Chevrolet Tahoe Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 3, 2023

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Is a Chevy Tahoe expensive to insure? How much does it cost to insure a Chevy Tahoe compared to other vehicles? The average Chevrolet Tahoe insurance rates are $1,398 a year, or $116 a month, which is average.

While rates may be slightly different for those purchasing 2005 Chevy Tahoe insurance versus 2020 Chevy Tahoe auto insurance, rates should still be around this price range. Use our guide to learn more about Chevy Tahoe car insurance and how you can find an affordable Chevrolet Tahoe car insurance company near you.

Use our free rate comparison tool above to find the best Chevrolet Tahoe car insurance quotes in your area.

The average auto insurance rates for a Chevrolet Tahoe are $890 annually for full coverage insurance. Comprehensive costs approximately $138, collision insurance costs $152, and liability insurance costs around $442. Liability-only insurance costs as low as $496 a year, and high-risk driver insurance costs around $1,906. Teens cost the most to insure at up to $3,648 a year.

Average premium for full coverage: $890

Policy rates by type of insurance:

Comprehensive $138
Collision $152
Liability $442

Full coverage includes $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 states and for different Tahoe trim levels.

Price Range Variability

For a 40-year-old driver, Chevrolet Tahoe insurance rates range from as cheap as $496 for the bare minimum liability coverage to a much higher rate of $1,906 for a driver who has had serious violations or accidents.

Liability Only $496
Full Coverage $890
High Risk $1,906

Urban vs. Rural Price Range

Where you live has a significant impact on the price of auto insurance. Rural locations are shown to have fewer physical damage claims than cities with more traffic congestion. The price range example below illustrates how your location can change auto insurance prices.

Rural Areas $668
Small Cities $935
Large Cities $1,202

The examples above illustrate why anyone shopping for car insurance should compare prices using their specific location and their own personal driving habits, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below illustrates average Chevrolet Tahoe insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $553
  • Using higher $1,000 deductibles will save $68 each year
  • The estimated rate for a good driver age 40 who chooses $500 deductibles is $890
  • Selecting more expensive low deductibles for physical damage coverage will cost $1,014
  • Drivers with serious driving violations could pay around $1,906
  • Policy cost with full coverage for a teen driver with full coverage can cost $3,648 or more

View Chart as Image

Chevrolet Tahoe insurance cost comparison chart
Column chart showing Chevrolet Tahoe insurance rates range from $553 to $3,648 for full coverage

Auto insurance rates for a Chevrolet Tahoe also range considerably based on the model year and trim level, your risk profile, and physical damage deductibles and liability limits.

An older driver with a good driving record and high physical damage deductibles could pay as little as $800 a year, or $67 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will have to pay in the ballpark of $3,600 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying anywhere from $1,100 to $1,500 in extra premium every year, depending on your age. High-risk driver insurance can be anywhere from 41% to 138% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $200 each year, while increasing your policy's liability limits will push rates upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $398 extra every year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Chevrolet Tahoe insurance rates. A driver around age 40 might see rates as low as $590 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,210 on average in Florida, New York, and Michigan.

Chevrolet Tahoe Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $806 -$84 -9.4%
Alaska $684 -$206 -23.1%
Arizona $740 -$150 -16.9%
Arkansas $890 -$0 0.0%
California $1,016 $126 14.2%
Colorado $852 -$38 -4.3%
Connecticut $916 $26 2.9%
Delaware $1,008 $118 13.3%
Florida $1,114 $224 25.2%
Georgia $822 -$68 -7.6%
Hawaii $640 -$250 -28.1%
Idaho $604 -$286 -32.1%
Illinois $664 -$226 -25.4%
Indiana $670 -$220 -24.7%
Iowa $600 -$290 -32.6%
Kansas $846 -$44 -4.9%
Kentucky $1,216 $326 36.6%
Louisiana $1,320 $430 48.3%
Maine $548 -$342 -38.4%
Maryland $736 -$154 -17.3%
Massachusetts $714 -$176 -19.8%
Michigan $1,548 $658 73.9%
Minnesota $746 -$144 -16.2%
Mississippi $1,066 $176 19.8%
Missouri $790 -$100 -11.2%
Montana $958 $68 7.6%
Nebraska $702 -$188 -21.1%
Nevada $1,068 $178 20.0%
New Hampshire $642 -$248 -27.9%
New Jersey $996 $106 11.9%
New Mexico $790 -$100 -11.2%
New York $940 $50 5.6%
North Carolina $514 -$376 -42.2%
North Dakota $728 -$162 -18.2%
Ohio $618 -$272 -30.6%
Oklahoma $916 $26 2.9%
Oregon $816 -$74 -8.3%
Pennsylvania $852 -$38 -4.3%
Rhode Island $1,190 $300 33.7%
South Carolina $806 -$84 -9.4%
South Dakota $752 -$138 -15.5%
Tennessee $782 -$108 -12.1%
Texas $1,074 $184 20.7%
Utah $660 -$230 -25.8%
Vermont $610 -$280 -31.5%
Virginia $534 -$356 -40.0%
Washington $690 -$200 -22.5%
West Virginia $816 -$74 -8.3%
Wisconsin $618 -$272 -30.6%
Wyoming $794 -$96 -10.8%

