Chrysler Pacifica Insurance Rates

If you ever wondered how much Chrysler Pacifica insurance cost, the average Chrysler Pacifica insurance rates are $1,332 a year for full coverage. There are several factors that determine individual Chrysler Pacifica car insurance rates, such as the age and location of the driver.

In order to help you on your way to securing a policy that meets your needs and budget, we have prepared this detailed article. You can even start comparing Chrysler Pacifica quotes right now by taking advantage of our free online tool.

Average auto insurance rates for a Chrysler Pacifica are $1,132 annually including full coverage. Comprehensive costs approximately $248, collision insurance costs $358, and liability coverage is $390. A policy with just liability insurance costs around $438 a year, and coverage for high-risk drivers costs around $2,432. Teenage drivers receive the highest rates at up to $4,262 a year.

Average premium for full coverage: $1,132

Rate estimates by individual coverage type:

These estimates include $500 deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and for different Pacifica trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a large influence on car insurance prices. Rural locations tend to have fewer comprehensive and collision claims than densely populated cities. The price range example below illustrates how geographic area affects auto insurance prices.

These examples highlight why anyone shopping for car insurance should compare rates quotes using their specific location and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average Chrysler Pacifica insurance rates for additional coverage and risk scenarios.

• The best discount rate is $665
• Raising to $1,000 deductibles will save $136 every year
• The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,132
• Using more expensive low deductibles will cost $1,396
• Unlucky drivers who are prone to accidents and violations could pay around $2,432
• The cost with full coverage for a teenage driver with full coverage can cost $4,262

View Chart as Image

Insurance rates for a Chrysler Pacifica can also vary considerably based on the trim level of your Pacifica, your driving characteristics, and physical damage deductibles and liability limits.

An older driver with no violations or accidents and high physical damage deductibles may only pay around $1,100 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,200 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying anywhere from $1,300 to $1,800 additional per year, depending on your age. High-risk driver insurance is expensive and can cost around 42% to 128% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce rates by up to $400 a year, while increasing your policy's liability limits will push rates upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $351 more each year. View Rates by Deductible or Liability Limit

Where you live also has a big influence on Chrysler Pacifica insurance rates. A middle-age driver might find rates as low as $870 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,620 on average in Louisiana, New York, and Michigan.

View Chart as Image

How to Buy Cheap Chrysler Pacifica Insurance

Saving money on auto insurance consists of not taking risks behind the wheel, having good credit, not filing small claims, and consideration of higher deductibles. Invest the time to compare rates at every policy renewal by requesting quotes from direct car insurance companies like Progressive and GEICO, and also from local insurance agencies.

The following is a brief summary of the data presented in the illustrations above.

• Consumers who purchase higher liability limits will pay an extra $430 per year to raise from a minimum limit to higher 250/500 limits
• You may be able to save around $130 per year just by shopping early and online
• Increasing deductibles could save up to $400 each year
• Teens are the costliest to insure, as much as $355 per month if they have full coverage

To this point, it’s clear that insurance companies consider a wide assortment of factors when quoting potential policyholders. You can start to discover Chrysler Pacifica car insurance rates right now by using our complimentary quote comparison tool below.

What are the Chrysler Pacifica safety ratings?

The safety ratings of the Chrysler Pacifica are important to know because positive scores translate to favorable insurance rates. 

Take a look at the Chrysler Pacifica’s safety ratings as determined by the Insurance Insitute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Chrysler Pacifica received the highest mark possible in each category with the exception of the small overlap on the passenger’s side.

Chrysler Pacifica Compared Against Other Vehicles in the Same Class

Classified as a minivan, the Chrysler Pacifica has plenty of competition for its vehicle segment. Take a look at the following comparable models:

• Dodge Grand Caravan
• Honda Odyssey
• Toyota Sienna

When it comes down to the figures, the IIHS reports that the Chrysler Pacifica has a bodily injury loss percentage of -19 percent and a property damage loss percentage of -15 percent. These figures are considered above average for this vehicle class, and helps contribute to lower rates.

We have uncovered a lot of information about Chrysler Pacifica car insurance, so is there anything we might have missed? If not, start comparing Chrysler Pacifica insurance rates from multiple companies by using our free online quote tool.