Acura NSX Insurance Rates

The average insurance rates for an Acura NSX are $1,884 a year for full coverage. Comprehensive insurance costs around $434 a year, collision insurance costs $832, and liability costs around $460. Liability-only coverage costs as low as $510 a year, and high-risk coverage costs $4,100 or more. 16-year-old drivers cost the most to insure at up to $6,830 a year.

Average premium for full coverage: $1,884

Policy rates for type of insurance:

Full coverage includes $500 policy deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all states and NSX trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on auto insurance rates. Areas with sparse population are shown to have a lower frequency of accident claims than congested cities. The diagram below illustrates the effect of geographic area on auto insurance rates.

The examples above show why it is important to compare prices for a specific zip code and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Acura NSX insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $1,052
• Using higher $1,000 deductibles will save about $1,598 a year
• The average rate for a good driver age 40 using $500 deductibles is $1,884
• Buying low $100 deductibles for physical damage coverage will cost an extra $560 every year
• Drivers with multiple tickets or accidents could pay at least $4,100
• Policy cost for full coverage for a teen driver can be $6,830 or more

View Chart as Image

Insurance rates for an Acura NSX also range considerably based on your risk profile, the trim level of your NSX, and deductibles and policy limits.

Older drivers with no violations or accidents and high deductibles may pay as little as $1,700 a year, or $142 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay as much as $6,800 a year. View Rates by Age

Your home state has a huge impact on Acura NSX insurance prices. A driver around age 40 might see rates as low as $1,240 a year in states like Idaho, Maine, and Iowa, or at least $2,690 on average in Michigan, Louisiana, and New York.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $850 every year, while buying higher liability limits will increase rates. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $414 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at least $2,200 to $3,000 additional every year, depending on your age. A high-risk auto insurance policy can be as much as 44% to 131% more than the average rate. View High Risk Driver Rates

How to Find More Affordable Acura NSX Insurance

Finding cheaper rates on car insurance requires avoiding accidents and claims, having a good credit history, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Take the time to compare rates at every policy renewal by quoting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local insurance agents.

The points below are a summary of the data covered in the above illustrations.

• Policyholders who may need increased liability limits will pay around $510 each year to increase from a 30/60 limit to 250/500 limits
• Drivers can save up to $240 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save around $850 each year
• Drivers under the age of 20 are charged the highest rates, costing up to $569 each month including comprehensive and collision insurance