Acura NSX Insurance Rates

The average insurance prices for an Acura NSX are $1,884 every 12 months for full coverage. Comprehensive costs around $434 a year, collision insurance costs $832, and liability costs around $460. Liability-only insurance costs as low as $510 a year, and high-risk driver insurance costs around $4,100. Teen drivers cost the most to insure at up to $6,830 a year.

Average premium for full coverage: $1,884

Policy rates for type of insurance:

These estimates include $500 deductible amounts, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and NSX trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on auto insurance rates. Areas with sparse population are shown to have more infrequent accident claims than larger metro areas. The diagram below illustrates how location impacts auto insurance rates.

The examples above show why it is important to compare prices for a specific zip code and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Acura NSX insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $1,052
• Using higher $1,000 deductibles will save about $1,598 a year
• The average price for a good driver age 40 using $500 deductibles is $1,884
• Choosing low $100 deductibles for physical damage coverage increases the price to $2,444
• High-risk insureds with multiple violations and an at-fault accident could pay at least $4,100
• Policy cost to insure a 16-year-old driver can be $6,830 or more

View Chart as Image

Auto insurance rates for an Acura NSX also range considerably based on liability limits and deductibles, your driver profile, and the trim level and model year.

Choosing high deductibles could cut rates by as much as $850 annually, while buying higher liability limits will increase rates. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may pay as low as $1,700 a year, or $142 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will have to pay as much as $6,800 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying at least $2,200 to $3,000 in extra premium every year, depending on your age. A high-risk auto insurance policy can be from 44% to 131% more than average. View High Risk Driver Rates

Your home state has a huge impact on Acura NSX insurance prices. A driver around age 40 might see rates as low as $1,240 a year in states like Idaho, Maine, and Iowa, or as much as $2,690 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Shop for Cheap Acura NSX Insurance

Finding cheaper rates on insurance for an Acura NSX requires having a good driving record, having a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Spend time shopping around at least once a year by requesting rates from direct carriers, and also from local exclusive and independent agents.

The next list is a brief summary of the primary concepts that were touched on above.

• Drivers can save up to $240 per year just by quoting early and online
• Drivers considered higher risk that tend to have accidents or serious violations may pay on average $2,220 more every year to buy Acura NSX insurance
• Increasing comprehensive and collision deductibles could save as much as $850 each year
• Drivers age 20 and younger are expensive to insure, costing up to $569 each month if comprehensive and collision insurance is included