Chevrolet Impala Insurance Rates
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UPDATED: Jun 4, 2023
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Shopping around for Chevy Impala insurance quotes doesn’t have to take all of your time or cause you any sort of frustration. You should know that the average Chevrolet Impala insurance rates comes to $1,342 a year, which is broken down into a $112 monthly insurance bill.
There are a variety of individual factors that influence how much insurance for a Chevrolet Impala costs, such as the age and location of the driver. We will explore details about how these rates are calculated so you can start researching companies with an expert eye.
Once you’re ready, start comparing Chevy Impala insurance cost by using our free online tool.
Average insurance prices for a Chevrolet Impala are $974 every 12 months for full coverage. Comprehensive costs approximately $140 a year, collision insurance costs $202, and liability costs around $474. Buying just liability costs as low as $522 a year, and insurance for high-risk drivers costs around $2,102. Teenage drivers receive the highest rates at up to $3,988 a year.
Average premium for full coverage: $974
Rate estimates by individual coverage type:
These estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all states and Impala trim levels.
Price Range by Coverage and Risk
Using a middle-aged driver as an example, prices range range from the cheapest price of $522 for liability-only coverage to a high of $2,102 for a driver that may need high-risk insurance.
Price Range by Location
Where you live can make a big difference on car insurance rates. Rural locations tend to have more infrequent accident claims than densely populated cities. The diagram below illustrates how where you live affects auto insurance prices.
These examples show why it is important to compare prices using their specific location and their own driving history, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below shows average Chevrolet Impala insurance rates for additional coverage and risk scenarios.
- The best discount rate is $591
- Using higher $1,000 deductibles will save $896 a year
- The average price for a 40-year-old driver who chooses $500 deductibles is $974
- Using low $100 deductibles for physical damage coverage increases the price to $1,120
- High-risk insureds who are prone to accidents and violations could pay around $2,102
- The cost to insure a 16-year-old driver can cost $3,988 or more
Auto insurance rates for a Chevrolet Impala can also vary considerably based on policy deductibles and limits, your driver profile, and the model of your Impala.
Using high physical damage deductibles could cut rates by as much as $230 annually, while buying higher liability limits will push rates upward. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $426 extra every year. View Rates by Deductible or Liability Limit
Older drivers with a good driving record and higher deductibles may pay as low as $900 a year for full coverage. Rates are much higher for teen drivers, since even excellent drivers will have to pay in the ballpark of $3,900 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you could be paying anywhere from $1,200 to $1,700 in extra premium per year, depending on your age. A high-risk auto insurance policy can be from 43% to 137% more than a normal policy. View High Risk Driver Rates
Where you live has a huge impact on Chevrolet Impala insurance prices. A driver around age 40 might see rates as low as $640 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,390 on average in New York, Louisiana, and Michigan.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $880 | -$94 | -9.7% |
Alaska | $744 | -$230 | -23.6% |
Arizona | $808 | -$166 | -17.0% |
Arkansas | $974 | -$0 | 0.0% |
California | $1,108 | $134 | 13.8% |
Colorado | $928 | -$46 | -4.7% |
Connecticut | $1,000 | $26 | 2.7% |
Delaware | $1,102 | $128 | 13.1% |
Florida | $1,218 | $244 | 25.1% |
Georgia | $896 | -$78 | -8.0% |
Hawaii | $700 | -$274 | -28.1% |
Idaho | $656 | -$318 | -32.6% |
Illinois | $724 | -$250 | -25.7% |
Indiana | $730 | -$244 | -25.1% |
Iowa | $656 | -$318 | -32.6% |
Kansas | $926 | -$48 | -4.9% |
Kentucky | $1,328 | $354 | 36.3% |
Louisiana | $1,440 | $466 | 47.8% |
Maine | $600 | -$374 | -38.4% |
Maryland | $800 | -$174 | -17.9% |
Massachusetts | $780 | -$194 | -19.9% |
Michigan | $1,690 | $716 | 73.5% |
Minnesota | $814 | -$160 | -16.4% |
Mississippi | $1,164 | $190 | 19.5% |
Missouri | $864 | -$110 | -11.3% |
Montana | $1,046 | $72 | 7.4% |
Nebraska | $768 | -$206 | -21.1% |
Nevada | $1,166 | $192 | 19.7% |
New Hampshire | $700 | -$274 | -28.1% |
New Jersey | $1,088 | $114 | 11.7% |
New Mexico | $862 | -$112 | -11.5% |
New York | $1,024 | $50 | 5.1% |
North Carolina | $560 | -$414 | -42.5% |
North Dakota | $798 | -$176 | -18.1% |
Ohio | $672 | -$302 | -31.0% |
Oklahoma | $1,000 | $26 | 2.7% |
Oregon | $892 | -$82 | -8.4% |
Pennsylvania | $928 | -$46 | -4.7% |
Rhode Island | $1,298 | $324 | 33.3% |
South Carolina | $880 | -$94 | -9.7% |
South Dakota | $822 | -$152 | -15.6% |
Tennessee | $852 | -$122 | -12.5% |
Texas | $1,174 | $200 | 20.5% |
Utah | $720 | -$254 | -26.1% |
