BMW M6 Insurance Rates
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UPDATED: Jun 6, 2024
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How much does the BMW M6 insurance cost to insure? Insurance for vehicles can be confusing. Full coverage for a BMW M6 costs $2,280 a year, or $190 a month. Read on to learn more about BMW M6 driver costs to find out how much is a BMW M6 to keep.
Want to start finding cheap BMW M6 insurance rates right away? Enter your ZIP code in our free tool above to find how much does a BMW M6 cost to insure.
The average insurance prices for a BMW M6 are $1,814 every 12 months with full coverage. Comprehensive insurance costs around $378, collision costs $736, and liability insurance costs around $520. Liability-only insurance costs as low as $576 a year, with high-risk driver insurance costing $3,948 or more. Teenage drivers cost the most to insure at $6,746 a year or more.
Average premium for full coverage: $1,814
Policy rates for type of insurance:
These estimates include $500 deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all U.S. states and for all M6 models.
Price Range Variability
For a 40-year-old driver, BMW M6 insurance rates go from the cheapest price of $576 for basic liability insurance to the much higher price of $3,948 for a driver that may need high-risk insurance.
Urban vs. Rural Price Range
Where you live has a significant impact on insurance rates. Areas with sparse population are shown to have more infrequent collision claims than densely populated cities.
The example below illustrates how your location can change auto insurance rates.
The examples above demonstrate why everyone should compare prices for a specific zip code and their own driving history, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below details estimated BMW M6 insurance rates for additional coverage choices and driver risks.
- The best discount rate is $1,026
- Using higher $1,000 deductibles will save about $252 annually
- The average price for a good driver age 40 using $500 deductibles is $1,814
- Using pricier low deductibles for physical damage coverage costs an extra $492 a year
- Drivers who are prone to accidents and violations could pay at least $3,948 or more
- Policy cost to insure a teen driver for full coverage can be $6,746 or more
Auto insurance rates for a BMW M6 also range considerably based on liability limits and deductibles, your driving record, and the trim level and model year.
Using high physical damage deductibles could cut rates by as much as $750 each year, whereas buying more liability protection will increase rates. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $516 extra every year. View Rates by Deductible or Liability Limit
A more mature driver with a good driving record and higher deductibles could pay as little as $1,700 a year, or $142 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will have to pay as much as $6,700 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you may be forking out at least $2,200 to $3,000 in extra premium every year, depending on your age. BMW M6 insurance for high-risk drivers can be anywhere from 44% to 135% more than a normal policy. View High Risk Driver Rates
Your home state has a huge impact on BMW M6 insurance rates. A driver around age 40 might see rates as low as $1,300 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $2,450 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,638 | -$176 | -9.7% |
| Alaska | $1,390 | -$424 | -23.4% |
| Arizona | $1,506 | -$308 | -17.0% |
| Arkansas | $1,814 | -$0 | 0.0% |
| California | $2,066 | $252 | 13.9% |
| Colorado | $1,730 | -$84 | -4.6% |
| Connecticut | $1,864 | $50 | 2.8% |
| Delaware | $2,052 | $238 | 13.1% |
| Florida | $2,270 | $456 | 25.1% |
| Georgia | $1,676 | -$138 | -7.6% |
| Hawaii | $1,302 | -$512 | -28.2% |
| Idaho | $1,228 | -$586 | -32.3% |
| Illinois | $1,350 | -$464 | -25.6% |
| Indiana | $1,368 | -$446 | -24.6% |
| Iowa | $1,224 | -$590 | -32.5% |
| Kansas | $1,722 | -$92 | -5.1% |
| Kentucky | $2,472 | $658 | 36.3% |
| Louisiana | $2,684 | $870 | 48.0% |
| Maine | $1,120 | -$694 | -38.3% |
| Maryland | $1,494 | -$320 | -17.6% |
| Massachusetts | $1,448 | -$366 | -20.2% |
| Michigan | $3,148 | $1,334 | 73.5% |
| Minnesota | $1,520 | -$294 | -16.2% |
| Mississippi | $2,172 | $358 | 19.7% |
| Missouri | $1,608 | -$206 | -11.4% |
| Montana | $1,948 | $134 | 7.4% |
| Nebraska | $1,430 | -$384 | -21.2% |
| Nevada | $2,176 | $362 | 20.0% |
| New Hampshire | $1,306 | -$508 | -28.0% |
| New Jersey | $2,028 | $214 | 11.8% |
| New Mexico | $1,606 | -$208 | -11.5% |
| New York | $1,910 | $96 | 5.3% |
| North Carolina | $1,046 | -$768 | -42.3% |
| North Dakota | $1,486 | -$328 | -18.1% |
| Ohio | $1,252 | -$562 | -31.0% |
| Oklahoma | $1,860 | $46 | 2.5% |
| Oregon | $1,662 | -$152 | -8.4% |
| Pennsylvania | $1,730 | -$84 | -4.6% |
| Rhode Island | $2,420 | $606 | 33.4% |
| South Carolina | $1,642 | -$172 | -9.5% |
| South Dakota | $1,530 | -$284 | -15.7% |
