Chevrolet Sonic Insurance Rates

The average insurance prices for a Chevrolet Sonic are $1,208 every 12 months including full coverage. Comprehensive insurance costs approximately $210 a year, collision insurance costs $380, and liability costs around $460. Buying just liability costs as low as $510 a year, and insurance for high-risk drivers costs $2,622 or more. Teens cost the most to insure at up to $4,726 a year.

Average premium for full coverage: $1,208

Policy rates by type of insurance:

Prices are based on $500 policy deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and Sonic trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on car insurance prices. Rural locations are shown to have more infrequent comprehensive and collision claims than cities with more traffic congestion. The diagram below illustrates the difference location can make on auto insurance prices.

The examples above highlight why it is important to compare prices using their specific location and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Chevrolet Sonic insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $705
• Using higher $1,000 deductibles will save $1,074 every year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,208
• Selecting low $100 deductibles for physical damage coverage costs an extra $260 annually
• High-risk insureds with serious driving violations could pay around $2,622
• Policy cost to insure a 16-year-old driver can cost $4,726 or more

View Chart as Image

Insurance rates for a Chevrolet Sonic also range considerably based on liability limits and deductibles, your driving characteristics, and the model of your Sonic.

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $400 annually, while buying higher liability limits will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may pay as low as $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay in the ballpark of $4,700 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying anywhere from $1,500 to $2,000 extra every year, depending on your age. A high-risk auto insurance policy can be from 42% to 138% more than the average policy. View High Risk Driver Rates

Your home state has a huge impact on Chevrolet Sonic insurance prices. A driver around age 40 might see rates as low as $930 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,720 on average in Louisiana, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable Chevrolet Sonic Insurance

Finding cheaper rates on insurance for a Chevrolet Sonic requires being safe and accident-free, having good credit, paying for small claims out-of-pocket, and possibly raising deductibles. Make time to compare rates at every other renewal by requesting rates from direct car insurance companies, and also from your local car insurance providers.

Below you'll find a brief review of the concepts that were touched on in this article.

• Drivers considered higher risk with DUI or reckless driving convictions could be charged and average of $1,410 more per year than a low-risk driver
• Youthful drivers are expensive to insure, with premiums being up to $394 each month if they have full coverage
• You may be able to save around $140 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save as much as $400 each year
• You may be able to save around $140 per year just by quoting early and online