Acura NSX Insurance Rates

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UPDATED: May 11, 2024

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Average insurance rates for an Acura NSX are $1,884 a year for full coverage. Comprehensive insurance costs around $434 each year, collision costs $832, and liability is estimated at $460. Buying just liability costs approximately $510 a year, with insurance for high-risk drivers costing $4,100 or more. 16-year-old drivers receive the highest rates at $6,830 a year or more.

Average premium for full coverage: $1,884

Rate estimates for individual coverage type:

Comprehensive $434
Collision $832
Liability $460

These estimates include $500 deductibles, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all states and NSX models.

Price Range by Coverage and Risk

Using a 40-year-old driver as an example, prices range go from as low as $510 for just the minimum liability insurance to a high rate of $4,100 for a driver that may need high-risk insurance.

Liability Only $510
Full Coverage $1,884
High Risk $4,100

Price Range by Location

Living in a larger city can have significant affects on auto insurance rates. Areas with sparse population tend to have a lower frequency of accident claims than congested cities.

The graphic below illustrates how rural and urban location affects auto insurance rates.

Rural Areas $1,413
Small Cities $1,978
Large Cities $2,543

These examples show why all drivers should get quotes for a specific zip code and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Additional Rate Analysis

The chart below shows estimated Acura NSX insurance rates for additional coverage choices and driver risks.

  • The best full coverage rate is $1,052
  • Choosing higher $1,000 deductibles can save about $286 a year
  • The average rate for a 40-year-old driver using $500 deductibles is $1,884
  • Buying low deductibles for comp and collision coverage will cost an extra $560 every year
  • Unlucky drivers with multiple tickets or accidents could pay at least $4,100 or more
  • The cost for full coverage for a teen driver can be $6,830 each year

View Chart as Image

Acura NSX insurance cost comparison chart
Column chart showing full coverage Acura NSX insurance prices range from $1,052 to $6,830

Auto insurance rates for an Acura NSX can also vary considerably based on your driver profile, the trim level of your NSX, and deductibles and policy limits.

More mature drivers with a good driving record and high deductibles may pay as little as $1,700 annually on average for full coverage. Rates are highest for teen drivers, where even good drivers will have to pay as much as $6,800 a year. View Rates by Age

Where you live plays a big part in determining prices for Acura NSX insurance prices. A good driver about age 40 could pay as low as $1,240 a year in states like Idaho, Maine, and Iowa, or at least $2,690 on average in Michigan, Louisiana, and New York.

Acura NSX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,704 -$180 -9.6%
Alaska $1,444 -$440 -23.4%
Arizona $1,564 -$320 -17.0%
Arkansas $1,884 -$0 0.0%
California $2,146 $262 13.9%
Colorado $1,800 -$84 -4.5%
Connecticut $1,936 $52 2.8%
Delaware $2,132 $248 13.2%
Florida $2,356 $472 25.1%
Georgia $1,738 -$146 -7.7%
Hawaii $1,354 -$530 -28.1%
Idaho $1,276 -$608 -32.3%
Illinois $1,404 -$480 -25.5%
Indiana $1,418 -$466 -24.7%
Iowa $1,270 -$614 -32.6%
Kansas $1,790 -$94 -5.0%
Kentucky $2,572 $688 36.5%
Louisiana $2,788 $904 48.0%
Maine $1,164 -$720 -38.2%
Maryland $1,554 -$330 -17.5%
Massachusetts $1,508 -$376 -20.0%
Michigan $3,272 $1,388 73.7%
Minnesota $1,576 -$308 -16.3%
Mississippi $2,256 $372 19.7%
Missouri $1,670 -$214 -11.4%
Montana $2,024 $140 7.4%
Nebraska $1,486 -$398 -21.1%
Nevada $2,260 $376 20.0%
New Hampshire $1,358 -$526 -27.9%
New Jersey $2,106 $222 11.8%
New Mexico $1,670 -$214 -11.4%
New York $1,984 $100 5.3%
North Carolina $1,084 -$800 -42.5%
North Dakota $1,542 -$342 -18.2%
Ohio $1,302 -$582 -30.9%
Oklahoma $1,934 $50 2.7%
Oregon $1,726 -$158 -8.4%
Pennsylvania $1,798 -$86 -4.6%
Rhode Island $2,514 $630 33.4%
South Carolina $1,706 -$178 -9.4%
South Dakota $1,590 -$294 -15.6%
Tennessee $1,650 -$234 -12.4%
Texas $2,270 $386 20.5%
Utah $1,394 -$490 -26.0%
Vermont $1,288 -$596 -31.6%
Virginia $1,128 -$756 -40.1%
Washington $1,456 -$428 -22.7%
West Virginia $1,728 -$156 -8.3%
Wisconsin $1,304 -$580 -30.8%
Wyoming $1,678 -$206 -10.9%

