Nissan GT-R Insurance Rates

Average auto insurance rates for a Nissan GT-R are $1,190 annually for full coverage insurance. Comprehensive insurance costs approximately $248, collision insurance costs $404, and liability is $402. Liability-only coverage costs around $446 a year, and high-risk coverage costs $2,570 or more. Teenage drivers receive the highest rates at up to $4,486 a year.

Average premium for full coverage: $1,190

Rate estimates by individual coverage type:

Rate estimates include $500 policy deductibles, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 states and for different GT-R trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can have significant affects on the price of auto insurance. Rural locations tend to have fewer physical damage claims than densely populated cities. The price range example below illustrates how location helps determine auto insurance prices.

These examples illustrate why anyone shopping for car insurance should compare rates quotes using their specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average Nissan GT-R insurance rates for additional coverage and risk scenarios.

• The best discount rate is $691
• Raising to $1,000 deductibles will save $150 each year
• The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,190
• Using more expensive low deductibles costs an additional $284 every year
• At-risk drivers who are prone to accidents and violations could pay around $2,570
• The cost with full coverage for a teen driver with full coverage can cost $4,486

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Car insurance rates for a Nissan GT-R can also vary considerably based on the trim level of your GT-R, your risk profile, and physical damage deductibles and liability limits.

An older driver with no driving violations and high physical damage deductibles may pay as little as $1,100 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will be charged in the ballpark of $4,400 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying anywhere from $1,400 to $2,000 extra per year, depending on your age. High-risk driver insurance is expensive and can cost as much as 45% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce rates by up to $440 every year, while increasing your policy's liability limits will push rates upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $362 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live also has a big influence on Nissan GT-R insurance prices. A middle-age driver might find rates as low as $780 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,600 on average in Florida, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Nissan GT-R Insurance

Saving money on car insurance consists of avoiding accidents and claims, having a good credit score, avoid buying unnecessary coverage, and attention to physical damage deductibles. Invest time comparing rates once a year by getting rate quotes from direct insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

The points below are a brief recap of the data that was covered in the charts and tables above.

• It is possible to save around $140 per year just by shopping early and online
• Policyholders who purchase increased liability limits will pay an extra $440 annually to raise from a minimum limit to higher 250/500 limits
• Drivers under the age of 20 pay the highest auto insurance rates, costing up to $374 per month if comprehensive and collision insurance is included
• Higher risk drivers who tend to receive serious violations could be forced to pay on average $1,380 more per year to insure a Nissan GT-R