Chevrolet Impala Insurance Rates

Shopping around for Chevy Impala insurance quotes doesn’t have to take all of your time or cause you any sort of frustration. You should know that the average Chevrolet Impala insurance rates comes to $1,342 a year, which is broken down into a $112 monthly insurance bill.

There are a variety of individual factors that influence how much insurance for a Chevrolet Impala costs, such as the age and location of the driver. We will explore details about how these rates are calculated so you can start researching companies with an expert eye.

Once you’re ready, start comparing Chevy Impala insurance cost by using our free online tool.

Estimated insurance rates for a Chevrolet Impala are $1,252 a year with full coverage. Comprehensive costs around $218, collision insurance costs $424, and liability insurance is estimated at $452. A liability-only policy costs approximately $504 a year, and high-risk insurance costs around $2,726. Teenage drivers pay the most at up to $4,868 a year.

Average premium for full coverage: $1,252

Premium estimates for type of coverage:

Price estimates include $500 policy deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all U.S. states and for all Impala models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on insurance rates. Areas with sparse population are statistically proven to have lower incidents of collision claims than densely populated cities. The example below illustrates the effect of geographic area on auto insurance rates.

These rate differences demonstrate why everyone should get quotes for a specific zip code, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Chevrolet Impala insurance rates for additional coverage choices and driver risks.

• The best discount rate is $725
• Choosing higher $1,000 deductibles can save about $144 annually
• The estimated price for a 40-year-old good driver using $500 deductibles is $1,252
• Using pricier low deductibles for comp and collision coverage bumps up the cost to $1,536
• High-risk insureds who are prone to accidents and violations could pay at least $2,726
• An auto insurance policy that insures a teen driver for full coverage can be $4,868 each year

View Chart as Image

Auto insurance prices for a Chevrolet Impala also have a wide range based on the model of your Impala, your age and driving habits, and deductibles and policy limits.

If you have a few violations or you caused an accident, you may be forking out at least $1,500 to $2,100 in extra premium annually, depending on your age. Chevrolet Impala insurance for high-risk drivers ranges anywhere from 43% to 133% more than a normal policy. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,200 annually on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay as much as $4,800 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Chevrolet Impala insurance rates. A good driver about age 40 could pay as low as $900 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,690 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles can save as much as $430 each year, whereas buying more liability protection will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $407 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2020 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Chevrolet Impala Insurance

Finding better rates on Chevrolet Impala insurance takes avoiding accidents and claims, maintaining a good credit score, being claim-free, and possibly raising deductibles. Compare prices once a year by requesting quotes from direct companies, and also from your local independent and exclusive agents.

The points below are a condensed summary of the data that was covered in the above illustrations.

• You may be able to save up to $150 per year just by quoting online well ahead of the renewal date
• Drivers who may need increased liability limits will pay an extra $500 every year to raise limits from 30/60 bodily injury limits to the 250/500 level
• Drivers under the age of 20 are expensive to insure, possibly costing $406 per month if the policy includes full coverage
• High-risk drivers with multiple at-fault accidents may pay on average $1,470 more every year to insure a Chevrolet Impala

By now you should have a better understanding of just how many moving parts are in play for finding cheap Impala insurance rates, such as the model year of the vehicle. For example, the cost of a 2014 Chevy Impala is less than the cost of a 2016 Chevy Impala.

Regardless of which model year you have, use our free online tool below to start comparing Chevy Impala insurance quotes from multiple companies.

 

What are the safety ratings of the Chevrolet Impala?

When quoting a driver, insurance companies will look at the Chevrolet Impala safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your car.

Take a look at the following safety ratings of the Chevrolet Impala with crash test results conducted by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Acceptable
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Chevy Impala received the highest mark possible in each category with the exception of the small overlap on the driver’s side.

Chevrolet Impala Compared Against Other Vehicles in the Same Class

The IIHS classifies the Chevy Impala as a large four-door car. This is important to know because insurance companies will examine how safe the Impala is compared to the competition.

If you are curious to know how the Chevrolet Impala stacks up to other similar models, take a look at the following large sedans.

• Chrysler 300
• Dodge Charger
• Toyota Avalon

Ultimately, the IIHS reports that the Chevy Impala has a bodily injury loss percentage of 22 percent and a property damage loss percentage of 7 percent. Both of these figures are a bit higher than the average for this vehicle class but that doesn’t necessarily mean that insurance rates will go up as a result.

Now that we have gone into great detail about Chevrolet Impala costs as it relates to insurance, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevy Impala quotes from top companies today.