Chevrolet Sonic Insurance Rates

Estimated insurance rates for a Chevrolet Sonic are $1,164 a year for full coverage. Comprehensive insurance costs around $196 each year, collision costs $350, and liability costs $460. Liability-only coverage costs as little as $510 a year, with high-risk coverage costing $2,524 or more. Teens pay the most at $4,584 a year or more.

Average premium for full coverage: $1,164

Premium estimates for type of coverage:

These estimates include $500 deductible amounts, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates include averaging for all states and Sonic models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on auto insurance rates. Areas with sparse population are statistically proven to have a lower frequency of accident claims than cities with more traffic congestion.

The graphic below illustrates how your location can change auto insurance rates.

These rate differences show why all drivers should compare rates for a specific zip code and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows estimated Chevrolet Sonic insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $685
• Drivers who choose higher $1,000 deductibles will pay about $124 a year
• The average rate for a 40-year-old good driver using $500 deductibles is $1,164
• Selecting low deductibles for comprehensive and collision insurance will cost an extra $238 every year
• Higher-risk drivers with serious driving violations could pay at least $2,524 or more
• An auto insurance policy for full coverage for a teen driver can be $4,584 a year

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Insurance prices for a Chevrolet Sonic also have a wide range based on your driving characteristics, the trim level of your Sonic, and deductibles and policy limits.

More mature drivers with a clean driving record and high deductibles may pay as little as $1,100 per year on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers can expect to pay as much as $4,500 a year. View Rates by Age

Where you choose to live makes a big difference in Chevrolet Sonic insurance prices. A 40-year-old driver could pay as low as $770 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,660 on average in Michigan, Louisiana, and New York.

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Choosing higher comprehensive and collision insurance deductibles could save up to $370 every year, whereas increasing liability limits will increase prices. Going from a 50/100 limit to a 250/500 limit will cost up to $414 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying at least $1,400 to $2,000 extra annually, depending on your age. Insurance for high-risk drivers can cost as much as 44% to 134% more than the average policy. View High Risk Driver Rates

With such a large range in prices, the only way to know your exact price is to do a rate comparison and see which company has the best price. Every company calculates prices differently, so the prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Chevrolet Sonic Insurance

Finding better rates on car insurance not only requires having a good driving record, but also maintaining good credit, not filing small claims, and insuring your home and auto with the same company. Invest the time to shop around once a year by quoting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local insurance agents.

The next list is a brief summary of the data that was illustrated above.

• Drivers can save up to $140 per year simply by quoting online in advance
• Policyholders who may need increased levels of liability coverage will pay approximately $510 each year to go from 30/60 bodily injury limits to 250/500 limits
• Drivers age 20 and younger pay higher prices, as much as $382 per month for full coverage
• Higher risk drivers that tend to have accidents or serious violations may be required to pay an average of $1,360 more every year to buy Chevrolet Sonic insurance