Acura NSX Insurance Rates
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Michelle Robbins
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UPDATED: May 11, 2024
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U.S. average insurance rates for an Acura NSX are $1,884 a year for full coverage. Comprehensive insurance costs on average $434, collision costs $832, and liability is estimated at $460. Liability-only insurance costs approximately $510 a year, with high-risk driver insurance costing $4,100 or more. Teens pay the highest rates at $6,830 a year or more.
Average premium for full coverage: $1,884
Price estimates by individual coverage:
Rate estimates include $500 deductible amounts, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all states and for all NSX models.
Price Range from Low to High
Using a middle-aged driver as an example, Acura NSX insurance prices go from the low end price of $510 for liability-only coverage to the much higher price of $4,100 for a driver who requires high-risk insurance.
Geographic Price Range
Living in a larger city can make a big difference on car insurance rates. Rural areas have lower incidents of accident claims than cities with more traffic congestion.
The example below illustrates how where you live affects car insurance rates.
The ranges above show why everyone should get quotes based on a specific location, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below shows estimated Acura NSX insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $1,052
- Choosing higher $1,000 deductibles can save around $286 a year
- The estimated price for the average middle-age driver with $500 deductibles is $1,884
- Selecting pricier low deductibles for comp and collision coverage will cost an additional $560 annually
- Higher-risk drivers with serious driving violations could pay upwards of $4,100 or more
- The price that insures a 16-year-old driver for full coverage may cost $6,830 each year
Car insurance prices for an Acura NSX are also quite variable based on the model of your NSX, how you drive, and policy deductibles and limits.
If you have some driving violations or you caused an accident, you could be paying at a minimum $2,200 to $3,000 extra each year, depending on your age. Acura NSX insurance for high-risk drivers ranges from 44% to 131% more than the average policy. View High Risk Driver Rates
A more mature driver with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,700 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged upwards of $6,800 a year. View Rates by Age
The state you live in plays a big part in determining prices for Acura NSX insurance prices. A good driver about age 40 could pay as low as $1,240 a year in states like Idaho, Maine, and Iowa, or have to pay at least $2,690 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,704 | -$180 | -9.6% |
| Alaska | $1,444 | -$440 | -23.4% |
| Arizona | $1,564 | -$320 | -17.0% |
| Arkansas | $1,884 | -$0 | 0.0% |
| California | $2,146 | $262 | 13.9% |
| Colorado | $1,800 | -$84 | -4.5% |
| Connecticut | $1,936 | $52 | 2.8% |
| Delaware | $2,132 | $248 | 13.2% |
| Florida | $2,356 | $472 | 25.1% |
| Georgia | $1,738 | -$146 | -7.7% |
| Hawaii | $1,354 | -$530 | -28.1% |
| Idaho | $1,276 | -$608 | -32.3% |
| Illinois | $1,404 | -$480 | -25.5% |
| Indiana | $1,418 | -$466 | -24.7% |
| Iowa | $1,270 | -$614 | -32.6% |
| Kansas | $1,790 | -$94 | -5.0% |
| Kentucky | $2,572 | $688 | 36.5% |
| Louisiana | $2,788 | $904 | 48.0% |
| Maine | $1,164 | -$720 | -38.2% |
| Maryland | $1,554 | -$330 | -17.5% |
| Massachusetts | $1,508 | -$376 | -20.0% |
| Michigan | $3,272 | $1,388 | 73.7% |
| Minnesota | $1,576 | -$308 | -16.3% |
| Mississippi | $2,256 | $372 | 19.7% |
| Missouri | $1,670 | -$214 | -11.4% |
