Acura MDX Insurance Rates

Average auto insurance rates for an Acura MDX are $1,436 annually with full coverage. Comprehensive costs around $344 each year, collision insurance costs $536, and liability coverage is $398. A liability-only policy costs around $460 a year, and high-risk insurance costs around $3,084. 16-year-old drivers receive the highest rates at up to $5,252 a year.

Average premium for full coverage: $1,436

Rate estimates for individual coverage type:

Price estimates include $500 physical damage deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all U.S. states and MDX models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a large influence on insurance rates. Areas with sparse population tend to have fewer collision claims than congested cities. The graphic below illustrates the difference location can make on auto insurance rates.

These examples demonstrate why all drivers should compare rates quotes for a specific zip code and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average Acura MDX insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $832
• Raising to $1,000 deductibles will save about $200 annually
• The estimated rate for a 40-year-old driver using $500 deductibles is $1,436
• Buying low deductibles will cost $1,822
• Unlucky drivers with multiple tickets or accidents could pay at least $3,084
• The cost with full coverage for a teenage driver can be $5,252

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Insurance rates for an Acura MDX can also vary considerably based on the trim level of your MDX, your driving record, and deductibles and policy limits.

More mature drivers with a clean driving record and high physical damage deductibles may only pay around $1,300 every 12 months on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they can expect to pay as much as $5,200 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out at least $1,700 to $2,300 extra per year, depending on your age. Insurance for high-risk drivers is expensive and can cost around 44% to 132% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can reduce rates by up to $590 a year, whereas increasing liability limits will increase rates. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $358 more per year. View Rates by Deductible or Liability Limit

Where you live also has a big influence on Acura MDX insurance rates. A middle-age driver might find rates as low as $1,040 a year in states like New Hampshire, Ohio, and Utah, or at least $1,940 on average in Florida, Michigan, and New York.

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Insurance Rates by Trim Level and Model Year

Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper Acura MDX Insurance

Saving money on auto insurance consists of being a safe and courteous driver, having a good credit history, eliminating unnecessary coverage, and dropping full coverage on older vehicles. Make time to compare rates at least once a year by quoting rates from direct companies like Progressive and GEICO, and also from local exclusive and independent agents.

Below is a condensed summary of the primary concepts that were touched on in this article.

• You may be able to save up to $170 per year just by quoting online in advance
• Drivers with multiple at-fault accidents may pay on average $1,650 more every year for auto insurance
• Increasing deductibles could save up to $575 each year
• Teenage drivers pay higher rates, with premiums as much as $438 per month including comprehensive and collision insurance