Acura NSX Insurance Rates
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Michelle Robbins
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UPDATED: May 11, 2024
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The average insurance rates for an Acura NSX are $1,884 a year for full coverage. Comprehensive costs an estimated $434, collision insurance costs $832, and liability costs around $460. Buying just liability costs as low as $510 a year, and insurance for high-risk drivers costs around $4,100. Teen drivers cost the most to insure at up to $6,830 a year.
Average premium for full coverage: $1,884
Policy rates broken down by type of insurance:
Rates are based on $500 policy deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and for different NSX trim levels.
Price Range Variability
For an average driver, Acura NSX insurance rates range from as low as $510 for liability-only coverage to a much higher rate of $4,100 for a high-risk driver policy.
Urban vs. Rural Price Range
Where you live can make a big difference on insurance rates. More rural locations are shown to have a lower frequency of accident claims than larger metro areas. The price range example below illustrates the effect of geographic area on insurance prices.
The examples above show why anyone shopping for car insurance should compare prices for a targeted area and risk profile, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below shows average Acura NSX insurance rates for other coverage scenarios.
- The lowest rate with discounts is $1,052
- Using higher $1,000 deductibles will save approximately $286 a year
- The average rate for a good driver age 40 who has $500 deductibles is $1,884
- Choosing more expensive low deductibles for physical damage coverage will increase the cost to $2,444
- High-risk insureds with multiple violations and an at-fault accident could pay up to $4,100
- Policy cost for full coverage for a 16-year-old driver with full coverage can cost as much as $6,830 or more
Insurance rates for an Acura NSX also range considerably based on your risk profile, the trim level of your NSX, and liability limits and deductibles.
An older driver with a clean driving record and high deductibles may pay as low as $1,700 a year, or $142 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay at least $6,800 a year. View Rates by Age
Your home state has a huge impact on Acura NSX insurance prices. A driver around age 40 might see rates as low as $1,240 a year in states like Iowa, Maine, and Idaho, or as much as $2,690 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,704 | -$180 | -9.6% |
| Alaska | $1,444 | -$440 | -23.4% |
| Arizona | $1,564 | -$320 | -17.0% |
| Arkansas | $1,884 | -$0 | 0.0% |
| California | $2,146 | $262 | 13.9% |
| Colorado | $1,800 | -$84 | -4.5% |
| Connecticut | $1,936 | $52 | 2.8% |
| Delaware | $2,132 | $248 | 13.2% |
| Florida | $2,356 | $472 | 25.1% |
| Georgia | $1,738 | -$146 | -7.7% |
| Hawaii | $1,354 | -$530 | -28.1% |
| Idaho | $1,276 | -$608 | -32.3% |
| Illinois | $1,404 | -$480 | -25.5% |
| Indiana | $1,418 | -$466 | -24.7% |
| Iowa | $1,270 | -$614 | -32.6% |
| Kansas | $1,790 | -$94 | -5.0% |
| Kentucky | $2,572 | $688 | 36.5% |
| Louisiana | $2,788 | $904 | 48.0% |
| Maine | $1,164 | -$720 | -38.2% |
| Maryland | $1,554 | -$330 | -17.5% |
| Massachusetts | $1,508 | -$376 | -20.0% |
| Michigan | $3,272 | $1,388 | 73.7% |
| Minnesota | $1,576 | -$308 | -16.3% |
| Mississippi | $2,256 | $372 | 19.7% |
| Missouri | $1,670 | -$214 | -11.4% |
| Montana | $2,024 | $140 | 7.4% |
| Nebraska | $1,486 | -$398 | -21.1% |
| Nevada | $2,260 | $376 | 20.0% |
| New Hampshire | $1,358 | -$526 | -27.9% |
| New Jersey | $2,106 | $222 | 11.8% |
| New Mexico | $1,670 | -$214 | -11.4% |
| New York | $1,984 | $100 | 5.3% |
| North Carolina | $1,084 | -$800 | -42.5% |
| North Dakota | $1,542 | -$342 | -18.2% |
| Ohio | $1,302 | -$582 | -30.9% |
| Oklahoma | $1,934 | $50 | 2.7% |
| Oregon | $1,726 | -$158 | -8.4% |
| Pennsylvania | $1,798 | -$86 | -4.6% |
| Rhode Island | $2,514 | $630 | 33.4% |
| South Carolina | $1,706 | -$178 | -9.4% |
| South Dakota | $1,590 | -$294 | -15.6% |
| Tennessee | $1,650 | -$234 | -12.4% |
| Texas | $2,270 | $386 | 20.5% |
| Utah | $1,394 | -$490 | -26.0% |
| Vermont | $1,288 | -$596 | -31.6% |
| Virginia | $1,128 | -$756 | -40.1% |
| Washington | $1,456 | -$428 | -22.7% |
| West Virginia | $1,728 | -$156 | -8.3% |
| Wisconsin | $1,304 | -$580 | -30.8% |
| Wyoming | $1,678 | -$206 | -10.9% |
Choosing high deductibles could cut rates by as much as $850 annually, while increasing your policy's liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you could be paying $2,200 to $3,000 extra every year, depending on your age. High-risk driver insurance can be from 44% to 131% more than average. View High Risk Driver Rates
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2022 Acura NSX | $554 | $1,196 | $430 | $2,338 |
| 2021 Acura NSX | $524 | $1,154 | $442 | $2,278 |
| 2020 Acura NSX | $504 | $1,072 | $452 | $2,186 |
| 2019 Acura NSX | $484 | $1,008 | $456 | $2,106 |
| 2018 Acura NSX | $464 | $904 | $460 | $1,986 |
| 2017 Acura NSX | $434 | $832 | $460 | $1,884 |
| 2016 Acura NSX | $418 | $780 | $464 | $1,820 |
Rates are averaged for all Acura NSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Acura NSX Insurance
Finding cheaper rates on insurance for an Acura NSX requires being safe and accident-free, maintaining good credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Take the time to compare rates every time your policy renews by getting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.
Below you'll find a quick review of the information covered in the above illustrations.
- Drivers can save approximately $240 per year just by shopping early and online
- Youthful drivers are charged the highest rates, costing up to $569 each month for full coverage
- Increasing comprehensive and collision deductibles can save around $850 each year
- Drivers considered higher risk with a DUI or reckless driving violation pay an average of $2,220 more annually than a low-risk driver
- Insureds who want more liability protection will pay about $510 each year to increase from a 30/60 limit to 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,830 |
| 20 | $4,362 |
| 30 | $1,980 |
| 40 | $1,884 |
| 50 | $1,716 |
| 60 | $1,684 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,444 |
| $250 | $2,184 |
| $500 | $1,884 |
| $1,000 | $1,598 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,884 |
| 50/100 | $1,976 |
| 100/300 | $2,091 |
| 250/500 | $2,390 |
| 100 CSL | $2,022 |
| 300 CSL | $2,275 |
| 500 CSL | $2,459 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $9,814 |
| 20 | $6,954 |
| 30 | $4,210 |
| 40 | $4,100 |
| 50 | $3,912 |
| 60 | $3,880 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $104 |
| Multi-vehicle | $99 |
| Homeowner | $26 |
| 5-yr Accident Free | $149 |
| 5-yr Claim Free | $125 |
| Paid in Full/EFT | $93 |
| Advance Quote | $98 |
| Online Quote | $138 |
| Total Discounts | $832 |
Discounts are estimated and may not be available from every company or in every state.
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