Acura NSX Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 11, 2024
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U.S. average insurance prices for an Acura NSX are $1,986 every 12 months with full coverage. Comprehensive insurance costs on average $464, collision insurance costs $904, and liability coverage costs $460. A policy with just liability insurance costs as little as $510 a year, and coverage for high-risk drivers costs $4,328 or more. Teens pay the highest rates at up to $7,160 a year.
Average premium for full coverage: $1,986
Price estimates by individual coverage:
Rates are based on $500 policy deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all U.S. states and for all NSX models.
Price Range from Low to High
For a 40-year-old driver, Acura NSX insurance prices range from the cheapest price of $510 for liability-only coverage to the much higher price of $4,328 for a driver required to buy high-risk insurance.
Geographic Price Range
Your location has a large influence on auto insurance rates. Rural areas have more infrequent collision claims than cities with more traffic congestion. The example below illustrates how your location can change car insurance rates.
The ranges above demonstrate why everyone should compare rates based on a specific location and their own driving history, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below details average Acura NSX insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $1,102
- Drivers who choose higher $1,000 deductibles will pay around $310 annually
- The average price for the average middle-age driver with $500 deductibles is $1,986
- Selecting pricier low deductibles for comprehensive and collision insurance costs an extra $608 each year
- High-risk insureds with serious driving violations could pay upwards of $4,328
- The price to insure a teenage driver for full coverage may cost $7,160 a year
Insurance prices for an Acura NSX are also quite variable based on deductibles and policy limits, your driving record, and the trim level of your NSX.
Choosing higher comprehensive and collision insurance deductibles could save up to $920 a year, whereas buying more liability protection will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $414 more per year. View Rates by Deductible or Liability Limit
A more mature driver with a clean driving record and higher deductibles may only pay around $1,800 per year on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers can expect to pay upwards of $7,100 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you may be forking out at a minimum $2,400 to $3,200 extra each year, depending on your age. Acura NSX insurance for high-risk drivers can cost around 45% to 135% more than the average policy. View High Risk Driver Rates
The state you live in makes a big difference in Acura NSX insurance rates. A 40-year-old driver could pay as low as $1,430 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $2,680 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,798 | -$188 | -9.5% |
| Alaska | $1,524 | -$462 | -23.3% |
| Arizona | $1,648 | -$338 | -17.0% |
| Arkansas | $1,986 | -$0 | 0.0% |
| California | $2,264 | $278 | 14.0% |
| Colorado | $1,898 | -$88 | -4.4% |
| Connecticut | $2,042 | $56 | 2.8% |
| Delaware | $2,248 | $262 | 13.2% |
| Florida | $2,484 | $498 | 25.1% |
| Georgia | $1,834 | -$152 | -7.7% |
| Hawaii | $1,426 | -$560 | -28.2% |
| Idaho | $1,346 | -$640 | -32.2% |
| Illinois | $1,480 | -$506 | -25.5% |
| Indiana | $1,496 | -$490 | -24.7% |
| Iowa | $1,342 | -$644 | -32.4% |
| Kansas | $1,888 | -$98 | -4.9% |
| Kentucky | $2,710 | $724 | 36.5% |
| Louisiana | $2,940 | $954 | 48.0% |
| Maine | $1,226 | -$760 | -38.3% |
| Maryland | $1,638 | -$348 | -17.5% |
| Massachusetts | $1,590 | -$396 | -19.9% |
| Michigan | $3,452 | $1,466 | 73.8% |
| Minnesota | $1,664 | -$322 | -16.2% |
| Mississippi | $2,380 | $394 | 19.8% |
| Missouri | $1,764 | -$222 | -11.2% |
| Montana | $2,134 | $148 | 7.5% |
| Nebraska | $1,566 | -$420 | -21.1% |
| Nevada | $2,384 | $398 | 20.0% |
| New Hampshire | $1,432 | -$554 | -27.9% |
| New Jersey | $2,222 | $236 | 11.9% |
| New Mexico | $1,760 | -$226 | -11.4% |
| New York | $2,092 | $106 | 5.3% |
| North Carolina | $1,142 | -$844 | -42.5% |
| North Dakota | $1,626 | -$360 | -18.1% |
| Ohio | $1,372 | -$614 | -30.9% |
| Oklahoma | $2,040 | $54 | 2.7% |
| Oregon | $1,820 | -$166 | -8.4% |
| Pennsylvania | $1,894 | -$92 | -4.6% |
| Rhode Island | $2,650 | $664 | 33.4% |
| South Carolina | $1,800 | -$186 | -9.4% |
| South Dakota | $1,678 | -$308 | -15.5% |
| Tennessee | $1,740 | -$246 | -12.4% |
| Texas | $2,394 | $408 | 20.5% |
| Utah | $1,472 | -$514 | -25.9% |
| Vermont | $1,358 | -$628 | -31.6% |
| Virginia | $1,190 | -$796 | -40.1% |
| Washington | $1,536 | -$450 | -22.7% |
| West Virginia | $1,822 | -$164 | -8.3% |
| Wisconsin | $1,374 | -$612 | -30.8% |
| Wyoming | $1,770 | -$216 | -10.9% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2022 Acura NSX | $574 | $1,248 | $416 | $2,396 |
| 2021 Acura NSX | $554 | $1,196 | $430 | $2,338 |
| 2020 Acura NSX | $524 | $1,154 | $442 | $2,278 |
| 2019 Acura NSX | $504 | $1,072 | $452 | $2,186 |
| 2018 Acura NSX | $484 | $1,008 | $456 | $2,106 |
| 2017 Acura NSX | $464 | $904 | $460 | $1,986 |
| 2016 Acura NSX | $434 | $832 | $460 | $1,884 |
Rates are averaged for all Acura NSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Cheap Acura NSX Insurance
Getting lower rates on auto insurance not only requires being a good driver, but also having good credit, avoid buying unnecessary coverage, and determing if full coverage is necessary. Invest the time to shop around at every policy renewal by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.
The following list is a quick review of the data illustrated above.
- Consumers who require an increased level of liability coverage will pay approximately $510 every year to go from a low limit to a 250/500 level
- You may be able to save as much as $250 per year just by quoting online well ahead of the renewal date
- Increasing physical damage deductibles could save as much as $925 each year
- Drivers age 16 to 20 pay the highest prices, costing up to $597 a month if they have full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $7,160 |
| 20 | $4,604 |
| 30 | $2,094 |
| 40 | $1,986 |
| 50 | $1,810 |
| 60 | $1,778 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,594 |
| $250 | $2,310 |
| $500 | $1,986 |
| $1,000 | $1,676 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,986 |
| 50/100 | $2,078 |
| 100/300 | $2,193 |
| 250/500 | $2,492 |
| 100 CSL | $2,124 |
| 300 CSL | $2,377 |
| 500 CSL | $2,561 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $10,300 |
| 20 | $7,342 |
| 30 | $4,450 |
| 40 | $4,328 |
| 50 | $4,130 |
| 60 | $4,094 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $110 |
| Multi-vehicle | $105 |
| Homeowner | $27 |
| 5-yr Accident Free | $159 |
| 5-yr Claim Free | $132 |
| Paid in Full/EFT | $100 |
| Advance Quote | $105 |
| Online Quote | $146 |
| Total Discounts | $884 |
Discounts are estimated and may not be available from every company or in every state.
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