Acura NSX Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: May 11, 2024
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U.S. average auto insurance rates for an Acura NSX are $1,986 annually for full coverage. Comprehensive insurance costs an estimated $464, collision costs $904, and liability is estimated at $460. Buying just liability costs approximately $510 a year, with insurance for high-risk drivers costing $4,328 or more. Teen drivers pay the highest rates at $7,160 a year or more.
Average premium for full coverage: $1,986
Price estimates broken down by individual coverage:
Estimates include $500 deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all states and for different NSX trim levels.
Price Range from Low to High
Using a middle-aged driver as an example, Acura NSX insurance prices go from as cheap as $510 for your basic liability-only policy to a much higher rate of $4,328 for a high-risk driver policy.
Geographic Price Range
Living in a larger city can have significant affects on insurance rates. More rural locations have fewer accident claims than larger metro areas.
The price range example below illustrates how where you live affects insurance prices.
The ranges above show why anyone shopping for car insurance should get quotes for a targeted area and their own personal driving habits, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below shows estimated Acura NSX insurance rates for other coverage scenarios.
- The lowest rate with discounts is $1,102
- Choosing higher $1,000 deductibles can save approximately $310 a year
- The estimated rate for the average middle-age driver who has $500 deductibles is $1,986
- Choosing more expensive low deductibles for comp and collision coverage costs an additional $608 every year
- Unlucky drivers with multiple violations and an at-fault accident could pay up to $4,328 or more
- The price with full coverage for a teen driver with full coverage can cost as much as $7,160 each year
Insurance prices for an Acura NSX are also quite variable based on the trim level and model year, your driver profile, and liability limits and deductibles.
An older driver with no violations or accidents and high physical damage deductibles may pay as little as $1,800 annually on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they should be prepared to pay at least $7,100 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you could be paying $2,400 to $3,200 additional each year, depending on your age. High-risk driver insurance ranges as much as 45% to 135% more than average. View High Risk Driver Rates
Choosing high deductibles can save as much as $920 every year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $414 more each year. View Rates by Deductible or Liability Limit
The state you live in plays a big part in determining prices for Acura NSX insurance prices. A good driver about age 40 could pay as low as $1,310 a year in states like Iowa, Maine, and Idaho, or as much as $2,830 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,798 | -$188 | -9.5% |
| Alaska | $1,524 | -$462 | -23.3% |
| Arizona | $1,648 | -$338 | -17.0% |
| Arkansas | $1,986 | -$0 | 0.0% |
| California | $2,264 | $278 | 14.0% |
| Colorado | $1,898 | -$88 | -4.4% |
| Connecticut | $2,042 | $56 | 2.8% |
| Delaware | $2,248 | $262 | 13.2% |
| Florida | $2,484 | $498 | 25.1% |
| Georgia | $1,834 | -$152 | -7.7% |
| Hawaii | $1,426 | -$560 | -28.2% |
| Idaho | $1,346 | -$640 | -32.2% |
| Illinois | $1,480 | -$506 | -25.5% |
| Indiana | $1,496 | -$490 | -24.7% |
| Iowa | $1,342 | -$644 | -32.4% |
| Kansas | $1,888 | -$98 | -4.9% |
| Kentucky | $2,710 | $724 | 36.5% |
| Louisiana | $2,940 | $954 | 48.0% |
| Maine | $1,226 | -$760 | -38.3% |
| Maryland | $1,638 | -$348 | -17.5% |
