Chevrolet Sonic Insurance Rates

The average auto insurance rates for a Chevrolet Sonic are $1,164 annually with full coverage. Comprehensive costs on average $196, collision insurance costs $350, and liability is $460. Liability-only coverage costs around $510 a year, and high-risk coverage costs around $2,524. Teenage drivers cost the most to insure at up to $4,584 a year.

Average premium for full coverage: $1,164

Policy rates by type of insurance:

Prices are based on $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and for all Sonic models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on auto insurance rates. Rural areas are shown to have fewer collision claims than densely populated cities. The example below illustrates how rural and urban location affects car insurance rates.

The examples above demonstrate why everyone should compare rates quotes based on a specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Chevrolet Sonic insurance rates for different risk profiles and scenarios.

• The best discount rate is $685
• Raising to $1,000 deductibles will save around $124 annually
• The estimated rate for a good driver age 40 with $500 deductibles is $1,164
• Using pricier low deductibles will cost $1,402
• At-risk drivers who are prone to accidents and violations could pay upwards of $2,524
• Policy cost with full coverage for a teen driver for full coverage may cost $4,584

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Insurance rates for a Chevrolet Sonic also range considerably based on the model year and trim level, your driving record, and policy deductibles and limits.

A more mature driver with no violations or accidents and high physical damage deductibles may pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay upwards of $4,500 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out at a minimum $1,400 to $2,000 additional every year, depending on your age. Chevrolet Sonic insurance for high-risk drivers is expensive and can cost as much as 44% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce rates by up to $370 every year, whereas buying more liability protection will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 more each year. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Chevrolet Sonic insurance prices. A middle-age driver might find rates as low as $840 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,570 on average in Florida, Michigan, and New York.

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Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable Chevrolet Sonic Insurance

Finding cheaper rates on car insurance consists of avoiding accidents and violations, having good credit, not filing small claims, and dropping full coverage on older vehicles. Set aside time to shop around every time your policy renews by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The list below is a brief review of the information raised in the charts and tables above.

• You may be able to save as much as $140 per year just by quoting online well ahead of the renewal date
• Teenagers pay higher rates, as much as $382 each month if they have full coverage
• Increasing comprehensive and collision deductibles could save up to $350 each year
• Higher risk drivers with DUI or reckless driving convictions pay an average of $1,360 more each year for car insurance
• Policyholders who require higher liability limits will pay an extra $510 every year to raise from a 30/60 limit to higher 250/500 limits