Acura NSX Insurance Rates

The average insurance rates for an Acura NSX are $1,884 a year for full coverage. Comprehensive insurance costs an estimated $434 each year, collision insurance costs $832, and liability costs around $460. Liability-only coverage costs as low as $510 a year, and high-risk coverage costs $4,100 or more. Teens cost the most to insure at up to $6,830 a year.

Average premium for full coverage: $1,884

Policy rates broken down by type of insurance:

Prices are based on $500 policy deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all states and NSX models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on insurance rates. More rural locations are shown to have a lower frequency of accident claims than cities with more traffic congestion. The graphic below illustrates how location helps determine insurance prices.

The examples above show why all drivers should compare prices for a targeted area and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Acura NSX insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $1,052
• Using higher $1,000 deductibles will save approximately $286 a year
• The average rate for a good driver age 40 who has $500 deductibles is $1,884
• Selecting low deductibles for physical damage coverage will cost an extra $560 annually
• High-risk insureds with serious driving violations could pay up to $4,100
• Policy cost for full coverage for a 16-year-old driver can cost as much as $6,830 or more

View Chart as Image

Insurance rates for an Acura NSX also range considerably based on your risk profile, the trim level of your NSX, and liability limits and deductibles.

More mature drivers with no violations or accidents and high deductibles may pay as low as $1,700 a year, or $142 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay at least $6,800 a year. View Rates by Age

Your home state has a huge impact on Acura NSX insurance prices. A driver around age 40 might see rates as low as $1,240 a year in states like Iowa, Maine, and Idaho, or have to pay at least $2,690 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $850 annually, whereas increasing liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $414 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying $2,200 to $3,000 additional every year, depending on your age. Insurance for high-risk drivers can be from 44% to 131% more than the average policy. View High Risk Driver Rates

How to Find Affordable Acura NSX Insurance

Finding cheaper rates on insurance for an Acura NSX requires being a good driver, having a good credit history, avoid buying unnecessary coverage, and possibly raising deductibles. Invest time comparing rates once a year by getting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The following list is a brief review of the data that was covered in the charts and tables above.

• Drivers can save approximately $240 per year just by quoting online in advance
• Insureds who want an increased level of liability coverage will pay approximately $510 each year to increase from a 30/60 limit to 250/500 limits
• Drivers age 16 to 20 are expensive to insure, costing up to $569 each month including comprehensive and collision insurance
• Drivers considered higher risk with DUI or reckless driving convictions pay an average of $2,220 more annually than a safer driver