Acura NSX Insurance Rates

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UPDATED: May 11, 2024

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Estimated insurance prices for an Acura NSX are $1,884 every 12 months including full coverage. Comprehensive insurance costs on average $434, collision insurance costs $832, and liability is $460. Liability-only insurance costs around $510 a year, and high-risk driver insurance costs $4,100 or more. Teen drivers pay the most at up to $6,830 a year.

Average premium for full coverage: $1,884

Premium estimates by type of coverage:

Comprehensive $434
Collision $832
Liability $460

Full coverage includes $500 policy deductibles, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and for different NSX trim levels.

Insurance Price Range by Risk and Coverage

For the average driver, insurance rates for an Acura NSX range from the cheapest price of $510 for basic liability insurance to a much higher rate of $4,100 for a driver who has had serious violations or accidents.

Liability Only $510
Full Coverage $1,884
High Risk $4,100

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on car insurance rates. Rural areas are statistically proven to have more infrequent comprehensive and collision claims than larger metro areas. The price range example below illustrates how location impacts car insurance rates.

Rural Areas $1,413
Small Cities $1,978
Large Cities $2,543

These rate differences highlight why anyone shopping for car insurance should compare rates quotes based on a specific location and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below breaks down average Acura NSX insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $1,052
  • Raising to $1,000 deductibles will save around $286 every year
  • The average price for a 40-year-old good driver with $500 deductibles is $1,884
  • Choosing more expensive low deductibles costs an extra $560 every year
  • At-risk drivers with multiple violations and an at-fault accident could pay upwards of $4,100
  • An auto insurance policy to insure a teen driver with full coverage may cost $6,830

View Chart as Image

Acura NSX insurance cost comparison chart
Column chart showing Acura NSX insurance prices range from $1,052 to $6,830 for full coverage

Insurance prices for an Acura NSX also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the trim level of your NSX.

Choosing high deductibles can reduce prices by up to $850 every year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $414 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles may pay as little as $1,700 every 12 months on average, or $142 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers should be prepared to pay upwards of $6,800 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying at a minimum $2,200 to $3,000 additional annually, depending on your age. High-risk driver insurance is expensive and can cost as much as 44% to 131% more than average. View High Risk Driver Rates

Where you choose to live also has a big influence on Acura NSX insurance prices. A middle-age driver might find prices as low as $1,440 a year in states like Missouri, New Hampshire, and Vermont, or as much as $2,690 on average in Michigan, New York, and Louisiana.

Acura NSX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,704 -$180 -9.6%
Alaska $1,444 -$440 -23.4%
Arizona $1,564 -$320 -17.0%
Arkansas $1,884 -$0 0.0%
California $2,146 $262 13.9%
Colorado $1,800 -$84 -4.5%
Connecticut $1,936 $52 2.8%
Delaware $2,132 $248 13.2%
Florida $2,356 $472 25.1%
Georgia $1,738 -$146 -7.7%
Hawaii $1,354 -$530 -28.1%
Idaho $1,276 -$608 -32.3%
Illinois $1,404 -$480 -25.5%
Indiana $1,418 -$466 -24.7%
Iowa $1,270 -$614 -32.6%
Kansas $1,790 -$94 -5.0%
Kentucky $2,572 $688 36.5%
Louisiana $2,788 $904 48.0%
Maine $1,164 -$720 -38.2%
Maryland $1,554 -$330 -17.5%
Massachusetts $1,508 -$376 -20.0%
Michigan $3,272 $1,388 73.7%
Minnesota $1,576 -$308 -16.3%
Mississippi $2,256 $372 19.7%
Missouri $1,670 -$214 -11.4%
Montana $2,024 $140 7.4%
Nebraska $1,486 -$398 -21.1%
Nevada $2,260 $376 20.0%
New Hampshire $1,358 -$526 -27.9%
New Jersey $2,106 $222 11.8%
New Mexico $1,670 -$214 -11.4%
New York $1,984 $100 5.3%
North Carolina $1,084 -$800 -42.5%
North Dakota $1,542 -$342 -18.2%
Ohio $1,302 -$582 -30.9%
Oklahoma $1,934 $50 2.7%
Oregon $1,726 -$158 -8.4%
Pennsylvania $1,798 -$86 -4.6%
Rhode Island $2,514 $630 33.4%
South Carolina $1,706 -$178 -9.4%
South Dakota $1,590 -$294 -15.6%
Tennessee $1,650 -$234 -12.4%
Texas $2,270 $386 20.5%
Utah $1,394 -$490 -26.0%
Vermont $1,288 -$596 -31.6%
Virginia $1,128 -$756 -40.1%
Washington $1,456 -$428 -22.7%
West Virginia $1,728 -$156 -8.3%
Wisconsin $1,304 -$580 -30.8%
Wyoming $1,678 -$206 -10.9%

View Chart as Image

Acura NSX insurance rates by U.S. city
Acura NSX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2022 Acura NSX $554 $1,196 $430 $2,338
2021 Acura NSX $524 $1,154 $442 $2,278
2020 Acura NSX $504 $1,072 $452 $2,186
2019 Acura NSX $484 $1,008 $456 $2,106
2018 Acura NSX $464 $904 $460 $1,986
2017 Acura NSX $434 $832 $460 $1,884
2016 Acura NSX $418 $780 $464 $1,820

Rates are averaged for all Acura NSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for More Affordable Acura NSX Insurance

Finding better rates on car insurance consists of being safe and accident-free, having above-average credit, refrain from filing small claims, and dropping full coverage on older vehicles. Spend time shopping around every other policy renewal by requesting rates from direct car insurance companies, and also from your local independent and exclusive agents.

Below you'll find a summary of the ideas that were touched on above.

  • Youthful drivers pay higher prices, with the cost nearing $569 per month if full coverage is included
  • Higher risk drivers who have multiple accidents or major violations may pay on average $2,220 more each year than a low-risk driver
  • Increasing policy deductibles could save as much as $850 each year
  • You may be able to save as much as $240 per year just by shopping early and online

Rates by Driver Age

Acura NSX Insurance Rates by Driver Age
Driver Age Premium
16 $6,830
20 $4,362
30 $1,980
40 $1,884
50 $1,716
60 $1,684

Full coverage, $500 deductibles

Rates by Deductible

Acura NSX Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,444
$250 $2,184
$500 $1,884
$1,000 $1,598

Full coverage, driver age 40

Rates by Liability Limit

Acura NSX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,884
50/100 $1,976
100/300 $2,091
250/500 $2,390
100 CSL $2,022
300 CSL $2,275
500 CSL $2,459

Full coverage, driver age 40

Rates for High Risk Drivers

Acura NSX Insurance Rates for High Risk Drivers
Age Premium
16 $9,814
20 $6,954
30 $4,210
40 $4,100
50 $3,912
60 $3,880

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $271

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $104
Multi-vehicle $99
Homeowner $26
5-yr Accident Free $149
5-yr Claim Free $125
Paid in Full/EFT $93
Advance Quote $98
Online Quote $138
Total Discounts $832
Rate after discounts $1,052

Discounts are estimated and may not be available from every company or in every state.

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