Acura NSX Insurance Rates

The average insurance prices for an Acura NSX are $1,884 every 12 months with full coverage. Comprehensive costs approximately $434 a year, collision insurance costs $832, and liability costs around $460. A liability-only policy costs as low as $510 a year, and high-risk insurance costs around $4,100. Teenage drivers cost the most to insure at up to $6,830 a year.

Average premium for full coverage: $1,884

Policy rates by type of insurance:

Prices are based on $500 deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and NSX trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on the price of insurance. Rural locations are shown to have more infrequent collision claims than densely populated cities. The diagram below illustrates how location impacts auto insurance prices.

The examples above demonstrate why it is important to compare prices using their specific location and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details average Acura NSX insurance rates for additional coverage and risk scenarios.

• The best discount rate is $1,052
• Using higher $1,000 deductibles will save $1,598 annually
• The average price for a good driver age 40 who chooses $500 deductibles is $1,884
• Using low $100 deductibles for physical damage coverage increases the price to $2,444
• High-risk insureds who are prone to accidents and violations could pay around $4,100
• Policy cost to insure a 16-year-old driver can cost $6,830 or more

View Chart as Image

Car insurance rates for an Acura NSX also range considerably based on liability limits and deductibles, your driving record, and the model of your NSX.

Using high physical damage deductibles could cut rates by as much as $850 annually, while buying higher liability limits will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may pay as low as $1,700 a year, or $142 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged in the ballpark of $6,800 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out anywhere from $2,200 to $3,000 extra every year, depending on your age. A high-risk auto insurance policy can be from 44% to 131% more than a normal policy. View High Risk Driver Rates

Your home state has a huge impact on Acura NSX insurance prices. A driver around age 40 might see rates as low as $1,360 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $2,540 on average in New York, Michigan, and Florida.

View Chart as Image

How to Shop for Affordable Acura NSX Insurance

Finding cheaper rates on insurance for an Acura NSX requires not taking risks behind the wheel, maintaining a good credit score, not filing small claims, and attention to physical damage deductibles. Spend time shopping around at least every other year by requesting quotes from direct companies, and also from insurance agencies where you live.

The following is a brief review of the car insurance concepts touched on above.

• Drivers considered higher risk with DUI or reckless driving convictions could be forced to pay on average $2,220 more per year for NSX insurance
• You may be able to save around $240 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save as much as $850 each year
• Insureds who purchase higher liability limits will pay an extra $510 every year to increase from a 30/60 limit to a 250/500 level