Chrysler Pacifica Insurance Rates

If you ever wondered how much Chrysler Pacifica insurance cost, the average Chrysler Pacifica insurance rates are $1,332 a year for full coverage. There are several factors that determine individual Chrysler Pacifica car insurance rates, such as the age and location of the driver.

In order to help you on your way to securing a policy that meets your needs and budget, we have prepared this detailed article. You can even start comparing Chrysler Pacifica quotes right now by taking advantage of our free online tool.

U.S. average insurance rates for a Chrysler Pacifica are $1,132 a year with full coverage. Comprehensive insurance costs approximately $248 a year, collision costs $358, and liability is $390. Liability-only coverage costs around $438 a year, with high-risk coverage costing $2,432 or more. Teens pay the highest rates at $4,262 a year or more.

Average premium for full coverage: $1,132

Price estimates by individual coverage:

Price estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all U.S. states and Pacifica trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can have significant affects on the price of insurance. Rural locations have a lower frequency of collision claims than cities with more traffic congestion.

The diagram below illustrates the difference location can make on auto insurance prices.

The ranges above demonstrate why it is important to compare rates quotes using their specific location and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details estimated Chrysler Pacifica insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $665
• Raising to $1,000 deductibles will save $996 annually
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,132
• Selecting low $100 deductibles will cost an extra $264 every year
• At-risk drivers with serious driving violations could pay around $2,432 or more
• The price for full coverage for a teen driver can cost $4,262

View Chart as Image

Auto insurance prices for a Chrysler Pacifica are also quite variable based on your driving record, the trim level and model year, and physical damage deductibles and liability limits.

Older drivers with a good driving record and high deductibles may pay as little as $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay in the ballpark of $4,200 a year. View Rates by Age

The state you live in also has a big influence on Chrysler Pacifica insurance prices. A middle-age driver might find prices as low as $820 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,530 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $400 every year, while buying higher liability limits will push prices upward. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $351 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out anywhere from $1,300 to $1,800 in extra premium each year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 42% to 128% more than the average policy. View High Risk Driver Rates

Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to get quotes and see which company has the best price. Every auto insurance company calculates prices differently, and quoted prices may be quite different from one company to the next.

How to Find Cheaper Chrysler Pacifica Insurance

Getting lower rates on car insurance consists of having a decent driving record, having good credit, avoid buying unnecessary coverage, and not having any coverage lapses. Make time to compare rates at every other renewal by obtaining price quotes from direct companies like Progressive and GEICO, and also from several local insurance agents.

The following items are a condensed summary of the concepts that were touched on in this article.

• Higher risk drivers with multiple at-fault accidents pay on average $1,300 more per year than a driver with a clean driving record
• 16 to 18-year-old drivers have the highest car insurance prices, costing up to $355 a month if they have full coverage
• You may be able to save around $130 per year simply by quoting early and online
• Increasing physical damage deductibles can save around $400 each year
• You may be able to save around $130 per year simply by quoting early and online

To this point, it’s clear that insurance companies consider a wide assortment of factors when quoting potential policyholders. You can start to discover Chrysler Pacifica car insurance rates right now by using our complimentary quote comparison tool below.

What are the Chrysler Pacifica safety ratings?

The safety ratings of the Chrysler Pacifica are important to know because positive scores translate to favorable insurance rates. 

Take a look at the Chrysler Pacifica’s safety ratings as determined by the Insurance Insitute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Chrysler Pacifica received the highest mark possible in each category with the exception of the small overlap on the passenger’s side.

Chrysler Pacifica Compared Against Other Vehicles in the Same Class

Classified as a minivan, the Chrysler Pacifica has plenty of competition for its vehicle segment. Take a look at the following comparable models:

• Dodge Grand Caravan
• Honda Odyssey
• Toyota Sienna

When it comes down to the figures, the IIHS reports that the Chrysler Pacifica has a bodily injury loss percentage of -19 percent and a property damage loss percentage of -15 percent. These figures are considered above average for this vehicle class, and helps contribute to lower rates.

We have uncovered a lot of information about Chrysler Pacifica car insurance, so is there anything we might have missed? If not, start comparing Chrysler Pacifica insurance rates from multiple companies by using our free online quote tool.