View Chart as Image

Chevrolet Tahoe insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Chevrolet Tahoe Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Chevrolet Tahoe LS 2WD $860 $72
Chevrolet Tahoe LS 4WD $876 $73
Chevrolet Tahoe LT 2WD $876 $73
Chevrolet Tahoe LT 4WD $876 $73
Chevrolet Tahoe LTZ 2WD $906 $76
Chevrolet Tahoe LTZ 4WD $906 $76

Rates assume 2004 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Chevrolet Tahoe Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2017 Chevrolet Tahoe $250 $400 $456 $1,264
2016 Chevrolet Tahoe $240 $358 $460 $1,216
2015 Chevrolet Tahoe $224 $330 $460 $1,172
2014 Chevrolet Tahoe $216 $310 $464 $1,148
2013 Chevrolet Tahoe $210 $288 $474 $1,130
2012 Chevrolet Tahoe $194 $268 $474 $1,094
2011 Chevrolet Tahoe $190 $244 $478 $1,070
2010 Chevrolet Tahoe $176 $222 $474 $1,030
2009 Chevrolet Tahoe $166 $202 $474 $1,000
2008 Chevrolet Tahoe $162 $182 $468 $970
2007 Chevrolet Tahoe $158 $178 $460 $954
2006 Chevrolet Tahoe $156 $168 $452 $934
2005 Chevrolet Tahoe $142 $160 $446 $906
2004 Chevrolet Tahoe $138 $152 $442 $890

Rates are averaged for all Chevrolet Tahoe models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy More Affordable Chevrolet Tahoe Insurance

Finding cheaper rates on Chevrolet Tahoe insurance requires being a low-risk driver, having above-average credit, being claim-free, and possibly higher deductibles. Invest the time to shop around every other policy renewal by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The items below are a summary of the ideas that were illustrated above.

  • Teen drivers have the highest car insurance rates, possibly costing $304 each month if full coverage is included
  • High-risk drivers who have multiple accidents or major violations could be forced to pay on average $1,020 more per year to insure their Tahoe
  • Increasing comprehensive and collision deductibles could save up to $200 each year
  • It is possible to save around $100 per year just by shopping early and online

To start shopping for Chevy Tahoe insurance rates now, use our free tool below.

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What are the safety ratings of the Chevrolet Tahoe?

The Chevrolet Tahoe has some great safety features, which can help improve Chevrolet Tahoe safety ratings. Some of the more advanced safety features include 4-wheel disc brakes, adjustable pedals, lane departure warning, and lane-keeping assist.

Because the Chevrolet Tahoe has not been crash-tested by the Insurance Institute for Highway Safety (IIHS), there is no test data. This means that insurers will base their rates based on what they know about the Chevrolet Tahoe. This includes safety features, data on claims filed, and crash test ratings for similar models.

Chevrolet Tahoe Compared Against Other Vehicles in the Same Class

The Chevrolet Tahoe is a large SUV, which means it may have slightly higher liability rates than other vehicles. Why? Larger vehicles can do more damage to other vehicles in crashes, meaning higher liability claims may be filed. The good news is that the IIHS rated the Chevrolet Tahoe’s liability losses as average, so insurance rates should be average as well.

Take a look at the vehicles below to see how other large SUVs’ rates compare to the Chevrolet Tahoe’s insurance rates.

Ready to find savings on car insurance? Use our free rate comparison tool to find cheap Chevrolet Tahoe auto insurance rates in your area.

References:

  1. https://www.iihs.org/ratings/insurance-losses-by-make-and-model

Rates by Driver Age

Chevrolet Tahoe Insurance Rates by Driver Age
Driver Age Premium
16 $3,648
20 $2,028
30 $902
40 $890
50 $818
60 $800

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Tahoe Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,014
$250 $960
$500 $890
$1,000 $822

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Tahoe Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $890
50/100 $994
100/300 $1,105
250/500 $1,392
100 CSL $1,039
300 CSL $1,282
500 CSL $1,459

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Tahoe Insurance Rates for High Risk Drivers
Age Premium
16 $5,112
20 $3,228
30 $1,914
40 $1,906
50 $1,824
60 $1,804

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $116

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $44
Multi-vehicle $47
Homeowner $16
5-yr Accident Free $50
5-yr Claim Free $54
Paid in Full/EFT $30
Advance Quote $37
Online Quote $59
Total Discounts $337
Rate after discounts $553

Discounts are estimated and may not be available from every company or in every state.

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