Nissan GT-R Insurance Rates

Average auto insurance rates for a Nissan GT-R are $1,246 annually for full coverage insurance. Comprehensive insurance costs an estimated $264, collision costs $444, and liability insurance is $402. Liability-only coverage costs around $446 a year, with high-risk coverage costing $2,694 or more. Teen drivers receive the highest rates at $4,670 a year or more.

Average premium for full coverage: $1,246

Rate estimates broken down by individual coverage type:

Estimates include $500 policy deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 states and for different GT-R trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a significant impact on the price of insurance. More rural locations tend to have fewer physical damage claims than larger metro areas.

The price range example below illustrates the effect of geographic area on insurance prices.

These examples illustrate why anyone shopping for car insurance should compare rates quotes for a targeted area and their own personal driving habits, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated Nissan GT-R insurance rates for other coverage scenarios.

• The lowest rate with discounts is $717
• Raising to $1,000 deductibles will save approximately $162 each year
• The estimated rate for a 40-year-old driver who has $500 deductibles is $1,246
• Choosing more expensive low deductibles costs an additional $310 a year
• Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,694 or more
• The cost with full coverage for a teen driver with full coverage can cost as much as $4,670

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Car insurance rates for a Nissan GT-R can also vary considerably based on the trim level of your GT-R, your risk profile, and liability limits and deductibles.

An older driver with no driving violations and high physical damage deductibles could pay as little as $1,200 every 12 months on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will be charged at least $4,600 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying $1,500 to $2,000 extra per year, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 43% to 134% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce rates by up to $480 each year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $362 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live also has a big influence on Nissan GT-R insurance rates. A middle-age driver might find rates as low as $810 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,680 on average in Florida, New York, and Michigan.

View Chart as Image

With so much variability in rates, the only way to figure out which company is cheapest is to compare rates from as many companies as possible. Every auto insurance company uses a different rate calculation, so rate quotes can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost Nissan GT-R Insurance

Saving money on Nissan GT-R insurance consists of being a good driver, having a good credit score, avoid buying unnecessary coverage, and not having any coverage lapses. Take the time to compare rates every couple of years by getting rate quotes from direct insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The following list is a review of the material that was covered in the above illustrations.

• Drivers who want an increased level of liability coverage will pay about $440 annually to raise from a minimum limit to higher 250/500 limits
• Drivers age 16 to 20 have the highest car insurance rates, costing up to $389 per month if comprehensive and collision insurance is included
• High-risk drivers who have several accidents or serious violations may pay on average $1,450 more annually than a safer driver
• Increasing deductibles could save up to $475 each year