Acura NSX Insurance Rates

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UPDATED: Jun 6, 2023

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Average insurance rates for an Acura NSX are $2,186 a year for full coverage. Comprehensive insurance costs approximately $504, collision insurance costs $1,072, and liability is $452. A policy with just liability insurance costs around $504 a year, and coverage for high-risk drivers costs $4,784 or more. 16-year-old drivers receive the highest rates at up to $7,826 a year.

Average premium for full coverage: $2,186

Rate estimates by individual coverage type:

Comprehensive $504
Collision $1072
Liability $452

Full coverage includes $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all states and for all NSX models.

Price Range by Coverage and Risk

Using a 40-year-old driver as an example, prices range range from the low end price of $504 for liability-only coverage to the much higher price of $4,784 for a driver who requires high-risk insurance.

Liability Only $504
Full Coverage $2,186
High Risk $4,784

Price Range by Location

Choosing to live in a large city can make a big difference on car insurance rates. Rural locations tend to have lower incidents of accident claims than congested cities. The example below illustrates how rural and urban location affects auto insurance prices.

Rural Areas $1,640
Small Cities $2,295
Large Cities $2,951

These examples show why everyone should compare rates quotes using their specific location, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below shows average Acura NSX insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $1,196
  • Raising to $1,000 deductibles will save $356 a year
  • The estimated price for a 40-year-old driver who chooses $500 deductibles is $2,186
  • Buying pricier low deductibles will cost an additional $700 annually
  • Drivers with multiple tickets or accidents could pay around $4,784
  • The cost that insures a 16-year-old driver for full coverage can cost $7,826

View Chart as Image

Acura NSX insurance cost comparison chart
Column chart showing Acura NSX insurance prices range from $1,196 to $7,826 for full coverage

Insurance rates for an Acura NSX can also vary considerably based on the model of your NSX, how you drive, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you could be paying anywhere from $2,600 to $3,500 additional per year, depending on your age. Acura NSX insurance for high-risk drivers is expensive and can cost from 45% to 133% more than the average rate. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $2,000 every 12 months on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $7,800 a year. View Rates by Age

Where you live also has a big influence on Acura NSX insurance prices. A middle-age driver might find rates as low as $1,440 a year in states like Iowa, Maine, and Idaho, or at least $3,110 on average in New York, Louisiana, and Michigan.

Acura NSX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,976 -$210 -9.6%
Alaska $1,676 -$510 -23.3%
Arizona $1,814 -$372 -17.0%
Arkansas $2,186 -$0 0.0%
California $2,490 $304 13.9%
Colorado $2,088 -$98 -4.5%
Connecticut $2,246 $60 2.7%
Delaware $2,472 $286 13.1%
Florida $2,732 $546 25.0%
Georgia $2,018 -$168 -7.7%
Hawaii $1,570 -$616 -28.2%
Idaho $1,480 -$706 -32.3%
Illinois $1,628 -$558 -25.5%
Indiana $1,646 -$540 -24.7%
Iowa $1,474 -$712 -32.6%
Kansas $2,076 -$110 -5.0%
Kentucky $2,982 $796 36.4%
Louisiana $3,234 $1,048 47.9%
Maine $1,346 -$840 -38.4%
Maryland $1,802 -$384 -17.6%
Massachusetts $1,746 -$440 -20.1%
Michigan $3,796 $1,610 73.7%
Minnesota $1,828 -$358 -16.4%
Mississippi $2,618 $432 19.8%
Missouri $1,940 -$246 -11.3%
Montana $2,348 $162 7.4%
Nebraska $1,724 -$462 -21.1%
Nevada $2,620 $434 19.9%
New Hampshire $1,576 -$610 -27.9%
New Jersey $2,442 $256 11.7%
New Mexico $1,934 -$252 -11.5%
New York $2,300 $114 5.2%
North Carolina $1,258 -$928 -42.5%
North Dakota $1,788 -$398 -18.2%
Ohio $1,510 -$676 -30.9%
Oklahoma $2,244 $58 2.7%
Oregon $2,002 -$184 -8.4%
Pennsylvania $2,084 -$102 -4.7%
Rhode Island $2,914 $728 33.3%
South Carolina $1,978 -$208 -9.5%
South Dakota $1,844 -$342 -15.6%
Tennessee $1,914 -$272 -12.4%
Texas $2,634 $448 20.5%
Utah $1,616 -$570 -26.1%
Vermont $1,494 -$692 -31.7%
Virginia $1,308 -$878 -40.2%
Washington $1,688 -$498 -22.8%
West Virginia $2,002 -$184 -8.4%
Wisconsin $1,512 -$674 -30.8%
Wyoming $1,946 -$240 -11.0%

View Chart as Image

Acura NSX insurance rates by U.S. city

Opting for high physical damage deductibles can reduce rates by up to $1,060 annually, whereas buying more liability protection will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $407 more each year. View Rates by Deductible or Liability Limit

Acura NSX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2018 Acura NSX $504 $1,072 $452 $2,186

Rates are averaged for all Acura NSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find More Affordable Acura NSX Insurance

Saving money on insurance for an Acura NSX consists of having a decent driving record, having a good credit score, eliminating unneeded coverage, and consideration of higher deductibles. Comparison shop at every other renewal by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The following items are a summary of the concepts that were raised in the charts and tables above.

  • Drivers considered higher risk who have multiple accidents or major violations could be forced to pay on average $2,600 more per year than a driver with a clean driving record
  • 16 to 18-year-old drivers are the costliest to insure, costing as high as $652 per month if comprehensive and collision insurance is included
  • Drivers can save around $280 per year just by quoting online well ahead of the renewal date
  • Increasing deductibles can save approximately $1,050 each year
  • Drivers can save around $280 per year just by quoting online well ahead of the renewal date

Rates by Driver Age

Acura NSX Insurance Rates by Driver Age
Driver Age Premium
16 $7,826
20 $5,102
30 $2,310
40 $2,186
50 $1,990
60 $1,956

Full coverage, $500 deductibles

Rates by Deductible

Acura NSX Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,886
$250 $2,558
$500 $2,186
$1,000 $1,830

Full coverage, driver age 40

Rates by Liability Limit

Acura NSX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $2,186
50/100 $2,276
100/300 $2,389
250/500 $2,683
100 CSL $2,322
300 CSL $2,570
500 CSL $2,751

Full coverage, driver age 40

Rates for High Risk Drivers

Acura NSX Insurance Rates for High Risk Drivers
Age Premium
16 $11,296
20 $8,138
30 $4,922
40 $4,784
50 $4,562
60 $4,526

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $322

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $122
Multi-vehicle $116
Homeowner $29
5-yr Accident Free $182
5-yr Claim Free $147
Paid in Full/EFT $114
Advance Quote $118
Online Quote $162
Total Discounts $990
Rate after discounts $1,196

Discounts are estimated and may not be available from every company or in every state.

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