Chevrolet Sonic Insurance Rates

U.S. average insurance rates for a Chevrolet Sonic are $1,208 a year including full coverage. Comprehensive costs approximately $210 a year, collision costs $380, and liability is estimated at $460. A policy with just liability insurance costs approximately $510 a year, with coverage for high-risk drivers costing around $2,622. Teenage drivers pay the highest rates at $4,726 a year or more.

Average premium for full coverage: $1,208

Price estimates by individual coverage:

Estimates include $500 policy deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and Sonic trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on car insurance prices. Rural locations have a lower frequency of comprehensive and collision claims than densely populated cities.

The diagram below illustrates how where you live affects auto insurance prices.

The ranges above highlight why it is important to get quotes using their specific location and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated Chevrolet Sonic insurance rates for additional coverage and risk scenarios.

• The best discount rate is $705
• Choosing higher $1,000 deductibles can save $1,074 every year
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,208
• Using low $100 deductibles for comp and collision coverage will increase the cost to $1,468
• Unlucky drivers who are prone to accidents and violations could pay around $2,622 or more
• The price for full coverage for a teen driver can cost $4,726 each year

View Chart as Image

Insurance prices for a Chevrolet Sonic are also quite variable based on your driving record, the model of your Sonic, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high deductibles may pay as little as $1,100 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay in the ballpark of $4,700 a year. View Rates by Age

The state you live in plays a big part in determining prices for Chevrolet Sonic insurance prices. A good driver about age 40 could pay as low as $930 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,720 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $400 every year, while buying higher liability limits will push prices upward. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying anywhere from $1,500 to $2,000 extra each year, depending on your age. A high-risk auto insurance policy ranges as much as 42% to 138% more than a normal policy. View High Risk Driver Rates

Since prices can be so different, the best way to figure out who has the best auto insurance prices is to get quotes and see which company has the best price. Each auto insurer uses a different method to calculate prices, so the prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Chevrolet Sonic Insurance

Getting lower rates on car insurance takes avoiding accidents and claims, maintaining good credit, being claim-free, and maximizing policy discounts. Take the time to comparison shop every couple of years by requesting rates from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

The points below are a review of the material that was touched on in the above illustrations.

• Policyholders who purchase increased liability limits will pay an extra $510 per year to raise limits from a low limit to 250/500 limits
• Drivers under the age of 20 are expensive to insure, possibly costing $394 a month for full coverage
• Higher risk drivers who have several accidents or serious violations could be forced to pay on average $1,410 more per year to insure a Chevrolet Sonic
• Increasing physical damage deductibles can save around $400 each year