BMW M6 Insurance Rates
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UPDATED: Jun 6, 2024
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How much does the BMW M6 insurance cost to insure? Insurance for vehicles can be confusing. Full coverage for a BMW M6 costs $2,280 a year, or $190 a month. Read on to learn more about BMW M6 driver costs to find out how much is a BMW M6 to keep.
Want to start finding cheap BMW M6 insurance rates right away? Enter your ZIP code in our free tool above to find how much does a BMW M6 cost to insure.
U.S. average insurance rates for a BMW M6 are $1,814 a year for full coverage. Comprehensive insurance costs approximately $378, collision costs $736, and liability is $520. A policy with just liability insurance costs around $576 a year, with coverage for high-risk drivers costing $3,948 or more. Teens pay the highest rates at $6,746 a year or more.
Average premium for full coverage: $1,814
Price estimates by individual coverage:
Estimates include $500 physical damage deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all states and for different M6 trim levels.
Price Range from Low to High
Using a middle-aged driver as an example, BMW M6 insurance prices go from as low as $576 for a discount liability-only rate to a much higher rate of $3,948 for coverage for higher-risk drivers.
Geographic Price Range
Choosing to live in a large city can make a big difference on car insurance rates. Rural locations have a lower frequency of accident claims than cities with more traffic congestion.
The price range example below illustrates how where you live affects auto insurance prices.
The ranges above show why anyone shopping for car insurance should compare rates quotes using their specific location and risk profile, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below shows estimated BMW M6 insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $1,026
- Raising to $1,000 deductibles will save $252 a year
- The average rate for the average middle-age driver who chooses $500 deductibles is $1,814
- Selecting more expensive low deductibles will cost an extra $492 annually
- Drivers with serious driving violations could pay around $3,948 or more
- The price for full coverage for a 16-year-old driver with full coverage can cost $6,746
Insurance prices for a BMW M6 are also quite variable based on your driving record, the trim level of your M6, and physical damage deductibles and liability limits.
An older driver with a clean driving record and high deductibles may pay as low as $1,700 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay in the ballpark of $6,700 a year. View Rates by Age
The state you live in also has a big influence on BMW M6 insurance prices. A middle-age driver might find prices as low as $1,200 a year in states like Iowa, Maine, and Idaho, or have to pay at least $2,590 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,638 | -$176 | -9.7% |
| Alaska | $1,390 | -$424 | -23.4% |
| Arizona | $1,506 | -$308 | -17.0% |
| Arkansas | $1,814 | -$0 | 0.0% |
| California | $2,066 | $252 | 13.9% |
| Colorado | $1,730 | -$84 | -4.6% |
| Connecticut | $1,864 | $50 | 2.8% |
| Delaware | $2,052 | $238 | 13.1% |
| Florida | $2,270 | $456 | 25.1% |
| Georgia | $1,676 | -$138 | -7.6% |
| Hawaii | $1,302 | -$512 | -28.2% |
| Idaho | $1,228 | -$586 | -32.3% |
| Illinois | $1,350 | -$464 | -25.6% |
| Indiana | $1,368 | -$446 | -24.6% |
| Iowa | $1,224 | -$590 | -32.5% |
| Kansas | $1,722 | -$92 | -5.1% |
| Kentucky | $2,472 | $658 | 36.3% |
| Louisiana | $2,684 | $870 | 48.0% |
| Maine | $1,120 | -$694 | -38.3% |
| Maryland | $1,494 | -$320 | -17.6% |
| Massachusetts | $1,448 | -$366 | -20.2% |
| Michigan | $3,148 | $1,334 | 73.5% |
| Minnesota | $1,520 | -$294 | -16.2% |
| Mississippi | $2,172 | $358 | 19.7% |
| Missouri | $1,608 | -$206 | -11.4% |
| Montana | $1,948 | $134 | 7.4% |
| Nebraska | $1,430 | -$384 | -21.2% |
| Nevada | $2,176 | $362 | 20.0% |
| New Hampshire | $1,306 | -$508 | -28.0% |
| New Jersey | $2,028 | $214 | 11.8% |
| New Mexico | $1,606 | -$208 | -11.5% |
| New York | $1,910 | $96 | 5.3% |
| North Carolina | $1,046 | -$768 | -42.3% |
| North Dakota | $1,486 | -$328 | -18.1% |
| Ohio | $1,252 | -$562 | -31.0% |
| Oklahoma | $1,860 | $46 | 2.5% |
| Oregon | $1,662 | -$152 | -8.4% |
| Pennsylvania | $1,730 | -$84 | -4.6% |
| Rhode Island | $2,420 | $606 | 33.4% |
| South Carolina | $1,642 | -$172 | -9.5% |
| South Dakota | $1,530 | -$284 | -15.7% |
| Tennessee | $1,586 | -$228 | -12.6% |
| Texas | $2,184 | $370 | 20.4% |
| Utah | $1,340 | -$474 | -26.1% |
| Vermont | $1,240 | -$574 | -31.6% |
| Virginia | $1,086 | -$728 | -40.1% |
| Washington | $1,400 | -$414 | -22.8% |
| West Virginia | $1,662 | -$152 | -8.4% |
| Wisconsin | $1,256 | -$558 | -30.8% |
| Wyoming | $1,614 | -$200 | -11.0% |
Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $750 annually, while increasing your policy's liability limits will push prices upward. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $516 more per year. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you could be paying anywhere from $2,200 to $3,000 extra each year, depending on your age. High-risk driver insurance is expensive and can cost from 44% to 135% more than the average policy. View High Risk Driver Rates
Since prices can be so different, the only way to know who has the cheapest car insurance prices is to compare prices from multiple companies. Every auto insurance company calculates prices differently, so the prices may be quite different from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| BMW M6 2-Dr Coupe | $1,650 | $138 |
| BMW M6 2-Dr Convertible | $1,868 | $156 |
Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2018 BMW M6 | $406 | $800 | $520 | $1,906 |
| 2017 BMW M6 | $378 | $736 | $520 | $1,814 |
| 2016 BMW M6 | $366 | $690 | $524 | $1,760 |
| 2015 BMW M6 | $356 | $644 | $534 | $1,714 |
| 2014 BMW M6 | $330 | $598 | $534 | $1,642 |
| 2013 BMW M6 | $322 | $542 | $540 | $1,584 |
| 2012 BMW M6 | $300 | $496 | $534 | $1,510 |
| 2010 BMW M6 | $274 | $404 | $530 | $1,388 |
| 2007 BMW M6 | $242 | $358 | $504 | $1,284 |
| 2006 BMW M6 | $234 | $340 | $500 | $1,254 |
Rates are averaged for all BMW M6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost BMW M6 Insurance
Getting lower rates on insurance for a BMW M6 consists of being a safe and courteous driver, maintaining good credit, eliminating unnecessary coverage, and maximizing policy discounts. Take the time to comparison shop at least once a year by obtaining price quotes from direct carriers like Progressive and GEICO, and also from local exclusive and independent agents.
Below is a review of the primary concepts that were touched on in the above illustrations.
- Drivers can save around $220 per year simply by shopping early and online
- Drivers considered higher risk who have several accidents or serious violations may pay on average $2,130 more per year for auto insurance
- Increasing physical damage deductibles can save around $750 each year
- Teenage drivers are expensive to insure, with premiums as much as $562 a month for full coverage
Frequently Asked Questions
When you look at a BMW M6 and how much does it cost to insure, there are multiple factors that influence what determines the price of car insurance.
Enter your ZIP code in our free tool below to start finding the right BMW M6 insurance group, whether you are looking for 2012 BMW M6 costs or 2014 BMW M6 insurance costs.
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What are the BMW M6 safety ratings?
BMW M6 insurance costs can depend on safety ratings. The BMW M6 is not crash-tested by the Insurance Insitute for Highway Safety (IIHS) or the National Highway Traffic Safety Administration (NHTSA).
Even though the BMW M6 doesn’t have safety ratings, the BMW M6 does have multiple safety features:
- DSC Electronic Stability Control (ESC)
- ABS And Driveline Traction Control
- Side Impact Beams
- Dual Stage Driver And Passenger Seat-Mounted Side Airbags
- BMW Assist eCall Emergency Sos
- Front And Rear Parking Sensors
- Forward Collision Mitigation
- Tire Specific Low Tire Pressure Warning
- Dual Stage Driver And Passenger Front Airbags
- Curtain 1st And 2nd Row Airbags
- Airbag Occupancy Sensor
- Driver And Passenger Knee Airbag
- First Aid Kit
- Outboard Front Lap And Shoulder Safety Belts
- Back-Up Camera
Safety features can earn you a discount on car insurance for a BMW M6. BMW M6’s that are old will have fewer safety features.
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BMW M6 Compared Against Vehicles in the Same Class
The BMW M6 is a luxury car, which puts it at a higher risk of crashing into other vehicles. The IIHS does not have liability losses recorded for the BMW M6. Take a look at the other luxury cars below to see how rates compare to the BMW M6.
Ready to start saving on BMW M6 insurance rates and find out which car insurance company is cheapest? Enter your ZIP code in our free tool.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,746 |
| 20 | $4,206 |
| 30 | $1,894 |
| 40 | $1,814 |
| 50 | $1,656 |
| 60 | $1,626 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,306 |
| $250 | $2,078 |
| $500 | $1,814 |
| $1,000 | $1,562 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,814 |
| 50/100 | $1,983 |
| 100/300 | $2,126 |
| 250/500 | $2,499 |
| 100 CSL | $2,040 |
| 300 CSL | $2,356 |
| 500 CSL | $2,586 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $9,662 |
| 20 | $6,708 |
| 30 | $4,040 |
| 40 | $3,948 |
| 50 | $3,770 |
| 60 | $3,738 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $98 |
| Multi-vehicle | $97 |
| Homeowner | $27 |
| 5-yr Accident Free | $138 |
| 5-yr Claim Free | $119 |
| Paid in Full/EFT | $86 |
| Advance Quote | $92 |
| Online Quote | $131 |
| Total Discounts | $788 |
Discounts are estimated and may not be available from every company or in every state.
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