Acura NSX Insurance Rates

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UPDATED: May 11, 2024

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Estimated auto insurance rates for an Acura NSX are $1,986 annually for full coverage insurance. Comprehensive insurance costs around $464, collision insurance costs $904, and liability is estimated at $460. A liability-only policy costs approximately $510 a year, and high-risk insurance costs $4,328 or more. Teens pay the most at up to $7,160 a year.

Average premium for full coverage: $1,986

Premium estimates for type of coverage:

Comprehensive $464
Collision $904
Liability $460

Includes $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 states and for all NSX models.

Insurance Price Range by Risk and Coverage

For the average driver, insurance rates for an Acura NSX range from as cheap as $510 for basic liability insurance to the much higher price of $4,328 for a high-risk insurance policy.

Liability Only $510
Full Coverage $1,986
High Risk $4,328

Insurance Price Range by Location

Living in a larger city can make a big difference on car insurance rates. Areas with sparse population are statistically proven to have fewer physical damage claims than cities with more traffic congestion. The example below illustrates how location impacts auto insurance rates.

Rural Areas $1,490
Small Cities $2,085
Large Cities $2,681

These rate differences illustrate why everyone should get quotes for a specific zip code and their own personal driving habits, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below illustrates average Acura NSX insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $1,102
  • Choosing higher $1,000 deductibles can save about $310 each year
  • The estimated rate for a 40-year-old good driver using $500 deductibles is $1,986
  • Selecting pricier low deductibles for comp and collision coverage costs an additional $608 annually
  • Higher-risk drivers with serious driving violations could pay at least $4,328
  • An auto insurance policy with full coverage for a 16-year-old driver for full coverage can be $7,160 each year

View Chart as Image

Acura NSX insurance cost comparison chart
Column chart showing Acura NSX insurance prices range from $1,102 to $7,160 for full coverage

Auto insurance prices for an Acura NSX also have a wide range based on the model of your NSX, your risk profile, and deductibles and policy limits.

A more mature driver with a good driving record and high physical damage deductibles may pay as low as $1,800 annually on average, or $150 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will have to pay as much as $7,100 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying at least $2,400 to $3,200 in extra premium annually, depending on your age. Acura NSX insurance for high-risk drivers ranges from 45% to 135% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $920 annually, whereas buying more liability protection will increase prices. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $414 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for Acura NSX insurance prices. A good driver about age 40 could pay as low as $1,300 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $2,680 on average in Michigan, New York, and Florida.

Acura NSX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,798 -$188 -9.5%
Alaska $1,524 -$462 -23.3%
Arizona $1,648 -$338 -17.0%
Arkansas $1,986 -$0 0.0%
California $2,264 $278 14.0%
Colorado $1,898 -$88 -4.4%
Connecticut $2,042 $56 2.8%
Delaware $2,248 $262 13.2%
Florida $2,484 $498 25.1%
Georgia $1,834 -$152 -7.7%
Hawaii $1,426 -$560 -28.2%
Idaho $1,346 -$640 -32.2%
Illinois $1,480 -$506 -25.5%
Indiana $1,496 -$490 -24.7%
Iowa $1,342 -$644 -32.4%
Kansas $1,888 -$98 -4.9%
Kentucky $2,710 $724 36.5%
Louisiana $2,940 $954 48.0%
Maine $1,226 -$760 -38.3%
Maryland $1,638 -$348 -17.5%
Massachusetts $1,590 -$396 -19.9%
Michigan $3,452 $1,466 73.8%
Minnesota $1,664 -$322 -16.2%
Mississippi $2,380 $394 19.8%
Missouri $1,764 -$222 -11.2%
Montana $2,134 $148 7.5%
Nebraska $1,566 -$420 -21.1%
Nevada $2,384 $398 20.0%
New Hampshire $1,432 -$554 -27.9%
New Jersey $2,222 $236 11.9%
New Mexico $1,760 -$226 -11.4%
New York $2,092 $106 5.3%
North Carolina $1,142 -$844 -42.5%
North Dakota $1,626 -$360 -18.1%
Ohio $1,372 -$614 -30.9%
Oklahoma $2,040 $54 2.7%
Oregon $1,820 -$166 -8.4%
Pennsylvania $1,894 -$92 -4.6%
Rhode Island $2,650 $664 33.4%
South Carolina $1,800 -$186 -9.4%
South Dakota $1,678 -$308 -15.5%
Tennessee $1,740 -$246 -12.4%
Texas $2,394 $408 20.5%
Utah $1,472 -$514 -25.9%
Vermont $1,358 -$628 -31.6%
Virginia $1,190 -$796 -40.1%
Washington $1,536 -$450 -22.7%
West Virginia $1,822 -$164 -8.3%
Wisconsin $1,374 -$612 -30.8%
Wyoming $1,770 -$216 -10.9%

View Chart as Image

Acura NSX insurance rates by U.S. city
Acura NSX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2022 Acura NSX $574 $1,248 $416 $2,396
2021 Acura NSX $554 $1,196 $430 $2,338
2020 Acura NSX $524 $1,154 $442 $2,278
2019 Acura NSX $504 $1,072 $452 $2,186
2018 Acura NSX $484 $1,008 $456 $2,106
2017 Acura NSX $464 $904 $460 $1,986
2016 Acura NSX $434 $832 $460 $1,884

Rates are averaged for all Acura NSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Cheapest Acura NSX Insurance

Finding better rates on insurance for an Acura NSX takes avoiding accidents and violations, having above-average credit, paying for small claims out-of-pocket, and possibly raising deductibles. Spend time shopping around at least every other year by requesting quotes from direct insurance companies, and also from several local insurance agents.

The list below is a recap of the car insurance concepts touched on above.

  • Drivers considered higher risk that have major violations or accidents pay on average $2,340 more every year for car insurance
  • It is possible to save up to $250 per year just by quoting online well ahead of the renewal date
  • Increasing policy deductibles could save up to $925 each year
  • Insureds who may need higher liability limits will pay approximately $510 annually to raise limits from 30/60 bodily injury limits to higher 250/500 limits

Rates by Driver Age

Acura NSX Insurance Rates by Driver Age
Driver Age Premium
16 $7,160
20 $4,604
30 $2,094
40 $1,986
50 $1,810
60 $1,778

Full coverage, $500 deductibles

Rates by Deductible

Acura NSX Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,594
$250 $2,310
$500 $1,986
$1,000 $1,676

Full coverage, driver age 40

Rates by Liability Limit

Acura NSX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,986
50/100 $2,078
100/300 $2,193
250/500 $2,492
100 CSL $2,124
300 CSL $2,377
500 CSL $2,561

Full coverage, driver age 40

Rates for High Risk Drivers

Acura NSX Insurance Rates for High Risk Drivers
Age Premium
16 $10,300
20 $7,342
30 $4,450
40 $4,328
50 $4,130
60 $4,094

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $287

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $110
Multi-vehicle $105
Homeowner $27
5-yr Accident Free $159
5-yr Claim Free $132
Paid in Full/EFT $100
Advance Quote $105
Online Quote $146
Total Discounts $884
Rate after discounts $1,102

Discounts are estimated and may not be available from every company or in every state.

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