Acura NSX Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 11, 2024
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Estimated insurance prices for an Acura NSX are $1,884 every 12 months with full coverage. Comprehensive costs an estimated $434 a year, collision costs $832, and liability is estimated at $460. Liability-only coverage costs approximately $510 a year, with high-risk coverage costing around $4,100. Teenage drivers pay the most at $6,830 a year or more.
Average premium for full coverage: $1,884
Premium estimates broken down by type of coverage:
Price estimates include $500 deductible amounts, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all U.S. states and NSX trim levels.
Insurance Price Range by Risk and Coverage
For an average driver, insurance rates for an Acura NSX go from the cheapest price of $510 for a discount liability-only rate to a high of $4,100 for a high-risk driver policy.
Insurance Price Range by Location
Living in a larger city can make a big difference on car insurance rates. More rural locations are statistically proven to have more infrequent collision claims than densely populated cities.
The diagram below illustrates the effect of geographic area on insurance prices.
These rate differences demonstrate why it is important to get quotes for a targeted area and their own driving history, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below details estimated Acura NSX insurance rates for other coverage scenarios.
- The best discount rate is $1,052
- Choosing higher $1,000 deductibles can save approximately $1,598 annually
- The average price for a 40-year-old good driver who has $500 deductibles is $1,884
- Using low $100 deductibles for comp and collision coverage increases the price to $2,444
- Higher-risk drivers who are prone to accidents and violations could pay up to $4,100 or more
- An auto insurance policy to insure a 16-year-old driver can cost as much as $6,830 each year
Insurance prices for an Acura NSX also have a wide range based on physical damage deductibles and liability limits, your driving record, and the model year and trim level.
Using high physical damage deductibles can save as much as $850 annually, while buying higher liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $414 more per year. View Rates by Deductible or Liability Limit
Older drivers with a clean driving record and higher deductibles may pay as low as $1,700 annually on average, or $142 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers can expect to pay at least $6,800 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you may be forking out $2,200 to $3,000 extra annually, depending on your age. A high-risk auto insurance policy ranges from 44% to 131% more than a normal policy. View High Risk Driver Rates
Where you choose to live plays a big part in determining prices for Acura NSX insurance prices. A good driver about age 40 could pay as low as $1,360 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $2,540 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,704 | -$180 | -9.6% |
| Alaska | $1,444 | -$440 | -23.4% |
| Arizona | $1,564 | -$320 | -17.0% |
| Arkansas | $1,884 | -$0 | 0.0% |
| California | $2,146 | $262 | 13.9% |
| Colorado | $1,800 | -$84 | -4.5% |
| Connecticut | $1,936 | $52 | 2.8% |
| Delaware | $2,132 | $248 | 13.2% |
| Florida | $2,356 | $472 | 25.1% |
| Georgia | $1,738 | -$146 | -7.7% |
| Hawaii | $1,354 | -$530 | -28.1% |
| Idaho | $1,276 | -$608 | -32.3% |
| Illinois | $1,404 | -$480 | -25.5% |
| Indiana | $1,418 | -$466 | -24.7% |
| Iowa | $1,270 | -$614 | -32.6% |
| Kansas | $1,790 | -$94 | -5.0% |
| Kentucky | $2,572 | $688 | 36.5% |
| Louisiana | $2,788 | $904 | 48.0% |
| Maine | $1,164 | -$720 | -38.2% |
| Maryland | $1,554 | -$330 | -17.5% |
| Massachusetts | $1,508 | -$376 | -20.0% |
