Chrysler Pacifica Insurance Rates

If you ever wondered how much Chrysler Pacifica insurance cost, the average Chrysler Pacifica insurance rates are $1,332 a year for full coverage. There are several factors that determine individual Chrysler Pacifica car insurance rates, such as the age and location of the driver.

In order to help you on your way to securing a policy that meets your needs and budget, we have prepared this detailed article. You can even start comparing Chrysler Pacifica quotes right now by taking advantage of our free online tool.

The average insurance prices for a Chrysler Pacifica are $1,132 every 12 months for full coverage insurance. Comprehensive costs on average $248 a year, collision insurance costs $358, and liability is estimated at $390. Liability-only coverage costs approximately $438 a year, and high-risk coverage costs around $2,432. 16-year-old drivers cost the most to insure at up to $4,262 a year.

Average premium for full coverage: $1,132

Policy rates by type of insurance:

Prices are based on $500 policy deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 states and Pacifica trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on insurance rates. Rural areas are shown to have more infrequent physical damage claims than congested cities. The diagram below illustrates how your location can change car insurance rates.

The examples above illustrate why it is important to get quotes based on a specific location and their own driving history, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average Chrysler Pacifica insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $665
• Choosing higher $1,000 deductibles can save around $996 each year
• The average price for a good driver age 40 with $500 deductibles is $1,132
• Buying low $100 deductibles for comp and collision coverage increases the price to $1,396
• Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,432
• Policy cost to insure a 16-year-old driver may cost $4,262 each year

View Chart as Image

Insurance rates for a Chrysler Pacifica also range considerably based on liability limits and deductibles, your risk profile, and the trim level of your Pacifica.

Opting for high physical damage deductibles can save as much as $400 annually, while buying higher liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $351 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may pay as low as $1,100 annually on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers should be prepared to pay upwards of $4,200 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying at a minimum $1,300 to $1,800 additional every year, depending on your age. A high-risk auto insurance policy ranges from 42% to 128% more than the average rate. View High Risk Driver Rates

Your home state plays a big part in determining prices for Chrysler Pacifica insurance prices. A good driver about age 40 could pay as low as $740 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,530 on average in Michigan, New York, and Florida.

View Chart as Image

How to Shop for Affordable Chrysler Pacifica Insurance

Finding cheaper rates on insurance for a Chrysler Pacifica takes being a good driver, having above-average credit, being claim-free, and dropping full coverage on older vehicles. Invest the time to shop around once a year by getting rate quotes from direct insurance companies, and also from several local insurance agents.

The following list is a brief review of the data that was illustrated above.

• It is possible to save as much as $130 per year just by quoting early and online
• Insureds who require an increased level of liability coverage will pay around $430 annually to raise limits from a 30/60 limit to a 250/500 level
• Drivers age 16 to 20 pay higher rates, possibly costing $355 each month if full coverage is included
• Drivers considered higher risk with DUI or reckless driving convictions pay on average $1,300 more each year than a safer driver

To this point, it’s clear that insurance companies consider a wide assortment of factors when quoting potential policyholders. You can start to discover Chrysler Pacifica car insurance rates right now by using our complimentary quote comparison tool below.

What are the Chrysler Pacifica safety ratings?

The safety ratings of the Chrysler Pacifica are important to know because positive scores translate to favorable insurance rates. 

Take a look at the Chrysler Pacifica’s safety ratings as determined by the Insurance Insitute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Chrysler Pacifica received the highest mark possible in each category with the exception of the small overlap on the passenger’s side.

Chrysler Pacifica Compared Against Other Vehicles in the Same Class

Classified as a minivan, the Chrysler Pacifica has plenty of competition for its vehicle segment. Take a look at the following comparable models:

• Dodge Grand Caravan
• Honda Odyssey
• Toyota Sienna

When it comes down to the figures, the IIHS reports that the Chrysler Pacifica has a bodily injury loss percentage of -19 percent and a property damage loss percentage of -15 percent. These figures are considered above average for this vehicle class, and helps contribute to lower rates.

We have uncovered a lot of information about Chrysler Pacifica car insurance, so is there anything we might have missed? If not, start comparing Chrysler Pacifica insurance rates from multiple companies by using our free online quote tool.