Acura NSX Insurance Rates
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Michelle Robbins
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UPDATED: May 11, 2024
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Average insurance rates for an Acura NSX are $1,986 a year for full coverage. Comprehensive costs approximately $464, collision costs $904, and liability costs $460. Buying just liability costs as little as $510 a year, with insurance for high-risk drivers costing around $4,328. Teenage drivers receive the highest rates at $7,160 a year or more.
Average premium for full coverage: $1,986
Rate estimates by individual coverage type:
Full coverage includes $500 deductibles, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all states and for all NSX models.
Price Range by Coverage and Risk
Using a 40-year-old driver as an example, prices range go from as low as $510 for just liability insurance to the much higher price of $4,328 for a driver who requires high-risk insurance.
Price Range by Location
Your location can make a big difference on car insurance rates. Rural locations tend to have a lower frequency of accident claims than densely populated cities.
The example below illustrates how rural and urban location affects auto insurance prices.
These examples show why everyone should compare rates using their specific location and risk profile, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below shows estimated Acura NSX insurance rates for additional coverage and risk scenarios.
- The best discount rate is $1,102
- Drivers who choose higher $1,000 deductibles will pay $310 a year
- The average rate for a 40-year-old driver who chooses $500 deductibles is $1,986
- Using pricier low deductibles for comprehensive and collision insurance will increase the cost to $2,594
- Drivers who are prone to accidents and violations could pay around $4,328 or more
- The cost for full coverage for a 16-year-old driver for full coverage can cost $7,160 a year
Auto insurance rates for an Acura NSX can also vary considerably based on your driver profile, the trim level of your NSX, and physical damage deductibles and liability limits.
A more mature driver with a good driving record and high deductibles may pay as low as $1,800 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay in the ballpark of $7,100 a year. View Rates by Age
Where you live makes a big difference in Acura NSX insurance prices. A 40-year-old driver could pay as low as $1,310 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $2,830 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,798 | -$188 | -9.5% |
| Alaska | $1,524 | -$462 | -23.3% |
| Arizona | $1,648 | -$338 | -17.0% |
| Arkansas | $1,986 | -$0 | 0.0% |
| California | $2,264 | $278 | 14.0% |
| Colorado | $1,898 | -$88 | -4.4% |
| Connecticut | $2,042 | $56 | 2.8% |
| Delaware | $2,248 | $262 | 13.2% |
| Florida | $2,484 | $498 | 25.1% |
| Georgia | $1,834 | -$152 | -7.7% |
| Hawaii | $1,426 | -$560 | -28.2% |
| Idaho | $1,346 | -$640 | -32.2% |
| Illinois | $1,480 | -$506 | -25.5% |
| Indiana | $1,496 | -$490 | -24.7% |
| Iowa | $1,342 | -$644 | -32.4% |
| Kansas | $1,888 | -$98 | -4.9% |
| Kentucky | $2,710 | $724 | 36.5% |
| Louisiana | $2,940 | $954 | 48.0% |
| Maine | $1,226 | -$760 | -38.3% |
| Maryland | $1,638 | -$348 | -17.5% |
| Massachusetts | $1,590 | -$396 | -19.9% |
| Michigan | $3,452 | $1,466 | 73.8% |
| Minnesota | $1,664 | -$322 | -16.2% |
| Mississippi | $2,380 | $394 | 19.8% |
| Missouri | $1,764 | -$222 | -11.2% |
| Montana | $2,134 | $148 | 7.5% |
| Nebraska | $1,566 | -$420 | -21.1% |
| Nevada | $2,384 | $398 | 20.0% |
| New Hampshire | $1,432 | -$554 | -27.9% |
| New Jersey | $2,222 | $236 | 11.9% |
| New Mexico | $1,760 | -$226 | -11.4% |
| New York | $2,092 | $106 | 5.3% |
| North Carolina | $1,142 | -$844 | -42.5% |