| Tennessee | $1,586 | -$228 | -12.6% |
| Texas | $2,184 | $370 | 20.4% |
| Utah | $1,340 | -$474 | -26.1% |
| Vermont | $1,240 | -$574 | -31.6% |
| Virginia | $1,086 | -$728 | -40.1% |
| Washington | $1,400 | -$414 | -22.8% |
| West Virginia | $1,662 | -$152 | -8.4% |
| Wisconsin | $1,256 | -$558 | -30.8% |
| Wyoming | $1,614 | -$200 | -11.0% |
Because rates have so much variability, the best way to find out your exact price is to regularly compare rates from as many companies as possible. Each insurance company uses a different method to calculate rates, and quoted rates will be varied.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| BMW M6 2-Dr Coupe | $1,650 | $138 |
| BMW M6 2-Dr Convertible | $1,868 | $156 |
Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2018 BMW M6 | $406 | $800 | $520 | $1,906 |
| 2017 BMW M6 | $378 | $736 | $520 | $1,814 |
| 2016 BMW M6 | $366 | $690 | $524 | $1,760 |
| 2015 BMW M6 | $356 | $644 | $534 | $1,714 |
| 2014 BMW M6 | $330 | $598 | $534 | $1,642 |
| 2013 BMW M6 | $322 | $542 | $540 | $1,584 |
| 2012 BMW M6 | $300 | $496 | $534 | $1,510 |
| 2010 BMW M6 | $274 | $404 | $530 | $1,388 |
| 2007 BMW M6 | $242 | $358 | $504 | $1,284 |
| 2006 BMW M6 | $234 | $340 | $500 | $1,254 |
Rates are averaged for all BMW M6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheap BMW M6 Insurance
Finding cheaper rates on BMW M6 insurance requires not taking risks behind the wheel, having a good credit score, not filing small claims, and maximizing policy discounts. Invest the time to shop around once a year by requesting quotes from direct companies, and also from several local insurance agents.
The following is a brief summary of the data that was illustrated above.
- You may be able to save up to $220 per year simply by quoting online well ahead of the renewal date
- Drivers who may need higher liability limits will pay an extra $570 every year to increase from a 30/60 limit to a 250/500 level
- Teens are expensive to insure, as much as $562 each month if comprehensive and collision insurance is included
- High-risk drivers that tend to have accidents or serious violations pay on average $2,130 more every year for M6 insurance
Frequently Asked Questions
When you look at a BMW M6 and how much does it cost to insure, there are multiple factors that influence what determines the price of car insurance.
Enter your ZIP code in our free tool below to start finding the right BMW M6 insurance group, whether you are looking for 2012 BMW M6 costs or 2014 BMW M6 insurance costs.
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What are the BMW M6 safety ratings?
BMW M6 insurance costs can depend on safety ratings. The BMW M6 is not crash-tested by the Insurance Insitute for Highway Safety (IIHS) or the National Highway Traffic Safety Administration (NHTSA).
Even though the BMW M6 doesn’t have safety ratings, the BMW M6 does have multiple safety features:
- DSC Electronic Stability Control (ESC)
- ABS And Driveline Traction Control
- Side Impact Beams
- Dual Stage Driver And Passenger Seat-Mounted Side Airbags
- BMW Assist eCall Emergency Sos
- Front And Rear Parking Sensors
- Forward Collision Mitigation
- Tire Specific Low Tire Pressure Warning
- Dual Stage Driver And Passenger Front Airbags
- Curtain 1st And 2nd Row Airbags
- Airbag Occupancy Sensor
- Driver And Passenger Knee Airbag
- First Aid Kit
- Outboard Front Lap And Shoulder Safety Belts
- Back-Up Camera
Safety features can earn you a discount on car insurance for a BMW M6. BMW M6’s that are old will have fewer safety features.
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BMW M6 Compared Against Vehicles in the Same Class
The BMW M6 is a luxury car, which puts it at a higher risk of crashing into other vehicles. The IIHS does not have liability losses recorded for the BMW M6. Take a look at the other luxury cars below to see how rates compare to the BMW M6.
Ready to start saving on BMW M6 insurance rates and find out which car insurance company is cheapest? Enter your ZIP code in our free tool.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,746 |
| 20 | $4,206 |
| 30 | $1,894 |
| 40 | $1,814 |
| 50 | $1,656 |
| 60 | $1,626 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,306 |
| $250 | $2,078 |
| $500 | $1,814 |
| $1,000 | $1,562 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,814 |
| 50/100 | $1,983 |
| 100/300 | $2,126 |
| 250/500 | $2,499 |
| 100 CSL | $2,040 |
| 300 CSL | $2,356 |
| 500 CSL | $2,586 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $9,662 |
| 20 | $6,708 |
| 30 | $4,040 |
| 40 | $3,948 |
| 50 | $3,770 |
| 60 | $3,738 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $98 |
| Multi-vehicle | $97 |
| Homeowner | $27 |
| 5-yr Accident Free | $138 |
| 5-yr Claim Free | $119 |
| Paid in Full/EFT | $86 |
| Advance Quote | $92 |
| Online Quote | $131 |
| Total Discounts | $788 |
Discounts are estimated and may not be available from every company or in every state.
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