Chevrolet Sonic Insurance Rates

Estimated insurance rates for a Chevrolet Sonic are $1,164 a year for full coverage insurance. Comprehensive insurance costs around $196 a year, collision costs $350, and liability insurance is $460. Liability-only coverage costs around $510 a year, with high-risk coverage costing $2,524 or more. Teenage drivers pay the most at $4,584 a year or more.

Average premium for full coverage: $1,164

Premium estimates for type of coverage:

These estimates include $500 policy deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 states and Sonic trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on car insurance rates. Areas with sparse population are statistically proven to have a lower frequency of physical damage claims than densely populated cities.

The diagram below illustrates how geographic area affects auto insurance rates.

These rate differences illustrate why it is important to compare rates quotes for a specific zip code and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated Chevrolet Sonic insurance rates for additional coverage choices and driver risks.

• The best discount rate is $685
• Raising to $1,000 deductibles will save about $1,040 each year
• The average rate for a 40-year-old good driver using $500 deductibles is $1,164
• Using low $100 deductibles will cost an extra $238 a year
• Higher-risk drivers who are prone to accidents and violations could pay at least $2,524 or more
• An auto insurance policy for full coverage for a teen driver can be $4,584

View Chart as Image

Insurance prices for a Chevrolet Sonic also have a wide range based on your driving characteristics, the model year and trim level, and deductibles and policy limits.

Older drivers with a clean driving record and high deductibles could pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers can expect to pay as much as $4,500 a year. View Rates by Age

Where you choose to live also has a big influence on Chevrolet Sonic insurance rates. A middle-age driver might find prices as low as $760 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,570 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $370 each year, while buying higher liability limits will increase prices. Switching from a 50/100 limit to a 250/500 limit will cost up to $414 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying at least $1,400 to $2,000 extra annually, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 44% to 134% more than a normal policy. View High Risk Driver Rates

With such a large range in prices, the only way to figure out your exact price is to get quotes from as many companies as possible. Every auto insurance company uses a different method to calculate prices, so the prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Chevrolet Sonic Insurance

Finding better rates on Chevrolet Sonic insurance consists of being a good driver, maintaining good credit, paying for small claims out-of-pocket, and insuring your home and auto with the same company. Invest the time to compare rates every couple of years by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The following list is a brief summary of the material that was presented in the illustrations above.

• Drivers who may need an increased level of liability coverage will pay an extra $510 annually to raise from 30/60 bodily injury limits to 250/500 limits
• Drivers age 16 to 20 pay higher prices, with premiums being up to $382 per month for full coverage
• High-risk drivers that tend to have accidents or serious violations may pay on average $1,360 more every year than a safer driver
• Increasing policy deductibles can save around $350 each year