Nissan GT-R Insurance Rates

The average insurance prices for a Nissan GT-R are $1,190 every 12 months including full coverage. Comprehensive insurance costs on average $248, collision costs $404, and liability insurance costs around $402. Buying just liability costs as low as $446 a year, with insurance for high-risk drivers costing $2,570 or more. 16-year-old drivers cost the most to insure at $4,486 a year or more.

Average premium for full coverage: $1,190

Policy rates by type of insurance:

Prices include $500 deductible amounts, 30/60 liability coverage, and includes UM/UIM and medical coverage. Prices are averaged for all 50 U.S. states and for different GT-R trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on car insurance rates. Rural areas are shown to have more infrequent comprehensive and collision claims than congested cities.

The price range example below illustrates the effect of geographic area on car insurance rates.

The examples above highlight why anyone shopping for car insurance should compare prices based on a specific location and their own driving history, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated Nissan GT-R insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $691
• Using higher $1,000 deductibles will save around $150 every year
• The average price for a good driver age 40 with $500 deductibles is $1,190
• Buying more expensive low deductibles for physical damage coverage costs an extra $284 a year
• Drivers with multiple tickets or accidents could pay upwards of $2,570 or more
• Policy cost to insure a teen driver with full coverage may cost $4,486 or more

View Chart as Image

Insurance rates for a Nissan GT-R also range considerably based on liability limits and deductibles, your driving characteristics, and the trim level of your GT-R.

Opting for high physical damage deductibles could cut rates by as much as $440 each year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $362 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles could pay as little as $1,100 a year, or $92 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay upwards of $4,400 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying at a minimum $1,400 to $2,000 extra every year, depending on your age. High-risk driver insurance can be anywhere from 45% to 131% more than the average rate. View High Risk Driver Rates

Your home state has a huge impact on Nissan GT-R insurance rates. A driver around age 40 might see rates as low as $910 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,690 on average in Michigan, New York, and Louisiana.

View Chart as Image

Because rates have so much variability, the best way to figure out exactly what you will pay is to compare rates from as many companies as possible. Each insurance company utilizes a different rate formula, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Right Nissan GT-R Insurance

Finding cheaper rates on Nissan GT-R insurance requires having a good driving record, having good credit, paying for small claims out-of-pocket, and bundling your home and auto policies. Take the time to compare rates every year by quoting rates from direct car insurance companies, and also from your local independent and exclusive agents.

The next list is a quick rundown of the coverage data covered in the above illustrations.

• You may be able to save as much as $140 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles could save as much as $425 each year
• Drivers age 20 and younger pay the highest rates, with premiums being up to $374 each month if they have full coverage
• High-risk drivers with reckless driving or DUI convictions may pay on average $1,380 more each year to buy Nissan GT-R insurance