Nissan GT-R Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Apr 8, 2024

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Estimated insurance rates for a Nissan GT-R are $1,246 a year with full coverage. Comprehensive costs an estimated $264 each year, collision insurance costs $444, and liability coverage is $402. A liability-only policy costs around $446 a year, and high-risk insurance costs around $2,694. Teenage drivers pay the most at up to $4,670 a year.

Average premium for full coverage: $1,246

Premium estimates broken down by type of coverage:

Comprehensive $264
Collision $444
Liability $402

Estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all U.S. states and GT-R models.

Insurance Price Range by Risk and Coverage

Using a 40-year-old driver as an example, insurance rates for a Nissan GT-R range from as low as $446 for just the minimum liability insurance to a high rate of $2,694 for a driver who has had serious violations or accidents.

Liability Only $446
Full Coverage $1,246
High Risk $2,694

Insurance Price Range by Location

Choosing to live in a large city has a large influence on car insurance rates. More rural locations are statistically proven to have a lower frequency of collision claims than densely populated cities. The graphic below illustrates how rural and urban location affects insurance prices.

Rural Areas $935
Small Cities $1,308
Large Cities $1,682

These rate differences demonstrate why all drivers should compare rates quotes for a targeted area and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below details average Nissan GT-R insurance rates for other coverage scenarios.

  • The best discount rate is $717
  • Raising to $1,000 deductibles will save approximately $162 annually
  • The average rate for a 40-year-old good driver who has $500 deductibles is $1,246
  • Using low deductibles will increase the cost to $1,556
  • Unlucky drivers who are prone to accidents and violations could pay up to $2,694
  • An auto insurance policy for full coverage for a teenage driver can cost as much as $4,670

View Chart as Image

Nissan GT-R insurance cost comparison chart
Column chart showing Nissan GT-R insurance rates range from $717 to $4,670 for full coverage

Auto insurance prices for a Nissan GT-R also have a wide range based on your driving characteristics, the trim level and model year, and liability limits and deductibles.

More mature drivers with a good driving record and high deductibles may only pay around $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will have to pay at least $4,600 a year. View Rates by Age

Where you choose to live also has a big influence on Nissan GT-R insurance rates. A middle-age driver might find prices as low as $900 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,680 on average in New York, Michigan, and Florida.

Nissan GT-R Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,126 -$120 -9.6%
Alaska $954 -$292 -23.4%
Arizona $1,032 -$214 -17.2%
Arkansas $1,246 -$0 0.0%
California $1,418 $172 13.8%
Colorado $1,188 -$58 -4.7%
Connecticut $1,278 $32 2.6%
Delaware $1,406 $160 12.8%
Florida $1,556 $310 24.9%
Georgia $1,152 -$94 -7.5%
Hawaii $896 -$350 -28.1%
Idaho $842 -$404 -32.4%
Illinois $928 -$318 -25.5%
Indiana $938 -$308 -24.7%
Iowa $840 -$406 -32.6%
Kansas $1,182 -$64 -5.1%
Kentucky $1,698 $452 36.3%
Louisiana $1,844 $598 48.0%
Maine $768 -$478 -38.4%
Maryland $1,028 -$218 -17.5%
Massachusetts $994 -$252 -20.2%
Michigan $2,162 $916 73.5%
Minnesota $1,042 -$204 -16.4%
Mississippi $1,492 $246 19.7%
Missouri $1,104 -$142 -11.4%
Montana $1,338 $92 7.4%
Nebraska $980 -$266 -21.3%
Nevada $1,492 $246 19.7%
New Hampshire $898 -$348 -27.9%
New Jersey $1,392 $146 11.7%
New Mexico $1,102 -$144 -11.6%
New York $1,312 $66 5.3%
North Carolina $718 -$528 -42.4%
North Dakota $1,022 -$224 -18.0%
Ohio $858 -$388 -31.1%
Oklahoma $1,276 $30 2.4%
Oregon $1,142 -$104 -8.3%
Pennsylvania $1,188 -$58 -4.7%
Rhode Island $1,660 $414 33.2%
South Carolina $1,128 -$118 -9.5%
South Dakota $1,050 -$196 -15.7%
Tennessee $1,088 -$158 -12.7%
Texas $1,502 $256 20.5%
Utah $920 -$326 -26.2%
Vermont $850 -$396 -31.8%
Virginia $746 -$500 -40.1%
Washington $960 -$286 -23.0%
West Virginia $1,142 -$104 -8.3%
Wisconsin $860 -$386 -31.0%
Wyoming $1,108 -$138 -11.1%

