Audi S4 Insurance Rates

Average insurance rates for an Audi S4 are $1,456 a year with full coverage. Comprehensive costs approximately $312, collision insurance costs $624, and liability insurance is estimated at $384. Liability-only coverage costs approximately $432 a year, and high-risk coverage costs around $3,174. Teenage drivers receive the highest rates at up to $5,356 a year.

Average premium for full coverage: $1,456

Rate estimates by individual coverage type:

These estimates include $500 deductible amounts, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all U.S. states and for all S4 models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a significant impact on the price of insurance. Rural locations tend to have lower incidents of collision claims than densely populated cities. The example below illustrates the difference between rural and urban areas on auto insurance prices.

These examples demonstrate why everyone should get quotes using their specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details average Audi S4 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $816
• Choosing higher $1,000 deductibles can save $212 annually
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,456
• Using pricier low deductibles for comp and collision coverage bumps up the cost to $1,870
• High-risk insureds who are prone to accidents and violations could pay around $3,174
• The cost that insures a teen driver for full coverage can cost $5,356 each year

View Chart as Image

Car insurance rates for an Audi S4 can also vary considerably based on the model of your S4, your age and driving habits, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you may be forking out anywhere from $1,700 to $2,400 extra per year, depending on your age. Audi S4 insurance for high-risk drivers ranges anywhere from 45% to 130% more than a normal policy. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,400 annually on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will be charged in the ballpark of $5,300 a year. View Rates by Age

Where you live plays a big part in determining prices for Audi S4 insurance rates. A good driver about age 40 could pay as low as $1,050 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,960 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles can save as much as $630 each year, whereas buying more liability protection will push rates upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $345 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Audi S4 Insurance

Saving money on Audi S4 insurance takes having a good driving record, having a positive credit history, eliminating unnecessary coverage, and attention to physical damage deductibles. Compare prices every time your policy renews by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The next list is a brief summary of the information covered above.

• You may be able to save around $180 per year just by quoting online well ahead of the renewal date
• Drivers age 20 and younger pay the highest auto insurance rates, with premiums as much as $446 per month if full coverage is purchased
• Increasing deductibles can save approximately $625 each year
• High-risk drivers that tend to have accidents or serious violations may have to pay on average $1,720 more per year to buy Audi S4 insurance
• Drivers who purchase increased levels of liability coverage will pay an extra $420 every year to raise limits from a minimum limit to the 250/500 level