BMW M6 Insurance Rates
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UPDATED: Jun 6, 2024
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How much does the BMW M6 insurance cost to insure? Insurance for vehicles can be confusing. Full coverage for a BMW M6 costs $2,280 a year, or $190 a month. Read on to learn more about BMW M6 driver costs to find out how much is a BMW M6 to keep.
Want to start finding cheap BMW M6 insurance rates right away? Enter your ZIP code in our free tool above to find how much does a BMW M6 cost to insure.
U.S. average insurance prices for a BMW M6 are $1,814 every 12 months for full coverage. Comprehensive insurance costs around $378 a year, collision costs $736, and liability costs around $520. Buying just liability costs as low as $576 a year, with insurance for high-risk drivers costing $3,948 or more. Teenage drivers pay the highest rates at $6,746 a year or more.
Average premium for full coverage: $1,814
Price estimates for individual coverage:
Includes $500 policy deductibles, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all states and M6 trim levels.
Price Range from Low to High
Using a middle-aged driver as an example, BMW M6 insurance prices go from the cheapest price of $576 for basic liability insurance to a high of $3,948 for a driver who has had serious violations or accidents.
Geographic Price Range
Where you live can make a big difference on auto insurance rates. Areas with sparse population have more infrequent accident claims than densely populated cities.
The diagram below illustrates how where you live affects auto insurance rates.
The ranges above show why it is important to compare prices for a specific zip code and their own driving history, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below shows estimated BMW M6 insurance rates for additional coverage choices and driver risks.
- The best discount rate is $1,026
- Using higher $1,000 deductibles will save about $1,562 a year
- The average price for the average middle-age driver using $500 deductibles is $1,814
- Using low $100 deductibles for physical damage coverage costs an extra $492 annually
- High-risk insureds who are prone to accidents and violations could pay at least $3,948 or more
- The price to insure a 16-year-old driver can be $6,746 or more
Insurance prices for a BMW M6 are also quite variable based on deductibles and policy limits, your driver profile, and the trim level and model year.
Using high physical damage deductibles could cut prices by as much as $750 annually, while buying higher liability limits will increase prices. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $516 more each year. View Rates by Deductible or Liability Limit
Older drivers with no violations or accidents and higher deductibles may pay as low as $1,700 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers should be prepared to pay as much as $6,700 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you could be paying at least $2,200 to $3,000 additional each year, depending on your age. A high-risk auto insurance policy can be from 44% to 135% more than a normal policy. View High Risk Driver Rates
The state you live in has a huge impact on BMW M6 insurance prices. A driver around age 40 might see prices as low as $1,200 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,590 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,638 | -$176 | -9.7% |
| Alaska | $1,390 | -$424 | -23.4% |
| Arizona | $1,506 | -$308 | -17.0% |
| Arkansas | $1,814 | -$0 | 0.0% |
| California | $2,066 | $252 | 13.9% |
| Colorado | $1,730 | -$84 | -4.6% |
| Connecticut | $1,864 | $50 | 2.8% |
| Delaware | $2,052 | $238 | 13.1% |
| Florida | $2,270 | $456 | 25.1% |
| Georgia | $1,676 | -$138 | -7.6% |
| Hawaii | $1,302 | -$512 | -28.2% |
| Idaho | $1,228 | -$586 | -32.3% |
| Illinois | $1,350 | -$464 | -25.6% |
| Indiana | $1,368 | -$446 | -24.6% |
| Iowa | $1,224 | -$590 | -32.5% |
| Kansas | $1,722 | -$92 | -5.1% |
| Kentucky | $2,472 | $658 | 36.3% |
| Louisiana | $2,684 | $870 | 48.0% |
| Maine | $1,120 | -$694 | -38.3% |
| Maryland | $1,494 | -$320 | -17.6% |
| Massachusetts | $1,448 | -$366 | -20.2% |
| Michigan | $3,148 | $1,334 | 73.5% |
| Minnesota | $1,520 | -$294 | -16.2% |
| Mississippi | $2,172 | $358 | 19.7% |
| Missouri | $1,608 | -$206 | -11.4% |
| Montana | $1,948 | $134 | 7.4% |
| Nebraska | $1,430 | -$384 | -21.2% |
| Nevada | $2,176 | $362 | 20.0% |
| New Hampshire | $1,306 | -$508 | -28.0% |
| New Jersey | $2,028 | $214 | 11.8% |
| New Mexico | $1,606 | -$208 | -11.5% |
| New York | $1,910 | $96 | 5.3% |
| North Carolina | $1,046 | -$768 | -42.3% |
| North Dakota | $1,486 | -$328 | -18.1% |
| Ohio | $1,252 | -$562 | -31.0% |
| Oklahoma | $1,860 | $46 | 2.5% |
| Oregon | $1,662 | -$152 | -8.4% |
| Pennsylvania | $1,730 | -$84 | -4.6% |
| Rhode Island | $2,420 | $606 | 33.4% |
| South Carolina | $1,642 | -$172 | -9.5% |
| South Dakota | $1,530 | -$284 | -15.7% |
