Nissan Pathfinder Insurance Rates

Average Nissan Pathfinder insurance rates amount to $1,308 a year for full coverage. This figure fluctuates based on a variety of factors such as the age, location, and driving record of the policyholder. 

In order to make Nissan Pathfinder insurance costs easy to understand, we have prepared this comprehensive guide. The details contained in this article will help you on your way to securing an affordable Nissan Pathfinder insurance policy that you can feel confident about.

When you’re ready, read through the helpful information below and don’t forget to use our free online tool to start comparing Nissan Pathfinder quotes today.

Estimated insurance rates for a Nissan Pathfinder are $1,196 a year with full coverage. Comprehensive costs an estimated $230 a year, collision insurance costs $352, and liability is estimated at $456. A liability-only policy costs approximately $508 a year, and high-risk insurance costs around $2,578. Teens pay the most at up to $4,630 a year.

Average premium for full coverage: $1,196

Premium estimates broken down by type of coverage:

Estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all U.S. states and Pathfinder trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can have significant affects on car insurance rates. More rural locations are statistically proven to have lower incidents of collision claims than cities with more traffic congestion. The diagram below illustrates the difference location can make on insurance prices.

These rate differences demonstrate why it is important to get quotes for a targeted area, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details average Nissan Pathfinder insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $707
• Choosing higher $1,000 deductibles can save approximately $1,064 annually
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,196
• Selecting low $100 deductibles for comp and collision coverage bumps up the cost to $1,450
• Unlucky drivers with serious driving violations could pay up to $2,578
• An auto insurance policy that insures a teen driver can cost as much as $4,630 each year

View Chart as Image

Auto insurance prices for a Nissan Pathfinder also have a wide range based on the trim level of your Pathfinder, your age and driving habits, and liability limits and deductibles.

If you have a few violations or you caused an accident, you may be forking out $1,400 to $2,000 in extra premium annually, depending on your age. A high-risk auto insurance policy ranges as much as 43% to 131% more than the average policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,100 annually on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay at least $4,600 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Nissan Pathfinder insurance prices. A good driver about age 40 could pay as low as $860 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,620 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $390 every year, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $411 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Nissan Pathfinder Insurance

Finding better rates on car insurance takes having a decent driving record, maintaining a good credit score, being claim-free, and consideration of higher deductibles. Compare rates every time your policy renews by getting quotes from direct companies, and also from insurance agencies where you live.

The following items are a review of the information touched on in this article.

• You may be able to save approximately $140 per year just by quoting early and online
• 16 to 18-year-old drivers are the costliest to insure, possibly costing $386 per month if the policy includes full coverage
• Increasing policy deductibles can save approximately $375 each year
• Higher risk drivers who have several accidents or serious violations could be forced to pay on average $1,380 more annually than a driver with a clean driving record
• Policyholders who want additional liability coverage will pay approximately $500 every year to raise limits from 30/60 bodily injury limits to the 250/500 level

You might have noticed that insurance companies consider a wide assortment of factors when providing customers with quotes. However, you can receive Nissan Pathfinder quotes in real-time by using our free tool below.

What are the safety ratings of the Nissan Pathfinder?

It’s important to consider the Nissan Pathfinder safety ratings to get a good idea of where you might qualify for policy discounts. The ratings below show the breakdown of the crash test ratings for this model as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from the results, the Nissan Pathfinder earned the highest mark possible in every category with the exception of the small overlap on the passenger’s side of the vehicle.

Nissan Pathfinder Compared Against Other Vehicles in the Same Class

Classified as a midsized SUV, the Nissan Pathfinder has a heavier curb weight, which contributes positively to a higher overall safety rating. 

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Nissan Pathfinder.

• Buick Enclave
• Honda Pilot
• Volkswagen Tiguan

When it comes down to the figures, the IIHS reports that the Nissan Pathfinder has a bodily injury loss percentage of 9 percent and a property damage loss percentage of 13 percent. These figures are around the average for this vehicle class, making Nissan Pathfinder insurance rates standard for the industry.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Nissan Pathfinder insurance quotes from multiple providers today.