| Michigan | $3,272 | $1,388 | 73.7% |
| Minnesota | $1,576 | -$308 | -16.3% |
| Mississippi | $2,256 | $372 | 19.7% |
| Missouri | $1,670 | -$214 | -11.4% |
| Montana | $2,024 | $140 | 7.4% |
| Nebraska | $1,486 | -$398 | -21.1% |
| Nevada | $2,260 | $376 | 20.0% |
| New Hampshire | $1,358 | -$526 | -27.9% |
| New Jersey | $2,106 | $222 | 11.8% |
| New Mexico | $1,670 | -$214 | -11.4% |
| New York | $1,984 | $100 | 5.3% |
| North Carolina | $1,084 | -$800 | -42.5% |
| North Dakota | $1,542 | -$342 | -18.2% |
| Ohio | $1,302 | -$582 | -30.9% |
| Oklahoma | $1,934 | $50 | 2.7% |
| Oregon | $1,726 | -$158 | -8.4% |
| Pennsylvania | $1,798 | -$86 | -4.6% |
| Rhode Island | $2,514 | $630 | 33.4% |
| South Carolina | $1,706 | -$178 | -9.4% |
| South Dakota | $1,590 | -$294 | -15.6% |
| Tennessee | $1,650 | -$234 | -12.4% |
| Texas | $2,270 | $386 | 20.5% |
| Utah | $1,394 | -$490 | -26.0% |
| Vermont | $1,288 | -$596 | -31.6% |
| Virginia | $1,128 | -$756 | -40.1% |
| Washington | $1,456 | -$428 | -22.7% |
| West Virginia | $1,728 | -$156 | -8.3% |
| Wisconsin | $1,304 | -$580 | -30.8% |
| Wyoming | $1,678 | -$206 | -10.9% |
With such a large range in prices, the best way to find out which insurance company is cheapest is to get quotes from multiple companies. Each auto insurer uses a different method to calculate prices, so the prices will be substantially different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2022 Acura NSX | $554 | $1,196 | $430 | $2,338 |
| 2021 Acura NSX | $524 | $1,154 | $442 | $2,278 |
| 2020 Acura NSX | $504 | $1,072 | $452 | $2,186 |
| 2019 Acura NSX | $484 | $1,008 | $456 | $2,106 |
| 2018 Acura NSX | $464 | $904 | $460 | $1,986 |
| 2017 Acura NSX | $434 | $832 | $460 | $1,884 |
| 2016 Acura NSX | $418 | $780 | $464 | $1,820 |
Rates are averaged for all Acura NSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheaper Acura NSX Insurance
Finding better rates on insurance for an Acura NSX takes having a good driving record, having good credit, being claim-free, and taking advantage of discounts. Take the time to compare rates every time your policy renews by quoting rates from direct companies, and also from your local independent and exclusive agents.
The next list is a condensed summary of the information covered in the above illustrations.
- You may be able to save approximately $240 per year simply by quoting early and online
- Drivers age 20 and younger are charged the highest prices, possibly costing $569 per month if they have full coverage
- Increasing policy deductibles could save as much as $850 each year
- Drivers considered higher risk with multiple at-fault accidents may pay on average $2,220 more annually to buy Acura NSX insurance
- Insureds who want increased levels of liability coverage will pay an extra $510 every year to raise limits from 30/60 bodily injury limits to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,830 |
| 20 | $4,362 |
| 30 | $1,980 |
| 40 | $1,884 |
| 50 | $1,716 |
| 60 | $1,684 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,444 |
| $250 | $2,184 |
| $500 | $1,884 |
| $1,000 | $1,598 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,884 |
| 50/100 | $1,976 |
| 100/300 | $2,091 |
| 250/500 | $2,390 |
| 100 CSL | $2,022 |
| 300 CSL | $2,275 |
| 500 CSL | $2,459 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $9,814 |
| 20 | $6,954 |
| 30 | $4,210 |
| 40 | $4,100 |
| 50 | $3,912 |
| 60 | $3,880 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $104 |
| Multi-vehicle | $99 |
| Homeowner | $26 |
| 5-yr Accident Free | $149 |
| 5-yr Claim Free | $125 |
| Paid in Full/EFT | $93 |
| Advance Quote | $98 |
| Online Quote | $138 |
| Total Discounts | $832 |
Discounts are estimated and may not be available from every company or in every state.
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