Acura NSX Insurance Rates

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UPDATED: May 11, 2024

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U.S. average insurance rates for an Acura NSX are $1,884 a year for full coverage. Comprehensive costs approximately $434 a year, collision insurance costs $832, and liability is $460. A policy with just liability insurance costs around $510 a year, and coverage for high-risk drivers costs around $4,100. Teens pay the highest rates at up to $6,830 a year.

Average premium for full coverage: $1,884

Price estimates by individual coverage:

Comprehensive $434
Collision $832
Liability $460

These estimates include $500 policy deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all states and NSX trim levels.

Price Range from Low to High

For the average driver, Acura NSX insurance prices range from as low as $510 for a discount liability-only rate to a high of $4,100 for a driver required to buy high-risk insurance.

Liability Only $510
Full Coverage $1,884
High Risk $4,100

Geographic Price Range

Choosing to live in a large city can make a big difference on car insurance rates. Rural locations have a lower frequency of accident claims than cities with more traffic congestion. The diagram below illustrates how location impacts auto insurance prices.

Rural Areas $1,413
Small Cities $1,978
Large Cities $2,543

The ranges above show why it is important to compare rates quotes using their specific location and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below shows average Acura NSX insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $1,052
  • Raising to $1,000 deductibles will save $1,598 a year
  • The average rate for the average middle-age driver who chooses $500 deductibles is $1,884
  • Selecting low $100 deductibles will increase the cost to $2,444
  • Drivers with serious driving violations could pay around $4,100
  • The price for full coverage for a 16-year-old driver can cost $6,830

View Chart as Image

Acura NSX insurance cost comparison chart
Column chart showing Acura NSX insurance rates range from $1,052 to $6,830 for full coverage

Insurance prices for an Acura NSX are also quite variable based on your driving record, the trim level of your NSX, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high deductibles may pay as low as $1,700 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay in the ballpark of $6,800 a year. View Rates by Age

The state you live in also has a big influence on Acura NSX insurance prices. A middle-age driver might find prices as low as $1,240 a year in states like Iowa, Maine, and Idaho, or have to pay at least $2,690 on average in New York, Louisiana, and Michigan.

Acura NSX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,704 -$180 -9.6%
Alaska $1,444 -$440 -23.4%
Arizona $1,564 -$320 -17.0%
Arkansas $1,884 -$0 0.0%
California $2,146 $262 13.9%
Colorado $1,800 -$84 -4.5%
Connecticut $1,936 $52 2.8%
Delaware $2,132 $248 13.2%
Florida $2,356 $472 25.1%
Georgia $1,738 -$146 -7.7%
Hawaii $1,354 -$530 -28.1%
Idaho $1,276 -$608 -32.3%
Illinois $1,404 -$480 -25.5%
Indiana $1,418 -$466 -24.7%
Iowa $1,270 -$614 -32.6%
Kansas $1,790 -$94 -5.0%
Kentucky $2,572 $688 36.5%
Louisiana $2,788 $904 48.0%
Maine $1,164 -$720 -38.2%
Maryland $1,554 -$330 -17.5%
Massachusetts $1,508 -$376 -20.0%
Michigan $3,272 $1,388 73.7%
Minnesota $1,576 -$308 -16.3%
Mississippi $2,256 $372 19.7%
Missouri $1,670 -$214 -11.4%
Montana $2,024 $140 7.4%
Nebraska $1,486 -$398 -21.1%
Nevada $2,260 $376 20.0%
New Hampshire $1,358 -$526 -27.9%
New Jersey $2,106 $222 11.8%
New Mexico $1,670 -$214 -11.4%
New York $1,984 $100 5.3%
North Carolina $1,084 -$800 -42.5%
North Dakota $1,542 -$342 -18.2%
Ohio $1,302 -$582 -30.9%
Oklahoma $1,934 $50 2.7%
Oregon $1,726 -$158 -8.4%
Pennsylvania $1,798 -$86 -4.6%
Rhode Island $2,514 $630 33.4%
South Carolina $1,706 -$178 -9.4%
South Dakota $1,590 -$294 -15.6%
Tennessee $1,650 -$234 -12.4%
Texas $2,270 $386 20.5%
Utah $1,394 -$490 -26.0%
Vermont $1,288 -$596 -31.6%
Virginia $1,128 -$756 -40.1%
Washington $1,456 -$428 -22.7%
West Virginia $1,728 -$156 -8.3%
Wisconsin $1,304 -$580 -30.8%
Wyoming $1,678 -$206 -10.9%

View Chart as Image

Acura NSX insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $850 annually, while buying higher liability limits will push prices upward. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying anywhere from $2,200 to $3,000 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 44% to 131% more than the average policy. View High Risk Driver Rates

Acura NSX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2022 Acura NSX $554 $1,196 $430 $2,338
2021 Acura NSX $524 $1,154 $442 $2,278
2020 Acura NSX $504 $1,072 $452 $2,186
2019 Acura NSX $484 $1,008 $456 $2,106
2018 Acura NSX $464 $904 $460 $1,986
2017 Acura NSX $434 $832 $460 $1,884
2016 Acura NSX $418 $780 $464 $1,820

Rates are averaged for all Acura NSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap Acura NSX Insurance

Getting lower rates on insurance for an Acura NSX consists of avoiding accidents and claims, maintaining good credit, eliminating unnecessary coverage, and possibly raising deductibles. Spend time shopping around at every policy renewal by requesting rates from direct carriers like Progressive and GEICO, and also from local exclusive and independent agents.

The points below are a brief summary of the data touched on above.

  • Insureds who purchase increased liability limits will pay approximately $510 each year to raise from a low limit to 250/500 limits
  • Drivers can save around $240 per year just by quoting early and online
  • Increasing physical damage deductibles can save around $850 each year
  • Drivers under the age of 20 are expensive to insure, with premiums as much as $569 a month for full coverage

Rates by Driver Age

Acura NSX Insurance Rates by Driver Age
Driver Age Premium
16 $6,830
20 $4,362
30 $1,980
40 $1,884
50 $1,716
60 $1,684

Full coverage, $500 deductibles

Rates by Deductible

Acura NSX Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,444
$250 $2,184
$500 $1,884
$1,000 $1,598

Full coverage, driver age 40

Rates by Liability Limit

Acura NSX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,884
50/100 $1,976
100/300 $2,091
250/500 $2,390
100 CSL $2,022
300 CSL $2,275
500 CSL $2,459

Full coverage, driver age 40

Rates for High Risk Drivers

Acura NSX Insurance Rates for High Risk Drivers
Age Premium
16 $9,814
20 $6,954
30 $4,210
40 $4,100
50 $3,912
60 $3,880

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $271

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $104
Multi-vehicle $99
Homeowner $26
5-yr Accident Free $149
5-yr Claim Free $125
Paid in Full/EFT $93
Advance Quote $98
Online Quote $138
Total Discounts $832
Rate after discounts $1,052

Discounts are estimated and may not be available from every company or in every state.

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