Acura NSX Insurance Rates

The average insurance rates for an Acura NSX are $1,884 a year with full coverage. Comprehensive insurance costs approximately $434 each year, collision insurance costs $832, and liability coverage is $460. Buying just liability costs around $510 a year, and insurance for high-risk drivers costs $4,100 or more. Teen drivers cost the most to insure at up to $6,830 a year.

Average premium for full coverage: $1,884

Policy rates by type of insurance:

Price estimates include $500 physical damage insurance deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and NSX models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on the price of insurance. Rural locations are shown to have lower incidents of collision claims than larger metro areas. The graphic below illustrates the difference between rural and urban areas on auto insurance prices.

The examples above demonstrate why all drivers should compare rates quotes using their specific location, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Acura NSX insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $1,052
• Raising to $1,000 deductibles will save $286 annually
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,884
• Choosing low deductibles will cost an additional $560 each year
• Unlucky drivers with multiple violations and an at-fault accident could pay around $4,100
• Policy cost that insures a teenage driver can cost $6,830

View Chart as Image

Insurance rates for an Acura NSX also range considerably based on the trim level and model year, your age and driving habits, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you may be forking out anywhere from $2,200 to $3,000 extra every year, depending on your age. Insurance for high-risk drivers is expensive and can cost around 44% to 131% more than average. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,700 every 12 months on average, or $142 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay in the ballpark of $6,800 a year. View Rates by Age

Your home state also has a big influence on Acura NSX insurance rates. A middle-age driver might find rates as low as $1,360 a year in states like Utah, Ohio, and New Hampshire, or as much as $2,540 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing high deductibles can reduce rates by up to $850 a year, whereas increasing liability limits will push rates upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

How to Find Cheaper Acura NSX Insurance

Finding cheaper rates on auto insurance consists of being a low-risk driver, having above-average credit, not filing small claims, and possibly raising deductibles. Shop around every couple of years by getting quotes from direct companies, and also from local insurance agencies.

The items below are a condensed summary of the material that was covered above.

• Consumers who purchase more liability coverage will pay about $510 every year to raise from a 30/60 limit to the 250/500 level
• Teen drivers are expensive to insure, as much as $569 each month if full coverage is included
• Drivers with multiple at-fault accidents may have to pay on average $2,220 more per year to insure their NSX
• Increasing comprehensive and collision deductibles can save approximately $850 each year