| Tennessee | $1,586 | -$228 | -12.6% |
| Texas | $2,184 | $370 | 20.4% |
| Utah | $1,340 | -$474 | -26.1% |
| Vermont | $1,240 | -$574 | -31.6% |
| Virginia | $1,086 | -$728 | -40.1% |
| Washington | $1,400 | -$414 | -22.8% |
| West Virginia | $1,662 | -$152 | -8.4% |
| Wisconsin | $1,256 | -$558 | -30.8% |
| Wyoming | $1,614 | -$200 | -11.0% |
Since prices can be so different, the only way to know your exact price is to get quotes from multiple companies. Each insurance company uses a different method to calculate prices, and prices may be quite different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| BMW M6 2-Dr Coupe | $1,650 | $138 |
| BMW M6 2-Dr Convertible | $1,868 | $156 |
Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2018 BMW M6 | $406 | $800 | $520 | $1,906 |
| 2017 BMW M6 | $378 | $736 | $520 | $1,814 |
| 2016 BMW M6 | $366 | $690 | $524 | $1,760 |
| 2015 BMW M6 | $356 | $644 | $534 | $1,714 |
| 2014 BMW M6 | $330 | $598 | $534 | $1,642 |
| 2013 BMW M6 | $322 | $542 | $540 | $1,584 |
| 2012 BMW M6 | $300 | $496 | $534 | $1,510 |
| 2010 BMW M6 | $274 | $404 | $530 | $1,388 |
| 2007 BMW M6 | $242 | $358 | $504 | $1,284 |
| 2006 BMW M6 | $234 | $340 | $500 | $1,254 |
Rates are averaged for all BMW M6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Cheapest BMW M6 Insurance
Getting lower rates on insurance for a BMW M6 requires avoiding accidents and claims, having above-average credit, eliminating unnecessary coverage, and taking advantage of discounts. Take the time to comparison shop every other policy renewal by quoting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.
The points below are a recap of the ideas that were touched on in the above illustrations.
- Drivers under the age of 20 are charged the highest prices, with premiums as much as $562 a month if full coverage is included
- Drivers considered higher risk that have major violations or accidents may pay on average $2,130 more every year to insure a BMW M6
- Increasing physical damage deductibles could save as much as $750 each year
- Drivers can save up to $220 per year simply by quoting early and online
Frequently Asked Questions
When you look at a BMW M6 and how much does it cost to insure, there are multiple factors that influence what determines the price of car insurance.
Enter your ZIP code in our free tool below to start finding the right BMW M6 insurance group, whether you are looking for 2012 BMW M6 costs or 2014 BMW M6 insurance costs.
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What are the BMW M6 safety ratings?
BMW M6 insurance costs can depend on safety ratings. The BMW M6 is not crash-tested by the Insurance Insitute for Highway Safety (IIHS) or the National Highway Traffic Safety Administration (NHTSA).
Even though the BMW M6 doesn’t have safety ratings, the BMW M6 does have multiple safety features:
- DSC Electronic Stability Control (ESC)
- ABS And Driveline Traction Control
- Side Impact Beams
- Dual Stage Driver And Passenger Seat-Mounted Side Airbags
- BMW Assist eCall Emergency Sos
- Front And Rear Parking Sensors
- Forward Collision Mitigation
- Tire Specific Low Tire Pressure Warning
- Dual Stage Driver And Passenger Front Airbags
- Curtain 1st And 2nd Row Airbags
- Airbag Occupancy Sensor
- Driver And Passenger Knee Airbag
- First Aid Kit
- Outboard Front Lap And Shoulder Safety Belts
- Back-Up Camera
Safety features can earn you a discount on car insurance for a BMW M6. BMW M6’s that are old will have fewer safety features.
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BMW M6 Compared Against Vehicles in the Same Class
The BMW M6 is a luxury car, which puts it at a higher risk of crashing into other vehicles. The IIHS does not have liability losses recorded for the BMW M6. Take a look at the other luxury cars below to see how rates compare to the BMW M6.
Ready to start saving on BMW M6 insurance rates and find out which car insurance company is cheapest? Enter your ZIP code in our free tool.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,746 |
| 20 | $4,206 |
| 30 | $1,894 |
| 40 | $1,814 |
| 50 | $1,656 |
| 60 | $1,626 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,306 |
| $250 | $2,078 |
| $500 | $1,814 |
| $1,000 | $1,562 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,814 |
| 50/100 | $1,983 |
| 100/300 | $2,126 |
| 250/500 | $2,499 |
| 100 CSL | $2,040 |
| 300 CSL | $2,356 |
| 500 CSL | $2,586 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $9,662 |
| 20 | $6,708 |
| 30 | $4,040 |
| 40 | $3,948 |
| 50 | $3,770 |
| 60 | $3,738 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $98 |
| Multi-vehicle | $97 |
| Homeowner | $27 |
| 5-yr Accident Free | $138 |
| 5-yr Claim Free | $119 |
| Paid in Full/EFT | $86 |
| Advance Quote | $92 |
| Online Quote | $131 |
| Total Discounts | $788 |
Discounts are estimated and may not be available from every company or in every state.
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