Acura NSX Insurance Rates

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UPDATED: May 11, 2024

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Average insurance rates for an Acura NSX are $1,884 a year for full coverage insurance. Comprehensive costs approximately $434 each year, collision costs $832, and liability is estimated at $460. Buying just liability costs approximately $510 a year, with insurance for high-risk drivers costing around $4,100. 16-year-old drivers receive the highest rates at $6,830 a year or more.

Average premium for full coverage: $1,884

Rate estimates by individual coverage type:

Comprehensive $434
Collision $832
Liability $460

Includes $500 physical damage deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all 50 states and NSX models.

Price Range by Coverage and Risk

Using a middle-aged driver as an example, prices range go from the low end price of $510 for just liability insurance to a high rate of $4,100 for high-risk insurance.

Liability Only $510
Full Coverage $1,884
High Risk $4,100

Price Range by Location

Living in a larger city can have significant affects on the price of auto insurance. Rural locations tend to have lower incidents of physical damage claims than congested cities.

The graphic below illustrates how where you live affects auto insurance prices.

Rural Areas $1,413
Small Cities $1,978
Large Cities $2,543

These examples illustrate why all drivers should get quotes using their specific location, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below illustrates estimated Acura NSX insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $1,052
  • Choosing higher $1,000 deductibles can save $286 each year
  • The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,884
  • Buying low deductibles for comp and collision coverage bumps up the cost to $2,444
  • Unlucky drivers with multiple tickets or accidents could pay around $4,100 or more
  • The cost that insures a teen driver can cost $6,830 each year

View Chart as Image

Acura NSX insurance cost comparison chart
Column chart showing full coverage Acura NSX insurance rates range from $1,052 to $6,830

Auto insurance rates for an Acura NSX can also vary considerably based on the trim level and model year, your age and driving record, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are probably paying anywhere from $2,200 to $3,000 in extra premium per year, depending on your age. Insurance for high-risk drivers ranges as much as 44% to 131% more than the average rate. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,700 annually on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will have to pay in the ballpark of $6,800 a year. View Rates by Age

Where you live plays a big part in determining prices for Acura NSX insurance prices. A good driver about age 40 could pay as low as $1,230 a year in states like North Carolina, Wisconsin, and Vermont, or at least $2,540 on average in Florida, New York, and Michigan.

Acura NSX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,704 -$180 -9.6%
Alaska $1,444 -$440 -23.4%
Arizona $1,564 -$320 -17.0%
Arkansas $1,884 -$0 0.0%
California $2,146 $262 13.9%
Colorado $1,800 -$84 -4.5%
Connecticut $1,936 $52 2.8%
Delaware $2,132 $248 13.2%
Florida $2,356 $472 25.1%
Georgia $1,738 -$146 -7.7%
Hawaii $1,354 -$530 -28.1%
Idaho $1,276 -$608 -32.3%
Illinois $1,404 -$480 -25.5%
Indiana $1,418 -$466 -24.7%
Iowa $1,270 -$614 -32.6%
Kansas $1,790 -$94 -5.0%
Kentucky $2,572 $688 36.5%
Louisiana $2,788 $904 48.0%
Maine $1,164 -$720 -38.2%
Maryland $1,554 -$330 -17.5%
Massachusetts $1,508 -$376 -20.0%
Michigan $3,272 $1,388 73.7%
Minnesota $1,576 -$308 -16.3%
Mississippi $2,256 $372 19.7%
Missouri $1,670 -$214 -11.4%
Montana $2,024 $140 7.4%
Nebraska $1,486 -$398 -21.1%
Nevada $2,260 $376 20.0%
New Hampshire $1,358 -$526 -27.9%
New Jersey $2,106 $222 11.8%
New Mexico $1,670 -$214 -11.4%
New York $1,984 $100 5.3%
North Carolina $1,084 -$800 -42.5%
North Dakota $1,542 -$342 -18.2%
Ohio $1,302 -$582 -30.9%
Oklahoma $1,934 $50 2.7%
Oregon $1,726 -$158 -8.4%
Pennsylvania $1,798 -$86 -4.6%
Rhode Island $2,514 $630 33.4%
South Carolina $1,706 -$178 -9.4%
South Dakota $1,590 -$294 -15.6%
Tennessee $1,650 -$234 -12.4%
Texas $2,270 $386 20.5%
Utah $1,394 -$490 -26.0%
Vermont $1,288 -$596 -31.6%
Virginia $1,128 -$756 -40.1%
Washington $1,456 -$428 -22.7%
West Virginia $1,728 -$156 -8.3%
Wisconsin $1,304 -$580 -30.8%
Wyoming $1,678 -$206 -10.9%

View Chart as Image

Acura NSX insurance rates by U.S. city

Opting for high physical damage deductibles can save as much as $850 every year, whereas increasing liability limits will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $414 extra every year. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to figure out who has the best car insurance rates is to do a rate comparison and see which company has the best rate. Each auto insurer utilizes a different rate formula, and quoted rates can be significantly different.

Acura NSX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2022 Acura NSX $554 $1,196 $430 $2,338
2021 Acura NSX $524 $1,154 $442 $2,278
2020 Acura NSX $504 $1,072 $452 $2,186
2019 Acura NSX $484 $1,008 $456 $2,106
2018 Acura NSX $464 $904 $460 $1,986
2017 Acura NSX $434 $832 $460 $1,884
2016 Acura NSX $418 $780 $464 $1,820

Rates are averaged for all Acura NSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Acura NSX Insurance

Saving money on car insurance takes being a safe and courteous driver, maintaining a good credit score, avoid buying unnecessary coverage, and not having any coverage lapses. Comparison shop every couple of years by requesting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

Below is a recap of the material that was touched on in the above illustrations.

  • Policyholders who purchase higher levels of liability will pay around $510 annually to raise limits from a minimum limit to the 250/500 level
  • Teenage drivers have the highest car insurance rates, costing up to $569 per month if the policy includes full coverage
  • Higher risk drivers that have major violations or accidents could be charged and average of $2,220 more per year for auto insurance
  • Increasing deductibles can save approximately $850 each year

Rates by Driver Age

Acura NSX Insurance Rates by Driver Age
Driver Age Premium
16 $6,830
20 $4,362
30 $1,980
40 $1,884
50 $1,716
60 $1,684

Full coverage, $500 deductibles

Rates by Deductible

Acura NSX Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,444
$250 $2,184
$500 $1,884
$1,000 $1,598

Full coverage, driver age 40

Rates by Liability Limit

Acura NSX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,884
50/100 $1,976
100/300 $2,091
250/500 $2,390
100 CSL $2,022
300 CSL $2,275
500 CSL $2,459

Full coverage, driver age 40

Rates for High Risk Drivers

Acura NSX Insurance Rates for High Risk Drivers
Age Premium
16 $9,814
20 $6,954
30 $4,210
40 $4,100
50 $3,912
60 $3,880

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $271

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $104
Multi-vehicle $99
Homeowner $26
5-yr Accident Free $149
5-yr Claim Free $125
Paid in Full/EFT $93
Advance Quote $98
Online Quote $138
Total Discounts $832
Rate after discounts $1,052

Discounts are estimated and may not be available from every company or in every state.

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