Acura NSX Insurance Rates

The average auto insurance rates for an Acura NSX are $1,986 annually including full coverage. Comprehensive insurance costs an estimated $464 a year, collision insurance costs $904, and liability coverage costs around $460. Liability-only coverage costs as low as $510 a year, and high-risk coverage costs $4,328 or more. 16-year-old drivers cost the most to insure at up to $7,160 a year.

Average premium for full coverage: $1,986

Policy rates broken down by type of insurance:

Price estimates include $500 policy deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and NSX trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on the price of auto insurance. More rural locations are shown to have fewer comprehensive and collision claims than congested cities. The diagram below illustrates how location helps determine insurance prices.

The examples above highlight why it is important to compare prices for a targeted area and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Acura NSX insurance rates for other coverage scenarios.

• The best full coverage rate is $1,102
• Using higher $1,000 deductibles will save approximately $1,676 every year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,986
• Buying low $100 deductibles for physical damage coverage costs an additional $608 each year
• Higher-risk drivers with multiple tickets or accidents could pay up to $4,328
• Policy cost with full coverage for a teenage driver can cost as much as $7,160 or more

View Chart as Image

Insurance rates for an Acura NSX also range considerably based on the model year and trim level, your driving characteristics, and liability limits and deductibles.

Older drivers with no violations or accidents and high physical damage deductibles may only pay around $1,800 a year, or $150 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they should be prepared to pay at least $7,100 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying $2,400 to $3,200 additional every year, depending on your age. A high-risk auto insurance policy can be around 45% to 135% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could cut rates by as much as $920 a year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 more each year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Acura NSX insurance rates. A driver around age 40 might see rates as low as $1,520 a year in states like Vermont, New Hampshire, and Missouri, or at least $2,830 on average in Louisiana, New York, and Michigan.

View Chart as Image

How to Buy Cheaper Acura NSX Insurance

Finding cheaper rates on auto insurance requires being a good driver, having good credit, paying for small claims out-of-pocket, and possibly raising deductibles. Invest time comparing rates at every policy renewal by requesting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The following list is a condensed summary of the data covered in the charts and tables above.

• Consumers who want an increased level of liability coverage will pay around $510 per year to increase from a 30/60 limit to higher 250/500 limits
• You may be able to save approximately $250 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save up to $925 each year
• Drivers age 16 to 20 are expensive to insure, with premiums being up to $597 each month if they have full coverage