Nissan Titan Insurance Rates

The average insurance rates for a Nissan Titan are $986 a year for full coverage insurance. Comprehensive costs approximately $142, collision insurance costs $160, and liability is $504. Liability-only coverage costs around $564 a year, and high-risk coverage costs around $2,116. Teen drivers cost the most to insure at up to $4,078 a year.

Average premium for full coverage: $986

Policy rates by type of insurance:

Rates are based on $500 physical damage deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 states and for different Titan trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on the price of auto insurance. Rural locations are shown to have lower incidents of physical damage claims than larger metro areas. The price range example below illustrates how location helps determine auto insurance prices.

The examples above illustrate why anyone shopping for car insurance should compare rates quotes using their specific location, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Nissan Titan insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $615
• Raising to $1,000 deductibles will save $68 each year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $986
• Choosing more expensive low deductibles bumps up the cost to $1,118
• At-risk drivers with multiple violations and an at-fault accident could pay around $2,116
• Policy cost that insures a teen driver with full coverage can cost $4,078

View Chart as Image

Insurance rates for a Nissan Titan also range considerably based on the model year and trim level, your age and driving record, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are probably paying anywhere from $1,200 to $1,700 additional every year, depending on your age. High-risk driver insurance is expensive and can cost as much as 42% to 135% more than average. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $900 every 12 months on average, or $75 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,000 a year. View Rates by Age

Your home state also has a big influence on Nissan Titan insurance prices. A middle-age driver might find rates as low as $650 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,330 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles can reduce rates by up to $200 every year, while increasing your policy's liability limits will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $502 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2004 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Nissan Titan Insurance

Finding cheaper rates on car insurance consists of being a safe and courteous driver, having a good credit score, being claim-free, and consideration of higher deductibles. Shop around every time your policy renews by requesting quotes from direct insurance companies, and also from your local car insurance providers.

Below is a quick review of the information covered in the charts and tables above.

• It is possible to save around $110 per year just by shopping early and online
• Teenage drivers are the costliest to insure, possibly costing $340 each month if comprehensive and collision insurance is included
• Increasing comprehensive and collision deductibles can save approximately $200 each year
• Higher risk drivers with a DUI or reckless driving violation could be charged and average of $1,130 more per year for auto insurance
• Policyholders who purchase higher levels of liability will pay about $550 annually to raise from a 30/60 limit to the 250/500 level