Porsche 718 Cayman Insurance Rates

Average insurance prices for a Porsche 718 Cayman are $1,690 every 12 months for full coverage. Comprehensive costs around $356, collision insurance costs $716, and liability coverage is estimated at $460. Liability-only coverage costs approximately $510 a year, and high-risk coverage costs around $3,688. Teen drivers receive the highest rates at up to $6,258 a year.

Average premium for full coverage: $1,690

Rate estimates for individual coverage type:

Rate estimates include $500 policy deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all states and for all 718 Cayman models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a large influence on auto insurance rates. Areas with sparse population tend to have more infrequent accident claims than larger metro areas. The example below illustrates how location helps determine auto insurance rates.

These examples show why everyone should get quotes for a specific zip code and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Porsche 718 Cayman insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $948
• Choosing higher $1,000 deductibles can save about $244 a year
• The average price for a 40-year-old driver using $500 deductibles is $1,690
• Choosing pricier low deductibles for comp and collision coverage increases the price to $2,166
• Drivers with multiple violations and an at-fault accident could pay at least $3,688
• The cost to insure a teenage driver for full coverage can be $6,258 each year

View Chart as Image

Car insurance rates for a Porsche 718 Cayman can also vary considerably based on policy deductibles and limits, your driver profile, and the trim level and model year.

Choosing high deductibles can save as much as $720 a year, whereas buying more liability protection will increase rates. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles may only pay around $1,600 annually on average for full coverage. Rates are highest for teen drivers, since even excellent drivers will be charged as much as $6,200 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at least $2,000 to $2,800 extra per year, depending on your age. Porsche 718 Cayman insurance for high-risk drivers ranges around 45% to 132% more than average. View High Risk Driver Rates

Where you live plays a big part in determining prices for Porsche 718 Cayman insurance rates. A good driver about age 40 could pay as low as $1,110 a year in states like Idaho, Maine, and Iowa, or as much as $2,410 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Shop for the Best Porsche 718 Cayman Insurance

Saving money on auto insurance takes being a good driver, maintaining a good credit score, eliminating unneeded coverage, and consideration of higher deductibles. Invest time comparing rates once a year by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following list is a brief recap of the data that was covered in the charts and tables above.

• Drivers can save up to $210 per year just by quoting online well ahead of the renewal date
• Consumers who may need an increased level of liability coverage will pay about $510 each year to raise limits from a minimum limit to a 250/500 level
• Drivers age 16 to 20 are the costliest to insure, costing as high as $522 per month if the policy includes full coverage
• Drivers who tend to receive serious violations may pay on average $2,000 more every year than a safer driver