Chrysler Pacifica Insurance Rates
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Michelle Robbins
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UPDATED: Mar 30, 2024
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If you ever wondered how much Chrysler Pacifica insurance cost, the average Chrysler Pacifica insurance rates are $1,332 a year for full coverage. There are several factors that determine individual Chrysler Pacifica car insurance rates, such as the age and location of the driver.
In order to help you on your way to securing a policy that meets your needs and budget, we have prepared this detailed article. You can even start comparing Chrysler Pacifica quotes right now by taking advantage of our free online tool.
Estimated insurance rates for a Chrysler Pacifica are $1,132 a year including full coverage. Comprehensive costs on average $248 a year, collision costs $358, and liability coverage costs around $390. Liability-only insurance costs as low as $438 a year, with high-risk driver insurance costing around $2,432. Teen drivers pay the most at $4,262 a year or more.
Average premium for full coverage: $1,132
Premium estimates by type of coverage:
Estimates include $500 physical damage deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and Pacifica trim levels.
Insurance Price Range by Risk and Coverage
Using a 40-year-old driver as an example, insurance rates for a Chrysler Pacifica go from as low as $438 for liability-only coverage to a high of $2,432 for a policy for a high-risk driver.
Insurance Price Range by Location
Where you live has a large influence on car insurance rates. Rural areas are statistically proven to have a lower frequency of comprehensive and collision claims than larger metro areas.
The diagram below illustrates how rural and urban location affects car insurance rates.
These rate differences highlight why it is important to compare prices based on a specific location and risk profile, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below breaks down estimated Chrysler Pacifica insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $665
- Using higher $1,000 deductibles will save around $996 every year
- The average rate for a 40-year-old good driver with $500 deductibles is $1,132
- Choosing low $100 deductibles for physical damage coverage will increase the cost to $1,396
- Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,432 or more
- An auto insurance policy for full coverage for a teenage driver may cost $4,262 or more
Insurance prices for a Chrysler Pacifica also have a wide range based on your driving characteristics, the model of your Pacifica, and policy deductibles and limits.
Older drivers with no violations or accidents and high deductibles may only pay around $1,100 a year, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers should be prepared to pay upwards of $4,200 a year. View Rates by Age
Where you choose to live has a huge impact on Chrysler Pacifica insurance rates. A driver around age 40 might see prices as low as $870 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,620 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,024 | -$108 | -9.5% |
| Alaska | $868 | -$264 | -23.3% |
| Arizona | $940 | -$192 | -17.0% |
| Arkansas | $1,132 | -$0 | 0.0% |
| California | $1,292 | $160 | 14.1% |
| Colorado | $1,082 | -$50 | -4.4% |
| Connecticut | $1,164 | $32 | 2.8% |
| Delaware | $1,282 | $150 | 13.3% |
| Florida | $1,416 | $284 | 25.1% |
| Georgia | $1,050 | -$82 | -7.2% |
| Hawaii | $814 | -$318 | -28.1% |
| Idaho | $766 | -$366 | -32.3% |
| Illinois | $846 | -$286 | -25.3% |
| Indiana | $854 | -$278 | -24.6% |
| Iowa | $764 | -$368 | -32.5% |
| Kansas | $1,076 | -$56 | -4.9% |
| Kentucky | $1,548 | $416 | 36.7% |
| Louisiana | $1,676 | $544 | 48.1% |
| Maine | $702 | -$430 | -38.0% |
| Maryland | $936 | -$196 | -17.3% |
| Massachusetts | $902 | -$230 | -20.3% |
| Michigan | $1,966 | $834 | 73.7% |
| Minnesota | $950 | -$182 | -16.1% |
| Mississippi | $1,358 | $226 | 20.0% |
| Missouri | $1,006 | -$126 | -11.1% |
| Montana | $1,218 | $86 | 7.6% |
| Nebraska | $892 | -$240 | -21.2% |
| Nevada | $1,358 | $226 | 20.0% |
| New Hampshire | $818 | -$314 | -27.7% |
| New Jersey | $1,266 | $134 | 11.8% |
| New Mexico | $1,002 | -$130 | -11.5% |
| New York | $1,194 | $62 | 5.5% |
| North Carolina | $654 | -$478 | -42.2% |
| North Dakota | $930 | -$202 | -17.8% |
| Ohio | $782 | -$350 | -30.9% |
| Oklahoma | $1,164 | $32 | 2.8% |
| Oregon | $1,038 | -$94 | -8.3% |
| Pennsylvania | $1,080 | -$52 | -4.6% |
| Rhode Island | $1,512 | $380 | 33.6% |
| South Carolina | $1,028 | -$104 | -9.2% |
| South Dakota | $956 | -$176 | -15.5% |
| Tennessee | $992 | -$140 | -12.4% |
| Texas | $1,366 | $234 | 20.7% |
| Utah | $840 | -$292 | -25.8% |
| Vermont | $776 | -$356 | -31.4% |
| Virginia | $678 | -$454 | -40.1% |
| Washington | $874 | -$258 | -22.8% |
