Chevrolet Sonic Insurance Rates

The average insurance rates for a Chevrolet Sonic are $1,164 a year for full coverage insurance. Comprehensive insurance costs on average $196, collision insurance costs $350, and liability coverage costs $460. A liability-only policy costs as little as $510 a year, and high-risk insurance costs $2,524 or more. Teens cost the most to insure at up to $4,584 a year.

Average premium for full coverage: $1,164

Policy rates by type of insurance:

Prices are based on $500 deductible amounts, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 states and for all Sonic models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on insurance rates. Rural areas are shown to have a lower frequency of physical damage claims than cities with more traffic congestion. The example below illustrates the difference location can make on car insurance rates.

The examples above illustrate why everyone should compare rates based on a specific location and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average Chevrolet Sonic insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $685
• Drivers who choose higher $1,000 deductibles will pay around $124 each year
• The average rate for a good driver age 40 with $500 deductibles is $1,164
• Selecting pricier low deductibles for comprehensive and collision insurance will cost an extra $238 each year
• High-risk insureds with serious driving violations could pay upwards of $2,524
• Policy cost for full coverage for a teenage driver for full coverage may cost $4,584 a year

View Chart as Image

Car insurance rates for a Chevrolet Sonic also range considerably based on your risk profile, the model year and trim level, and policy deductibles and limits.

A more mature driver with no driving violations and high deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged upwards of $4,500 a year. View Rates by Age

Your home state makes a big difference in Chevrolet Sonic insurance rates. A 40-year-old driver could pay as low as $760 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,570 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $370 a year, whereas buying more liability protection will cost you more. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying at a minimum $1,400 to $2,000 extra every year, depending on your age. Chevrolet Sonic insurance for high-risk drivers can cost around 44% to 134% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Chevrolet Sonic Insurance

Finding cheaper rates on auto insurance not only requires having a good driving record, but also having above-average credit, being claim-free, and possibly raising deductibles. Make time to compare rates every time your policy renews by requesting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The next list is a brief review of the information touched on in this article.

• It is possible to save as much as $140 per year just by quoting online well ahead of the renewal date
• Drivers age 20 and younger are expensive to insure, possibly costing $382 each month if full coverage is included
• Increasing comprehensive and collision deductibles can save around $350 each year
• Drivers with DUI or reckless driving convictions pay an average of $1,360 more each year to buy Chevrolet Sonic insurance
• Consumers who require increased levels of liability coverage will pay approximately $510 annually to go from a 30/60 limit to 250/500 limits