Chevrolet Sonic Insurance Rates

The average auto insurance rates for a Chevrolet Sonic are $1,164 annually for full coverage. Comprehensive insurance costs approximately $196 a year, collision costs $350, and liability is estimated at $460. Liability-only insurance costs approximately $510 a year, with high-risk driver insurance costing $2,524 or more. Teenage drivers cost the most to insure at $4,584 a year or more.

Average premium for full coverage: $1,164

Policy rates by type of insurance:

Prices include $500 policy deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all states and Sonic trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on car insurance rates. Rural locations are shown to have fewer accident claims than densely populated cities.

The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

The examples above show why it is important to get quotes using their specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows estimated Chevrolet Sonic insurance rates for additional coverage and risk scenarios.

• The best discount rate is $685
• Choosing higher $1,000 deductibles can save $1,040 a year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,164
• Using low $100 deductibles for comp and collision coverage costs an additional $238 every year
• Unlucky drivers who are prone to accidents and violations could pay around $2,524 or more
• Policy cost with full coverage for a teen driver can cost $4,584 each year

View Chart as Image

Auto insurance rates for a Chevrolet Sonic also range considerably based on the model year and trim level, your driver profile, and physical damage deductibles and liability limits.

Older drivers with a good driving record and high physical damage deductibles may pay as little as $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will have to pay in the ballpark of $4,500 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying anywhere from $1,400 to $2,000 in extra premium every year, depending on your age. A high-risk auto insurance policy ranges as much as 44% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $370 every year, while buying higher liability limits will push rates upward. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 extra every year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Chevrolet Sonic insurance prices. A good driver about age 40 could pay as low as $770 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,660 on average in New York, Louisiana, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to know who has the cheapest car insurance rates is to get quotes and see which company has the best rate. Each auto insurer uses a different method to calculate rates, and quoted rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Right Chevrolet Sonic Insurance

Finding cheaper rates on car insurance takes avoiding accidents and claims, having above-average credit, avoid buying unnecessary coverage, and not having any coverage lapses. Set aside time to compare rates at every policy renewal by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The points below are a quick rundown of the data covered above.

• Policyholders who purchase increased liability limits will pay an extra $510 each year to raise limits from a 30/60 limit to higher 250/500 limits
• Drivers can save around $140 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles could save up to $350 each year
• Drivers under the age of 20 have the highest car insurance rates, costing up to $382 each month if full coverage is included