Nissan GT-R Insurance Rates

The average insurance rates for a Nissan GT-R are $1,190 a year including full coverage. Comprehensive costs approximately $248, collision costs $404, and liability is $402. A liability-only policy costs around $446 a year, with high-risk insurance costing around $2,570. Teens cost the most to insure at $4,486 a year or more.

Average premium for full coverage: $1,190

Policy rates by type of insurance:

Full coverage includes $500 physical damage deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and for different GT-R trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on car insurance prices. Rural locations are shown to have a lower frequency of comprehensive and collision claims than cities with more traffic congestion.

The price range example below illustrates the effect of geographic area on auto insurance prices.

The examples above highlight why anyone shopping for car insurance should compare rates quotes using their specific location and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated Nissan GT-R insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $691
• Raising to $1,000 deductibles will save $150 every year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,190
• Selecting more expensive low deductibles will increase the cost to $1,474
• At-risk drivers with serious driving violations could pay around $2,570 or more
• Policy cost for full coverage for a teen driver with full coverage can cost $4,486

View Chart as Image

Car insurance rates for a Nissan GT-R also range considerably based on your risk profile, the model of your GT-R, and physical damage deductibles and liability limits.

An older driver with no driving violations and high deductibles may pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged in the ballpark of $4,400 a year. View Rates by Age

Your home state also has a big influence on Nissan GT-R insurance prices. A middle-age driver might find rates as low as $910 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,690 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $440 every year, while increasing your policy's liability limits will push rates upward. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying anywhere from $1,400 to $2,000 extra every year, depending on your age. High-risk driver insurance is expensive and can cost as much as 45% to 131% more than the average policy. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to compare rates and see which company has the best rate. Every auto insurance company calculates rates differently, so rate quotes will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Nissan GT-R Insurance

Finding cheaper rates on car insurance consists of being a safe and courteous driver, having above-average credit, paying for small claims out-of-pocket, and avoiding coverage lapses. Take the time to compare rates once a year by getting rate quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

Below is a summary of the data that was covered in the above illustrations.

• You may be able to save around $140 per year simply by shopping early and online
• Policyholders who purchase higher levels of liability will pay approximately $440 per year to raise from a 30/60 limit to 250/500 limits
• Teenage drivers pay the highest auto insurance rates, with premiums being up to $374 each month if full coverage is included
• Higher risk drivers who have multiple accidents or major violations could be forced to pay on average $1,380 more per year for auto insurance