Audi A6 Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Jun 6, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Is the Audi A6 expensive to insure? The average Audi A6 insurance rates are $144 per month or $1,728 annually. However, older models, like the 2006 Audi A6 insurance costs, will be lower.
Read through our complete Audi A6 car insurance guide to find out what is comprehensive coverage on a car insurance policy and do you need it for your Audi A6? Soon, you’ll be able to secure Audi A6 insurance better than a professional.
Ready to secure cheap A6 insurance rates? Enter your five-digit ZIP code into our FREE quote comparison tool to start comparing Audi insurance costs.
The average auto insurance rates for an Audi A6 are $1,558 annually for full coverage. Comprehensive costs approximately $324, collision costs $624, and liability coverage is estimated at $452. Liability-only coverage costs approximately $504 a year, with high-risk coverage costing around $3,388. Teenage drivers cost the most to insure at $5,806 a year or more.
Average premium for full coverage: $1,558
Policy rates by type of insurance:
Price estimates include $500 policy deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all states and for all A6 models.
Price Range Variability
For a driver in their 40's, Audi A6 insurance rates go from as cheap as $504 for basic liability insurance to the much higher price of $3,388 for a driver that may need high-risk insurance.
Urban vs. Rural Price Range
Living in a larger city has a large influence on car insurance rates. Rural locations are shown to have fewer accident claims than densely populated cities.
The example below illustrates how location helps determine auto insurance prices.
The examples above show why everyone should get quotes using their specific location and their own personal driving habits, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below shows estimated Audi A6 insurance rates for additional coverage and risk scenarios.
- The best discount rate is $884
- Choosing higher $1,000 deductibles can save $216 a year
- The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,558
- Using pricier low deductibles for comp and collision coverage will cost $1,976
- Drivers who are prone to accidents and violations could pay around $3,388 or more
- Policy cost with full coverage for a teenage driver for full coverage can cost $5,806 each year
Insurance rates for an Audi A6 also range considerably based on the model year and trim level, your driver profile, and physical damage deductibles and liability limits.
A more mature driver with no violations or accidents and high physical damage deductibles may only pay around $1,400 annually on average, or $117 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay in the ballpark of $5,800 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you could be paying anywhere from $1,900 to $2,600 additional every year, depending on your age. Audi A6 insurance for high-risk drivers ranges around 45% to 136% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles can save as much as $640 a year, whereas buying more liability protection will push rates upward. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $407 more each year. View Rates by Deductible or Liability Limit
Your home state plays a big part in determining prices for Audi A6 insurance rates. A good driver about age 40 could pay as low as $1,030 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $2,220 on average in New York, Louisiana, and Michigan.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,408 | -$150 | -9.6% |
Alaska | $1,194 | -$364 | -23.4% |
Arizona | $1,292 | -$266 | -17.1% |
Arkansas | $1,558 | -$0 | 0.0% |
California | $1,772 | $214 | 13.7% |
Colorado | $1,488 | -$70 | -4.5% |
Connecticut | $1,600 | $42 | 2.7% |
Delaware | $1,762 | $204 | 13.1% |
Florida | $1,948 | $390 | 25.0% |
Georgia | $1,436 | -$122 | -7.8% |
Hawaii | $1,118 | -$440 | -28.2% |
Idaho | $1,054 | -$504 | -32.3% |
Illinois | $1,160 | -$398 | -25.5% |
Indiana | $1,172 | -$386 | -24.8% |
Iowa | $1,050 | -$508 | -32.6% |
Kansas | $1,480 | -$78 | -5.0% |
Kentucky | $2,124 | $566 | 36.3% |
Louisiana | $2,306 | $748 | 48.0% |
Maine | $960 | -$598 | -38.4% |
Maryland | $1,284 | -$274 | -17.6% |
Massachusetts | $1,244 | -$314 | -20.2% |
Michigan | $2,704 | $1,146 | 73.6% |
Minnesota | $1,302 | -$256 | -16.4% |
Mississippi | $1,864 | $306 | 19.6% |
Missouri | $1,382 | -$176 | -11.3% |
Montana | $1,672 | $114 | 7.3% |
Nebraska | $1,228 | -$330 | -21.2% |
Nevada | $1,868 | $310 | 19.9% |
New Hampshire | $1,124 | -$434 | -27.9% |
New Jersey | $1,740 | $182 | 11.7% |
New Mexico | $1,378 | -$180 | -11.6% |
New York | $1,638 | $80 | 5.1% |
North Carolina | $896 | -$662 | -42.5% |
North Dakota | $1,274 | -$284 | -18.2% |
Ohio | $1,076 | -$482 | -30.9% |
Oklahoma | $1,598 | $40 | 2.6% |
Oregon | $1,426 | -$132 | -8.5% |
Pennsylvania | $1,484 | -$74 | -4.7% |
Rhode Island | $2,078 | $520 | 33.4% |
South Carolina | $1,410 | -$148 | -9.5% |
South Dakota | $1,314 | -$244 | -15.7% |
Tennessee | $1,364 | -$194 | -12.5% |
Texas | $1,878 | $320 | 20.5% |
Utah | $1,154 | -$404 | -25.9% |
Vermont | $1,066 | -$492 | -31.6% |
Virginia | $932 | -$626 | -40.2% |
Washington | $1,204 | -$354 | -22.7% |
West Virginia | $1,426 | -$132 | -8.5% |
Wisconsin | $1,078 | -$480 | -30.8% |
Wyoming | $1,388 | -$170 | -10.9% |
Because rates have so much variability, the only way to know who has the cheapest car insurance rates is to regularly compare rates and see how they stack up. Each auto insurer uses a different method to calculate rates, and rates will be varied between companies.