View Chart as Image

Acura NSX insurance rates by U.S. city

Opting for high physical damage deductibles can save as much as $850 every year, whereas increasing liability limits will increase rates. Going from a 50/100 limit to a 250/500 limit will cost as much as $414 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying at least $2,200 to $3,000 in extra premium per year, depending on your age. Insurance for high-risk drivers ranges as much as 44% to 131% more than the average rate. View High Risk Driver Rates

With so much variability in rates, the only way to know your exact price is to do a rate comparison and see which company has the best rate. Each auto insurer utilizes a different rate formula, and quoted rates can be significantly different from one company to the next.

Acura NSX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2022 Acura NSX $554 $1,196 $430 $2,338
2021 Acura NSX $524 $1,154 $442 $2,278
2020 Acura NSX $504 $1,072 $452 $2,186
2019 Acura NSX $484 $1,008 $456 $2,106
2018 Acura NSX $464 $904 $460 $1,986
2017 Acura NSX $434 $832 $460 $1,884
2016 Acura NSX $418 $780 $464 $1,820

Rates are averaged for all Acura NSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap Acura NSX Insurance

Saving money on car insurance takes not taking risks behind the wheel, having good credit, eliminating unneeded coverage, and maximizing policy discounts. Set aside time to shop around once a year by getting quotes from direct carriers like GEICO and Progressive, and also from local insurance agents.

The following is a brief summary of the data that was raised in the charts and tables above.

  • Drivers can save up to $240 per year simply by quoting online in advance
  • Policyholders who may need higher liability limits will pay around $510 each year to raise limits from a minimum limit to 250/500 limits
  • Teens are expensive to insure, costing as high as $569 per month if they have full coverage
  • Higher risk drivers that tend to have accidents or serious violations may be required to pay an average of $2,220 more every year for NSX insurance

Rates by Driver Age

Acura NSX Insurance Rates by Driver Age
Driver Age Premium
16 $6,830
20 $4,362
30 $1,980
40 $1,884
50 $1,716
60 $1,684

Full coverage, $500 deductibles

Rates by Deductible

Acura NSX Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,444
$250 $2,184
$500 $1,884
$1,000 $1,598

Full coverage, driver age 40

Rates by Liability Limit

Acura NSX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,884
50/100 $1,976
100/300 $2,091
250/500 $2,390
100 CSL $2,022
300 CSL $2,275
500 CSL $2,459

Full coverage, driver age 40

Rates for High Risk Drivers

Acura NSX Insurance Rates for High Risk Drivers
Age Premium
16 $9,814
20 $6,954
30 $4,210
40 $4,100
50 $3,912
60 $3,880

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $271

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $104
Multi-vehicle $99
Homeowner $26
5-yr Accident Free $149
5-yr Claim Free $125
Paid in Full/EFT $93
Advance Quote $98
Online Quote $138
Total Discounts $832
Rate after discounts $1,052

Discounts are estimated and may not be available from every company or in every state.

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