Suzuki SX4 Insurance Rates

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UPDATED: Jun 4, 2023

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U.S. average auto insurance rates for a Suzuki SX4 are $1,370 annually with full coverage. Comprehensive insurance costs on average $308 each year, collision costs $532, and liability insurance costs $372. Buying just liability costs as little as $438 a year, with insurance for high-risk drivers costing $2,954 or more. Teen drivers pay the highest rates at $5,052 a year or more.

Average premium for full coverage: $1,370

Price estimates by individual coverage:

Comprehensive $308
Collision $532
Liability $372

These estimates include $500 physical damage deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all U.S. states and SX4 models.

Price Range from Low to High

For a driver in their 40's, Suzuki SX4 insurance prices go from as cheap as $438 for liability-only coverage to a high rate of $2,954 for high-risk insurance.

Liability Only $438
Full Coverage $1,370
High Risk $2,954

Geographic Price Range

Your location has a significant impact on auto insurance rates. Rural areas have fewer collision claims than larger metro areas.

The graphic below illustrates how location helps determine car insurance rates.

Rural Areas $1,028
Small Cities $1,439
Large Cities $1,850

The ranges above demonstrate why all drivers should compare rates based on a specific location and their own personal driving habits, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below details estimated Suzuki SX4 insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $791
  • Drivers who choose higher $1,000 deductibles will pay around $192 annually
  • The estimated rate for the average middle-age driver with $500 deductibles is $1,370
  • Choosing low deductibles for comprehensive and collision insurance costs an additional $368 a year
  • High risk drivers with multiple violations and an at-fault accident could pay upwards of $2,954 or more
  • The price with full coverage for a teen driver may cost $5,052 a year

View Chart as Image

Suzuki SX4 insurance cost comparison chart
Column chart showing full coverage Suzuki SX4 insurance prices range from $791 to $5,052

Insurance prices for a Suzuki SX4 are also quite variable based on the trim level and model year, your driving record, and policy deductibles and limits.

More mature drivers with no violations or accidents and high physical damage deductibles could pay as little as $1,300 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they should be prepared to pay upwards of $5,000 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out at a minimum $1,600 to $2,200 additional each year, depending on your age. Insurance for high-risk drivers can cost anywhere from 44% to 131% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $560 each year, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $335 more each year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Suzuki SX4 insurance rates. A 40-year-old driver could pay as low as $990 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,850 on average in Florida, Michigan, and New York.

Suzuki SX4 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,238 -$132 -9.6%
Alaska $1,052 -$318 -23.2%
Arizona $1,138 -$232 -16.9%
Arkansas $1,370 -$0 0.0%
California $1,560 $190 13.9%
Colorado $1,310 -$60 -4.4%
Connecticut $1,408 $38 2.8%
Delaware $1,552 $182 13.3%
Florida $1,714 $344 25.1%
Georgia $1,266 -$104 -7.6%
Hawaii $986 -$384 -28.0%
Idaho $926 -$444 -32.4%
Illinois $1,022 -$348 -25.4%
Indiana $1,030 -$340 -24.8%
Iowa $926 -$444 -32.4%
Kansas $1,302 -$68 -5.0%
Kentucky $1,870 $500 36.5%
Louisiana $2,030 $660 48.2%
Maine $846 -$524 -38.2%
Maryland $1,130 -$240 -17.5%
Massachusetts $1,096 -$274 -20.0%
Michigan $2,380 $1,010 73.7%
Minnesota $1,148 -$222 -16.2%
Mississippi $1,640 $270 19.7%
Missouri $1,216 -$154 -11.2%
Montana $1,472 $102 7.4%
Nebraska $1,080 -$290 -21.2%
Nevada $1,644 $274 20.0%
New Hampshire $988 -$382 -27.9%
New Jersey $1,532 $162 11.8%
New Mexico $1,212 -$158 -11.5%
New York $1,444 $74 5.4%
North Carolina $790 -$580 -42.3%
North Dakota $1,122 -$248 -18.1%
Ohio $944 -$426 -31.1%
Oklahoma $1,408 $38 2.8%
Oregon $1,256 -$114 -8.3%
Pennsylvania $1,308 -$62 -4.5%
Rhode Island $1,828 $458 33.4%
South Carolina $1,242 -$128 -9.3%
South Dakota $1,156 -$214 -15.6%
Tennessee $1,202 -$168 -12.3%
Texas $1,650 $280 20.4%
Utah $1,016 -$354 -25.8%
Vermont $938 -$432 -31.5%
Virginia $820 -$550 -40.1%
Washington $1,060 -$310 -22.6%
West Virginia $1,256 -$114 -8.3%
Wisconsin $950 -$420 -30.7%
Wyoming $1,222 -$148 -10.8%

View Chart as Image

Suzuki SX4 insurance rates by U.S. city

Since prices can be so different, the best way to find out exactly what you will pay is to do a rate comparison from as many companies as possible. Every company uses a different rate calculation, and prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Suzuki SX4 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Suzuki SX4 LE $1,328 $111
Suzuki SX4 Sport S $1,418 $118
Suzuki SX4 Sport SE $1,418 $118
Suzuki SX4 2WD $1,262 $105
Suzuki SX4 AWD AWD $1,308 $109
Suzuki SX4 Sport GTS $1,464 $122
Suzuki SX4 Sportback 2WD $1,308 $109
Suzuki SX4 Technology 2WD $1,308 $109
Suzuki SX4 Technology AWD $1,384 $115
Suzuki SX4 Touring AWD $1,384 $115

Rates assume 2026 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Suzuki SX4 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2009 Suzuki SX4 $146 $178 $460 $942

Rates are averaged for all Suzuki SX4 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheap Suzuki SX4 Insurance

Getting lower rates on Suzuki SX4 insurance not only requires being a safe and courteous driver, but also having good credit, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Invest time comparing rates every couple of years by quoting rates from direct companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

Below is a brief summary of the material that was covered in the charts and tables above.

  • Drivers who require higher levels of liability will pay about $410 every year to go from a low limit to higher 250/500 limits
  • Teenage drivers pay higher prices, costing up to $421 a month if they have full coverage
  • High-risk drivers that tend to have accidents or serious violations pay an average of $1,580 more each year for auto insurance
  • Increasing physical damage deductibles could save up to $550 each year

Rates by Driver Age

Suzuki SX4 Insurance Rates by Driver Age
Driver Age Premium
16 $5,052
20 $3,150
30 $1,432
40 $1,370
50 $1,252
60 $1,226

Full coverage, $500 deductibles

Rates by Deductible

Suzuki SX4 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,738
$250 $1,568
$500 $1,370
$1,000 $1,178

Full coverage, driver age 40

Rates by Liability Limit

Suzuki SX4 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,370
50/100 $1,458
100/300 $1,551
250/500 $1,793
100 CSL $1,496
300 CSL $1,700
500 CSL $1,849

Full coverage, driver age 40

Rates for High Risk Drivers

Suzuki SX4 Insurance Rates for High Risk Drivers
Age Premium
16 $7,208
20 $5,000
30 $3,018
40 $2,954
50 $2,814
60 $2,788

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $188

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $73
Multi-vehicle $70
Homeowner $20
5-yr Accident Free $101
5-yr Claim Free $88
Paid in Full/EFT $63
Advance Quote $67
Online Quote $97
Total Discounts $579
Rate after discounts $791

Discounts are estimated and may not be available from every company or in every state.

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