Vermont | $668 | -$306 | -31.4% |
Virginia | $584 | -$390 | -40.0% |
Washington | $754 | -$220 | -22.6% |
West Virginia | $892 | -$82 | -8.4% |
Wisconsin | $674 | -$300 | -30.8% |
Wyoming | $868 | -$106 | -10.9% |
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Chevrolet Impala LS | $954 | $80 |
Chevrolet Impala LT | $974 | $81 |
Chevrolet Impala LTZ | $1,010 | $84 |
Rates assume 2009 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2020 Chevrolet Impala | $240 | $474 | $430 | $1,302 |
2019 Chevrolet Impala | $226 | $458 | $442 | $1,284 |
2018 Chevrolet Impala | $218 | $424 | $452 | $1,252 |
2017 Chevrolet Impala | $208 | $400 | $456 | $1,222 |
2016 Chevrolet Impala | $200 | $358 | $460 | $1,176 |
2015 Chevrolet Impala | $188 | $330 | $460 | $1,136 |
2014 Chevrolet Impala | $180 | $310 | $464 | $1,112 |
2013 Chevrolet Impala | $176 | $288 | $474 | $1,096 |
2012 Chevrolet Impala | $164 | $268 | $474 | $1,064 |
2011 Chevrolet Impala | $158 | $244 | $478 | $1,038 |
2010 Chevrolet Impala | $148 | $222 | $474 | $1,002 |
2009 Chevrolet Impala | $140 | $202 | $474 | $974 |
2008 Chevrolet Impala | $134 | $182 | $468 | $942 |
2007 Chevrolet Impala | $132 | $178 | $460 | $928 |
2006 Chevrolet Impala | $130 | $168 | $452 | $908 |
2005 Chevrolet Impala | $120 | $160 | $446 | $884 |
2004 Chevrolet Impala | $116 | $152 | $442 | $868 |
Rates are averaged for all Chevrolet Impala models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheap Chevrolet Impala Insurance
Saving money on insurance for a Chevrolet Impala requires having a decent driving record, having a good credit score, eliminating unneeded coverage, and possibly higher deductibles. Take the time to comparison shop once a year by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.
The following items are a brief summary of the data that was touched on in the above illustrations.
- Drivers can save around $110 per year just by quoting early and online
- Insureds who purchase additional liability coverage will pay an extra $520 each year to increase from a minimum limit to a 250/500 level
- 16 to 18-year-old drivers have the highest car insurance rates, costing as high as $332 per month if comprehensive and collision insurance is included
- Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,130 more per year than a driver with a clean driving record
By now you should have a better understanding of just how many moving parts are in play for finding cheap Impala insurance rates, such as the model year of the vehicle. For example, the cost of a 2014 Chevy Impala is less than the cost of a 2016 Chevy Impala.
Regardless of which model year you have, use our free online tool below to start comparing Chevy Impala insurance quotes from multiple companies.
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What are the safety ratings of the Chevrolet Impala?
When quoting a driver, insurance companies will look at the Chevrolet Impala safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your car.
Take a look at the following safety ratings of the Chevrolet Impala with crash test results conducted by the Insurance Institute for Highway Safety (IIHS).
- Small overlap front (driver-side): Acceptable
- Small overlap front (passenger-side): N/R
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
These scores indicate that the Chevy Impala received the highest mark possible in each category with the exception of the small overlap on the driver’s side.
Chevrolet Impala Compared Against Other Vehicles in the Same Class
The IIHS classifies the Chevy Impala as a large four-door car. This is important to know because insurance companies will examine how safe the Impala is compared to the competition.
If you are curious to know how the Chevrolet Impala stacks up to other similar models, take a look at the following large sedans.
Ultimately, the IIHS reports that the Chevy Impala has a bodily injury loss percentage of 22 percent and a property damage loss percentage of 7 percent. Both of these figures are a bit higher than the average for this vehicle class but that doesn’t necessarily mean that insurance rates will go up as a result.
Now that we have gone into great detail about Chevrolet Impala costs as it relates to insurance, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevy Impala quotes from top companies today.
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $3,988 |
20 | $2,238 |
30 | $986 |
40 | $974 |
50 | $894 |
60 | $876 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,120 |
$250 | $1,054 |
$500 | $974 |
$1,000 | $896 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $974 |
50/100 | $1,105 |
100/300 | $1,223 |
250/500 | $1,531 |
100 CSL | $1,152 |
300 CSL | $1,413 |
500 CSL | $1,603 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $5,608 |
20 | $3,574 |
30 | $2,114 |
40 | $2,102 |
50 | $2,012 |
60 | $1,990 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $49 |
Multi-vehicle | $53 |
Homeowner | $18 |
5-yr Accident Free | $59 |
5-yr Claim Free | $61 |
Paid in Full/EFT | $35 |
Advance Quote | $43 |
Online Quote | $65 |
Total Discounts | $383 |
Discounts are estimated and may not be available from every company or in every state.
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