024

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U.S. average insurance rates for a Nissan GT-R are $1,190 a year with full coverage. Comprehensive insurance costs approximately $248 each year, collision insurance costs $404, and liability is $402. Buying just liability costs around $446 a year, and insurance for high-risk drivers costs $2,570 or more. Teens pay the highest rates at up to $4,486 a year.

Average premium for full coverage: $1,190

Price estimates by individual coverage:

Comprehensive $248
Collision $404
Liability $402

Price estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all U.S. states and GT-R models.

Price Range from Low to High

Using a middle-aged driver as an example, Nissan GT-R insurance prices range from the low end price of $446 for liability-only coverage to a high rate of $2,570 for a driver who requires high-risk insurance.

Liability Only $446
Full Coverage $1,190
High Risk $2,570

Geographic Price Range

Choosing to live in a large city can have significant affects on the price of insurance. Rural locations have lower incidents of collision claims than cities with more traffic congestion. The graphic below illustrates how where you live affects auto insurance prices.

Rural Areas $893
Small Cities $1,250
Large Cities $1,607

The ranges above demonstrate why all drivers should compare rates quotes using their specific location, instead of using averaged prices.

Use the form below to get customized rates for your location.

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Additional Charts and Tables

The chart below details average Nissan GT-R insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $691
  • Raising to $1,000 deductibles will save $150 annually
  • The estimated price for the average middle-age driver who chooses $500 deductibles is $1,190
  • Selecting low deductibles will cost an additional $284 every year
  • At-risk drivers with serious driving violations could pay around $2,570
  • The price that insures a teen driver can cost $4,486

View Chart as Image

Nissan GT-R insurance cost comparison chart
Column chart showing Nissan GT-R insurance prices range from $691 to $4,486 for full coverage

Insurance prices for a Nissan GT-R are also quite variable based on the trim level and model year, your age and driving habits, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you may be forking out anywhere from $1,400 to $2,000 additional each year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 45% to 131% more than the average policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,400 a year. View Rates by Age

The state you live in also has a big influence on Nissan GT-R insurance prices. A middle-age driver might find prices as low as $860 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,600 on average in New York, Michigan, and Florida.

Nissan GT-R Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,074 -$116 -9.7%
Alaska $912 -$278 -23.4%
Arizona $986 -$204 -17.1%
Arkansas $1,190 -$0 0.0%
California $1,354 $164 13.8%
Colorado $1,132 -$58 -4.9%
Connecticut $1,220 $30 2.5%
Delaware $1,342 $152 12.8%
Florida $1,484 $294 24.7%
Georgia $1,098 -$92 -7.7%
Hawaii $854 -$336 -28.2%
Idaho $806 -$384 -32.3%
Illinois $884 -$306 -25.7%
Indiana $896 -$294 -24.7%
Iowa $802 -$388 -32.6%
Kansas $1,128 -$62 -5.2%
Kentucky $1,620 $430 36.1%
Louisiana $1,758 $568 47.7%
Maine $732 -$458 -38.5%
Maryland $980 -$210 -17.6%
Massachusetts $948 -$242 -20.3%
Michigan $2,062 $872 73.3%
Minnesota $996 -$194 -16.3%
Mississippi $1,422 $232 19.5%
Missouri $1,054 -$136 -11.4%
Montana $1,276 $86 7.2%
Nebraska $936 -$254 -21.3%
Nevada $1,426 $236 19.8%
New Hampshire $856 -$334 -28.1%
New Jersey $1,328 $138 11.6%
New Mexico $1,052 -$138 -11.6%
New York $1,250 $60 5.0%
North Carolina $684 -$506 -42.5%
North Dakota $974 -$216 -18.2%
Ohio $820 -$370 -31.1%
Oklahoma $1,218 $28 2.4%
Oregon $1,090 -$100 -8.4%
Pennsylvania $1,132 -$58 -4.9%
Rhode Island $1,584 $394 33.1%
South Carolina $1,078 -$112 -9.4%
South Dakota $1,004 -$186 -15.6%
Tennessee $1,038 -$152 -12.8%
Texas $1,432 $242 20.3%
Utah $880 -$310 -26.1%
Vermont $812 -$378 -31.8%
Virginia $712 -$478 -40.2%
Washington $918 -$272 -22.9%
West Virginia $1,090 -$100 -8.4%
Wisconsin $822 -$368 -30.9%
Wyoming $1,056 -$134 -11.3%

View Chart as Image

Nissan GT-R insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $440 every year, whereas increasing liability limits will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $362 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Nissan GT-R Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Nissan GT-R Premium AWD 2-Dr $1,190 $99
Nissan GT-R AWD 2-Dr $1,190 $99

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Nissan GT-R Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Nissan GT-R $458 $1,012 $338 $1,944
2023 Nissan GT-R $442 $988 $354 $1,920
2022 Nissan GT-R $426 $946 $364 $1,872
2021 Nissan GT-R $402 $914 $376 $1,828
2020 Nissan GT-R $388 $848 $384 $1,756
2019 Nissan GT-R $372 $798 $388 $1,694
2018 Nissan GT-R $356 $716 $390 $1,598
2017 Nissan GT-R $334 $658 $390 $1,518
2016 Nissan GT-R $322 $618 $394 $1,470
2015 Nissan GT-R $314 $576 $402 $1,428
2014 Nissan GT-R $290 $534 $402 $1,362
2013 Nissan GT-R $282 $486 $406 $1,310
2012 Nissan GT-R $264 $444 $402 $1,246
2011 Nissan GT-R $248 $404 $402 $1,190
2010 Nissan GT-R $240 $362 $398 $1,136
2009 Nissan GT-R $236 $354 $390 $1,116

Rates are averaged for all Nissan GT-R models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Nissan GT-R Insurance

Getting lower rates on car insurance consists of being a good driver, having a good credit score, avoid buying unnecessary coverage, and consideration of higher deductibles. Compare rates at every other renewal by obtaining price quotes from direct companies, and also from local insurance agencies.

The following list is a condensed summary of the concepts that were touched on in the above illustrations.

  • Higher risk drivers with multiple at-fault accidents may have to pay on average $1,380 more per year than a safer driver
  • Drivers age 16 to 20 are the costliest to insure, costing up to $374 a month if comprehensive and collision insurance is included
  • You may be able to save around $140 per year just by quoting online in advance
  • Increasing physical damage deductibles can save approximately $425 each year
  • You may be able to save around $140 per year just by quoting online in advance

Rates by Driver Age

Nissan GT-R Insurance Rates by Driver Age
Driver Age Premium
16 $4,486
20 $2,726
30 $1,232
40 $1,190
50 $1,086
60 $1,066

Full coverage, $500 deductibles

Rates by Deductible

Nissan GT-R Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,474
$250 $1,342
$500 $1,190
$1,000 $1,040

Full coverage, driver age 40

Rates by Liability Limit

Nissan GT-R Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,190
50/100 $1,270
100/300 $1,371
250/500 $1,632
100 CSL $1,311
300 CSL $1,532
500 CSL $1,693

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan GT-R Insurance Rates for High Risk Drivers
Age Premium
16 $6,392
20 $4,342
30 $2,618
40 $2,570
50 $2,448
60 $2,426

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $165

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $63
Multi-vehicle $63
Homeowner $19
5-yr Accident Free $84
5-yr Claim Free $77
Paid in Full/EFT $52
Advance Quote $57
Online Quote $84
Total Discounts $499
Rate after discounts $691

Discounts are estimated and may not be available from every company or in every state.

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