Chrysler Pacifica Insurance Rates

If you ever wondered how much Chrysler Pacifica insurance cost, the average Chrysler Pacifica insurance rates are $1,332 a year for full coverage. There are several factors that determine individual Chrysler Pacifica car insurance rates, such as the age and location of the driver.

In order to help you on your way to securing a policy that meets your needs and budget, we have prepared this detailed article. You can even start comparing Chrysler Pacifica quotes right now by taking advantage of our free online tool.

Average insurance prices for a Chrysler Pacifica are $1,132 every 12 months for full coverage insurance. Comprehensive insurance costs on average $248 a year, collision costs $358, and liability is $390. Buying just liability costs around $438 a year, with insurance for high-risk drivers costing $2,432 or more. Teen drivers receive the highest rates at $4,262 a year or more.

Average premium for full coverage: $1,132

Rate estimates by individual coverage type:

Price estimates include $500 policy deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 states and Pacifica trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can have significant affects on insurance rates. Rural areas tend to have more infrequent physical damage claims than larger metro areas.

The diagram below illustrates the effect of geographic area on car insurance rates.

These examples illustrate why it is important to compare rates quotes based on a specific location and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates estimated Chrysler Pacifica insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $665
• Raising to $1,000 deductibles will save around $996 each year
• The average price for a 40-year-old driver with $500 deductibles is $1,132
• Choosing low $100 deductibles costs an extra $264 every year
• At-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,432 or more
• The cost to insure a teen driver may cost $4,262

View Chart as Image

Auto insurance rates for a Chrysler Pacifica can also vary considerably based on policy deductibles and limits, your risk profile, and the trim level of your Pacifica.

Choosing high deductibles can reduce rates by up to $400 every year, while buying higher liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $351 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may pay as little as $1,100 every 12 months on average for full coverage. Rates are highest for teen drivers, since even excellent drivers will have to pay upwards of $4,200 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying at a minimum $1,300 to $1,800 in extra premium per year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 42% to 128% more than average. View High Risk Driver Rates

Where you live also has a big influence on Chrysler Pacifica insurance prices. A middle-age driver might find rates as low as $740 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,530 on average in Michigan, New York, and Florida.

View Chart as Image

With so much variability in rates, the only way to figure out exactly what you will pay is to get quotes and see which company has the best rate. Every auto insurance company uses a different rate calculation, and quoted rates can be significantly different.

How to Shop for Cheaper Chrysler Pacifica Insurance

Saving money on car insurance consists of being a good driver, having a good credit score, avoid buying unnecessary coverage, and taking advantage of discounts. Take the time to compare rates at least every other year by quoting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following list is a condensed summary of the car insurance concepts covered in the above illustrations.

• Higher risk drivers with multiple at-fault accidents pay on average $1,300 more each year than a safer driver
• It is possible to save as much as $130 per year simply by quoting early and online
• Increasing deductibles could save as much as $400 each year
• Policyholders who require an increased level of liability coverage will pay about $430 annually to raise from a minimum limit to a 250/500 level

To this point, it’s clear that insurance companies consider a wide assortment of factors when quoting potential policyholders. You can start to discover Chrysler Pacifica car insurance rates right now by using our complimentary quote comparison tool below.

What are the Chrysler Pacifica safety ratings?

The safety ratings of the Chrysler Pacifica are important to know because positive scores translate to favorable insurance rates. 

Take a look at the Chrysler Pacifica’s safety ratings as determined by the Insurance Insitute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Chrysler Pacifica received the highest mark possible in each category with the exception of the small overlap on the passenger’s side.

Chrysler Pacifica Compared Against Other Vehicles in the Same Class

Classified as a minivan, the Chrysler Pacifica has plenty of competition for its vehicle segment. Take a look at the following comparable models:

• Dodge Grand Caravan
• Honda Odyssey
• Toyota Sienna

When it comes down to the figures, the IIHS reports that the Chrysler Pacifica has a bodily injury loss percentage of -19 percent and a property damage loss percentage of -15 percent. These figures are considered above average for this vehicle class, and helps contribute to lower rates.

We have uncovered a lot of information about Chrysler Pacifica car insurance, so is there anything we might have missed? If not, start comparing Chrysler Pacifica insurance rates from multiple companies by using our free online quote tool.