Acura NSX Insurance Rates

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UPDATED: May 11, 2024

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Average insurance rates for an Acura NSX are $1,884 a year with full coverage. Comprehensive insurance costs an estimated $434 each year, collision insurance costs $832, and liability coverage costs around $460. A liability-only policy costs as low as $510 a year, and high-risk insurance costs $4,100 or more. Teenage drivers receive the highest rates at up to $6,830 a year.

Average premium for full coverage: $1,884

Rate estimates broken down by individual coverage type:

Comprehensive $434
Collision $832
Liability $460

Price estimates include $500 deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all U.S. states and NSX models.

Price Range by Coverage and Risk

For a 40-year-old driver, prices range range from as low as $510 for minimum levels of liability insurance to a high rate of $4,100 for a driver required to buy high-risk insurance.

Liability Only $510
Full Coverage $1,884
High Risk $4,100

Price Range by Location

Where you live has a large influence on car insurance rates. More rural locations tend to have a lower frequency of collision claims than densely populated cities. The graphic below illustrates how your location can change insurance prices.

Rural Areas $1,413
Small Cities $1,978
Large Cities $2,543

These examples demonstrate why all drivers should compare prices for a targeted area and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below details average Acura NSX insurance rates for other coverage scenarios.

  • The best discount rate is $1,052
  • Using higher $1,000 deductibles will save approximately $286 annually
  • The average rate for a 40-year-old driver who has $500 deductibles is $1,884
  • Using low deductibles for physical damage coverage will cost an extra $560 each year
  • Higher-risk drivers who are prone to accidents and violations could pay up to $4,100
  • The cost for full coverage for a teenage driver can cost as much as $6,830 or more

View Chart as Image

Acura NSX insurance cost comparison chart
Column chart showing Acura NSX insurance prices range from $1,052 to $6,830 for full coverage

Insurance rates for an Acura NSX can also vary considerably based on your driver profile, the trim level and model year, and liability limits and deductibles.

More mature drivers with a clean driving record and high deductibles may only pay around $1,700 a year for full coverage. Rates are much higher for teen drivers, where even good drivers can expect to pay at least $6,800 a year. View Rates by Age

Where you live has a huge impact on Acura NSX insurance rates. A driver around age 40 might see rates as low as $1,360 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $2,540 on average in New York, Michigan, and Florida.

Acura NSX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,704 -$180 -9.6%
Alaska $1,444 -$440 -23.4%
Arizona $1,564 -$320 -17.0%
Arkansas $1,884 -$0 0.0%
California $2,146 $262 13.9%
Colorado $1,800 -$84 -4.5%
Connecticut $1,936 $52 2.8%
Delaware $2,132 $248 13.2%
Florida $2,356 $472 25.1%
Georgia $1,738 -$146 -7.7%
Hawaii $1,354 -$530 -28.1%
Idaho $1,276 -$608 -32.3%
Illinois $1,404 -$480 -25.5%
Indiana $1,418 -$466 -24.7%
Iowa $1,270 -$614 -32.6%
Kansas $1,790 -$94 -5.0%
Kentucky $2,572 $688 36.5%
Louisiana $2,788 $904 48.0%
Maine $1,164 -$720 -38.2%
Maryland $1,554 -$330 -17.5%
Massachusetts $1,508 -$376 -20.0%
Michigan $3,272 $1,388 73.7%
Minnesota $1,576 -$308 -16.3%
Mississippi $2,256 $372 19.7%
Missouri $1,670 -$214 -11.4%
Montana $2,024 $140 7.4%
Nebraska $1,486 -$398 -21.1%
Nevada $2,260 $376 20.0%
New Hampshire $1,358 -$526 -27.9%
New Jersey $2,106 $222 11.8%
New Mexico $1,670 -$214 -11.4%
New York $1,984 $100 5.3%
North Carolina $1,084 -$800 -42.5%
North Dakota $1,542 -$342 -18.2%
Ohio $1,302 -$582 -30.9%
Oklahoma $1,934 $50 2.7%
Oregon $1,726 -$158 -8.4%
Pennsylvania $1,798 -$86 -4.6%
Rhode Island $2,514 $630 33.4%
South Carolina $1,706 -$178 -9.4%
South Dakota $1,590 -$294 -15.6%
Tennessee $1,650 -$234 -12.4%
Texas $2,270 $386 20.5%
Utah $1,394 -$490 -26.0%
Vermont $1,288 -$596 -31.6%
Virginia $1,128 -$756 -40.1%
Washington $1,456 -$428 -22.7%
West Virginia $1,728 -$156 -8.3%
Wisconsin $1,304 -$580 -30.8%
Wyoming $1,678 -$206 -10.9%

View Chart as Image

Acura NSX insurance rates by U.S. city

Using high physical damage deductibles could cut rates by as much as $850 a year, whereas increasing liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will cost as much as $414 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out $2,200 to $3,000 extra per year, depending on your age. Insurance for high-risk drivers can be around 44% to 131% more than a normal policy. View High Risk Driver Rates

Acura NSX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2022 Acura NSX $554 $1,196 $430 $2,338
2021 Acura NSX $524 $1,154 $442 $2,278
2020 Acura NSX $504 $1,072 $452 $2,186
2019 Acura NSX $484 $1,008 $456 $2,106
2018 Acura NSX $464 $904 $460 $1,986
2017 Acura NSX $434 $832 $460 $1,884
2016 Acura NSX $418 $780 $464 $1,820

Rates are averaged for all Acura NSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Acura NSX Insurance

Saving money on auto insurance requires not taking risks behind the wheel, maintaining good credit, eliminating unnecessary coverage, and deciding if full coverage is necessary. Invest the time to shop around at every policy renewal by requesting rates from direct companies like GEICO and Progressive, and also from local exclusive and independent agents.

The following is a condensed summary of the data illustrated above.

  • Consumers who want higher liability limits will pay an extra $510 every year to increase from a minimum limit to 250/500 limits
  • You may be able to save approximately $240 per year just by quoting online in advance
  • Increasing deductibles can save around $850 each year
  • Teens are charged the highest rates, with premiums as much as $569 per month for full coverage

Rates by Driver Age

Acura NSX Insurance Rates by Driver Age
Driver Age Premium
16 $6,830
20 $4,362
30 $1,980
40 $1,884
50 $1,716
60 $1,684

Full coverage, $500 deductibles

Rates by Deductible

Acura NSX Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,444
$250 $2,184
$500 $1,884
$1,000 $1,598

Full coverage, driver age 40

Rates by Liability Limit

Acura NSX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,884
50/100 $1,976
100/300 $2,091
250/500 $2,390
100 CSL $2,022
300 CSL $2,275
500 CSL $2,459

Full coverage, driver age 40

Rates for High Risk Drivers

Acura NSX Insurance Rates for High Risk Drivers
Age Premium
16 $9,814
20 $6,954
30 $4,210
40 $4,100
50 $3,912
60 $3,880

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $271

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $104
Multi-vehicle $99
Homeowner $26
5-yr Accident Free $149
5-yr Claim Free $125
Paid in Full/EFT $93
Advance Quote $98
Online Quote $138
Total Discounts $832
Rate after discounts $1,052

Discounts are estimated and may not be available from every company or in every state.

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