Nissan GT-R Insurance Rates

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UPDATED: Apr 8, 2024

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Estimated insurance prices for a Nissan GT-R are $1,246 every 12 months with full coverage. Comprehensive insurance costs on average $264 a year, collision insurance costs $444, and liability costs around $402. Liability-only insurance costs as low as $446 a year, and high-risk driver insurance costs $2,694 or more. Teenage drivers pay the most at up to $4,670 a year.

Average premium for full coverage: $1,246

Premium estimates by type of coverage:

Comprehensive $264
Collision $444
Liability $402

Estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all U.S. states and GT-R trim levels.

Insurance Price Range by Risk and Coverage

For an average driver, insurance rates for a Nissan GT-R range from the cheapest price of $446 for minimum levels of liability insurance to a high of $2,694 for a driver who requires high-risk insurance.

Liability Only $446
Full Coverage $1,246
High Risk $2,694

Insurance Price Range by Location

Where you live can make a big difference on auto insurance rates. Rural areas are statistically proven to have more infrequent collision claims than densely populated cities. The diagram below illustrates the effect of geographic area on car insurance rates.

Rural Areas $935
Small Cities $1,308
Large Cities $1,682

These rate differences demonstrate why it is important to compare prices based on a specific location and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below details average Nissan GT-R insurance rates for different risk profiles and scenarios.

  • The best discount rate is $717
  • Using higher $1,000 deductibles will save around $1,084 annually
  • The average price for a 40-year-old good driver with $500 deductibles is $1,246
  • Using low $100 deductibles for physical damage coverage costs an extra $310 annually
  • High-risk insureds who are prone to accidents and violations could pay upwards of $2,694
  • An auto insurance policy to insure a 16-year-old driver may cost $4,670 or more

View Chart as Image

Nissan GT-R insurance cost comparison chart
Column chart showing Nissan GT-R insurance prices range from $717 to $4,670 for full coverage

Insurance prices for a Nissan GT-R also have a wide range based on physical damage deductibles and liability limits, your driving record, and the trim level of your GT-R.

Using high physical damage deductibles could cut prices by as much as $480 annually, while buying higher liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $362 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may pay as low as $1,200 a year, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers should be prepared to pay upwards of $4,600 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out at a minimum $1,500 to $2,000 additional annually, depending on your age. A high-risk auto insurance policy can be from 43% to 134% more than a normal policy. View High Risk Driver Rates

Where you choose to live has a huge impact on Nissan GT-R insurance prices. A driver around age 40 might see prices as low as $900 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,680 on average in Florida, Michigan, and New York.

Nissan GT-R Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,126 -$120 -9.6%
Alaska $954 -$292 -23.4%
Arizona $1,032 -$214 -17.2%
Arkansas $1,246 -$0 0.0%
California $1,418 $172 13.8%
Colorado $1,188 -$58 -4.7%
Connecticut $1,278 $32 2.6%
Delaware $1,406 $160 12.8%
Florida $1,556 $310 24.9%
Georgia $1,152 -$94 -7.5%
Hawaii $896 -$350 -28.1%
Idaho $842 -$404 -32.4%
Illinois $928 -$318 -25.5%
Indiana $938 -$308 -24.7%
Iowa $840 -$406 -32.6%
Kansas $1,182 -$64 -5.1%
Kentucky $1,698 $452 36.3%
Louisiana $1,844 $598 48.0%
Maine $768 -$478 -38.4%
Maryland $1,028 -$218 -17.5%
Massachusetts $994 -$252 -20.2%
Michigan $2,162 $916 73.5%
Minnesota $1,042 -$204 -16.4%
Mississippi $1,492 $246 19.7%
Missouri $1,104 -$142 -11.4%
Montana $1,338 $92 7.4%
Nebraska $980 -$266 -21.3%
Nevada $1,492 $246 19.7%
New Hampshire $898 -$348 -27.9%
New Jersey $1,392 $146 11.7%
New Mexico $1,102 -$144 -11.6%
New York $1,312 $66 5.3%
North Carolina $718 -$528 -42.4%
North Dakota $1,022 -$224 -18.0%
Ohio $858 -$388 -31.1%
Oklahoma $1,276 $30 2.4%
Oregon $1,142 -$104 -8.3%
Pennsylvania $1,188 -$58 -4.7%
Rhode Island $1,660 $414 33.2%
South Carolina $1,128 -$118 -9.5%
South Dakota $1,050 -$196 -15.7%
Tennessee $1,088 -$158 -12.7%
Texas $1,502 $256 20.5%
Utah $920 -$326 -26.2%
Vermont $850 -$396 -31.8%
Virginia $746 -$500 -40.1%
Washington $960 -$286 -23.0%
West Virginia $1,142 -$104 -8.3%
Wisconsin $860 -$386 -31.0%
Wyoming $1,108 -$138 -11.1%

