Acura NSX Insurance Rates

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UPDATED: May 11, 2024

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U.S. average insurance rates for an Acura NSX are $1,884 a year with full coverage. Comprehensive costs an estimated $434, collision costs $832, and liability is $460. Buying just liability costs around $510 a year, with insurance for high-risk drivers costing around $4,100. 16-year-old drivers pay the highest rates at $6,830 a year or more.

Average premium for full coverage: $1,884

Price estimates broken down by individual coverage:

Comprehensive $434
Collision $832
Liability $460

Price estimates include $500 deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all U.S. states and for different NSX trim levels.

Price Range from Low to High

Using a middle-aged driver as an example, Acura NSX insurance prices go from as low as $510 for just liability coverage to a much higher rate of $4,100 for a high-risk driver policy.

Liability Only $510
Full Coverage $1,884
High Risk $4,100

Geographic Price Range

Choosing to live in a large city can make a big difference on car insurance rates. More rural locations have a lower frequency of collision claims than congested cities.

The price range example below illustrates how where you live affects insurance prices.

Rural Areas $1,413
Small Cities $1,978
Large Cities $2,543

The ranges above demonstrate why anyone shopping for car insurance should compare rates quotes for a targeted area and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below details estimated Acura NSX insurance rates for other coverage scenarios.

  • The best full coverage rate is $1,052
  • Raising to $1,000 deductibles will save approximately $286 annually
  • The average rate for the average middle-age driver who has $500 deductibles is $1,884
  • Buying more expensive low deductibles will increase the cost to $2,444
  • Drivers with multiple tickets or accidents could pay up to $4,100 or more
  • The price for full coverage for a 16-year-old driver with full coverage can cost as much as $6,830

View Chart as Image

Acura NSX insurance cost comparison chart
Column chart showing full coverage Acura NSX insurance rates range from $1,052 to $6,830

Insurance prices for an Acura NSX are also quite variable based on your driving record, the trim level and model year, and liability limits and deductibles.

An older driver with no violations or accidents and high deductibles may pay as low as $1,700 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even good drivers should be prepared to pay at least $6,800 a year. View Rates by Age

The state you live in also has a big influence on Acura NSX insurance prices. A middle-age driver might find prices as low as $1,360 a year in states like Utah, Ohio, and New Hampshire, or at least $2,540 on average in New York, Michigan, and Florida.

Acura NSX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,704 -$180 -9.6%
Alaska $1,444 -$440 -23.4%
Arizona $1,564 -$320 -17.0%
Arkansas $1,884 -$0 0.0%
California $2,146 $262 13.9%
Colorado $1,800 -$84 -4.5%
Connecticut $1,936 $52 2.8%
Delaware $2,132 $248 13.2%
Florida $2,356 $472 25.1%
Georgia $1,738 -$146 -7.7%
Hawaii $1,354 -$530 -28.1%
Idaho $1,276 -$608 -32.3%
Illinois $1,404 -$480 -25.5%
Indiana $1,418 -$466 -24.7%
Iowa $1,270 -$614 -32.6%
Kansas $1,790 -$94 -5.0%
Kentucky $2,572 $688 36.5%
Louisiana $2,788 $904 48.0%
Maine $1,164 -$720 -38.2%
Maryland $1,554 -$330 -17.5%
Massachusetts $1,508 -$376 -20.0%
Michigan $3,272 $1,388 73.7%
Minnesota $1,576 -$308 -16.3%
Mississippi $2,256 $372 19.7%
Missouri $1,670 -$214 -11.4%
Montana $2,024 $140 7.4%
Nebraska $1,486 -$398 -21.1%
Nevada $2,260 $376 20.0%
New Hampshire $1,358 -$526 -27.9%
New Jersey $2,106 $222 11.8%
New Mexico $1,670 -$214 -11.4%
New York $1,984 $100 5.3%
North Carolina $1,084 -$800 -42.5%
North Dakota $1,542 -$342 -18.2%
Ohio $1,302 -$582 -30.9%
Oklahoma $1,934 $50 2.7%
Oregon $1,726 -$158 -8.4%
Pennsylvania $1,798 -$86 -4.6%
Rhode Island $2,514 $630 33.4%
South Carolina $1,706 -$178 -9.4%
South Dakota $1,590 -$294 -15.6%
Tennessee $1,650 -$234 -12.4%
Texas $2,270 $386 20.5%
Utah $1,394 -$490 -26.0%
Vermont $1,288 -$596 -31.6%
Virginia $1,128 -$756 -40.1%
Washington $1,456 -$428 -22.7%
West Virginia $1,728 -$156 -8.3%
Wisconsin $1,304 -$580 -30.8%
Wyoming $1,678 -$206 -10.9%

View Chart as Image

Acura NSX insurance rates by U.S. city

Opting for high physical damage deductibles can reduce prices by up to $850 annually, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out $2,200 to $3,000 additional each year, depending on your age. High-risk driver insurance is expensive and can cost from 44% to 131% more than the average rate. View High Risk Driver Rates

Since prices can be so different, the best way to find out which car insurance is cheapest is to compare prices from multiple companies. Every auto insurance company utilizes a different rate formula, and prices may be quite different from one company to the next.

Acura NSX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2022 Acura NSX $554 $1,196 $430 $2,338
2021 Acura NSX $524 $1,154 $442 $2,278
2020 Acura NSX $504 $1,072 $452 $2,186
2019 Acura NSX $484 $1,008 $456 $2,106
2018 Acura NSX $464 $904 $460 $1,986
2017 Acura NSX $434 $832 $460 $1,884
2016 Acura NSX $418 $780 $464 $1,820

Rates are averaged for all Acura NSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Acura NSX Insurance

Getting lower rates on insurance for an Acura NSX consists of not taking risks behind the wheel, having a good credit history, avoid buying unnecessary coverage, and maximizing policy discounts. Take the time to comparison shop every time your policy renews by obtaining price quotes from direct companies like Progressive and GEICO, and also from local exclusive and independent agents.

The following is a condensed summary of the information touched on in the above illustrations.

  • You may be able to save approximately $240 per year simply by shopping early and online
  • Teens are expensive to insure, costing up to $569 a month including comprehensive and collision insurance
  • Increasing physical damage deductibles can save around $850 each year
  • Drivers considered higher risk with multiple at-fault accidents may pay on average $2,220 more annually for NSX insurance
  • Insureds who want higher liability limits will pay around $510 every year to raise from a low limit to 250/500 limits

Rates by Driver Age

Acura NSX Insurance Rates by Driver Age
Driver Age Premium
16 $6,830
20 $4,362
30 $1,980
40 $1,884
50 $1,716
60 $1,684

Full coverage, $500 deductibles

Rates by Deductible

Acura NSX Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,444
$250 $2,184
$500 $1,884
$1,000 $1,598

Full coverage, driver age 40

Rates by Liability Limit

Acura NSX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,884
50/100 $1,976
100/300 $2,091
250/500 $2,390
100 CSL $2,022
300 CSL $2,275
500 CSL $2,459

Full coverage, driver age 40

Rates for High Risk Drivers

Acura NSX Insurance Rates for High Risk Drivers
Age Premium
16 $9,814
20 $6,954
30 $4,210
40 $4,100
50 $3,912
60 $3,880

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $271

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $104
Multi-vehicle $99
Homeowner $26
5-yr Accident Free $149
5-yr Claim Free $125
Paid in Full/EFT $93
Advance Quote $98
Online Quote $138
Total Discounts $832
Rate after discounts $1,052

Discounts are estimated and may not be available from every company or in every state.

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