Nissan GT-R Insurance Rates

U.S. average insurance rates for a Nissan GT-R are $1,190 a year with full coverage. Comprehensive insurance costs approximately $248 each year, collision costs $404, and liability insurance is $402. Buying just liability costs around $446 a year, with insurance for high-risk drivers costing $2,570 or more. Teenage drivers pay the highest rates at $4,486 a year or more.

Average premium for full coverage: $1,190

Price estimates by individual coverage:

These estimates include $500 policy deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all U.S. states and GT-R models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a significant impact on the price of insurance. Rural locations have a lower frequency of collision claims than densely populated cities.

The graphic below illustrates how rural and urban location affects auto insurance prices.

The ranges above demonstrate why all drivers should compare rates quotes using their specific location and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details estimated Nissan GT-R insurance rates for additional coverage and risk scenarios.

• The best discount rate is $691
• Raising to $1,000 deductibles will save $150 annually
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,190
• Using low deductibles will cost an extra $284 a year
• Higher-risk drivers who are prone to accidents and violations could pay around $2,570 or more
• The price for full coverage for a teen driver can cost $4,486

View Chart as Image

Insurance prices for a Nissan GT-R are also quite variable based on your driving record, the trim level and model year, and physical damage deductibles and liability limits.

More mature drivers with no violations or accidents and high deductibles could pay as little as $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay in the ballpark of $4,400 a year. View Rates by Age

The state you live in also has a big influence on Nissan GT-R insurance rates. A middle-age driver might find prices as low as $860 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,600 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $440 each year, whereas increasing liability limits will push prices upward. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $362 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out anywhere from $1,400 to $2,000 additional each year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 45% to 131% more than a normal policy. View High Risk Driver Rates

Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to do a rate comparison from as many companies as possible. Every auto insurance company uses a different method to calculate prices, and prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Nissan GT-R Insurance

Getting lower rates on Nissan GT-R insurance consists of being safe and accident-free, having a good credit history, avoid buying unnecessary coverage, and qualifying for all possible discounts. Set aside time to shop around every couple of years by obtaining price quotes from direct companies like Progressive and GEICO, and also from several local insurance agents.

Below you'll find a brief summary of the material that was raised in the charts and tables above.

• Drivers who purchase more liability protection will pay an extra $440 every year to raise from a low limit to 250/500 limits
• Youthful drivers are the costliest to insure, costing up to $374 a month including comprehensive and collision insurance
• High-risk drivers that tend to have accidents or serious violations pay on average $1,380 more per year than a low-risk driver
• Increasing physical damage deductibles can save around $425 each year