Acura NSX Insurance Rates

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UPDATED: May 11, 2024

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The average insurance rates for an Acura NSX are $1,884 a year with full coverage. Comprehensive insurance costs approximately $434 a year, collision insurance costs $832, and liability coverage costs $460. A liability-only policy costs as little as $510 a year, and high-risk insurance costs $4,100 or more. Teens cost the most to insure at up to $6,830 a year.

Average premium for full coverage: $1,884

Policy rates by type of insurance:

Comprehensive $434
Collision $832
Liability $460

Price estimates include $500 deductible amounts, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Prices are averaged for all U.S. states and NSX trim levels.

Price Range Variability

Using a 40-year-old driver as an example, Acura NSX insurance rates range from the low end price of $510 for your basic liability-only policy to a high of $4,100 for a policy for a high-risk driver.

Liability Only $510
Full Coverage $1,884
High Risk $4,100

Urban vs. Rural Price Range

Your location has a large influence on the price of insurance. Rural locations are shown to have lower incidents of collision claims than cities with more traffic congestion. The diagram below illustrates how rural and urban location affects auto insurance prices.

Rural Areas $1,413
Small Cities $1,978
Large Cities $2,543

The examples above demonstrate why it is important to compare rates using their specific location, rather than using averaged prices.

Use the form below to get customized rates for your location.

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More Rate Information

The chart below details average Acura NSX insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $1,052
  • Drivers who choose higher $1,000 deductibles will pay $1,598 annually
  • The estimated price for a good driver age 40 who chooses $500 deductibles is $1,884
  • Selecting low $100 deductibles for comprehensive and collision insurance will cost an additional $560 each year
  • High-risk insureds with serious driving violations could pay around $4,100
  • Policy cost that insures a teenage driver can cost $6,830 a year

View Chart as Image

Acura NSX insurance cost comparison chart
Column chart showing Acura NSX insurance prices range from $1,052 to $6,830 for full coverage

Car insurance rates for an Acura NSX also range considerably based on the trim level of your NSX, your age and driving habits, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you may be forking out anywhere from $2,200 to $3,000 extra every year, depending on your age. A high-risk auto insurance policy can cost around 44% to 131% more than the average policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,700 per year on average, or $142 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged in the ballpark of $6,800 a year. View Rates by Age

Your home state makes a big difference in Acura NSX insurance rates. A 40-year-old driver could pay as low as $1,360 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $2,540 on average in New York, Michigan, and Florida.

Acura NSX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,704 -$180 -9.6%
Alaska $1,444 -$440 -23.4%
Arizona $1,564 -$320 -17.0%
Arkansas $1,884 -$0 0.0%
California $2,146 $262 13.9%
Colorado $1,800 -$84 -4.5%
Connecticut $1,936 $52 2.8%
Delaware $2,132 $248 13.2%
Florida $2,356 $472 25.1%
Georgia $1,738 -$146 -7.7%
Hawaii $1,354 -$530 -28.1%
Idaho $1,276 -$608 -32.3%
Illinois $1,404 -$480 -25.5%
Indiana $1,418 -$466 -24.7%
Iowa $1,270 -$614 -32.6%
Kansas $1,790 -$94 -5.0%
Kentucky $2,572 $688 36.5%
Louisiana $2,788 $904 48.0%
Maine $1,164 -$720 -38.2%
Maryland $1,554 -$330 -17.5%
Massachusetts $1,508 -$376 -20.0%
Michigan $3,272 $1,388 73.7%
Minnesota $1,576 -$308 -16.3%
Mississippi $2,256 $372 19.7%
Missouri $1,670 -$214 -11.4%
Montana $2,024 $140 7.4%
Nebraska $1,486 -$398 -21.1%
Nevada $2,260 $376 20.0%
New Hampshire $1,358 -$526 -27.9%
New Jersey $2,106 $222 11.8%
New Mexico $1,670 -$214 -11.4%
New York $1,984 $100 5.3%
North Carolina $1,084 -$800 -42.5%
North Dakota $1,542 -$342 -18.2%
Ohio $1,302 -$582 -30.9%
Oklahoma $1,934 $50 2.7%
Oregon $1,726 -$158 -8.4%
Pennsylvania $1,798 -$86 -4.6%
Rhode Island $2,514 $630 33.4%
South Carolina $1,706 -$178 -9.4%
South Dakota $1,590 -$294 -15.6%
Tennessee $1,650 -$234 -12.4%
Texas $2,270 $386 20.5%
Utah $1,394 -$490 -26.0%
Vermont $1,288 -$596 -31.6%
Virginia $1,128 -$756 -40.1%
Washington $1,456 -$428 -22.7%
West Virginia $1,728 -$156 -8.3%
Wisconsin $1,304 -$580 -30.8%
Wyoming $1,678 -$206 -10.9%

View Chart as Image

Acura NSX insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could save up to $850 a year, while buying higher liability limits will push rates upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Acura NSX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2022 Acura NSX $554 $1,196 $430 $2,338
2021 Acura NSX $524 $1,154 $442 $2,278
2020 Acura NSX $504 $1,072 $452 $2,186
2019 Acura NSX $484 $1,008 $456 $2,106
2018 Acura NSX $464 $904 $460 $1,986
2017 Acura NSX $434 $832 $460 $1,884
2016 Acura NSX $418 $780 $464 $1,820

Rates are averaged for all Acura NSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Acura NSX Insurance

Finding cheaper rates on auto insurance not only requires having a good driving record, but also having a positive credit history, not filing small claims, and attention to physical damage deductibles. Compare rates every year by requesting quotes from direct companies, and also from local insurance agencies.

The next list is a condensed summary of the coverage data raised in the charts and tables above.

  • You may be able to save around $240 per year just by quoting early and online
  • Increasing comprehensive and collision deductibles can save approximately $850 each year
  • Drivers age 20 and younger pay the highest auto insurance rates, as much as $569 each month if full coverage is purchased
  • Drivers with multiple at-fault accidents may have to pay on average $2,220 more per year to buy Acura NSX insurance

Rates by Driver Age

Acura NSX Insurance Rates by Driver Age
Driver Age Premium
16 $6,830
20 $4,362
30 $1,980
40 $1,884
50 $1,716
60 $1,684

Full coverage, $500 deductibles

Rates by Deductible

Acura NSX Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,444
$250 $2,184
$500 $1,884
$1,000 $1,598

Full coverage, driver age 40

Rates by Liability Limit

Acura NSX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,884
50/100 $1,976
100/300 $2,091
250/500 $2,390
100 CSL $2,022
300 CSL $2,275
500 CSL $2,459

Full coverage, driver age 40

Rates for High Risk Drivers

Acura NSX Insurance Rates for High Risk Drivers
Age Premium
16 $9,814
20 $6,954
30 $4,210
40 $4,100
50 $3,912
60 $3,880

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $271

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $104
Multi-vehicle $99
Homeowner $26
5-yr Accident Free $149
5-yr Claim Free $125
Paid in Full/EFT $93
Advance Quote $98
Online Quote $138
Total Discounts $832
Rate after discounts $1,052

Discounts are estimated and may not be available from every company or in every state.

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