Chevrolet Sonic Insurance Rates

The average auto insurance rates for a Chevrolet Sonic are $1,208 annually including full coverage. Comprehensive insurance costs approximately $210, collision costs $380, and liability costs around $460. Liability-only insurance costs as low as $510 a year, with high-risk driver insurance costing $2,622 or more. Teenage drivers cost the most to insure at $4,726 a year or more.

Average premium for full coverage: $1,208

Policy rates by type of insurance:

These estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and for all Sonic models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on car insurance prices. Rural locations are shown to have fewer comprehensive and collision claims than densely populated cities.

The example below illustrates how rural and urban location affects auto insurance prices.

The examples above highlight why everyone should compare prices using their specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated Chevrolet Sonic insurance rates for additional coverage and risk scenarios.

• The best discount rate is $705
• Using higher $1,000 deductibles will save $134 every year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,208
• Using pricier low deductibles for physical damage coverage costs an additional $260 annually
• High-risk insureds who are prone to accidents and violations could pay around $2,622 or more
• Policy cost with full coverage for a 16-year-old driver for full coverage can cost $4,726 or more

View Chart as Image

Auto insurance rates for a Chevrolet Sonic also range considerably based on the model year and trim level, your driving characteristics, and physical damage deductibles and liability limits.

A more mature driver with a good driving record and high physical damage deductibles may pay as low as $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will have to pay in the ballpark of $4,700 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying anywhere from $1,500 to $2,000 in extra premium every year, depending on your age. Chevrolet Sonic insurance for high-risk drivers can be from 42% to 138% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $400 annually, whereas buying more liability protection will push rates upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 extra every year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Chevrolet Sonic insurance prices. A driver around age 40 might see rates as low as $930 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,720 on average in Louisiana, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to regularly compare rates from multiple companies. Each insurance company uses a different method to calculate rates, and quoted rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Chevrolet Sonic Insurance

Finding cheaper rates on insurance for a Chevrolet Sonic requires avoiding accidents and violations, having above-average credit, paying for small claims out-of-pocket, and not having any coverage lapses. Set aside time to shop around once a year by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The list below is a brief summary of the data that was raised in the charts and tables above.

• You may be able to save around $140 per year simply by quoting online well ahead of the renewal date
• Insureds who purchase higher liability limits will pay an extra $510 per year to increase from a 30/60 limit to higher 250/500 limits
• Teenagers have the highest car insurance rates, with premiums being up to $394 each month if full coverage is included
• Drivers considered higher risk that tend to have accidents or serious violations may have to pay on average $1,410 more per year for car insurance