| Montana | $2,024 | $140 | 7.4% |
| Nebraska | $1,486 | -$398 | -21.1% |
| Nevada | $2,260 | $376 | 20.0% |
| New Hampshire | $1,358 | -$526 | -27.9% |
| New Jersey | $2,106 | $222 | 11.8% |
| New Mexico | $1,670 | -$214 | -11.4% |
| New York | $1,984 | $100 | 5.3% |
| North Carolina | $1,084 | -$800 | -42.5% |
| North Dakota | $1,542 | -$342 | -18.2% |
| Ohio | $1,302 | -$582 | -30.9% |
| Oklahoma | $1,934 | $50 | 2.7% |
| Oregon | $1,726 | -$158 | -8.4% |
| Pennsylvania | $1,798 | -$86 | -4.6% |
| Rhode Island | $2,514 | $630 | 33.4% |
| South Carolina | $1,706 | -$178 | -9.4% |
| South Dakota | $1,590 | -$294 | -15.6% |
| Tennessee | $1,650 | -$234 | -12.4% |
| Texas | $2,270 | $386 | 20.5% |
| Utah | $1,394 | -$490 | -26.0% |
| Vermont | $1,288 | -$596 | -31.6% |
| Virginia | $1,128 | -$756 | -40.1% |
| Washington | $1,456 | -$428 | -22.7% |
| West Virginia | $1,728 | -$156 | -8.3% |
| Wisconsin | $1,304 | -$580 | -30.8% |
| Wyoming | $1,678 | -$206 | -10.9% |
Choosing higher comprehensive and collision insurance deductibles can save as much as $850 annually, whereas buying more liability protection will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit
Since prices can be so different, the only way to know exactly what you will pay is to regularly compare prices from multiple companies. Each auto insurer calculates prices differently, so rate quotes may be quite different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2022 Acura NSX | $554 | $1,196 | $430 | $2,338 |
| 2021 Acura NSX | $524 | $1,154 | $442 | $2,278 |
| 2020 Acura NSX | $504 | $1,072 | $452 | $2,186 |
| 2019 Acura NSX | $484 | $1,008 | $456 | $2,106 |
| 2018 Acura NSX | $464 | $904 | $460 | $1,986 |
| 2017 Acura NSX | $434 | $832 | $460 | $1,884 |
| 2016 Acura NSX | $418 | $780 | $464 | $1,820 |
Rates are averaged for all Acura NSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Acura NSX Insurance
Getting lower rates on insurance for an Acura NSX takes having a good driving record, having a positive credit history, eliminating unnecessary coverage, and maximizing policy discounts. Compare rates at every other renewal by requesting quotes from direct carriers, and also from local exclusive and independent agents.
The next list is a brief recap of the concepts that were touched on in the above illustrations.
- Drivers considered higher risk who tend to receive serious violations may pay on average $2,220 more each year to buy Acura NSX insurance
- Drivers age 20 and younger are expensive to insure, with premiums as much as $569 a month if full coverage is purchased
- Drivers can save as much as $240 per year simply by quoting online well ahead of the renewal date
- Increasing physical damage deductibles can save approximately $850 each year
- Drivers can save as much as $240 per year simply by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,830 |
| 20 | $4,362 |
| 30 | $1,980 |
| 40 | $1,884 |
| 50 | $1,716 |
| 60 | $1,684 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,444 |
| $250 | $2,184 |
| $500 | $1,884 |
| $1,000 | $1,598 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,884 |
| 50/100 | $1,976 |
| 100/300 | $2,091 |
| 250/500 | $2,390 |
| 100 CSL | $2,022 |
| 300 CSL | $2,275 |
| 500 CSL | $2,459 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $9,814 |
| 20 | $6,954 |
| 30 | $4,210 |
| 40 | $4,100 |
| 50 | $3,912 |
| 60 | $3,880 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $104 |
| Multi-vehicle | $99 |
| Homeowner | $26 |
| 5-yr Accident Free | $149 |
| 5-yr Claim Free | $125 |
| Paid in Full/EFT | $93 |
| Advance Quote | $98 |
| Online Quote | $138 |
| Total Discounts | $832 |
Discounts are estimated and may not be available from every company or in every state.
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