Nissan GT-R Insurance Rates

Average auto insurance rates for a Nissan GT-R are $1,246 annually including full coverage. Comprehensive insurance costs on average $264, collision costs $444, and liability is $402. A policy with just liability insurance costs around $446 a year, with coverage for high-risk drivers costing $2,694 or more. Teenage drivers receive the highest rates at $4,670 a year or more.

Average premium for full coverage: $1,246

Rate estimates by individual coverage type:

These estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all 50 U.S. states and for all GT-R models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can make a big difference on car insurance rates. Rural areas tend to have fewer comprehensive and collision claims than densely populated cities.

The example below illustrates the difference location can make on car insurance rates.

These examples highlight why everyone should compare rates quotes based on a specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated Nissan GT-R insurance rates for different risk profiles and scenarios.

• The best discount rate is $717
• Raising to $1,000 deductibles will save around $162 every year
• The estimated rate for a 40-year-old driver with $500 deductibles is $1,246
• Using pricier low deductibles costs an additional $310 annually
• Drivers who are prone to accidents and violations could pay upwards of $2,694 or more
• The cost with full coverage for a 16-year-old driver for full coverage may cost $4,670

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Insurance rates for a Nissan GT-R can also vary considerably based on the trim level of your GT-R, your driving characteristics, and policy deductibles and limits.

A more mature driver with no violations or accidents and high physical damage deductibles may pay as low as $1,200 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay upwards of $4,600 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying at a minimum $1,500 to $2,000 additional per year, depending on your age. Nissan GT-R insurance for high-risk drivers is expensive and can cost from 43% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce rates by up to $480 annually, whereas buying more liability protection will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $362 more each year. View Rates by Deductible or Liability Limit

Where you live also has a big influence on Nissan GT-R insurance prices. A middle-age driver might find rates as low as $960 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,780 on average in Michigan, New York, and Louisiana.

View Chart as Image

With so much variability in rates, the best way to figure out exactly what you will pay is to regularly compare rates from multiple companies. Every auto insurance company uses a different method to calculate rates, and rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Nissan GT-R Insurance

Saving money on insurance for a Nissan GT-R consists of avoiding accidents and violations, having good credit, not filing small claims, and insuring your home and auto with the same company. Make time to compare rates once a year by getting quotes from direct car insurance companies like Progressive and GEICO, and also from several local insurance agents.

The list below is a brief summary of the data that was touched on in this article.

• You may be able to save as much as $150 per year simply by quoting online well ahead of the renewal date
• Insureds who require higher liability limits will pay an extra $440 per year to raise from a minimum limit to higher 250/500 limits
• Teenagers pay higher rates, as much as $389 per month if they have full coverage
• Drivers considered higher risk that tend to have accidents or serious violations pay on average $1,450 more each year for car insurance