Acura NSX Insurance Rates

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UPDATED: May 11, 2024

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Estimated insurance prices for an Acura NSX are $1,986 every 12 months for full coverage. Comprehensive costs approximately $464, collision costs $904, and liability insurance costs $460. A liability-only policy costs as little as $510 a year, with high-risk insurance costing around $4,328. Teenage drivers pay the most at $7,160 a year or more.

Average premium for full coverage: $1,986

Premium estimates by type of coverage:

Comprehensive $464
Collision $904
Liability $460

Includes $500 policy deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all states and for all NSX models.

Insurance Price Range by Risk and Coverage

For a driver around age 40, insurance rates for an Acura NSX go from the cheapest price of $510 for basic liability insurance to the much higher price of $4,328 for a high-risk insurance policy.

Liability Only $510
Full Coverage $1,986
High Risk $4,328

Insurance Price Range by Location

Your location has a significant impact on car insurance rates. Rural locations are statistically proven to have more infrequent accident claims than densely populated cities.

The example below illustrates the difference between rural and urban areas on auto insurance prices.

Rural Areas $1,490
Small Cities $2,085
Large Cities $2,681

These rate differences show why everyone should compare rates using their specific location and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below shows estimated Acura NSX insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $1,102
  • Drivers who choose higher $1,000 deductibles will pay $310 a year
  • The average price for a 40-year-old good driver who chooses $500 deductibles is $1,986
  • Using pricier low deductibles for comprehensive and collision insurance increases the price to $2,594
  • High risk drivers who are prone to accidents and violations could pay around $4,328 or more
  • An auto insurance policy to insure a teen driver for full coverage can cost $7,160 a year

View Chart as Image

Acura NSX insurance cost comparison chart
Column chart showing full coverage Acura NSX insurance rates range from $1,102 to $7,160

Auto insurance prices for an Acura NSX also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the model of your NSX.

Using high physical damage deductibles could save up to $920 each year, whereas buying more liability protection will push prices upward. Going from a 50/100 liability limit to a 250/500 limit will cost up to $414 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles could pay as little as $1,800 per year on average, or $150 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will have to pay in the ballpark of $7,100 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying anywhere from $2,400 to $3,200 in extra premium annually, depending on your age. Acura NSX insurance for high-risk drivers can cost anywhere from 45% to 135% more than a normal policy. View High Risk Driver Rates

Where you choose to live makes a big difference in Acura NSX insurance rates. A 40-year-old driver could pay as low as $1,310 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $2,830 on average in New York, Louisiana, and Michigan.

Acura NSX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,798 -$188 -9.5%
Alaska $1,524 -$462 -23.3%
Arizona $1,648 -$338 -17.0%
Arkansas $1,986 -$0 0.0%
California $2,264 $278 14.0%
Colorado $1,898 -$88 -4.4%
Connecticut $2,042 $56 2.8%
Delaware $2,248 $262 13.2%
Florida $2,484 $498 25.1%
Georgia $1,834 -$152 -7.7%
Hawaii $1,426 -$560 -28.2%
Idaho $1,346 -$640 -32.2%
Illinois $1,480 -$506 -25.5%
Indiana $1,496 -$490 -24.7%
Iowa $1,342 -$644 -32.4%
Kansas $1,888 -$98 -4.9%
Kentucky $2,710 $724 36.5%
Louisiana $2,940 $954 48.0%
Maine $1,226 -$760 -38.3%
Maryland $1,638 -$348 -17.5%
Massachusetts $1,590 -$396 -19.9%
Michigan $3,452 $1,466 73.8%
Minnesota $1,664 -$322 -16.2%
Mississippi $2,380 $394 19.8%
Missouri $1,764 -$222 -11.2%
Montana $2,134 $148 7.5%
Nebraska $1,566 -$420 -21.1%
Nevada $2,384 $398 20.0%
New Hampshire $1,432 -$554 -27.9%
New Jersey $2,222 $236 11.9%
New Mexico $1,760 -$226 -11.4%
New York $2,092 $106 5.3%
North Carolina $1,142 -$844 -42.5%
North Dakota $1,626 -$360 -18.1%
Ohio $1,372 -$614 -30.9%
Oklahoma $2,040 $54 2.7%
Oregon $1,820 -$166 -8.4%
Pennsylvania $1,894 -$92 -4.6%
Rhode Island $2,650 $664 33.4%
South Carolina $1,800 -$186 -9.4%
South Dakota $1,678 -$308 -15.5%
Tennessee $1,740 -$246 -12.4%
Texas $2,394 $408 20.5%
Utah $1,472 -$514 -25.9%
Vermont $1,358 -$628 -31.6%
Virginia $1,190 -$796 -40.1%
Washington $1,536 -$450 -22.7%
West Virginia $1,822 -$164 -8.3%
Wisconsin $1,374 -$612 -30.8%
Wyoming $1,770 -$216 -10.9%

View Chart as Image

Acura NSX insurance rates by U.S. city

With such a large range in prices, the only way to know who has the cheapest car insurance prices is to regularly compare prices from as many companies as possible. Every company uses a different method to calculate prices, and quoted prices will be substantially different.

Acura NSX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2022 Acura NSX $574 $1,248 $416 $2,396
2021 Acura NSX $554 $1,196 $430 $2,338
2020 Acura NSX $524 $1,154 $442 $2,278
2019 Acura NSX $504 $1,072 $452 $2,186
2018 Acura NSX $484 $1,008 $456 $2,106
2017 Acura NSX $464 $904 $460 $1,986
2016 Acura NSX $434 $832 $460 $1,884

Rates are averaged for all Acura NSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Cheapest Acura NSX Insurance

Finding better rates on Acura NSX insurance not only requires being safe and accident-free, but also having a good credit score, not filing small claims, and not having any coverage lapses. Set aside time to compare rates at least every other year by getting rate quotes from direct carriers, and also from your local independent and exclusive agents.

Below you'll find a recap of the car insurance concepts covered above.

  • High-risk drivers that have major violations or accidents may pay on average $2,340 more per year than a low-risk driver
  • Drivers can save around $250 per year simply by quoting online well ahead of the renewal date
  • Increasing policy deductibles could save as much as $925 each year
  • Drivers who purchase more liability protection will pay an extra $510 each year to go from 30/60 bodily injury limits to a 250/500 level

Rates by Driver Age

Acura NSX Insurance Rates by Driver Age
Driver Age Premium
16 $7,160
20 $4,604
30 $2,094
40 $1,986
50 $1,810
60 $1,778

Full coverage, $500 deductibles

Rates by Deductible

Acura NSX Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,594
$250 $2,310
$500 $1,986
$1,000 $1,676

Full coverage, driver age 40

Rates by Liability Limit

Acura NSX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,986
50/100 $2,078
100/300 $2,193
250/500 $2,492
100 CSL $2,124
300 CSL $2,377
500 CSL $2,561

Full coverage, driver age 40

Rates for High Risk Drivers

Acura NSX Insurance Rates for High Risk Drivers
Age Premium
16 $10,300
20 $7,342
30 $4,450
40 $4,328
50 $4,130
60 $4,094

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $287

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $110
Multi-vehicle $105
Homeowner $27
5-yr Accident Free $159
5-yr Claim Free $132
Paid in Full/EFT $100
Advance Quote $105
Online Quote $146
Total Discounts $884
Rate after discounts $1,102

Discounts are estimated and may not be available from every company or in every state.

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