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Audi A6 3.2 Premium 4-Dr Sedan | $1,520 | $127 |
Audi A6 3.2 Premium Plus 4-Dr Sedan | $1,520 | $127 |
Audi A6 3.0 Quattro Premium 4-Dr Sedan | $1,558 | $130 |
Audi A6 3.0 Quattro Premium Plus 4-Dr Sedan | $1,558 | $130 |
Audi A6 3.0 Quattro Premium Station Wagon | $1,468 | $122 |
Audi A6 3.0 Quattro Premium Plus Station Wagon | $1,468 | $122 |
Audi A6 3.0 Quattro Prestige 4-Dr Sedan | $1,592 | $133 |
Audi A6 3.0 Quattro Prestige Station Wagon | $1,502 | $125 |
Audi A6 4.2 Quattro Prestige 8Cyl 4-Dr Sedan | $1,628 | $136 |
Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2018 Audi A6 | $324 | $624 | $452 | $1,558 |
2016 Audi A6 | $298 | $526 | $460 | $1,442 |
2015 Audi A6 | $278 | $484 | $460 | $1,380 |
2014 Audi A6 | $268 | $454 | $464 | $1,344 |
2009 Audi A6 | $208 | $296 | $474 | $1,136 |
2007 Audi A6 | $198 | $260 | $460 | $1,076 |
2006 Audi A6 | $194 | $248 | $452 | $1,052 |
2005 Audi A6 | $178 | $236 | $446 | $1,018 |
Rates are averaged for all Audi A6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheaper Audi A6 Insurance
Finding cheaper rates on auto insurance takes avoiding accidents and claims, having good credit, avoid buying unnecessary coverage, and qualifying for all possible discounts. Invest time comparing rates once a year by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.
The points below are a condensed summary of the data that was covered in the charts and tables above.
- Drivers can save around $190 per year simply by quoting online well ahead of the renewal date
- Consumers who purchase increased liability limits will pay an extra $500 each year to raise limits from a 30/60 limit to higher 250/500 limits
- Drivers under the age of 20 are the costliest to insure, costing up to $484 each month if they have full coverage
- Drivers with multiple at-fault accidents pay on average $1,830 more per year to insure an Audi A6
As you’ve learned from the above information, the age of your car model will impact your Audi A6 costs for insurance. For example, how much a 2014 Audi A6 costs to insure will be less than the 2017 Audi A6 insurance costs. Find out how much an Audi A6 will cost you to insure by entering your ZIP code into our FREE quote comparison tool below.
Compare Quotes From Top Companies and Save Secured with SHA-256 EncryptionFree Car Insurance Comparison
What are the safety ratings for the Audi A6?
Understanding the Audi A6 safety ratings can help you see what car insurance discounts you might qualify for, or see if your vehicle s actually costing you more money.
Check out the safety ratings for the 2020 Audi A6 below.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. The Audi A6 is a top safety pick plus vehicle for 2020. The plus is a new addition given to vehicles with safer headlights, which do vary by trim but were scored as either good or acceptable.
The award is only applied to models from 2015 or newer. Therefore, your 2016 Audi A6 insurance costs will improve, but the 2013 Audi A6 costs will not be affected. For this reason, we recommend that you check the safety ratings for your specific Audi A6 model year.
Audi A6 Compared Against other Vehicles in the Same Class
Comparing the Audi A6 to similar vehicles can help you save money, especially if the Audi A6 has a better loss ratio than other vehicles in its class.
Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.
Check out other comparable large luxury cars below.
The bad news is that the Audi A6 has substantially worse than average collision and comprehensive insurance loss ratios at 60 percent and 50 percent respectively. These numbers are partially the reason why this vehicle costs so much to insure.
Fortunately, this luxury car also has better than average bodily injury loss ratios at -27 percent. It also has substantially better than average medical payment and bodily injury loss ratios at -37 percent and -27 percent respectively. These numbers make sense when you consider the nearly perfect safety ratings.
Determining which year Audi A6 is the best for you comes down to a number of personal factors. If you want the safest model, choose a 2015 Audi A6 or newer. If you want something cheaper to insure, the 2013 Audi A6 insurance costs are $200 less per year than a 2020 model, but the safety ratings are not as good.
Many consumers wonder is insurance more expensive for an Audi? Ultimately, Audi A6 maintenance costs are higher than average, which will be reflected in your insurance premiums. Fortunately, quote comparison shopping and applying for discounts can help you save on your car insurance rates.
You’re now an expert on how to get the cheapest Ado A6 car insurance rates. Compare your lowest Audi A6 insurance prices by entering your five-digit ZIP code into our FREE quote tool.
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,806 |
20 | $3,612 |
30 | $1,626 |
40 | $1,558 |
50 | $1,422 |
60 | $1,396 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,976 |
$250 | $1,782 |
$500 | $1,558 |
$1,000 | $1,342 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,558 |
50/100 | $1,718 |
100/300 | $1,831 |
250/500 | $2,125 |
100 CSL | $1,764 |
300 CSL | $2,012 |
500 CSL | $2,193 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $8,308 |
20 | $5,758 |
30 | $3,464 |
40 | $3,388 |
50 | $3,234 |
60 | $3,206 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $84 |
Multi-vehicle | $83 |
Homeowner | $23 |
5-yr Accident Free | $118 |
5-yr Claim Free | $102 |
Paid in Full/EFT | $73 |
Advance Quote | $79 |
Online Quote | $112 |
Total Discounts | $674 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area