Chevrolet Sonic Insurance Rates

Average insurance rates for a Chevrolet Sonic are $1,164 a year including full coverage. Comprehensive costs on average $196 each year, collision costs $350, and liability coverage is $460. A policy with just liability insurance costs around $510 a year, with coverage for high-risk drivers costing around $2,524. Teenage drivers receive the highest rates at $4,584 a year or more.

Average premium for full coverage: $1,164

Rate estimates by individual coverage type:

These estimates include $500 policy deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and Sonic models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a large influence on car insurance rates. Rural areas tend to have a lower frequency of comprehensive and collision claims than densely populated cities.

The graphic below illustrates how location impacts car insurance rates.

These examples highlight why all drivers should compare rates quotes based on a specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated Chevrolet Sonic insurance rates for different risk profiles and scenarios.

• The best discount rate is $685
• Raising to $1,000 deductibles will save around $124 every year
• The average rate for a 40-year-old driver with $500 deductibles is $1,164
• Using low deductibles will increase the cost to $1,402
• Unlucky drivers who are prone to accidents and violations could pay upwards of $2,524 or more
• The cost for full coverage for a teenage driver may cost $4,584

View Chart as Image

Insurance rates for a Chevrolet Sonic can also vary considerably based on your driver profile, the model of your Sonic, and policy deductibles and limits.

More mature drivers with no violations or accidents and high deductibles may only pay around $1,100 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay upwards of $4,500 a year. View Rates by Age

Where you live also has a big influence on Chevrolet Sonic insurance rates. A middle-age driver might find rates as low as $890 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,660 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $370 a year, whereas increasing liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will cost as much as $414 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying at a minimum $1,400 to $2,000 additional per year, depending on your age. Insurance for high-risk drivers is expensive and can cost around 44% to 134% more than a normal policy. View High Risk Driver Rates

With so much variability in rates, the best way to figure out exactly what you will pay is to do a rate comparison and see how they stack up. Every auto insurance company uses a different method to calculate rates, and rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Chevrolet Sonic Insurance

Saving money on auto insurance consists of being safe and accident-free, having a good credit history, not filing small claims, and insuring your home and auto with the same company. Spend time shopping around every couple of years by quoting rates from direct car insurance companies like GEICO and Progressive, and also from local exclusive and independent agents.

Below you'll find a brief summary of the material that was touched on above.

• Consumers who require more liability protection will pay an extra $510 per year to raise from a minimum limit to 250/500 limits
• Youthful drivers pay higher rates, as much as $382 per month including comprehensive and collision insurance
• Drivers that tend to have accidents or serious violations may pay on average $1,360 more each year than a low-risk driver
• Increasing deductibles can save around $350 each year