| West Virginia | $1,038 | -$94 | -8.3% |
| Wisconsin | $782 | -$350 | -30.9% |
| Wyoming | $1,010 | -$122 | -10.8% |
Choosing high deductibles could cut prices by as much as $400 a year, while buying higher liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will cost up to $351 more each year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you are likely paying at a minimum $1,300 to $1,800 additional annually, depending on your age. A high-risk auto insurance policy can be around 42% to 128% more than average. View High Risk Driver Rates
With such a large range in prices, the best way to figure out exactly what you will pay is to get quotes and see how they stack up. Each insurance company uses a different rate calculation, and prices will be substantially different from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chrysler Pacifica | $320 | $506 | $338 | $1,300 |
| 2023 Chrysler Pacifica | $308 | $494 | $354 | $1,292 |
| 2022 Chrysler Pacifica | $298 | $474 | $364 | $1,272 |
| 2021 Chrysler Pacifica | $282 | $458 | $376 | $1,252 |
| 2020 Chrysler Pacifica | $270 | $424 | $384 | $1,214 |
| 2019 Chrysler Pacifica | $260 | $400 | $388 | $1,184 |
| 2018 Chrysler Pacifica | $248 | $358 | $390 | $1,132 |
| 2017 Chrysler Pacifica | $232 | $330 | $390 | $1,088 |
| 2007 Chrysler Pacifica | $148 | $160 | $380 | $824 |
| 2006 Chrysler Pacifica | $144 | $152 | $376 | $808 |
Rates are averaged for all Chrysler Pacifica models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost Chrysler Pacifica Insurance
Finding better rates on auto insurance requires being a safe and courteous driver, having a good credit history, refrain from filing small claims, and insuring your home and auto with the same company. Set aside time to shop around every year by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.
Below is a review of the coverage data raised in the charts and tables above.
- You may be able to save as much as $130 per year simply by quoting early and online
- Increasing policy deductibles can save around $400 each year
- Teenage drivers pay higher prices, with the cost nearing $355 per month including comprehensive and collision insurance
- Drivers who have several accidents or serious violations may pay on average $1,300 more each year for auto insurance
To this point, it’s clear that insurance companies consider a wide assortment of factors when quoting potential policyholders. You can start to discover Chrysler Pacifica car insurance rates right now by using our complimentary quote comparison tool below.
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What are the Chrysler Pacifica safety ratings?
The safety ratings of the Chrysler Pacifica are important to know because positive scores translate to favorable insurance rates.
Take a look at the Chrysler Pacifica’s safety ratings as determined by the Insurance Insitute for Highway Safety (IIHS).
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Acceptable
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
These scores indicate that the Chrysler Pacifica received the highest mark possible in each category with the exception of the small overlap on the passenger’s side.
Chrysler Pacifica Compared Against Other Vehicles in the Same Class
Classified as a minivan, the Chrysler Pacifica has plenty of competition for its vehicle segment. Take a look at the following comparable models:
When it comes down to the figures, the IIHS reports that the Chrysler Pacifica has a bodily injury loss percentage of -19 percent and a property damage loss percentage of -15 percent. These figures are considered above average for this vehicle class, and helps contribute to lower rates.
We have uncovered a lot of information about Chrysler Pacifica car insurance, so is there anything we might have missed? If not, start comparing Chrysler Pacifica insurance rates from multiple companies by using our free online quote tool.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,262 |
| 20 | $2,576 |
| 30 | $1,176 |
| 40 | $1,132 |
| 50 | $1,038 |
| 60 | $1,016 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,396 |
| $250 | $1,276 |
| $500 | $1,132 |
| $1,000 | $996 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,132 |
| 50/100 | $1,210 |
| 100/300 | $1,308 |
| 250/500 | $1,561 |
| 100 CSL | $1,249 |
| 300 CSL | $1,464 |
| 500 CSL | $1,620 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,062 |
| 20 | $4,100 |
| 30 | $2,480 |
| 40 | $2,432 |
| 50 | $2,320 |
| 60 | $2,296 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $60 |
| Multi-vehicle | $59 |
| Homeowner | $18 |
| 5-yr Accident Free | $77 |
| 5-yr Claim Free | $72 |
| Paid in Full/EFT | $48 |
| Advance Quote | $53 |
| Online Quote | $80 |
| Total Discounts | $467 |
Discounts are estimated and may not be available from every company or in every state.
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