Acura NSX Insurance Rates

The average insurance rates for an Acura NSX are $1,884 a year for full coverage. Comprehensive costs around $434 each year, collision insurance costs $832, and liability costs around $460. Buying just liability costs as low as $510 a year, and insurance for high-risk drivers costs around $4,100. Teens cost the most to insure at up to $6,830 a year.

Average premium for full coverage: $1,884

Policy rates for type of insurance:

Price estimates include $500 deductibles, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all states and NSX models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on auto insurance rates. Areas with sparse population are shown to have lower incidents of accident claims than cities with more traffic congestion. The graphic below illustrates how your location can change auto insurance rates.

The examples above show why all drivers should compare prices for a specific zip code, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Acura NSX insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $1,052
• Using higher $1,000 deductibles will save about $286 a year
• The estimated price for a good driver age 40 using $500 deductibles is $1,884
• Selecting low deductibles for physical damage coverage bumps up the cost to $2,444
• Drivers with serious driving violations could pay at least $4,100
• Policy cost that insures a teen driver can be $6,830 or more

View Chart as Image

Insurance rates for an Acura NSX also range considerably based on the trim level and model year, how you drive, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you could be paying at least $2,200 to $3,000 extra every year, depending on your age. Insurance for high-risk drivers can be as much as 44% to 131% more than the average policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,700 a year, or $142 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay as much as $6,800 a year. View Rates by Age

Your home state has a huge impact on Acura NSX insurance prices. A driver around age 40 might see rates as low as $1,240 a year in states like Idaho, Maine, and Iowa, or have to pay at least $2,690 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $850 every year, whereas increasing liability limits will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

How to Find Cheaper Acura NSX Insurance

Finding cheaper rates on car insurance requires not taking risks behind the wheel, having above-average credit, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Compare rates at every other renewal by quoting rates from direct carriers, and also from several local insurance agents.

The following is a condensed summary of the concepts that were illustrated above.

• Higher risk drivers with multiple at-fault accidents pay on average $2,220 more every year for NSX insurance
• Teens pay higher rates, costing up to $569 each month if full coverage is included
• Drivers can save up to $240 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles can save approximately $850 each year
• Drivers can save up to $240 per year just by quoting online in advance