Nissan GT-R Insurance Rates

The average auto insurance rates for a Nissan GT-R are $1,190 annually for full coverage. Comprehensive costs an estimated $248, collision insurance costs $404, and liability is estimated at $402. Buying just liability costs approximately $446 a year, and insurance for high-risk drivers costs around $2,570. Teenage drivers cost the most to insure at up to $4,486 a year.

Average premium for full coverage: $1,190

Policy rates broken down by type of insurance:

Price estimates include $500 policy deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and for different GT-R trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on insurance rates. More rural locations are shown to have fewer accident claims than densely populated cities. The price range example below illustrates the difference between rural and urban areas on insurance prices.

The examples above show why anyone shopping for car insurance should get quotes for a targeted area and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Nissan GT-R insurance rates for other coverage scenarios.

• The best discount rate is $691
• Choosing higher $1,000 deductibles can save approximately $150 a year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,190
• Using more expensive low deductibles for comp and collision coverage will cost $1,474
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,570
• Policy cost with full coverage for a 16-year-old driver with full coverage can cost as much as $4,486 each year

View Chart as Image

Insurance rates for a Nissan GT-R also range considerably based on the model year and trim level, your driver profile, and liability limits and deductibles.

An older driver with a clean driving record and high physical damage deductibles may pay as low as $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they can expect to pay at least $4,400 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying $1,400 to $2,000 extra every year, depending on your age. High-risk driver insurance ranges from 45% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $440 annually, while increasing your policy's liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $362 more per year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Nissan GT-R insurance prices. A good driver about age 40 could pay as low as $780 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,690 on average in New York, Louisiana, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper Nissan GT-R Insurance

Finding cheaper rates on insurance for a Nissan GT-R takes being a good driver, having a good credit history, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Set aside time to compare rates every year by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The following list is a condensed summary of the coverage data covered above.

• Drivers can save approximately $140 per year just by shopping early and online
• Increasing comprehensive and collision deductibles could save up to $425 each year
• Drivers age 16 to 20 are charged the highest rates, costing up to $374 each month including comprehensive and collision insurance
• Drivers considered higher risk with multiple at-fault accidents may pay on average $1,380 more annually than a safer driver