Acura NSX Insurance Rates

The average auto insurance rates for an Acura NSX are $1,884 annually with full coverage. Comprehensive insurance costs around $434 a year, collision insurance costs $832, and liability costs $460. Liability-only coverage costs as little as $510 a year, and high-risk coverage costs $4,100 or more. Teen drivers cost the most to insure at up to $6,830 a year.

Average premium for full coverage: $1,884

Policy rates for type of insurance:

Prices include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all U.S. states and NSX trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on insurance rates. Areas with sparse population are shown to have fewer collision claims than larger metro areas. The diagram below illustrates the difference location can make on auto insurance rates.

The examples above demonstrate why it is important to compare rates for a specific zip code and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average Acura NSX insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $1,052
• Drivers who choose higher $1,000 deductibles will pay about $1,598 annually
• The estimated rate for a good driver age 40 using $500 deductibles is $1,884
• Choosing low $100 deductibles for comprehensive and collision insurance costs an additional $560 every year
• Higher-risk drivers with multiple violations and an at-fault accident could pay at least $4,100
• Policy cost with full coverage for a teen driver can be $6,830 a year

View Chart as Image

Insurance rates for an Acura NSX also range considerably based on the model year and trim level, your driving record, and deductibles and policy limits.

Older drivers with no violations or accidents and high physical damage deductibles may pay as little as $1,700 per year on average, or $142 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they should be prepared to pay as much as $6,800 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out at least $2,200 to $3,000 additional every year, depending on your age. A high-risk auto insurance policy can cost as much as 44% to 131% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $850 every year, while buying higher liability limits will increase rates. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 more each year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Acura NSX insurance prices. A 40-year-old driver could pay as low as $1,360 a year in states like New Hampshire, Ohio, and Utah, or as much as $2,540 on average in Florida, Michigan, and New York.

View Chart as Image

How to Buy the Right Acura NSX Insurance

Finding cheaper rates on car insurance not only requires having a decent driving record, but also having good credit, not filing small claims, and deciding if full coverage is necessary. Make time to compare rates at least once a year by quoting rates from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The following items are a quick rundown of the primary concepts that were touched on in this article.

• You may be able to save up to $240 per year just by quoting early and online
• Higher risk drivers with reckless driving or DUI convictions may pay on average $2,220 more every year than a driver with a clean driving record
• Increasing comprehensive and collision deductibles could save up to $850 each year
• 16 to 18-year-old drivers are charged the highest rates, as much as $569 each month if they have full coverage