Acura NSX Insurance Rates

The average insurance prices for an Acura NSX are $1,884 every 12 months for full coverage. Comprehensive costs an estimated $434 each year, collision insurance costs $832, and liability coverage costs around $460. Liability-only coverage costs as low as $510 a year, and high-risk coverage costs around $4,100. Teens cost the most to insure at up to $6,830 a year.

Average premium for full coverage: $1,884

Policy rates broken down by type of insurance:

Prices are based on $500 physical damage deductibles, split liability limits of 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all states and NSX models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on insurance rates. More rural locations are shown to have more infrequent accident claims than cities with more traffic congestion. The graphic below illustrates the difference between rural and urban areas on insurance prices.

The examples above show why all drivers should compare prices for a targeted area and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows average Acura NSX insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $1,052
• Using higher $1,000 deductibles will save approximately $286 a year
• The average price for a good driver age 40 who has $500 deductibles is $1,884
• Selecting low deductibles for physical damage coverage increases the price to $2,444
• Higher-risk drivers with serious driving violations could pay up to $4,100
• Policy cost to insure a teenage driver can cost as much as $6,830 or more

View Chart as Image

Insurance rates for an Acura NSX also range considerably based on liability limits and deductibles, your driver profile, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $850 a year, whereas increasing liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may only pay around $1,700 a year, or $142 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay at least $6,800 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying $2,200 to $3,000 additional every year, depending on your age. Insurance for high-risk drivers can be around 44% to 131% more than the average policy. View High Risk Driver Rates

Your home state has a huge impact on Acura NSX insurance rates. A driver around age 40 might see rates as low as $1,240 a year in states like Iowa, Maine, and Idaho, or have to pay at least $2,690 on average in New York, Louisiana, and Michigan.

View Chart as Image

How to Shop for Affordable Acura NSX Insurance

Finding cheaper rates on auto insurance requires being a safe and courteous driver, having above-average credit, avoid buying unnecessary coverage, and possibly raising deductibles. Set aside time to compare rates at least once a year by getting quotes from direct carriers, and also from several local insurance agents.

Below is a brief review of the primary concepts that were covered above.

• Drivers can save approximately $240 per year just by quoting online in advance
• Drivers with DUI or reckless driving convictions pay on average $2,220 more annually for auto insurance
• Increasing comprehensive and collision deductibles could save as much as $850 each year
• Teenage drivers are expensive to insure, costing up to $569 each month if full coverage is included