View Chart as Image

Nissan GT-R insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Nissan GT-R Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Nissan GT-R Premium AWD 2-Dr $1,246 $104
Nissan GT-R AWD 2-Dr $1,246 $104

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Nissan GT-R Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Nissan GT-R $476 $1,020 $332 $1,964
2023 Nissan GT-R $458 $1,012 $338 $1,944
2022 Nissan GT-R $442 $988 $354 $1,920
2021 Nissan GT-R $426 $946 $364 $1,872
2020 Nissan GT-R $402 $914 $376 $1,828
2019 Nissan GT-R $388 $848 $384 $1,756
2018 Nissan GT-R $372 $798 $388 $1,694
2017 Nissan GT-R $356 $716 $390 $1,598
2016 Nissan GT-R $334 $658 $390 $1,518
2015 Nissan GT-R $322 $618 $394 $1,470
2014 Nissan GT-R $314 $576 $402 $1,428
2013 Nissan GT-R $290 $534 $402 $1,362
2012 Nissan GT-R $282 $486 $406 $1,310
2011 Nissan GT-R $264 $444 $402 $1,246
2010 Nissan GT-R $248 $404 $402 $1,190
2009 Nissan GT-R $240 $362 $398 $1,136

Rates are averaged for all Nissan GT-R models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Low Cost Nissan GT-R Insurance

Finding better rates on insurance for a Nissan GT-R requires being a good driver, having above-average credit, being claim-free, and dropping full coverage on older vehicles. Take the time to compare rates at every other renewal by getting rate quotes from direct companies, and also from local exclusive and independent agents.

The following list is a review of the concepts that were covered in the above illustrations.

  • Drivers considered higher risk who have several accidents or serious violations may pay on average $1,450 more each year than a safer driver
  • Drivers age 16 to 20 pay higher prices, possibly costing $389 per month if full coverage is included
  • You may be able to save as much as $150 per year just by quoting early and online
  • Increasing policy deductibles could save as much as $475 each year
  • You may be able to save as much as $150 per year just by quoting early and online

Rates by Driver Age

Nissan GT-R Insurance Rates by Driver Age
Driver Age Premium
16 $4,670
20 $2,860
30 $1,294
40 $1,246
50 $1,138
60 $1,116

Full coverage, $500 deductibles

Rates by Deductible

Nissan GT-R Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,556
$250 $1,412
$500 $1,246
$1,000 $1,084

Full coverage, driver age 40

Rates by Liability Limit

Nissan GT-R Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,246
50/100 $1,326
100/300 $1,427
250/500 $1,688
100 CSL $1,367
300 CSL $1,588
500 CSL $1,749

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan GT-R Insurance Rates for High Risk Drivers
Age Premium
16 $6,664
20 $4,558
30 $2,748
40 $2,694
50 $2,570
60 $2,546

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $174

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $67
Multi-vehicle $66
Homeowner $19
5-yr Accident Free $90
5-yr Claim Free $81
Paid in Full/EFT $56
Advance Quote $61
Online Quote $89
Total Discounts $529
Rate after discounts $717

Discounts are estimated and may not be available from every company or in every state.

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