Acura NSX Insurance Rates

The average insurance rates for an Acura NSX are $1,884 a year for full coverage. Comprehensive insurance costs an estimated $434, collision insurance costs $832, and liability insurance costs around $460. Liability-only coverage costs as low as $510 a year, and high-risk coverage costs $4,100 or more. Teens cost the most to insure at up to $6,830 a year.

Average premium for full coverage: $1,884

Policy rates broken down by type of insurance:

Rates are based on $500 physical damage deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all states and for all NSX models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on insurance rates. More rural locations are shown to have lower incidents of accident claims than cities with more traffic congestion. The example below illustrates how location helps determine insurance prices.

The examples above show why everyone should compare prices for a targeted area, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average Acura NSX insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $1,052
• Using higher $1,000 deductibles will save approximately $286 a year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,884
• Selecting pricier low deductibles for physical damage coverage will cost an additional $560 a year
• Drivers with serious driving violations could pay up to $4,100
• Policy cost that insures a teen driver for full coverage can cost as much as $6,830 or more

View Chart as Image

Insurance rates for an Acura NSX also range considerably based on the model of your NSX, how you drive, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you could be paying $2,200 to $3,000 additional every year, depending on your age. Acura NSX insurance for high-risk drivers can be anywhere from 44% to 131% more than the average policy. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,700 a year, or $142 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay at least $6,800 a year. View Rates by Age

Your home state has a huge impact on Acura NSX insurance rates. A driver around age 40 might see rates as low as $1,240 a year in states like Iowa, Maine, and Idaho, or have to pay at least $2,690 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $850 each year, whereas buying more liability protection will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 more each year. View Rates by Deductible or Liability Limit

How to Find the Best Cheap Acura NSX Insurance

Finding cheaper rates on Acura NSX insurance requires being a safe and courteous driver, having a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Compare rates at every policy renewal by requesting quotes from direct carriers, and also from your local independent and exclusive agents.

Below is a quick review of the data covered in the charts and tables above.

• Drivers who want higher levels of liability will pay approximately $510 each year to increase from a 30/60 limit to the 250/500 level
• Drivers can save approximately $240 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save approximately $850 each year
• Teenage drivers are expensive to insure, costing up to $569 each month if comprehensive and collision insurance is included