Acura NSX Insurance Rates

The average insurance prices for an Acura NSX are $1,986 every 12 months for full coverage. Comprehensive insurance costs an estimated $464 each year, collision insurance costs $904, and liability is estimated at $460. Liability-only insurance costs approximately $510 a year, and high-risk driver insurance costs $4,328 or more. Teenage drivers cost the most to insure at up to $7,160 a year.

Average premium for full coverage: $1,986

Policy rates broken down by type of insurance:

Rates are based on $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Prices are averaged for all states and NSX models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on insurance rates. More rural locations are shown to have more infrequent accident claims than densely populated cities. The graphic below illustrates how location helps determine insurance prices.

The examples above show why all drivers should get quotes for a targeted area and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Acura NSX insurance rates for other coverage scenarios.

• The best discount rate is $1,102
• Choosing higher $1,000 deductibles can save approximately $310 a year
• The average price for a good driver age 40 who has $500 deductibles is $1,986
• Using low deductibles for comp and collision coverage costs an extra $608 every year
• Unlucky drivers who are prone to accidents and violations could pay up to $4,328
• Policy cost to insure a teen driver can cost as much as $7,160 each year

View Chart as Image

Auto insurance rates for an Acura NSX also range considerably based on liability limits and deductibles, your driver profile, and the model year and trim level.

Using high physical damage deductibles can save as much as $920 every year, whereas increasing liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles may pay as little as $1,800 annually on average, or $150 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will have to pay at least $7,100 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying $2,400 to $3,200 in extra premium every year, depending on your age. Insurance for high-risk drivers ranges as much as 45% to 135% more than a normal policy. View High Risk Driver Rates

Your home state plays a big part in determining prices for Acura NSX insurance prices. A good driver about age 40 could pay as low as $1,310 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $2,830 on average in New York, Louisiana, and Michigan.

View Chart as Image

How to Shop for the Best Cheap Acura NSX Insurance

Finding cheaper rates on car insurance takes avoiding accidents and violations, having a good credit score, avoid buying unnecessary coverage, and consideration of higher deductibles. Invest time comparing rates every year by obtaining price quotes from direct carriers, and also from several local insurance agents.

The list below is a quick review of the coverage data covered in the charts and tables above.

• Drivers can save approximately $250 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles could save as much as $925 each year
• Teenagers are the costliest to insure, costing up to $597 each month if comprehensive and collision insurance is included
• Higher risk drivers with a DUI or reckless driving violation pay on average $2,340 more annually for car insurance