| Massachusetts | $1,590 | -$396 | -19.9% |
| Michigan | $3,452 | $1,466 | 73.8% |
| Minnesota | $1,664 | -$322 | -16.2% |
| Mississippi | $2,380 | $394 | 19.8% |
| Missouri | $1,764 | -$222 | -11.2% |
| Montana | $2,134 | $148 | 7.5% |
| Nebraska | $1,566 | -$420 | -21.1% |
| Nevada | $2,384 | $398 | 20.0% |
| New Hampshire | $1,432 | -$554 | -27.9% |
| New Jersey | $2,222 | $236 | 11.9% |
| New Mexico | $1,760 | -$226 | -11.4% |
| New York | $2,092 | $106 | 5.3% |
| North Carolina | $1,142 | -$844 | -42.5% |
| North Dakota | $1,626 | -$360 | -18.1% |
| Ohio | $1,372 | -$614 | -30.9% |
| Oklahoma | $2,040 | $54 | 2.7% |
| Oregon | $1,820 | -$166 | -8.4% |
| Pennsylvania | $1,894 | -$92 | -4.6% |
| Rhode Island | $2,650 | $664 | 33.4% |
| South Carolina | $1,800 | -$186 | -9.4% |
| South Dakota | $1,678 | -$308 | -15.5% |
| Tennessee | $1,740 | -$246 | -12.4% |
| Texas | $2,394 | $408 | 20.5% |
| Utah | $1,472 | -$514 | -25.9% |
| Vermont | $1,358 | -$628 | -31.6% |
| Virginia | $1,190 | -$796 | -40.1% |
| Washington | $1,536 | -$450 | -22.7% |
| West Virginia | $1,822 | -$164 | -8.3% |
| Wisconsin | $1,374 | -$612 | -30.8% |
| Wyoming | $1,770 | -$216 | -10.9% |
Since prices can be so different, the only way to know which car insurance is cheapest is to compare prices and see which company has the best price. Each auto insurer uses a different rate calculation, and prices may be quite different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2022 Acura NSX | $574 | $1,248 | $416 | $2,396 |
| 2021 Acura NSX | $554 | $1,196 | $430 | $2,338 |
| 2020 Acura NSX | $524 | $1,154 | $442 | $2,278 |
| 2019 Acura NSX | $504 | $1,072 | $452 | $2,186 |
| 2018 Acura NSX | $484 | $1,008 | $456 | $2,106 |
| 2017 Acura NSX | $464 | $904 | $460 | $1,986 |
| 2016 Acura NSX | $434 | $832 | $460 | $1,884 |
Rates are averaged for all Acura NSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Low Cost Acura NSX Insurance
Getting lower rates on car insurance takes not taking risks behind the wheel, having good credit, eliminating unnecessary coverage, and maximizing policy discounts. Take the time to comparison shop every time your policy renews by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.
The following is a review of the information touched on in the above illustrations.
- Drivers can save approximately $250 per year simply by shopping early and online
- Teens are expensive to insure, with premiums as much as $597 a month if they have full coverage
- Increasing physical damage deductibles could save up to $925 each year
- Higher risk drivers who have several accidents or serious violations may pay on average $2,340 more annually for NSX insurance
- Policyholders who want higher liability limits will pay about $510 each year to raise limits from a low limit to higher 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $7,160 |
| 20 | $4,604 |
| 30 | $2,094 |
| 40 | $1,986 |
| 50 | $1,810 |
| 60 | $1,778 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,594 |
| $250 | $2,310 |
| $500 | $1,986 |
| $1,000 | $1,676 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,986 |
| 50/100 | $2,078 |
| 100/300 | $2,193 |
| 250/500 | $2,492 |
| 100 CSL | $2,124 |
| 300 CSL | $2,377 |
| 500 CSL | $2,561 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $10,300 |
| 20 | $7,342 |
| 30 | $4,450 |
| 40 | $4,328 |
| 50 | $4,130 |
| 60 | $4,094 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $110 |
| Multi-vehicle | $105 |
| Homeowner | $27 |
| 5-yr Accident Free | $159 |
| 5-yr Claim Free | $132 |
| Paid in Full/EFT | $100 |
| Advance Quote | $105 |
| Online Quote | $146 |
| Total Discounts | $884 |
Discounts are estimated and may not be available from every company or in every state.
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