Acura NSX Insurance Rates

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Cheaper 2016 Acura NSX Insurance Cost in 2025

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UPDATED: May 11, 2024

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The average insurance rates for an Acura NSX are $1,986 a year for full coverage. Comprehensive insurance costs approximately $464, collision costs $904, and liability costs around $460. Liability-only insurance costs as low as $510 a year, with high-risk driver insurance costing $4,328 or more. Teen drivers cost the most to insure at $7,160 a year or more.

Average premium for full coverage: $1,986

Policy rates by type of insurance:

Comprehensive $464
Collision $904
Liability $460

Price estimates include $500 policy deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Prices are averaged for all states and for different NSX trim levels.

Price Range Variability

Using a 40-year-old driver as an example, Acura NSX insurance rates go from as low as $510 for the bare minimum liability coverage to a much higher rate of $4,328 for a policy for a high-risk driver.

Liability Only $510
Full Coverage $1,986
High Risk $4,328

Urban vs. Rural Price Range

Where you live can have significant affects on car insurance rates. Rural locations are shown to have a lower frequency of accident claims than larger metro areas.

The price range example below illustrates how rural and urban location affects auto insurance prices.

Rural Areas $1,490
Small Cities $2,085
Large Cities $2,681

The examples above show why anyone shopping for car insurance should compare prices using their specific location and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below shows estimated Acura NSX insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $1,102
  • Using higher $1,000 deductibles will save $310 a year
  • The average rate for a good driver age 40 who chooses $500 deductibles is $1,986
  • Choosing more expensive low deductibles for physical damage coverage will cost an extra $608 every year
  • Drivers with multiple violations and an at-fault accident could pay around $4,328 or more
  • Policy cost for full coverage for a teen driver with full coverage can cost $7,160 or more

View Chart as Image

Acura NSX insurance cost comparison chart
Column chart showing full coverage Acura NSX insurance prices range from $1,102 to $7,160

Auto insurance rates for an Acura NSX also range considerably based on your risk profile, the trim level of your NSX, and physical damage deductibles and liability limits.

An older driver with a good driving record and high deductibles may pay as little as $1,800 a year, or $150 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay in the ballpark of $7,100 a year. View Rates by Age

Your home state has a huge impact on Acura NSX insurance prices. A driver around age 40 might see rates as low as $1,310 a year in states like Iowa, Maine, and Idaho, or as much as $2,830 on average in New York, Louisiana, and Michigan.

Acura NSX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,798 -$188 -9.5%
Alaska $1,524 -$462 -23.3%
Arizona $1,648 -$338 -17.0%
Arkansas $1,986 -$0 0.0%
California $2,264 $278 14.0%
Colorado $1,898 -$88 -4.4%
Connecticut $2,042 $56 2.8%
Delaware $2,248 $262 13.2%
Florida $2,484 $498 25.1%
Georgia $1,834 -$152 -7.7%
Hawaii $1,426 -$560 -28.2%
Idaho $1,346 -$640 -32.2%
Illinois $1,480 -$506 -25.5%
Indiana $1,496 -$490 -24.7%
Iowa $1,342 -$644 -32.4%
Kansas $1,888 -$98 -4.9%
Kentucky $2,710 $724 36.5%
Louisiana $2,940 $954 48.0%
Maine $1,226 -$760 -38.3%
Maryland $1,638 -$348 -17.5%
Massachusetts $1,590 -$396 -19.9%
Michigan $3,452 $1,466 73.8%
Minnesota $1,664 -$322 -16.2%
Mississippi $2,380 $394 19.8%
Missouri $1,764 -$222 -11.2%
Montana $2,134 $148 7.5%
Nebraska $1,566 -$420 -21.1%
Nevada $2,384 $398 20.0%
New Hampshire $1,432 -$554 -27.9%
New Jersey $2,222 $236 11.9%
New Mexico $1,760 -$226 -11.4%
New York $2,092 $106 5.3%
North Carolina $1,142 -$844 -42.5%
North Dakota $1,626 -$360 -18.1%
Ohio $1,372 -$614 -30.9%
Oklahoma $2,040 $54 2.7%
Oregon $1,820 -$166 -8.4%
Pennsylvania $1,894 -$92 -4.6%
Rhode Island $2,650 $664 33.4%
South Carolina $1,800 -$186 -9.4%
South Dakota $1,678 -$308 -15.5%
Tennessee $1,740 -$246 -12.4%
Texas $2,394 $408 20.5%
Utah $1,472 -$514 -25.9%
Vermont $1,358 -$628 -31.6%
Virginia $1,190 -$796 -40.1%
Washington $1,536 -$450 -22.7%
West Virginia $1,822 -$164 -8.3%
Wisconsin $1,374 -$612 -30.8%
Wyoming $1,770 -$216 -10.9%

View Chart as Image

Acura NSX insurance rates by U.S. city

Choosing high deductibles could cut rates by as much as $920 every year, while increasing your policy's liability limits will push rates upward. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $414 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying anywhere from $2,400 to $3,200 in extra premium every year, depending on your age. High-risk driver insurance can be as much as 45% to 135% more than average. View High Risk Driver Rates

Because rates have so much variability, the only way to know who has the cheapest car insurance rates is to compare rates and see which company has the best rate. Each insurance company uses a different rate calculation, and quoted rates will be varied from one company to the next.

Acura NSX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2022 Acura NSX $574 $1,248 $416 $2,396
2021 Acura NSX $554 $1,196 $430 $2,338
2020 Acura NSX $524 $1,154 $442 $2,278
2019 Acura NSX $504 $1,072 $452 $2,186
2018 Acura NSX $484 $1,008 $456 $2,106
2017 Acura NSX $464 $904 $460 $1,986
2016 Acura NSX $434 $832 $460 $1,884

Rates are averaged for all Acura NSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Acura NSX Insurance

Finding cheaper rates on car insurance requires being safe and accident-free, having good credit, avoid buying unnecessary coverage, and not having any coverage lapses. Set aside time to shop around every year by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

Below you'll find a condensed summary of the coverage data raised in the charts and tables above.

  • Drivers can save around $250 per year simply by shopping early and online
  • Increasing comprehensive and collision deductibles can save around $925 each year
  • Youthful drivers have the highest car insurance rates, costing up to $597 each month if they have full coverage
  • Higher risk drivers with multiple at-fault accidents may pay on average $2,340 more per year than a low-risk driver

Rates by Driver Age

Acura NSX Insurance Rates by Driver Age
Driver Age Premium
16 $7,160
20 $4,604
30 $2,094
40 $1,986
50 $1,810
60 $1,778

Full coverage, $500 deductibles

Rates by Deductible

Acura NSX Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,594
$250 $2,310
$500 $1,986
$1,000 $1,676

Full coverage, driver age 40

Rates by Liability Limit

Acura NSX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,986
50/100 $2,078
100/300 $2,193
250/500 $2,492
100 CSL $2,124
300 CSL $2,377
500 CSL $2,561

Full coverage, driver age 40

Rates for High Risk Drivers

Acura NSX Insurance Rates for High Risk Drivers
Age Premium
16 $10,300
20 $7,342
30 $4,450
40 $4,328
50 $4,130
60 $4,094

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $287

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $110
Multi-vehicle $105
Homeowner $27
5-yr Accident Free $159
5-yr Claim Free $132
Paid in Full/EFT $100
Advance Quote $105
Online Quote $146
Total Discounts $884
Rate after discounts $1,102

Discounts are estimated and may not be available from every company or in every state.

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