Acura NSX Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 11, 2024
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U.S. average auto insurance rates for an Acura NSX are $1,986 annually for full coverage insurance. Comprehensive insurance costs an estimated $464 each year, collision insurance costs $904, and liability costs around $460. Liability-only coverage costs as low as $510 a year, and high-risk coverage costs $4,328 or more. Teens pay the highest rates at up to $7,160 a year.
Average premium for full coverage: $1,986
Price estimates broken down by individual coverage:
Prices are based on $500 policy deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 states and NSX models.
Price Range from Low to High
For a 40-year-old driver, Acura NSX insurance prices range from as cheap as $510 for your basic liability-only policy to a high rate of $4,328 for a high-risk driver policy.
Geographic Price Range
Where you live can make a big difference on the price of insurance. More rural locations have fewer physical damage claims than cities with more traffic congestion. The graphic below illustrates how your location can change insurance prices.
The ranges above illustrate why all drivers should compare prices for a targeted area and their own personal driving habits, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below illustrates average Acura NSX insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $1,102
- Using higher $1,000 deductibles will save approximately $310 each year
- The estimated rate for the average middle-age driver who has $500 deductibles is $1,986
- Selecting low deductibles for physical damage coverage costs an additional $608 annually
- High-risk insureds with serious driving violations could pay up to $4,328
- The price with full coverage for a 16-year-old driver can cost as much as $7,160 or more
Auto insurance prices for an Acura NSX are also quite variable based on the trim level and model year, your risk profile, and liability limits and deductibles.
More mature drivers with a good driving record and high physical damage deductibles may pay as low as $1,800 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will have to pay at least $7,100 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you are probably paying $2,400 to $3,200 in extra premium each year, depending on your age. Insurance for high-risk drivers can be from 45% to 135% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $920 annually, whereas increasing liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $414 extra every year. View Rates by Deductible or Liability Limit
The state you live in has a huge impact on Acura NSX insurance prices. A driver around age 40 might see prices as low as $1,300 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $2,680 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,798 | -$188 | -9.5% |
| Alaska | $1,524 | -$462 | -23.3% |
| Arizona | $1,648 | -$338 | -17.0% |
| Arkansas | $1,986 | -$0 | 0.0% |
| California | $2,264 | $278 | 14.0% |
| Colorado | $1,898 | -$88 | -4.4% |
| Connecticut | $2,042 | $56 | 2.8% |
| Delaware | $2,248 | $262 | 13.2% |
| Florida | $2,484 | $498 | 25.1% |
| Georgia | $1,834 | -$152 | -7.7% |
| Hawaii | $1,426 | -$560 | -28.2% |
| Idaho | $1,346 | -$640 | -32.2% |
| Illinois | $1,480 | -$506 | -25.5% |
| Indiana | $1,496 | -$490 | -24.7% |
| Iowa | $1,342 | -$644 | -32.4% |
| Kansas | $1,888 | -$98 | -4.9% |
| Kentucky | $2,710 | $724 | 36.5% |
| Louisiana | $2,940 | $954 | 48.0% |
| Maine | $1,226 | -$760 | -38.3% |
| Maryland | $1,638 | -$348 | -17.5% |
| Massachusetts | $1,590 | -$396 | -19.9% |
| Michigan | $3,452 | $1,466 | 73.8% |
| Minnesota | $1,664 | -$322 | -16.2% |
| Mississippi | $2,380 | $394 | 19.8% |
| Missouri | $1,764 | -$222 | -11.2% |
| Montana | $2,134 | $148 | 7.5% |
| Nebraska | $1,566 | -$420 | -21.1% |
| Nevada | $2,384 | $398 | 20.0% |
| New Hampshire | $1,432 | -$554 | -27.9% |
| New Jersey | $2,222 | $236 | 11.9% |
| New Mexico | $1,760 | -$226 | -11.4% |
| New York | $2,092 | $106 | 5.3% |
| North Carolina | $1,142 | -$844 | -42.5% |
| North Dakota | $1,626 | -$360 | -18.1% |
| Ohio | $1,372 | -$614 | -30.9% |
| Oklahoma | $2,040 | $54 | 2.7% |
| Oregon | $1,820 | -$166 | -8.4% |
| Pennsylvania | $1,894 | -$92 | -4.6% |
| Rhode Island | $2,650 | $664 | 33.4% |
| South Carolina | $1,800 | -$186 | -9.4% |
| South Dakota | $1,678 | -$308 | -15.5% |
| Tennessee | $1,740 | -$246 | -12.4% |
| Texas | $2,394 | $408 | 20.5% |
| Utah | $1,472 | -$514 | -25.9% |
| Vermont | $1,358 | -$628 | -31.6% |
| Virginia | $1,190 | -$796 | -40.1% |
| Washington | $1,536 | -$450 | -22.7% |
| West Virginia | $1,822 | -$164 | -8.3% |
| Wisconsin | $1,374 | -$612 | -30.8% |
| Wyoming | $1,770 | -$216 | -10.9% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2022 Acura NSX | $574 | $1,248 | $416 | $2,396 |
| 2021 Acura NSX | $554 | $1,196 | $430 | $2,338 |
| 2020 Acura NSX | $524 | $1,154 | $442 | $2,278 |
| 2019 Acura NSX | $504 | $1,072 | $452 | $2,186 |
| 2018 Acura NSX | $484 | $1,008 | $456 | $2,106 |
| 2017 Acura NSX | $464 | $904 | $460 | $1,986 |
| 2016 Acura NSX | $434 | $832 | $460 | $1,884 |
Rates are averaged for all Acura NSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Affordable Acura NSX Insurance
Getting lower rates on insurance for an Acura NSX requires being safe and accident-free, having above-average credit, not filing small claims, and consideration of higher deductibles. Invest the time to shop around every time your policy renews by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.
Below you'll find a brief review of the information illustrated above.
- It is possible to save approximately $250 per year just by quoting online in advance
- Youthful drivers are the costliest to insure, as much as $597 a month if full coverage is included
- Increasing physical damage deductibles could save up to $925 each year
- Drivers considered higher risk with DUI or reckless driving convictions may pay on average $2,340 more annually than a low-risk driver
- Insureds who want more liability protection will pay approximately $510 annually to increase from a low limit to higher 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $7,160 |
| 20 | $4,604 |
| 30 | $2,094 |
| 40 | $1,986 |
| 50 | $1,810 |
| 60 | $1,778 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,594 |
| $250 | $2,310 |
| $500 | $1,986 |
| $1,000 | $1,676 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,986 |
| 50/100 | $2,078 |
| 100/300 | $2,193 |
| 250/500 | $2,492 |
| 100 CSL | $2,124 |
| 300 CSL | $2,377 |
| 500 CSL | $2,561 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $10,300 |
| 20 | $7,342 |
| 30 | $4,450 |
| 40 | $4,328 |
| 50 | $4,130 |
| 60 | $4,094 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $110 |
| Multi-vehicle | $105 |
| Homeowner | $27 |
| 5-yr Accident Free | $159 |
| 5-yr Claim Free | $132 |
| Paid in Full/EFT | $100 |
| Advance Quote | $105 |
| Online Quote | $146 |
| Total Discounts | $884 |
Discounts are estimated and may not be available from every company or in every state.
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