Acura NSX Insurance Rates

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Cheaper 2016 Acura NSX Insurance Cost in 2025

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UPDATED: May 11, 2024

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The average insurance prices for an Acura NSX are $1,986 every 12 months with full coverage. Comprehensive costs on average $464 a year, collision insurance costs $904, and liability is $460. Buying just liability costs around $510 a year, and insurance for high-risk drivers costs around $4,328. 16-year-old drivers cost the most to insure at up to $7,160 a year.

Average premium for full coverage: $1,986

Policy rates by type of insurance:

Comprehensive $464
Collision $904
Liability $460

These estimates include $500 physical damage insurance deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and NSX trim levels.

Price Range Variability

For the average 40-year-old driver, Acura NSX insurance rates range from the cheapest price of $510 for the bare minimum liability coverage to a high of $4,328 for high-risk insurance.

Liability Only $510
Full Coverage $1,986
High Risk $4,328

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on auto insurance rates. Rural areas are shown to have more infrequent collision claims than congested cities. The diagram below illustrates the difference location can make on car insurance rates.

Rural Areas $1,490
Small Cities $2,085
Large Cities $2,681

The examples above demonstrate why it is important to compare rates quotes based on a specific location and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below details average Acura NSX insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $1,102
  • Raising to $1,000 deductibles will save around $1,676 annually
  • The average price for a good driver age 40 with $500 deductibles is $1,986
  • Buying low $100 deductibles increases the price to $2,594
  • At-risk drivers with multiple tickets or accidents could pay upwards of $4,328
  • Policy cost to insure a teen driver may cost $7,160

View Chart as Image

Acura NSX insurance cost comparison chart
Column chart showing Acura NSX insurance rates range from $1,102 to $7,160 for full coverage

Insurance rates for an Acura NSX also range considerably based on liability limits and deductibles, your driving record, and the trim level of your NSX.

Opting for high physical damage deductibles can reduce rates by up to $920 every year, while buying higher liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may pay as little as $1,800 every 12 months on average, or $150 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay upwards of $7,100 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out at a minimum $2,400 to $3,200 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 45% to 135% more than the average rate. View High Risk Driver Rates

Your home state also has a big influence on Acura NSX insurance prices. A middle-age driver might find rates as low as $1,430 a year in states like New Hampshire, Ohio, and Utah, or at least $2,680 on average in Florida, Michigan, and New York.

Acura NSX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,798 -$188 -9.5%
Alaska $1,524 -$462 -23.3%
Arizona $1,648 -$338 -17.0%
Arkansas $1,986 -$0 0.0%
California $2,264 $278 14.0%
Colorado $1,898 -$88 -4.4%
Connecticut $2,042 $56 2.8%
Delaware $2,248 $262 13.2%
Florida $2,484 $498 25.1%
Georgia $1,834 -$152 -7.7%
Hawaii $1,426 -$560 -28.2%
Idaho $1,346 -$640 -32.2%
Illinois $1,480 -$506 -25.5%
Indiana $1,496 -$490 -24.7%
Iowa $1,342 -$644 -32.4%
Kansas $1,888 -$98 -4.9%
Kentucky $2,710 $724 36.5%
Louisiana $2,940 $954 48.0%
Maine $1,226 -$760 -38.3%
Maryland $1,638 -$348 -17.5%
Massachusetts $1,590 -$396 -19.9%
Michigan $3,452 $1,466 73.8%
Minnesota $1,664 -$322 -16.2%
Mississippi $2,380 $394 19.8%
Missouri $1,764 -$222 -11.2%
Montana $2,134 $148 7.5%
Nebraska $1,566 -$420 -21.1%
Nevada $2,384 $398 20.0%
New Hampshire $1,432 -$554 -27.9%
New Jersey $2,222 $236 11.9%
New Mexico $1,760 -$226 -11.4%
New York $2,092 $106 5.3%
North Carolina $1,142 -$844 -42.5%
North Dakota $1,626 -$360 -18.1%
Ohio $1,372 -$614 -30.9%
Oklahoma $2,040 $54 2.7%
Oregon $1,820 -$166 -8.4%
Pennsylvania $1,894 -$92 -4.6%
Rhode Island $2,650 $664 33.4%
South Carolina $1,800 -$186 -9.4%
South Dakota $1,678 -$308 -15.5%
Tennessee $1,740 -$246 -12.4%
Texas $2,394 $408 20.5%
Utah $1,472 -$514 -25.9%
Vermont $1,358 -$628 -31.6%
Virginia $1,190 -$796 -40.1%
Washington $1,536 -$450 -22.7%
West Virginia $1,822 -$164 -8.3%
Wisconsin $1,374 -$612 -30.8%
Wyoming $1,770 -$216 -10.9%

View Chart as Image

Acura NSX insurance rates by U.S. city
Acura NSX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2022 Acura NSX $574 $1,248 $416 $2,396
2021 Acura NSX $554 $1,196 $430 $2,338
2020 Acura NSX $524 $1,154 $442 $2,278
2019 Acura NSX $504 $1,072 $452 $2,186
2018 Acura NSX $484 $1,008 $456 $2,106
2017 Acura NSX $464 $904 $460 $1,986
2016 Acura NSX $434 $832 $460 $1,884

Rates are averaged for all Acura NSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Cheap Acura NSX Insurance

Finding cheaper rates on car insurance consists of being a low-risk driver, having good credit, not filing small claims, and determing if full coverage is necessary. Make time to compare rates every couple of years by getting price quotes from direct companies, and also from local exclusive and independent agents.

The items below are a brief summary of the material that was touched on in this article.

  • Policyholders who require more liability coverage will pay around $510 every year to raise from a 30/60 limit to a 250/500 level
  • Teen drivers pay the highest rates, as much as $597 each month if they have full coverage
  • Higher risk drivers that tend to have accidents or serious violations may pay on average $2,340 more each year to insure their NSX
  • Increasing comprehensive and collision deductibles could save as much as $925 each year

Rates by Driver Age

Acura NSX Insurance Rates by Driver Age
Driver Age Premium
16 $7,160
20 $4,604
30 $2,094
40 $1,986
50 $1,810
60 $1,778

Full coverage, $500 deductibles

Rates by Deductible

Acura NSX Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,594
$250 $2,310
$500 $1,986
$1,000 $1,676

Full coverage, driver age 40

Rates by Liability Limit

Acura NSX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,986
50/100 $2,078
100/300 $2,193
250/500 $2,492
100 CSL $2,124
300 CSL $2,377
500 CSL $2,561

Full coverage, driver age 40

Rates for High Risk Drivers

Acura NSX Insurance Rates for High Risk Drivers
Age Premium
16 $10,300
20 $7,342
30 $4,450
40 $4,328
50 $4,130
60 $4,094

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $287

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $110
Multi-vehicle $105
Homeowner $27
5-yr Accident Free $159
5-yr Claim Free $132
Paid in Full/EFT $100
Advance Quote $105
Online Quote $146
Total Discounts $884
Rate after discounts $1,102

Discounts are estimated and may not be available from every company or in every state.

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