Nissan GT-R Insurance Rates

The average insurance rates for a Nissan GT-R are $1,190 a year including full coverage. Comprehensive costs an estimated $248 each year, collision insurance costs $404, and liability costs around $402. A liability-only policy costs as low as $446 a year, and high-risk insurance costs around $2,570. Teen drivers cost the most to insure at up to $4,486 a year.

Average premium for full coverage: $1,190

Policy rates broken down by type of insurance:

Estimates include $500 deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 U.S. states and GT-R models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on the price of auto insurance. More rural locations are shown to have lower incidents of comprehensive and collision claims than larger metro areas. The graphic below illustrates the difference location can make on insurance prices.

The examples above highlight why all drivers should compare prices for a targeted area, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average Nissan GT-R insurance rates for other coverage scenarios.

• The lowest rate with discounts is $691
• Using higher $1,000 deductibles will save approximately $150 every year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,190
• Choosing low deductibles for physical damage coverage bumps up the cost to $1,474
• High-risk insureds with multiple violations and an at-fault accident could pay up to $2,570
• Policy cost that insures a 16-year-old driver can cost as much as $4,486 or more

View Chart as Image

Car insurance rates for a Nissan GT-R also range considerably based on the trim level and model year, your driving record and age, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are likely paying $1,400 to $2,000 extra every year, depending on your age. Insurance for high-risk drivers can be from 45% to 131% more than average. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,100 a year, or $92 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will be charged at least $4,400 a year. View Rates by Age

Your home state has a huge impact on Nissan GT-R insurance prices. A driver around age 40 might see rates as low as $910 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,690 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles could cut rates by as much as $440 annually, whereas increasing liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Nissan GT-R Insurance

Finding cheaper rates on insurance for a Nissan GT-R requires not taking risks behind the wheel, having a positive credit history, paying for small claims out-of-pocket, and possibly higher deductibles. Shop around at least once a year by requesting quotes from direct car insurance companies, and also from your local car insurance providers.

The following is a review of the primary concepts that were touched on in this article.

• You may be able to save approximately $140 per year just by quoting online in advance
• Drivers considered higher risk who have several accidents or serious violations could be charged and average of $1,380 more annually for GT-R insurance
• Increasing comprehensive and collision deductibles can save approximately $425 each year
• Teens have the highest car insurance rates, with premiums being up to $374 each month if full coverage is purchased