Chevrolet Sonic Insurance Rates

Estimated insurance prices for a Chevrolet Sonic are $1,208 every 12 months including full coverage. Comprehensive costs on average $210 a year, collision insurance costs $380, and liability insurance is $460. A policy with only liability insurance costs around $510 a year, and a high-risk policy costs around $2,622. Teenage drivers pay the most at up to $4,726 a year.

Average premium for full coverage: $1,208

Premium estimates by type of coverage:

Rate estimates include $500 physical damage insurance deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 U.S. states and Sonic trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on car insurance rates. Rural areas are statistically proven to have more infrequent comprehensive and collision claims than densely populated cities. The diagram below illustrates how rural and urban location affects car insurance rates.

These rate differences highlight why it is important to compare rates quotes based on a specific location and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Chevrolet Sonic insurance rates for different risk profiles and scenarios.

• The best discount rate is $705
• Raising to $1,000 deductibles will save around $1,074 every year
• The average price for a 40-year-old good driver with $500 deductibles is $1,208
• Using low $100 deductibles increases the price to $1,468
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,622
• An auto insurance policy to insure a teen driver may cost $4,726

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Car insurance prices for a Chevrolet Sonic also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the trim level of your Sonic.

Using high physical damage deductibles can reduce prices by up to $400 each year, while buying higher liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles could pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will be charged upwards of $4,700 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying at a minimum $1,500 to $2,000 extra annually, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 42% to 138% more than a normal policy. View High Risk Driver Rates

Where you choose to live also has a big influence on Chevrolet Sonic insurance rates. A middle-age driver might find prices as low as $930 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,720 on average in Michigan, New York, and Louisiana.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Chevrolet Sonic Insurance

Finding better rates on Chevrolet Sonic insurance consists of being a low-risk driver, maintaining a good credit score, refrain from filing small claims, and possibly raising deductibles. Set aside time to shop around every couple of years by requesting rates from direct car insurance companies, and also from your local independent and exclusive agents.

The items below are a brief recap of the material that was raised in the charts and tables above.

• Drivers who require more liability coverage will pay an extra $510 per year to raise from 30/60 bodily injury limits to a 250/500 level
• Teen drivers are expensive to insure, with the cost nearing $394 per month if the policy includes full coverage
• High-risk drivers who tend to receive serious violations may pay on average $1,410 more each year to insure their Sonic
• Increasing policy deductibles could save as much as $400 each year