Nissan GT-R Insurance Rates

Estimated insurance rates for a Nissan GT-R are $1,246 a year for full coverage. Comprehensive insurance costs approximately $264, collision costs $444, and liability coverage is estimated at $402. Liability-only insurance costs approximately $446 a year, with high-risk driver insurance costing $2,694 or more. Teenage drivers pay the most at $4,670 a year or more.

Average premium for full coverage: $1,246

Premium estimates by type of coverage:

Prices include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all states and for all GT-R models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a large influence on car insurance rates. Rural locations are statistically proven to have lower incidents of accident claims than densely populated cities.

The example below illustrates how geographic area affects auto insurance prices.

These rate differences show why everyone should get quotes using their specific location, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated Nissan GT-R insurance rates for additional coverage and risk scenarios.

• The best discount rate is $717
• Choosing higher $1,000 deductibles can save $162 a year
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,246
• Using pricier low deductibles for comp and collision coverage will cost an additional $310 each year
• Drivers who are prone to accidents and violations could pay around $2,694 or more
• An auto insurance policy that insures a teenage driver for full coverage can cost $4,670 each year

View Chart as Image

Insurance prices for a Nissan GT-R also have a wide range based on the model of your GT-R, how you drive, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you could be paying anywhere from $1,500 to $2,000 additional annually, depending on your age. Nissan GT-R insurance for high-risk drivers ranges around 43% to 134% more than a normal policy. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,200 annually on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,600 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Nissan GT-R insurance rates. A good driver about age 40 could pay as low as $820 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,780 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $480 a year, whereas buying more liability protection will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $362 more each year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to know who has the cheapest car insurance prices is to regularly compare prices and see how they stack up. Each auto insurer uses a different method to calculate prices, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Nissan GT-R Insurance

Finding better rates on auto insurance takes avoiding accidents and violations, having a good credit score, not filing small claims, and qualifying for all possible discounts. Compare prices once a year by getting rate quotes from direct carriers, and also from insurance agencies where you live.

The list below is a quick rundown of the data that was presented in the illustrations above.

• Drivers can save around $150 per year simply by quoting online well ahead of the renewal date
• Consumers who purchase higher liability limits will pay an extra $440 each year to raise limits from 30/60 bodily injury limits to the 250/500 level
• Teenagers are the costliest to insure, as much as $389 per month if comprehensive and collision insurance is included
• Drivers with reckless driving or DUI convictions could be forced to pay on average $1,450 more per year for car insurance