Acura NSX Insurance Rates

The average insurance rates for an Acura NSX are $1,884 a year for full coverage. Comprehensive insurance costs approximately $434, collision insurance costs $832, and liability coverage is $460. Buying just liability costs around $510 a year, and insurance for high-risk drivers costs $4,100 or more. Teen drivers cost the most to insure at up to $6,830 a year.

Average premium for full coverage: $1,884

Policy rates by type of insurance:

These estimates include $500 policy deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all states and for different NSX trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on car insurance rates. Rural locations are shown to have lower incidents of accident claims than larger metro areas. The price range example below illustrates how rural and urban location affects auto insurance prices.

The examples above show why anyone shopping for car insurance should compare rates quotes using their specific location, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Acura NSX insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $1,052
• Raising to $1,000 deductibles will save $286 a year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,884
• Choosing more expensive low deductibles will cost an additional $560 each year
• Unlucky drivers with multiple violations and an at-fault accident could pay around $4,100
• Policy cost that insures a teenage driver with full coverage can cost $6,830

View Chart as Image

Insurance rates for an Acura NSX also range considerably based on the model year and trim level, how you drive, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you could be paying anywhere from $2,200 to $3,000 extra every year, depending on your age. High-risk driver insurance is expensive and can cost around 44% to 131% more than average. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,700 every 12 months on average, or $142 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay in the ballpark of $6,800 a year. View Rates by Age

Your home state also has a big influence on Acura NSX insurance rates. A middle-age driver might find rates as low as $1,240 a year in states like Iowa, Maine, and Idaho, or as much as $2,690 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing high deductibles can reduce rates by up to $850 a year, while increasing your policy's liability limits will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

How to Find Cheap Acura NSX Insurance

Finding cheaper rates on auto insurance consists of being a good driver, having above-average credit, avoid buying unnecessary coverage, and possibly raising deductibles. Shop around at every policy renewal by obtaining price quotes from direct carriers, and also from insurance agencies where you live.

The following list is a brief summary of the data raised in the charts and tables above.

• Consumers who purchase an increased level of liability coverage will pay about $510 each year to raise from a 30/60 limit to the 250/500 level
• Drivers can save around $240 per year just by shopping early and online
• Increasing comprehensive and collision deductibles can save approximately $850 each year
• Drivers age 16 to 20 are expensive to insure, costing up to $569 each month if full coverage is included