Acura NSX Insurance Rates

The average auto insurance rates for an Acura NSX are $1,884 annually for full coverage. Comprehensive costs approximately $434 a year, collision insurance costs $832, and liability insurance is $460. Buying just liability costs around $510 a year, and insurance for high-risk drivers costs around $4,100. Teen drivers cost the most to insure at up to $6,830 a year.

Average premium for full coverage: $1,884

Policy rates by type of insurance:

These estimates include $500 policy deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Prices are averaged for all states and NSX trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on car insurance rates. Rural locations are shown to have fewer accident claims than larger metro areas. The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

The examples above show why it is important to compare rates quotes using their specific location and their own personal driving habits, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Acura NSX insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $1,052
• Raising to $1,000 deductibles will save $1,598 a year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,884
• Choosing low $100 deductibles will cost $2,444
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $4,100
• Policy cost with full coverage for a teen driver can cost $6,830

View Chart as Image

Insurance rates for an Acura NSX also range considerably based on the model year and trim level, your driver profile, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high physical damage deductibles could pay as little as $1,700 every 12 months on average, or $142 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they can expect to pay in the ballpark of $6,800 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying anywhere from $2,200 to $3,000 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 44% to 131% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce rates by up to $850 each year, while buying higher liability limits will push rates upward. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Acura NSX insurance rates. A middle-age driver might find rates as low as $1,240 a year in states like Iowa, Maine, and Idaho, or as much as $2,690 on average in New York, Louisiana, and Michigan.

View Chart as Image

How to Buy Cheap Acura NSX Insurance

Finding cheaper rates on Acura NSX insurance consists of avoiding accidents and claims, having a good credit history, avoid buying unnecessary coverage, and possibly raising deductibles. Set aside time to compare rates every year by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The points below are a brief summary of the coverage data covered above.

• Drivers can save around $240 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save up to $850 each year
• Drivers under the age of 20 are expensive to insure, costing up to $569 each month including comprehensive and collision insurance
• High-risk drivers that tend to have accidents or serious violations pay on average $2,220 more per year to insure an Acura NSX