Chevrolet Sonic Insurance Rates

The average insurance rates for a Chevrolet Sonic are $1,164 a year with full coverage. Comprehensive costs an estimated $196, collision costs $350, and liability is $460. Liability-only insurance costs around $510 a year, with high-risk driver insurance costing around $2,524. Teens cost the most to insure at $4,584 a year or more.

Average premium for full coverage: $1,164

Policy rates broken down by type of insurance:

Rate estimates include $500 deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all U.S. states and for different Sonic trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on car insurance rates. More rural locations are shown to have lower incidents of collision claims than cities with more traffic congestion.

The price range example below illustrates the difference location can make on insurance prices.

The examples above demonstrate why anyone shopping for car insurance should compare rates quotes for a targeted area, instead of using averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details estimated Chevrolet Sonic insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $685
• Raising to $1,000 deductibles will save approximately $124 annually
• The estimated price for a good driver age 40 who has $500 deductibles is $1,164
• Selecting more expensive low deductibles bumps up the cost to $1,402
• At-risk drivers with serious driving violations could pay up to $2,524 or more
• Policy cost that insures a teen driver with full coverage can cost as much as $4,584

View Chart as Image

Auto insurance rates for a Chevrolet Sonic also range considerably based on the model year and trim level, your age and driving habits, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you may be forking out $1,400 to $2,000 in extra premium every year, depending on your age. High-risk driver insurance is expensive and can cost as much as 44% to 134% more than the average policy. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay at least $4,500 a year. View Rates by Age

Your home state also has a big influence on Chevrolet Sonic insurance prices. A middle-age driver might find rates as low as $840 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,570 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $370 every year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 extra every year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to find out which auto insurance is cheapest is to compare rates and see which company has the best rate. Every auto insurance company calculates rates differently, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Chevrolet Sonic Insurance

Finding cheaper rates on car insurance consists of not taking risks behind the wheel, maintaining a good credit score, not filing small claims, and qualifying for all possible discounts. Compare rates at every policy renewal by requesting quotes from direct companies, and also from insurance agencies where you live.

The following is a brief recap of the data touched on in this article.

• Policyholders who want higher liability limits will pay approximately $510 every year to raise from a 30/60 limit to the 250/500 level
• You may be able to save approximately $140 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles can save approximately $350 each year
• Teens are the costliest to insure, as much as $382 each month if the policy includes full coverage