Chevrolet Sonic Insurance Rates

U.S. average insurance rates for a Chevrolet Sonic are $1,164 a year with full coverage. Comprehensive insurance costs approximately $196 each year, collision costs $350, and liability insurance costs around $460. Buying just liability costs as low as $510 a year, with insurance for high-risk drivers costing $2,524 or more. Teenage drivers pay the highest rates at $4,584 a year or more.

Average premium for full coverage: $1,164

Price estimates by individual coverage:

Prices are based on $500 deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Estimates are averaged for all U.S. states and Sonic models.

Price Range from Low to High

Geographic Price Range

Where you live has a significant impact on the price of insurance. Rural locations have lower incidents of collision claims than densely populated cities.

The graphic below illustrates how your location can change auto insurance prices.

The ranges above demonstrate why all drivers should compare prices using their specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details estimated Chevrolet Sonic insurance rates for additional coverage and risk scenarios.

• The best discount rate is $685
• Using higher $1,000 deductibles will save $124 annually
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,164
• Using low deductibles for physical damage coverage will cost an additional $238 a year
• Drivers who are prone to accidents and violations could pay around $2,524 or more
• The price that insures a teen driver can cost $4,584 or more

View Chart as Image

Insurance prices for a Chevrolet Sonic are also quite variable based on the trim level and model year, your age and driving habits, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you may be forking out anywhere from $1,400 to $2,000 additional each year, depending on your age. Insurance for high-risk drivers can be anywhere from 44% to 134% more than a normal policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,100 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,500 a year. View Rates by Age

The state you live in has a huge impact on Chevrolet Sonic insurance rates. A driver around age 40 might see prices as low as $840 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,570 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $370 each year, whereas increasing liability limits will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $414 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to do a rate comparison from as many companies as possible. Each insurance company uses a different method to calculate prices, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Chevrolet Sonic Insurance

Getting lower rates on Chevrolet Sonic insurance requires not taking risks behind the wheel, having a good credit score, avoid buying unnecessary coverage, and qualifying for all possible discounts. Compare prices every year by obtaining price quotes from direct companies, and also from local insurance agencies.

The following is a brief review of the coverage data illustrated above.

• You may be able to save around $140 per year simply by quoting online in advance
• Increasing physical damage deductibles can save approximately $350 each year
• Teens are the costliest to insure, costing up to $382 a month if comprehensive and collision insurance is included
• High-risk drivers with DUI or reckless driving convictions may have to pay on average $1,360 more per year for Sonic insurance