Acura NSX Insurance Rates

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UPDATED: May 11, 2024

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U.S. average insurance rates for an Acura NSX are $1,884 a year with full coverage. Comprehensive costs on average $434, collision insurance costs $832, and liability insurance costs around $460. Buying just liability costs as low as $510 a year, and insurance for high-risk drivers costs around $4,100. 16-year-old drivers pay the highest rates at up to $6,830 a year.

Average premium for full coverage: $1,884

Price estimates by individual coverage:

Comprehensive $434
Collision $832
Liability $460

Rates are based on $500 deductible amounts, 30/60 bodily injury liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all U.S. states and for different NSX trim levels.

Price Range from Low to High

For the normal driver, Acura NSX insurance prices range from as low as $510 for minimum levels of liability insurance to a much higher rate of $4,100 for a driver who requires high-risk insurance.

Liability Only $510
Full Coverage $1,884
High Risk $4,100

Geographic Price Range

Where you live has a significant impact on auto insurance rates. Rural areas have a lower frequency of collision claims than congested cities. The price range example below illustrates how geographic area affects car insurance rates.

Rural Areas $1,413
Small Cities $1,978
Large Cities $2,543

The ranges above demonstrate why anyone shopping for car insurance should compare prices based on a specific location and risk profile, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below details average Acura NSX insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $1,052
  • Using higher $1,000 deductibles will save around $286 annually
  • The average rate for the average middle-age driver with $500 deductibles is $1,884
  • Buying more expensive low deductibles for physical damage coverage will increase the cost to $2,444
  • Drivers with multiple tickets or accidents could pay upwards of $4,100
  • The price for full coverage for a teen driver with full coverage may cost $6,830 or more

View Chart as Image

Acura NSX insurance cost comparison chart
Column chart showing Acura NSX insurance rates range from $1,052 to $6,830 for full coverage

Insurance prices for an Acura NSX are also quite variable based on your driving record, the trim level and model year, and policy deductibles and limits.

An older driver with no violations or accidents and high deductibles could pay as little as $1,700 a year for full coverage. Prices are highest for teenage drivers, where even good drivers should be prepared to pay upwards of $6,800 a year. View Rates by Age

The state you live in has a huge impact on Acura NSX insurance rates. A driver around age 40 might see prices as low as $1,360 a year in states like New Hampshire, Ohio, and Utah, or at least $2,540 on average in Florida, Michigan, and New York.

Acura NSX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,704 -$180 -9.6%
Alaska $1,444 -$440 -23.4%
Arizona $1,564 -$320 -17.0%
Arkansas $1,884 -$0 0.0%
California $2,146 $262 13.9%
Colorado $1,800 -$84 -4.5%
Connecticut $1,936 $52 2.8%
Delaware $2,132 $248 13.2%
Florida $2,356 $472 25.1%
Georgia $1,738 -$146 -7.7%
Hawaii $1,354 -$530 -28.1%
Idaho $1,276 -$608 -32.3%
Illinois $1,404 -$480 -25.5%
Indiana $1,418 -$466 -24.7%
Iowa $1,270 -$614 -32.6%
Kansas $1,790 -$94 -5.0%
Kentucky $2,572 $688 36.5%
Louisiana $2,788 $904 48.0%
Maine $1,164 -$720 -38.2%
Maryland $1,554 -$330 -17.5%
Massachusetts $1,508 -$376 -20.0%
Michigan $3,272 $1,388 73.7%
Minnesota $1,576 -$308 -16.3%
Mississippi $2,256 $372 19.7%
Missouri $1,670 -$214 -11.4%
Montana $2,024 $140 7.4%
Nebraska $1,486 -$398 -21.1%
Nevada $2,260 $376 20.0%
New Hampshire $1,358 -$526 -27.9%
New Jersey $2,106 $222 11.8%
New Mexico $1,670 -$214 -11.4%
New York $1,984 $100 5.3%
North Carolina $1,084 -$800 -42.5%
North Dakota $1,542 -$342 -18.2%
Ohio $1,302 -$582 -30.9%
Oklahoma $1,934 $50 2.7%
Oregon $1,726 -$158 -8.4%
Pennsylvania $1,798 -$86 -4.6%
Rhode Island $2,514 $630 33.4%
South Carolina $1,706 -$178 -9.4%
South Dakota $1,590 -$294 -15.6%
Tennessee $1,650 -$234 -12.4%
Texas $2,270 $386 20.5%
Utah $1,394 -$490 -26.0%
Vermont $1,288 -$596 -31.6%
Virginia $1,128 -$756 -40.1%
Washington $1,456 -$428 -22.7%
West Virginia $1,728 -$156 -8.3%
Wisconsin $1,304 -$580 -30.8%
Wyoming $1,678 -$206 -10.9%

View Chart as Image

Acura NSX insurance rates by U.S. city

Opting for high physical damage deductibles could cut prices by as much as $850 each year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out at a minimum $2,200 to $3,000 additional each year, depending on your age. High-risk driver insurance can be anywhere from 44% to 131% more than the average rate. View High Risk Driver Rates

Acura NSX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2022 Acura NSX $554 $1,196 $430 $2,338
2021 Acura NSX $524 $1,154 $442 $2,278
2020 Acura NSX $504 $1,072 $452 $2,186
2019 Acura NSX $484 $1,008 $456 $2,106
2018 Acura NSX $464 $904 $460 $1,986
2017 Acura NSX $434 $832 $460 $1,884
2016 Acura NSX $418 $780 $464 $1,820

Rates are averaged for all Acura NSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Acura NSX Insurance

Getting lower rates on Acura NSX insurance requires having a good driving record, having a good credit history, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Invest the time to compare rates at every other renewal by requesting rates from direct companies like Progressive and GEICO, and also from local insurance agents.

The next list is a quick review of the concepts that were presented in the illustrations above.

  • High-risk drivers with a DUI or reckless driving violation may be required to pay an average of $2,220 more each year to buy Acura NSX insurance
  • Drivers age 20 and younger pay higher prices, costing up to $569 a month including comprehensive and collision insurance
  • You may be able to save as much as $240 per year just by shopping early and online
  • Increasing physical damage deductibles can save around $850 each year
  • You may be able to save as much as $240 per year just by shopping early and online

Rates by Driver Age

Acura NSX Insurance Rates by Driver Age
Driver Age Premium
16 $6,830
20 $4,362
30 $1,980
40 $1,884
50 $1,716
60 $1,684

Full coverage, $500 deductibles

Rates by Deductible

Acura NSX Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,444
$250 $2,184
$500 $1,884
$1,000 $1,598

Full coverage, driver age 40

Rates by Liability Limit

Acura NSX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,884
50/100 $1,976
100/300 $2,091
250/500 $2,390
100 CSL $2,022
300 CSL $2,275
500 CSL $2,459

Full coverage, driver age 40

Rates for High Risk Drivers

Acura NSX Insurance Rates for High Risk Drivers
Age Premium
16 $9,814
20 $6,954
30 $4,210
40 $4,100
50 $3,912
60 $3,880

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $271

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $104
Multi-vehicle $99
Homeowner $26
5-yr Accident Free $149
5-yr Claim Free $125
Paid in Full/EFT $93
Advance Quote $98
Online Quote $138
Total Discounts $832
Rate after discounts $1,052

Discounts are estimated and may not be available from every company or in every state.

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