Acura NSX Insurance Rates

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UPDATED: May 11, 2024

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Average insurance rates for an Acura NSX are $1,884 a year for full coverage. Comprehensive costs an estimated $434 a year, collision insurance costs $832, and liability is estimated at $460. Buying just liability costs approximately $510 a year, and insurance for high-risk drivers costs around $4,100. Teenage drivers receive the highest rates at up to $6,830 a year.

Average premium for full coverage: $1,884

Rate estimates broken down by individual coverage type:

Comprehensive $434
Collision $832
Liability $460

Rates are based on $500 policy deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all states and NSX trim levels.

Price Range by Coverage and Risk

For the normal driver, prices range range from the low end price of $510 for liability-only coverage to a high of $4,100 for a high-risk insurance policy.

Liability Only $510
Full Coverage $1,884
High Risk $4,100

Price Range by Location

Living in a larger city can make a big difference on insurance rates. More rural locations tend to have lower incidents of accident claims than densely populated cities. The diagram below illustrates how geographic area affects insurance prices.

Rural Areas $1,413
Small Cities $1,978
Large Cities $2,543

These examples show why it is important to get quotes for a targeted area, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below shows average Acura NSX insurance rates for other coverage scenarios.

  • The best discount rate is $1,052
  • Choosing higher $1,000 deductibles can save approximately $1,598 a year
  • The estimated price for a 40-year-old driver who has $500 deductibles is $1,884
  • Using low $100 deductibles for comp and collision coverage bumps up the cost to $2,444
  • Higher-risk drivers who are prone to accidents and violations could pay up to $4,100
  • The cost that insures a 16-year-old driver can cost as much as $6,830 each year

View Chart as Image

Acura NSX insurance cost comparison chart
Column chart showing Acura NSX insurance rates range from $1,052 to $6,830 for full coverage

Auto insurance rates for an Acura NSX can also vary considerably based on the trim level of your NSX, how you drive, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you could be paying $2,200 to $3,000 in extra premium per year, depending on your age. A high-risk auto insurance policy ranges from 44% to 131% more than a normal policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,700 annually on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will have to pay at least $6,800 a year. View Rates by Age

Where you live plays a big part in determining prices for Acura NSX insurance prices. A good driver about age 40 could pay as low as $1,240 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $2,690 on average in New York, Louisiana, and Michigan.

Acura NSX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,704 -$180 -9.6%
Alaska $1,444 -$440 -23.4%
Arizona $1,564 -$320 -17.0%
Arkansas $1,884 -$0 0.0%
California $2,146 $262 13.9%
Colorado $1,800 -$84 -4.5%
Connecticut $1,936 $52 2.8%
Delaware $2,132 $248 13.2%
Florida $2,356 $472 25.1%
Georgia $1,738 -$146 -7.7%
Hawaii $1,354 -$530 -28.1%
Idaho $1,276 -$608 -32.3%
Illinois $1,404 -$480 -25.5%
Indiana $1,418 -$466 -24.7%
Iowa $1,270 -$614 -32.6%
Kansas $1,790 -$94 -5.0%
Kentucky $2,572 $688 36.5%
Louisiana $2,788 $904 48.0%
Maine $1,164 -$720 -38.2%
Maryland $1,554 -$330 -17.5%
Massachusetts $1,508 -$376 -20.0%
Michigan $3,272 $1,388 73.7%
Minnesota $1,576 -$308 -16.3%
Mississippi $2,256 $372 19.7%
Missouri $1,670 -$214 -11.4%
Montana $2,024 $140 7.4%
Nebraska $1,486 -$398 -21.1%
Nevada $2,260 $376 20.0%
New Hampshire $1,358 -$526 -27.9%
New Jersey $2,106 $222 11.8%
New Mexico $1,670 -$214 -11.4%
New York $1,984 $100 5.3%
North Carolina $1,084 -$800 -42.5%
North Dakota $1,542 -$342 -18.2%
Ohio $1,302 -$582 -30.9%
Oklahoma $1,934 $50 2.7%
Oregon $1,726 -$158 -8.4%
Pennsylvania $1,798 -$86 -4.6%
Rhode Island $2,514 $630 33.4%
South Carolina $1,706 -$178 -9.4%
South Dakota $1,590 -$294 -15.6%
Tennessee $1,650 -$234 -12.4%
Texas $2,270 $386 20.5%
Utah $1,394 -$490 -26.0%
Vermont $1,288 -$596 -31.6%
Virginia $1,128 -$756 -40.1%
Washington $1,456 -$428 -22.7%
West Virginia $1,728 -$156 -8.3%
Wisconsin $1,304 -$580 -30.8%
Wyoming $1,678 -$206 -10.9%

View Chart as Image

Acura NSX insurance rates by U.S. city

Using high physical damage deductibles can save as much as $850 annually, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $414 extra every year. View Rates by Deductible or Liability Limit

Acura NSX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2022 Acura NSX $554 $1,196 $430 $2,338
2021 Acura NSX $524 $1,154 $442 $2,278
2020 Acura NSX $504 $1,072 $452 $2,186
2019 Acura NSX $484 $1,008 $456 $2,106
2018 Acura NSX $464 $904 $460 $1,986
2017 Acura NSX $434 $832 $460 $1,884
2016 Acura NSX $418 $780 $464 $1,820

Rates are averaged for all Acura NSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Acura NSX Insurance

Saving money on insurance for an Acura NSX takes being safe and accident-free, maintaining a good credit score, eliminating unneeded coverage, and consideration of higher deductibles. Compare prices at least every other year by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

Below you'll find a quick review of the car insurance concepts presented in the illustrations above.

  • Drivers considered higher risk with a DUI or reckless driving violation may pay on average $2,220 more annually than a low-risk driver
  • Drivers can save approximately $240 per year just by quoting early and online
  • Increasing deductibles can save approximately $850 each year
  • Insureds who want more liability protection will pay an extra $510 each year to raise limits from a minimum limit to the 250/500 level

Rates by Driver Age

Acura NSX Insurance Rates by Driver Age
Driver Age Premium
16 $6,830
20 $4,362
30 $1,980
40 $1,884
50 $1,716
60 $1,684

Full coverage, $500 deductibles

Rates by Deductible

Acura NSX Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,444
$250 $2,184
$500 $1,884
$1,000 $1,598

Full coverage, driver age 40

Rates by Liability Limit

Acura NSX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,884
50/100 $1,976
100/300 $2,091
250/500 $2,390
100 CSL $2,022
300 CSL $2,275
500 CSL $2,459

Full coverage, driver age 40

Rates for High Risk Drivers

Acura NSX Insurance Rates for High Risk Drivers
Age Premium
16 $9,814
20 $6,954
30 $4,210
40 $4,100
50 $3,912
60 $3,880

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $271

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $104
Multi-vehicle $99
Homeowner $26
5-yr Accident Free $149
5-yr Claim Free $125
Paid in Full/EFT $93
Advance Quote $98
Online Quote $138
Total Discounts $832
Rate after discounts $1,052

Discounts are estimated and may not be available from every company or in every state.

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