View Chart as Image

Nissan GT-R insurance rates by U.S. city

Using high physical damage deductibles can reduce prices by up to $480 a year, whereas increasing liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will cost up to $362 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out $1,500 to $2,000 in extra premium annually, depending on your age. Insurance for high-risk drivers is expensive and can cost around 43% to 134% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Nissan GT-R Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Nissan GT-R Premium AWD 2-Dr $1,246 $104
Nissan GT-R AWD 2-Dr $1,246 $104

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Nissan GT-R Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Nissan GT-R $476 $1,020 $332 $1,964
2023 Nissan GT-R $458 $1,012 $338 $1,944
2022 Nissan GT-R $442 $988 $354 $1,920
2021 Nissan GT-R $426 $946 $364 $1,872
2020 Nissan GT-R $402 $914 $376 $1,828
2019 Nissan GT-R $388 $848 $384 $1,756
2018 Nissan GT-R $372 $798 $388 $1,694
2017 Nissan GT-R $356 $716 $390 $1,598
2016 Nissan GT-R $334 $658 $390 $1,518
2015 Nissan GT-R $322 $618 $394 $1,470
2014 Nissan GT-R $314 $576 $402 $1,428
2013 Nissan GT-R $290 $534 $402 $1,362
2012 Nissan GT-R $282 $486 $406 $1,310
2011 Nissan GT-R $264 $444 $402 $1,246
2010 Nissan GT-R $248 $404 $402 $1,190
2009 Nissan GT-R $240 $362 $398 $1,136

Rates are averaged for all Nissan GT-R models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Nissan GT-R Insurance

Finding better rates on auto insurance consists of being safe and accident-free, having good credit, being claim-free, and consideration of higher deductibles. Set aside time to shop around every other policy renewal by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

Below you'll find a review of the ideas that were raised in the charts and tables above.

  • Youthful drivers are the costliest to insure, possibly costing $389 per month if they have full coverage
  • Drivers who have several accidents or serious violations may pay on average $1,450 more annually than a low-risk driver
  • Increasing policy deductibles can save around $475 each year
  • You may be able to save approximately $150 per year just by quoting online in advance

Rates by Driver Age

Nissan GT-R Insurance Rates by Driver Age
Driver Age Premium
16 $4,670
20 $2,860
30 $1,294
40 $1,246
50 $1,138
60 $1,116

Full coverage, $500 deductibles

Rates by Deductible

Nissan GT-R Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,556
$250 $1,412
$500 $1,246
$1,000 $1,084

Full coverage, driver age 40

Rates by Liability Limit

Nissan GT-R Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,246
50/100 $1,326
100/300 $1,427
250/500 $1,688
100 CSL $1,367
300 CSL $1,588
500 CSL $1,749

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan GT-R Insurance Rates for High Risk Drivers
Age Premium
16 $6,664
20 $4,558
30 $2,748
40 $2,694
50 $2,570
60 $2,546

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $174

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $67
Multi-vehicle $66
Homeowner $19
5-yr Accident Free $90
5-yr Claim Free $81
Paid in Full/EFT $56
Advance Quote $61
Online Quote $89
Total Discounts $529
Rate after discounts $717

Discounts are estimated and may not be available from every company or in every state.

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