Chevrolet Sonic Insurance Rates

Average insurance rates for a Chevrolet Sonic are $1,164 a year for full coverage insurance. Comprehensive insurance costs an estimated $196 a year, collision costs $350, and liability coverage is estimated at $460. Buying just liability costs approximately $510 a year, with insurance for high-risk drivers costing $2,524 or more. 16-year-old drivers receive the highest rates at $4,584 a year or more.

Average premium for full coverage: $1,164

Rate estimates broken down by individual coverage type:

Rate estimates include $500 physical damage deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 states and Sonic trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a large influence on the price of insurance. More rural locations tend to have lower incidents of physical damage claims than congested cities.

The diagram below illustrates how location helps determine insurance prices.

These examples illustrate why it is important to get quotes for a targeted area, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates estimated Chevrolet Sonic insurance rates for other coverage scenarios.

• The best full coverage rate is $685
• Choosing higher $1,000 deductibles can save approximately $1,040 each year
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,164
• Buying low $100 deductibles for comp and collision coverage will cost an additional $238 each year
• Drivers with multiple tickets or accidents could pay up to $2,524 or more
• The cost that insures a teenage driver can cost as much as $4,584 each year

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Auto insurance rates for a Chevrolet Sonic can also vary considerably based on the trim level of your Sonic, your age and driving record, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are probably paying $1,400 to $2,000 in extra premium per year, depending on your age. A high-risk auto insurance policy ranges around 44% to 134% more than the average rate. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,100 annually on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will have to pay at least $4,500 a year. View Rates by Age

Where you live plays a big part in determining prices for Chevrolet Sonic insurance rates. A good driver about age 40 could pay as low as $760 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,570 on average in Florida, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can save as much as $370 a year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $414 extra every year. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to figure out which company is cheapest is to get quotes and see how they stack up. Each auto insurer utilizes a different rate formula, and quoted rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Chevrolet Sonic Insurance

Saving money on auto insurance takes being a safe and courteous driver, maintaining a good credit score, avoid buying unnecessary coverage, and qualifying for all possible discounts. Comparison shop once a year by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

Below is a brief recap of the data that was covered in the charts and tables above.

• It is possible to save approximately $140 per year simply by quoting early and online
• Consumers who want higher levels of liability will pay around $510 annually to raise limits from a minimum limit to the 250/500 level
• Teenage drivers are the costliest to insure, costing up to $382 per month if the policy includes full coverage
• Drivers who tend to receive serious violations may have to pay on average $1,360 more annually for auto insurance