Chrysler Pacifica Insurance Rates

If you ever wondered how much Chrysler Pacifica insurance cost, the average Chrysler Pacifica insurance rates are $1,332 a year for full coverage. There are several factors that determine individual Chrysler Pacifica car insurance rates, such as the age and location of the driver.

In order to help you on your way to securing a policy that meets your needs and budget, we have prepared this detailed article. You can even start comparing Chrysler Pacifica quotes right now by taking advantage of our free online tool.

U.S. average auto insurance rates for a Chrysler Pacifica are $1,132 annually including full coverage. Comprehensive insurance costs an estimated $248, collision insurance costs $358, and liability coverage costs $390. Buying just liability costs as little as $438 a year, and insurance for high-risk drivers costs $2,432 or more. Teen drivers pay the highest rates at up to $4,262 a year.

Average premium for full coverage: $1,132

Price estimates broken down by individual coverage:

Includes $500 policy deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and for different Pacifica trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on the price of auto insurance. More rural locations have fewer comprehensive and collision claims than larger metro areas. The price range example below illustrates how location helps determine insurance prices.

The ranges above highlight why anyone shopping for car insurance should compare rates for a targeted area and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average Chrysler Pacifica insurance rates for other coverage scenarios.

• The lowest rate with discounts is $665
• Drivers who choose higher $1,000 deductibles will pay approximately $136 every year
• The estimated rate for the average middle-age driver who has $500 deductibles is $1,132
• Choosing more expensive low deductibles for comprehensive and collision insurance costs an additional $264 each year
• High-risk insureds with multiple violations and an at-fault accident could pay up to $2,432
• The price with full coverage for a teenage driver with full coverage can cost as much as $4,262 a year

View Chart as Image

Insurance prices for a Chrysler Pacifica are also quite variable based on the trim level and model year, your driving characteristics, and liability limits and deductibles.

An older driver with no violations or accidents and high physical damage deductibles may only pay around $1,100 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they should be prepared to pay at least $4,200 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying $1,300 to $1,800 additional each year, depending on your age. High-risk driver insurance can cost around 42% to 128% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $400 a year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $351 more each year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Chrysler Pacifica insurance rates. A 40-year-old driver could pay as low as $870 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,620 on average in Louisiana, New York, and Michigan.

View Chart as Image

How to Buy the Cheapest Chrysler Pacifica Insurance

Getting lower rates on auto insurance not only requires avoiding accidents and claims, but also having good credit, being claim-free, and possibly raising deductibles. Invest time comparing rates at least once a year by obtaining price quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The points below are a recap of the primary concepts that were covered in the charts and tables above.

• You may be able to save approximately $130 per year just by shopping early and online
• Drivers that have major violations or accidents could be forced to pay on average $1,300 more annually to insure a Chrysler Pacifica
• Increasing physical damage deductibles could save up to $400 each year
• Drivers under the age of 20 are expensive to insure, possibly costing $355 a month if they have full coverage

To this point, it’s clear that insurance companies consider a wide assortment of factors when quoting potential policyholders. You can start to discover Chrysler Pacifica car insurance rates right now by using our complimentary quote comparison tool below.

What are the Chrysler Pacifica safety ratings?

The safety ratings of the Chrysler Pacifica are important to know because positive scores translate to favorable insurance rates. 

Take a look at the Chrysler Pacifica’s safety ratings as determined by the Insurance Insitute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Chrysler Pacifica received the highest mark possible in each category with the exception of the small overlap on the passenger’s side.

Chrysler Pacifica Compared Against Other Vehicles in the Same Class

Classified as a minivan, the Chrysler Pacifica has plenty of competition for its vehicle segment. Take a look at the following comparable models:

• Dodge Grand Caravan
• Honda Odyssey
• Toyota Sienna

When it comes down to the figures, the IIHS reports that the Chrysler Pacifica has a bodily injury loss percentage of -19 percent and a property damage loss percentage of -15 percent. These figures are considered above average for this vehicle class, and helps contribute to lower rates.

We have uncovered a lot of information about Chrysler Pacifica car insurance, so is there anything we might have missed? If not, start comparing Chrysler Pacifica insurance rates from multiple companies by using our free online quote tool.