Chevrolet Sonic Insurance Rates

Average auto insurance rates for a Chevrolet Sonic are $1,164 annually with full coverage. Comprehensive insurance costs an estimated $196 a year, collision costs $350, and liability insurance costs around $460. A policy with just liability insurance costs as low as $510 a year, with coverage for high-risk drivers costing $2,524 or more. Teenage drivers receive the highest rates at $4,584 a year or more.

Average premium for full coverage: $1,164

Rate estimates broken down by individual coverage type:

Prices include $500 policy deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all U.S. states and Sonic trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a significant impact on car insurance rates. More rural locations tend to have fewer collision claims than densely populated cities.

The diagram below illustrates the difference location can make on insurance prices.

These examples demonstrate why it is important to compare prices for a targeted area and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details estimated Chevrolet Sonic insurance rates for other coverage scenarios.

• The best discount rate is $685
• Using higher $1,000 deductibles will save approximately $1,040 annually
• The estimated rate for a 40-year-old driver who has $500 deductibles is $1,164
• Using low $100 deductibles for physical damage coverage costs an additional $238 a year
• Drivers who are prone to accidents and violations could pay up to $2,524 or more
• The cost with full coverage for a teen driver can cost as much as $4,584 or more

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Insurance rates for a Chevrolet Sonic can also vary considerably based on the trim level of your Sonic, your driving record, and liability limits and deductibles.

Older drivers with no violations or accidents and high physical damage deductibles could pay as little as $1,100 a year for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay at least $4,500 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out $1,400 to $2,000 additional per year, depending on your age. A high-risk auto insurance policy can be anywhere from 44% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $370 each year, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $414 more each year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Chevrolet Sonic insurance rates. A driver around age 40 might see rates as low as $840 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,570 on average in New York, Michigan, and Florida.

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With so much variability in rates, the best way to find out which company is cheapest is to get quotes from as many companies as possible. Each insurance company uses a different method to calculate rates, and rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Right Chevrolet Sonic Insurance

Saving money on Chevrolet Sonic insurance requires being safe and accident-free, having good credit, eliminating unnecessary coverage, and maximizing policy discounts. Make time to compare rates at every policy renewal by requesting rates from direct companies like Progressive and GEICO, and also from several local insurance agents.

Below you'll find a quick rundown of the data touched on in this article.

• Drivers who want more liability protection will pay an extra $510 every year to increase from a minimum limit to higher 250/500 limits
• You may be able to save approximately $140 per year simply by quoting early and online
• Increasing deductibles could save up to $350 each year
• Youthful drivers are expensive to insure, with premiums as much as $382 per month if they have full coverage