Acura NSX Insurance Rates

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Cheaper 2016 Acura NSX Insurance Cost in 2025

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UPDATED: May 11, 2024

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Average auto insurance rates for an Acura NSX are $1,986 annually with full coverage. Comprehensive costs on average $464, collision insurance costs $904, and liability coverage costs around $460. A liability-only policy costs as low as $510 a year, and high-risk insurance costs around $4,328. Teen drivers receive the highest rates at up to $7,160 a year.

Average premium for full coverage: $1,986

Rate estimates by individual coverage type:

Comprehensive $464
Collision $904
Liability $460

Rate estimates include $500 policy deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all U.S. states and for different NSX trim levels.

Price Range by Coverage and Risk

Using a 40-year-old driver as an example, prices range range from as cheap as $510 for liability-only coverage to a much higher rate of $4,328 for a driver that may need high-risk insurance.

Liability Only $510
Full Coverage $1,986
High Risk $4,328

Price Range by Location

Where you live has a large influence on auto insurance rates. Rural areas tend to have fewer collision claims than larger metro areas. The price range example below illustrates how rural and urban location affects car insurance rates.

Rural Areas $1,490
Small Cities $2,085
Large Cities $2,681

These examples demonstrate why anyone shopping for car insurance should compare prices based on a specific location and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below details average Acura NSX insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $1,102
  • Using higher $1,000 deductibles will save around $310 annually
  • The estimated rate for a 40-year-old driver with $500 deductibles is $1,986
  • Choosing more expensive low deductibles for physical damage coverage will cost $2,594
  • Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $4,328
  • The cost with full coverage for a teenage driver with full coverage may cost $7,160 or more

View Chart as Image

Acura NSX insurance cost comparison chart
Column chart showing Acura NSX insurance rates range from $1,102 to $7,160 for full coverage

Insurance rates for an Acura NSX can also vary considerably based on the trim level of your NSX, your driving record, and policy deductibles and limits.

An older driver with a clean driving record and high physical damage deductibles may only pay around $1,800 a year for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they can expect to pay upwards of $7,100 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out at a minimum $2,400 to $3,200 extra per year, depending on your age. High-risk driver insurance can be around 45% to 135% more than average. View High Risk Driver Rates

Choosing high deductibles could cut rates by as much as $920 a year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $414 more per year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Acura NSX insurance rates. A driver around age 40 might see rates as low as $1,430 a year in states like New Hampshire, Ohio, and Utah, or as much as $2,680 on average in Florida, Michigan, and New York.

Acura NSX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,798 -$188 -9.5%
Alaska $1,524 -$462 -23.3%
Arizona $1,648 -$338 -17.0%
Arkansas $1,986 -$0 0.0%
California $2,264 $278 14.0%
Colorado $1,898 -$88 -4.4%
Connecticut $2,042 $56 2.8%
Delaware $2,248 $262 13.2%
Florida $2,484 $498 25.1%
Georgia $1,834 -$152 -7.7%
Hawaii $1,426 -$560 -28.2%
Idaho $1,346 -$640 -32.2%
Illinois $1,480 -$506 -25.5%
Indiana $1,496 -$490 -24.7%
Iowa $1,342 -$644 -32.4%
Kansas $1,888 -$98 -4.9%
Kentucky $2,710 $724 36.5%
Louisiana $2,940 $954 48.0%
Maine $1,226 -$760 -38.3%
Maryland $1,638 -$348 -17.5%
Massachusetts $1,590 -$396 -19.9%
Michigan $3,452 $1,466 73.8%
Minnesota $1,664 -$322 -16.2%
Mississippi $2,380 $394 19.8%
Missouri $1,764 -$222 -11.2%
Montana $2,134 $148 7.5%
Nebraska $1,566 -$420 -21.1%
Nevada $2,384 $398 20.0%
New Hampshire $1,432 -$554 -27.9%
New Jersey $2,222 $236 11.9%
New Mexico $1,760 -$226 -11.4%
New York $2,092 $106 5.3%
North Carolina $1,142 -$844 -42.5%
North Dakota $1,626 -$360 -18.1%
Ohio $1,372 -$614 -30.9%
Oklahoma $2,040 $54 2.7%
Oregon $1,820 -$166 -8.4%
Pennsylvania $1,894 -$92 -4.6%
Rhode Island $2,650 $664 33.4%
South Carolina $1,800 -$186 -9.4%
South Dakota $1,678 -$308 -15.5%
Tennessee $1,740 -$246 -12.4%
Texas $2,394 $408 20.5%
Utah $1,472 -$514 -25.9%
Vermont $1,358 -$628 -31.6%
Virginia $1,190 -$796 -40.1%
Washington $1,536 -$450 -22.7%
West Virginia $1,822 -$164 -8.3%
Wisconsin $1,374 -$612 -30.8%
Wyoming $1,770 -$216 -10.9%

View Chart as Image

Acura NSX insurance rates by U.S. city
Acura NSX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2022 Acura NSX $574 $1,248 $416 $2,396
2021 Acura NSX $554 $1,196 $430 $2,338
2020 Acura NSX $524 $1,154 $442 $2,278
2019 Acura NSX $504 $1,072 $452 $2,186
2018 Acura NSX $484 $1,008 $456 $2,106
2017 Acura NSX $464 $904 $460 $1,986
2016 Acura NSX $434 $832 $460 $1,884

Rates are averaged for all Acura NSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Best Acura NSX Insurance

Saving money on auto insurance requires avoiding accidents and claims, having a good credit history, eliminating unnecessary coverage, and determing if full coverage is necessary. Set aside time to shop around once a year by quoting rates from direct companies like Progressive and GEICO, and also from local independent and exclusive agents.

The points below are a brief recap of the data that was raised in the charts and tables above.

  • You may be able to save as much as $250 per year just by shopping early and online
  • Consumers who require increased liability limits will pay about $510 every year to increase from a minimum limit to higher 250/500 limits
  • Drivers under the age of 20 pay the highest rates, with premiums as much as $597 per month including comprehensive and collision insurance
  • Drivers who tend to receive serious violations pay an average of $2,340 more each year to insure an Acura NSX

Rates by Driver Age

Acura NSX Insurance Rates by Driver Age
Driver Age Premium
16 $7,160
20 $4,604
30 $2,094
40 $1,986
50 $1,810
60 $1,778

Full coverage, $500 deductibles

Rates by Deductible

Acura NSX Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,594
$250 $2,310
$500 $1,986
$1,000 $1,676

Full coverage, driver age 40

Rates by Liability Limit

Acura NSX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,986
50/100 $2,078
100/300 $2,193
250/500 $2,492
100 CSL $2,124
300 CSL $2,377
500 CSL $2,561

Full coverage, driver age 40

Rates for High Risk Drivers

Acura NSX Insurance Rates for High Risk Drivers
Age Premium
16 $10,300
20 $7,342
30 $4,450
40 $4,328
50 $4,130
60 $4,094

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $287

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $110
Multi-vehicle $105
Homeowner $27
5-yr Accident Free $159
5-yr Claim Free $132
Paid in Full/EFT $100
Advance Quote $105
Online Quote $146
Total Discounts $884
Rate after discounts $1,102

Discounts are estimated and may not be available from every company or in every state.

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