Acura NSX Insurance Rates

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Cheaper 2016 Acura NSX Insurance Cost in 2025

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UPDATED: May 11, 2024

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U.S. average insurance rates for an Acura NSX are $1,986 a year for full coverage insurance. Comprehensive insurance costs around $464 a year, collision costs $904, and liability coverage costs around $460. A policy with just liability insurance costs as low as $510 a year, with coverage for high-risk drivers costing $4,328 or more. Teen drivers pay the highest rates at $7,160 a year or more.

Average premium for full coverage: $1,986

Price estimates for individual coverage:

Comprehensive $464
Collision $904
Liability $460

Prices include $500 physical damage insurance deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 states and NSX trim levels.

Price Range from Low to High

For the normal driver, Acura NSX insurance prices go from the low end price of $510 for the bare minimum liability coverage to a high of $4,328 for a policy for a high-risk driver.

Liability Only $510
Full Coverage $1,986
High Risk $4,328

Geographic Price Range

Where you live has a large influence on car insurance rates. Areas with sparse population have lower incidents of physical damage claims than larger metro areas.

The diagram below illustrates how geographic area affects auto insurance rates.

Rural Areas $1,490
Small Cities $2,085
Large Cities $2,681

The ranges above illustrate why it is important to compare prices for a specific zip code, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below illustrates estimated Acura NSX insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $1,102
  • Using higher $1,000 deductibles will save about $1,676 each year
  • The estimated price for the average middle-age driver using $500 deductibles is $1,986
  • Choosing low $100 deductibles for physical damage coverage will cost an additional $608 each year
  • Higher-risk drivers with multiple violations and an at-fault accident could pay at least $4,328 or more
  • The price that insures a teenage driver can be $7,160 or more

View Chart as Image

Acura NSX insurance cost comparison chart
Column chart showing full coverage Acura NSX insurance prices range from $1,102 to $7,160

Insurance prices for an Acura NSX are also quite variable based on the trim level of your NSX, your age and driving record, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you are probably paying at least $2,400 to $3,200 extra each year, depending on your age. A high-risk auto insurance policy can be around 45% to 135% more than average. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,800 a year for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records can expect to pay as much as $7,100 a year. View Rates by Age

The state you live in has a huge impact on Acura NSX insurance rates. A driver around age 40 might see prices as low as $1,300 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $2,680 on average in Michigan, New York, and Florida.

Acura NSX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,798 -$188 -9.5%
Alaska $1,524 -$462 -23.3%
Arizona $1,648 -$338 -17.0%
Arkansas $1,986 -$0 0.0%
California $2,264 $278 14.0%
Colorado $1,898 -$88 -4.4%
Connecticut $2,042 $56 2.8%
Delaware $2,248 $262 13.2%
Florida $2,484 $498 25.1%
Georgia $1,834 -$152 -7.7%
Hawaii $1,426 -$560 -28.2%
Idaho $1,346 -$640 -32.2%
Illinois $1,480 -$506 -25.5%
Indiana $1,496 -$490 -24.7%
Iowa $1,342 -$644 -32.4%
Kansas $1,888 -$98 -4.9%
Kentucky $2,710 $724 36.5%
Louisiana $2,940 $954 48.0%
Maine $1,226 -$760 -38.3%
Maryland $1,638 -$348 -17.5%
Massachusetts $1,590 -$396 -19.9%
Michigan $3,452 $1,466 73.8%
Minnesota $1,664 -$322 -16.2%
Mississippi $2,380 $394 19.8%
Missouri $1,764 -$222 -11.2%
Montana $2,134 $148 7.5%
Nebraska $1,566 -$420 -21.1%
Nevada $2,384 $398 20.0%
New Hampshire $1,432 -$554 -27.9%
New Jersey $2,222 $236 11.9%
New Mexico $1,760 -$226 -11.4%
New York $2,092 $106 5.3%
North Carolina $1,142 -$844 -42.5%
North Dakota $1,626 -$360 -18.1%
Ohio $1,372 -$614 -30.9%
Oklahoma $2,040 $54 2.7%
Oregon $1,820 -$166 -8.4%
Pennsylvania $1,894 -$92 -4.6%
Rhode Island $2,650 $664 33.4%
South Carolina $1,800 -$186 -9.4%
South Dakota $1,678 -$308 -15.5%
Tennessee $1,740 -$246 -12.4%
Texas $2,394 $408 20.5%
Utah $1,472 -$514 -25.9%
Vermont $1,358 -$628 -31.6%
Virginia $1,190 -$796 -40.1%
Washington $1,536 -$450 -22.7%
West Virginia $1,822 -$164 -8.3%
Wisconsin $1,374 -$612 -30.8%
Wyoming $1,770 -$216 -10.9%

View Chart as Image

Acura NSX insurance rates by U.S. city

Choosing high deductibles could cut prices by as much as $920 a year, while buying higher liability limits will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $414 more per year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to figure out your exact price is to get quotes and see how they stack up. Each insurance company uses a different rate calculation, so the prices may be quite different.

Acura NSX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2022 Acura NSX $574 $1,248 $416 $2,396
2021 Acura NSX $554 $1,196 $430 $2,338
2020 Acura NSX $524 $1,154 $442 $2,278
2019 Acura NSX $504 $1,072 $452 $2,186
2018 Acura NSX $484 $1,008 $456 $2,106
2017 Acura NSX $464 $904 $460 $1,986
2016 Acura NSX $434 $832 $460 $1,884

Rates are averaged for all Acura NSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Right Acura NSX Insurance

Getting lower rates on auto insurance requires being a low-risk driver, having above-average credit, not filing small claims, and insuring your home and auto with the same company. Shop around every year by getting rate quotes from direct insurance companies, and also from insurance agencies where you live.

The items below are a quick rundown of the coverage data presented in the illustrations above.

  • It is possible to save up to $250 per year simply by quoting early and online
  • Increasing physical damage deductibles can save approximately $925 each year
  • Teen drivers pay higher prices, as much as $597 a month if full coverage is included
  • Drivers with reckless driving or DUI convictions could be forced to pay on average $2,340 more every year to insure their NSX

Rates by Driver Age

Acura NSX Insurance Rates by Driver Age
Driver Age Premium
16 $7,160
20 $4,604
30 $2,094
40 $1,986
50 $1,810
60 $1,778

Full coverage, $500 deductibles

Rates by Deductible

Acura NSX Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,594
$250 $2,310
$500 $1,986
$1,000 $1,676

Full coverage, driver age 40

Rates by Liability Limit

Acura NSX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,986
50/100 $2,078
100/300 $2,193
250/500 $2,492
100 CSL $2,124
300 CSL $2,377
500 CSL $2,561

Full coverage, driver age 40

Rates for High Risk Drivers

Acura NSX Insurance Rates for High Risk Drivers
Age Premium
16 $10,300
20 $7,342
30 $4,450
40 $4,328
50 $4,130
60 $4,094

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $287

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $110
Multi-vehicle $105
Homeowner $27
5-yr Accident Free $159
5-yr Claim Free $132
Paid in Full/EFT $100
Advance Quote $105
Online Quote $146
Total Discounts $884
Rate after discounts $1,102

Discounts are estimated and may not be available from every company or in every state.

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