Acura NSX Insurance Rates

The average insurance rates for an Acura NSX are $1,884 a year including full coverage. Comprehensive insurance costs around $434 a year, collision insurance costs $832, and liability coverage costs around $460. Liability-only coverage costs as low as $510 a year, and high-risk coverage costs $4,100 or more. 16-year-old drivers cost the most to insure at up to $6,830 a year.

Average premium for full coverage: $1,884

Policy rates for type of insurance:

Rate estimates include $500 policy deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all 50 U.S. states and NSX trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on the price of insurance. Areas with sparse population are shown to have lower incidents of comprehensive and collision claims than congested cities. The diagram below illustrates how rural and urban location affects auto insurance rates.

The examples above highlight why it is important to compare prices for a specific zip code, rather than using rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average Acura NSX insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $1,052
• Using higher $1,000 deductibles will save about $1,598 every year
• The estimated price for a good driver age 40 using $500 deductibles is $1,884
• Buying low $100 deductibles for physical damage coverage will cost an additional $560 each year
• Higher-risk drivers with multiple tickets or accidents could pay at least $4,100
• Policy cost that insures a teenage driver can be $6,830 or more

View Chart as Image

Insurance rates for an Acura NSX also range considerably based on the trim level of your NSX, your driving record and age, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you are likely paying at least $2,200 to $3,000 additional every year, depending on your age. A high-risk auto insurance policy can be around 44% to 131% more than the average rate. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,700 a year, or $142 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay as much as $6,800 a year. View Rates by Age

Your home state has a huge impact on Acura NSX insurance rates. A driver around age 40 might see rates as low as $1,440 a year in states like Missouri, New Hampshire, and Vermont, or at least $2,690 on average in Michigan, New York, and Louisiana.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $850 a year, while buying higher liability limits will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 more each year. View Rates by Deductible or Liability Limit

How to Find the Best Acura NSX Insurance

Finding cheaper rates on auto insurance requires being a good driver, having a good credit score, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Comparison shop at least once a year by quoting rates from direct car insurance companies, and also from local insurance agencies.

The following list is a brief recap of the primary concepts that were raised in the charts and tables above.

• You may be able to save up to $240 per year just by quoting early and online
• Drivers who tend to receive serious violations may have to pay on average $2,220 more every year than a safer driver
• Increasing comprehensive and collision deductibles can save approximately $850 each year
• Drivers age 16 to 20 are charged the highest rates, with premiums being up to $569 each month if comprehensive and collision insurance is included