Acura NSX Insurance Rates
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Michelle Robbins
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UPDATED: May 11, 2024
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The average insurance rates for an Acura NSX are $1,884 a year with full coverage. Comprehensive insurance costs approximately $434, collision costs $832, and liability coverage costs $460. A liability-only policy costs as little as $510 a year, with high-risk insurance costing $4,100 or more. Teens cost the most to insure at $6,830 a year or more.
Average premium for full coverage: $1,884
Policy rates by type of insurance:
Estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and for all NSX models.
Price Range Variability
For a driver around age 40, Acura NSX insurance rates go from the low end price of $510 for liability-only coverage to the much higher price of $4,100 for a driver who has had serious violations or accidents.
Urban vs. Rural Price Range
Your location has a large influence on the price of insurance. Rural locations are shown to have lower incidents of collision claims than cities with more traffic congestion.
The example below illustrates the difference between rural and urban areas on auto insurance prices.
The examples above demonstrate why everyone should compare rates using their specific location, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below details estimated Acura NSX insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $1,052
- Drivers who choose higher $1,000 deductibles will pay $286 annually
- The estimated price for a good driver age 40 who chooses $500 deductibles is $1,884
- Selecting pricier low deductibles for comprehensive and collision insurance will cost an additional $560 each year
- High-risk insureds with serious driving violations could pay around $4,100 or more
- Policy cost that insures a teenage driver for full coverage can cost $6,830 a year
Car insurance rates for an Acura NSX also range considerably based on the model of your NSX, your age and driving habits, and physical damage deductibles and liability limits.
If you have a few points on your driving record or you caused an accident, you may be forking out anywhere from $2,200 to $3,000 extra every year, depending on your age. Acura NSX insurance for high-risk drivers can cost around 44% to 131% more than the average policy. View High Risk Driver Rates
A more mature driver with no driving violations and higher comprehensive and collision deductibles may only pay around $1,700 per year on average, or $142 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged in the ballpark of $6,800 a year. View Rates by Age
Your home state makes a big difference in Acura NSX insurance rates. A 40-year-old driver could pay as low as $1,360 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $2,540 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,704 | -$180 | -9.6% |
| Alaska | $1,444 | -$440 | -23.4% |
| Arizona | $1,564 | -$320 | -17.0% |
| Arkansas | $1,884 | -$0 | 0.0% |
| California | $2,146 | $262 | 13.9% |
| Colorado | $1,800 | -$84 | -4.5% |
| Connecticut | $1,936 | $52 | 2.8% |
| Delaware | $2,132 | $248 | 13.2% |
| Florida | $2,356 | $472 | 25.1% |
| Georgia | $1,738 | -$146 | -7.7% |
| Hawaii | $1,354 | -$530 | -28.1% |
| Idaho | $1,276 | -$608 | -32.3% |
| Illinois | $1,404 | -$480 | -25.5% |
| Indiana | $1,418 | -$466 | -24.7% |
| Iowa | $1,270 | -$614 | -32.6% |
| Kansas | $1,790 | -$94 | -5.0% |
| Kentucky | $2,572 | $688 | 36.5% |
| Louisiana | $2,788 | $904 | 48.0% |
| Maine | $1,164 | -$720 | -38.2% |
| Maryland | $1,554 | -$330 | -17.5% |
| Massachusetts | $1,508 | -$376 | -20.0% |
| Michigan | $3,272 | $1,388 | 73.7% |
| Minnesota | $1,576 | -$308 | -16.3% |
| Mississippi | $2,256 | $372 | 19.7% |
| Missouri | $1,670 | -$214 | -11.4% |
| Montana | $2,024 | $140 | 7.4% |
| Nebraska | $1,486 | -$398 | -21.1% |
| Nevada | $2,260 | $376 | 20.0% |
| New Hampshire | $1,358 | -$526 | -27.9% |
| New Jersey | $2,106 | $222 | 11.8% |
| New Mexico | $1,670 | -$214 | -11.4% |
| New York | $1,984 | $100 | 5.3% |
| North Carolina | $1,084 | -$800 | -42.5% |
| North Dakota | $1,542 | -$342 | -18.2% |
| Ohio | $1,302 | -$582 | -30.9% |
| Oklahoma | $1,934 | $50 | 2.7% |
| Oregon | $1,726 | -$158 | -8.4% |
| Pennsylvania | $1,798 | -$86 | -4.6% |
| Rhode Island | $2,514 | $630 | 33.4% |
| South Carolina | $1,706 | -$178 | -9.4% |
| South Dakota | $1,590 | -$294 | -15.6% |
| Tennessee | $1,650 | -$234 | -12.4% |
| Texas | $2,270 | $386 | 20.5% |
| Utah | $1,394 | -$490 | -26.0% |
| Vermont | $1,288 | -$596 | -31.6% |
| Virginia | $1,128 | -$756 | -40.1% |
| Washington | $1,456 | -$428 | -22.7% |
| West Virginia | $1,728 | -$156 | -8.3% |
| Wisconsin | $1,304 | -$580 | -30.8% |
| Wyoming | $1,678 | -$206 | -10.9% |
Choosing higher comprehensive and collision insurance deductibles could save up to $850 a year, whereas buying more liability protection will push rates upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit
Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to regularly compare rates and see how they stack up. Every company calculates rates differently, so rate quotes will be varied.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2022 Acura NSX | $554 | $1,196 | $430 | $2,338 |
| 2021 Acura NSX | $524 | $1,154 | $442 | $2,278 |
| 2020 Acura NSX | $504 | $1,072 | $452 | $2,186 |
| 2019 Acura NSX | $484 | $1,008 | $456 | $2,106 |
| 2018 Acura NSX | $464 | $904 | $460 | $1,986 |
| 2017 Acura NSX | $434 | $832 | $460 | $1,884 |
| 2016 Acura NSX | $418 | $780 | $464 | $1,820 |
Rates are averaged for all Acura NSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost Acura NSX Insurance
Finding cheaper rates on auto insurance not only requires being a good driver, but also having a positive credit history, not filing small claims, and avoiding coverage lapses. Compare rates every other policy renewal by getting rate quotes from direct companies, and also from local insurance agencies.
The following list is a review of the ideas that were covered above.
- Drivers age 16 to 20 pay the highest auto insurance rates, as much as $569 each month if full coverage is purchased
- Drivers who have several accidents or serious violations may have to pay on average $2,220 more per year than a safer driver
- Increasing comprehensive and collision deductibles can save approximately $850 each year
- You may be able to save around $240 per year simply by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,830 |
| 20 | $4,362 |
| 30 | $1,980 |
| 40 | $1,884 |
| 50 | $1,716 |
| 60 | $1,684 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,444 |
| $250 | $2,184 |
| $500 | $1,884 |
| $1,000 | $1,598 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,884 |
| 50/100 | $1,976 |
| 100/300 | $2,091 |
| 250/500 | $2,390 |
| 100 CSL | $2,022 |
| 300 CSL | $2,275 |
| 500 CSL | $2,459 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $9,814 |
| 20 | $6,954 |
| 30 | $4,210 |
| 40 | $4,100 |
| 50 | $3,912 |
| 60 | $3,880 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $104 |
| Multi-vehicle | $99 |
| Homeowner | $26 |
| 5-yr Accident Free | $149 |
| 5-yr Claim Free | $125 |
| Paid in Full/EFT | $93 |
| Advance Quote | $98 |
| Online Quote | $138 |
| Total Discounts | $832 |
Discounts are estimated and may not be available from every company or in every state.
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