Acura NSX Insurance Rates

Average insurance prices for an Acura NSX are $1,884 every 12 months for full coverage insurance. Comprehensive costs around $434 each year, collision insurance costs $832, and liability coverage costs $460. Liability-only coverage costs as little as $510 a year, and high-risk coverage costs around $4,100. Teens receive the highest rates at up to $6,830 a year.

Average premium for full coverage: $1,884

Rate estimates for individual coverage type:

Full coverage includes $500 physical damage insurance deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 states and NSX models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on car insurance rates. Areas with sparse population tend to have more infrequent physical damage claims than cities with more traffic congestion. The graphic below illustrates how location impacts auto insurance rates.

These examples illustrate why all drivers should compare rates for a specific zip code and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average Acura NSX insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $1,052
• Drivers who choose higher $1,000 deductibles will pay about $286 each year
• The average price for a 40-year-old driver using $500 deductibles is $1,884
• Selecting low deductibles for comprehensive and collision insurance increases the price to $2,444
• High-risk insureds with serious driving violations could pay at least $4,100
• The cost to insure a teenage driver can be $6,830 a year

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Car insurance rates for an Acura NSX can also vary considerably based on policy deductibles and limits, your risk profile, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles could save up to $850 a year, whereas increasing liability limits will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles may only pay around $1,700 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will be charged as much as $6,800 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying at least $2,200 to $3,000 extra per year, depending on your age. Insurance for high-risk drivers can cost around 44% to 131% more than the average policy. View High Risk Driver Rates

Where you live makes a big difference in Acura NSX insurance rates. A 40-year-old driver could pay as low as $1,230 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $2,540 on average in Michigan, New York, and Florida.

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How to Shop for More Affordable Acura NSX Insurance

Saving money on auto insurance not only requires being a low-risk driver, but also maintaining a good credit score, avoid buying unnecessary coverage, and consideration of higher deductibles. Spend time shopping around at least once a year by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The items below are a summary of the primary concepts that were touched on above.

• It is possible to save up to $240 per year just by quoting online in advance
• Drivers who have multiple accidents or major violations may pay on average $2,220 more every year to insure their NSX
• Increasing deductibles could save as much as $850 each year
• Teen drivers are the costliest to insure, costing up to $569 per month if the policy includes full coverage