Acura NSX Insurance Rates

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UPDATED: May 11, 2024

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Estimated insurance rates for an Acura NSX are $1,986 a year for full coverage. Comprehensive costs an estimated $464, collision costs $904, and liability insurance costs around $460. A policy with only liability insurance costs as low as $510 a year, with a high-risk policy costing around $4,328. 16-year-old drivers pay the most at $7,160 a year or more.

Average premium for full coverage: $1,986

Premium estimates broken down by type of coverage:

Comprehensive $464
Collision $904
Liability $460

Rates are based on $500 policy deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all states and for different NSX trim levels.

Insurance Price Range by Risk and Coverage

For the average driver, insurance rates for an Acura NSX go from as low as $510 for the bare minimum liability coverage to a much higher rate of $4,328 for a driver who has had serious violations or accidents.

Liability Only $510
Full Coverage $1,986
High Risk $4,328

Insurance Price Range by Location

Where you live has a significant impact on insurance rates. More rural locations are statistically proven to have a lower frequency of accident claims than congested cities.

The price range example below illustrates how location impacts insurance prices.

Rural Areas $1,490
Small Cities $2,085
Large Cities $2,681

These rate differences show why anyone shopping for car insurance should compare prices for a targeted area and risk profile, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below shows estimated Acura NSX insurance rates for other coverage scenarios.

  • The best full coverage rate is $1,102
  • Using higher $1,000 deductibles will save approximately $310 a year
  • The average rate for a 40-year-old good driver who has $500 deductibles is $1,986
  • Buying more expensive low deductibles for physical damage coverage will increase the cost to $2,594
  • Drivers with multiple tickets or accidents could pay up to $4,328 or more
  • An auto insurance policy for full coverage for a teen driver with full coverage can cost as much as $7,160 or more

View Chart as Image

Acura NSX insurance cost comparison chart
Column chart showing full coverage Acura NSX insurance rates range from $1,102 to $7,160

Car insurance prices for an Acura NSX also have a wide range based on your driving characteristics, the trim level of your NSX, and liability limits and deductibles.

An older driver with no driving violations and high deductibles could pay as little as $1,800 a year, or $150 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will be charged at least $7,100 a year. View Rates by Age

Where you choose to live has a huge impact on Acura NSX insurance rates. A driver around age 40 might see prices as low as $1,310 a year in states like Iowa, Maine, and Idaho, or at least $2,830 on average in New York, Louisiana, and Michigan.

Acura NSX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,798 -$188 -9.5%
Alaska $1,524 -$462 -23.3%
Arizona $1,648 -$338 -17.0%
Arkansas $1,986 -$0 0.0%
California $2,264 $278 14.0%
Colorado $1,898 -$88 -4.4%
Connecticut $2,042 $56 2.8%
Delaware $2,248 $262 13.2%
Florida $2,484 $498 25.1%
Georgia $1,834 -$152 -7.7%
Hawaii $1,426 -$560 -28.2%
Idaho $1,346 -$640 -32.2%
Illinois $1,480 -$506 -25.5%
Indiana $1,496 -$490 -24.7%
Iowa $1,342 -$644 -32.4%
Kansas $1,888 -$98 -4.9%
Kentucky $2,710 $724 36.5%
Louisiana $2,940 $954 48.0%
Maine $1,226 -$760 -38.3%
Maryland $1,638 -$348 -17.5%
Massachusetts $1,590 -$396 -19.9%
Michigan $3,452 $1,466 73.8%
Minnesota $1,664 -$322 -16.2%
Mississippi $2,380 $394 19.8%
Missouri $1,764 -$222 -11.2%
Montana $2,134 $148 7.5%
Nebraska $1,566 -$420 -21.1%
Nevada $2,384 $398 20.0%
New Hampshire $1,432 -$554 -27.9%
New Jersey $2,222 $236 11.9%
New Mexico $1,760 -$226 -11.4%
New York $2,092 $106 5.3%
North Carolina $1,142 -$844 -42.5%
North Dakota $1,626 -$360 -18.1%
Ohio $1,372 -$614 -30.9%
Oklahoma $2,040 $54 2.7%
Oregon $1,820 -$166 -8.4%
Pennsylvania $1,894 -$92 -4.6%
Rhode Island $2,650 $664 33.4%
South Carolina $1,800 -$186 -9.4%
South Dakota $1,678 -$308 -15.5%
Tennessee $1,740 -$246 -12.4%
Texas $2,394 $408 20.5%
Utah $1,472 -$514 -25.9%
Vermont $1,358 -$628 -31.6%
Virginia $1,190 -$796 -40.1%
Washington $1,536 -$450 -22.7%
West Virginia $1,822 -$164 -8.3%
Wisconsin $1,374 -$612 -30.8%
Wyoming $1,770 -$216 -10.9%

View Chart as Image

Acura NSX insurance rates by U.S. city

Opting for high physical damage deductibles could cut prices by as much as $920 each year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will cost up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying $2,400 to $3,200 extra annually, depending on your age. High-risk driver insurance can be anywhere from 45% to 135% more than the average rate. View High Risk Driver Rates

With such a large range in prices, the only way to know which insurance company is cheapest is to compare prices from as many companies as possible. Each insurance company utilizes a different rate formula, so rate quotes will be substantially different from one company to the next.

Acura NSX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2022 Acura NSX $574 $1,248 $416 $2,396
2021 Acura NSX $554 $1,196 $430 $2,338
2020 Acura NSX $524 $1,154 $442 $2,278
2019 Acura NSX $504 $1,072 $452 $2,186
2018 Acura NSX $484 $1,008 $456 $2,106
2017 Acura NSX $464 $904 $460 $1,986
2016 Acura NSX $434 $832 $460 $1,884

Rates are averaged for all Acura NSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Acura NSX Insurance

Finding better rates on Acura NSX insurance requires being a good driver, having above-average credit, not filing small claims, and not having any coverage lapses. Spend time shopping around every other policy renewal by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The following list is a quick review of the ideas that were touched on above.

  • Drivers age 16 to 20 have the highest car insurance prices, as much as $597 per month if full coverage is included
  • High-risk drivers with a DUI or reckless driving violation pay an average of $2,340 more annually than a safer driver
  • Increasing policy deductibles can save around $925 each year
  • Drivers can save approximately $250 per year simply by shopping early and online

Rates by Driver Age

Acura NSX Insurance Rates by Driver Age
Driver Age Premium
16 $7,160
20 $4,604
30 $2,094
40 $1,986
50 $1,810
60 $1,778

Full coverage, $500 deductibles

Rates by Deductible

Acura NSX Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,594
$250 $2,310
$500 $1,986
$1,000 $1,676

Full coverage, driver age 40

Rates by Liability Limit

Acura NSX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,986
50/100 $2,078
100/300 $2,193
250/500 $2,492
100 CSL $2,124
300 CSL $2,377
500 CSL $2,561

Full coverage, driver age 40

Rates for High Risk Drivers

Acura NSX Insurance Rates for High Risk Drivers
Age Premium
16 $10,300
20 $7,342
30 $4,450
40 $4,328
50 $4,130
60 $4,094

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $287

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $110
Multi-vehicle $105
Homeowner $27
5-yr Accident Free $159
5-yr Claim Free $132
Paid in Full/EFT $100
Advance Quote $105
Online Quote $146
Total Discounts $884
Rate after discounts $1,102

Discounts are estimated and may not be available from every company or in every state.

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