Acura NSX Insurance Rates

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UPDATED: May 11, 2024

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Average insurance rates for an Acura NSX are $1,884 a year including full coverage. Comprehensive insurance costs around $434 a year, collision insurance costs $832, and liability insurance costs $460. A policy with just liability insurance costs as little as $510 a year, and coverage for high-risk drivers costs $4,100 or more. Teens receive the highest rates at up to $6,830 a year.

Average premium for full coverage: $1,884

Rate estimates for individual coverage type:

Comprehensive $434
Collision $832
Liability $460

Prices are based on $500 physical damage insurance deductibles, split liability limits of 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and NSX trim levels.

Price Range by Coverage and Risk

Using a middle-aged driver as an example, prices range range from as low as $510 for just liability insurance to a high of $4,100 for coverage for higher-risk drivers.

Liability Only $510
Full Coverage $1,884
High Risk $4,100

Price Range by Location

Your location has a significant impact on the price of insurance. Areas with sparse population tend to have a lower frequency of comprehensive and collision claims than cities with more traffic congestion. The diagram below illustrates how where you live affects auto insurance rates.

Rural Areas $1,413
Small Cities $1,978
Large Cities $2,543

These examples highlight why it is important to compare rates for a specific zip code and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below breaks down average Acura NSX insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $1,052
  • Drivers who choose higher $1,000 deductibles will pay about $1,598 every year
  • The average rate for a 40-year-old driver using $500 deductibles is $1,884
  • Selecting low $100 deductibles for comprehensive and collision insurance will cost an extra $560 a year
  • High risk drivers with serious driving violations could pay at least $4,100
  • The cost for full coverage for a teen driver can be $6,830 a year

View Chart as Image

Acura NSX insurance cost comparison chart
Column chart showing Acura NSX insurance prices range from $1,052 to $6,830 for full coverage

Insurance rates for an Acura NSX can also vary considerably based on your driver profile, the model of your NSX, and deductibles and policy limits.

Older drivers with no violations or accidents and high deductibles could pay as little as $1,700 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay as much as $6,800 a year. View Rates by Age

Where you live makes a big difference in Acura NSX insurance rates. A 40-year-old driver could pay as low as $1,440 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $2,690 on average in Michigan, New York, and Louisiana.

Acura NSX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,704 -$180 -9.6%
Alaska $1,444 -$440 -23.4%
Arizona $1,564 -$320 -17.0%
Arkansas $1,884 -$0 0.0%
California $2,146 $262 13.9%
Colorado $1,800 -$84 -4.5%
Connecticut $1,936 $52 2.8%
Delaware $2,132 $248 13.2%
Florida $2,356 $472 25.1%
Georgia $1,738 -$146 -7.7%
Hawaii $1,354 -$530 -28.1%
Idaho $1,276 -$608 -32.3%
Illinois $1,404 -$480 -25.5%
Indiana $1,418 -$466 -24.7%
Iowa $1,270 -$614 -32.6%
Kansas $1,790 -$94 -5.0%
Kentucky $2,572 $688 36.5%
Louisiana $2,788 $904 48.0%
Maine $1,164 -$720 -38.2%
Maryland $1,554 -$330 -17.5%
Massachusetts $1,508 -$376 -20.0%
Michigan $3,272 $1,388 73.7%
Minnesota $1,576 -$308 -16.3%
Mississippi $2,256 $372 19.7%
Missouri $1,670 -$214 -11.4%
Montana $2,024 $140 7.4%
Nebraska $1,486 -$398 -21.1%
Nevada $2,260 $376 20.0%
New Hampshire $1,358 -$526 -27.9%
New Jersey $2,106 $222 11.8%
New Mexico $1,670 -$214 -11.4%
New York $1,984 $100 5.3%
North Carolina $1,084 -$800 -42.5%
North Dakota $1,542 -$342 -18.2%
Ohio $1,302 -$582 -30.9%
Oklahoma $1,934 $50 2.7%
Oregon $1,726 -$158 -8.4%
Pennsylvania $1,798 -$86 -4.6%
Rhode Island $2,514 $630 33.4%
South Carolina $1,706 -$178 -9.4%
South Dakota $1,590 -$294 -15.6%
Tennessee $1,650 -$234 -12.4%
Texas $2,270 $386 20.5%
Utah $1,394 -$490 -26.0%
Vermont $1,288 -$596 -31.6%
Virginia $1,128 -$756 -40.1%
Washington $1,456 -$428 -22.7%
West Virginia $1,728 -$156 -8.3%
Wisconsin $1,304 -$580 -30.8%
Wyoming $1,678 -$206 -10.9%

View Chart as Image

Acura NSX insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could save up to $850 each year, while buying higher liability limits will increase rates. Changing from a 50/100 limit to a 250/500 limit will cost as much as $414 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying at least $2,200 to $3,000 additional per year, depending on your age. A high-risk auto insurance policy can cost anywhere from 44% to 131% more than the average policy. View High Risk Driver Rates

Acura NSX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2022 Acura NSX $554 $1,196 $430 $2,338
2021 Acura NSX $524 $1,154 $442 $2,278
2020 Acura NSX $504 $1,072 $452 $2,186
2019 Acura NSX $484 $1,008 $456 $2,106
2018 Acura NSX $464 $904 $460 $1,986
2017 Acura NSX $434 $832 $460 $1,884
2016 Acura NSX $418 $780 $464 $1,820

Rates are averaged for all Acura NSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable Acura NSX Insurance

Saving money on Acura NSX insurance not only requires being a low-risk driver, but also having a good credit history, not filing small claims, and deciding if full coverage is necessary. Take the time to comparison shop at least once a year by quoting rates from direct car insurance companies like GEICO and Progressive, and also from several local insurance agents.

The items below are a brief review of the primary concepts that were touched on in the above illustrations.

  • You may be able to save up to $240 per year just by quoting early and online
  • High-risk drivers with DUI or reckless driving convictions pay on average $2,220 more every year to insure their NSX
  • Increasing deductibles can save around $850 each year
  • Teen drivers are charged the highest rates, as much as $569 per month including comprehensive and collision insurance

Rates by Driver Age

Acura NSX Insurance Rates by Driver Age
Driver Age Premium
16 $6,830
20 $4,362
30 $1,980
40 $1,884
50 $1,716
60 $1,684

Full coverage, $500 deductibles

Rates by Deductible

Acura NSX Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,444
$250 $2,184
$500 $1,884
$1,000 $1,598

Full coverage, driver age 40

Rates by Liability Limit

Acura NSX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,884
50/100 $1,976
100/300 $2,091
250/500 $2,390
100 CSL $2,022
300 CSL $2,275
500 CSL $2,459

Full coverage, driver age 40

Rates for High Risk Drivers

Acura NSX Insurance Rates for High Risk Drivers
Age Premium
16 $9,814
20 $6,954
30 $4,210
40 $4,100
50 $3,912
60 $3,880

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $271

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $104
Multi-vehicle $99
Homeowner $26
5-yr Accident Free $149
5-yr Claim Free $125
Paid in Full/EFT $93
Advance Quote $98
Online Quote $138
Total Discounts $832
Rate after discounts $1,052

Discounts are estimated and may not be available from every company or in every state.

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