| North Dakota | $1,626 | -$360 | -18.1% |
| Ohio | $1,372 | -$614 | -30.9% |
| Oklahoma | $2,040 | $54 | 2.7% |
| Oregon | $1,820 | -$166 | -8.4% |
| Pennsylvania | $1,894 | -$92 | -4.6% |
| Rhode Island | $2,650 | $664 | 33.4% |
| South Carolina | $1,800 | -$186 | -9.4% |
| South Dakota | $1,678 | -$308 | -15.5% |
| Tennessee | $1,740 | -$246 | -12.4% |
| Texas | $2,394 | $408 | 20.5% |
| Utah | $1,472 | -$514 | -25.9% |
| Vermont | $1,358 | -$628 | -31.6% |
| Virginia | $1,190 | -$796 | -40.1% |
| Washington | $1,536 | -$450 | -22.7% |
| West Virginia | $1,822 | -$164 | -8.3% |
| Wisconsin | $1,374 | -$612 | -30.8% |
| Wyoming | $1,770 | -$216 | -10.9% |
Using high physical damage deductibles could save up to $920 annually, whereas buying more liability protection will push rates upward. Going from a 50/100 limit to a 250/500 limit will cost as much as $414 extra every year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you could be paying anywhere from $2,400 to $3,200 in extra premium per year, depending on your age. Acura NSX insurance for high-risk drivers can cost from 45% to 135% more than a normal policy. View High Risk Driver Rates
With so much variability in rates, the only way to know who has the cheapest car insurance rates is to regularly compare rates from multiple companies. Every company uses a different method to calculate rates, and quoted rates can be significantly different from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2022 Acura NSX | $574 | $1,248 | $416 | $2,396 |
| 2021 Acura NSX | $554 | $1,196 | $430 | $2,338 |
| 2020 Acura NSX | $524 | $1,154 | $442 | $2,278 |
| 2019 Acura NSX | $504 | $1,072 | $452 | $2,186 |
| 2018 Acura NSX | $484 | $1,008 | $456 | $2,106 |
| 2017 Acura NSX | $464 | $904 | $460 | $1,986 |
| 2016 Acura NSX | $434 | $832 | $460 | $1,884 |
Rates are averaged for all Acura NSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Acura NSX Insurance
Saving money on insurance for an Acura NSX not only requires not taking risks behind the wheel, but also having good credit, eliminating unneeded coverage, and not having any coverage lapses. Set aside time to shop around at every other renewal by getting rate quotes from direct carriers like GEICO and Progressive, and also from local exclusive and independent agents.
The following is a summary of the concepts that were raised in the charts and tables above.
- Drivers considered higher risk who have multiple accidents or major violations may pay on average $2,340 more per year for NSX insurance
- Teens have the highest car insurance rates, costing as high as $597 per month if they have full coverage
- Drivers can save around $250 per year simply by quoting online well ahead of the renewal date
- Increasing deductibles can save around $925 each year
- Drivers can save around $250 per year simply by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $7,160 |
| 20 | $4,604 |
| 30 | $2,094 |
| 40 | $1,986 |
| 50 | $1,810 |
| 60 | $1,778 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,594 |
| $250 | $2,310 |
| $500 | $1,986 |
| $1,000 | $1,676 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,986 |
| 50/100 | $2,078 |
| 100/300 | $2,193 |
| 250/500 | $2,492 |
| 100 CSL | $2,124 |
| 300 CSL | $2,377 |
| 500 CSL | $2,561 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $10,300 |
| 20 | $7,342 |
| 30 | $4,450 |
| 40 | $4,328 |
| 50 | $4,130 |
| 60 | $4,094 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $110 |
| Multi-vehicle | $105 |
| Homeowner | $27 |
| 5-yr Accident Free | $159 |
| 5-yr Claim Free | $132 |
| Paid in Full/EFT | $100 |
| Advance Quote | $105 |
| Online Quote | $146 |
| Total Discounts | $884 |
Discounts are estimated and may not be available from every company or in every state.
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