Nissan GT-R Insurance Rates

The average insurance prices for a Nissan GT-R are $1,246 every 12 months for full coverage insurance. Comprehensive insurance costs around $264, collision costs $444, and liability costs around $402. Liability-only coverage costs as low as $446 a year, with high-risk coverage costing $2,694 or more. Teenage drivers cost the most to insure at $4,670 a year or more.

Average premium for full coverage: $1,246

Policy rates for type of insurance:

Rates are based on $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 states and for all GT-R models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on car insurance rates. Areas with sparse population are shown to have more infrequent physical damage claims than densely populated cities.

The example below illustrates the difference between rural and urban areas on auto insurance rates.

The examples above illustrate why everyone should compare prices for a specific zip code and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates estimated Nissan GT-R insurance rates for additional coverage choices and driver risks.

• The best discount rate is $717
• Using higher $1,000 deductibles will save about $162 each year
• The average price for a good driver age 40 using $500 deductibles is $1,246
• Using pricier low deductibles for physical damage coverage costs an extra $310 every year
• Drivers who are prone to accidents and violations could pay at least $2,694 or more
• Policy cost to insure a teen driver for full coverage can be $4,670 or more

View Chart as Image

Insurance rates for a Nissan GT-R also range considerably based on liability limits and deductibles, your risk profile, and the trim level and model year.

Using high physical damage deductibles could cut rates by as much as $480 every year, whereas buying more liability protection will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $362 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles may pay as little as $1,200 a year, or $100 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay as much as $4,600 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying at least $1,500 to $2,000 additional every year, depending on your age. Nissan GT-R insurance for high-risk drivers can be as much as 43% to 134% more than a normal policy. View High Risk Driver Rates

Your home state has a huge impact on Nissan GT-R insurance prices. A driver around age 40 might see rates as low as $810 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,680 on average in Michigan, New York, and Florida.

View Chart as Image

Because rates have so much variability, the only way to figure out your exact price is to regularly compare rates and see which company has the best rate. Each insurance company uses a different method to calculate rates, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Cheap Nissan GT-R Insurance

Finding cheaper rates on car insurance requires avoiding accidents and violations, having above-average credit, being claim-free, and taking advantage of discounts. Set aside time to compare rates at every other renewal by obtaining price quotes from direct insurance companies, and also from your local independent and exclusive agents.

The list below is a quick review of the concepts that were covered above.

• Higher risk drivers with a DUI or reckless driving violation may pay on average $1,450 more every year for car insurance
• Teenagers are charged the highest rates, possibly costing $389 each month if full coverage is included
• It is possible to save up to $150 per year simply by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles could save as much as $475 each year
• It is possible to save up to $150 per year simply by quoting online well ahead of the renewal date