Nissan GT-R Insurance Rates

The average insurance rates for a Nissan GT-R are $1,190 a year with full coverage. Comprehensive costs around $248, collision insurance costs $404, and liability insurance costs $402. Liability-only coverage costs as little as $446 a year, and high-risk coverage costs around $2,570. Teens cost the most to insure at up to $4,486 a year.

Average premium for full coverage: $1,190

Policy rates for type of insurance:

Includes $500 deductible amounts, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all U.S. states and for different GT-R trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on insurance rates. Areas with sparse population are shown to have lower incidents of collision claims than cities with more traffic congestion. The price range example below illustrates how where you live affects auto insurance rates.

The examples above demonstrate why anyone shopping for car insurance should compare rates for a specific zip code, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average Nissan GT-R insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $691
• Drivers who choose higher $1,000 deductibles will pay about $150 annually
• The estimated price for a good driver age 40 using $500 deductibles is $1,190
• Selecting more expensive low deductibles for comprehensive and collision insurance bumps up the cost to $1,474
• High risk drivers with serious driving violations could pay at least $2,570
• Policy cost that insures a teen driver with full coverage can be $4,486 a year

View Chart as Image

Insurance rates for a Nissan GT-R also range considerably based on the model year and trim level, your age and driving habits, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at least $1,400 to $2,000 additional every year, depending on your age. High-risk driver insurance can cost anywhere from 45% to 131% more than the average policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,100 per year on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay as much as $4,400 a year. View Rates by Age

Your home state makes a big difference in Nissan GT-R insurance rates. A 40-year-old driver could pay as low as $860 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,600 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $440 each year, while increasing your policy's liability limits will increase rates. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $362 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Nissan GT-R Insurance

Finding cheaper rates on Nissan GT-R insurance not only requires having a good driving record, but also having a good credit score, not filing small claims, and deciding if full coverage is necessary. Compare rates at least every other year by getting quotes from direct companies, and also from your local independent and exclusive agents.

The next list is a recap of the car insurance concepts touched on in the above illustrations.

• High-risk drivers that have major violations or accidents may pay on average $1,380 more every year to buy Nissan GT-R insurance
• You may be able to save up to $140 per year just by shopping early and online
• Increasing comprehensive and collision deductibles can save approximately $425 each year
• Drivers who may need increased levels of liability coverage will pay approximately $440 every year to go from a 30/60 limit to the 250/500 level