Chevrolet Sonic Insurance Rates

Estimated insurance prices for a Chevrolet Sonic are $1,208 every 12 months including full coverage. Comprehensive insurance costs an estimated $210 a year, collision insurance costs $380, and liability is estimated at $460. Liability-only insurance costs approximately $510 a year, and high-risk driver insurance costs $2,622 or more. Teenage drivers pay the most at up to $4,726 a year.

Average premium for full coverage: $1,208

Premium estimates broken down by type of coverage:

Prices are based on $500 policy deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all 50 U.S. states and Sonic trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can make a big difference on the price of auto insurance. More rural locations are statistically proven to have more infrequent comprehensive and collision claims than densely populated cities. The diagram below illustrates how rural and urban location affects insurance prices.

These rate differences highlight why it is important to get quotes for a targeted area and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average Chevrolet Sonic insurance rates for other coverage scenarios.

• The best discount rate is $705
• Choosing higher $1,000 deductibles can save approximately $1,074 every year
• The average price for a 40-year-old good driver who has $500 deductibles is $1,208
• Using low $100 deductibles for comp and collision coverage costs an extra $260 annually
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,622
• An auto insurance policy to insure a 16-year-old driver can cost as much as $4,726 each year

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Insurance prices for a Chevrolet Sonic also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the model year and trim level.

Using high physical damage deductibles can save as much as $400 annually, while buying higher liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $414 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may pay as low as $1,100 annually on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers should be prepared to pay at least $4,700 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying $1,500 to $2,000 additional annually, depending on your age. A high-risk auto insurance policy ranges from 42% to 138% more than a normal policy. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for Chevrolet Sonic insurance prices. A good driver about age 40 could pay as low as $930 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,720 on average in Louisiana, New York, and Michigan.

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Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable Chevrolet Sonic Insurance

Finding better rates on insurance for a Chevrolet Sonic takes being safe and accident-free, having above-average credit, refrain from filing small claims, and possibly raising deductibles. Set aside time to shop around at every policy renewal by requesting rates from direct car insurance companies, and also from local insurance agencies.

Below you'll find a brief review of the data raised in the charts and tables above.

• Insureds who want more liability protection will pay an extra $510 per year to raise limits from 30/60 bodily injury limits to a 250/500 level
• You may be able to save approximately $140 per year just by quoting early and online
• Increasing policy deductibles could save as much as $400 each year
• Youthful drivers are expensive to insure, with the cost nearing $394 per month if full coverage is included