Chevrolet Sonic Insurance Rates

U.S. average insurance rates for a Chevrolet Sonic are $1,164 a year for full coverage. Comprehensive costs approximately $196 a year, collision insurance costs $350, and liability insurance is estimated at $460. A policy with just liability insurance costs approximately $510 a year, and coverage for high-risk drivers costs around $2,524. Teenage drivers pay the highest rates at up to $4,584 a year.

Average premium for full coverage: $1,164

Price estimates by individual coverage:

Prices are based on $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all states and Sonic trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a significant impact on car insurance rates. Rural locations have lower incidents of accident claims than densely populated cities. The diagram below illustrates how rural and urban location affects auto insurance prices.

The ranges above show why it is important to get quotes using their specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Chevrolet Sonic insurance rates for additional coverage and risk scenarios.

• The best discount rate is $685
• Choosing higher $1,000 deductibles can save $1,040 a year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,164
• Using low $100 deductibles for comp and collision coverage bumps up the cost to $1,402
• High-risk insureds who are prone to accidents and violations could pay around $2,524
• The price that insures a teen driver can cost $4,584 each year

View Chart as Image

Insurance prices for a Chevrolet Sonic are also quite variable based on the trim level of your Sonic, how you drive, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you could be paying anywhere from $1,400 to $2,000 extra each year, depending on your age. A high-risk auto insurance policy ranges anywhere from 44% to 134% more than a normal policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,100 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay in the ballpark of $4,500 a year. View Rates by Age

The state you live in plays a big part in determining prices for Chevrolet Sonic insurance rates. A good driver about age 40 could pay as low as $770 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,660 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $370 each year, while buying higher liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $414 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Chevrolet Sonic Insurance

Getting lower rates on Chevrolet Sonic insurance takes avoiding accidents and violations, having above-average credit, eliminating unnecessary coverage, and possibly raising deductibles. Compare prices every time your policy renews by requesting rates from direct carriers, and also from insurance agencies where you live.

The list below is a brief review of the information raised in the charts and tables above.

• Drivers can save around $140 per year just by quoting early and online
• Teenagers are expensive to insure, with premiums as much as $382 a month if full coverage is included
• Increasing physical damage deductibles can save approximately $350 each year
• High-risk drivers with DUI or reckless driving convictions could be forced to pay on average $1,360 more per year for car insurance
• Drivers who purchase higher liability limits will pay an extra $510 each year to raise limits from a low limit to the 250/500 level