Acura NSX Insurance Rates

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UPDATED: May 11, 2024

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U.S. average insurance prices for an Acura NSX are $1,986 every 12 months with full coverage. Comprehensive insurance costs on average $464, collision insurance costs $904, and liability coverage costs $460. A policy with just liability insurance costs as little as $510 a year, and coverage for high-risk drivers costs $4,328 or more. Teens pay the highest rates at up to $7,160 a year.

Average premium for full coverage: $1,986

Price estimates by individual coverage:

Comprehensive $464
Collision $904
Liability $460

Rates are based on $500 policy deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all U.S. states and for all NSX models.

Price Range from Low to High

For a 40-year-old driver, Acura NSX insurance prices range from the cheapest price of $510 for liability-only coverage to the much higher price of $4,328 for a driver required to buy high-risk insurance.

Liability Only $510
Full Coverage $1,986
High Risk $4,328

Geographic Price Range

Your location has a large influence on auto insurance rates. Rural areas have more infrequent collision claims than cities with more traffic congestion. The example below illustrates how your location can change car insurance rates.

Rural Areas $1,490
Small Cities $2,085
Large Cities $2,681

The ranges above demonstrate why everyone should compare rates based on a specific location and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below details average Acura NSX insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $1,102
  • Drivers who choose higher $1,000 deductibles will pay around $310 annually
  • The average price for the average middle-age driver with $500 deductibles is $1,986
  • Selecting pricier low deductibles for comprehensive and collision insurance costs an extra $608 each year
  • High-risk insureds with serious driving violations could pay upwards of $4,328
  • The price to insure a teenage driver for full coverage may cost $7,160 a year

View Chart as Image

Acura NSX insurance cost comparison chart
Column chart showing Acura NSX insurance prices range from $1,102 to $7,160 for full coverage

Insurance prices for an Acura NSX are also quite variable based on deductibles and policy limits, your driving record, and the trim level of your NSX.

Choosing higher comprehensive and collision insurance deductibles could save up to $920 a year, whereas buying more liability protection will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $414 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles may only pay around $1,800 per year on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers can expect to pay upwards of $7,100 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out at a minimum $2,400 to $3,200 extra each year, depending on your age. Acura NSX insurance for high-risk drivers can cost around 45% to 135% more than the average policy. View High Risk Driver Rates

The state you live in makes a big difference in Acura NSX insurance rates. A 40-year-old driver could pay as low as $1,430 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $2,680 on average in Florida, Michigan, and New York.

Acura NSX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,798 -$188 -9.5%
Alaska $1,524 -$462 -23.3%
Arizona $1,648 -$338 -17.0%
Arkansas $1,986 -$0 0.0%
California $2,264 $278 14.0%
Colorado $1,898 -$88 -4.4%
Connecticut $2,042 $56 2.8%
Delaware $2,248 $262 13.2%
Florida $2,484 $498 25.1%
Georgia $1,834 -$152 -7.7%
Hawaii $1,426 -$560 -28.2%
Idaho $1,346 -$640 -32.2%
Illinois $1,480 -$506 -25.5%
Indiana $1,496 -$490 -24.7%
Iowa $1,342 -$644 -32.4%
Kansas $1,888 -$98 -4.9%
Kentucky $2,710 $724 36.5%
Louisiana $2,940 $954 48.0%
Maine $1,226 -$760 -38.3%
Maryland $1,638 -$348 -17.5%
Massachusetts $1,590 -$396 -19.9%
Michigan $3,452 $1,466 73.8%
Minnesota $1,664 -$322 -16.2%
Mississippi $2,380 $394 19.8%
Missouri $1,764 -$222 -11.2%
Montana $2,134 $148 7.5%
Nebraska $1,566 -$420 -21.1%
Nevada $2,384 $398 20.0%
New Hampshire $1,432 -$554 -27.9%
New Jersey $2,222 $236 11.9%
New Mexico $1,760 -$226 -11.4%
New York $2,092 $106 5.3%
North Carolina $1,142 -$844 -42.5%
North Dakota $1,626 -$360 -18.1%
Ohio $1,372 -$614 -30.9%
Oklahoma $2,040 $54 2.7%
Oregon $1,820 -$166 -8.4%
Pennsylvania $1,894 -$92 -4.6%
Rhode Island $2,650 $664 33.4%
South Carolina $1,800 -$186 -9.4%
South Dakota $1,678 -$308 -15.5%
Tennessee $1,740 -$246 -12.4%
Texas $2,394 $408 20.5%
Utah $1,472 -$514 -25.9%
Vermont $1,358 -$628 -31.6%
Virginia $1,190 -$796 -40.1%
Washington $1,536 -$450 -22.7%
West Virginia $1,822 -$164 -8.3%
Wisconsin $1,374 -$612 -30.8%
Wyoming $1,770 -$216 -10.9%

View Chart as Image

Acura NSX insurance rates by U.S. city
Acura NSX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2022 Acura NSX $574 $1,248 $416 $2,396
2021 Acura NSX $554 $1,196 $430 $2,338
2020 Acura NSX $524 $1,154 $442 $2,278
2019 Acura NSX $504 $1,072 $452 $2,186
2018 Acura NSX $484 $1,008 $456 $2,106
2017 Acura NSX $464 $904 $460 $1,986
2016 Acura NSX $434 $832 $460 $1,884

Rates are averaged for all Acura NSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Cheap Acura NSX Insurance

Getting lower rates on auto insurance not only requires being a good driver, but also having good credit, avoid buying unnecessary coverage, and determing if full coverage is necessary. Invest the time to shop around at every policy renewal by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The following list is a quick review of the data illustrated above.

  • Consumers who require an increased level of liability coverage will pay approximately $510 every year to go from a low limit to a 250/500 level
  • You may be able to save as much as $250 per year just by quoting online well ahead of the renewal date
  • Increasing physical damage deductibles could save as much as $925 each year
  • Drivers age 16 to 20 pay the highest prices, costing up to $597 a month if they have full coverage

Rates by Driver Age

Acura NSX Insurance Rates by Driver Age
Driver Age Premium
16 $7,160
20 $4,604
30 $2,094
40 $1,986
50 $1,810
60 $1,778

Full coverage, $500 deductibles

Rates by Deductible

Acura NSX Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,594
$250 $2,310
$500 $1,986
$1,000 $1,676

Full coverage, driver age 40

Rates by Liability Limit

Acura NSX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,986
50/100 $2,078
100/300 $2,193
250/500 $2,492
100 CSL $2,124
300 CSL $2,377
500 CSL $2,561

Full coverage, driver age 40

Rates for High Risk Drivers

Acura NSX Insurance Rates for High Risk Drivers
Age Premium
16 $10,300
20 $7,342
30 $4,450
40 $4,328
50 $4,130
60 $4,094

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $287

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $110
Multi-vehicle $105
Homeowner $27
5-yr Accident Free $159
5-yr Claim Free $132
Paid in Full/EFT $100
Advance Quote $105
Online Quote $146
Total Discounts $884
Rate after discounts $1,102

Discounts are estimated and may not be available from every company or in every state.

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