Nissan Pathfinder Insurance Rates

Average Nissan Pathfinder insurance rates amount to $1,308 a year for full coverage. This figure fluctuates based on a variety of factors such as the age, location, and driving record of the policyholder. 

In order to make Nissan Pathfinder insurance costs easy to understand, we have prepared this comprehensive guide. The details contained in this article will help you on your way to securing an affordable Nissan Pathfinder insurance policy that you can feel confident about.

When you’re ready, read through the helpful information below and don’t forget to use our free online tool to start comparing Nissan Pathfinder quotes today.

Average auto insurance rates for a Nissan Pathfinder are $1,282 annually for full coverage insurance. Comprehensive costs approximately $272 each year, collision insurance costs $436, and liability coverage is $416. A liability-only policy costs around $474 a year, and high-risk insurance costs around $2,762. 16-year-old drivers receive the highest rates at up to $4,836 a year.

Average premium for full coverage: $1,282

Rate estimates by individual coverage type:

These estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all 50 states and Pathfinder models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a large influence on the price of auto insurance. Rural locations tend to have fewer physical damage claims than congested cities. The graphic below illustrates the difference between rural and urban areas on auto insurance prices.

These examples illustrate why all drivers should compare rates quotes using their specific location and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average Nissan Pathfinder insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $749
• Raising to $1,000 deductibles will save $162 each year
• The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,282
• Buying low deductibles will cost $1,592
• Unlucky drivers with multiple tickets or accidents could pay around $2,762
• The cost with full coverage for a teenage driver can cost $4,836

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Insurance rates for a Nissan Pathfinder can also vary considerably based on the trim level of your Pathfinder, your risk profile, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high physical damage deductibles may only pay around $1,200 every 12 months on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they can expect to pay in the ballpark of $4,800 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying anywhere from $1,500 to $2,100 extra per year, depending on your age. Insurance for high-risk drivers is expensive and can cost around 43% to 130% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can reduce rates by up to $480 a year, whereas increasing liability limits will push rates upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $375 more per year. View Rates by Deductible or Liability Limit

Where you live also has a big influence on Nissan Pathfinder insurance rates. A middle-age driver might find rates as low as $840 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,730 on average in Florida, New York, and Michigan.

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Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Nissan Pathfinder Insurance

Saving money on auto insurance consists of having a decent driving record, having a good credit history, avoid buying unnecessary coverage, and possibly raising deductibles. Set aside time to compare rates once a year by getting quotes from direct insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

The following items are a brief summary of the data that was covered above.

• It is possible to save around $150 per year just by quoting online in advance
• Consumers who purchase additional liability coverage will pay around $460 annually to raise from a minimum limit to higher 250/500 limits
• 16 to 18-year-old drivers are expensive to insure, costing up to $403 per month including comprehensive and collision insurance
• Drivers that tend to have accidents or serious violations could be forced to pay on average $1,480 more per year than a driver with a clean driving record

You might have noticed that insurance companies consider a wide assortment of factors when providing customers with quotes. However, you can receive Nissan Pathfinder quotes in real-time by using our free tool below.

What are the safety ratings of the Nissan Pathfinder?

It’s important to consider the Nissan Pathfinder safety ratings to get a good idea of where you might qualify for policy discounts. The ratings below show the breakdown of the crash test ratings for this model as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from the results, the Nissan Pathfinder earned the highest mark possible in every category with the exception of the small overlap on the passenger’s side of the vehicle.

Nissan Pathfinder Compared Against Other Vehicles in the Same Class

Classified as a midsized SUV, the Nissan Pathfinder has a heavier curb weight, which contributes positively to a higher overall safety rating. 

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Nissan Pathfinder.

• Buick Enclave
• Honda Pilot
• Volkswagen Tiguan

When it comes down to the figures, the IIHS reports that the Nissan Pathfinder has a bodily injury loss percentage of 9 percent and a property damage loss percentage of 13 percent. These figures are around the average for this vehicle class, making Nissan Pathfinder insurance rates standard for the industry.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Nissan Pathfinder insurance quotes from multiple providers today.