Acura NSX Insurance Rates

The average insurance prices for an Acura NSX are $1,884 every 12 months with full coverage. Comprehensive costs an estimated $434 a year, collision insurance costs $832, and liability is estimated at $460. Liability-only insurance costs approximately $510 a year, and high-risk driver insurance costs around $4,100. Teenage drivers cost the most to insure at up to $6,830 a year.

Average premium for full coverage: $1,884

Policy rates broken down by type of insurance:

Full coverage includes $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all U.S. states and NSX trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on car insurance rates. More rural locations are shown to have more infrequent collision claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on insurance prices.

The examples above demonstrate why it is important to get quotes for a targeted area and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Acura NSX insurance rates for other coverage scenarios.

• The best discount rate is $1,052
• Choosing higher $1,000 deductibles can save approximately $1,598 annually
• The average price for a good driver age 40 who has $500 deductibles is $1,884
• Using low $100 deductibles for comp and collision coverage increases the price to $2,444
• Unlucky drivers who are prone to accidents and violations could pay up to $4,100
• Policy cost to insure a teen driver can cost as much as $6,830 each year

View Chart as Image

Auto insurance rates for an Acura NSX also range considerably based on liability limits and deductibles, your driving record, and the model year and trim level.

Using high physical damage deductibles can save as much as $850 every year, while buying higher liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may pay as little as $1,700 annually on average, or $142 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will have to pay at least $6,800 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out $2,200 to $3,000 in extra premium every year, depending on your age. A high-risk auto insurance policy ranges as much as 44% to 131% more than a normal policy. View High Risk Driver Rates

Your home state plays a big part in determining prices for Acura NSX insurance prices. A good driver about age 40 could pay as low as $1,360 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $2,540 on average in New York, Michigan, and Florida.

View Chart as Image

How to Shop for More Affordable Acura NSX Insurance

Finding cheaper rates on car insurance takes having a decent driving record, having a good credit score, not filing small claims, and consideration of higher deductibles. Set aside time to compare rates at least once a year by getting quotes from direct companies, and also from your local independent and exclusive agents.

The following items are a summary of the primary concepts that were covered above.

• You may be able to save approximately $240 per year just by quoting early and online
• Higher risk drivers who have multiple accidents or major violations may pay on average $2,220 more annually than a driver with a clean driving record
• Increasing comprehensive and collision deductibles could save as much as $850 each year
• 16 to 18-year-old drivers are the costliest to insure, as much as $569 each month if comprehensive and collision insurance is included