Nissan Titan Insurance Rates

The average insurance prices for a Nissan Titan are $1,374 every 12 months for full coverage insurance. Comprehensive insurance costs an estimated $260 each year, collision costs $424, and liability insurance costs around $510. Liability-only coverage costs as low as $568 a year, with high-risk coverage costing $2,966 or more. Teens cost the most to insure at $5,308 a year or more.

Average premium for full coverage: $1,374

Policy rates broken down by type of insurance:

Includes $500 deductibles, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 states and Titan models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on the price of insurance. More rural locations are shown to have more infrequent physical damage claims than cities with more traffic congestion.

The graphic below illustrates the effect of geographic area on insurance prices.

The examples above illustrate why all drivers should compare prices for a targeted area and their own driving history, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates estimated Nissan Titan insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $807
• Using higher $1,000 deductibles will save approximately $154 each year
• The average price for a good driver age 40 who has $500 deductibles is $1,374
• Selecting low deductibles for physical damage coverage costs an extra $300 a year
• Drivers with serious driving violations could pay up to $2,966 or more
• Policy cost to insure a teen driver can cost as much as $5,308 or more

View Chart as Image

Insurance rates for a Nissan Titan also range considerably based on liability limits and deductibles, your risk profile, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $460 each year, whereas increasing liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $507 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles could pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay at least $5,300 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying $1,600 to $2,300 additional every year, depending on your age. Insurance for high-risk drivers can be anywhere from 43% to 130% more than the average policy. View High Risk Driver Rates

Your home state has a huge impact on Nissan Titan insurance rates. A driver around age 40 might see rates as low as $900 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,850 on average in Florida, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to figure out which auto insurance is cheapest is to do a rate comparison from as many companies as possible. Each insurance company calculates rates differently, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Cheapest Nissan Titan Insurance

Finding cheaper rates on Nissan Titan insurance requires not taking risks behind the wheel, having above-average credit, being claim-free, and maximizing policy discounts. Take the time to compare rates at least once a year by getting quotes from direct insurance companies, and also from insurance agencies where you live.

The following is a recap of the primary concepts that were covered in the above illustrations.

• It is possible to save approximately $160 per year simply by quoting online in advance
• High-risk drivers that have major violations or accidents could be forced to pay on average $1,590 more annually for Titan insurance
• Increasing comprehensive and collision deductibles could save as much as $450 each year
• Teens are expensive to insure, possibly costing $442 each month if full coverage is included