Acura NSX Insurance Rates

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Cheaper 2016 Acura NSX Insurance Cost in 2025

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UPDATED: May 11, 2024

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Estimated insurance rates for an Acura NSX are $1,986 a year with full coverage. Comprehensive costs approximately $464, collision costs $904, and liability insurance is $460. A policy with only liability insurance costs around $510 a year, with a high-risk policy costing around $4,328. Teens pay the most at $7,160 a year or more.

Average premium for full coverage: $1,986

Premium estimates by type of coverage:

Comprehensive $464
Collision $904
Liability $460

Prices include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all U.S. states and for all NSX models.

Insurance Price Range by Risk and Coverage

For a driver in their 40's, insurance rates for an Acura NSX go from the low end price of $510 for your basic liability-only policy to the much higher price of $4,328 for a driver who has had serious violations or accidents.

Liability Only $510
Full Coverage $1,986
High Risk $4,328

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on the price of insurance. Rural locations are statistically proven to have lower incidents of collision claims than cities with more traffic congestion.

The example below illustrates how location helps determine auto insurance prices.

Rural Areas $1,490
Small Cities $2,085
Large Cities $2,681

These rate differences demonstrate why everyone should compare rates quotes using their specific location, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below details estimated Acura NSX insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $1,102
  • Raising to $1,000 deductibles will save $310 annually
  • The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,986
  • Selecting pricier low deductibles bumps up the cost to $2,594
  • Higher-risk drivers with serious driving violations could pay around $4,328 or more
  • An auto insurance policy that insures a teen driver for full coverage can cost $7,160

View Chart as Image

Acura NSX insurance cost comparison chart
Column chart showing full coverage Acura NSX insurance rates range from $1,102 to $7,160

Car insurance prices for an Acura NSX also have a wide range based on the model of your NSX, your age and driving habits, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you may be forking out anywhere from $2,400 to $3,200 extra annually, depending on your age. Acura NSX insurance for high-risk drivers is expensive and can cost anywhere from 45% to 135% more than the average policy. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,800 every 12 months on average, or $150 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will be charged in the ballpark of $7,100 a year. View Rates by Age

Where you choose to live also has a big influence on Acura NSX insurance rates. A middle-age driver might find prices as low as $1,430 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $2,680 on average in New York, Michigan, and Florida.

Acura NSX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,798 -$188 -9.5%
Alaska $1,524 -$462 -23.3%
Arizona $1,648 -$338 -17.0%
Arkansas $1,986 -$0 0.0%
California $2,264 $278 14.0%
Colorado $1,898 -$88 -4.4%
Connecticut $2,042 $56 2.8%
Delaware $2,248 $262 13.2%
Florida $2,484 $498 25.1%
Georgia $1,834 -$152 -7.7%
Hawaii $1,426 -$560 -28.2%
Idaho $1,346 -$640 -32.2%
Illinois $1,480 -$506 -25.5%
Indiana $1,496 -$490 -24.7%
Iowa $1,342 -$644 -32.4%
Kansas $1,888 -$98 -4.9%
Kentucky $2,710 $724 36.5%
Louisiana $2,940 $954 48.0%
Maine $1,226 -$760 -38.3%
Maryland $1,638 -$348 -17.5%
Massachusetts $1,590 -$396 -19.9%
Michigan $3,452 $1,466 73.8%
Minnesota $1,664 -$322 -16.2%
Mississippi $2,380 $394 19.8%
Missouri $1,764 -$222 -11.2%
Montana $2,134 $148 7.5%
Nebraska $1,566 -$420 -21.1%
Nevada $2,384 $398 20.0%
New Hampshire $1,432 -$554 -27.9%
New Jersey $2,222 $236 11.9%
New Mexico $1,760 -$226 -11.4%
New York $2,092 $106 5.3%
North Carolina $1,142 -$844 -42.5%
North Dakota $1,626 -$360 -18.1%
Ohio $1,372 -$614 -30.9%
Oklahoma $2,040 $54 2.7%
Oregon $1,820 -$166 -8.4%
Pennsylvania $1,894 -$92 -4.6%
Rhode Island $2,650 $664 33.4%
South Carolina $1,800 -$186 -9.4%
South Dakota $1,678 -$308 -15.5%
Tennessee $1,740 -$246 -12.4%
Texas $2,394 $408 20.5%
Utah $1,472 -$514 -25.9%
Vermont $1,358 -$628 -31.6%
Virginia $1,190 -$796 -40.1%
Washington $1,536 -$450 -22.7%
West Virginia $1,822 -$164 -8.3%
Wisconsin $1,374 -$612 -30.8%
Wyoming $1,770 -$216 -10.9%

View Chart as Image

Acura NSX insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $920 each year, whereas buying more liability protection will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to find out who has the cheapest auto insurance prices is to regularly compare prices from as many companies as possible. Every auto insurance company calculates prices differently, so rate quotes will be substantially different.

Acura NSX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2022 Acura NSX $574 $1,248 $416 $2,396
2021 Acura NSX $554 $1,196 $430 $2,338
2020 Acura NSX $524 $1,154 $442 $2,278
2019 Acura NSX $504 $1,072 $452 $2,186
2018 Acura NSX $484 $1,008 $456 $2,106
2017 Acura NSX $464 $904 $460 $1,986
2016 Acura NSX $434 $832 $460 $1,884

Rates are averaged for all Acura NSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Right Acura NSX Insurance

Finding better rates on Acura NSX insurance consists of avoiding accidents and violations, having a positive credit history, being claim-free, and avoiding coverage lapses. Compare rates every other policy renewal by getting rate quotes from direct companies, and also from local insurance agencies.

The list below is a quick rundown of the ideas that were covered in the charts and tables above.

  • Teenagers pay the highest auto insurance prices, possibly costing $597 per month if full coverage is purchased
  • High-risk drivers with reckless driving or DUI convictions may have to pay on average $2,340 more per year for car insurance
  • Increasing policy deductibles can save approximately $925 each year
  • You may be able to save around $250 per year simply by quoting online well ahead of the renewal date

Rates by Driver Age

Acura NSX Insurance Rates by Driver Age
Driver Age Premium
16 $7,160
20 $4,604
30 $2,094
40 $1,986
50 $1,810
60 $1,778

Full coverage, $500 deductibles

Rates by Deductible

Acura NSX Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,594
$250 $2,310
$500 $1,986
$1,000 $1,676

Full coverage, driver age 40

Rates by Liability Limit

Acura NSX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,986
50/100 $2,078
100/300 $2,193
250/500 $2,492
100 CSL $2,124
300 CSL $2,377
500 CSL $2,561

Full coverage, driver age 40

Rates for High Risk Drivers

Acura NSX Insurance Rates for High Risk Drivers
Age Premium
16 $10,300
20 $7,342
30 $4,450
40 $4,328
50 $4,130
60 $4,094

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $287

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $110
Multi-vehicle $105
Homeowner $27
5-yr Accident Free $159
5-yr Claim Free $132
Paid in Full/EFT $100
Advance Quote $105
Online Quote $146
Total Discounts $884
Rate after discounts $1,102

Discounts are estimated and may not be available from every company or in every state.

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