Chevrolet Aveo Insurance Rates

The average insurance rates for a Chevrolet Aveo are $1,010 a year with full coverage. Comprehensive costs around $152, collision costs $226, and liability costs around $474. Liability-only coverage costs as low as $522 a year, with high-risk coverage costing around $2,182. Teenage drivers cost the most to insure at $4,100 a year or more.

Average premium for full coverage: $1,010

Policy rates for type of insurance:

Estimates include $500 physical damage insurance deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all U.S. states and for different Aveo trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on insurance rates. Areas with sparse population are shown to have a lower frequency of collision claims than densely populated cities.

The price range example below illustrates how geographic area affects auto insurance rates.

The examples above demonstrate why anyone shopping for car insurance should compare prices for a specific zip code and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details estimated Chevrolet Aveo insurance rates for additional coverage choices and driver risks.

• The best discount rate is $610
• Using higher $1,000 deductibles will save about $86 annually
• The average rate for a good driver age 40 using $500 deductibles is $1,010
• Using more expensive low deductibles for physical damage coverage will increase the cost to $1,176
• Drivers who are prone to accidents and violations could pay at least $2,182 or more
• Policy cost for full coverage for a teen driver with full coverage can be $4,100 or more

View Chart as Image

Insurance rates for a Chevrolet Aveo also range considerably based on your risk profile, the trim level and model year, and deductibles and policy limits.

An older driver with no violations or accidents and high deductibles may pay as little as $1,000 a year, or $83 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay as much as $4,100 a year. View Rates by Age

Your home state has a huge impact on Chevrolet Aveo insurance prices. A driver around age 40 might see rates as low as $730 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,370 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $260 every year, while increasing your policy's liability limits will increase rates. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at least $1,200 to $1,700 additional every year, depending on your age. High-risk driver insurance can be as much as 41% to 132% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the best way to find out your exact price is to compare rates and see which company has the best rate. Each insurance company uses a different method to calculate rates, and rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Chevrolet Aveo Insurance

Finding cheaper rates on car insurance requires being a low-risk driver, having a good credit history, not filing small claims, and taking advantage of discounts. Invest the time to compare rates at least every other year by getting quotes from direct companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The items below are a review of the car insurance concepts presented in the illustrations above.

• Higher risk drivers who have several accidents or serious violations pay an average of $1,170 more every year to insure their Aveo
• You may be able to save up to $110 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles can save around $250 each year
• Policyholders who may need more liability coverage will pay an extra $520 every year to increase from a 30/60 limit to 250/500 limits