Acura NSX Insurance Rates

Estimated insurance prices for an Acura NSX are $1,884 every 12 months for full coverage. Comprehensive costs on average $434 each year, collision insurance costs $832, and liability coverage is $460. A policy with only liability insurance costs around $510 a year, and a high-risk policy costs around $4,100. Teenage drivers pay the most at up to $6,830 a year.

Average premium for full coverage: $1,884

Premium estimates by type of coverage:

Full coverage includes $500 physical damage deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all states and NSX models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a large influence on car insurance rates. Rural areas are statistically proven to have more infrequent accident claims than densely populated cities. The graphic below illustrates how location impacts car insurance rates.

These rate differences show why all drivers should compare rates quotes based on a specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Acura NSX insurance rates for different risk profiles and scenarios.

• The best discount rate is $1,052
• Raising to $1,000 deductibles will save around $286 a year
• The average price for a 40-year-old good driver with $500 deductibles is $1,884
• Using low deductibles increases the price to $2,444
• Unlucky drivers who are prone to accidents and violations could pay upwards of $4,100
• An auto insurance policy to insure a teenage driver may cost $6,830

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Car insurance prices for an Acura NSX also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the trim level of your NSX.

Using high physical damage deductibles can reduce prices by up to $850 a year, whereas increasing liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles may only pay around $1,700 every 12 months on average, or $142 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will be charged upwards of $6,800 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying at a minimum $2,200 to $3,000 extra annually, depending on your age. Insurance for high-risk drivers is expensive and can cost around 44% to 131% more than a normal policy. View High Risk Driver Rates

Where you choose to live also has a big influence on Acura NSX insurance rates. A middle-age driver might find prices as low as $1,240 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,690 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Shop for More Affordable Acura NSX Insurance

Finding better rates on auto insurance consists of being a safe and courteous driver, maintaining a good credit score, not filing small claims, and possibly raising deductibles. Spend time shopping around at least once a year by getting quotes from direct carriers, and also from local independent and exclusive agents.

Below is a summary of the primary concepts that were touched on above.

• Drivers can save as much as $240 per year just by quoting online in advance
• Drivers who have multiple accidents or major violations pay an average of $2,220 more each year for auto insurance
• Increasing policy deductibles could save as much as $850 each year
• Teenage drivers are expensive to insure, as much as $569 per month if the policy includes full coverage