Acura NSX Insurance Rates

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UPDATED: May 11, 2024

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Average insurance prices for an Acura NSX are $1,986 every 12 months including full coverage. Comprehensive insurance costs an estimated $464 a year, collision costs $904, and liability is $460. A policy with just liability insurance costs around $510 a year, with coverage for high-risk drivers costing $4,328 or more. Teenage drivers receive the highest rates at $7,160 a year or more.

Average premium for full coverage: $1,986

Rate estimates broken down by individual coverage type:

Comprehensive $464
Collision $904
Liability $460

These estimates include $500 policy deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and NSX trim levels.

Price Range by Coverage and Risk

For the average 40-year-old driver, prices range go from the cheapest price of $510 for basic liability insurance to a high of $4,328 for a high-risk insurance policy.

Liability Only $510
Full Coverage $1,986
High Risk $4,328

Price Range by Location

Choosing to live in a large city can have significant affects on the price of auto insurance. More rural locations tend to have more infrequent comprehensive and collision claims than densely populated cities.

The diagram below illustrates the difference location can make on insurance prices.

Rural Areas $1,490
Small Cities $2,085
Large Cities $2,681

These examples highlight why it is important to compare rates quotes for a targeted area and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below breaks down estimated Acura NSX insurance rates for other coverage scenarios.

  • The best discount rate is $1,102
  • Raising to $1,000 deductibles will save approximately $1,676 every year
  • The average price for a 40-year-old driver who has $500 deductibles is $1,986
  • Using low $100 deductibles costs an extra $608 every year
  • At-risk drivers who are prone to accidents and violations could pay up to $4,328 or more
  • The cost to insure a teen driver can cost as much as $7,160

View Chart as Image

Acura NSX insurance cost comparison chart
Column chart showing full coverage Acura NSX insurance prices range from $1,102 to $7,160

Insurance rates for an Acura NSX can also vary considerably based on policy deductibles and limits, your driving characteristics, and the model year and trim level.

Using high physical damage deductibles can reduce rates by up to $920 every year, while buying higher liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $414 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may pay as little as $1,800 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay at least $7,100 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying $2,400 to $3,200 additional per year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 45% to 135% more than a normal policy. View High Risk Driver Rates

Where you live also has a big influence on Acura NSX insurance prices. A middle-age driver might find rates as low as $1,520 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,830 on average in Louisiana, New York, and Michigan.

Acura NSX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,798 -$188 -9.5%
Alaska $1,524 -$462 -23.3%
Arizona $1,648 -$338 -17.0%
Arkansas $1,986 -$0 0.0%
California $2,264 $278 14.0%
Colorado $1,898 -$88 -4.4%
Connecticut $2,042 $56 2.8%
Delaware $2,248 $262 13.2%
Florida $2,484 $498 25.1%
Georgia $1,834 -$152 -7.7%
Hawaii $1,426 -$560 -28.2%
Idaho $1,346 -$640 -32.2%
Illinois $1,480 -$506 -25.5%
Indiana $1,496 -$490 -24.7%
Iowa $1,342 -$644 -32.4%
Kansas $1,888 -$98 -4.9%
Kentucky $2,710 $724 36.5%
Louisiana $2,940 $954 48.0%
Maine $1,226 -$760 -38.3%
Maryland $1,638 -$348 -17.5%
Massachusetts $1,590 -$396 -19.9%
Michigan $3,452 $1,466 73.8%
Minnesota $1,664 -$322 -16.2%
Mississippi $2,380 $394 19.8%
Missouri $1,764 -$222 -11.2%
Montana $2,134 $148 7.5%
Nebraska $1,566 -$420 -21.1%
Nevada $2,384 $398 20.0%
New Hampshire $1,432 -$554 -27.9%
New Jersey $2,222 $236 11.9%
New Mexico $1,760 -$226 -11.4%
New York $2,092 $106 5.3%
North Carolina $1,142 -$844 -42.5%
North Dakota $1,626 -$360 -18.1%
Ohio $1,372 -$614 -30.9%
Oklahoma $2,040 $54 2.7%
Oregon $1,820 -$166 -8.4%
Pennsylvania $1,894 -$92 -4.6%
Rhode Island $2,650 $664 33.4%
South Carolina $1,800 -$186 -9.4%
South Dakota $1,678 -$308 -15.5%
Tennessee $1,740 -$246 -12.4%
Texas $2,394 $408 20.5%
Utah $1,472 -$514 -25.9%
Vermont $1,358 -$628 -31.6%
Virginia $1,190 -$796 -40.1%
Washington $1,536 -$450 -22.7%
West Virginia $1,822 -$164 -8.3%
Wisconsin $1,374 -$612 -30.8%
Wyoming $1,770 -$216 -10.9%

View Chart as Image

Acura NSX insurance rates by U.S. city

With so much variability in rates, the best way to figure out which company is cheapest is to get quotes and see which company has the best rate. Every auto insurance company uses a different method to calculate rates, and rates can be significantly different.

Acura NSX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2022 Acura NSX $574 $1,248 $416 $2,396
2021 Acura NSX $554 $1,196 $430 $2,338
2020 Acura NSX $524 $1,154 $442 $2,278
2019 Acura NSX $504 $1,072 $452 $2,186
2018 Acura NSX $484 $1,008 $456 $2,106
2017 Acura NSX $464 $904 $460 $1,986
2016 Acura NSX $434 $832 $460 $1,884

Rates are averaged for all Acura NSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Cheap Acura NSX Insurance

Saving money on car insurance consists of being safe and accident-free, having above-average credit, not filing small claims, and maximizing policy discounts. Make time to compare rates at least every other year by requesting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.

Below you'll find a brief summary of the car insurance concepts touched on in this article.

  • Higher risk drivers that tend to have accidents or serious violations may have to pay on average $2,340 more annually than a low-risk driver
  • You may be able to save approximately $250 per year simply by quoting early and online
  • Increasing deductibles could save as much as $925 each year
  • Policyholders who want more liability protection will pay an extra $510 per year to raise from a minimum limit to a 250/500 level

Rates by Driver Age

Acura NSX Insurance Rates by Driver Age
Driver Age Premium
16 $7,160
20 $4,604
30 $2,094
40 $1,986
50 $1,810
60 $1,778

Full coverage, $500 deductibles

Rates by Deductible

Acura NSX Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,594
$250 $2,310
$500 $1,986
$1,000 $1,676

Full coverage, driver age 40

Rates by Liability Limit

Acura NSX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,986
50/100 $2,078
100/300 $2,193
250/500 $2,492
100 CSL $2,124
300 CSL $2,377
500 CSL $2,561

Full coverage, driver age 40

Rates for High Risk Drivers

Acura NSX Insurance Rates for High Risk Drivers
Age Premium
16 $10,300
20 $7,342
30 $4,450
40 $4,328
50 $4,130
60 $4,094

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $287

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $110
Multi-vehicle $105
Homeowner $27
5-yr Accident Free $159
5-yr Claim Free $132
Paid in Full/EFT $100
Advance Quote $105
Online Quote $146
Total Discounts $884
Rate after discounts $1,102

Discounts are estimated and may not be available from every company or in every state.

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