Chrysler Pacifica Insurance Rates

If you ever wondered how much Chrysler Pacifica insurance cost, the average Chrysler Pacifica insurance rates are $1,332 a year for full coverage. There are several factors that determine individual Chrysler Pacifica car insurance rates, such as the age and location of the driver.

In order to help you on your way to securing a policy that meets your needs and budget, we have prepared this detailed article. You can even start comparing Chrysler Pacifica quotes right now by taking advantage of our free online tool.

Estimated insurance rates for a Chrysler Pacifica are $1,132 a year including full coverage. Comprehensive insurance costs an estimated $248 each year, collision costs $358, and liability coverage is estimated at $390. A liability-only policy costs approximately $438 a year, with high-risk insurance costing $2,432 or more. Teenage drivers pay the most at $4,262 a year or more.

Average premium for full coverage: $1,132

Premium estimates broken down by type of coverage:

These estimates include $500 physical damage insurance deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and Pacifica models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a large influence on the price of auto insurance. More rural locations are statistically proven to have lower incidents of comprehensive and collision claims than densely populated cities.

The graphic below illustrates the difference between rural and urban areas on insurance prices.

These rate differences highlight why all drivers should get quotes for a targeted area, rather than using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated Chrysler Pacifica insurance rates for other coverage scenarios.

• The best discount rate is $665
• Choosing higher $1,000 deductibles can save approximately $136 every year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,132
• Using low deductibles for comp and collision coverage will cost an additional $264 each year
• Drivers who are prone to accidents and violations could pay up to $2,432 or more
• An auto insurance policy that insures a teenage driver can cost as much as $4,262 each year

View Chart as Image

Auto insurance prices for a Chrysler Pacifica also have a wide range based on the trim level and model year, your driving record and age, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are likely paying $1,300 to $1,800 in extra premium annually, depending on your age. Insurance for high-risk drivers ranges around 42% to 128% more than a normal policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,100 annually on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay at least $4,200 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Chrysler Pacifica insurance rates. A good driver about age 40 could pay as low as $870 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,620 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $400 a year, whereas increasing liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $351 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out which insurance company is cheapest is to do a rate comparison and see how they stack up. Each auto insurer uses a different method to calculate prices, and quoted prices will be substantially different.

How to Find Cheap Chrysler Pacifica Insurance

Finding better rates on auto insurance takes being a low-risk driver, maintaining a good credit score, refrain from filing small claims, and qualifying for all possible discounts. Compare prices every year by obtaining price quotes from direct car insurance companies, and also from your local car insurance providers.

The items below are a brief summary of the coverage data covered above.

• You may be able to save approximately $130 per year simply by quoting online in advance
• Increasing policy deductibles can save approximately $400 each year
• Teen drivers are the costliest to insure, with the cost nearing $355 per month if the policy includes full coverage
• Drivers that tend to have accidents or serious violations could be charged and average of $1,300 more annually to insure their Pacifica

To this point, it’s clear that insurance companies consider a wide assortment of factors when quoting potential policyholders. You can start to discover Chrysler Pacifica car insurance rates right now by using our complimentary quote comparison tool below.

What are the Chrysler Pacifica safety ratings?

The safety ratings of the Chrysler Pacifica are important to know because positive scores translate to favorable insurance rates. 

Take a look at the Chrysler Pacifica’s safety ratings as determined by the Insurance Insitute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Chrysler Pacifica received the highest mark possible in each category with the exception of the small overlap on the passenger’s side.

Chrysler Pacifica Compared Against Other Vehicles in the Same Class

Classified as a minivan, the Chrysler Pacifica has plenty of competition for its vehicle segment. Take a look at the following comparable models:

• Dodge Grand Caravan
• Honda Odyssey
• Toyota Sienna

When it comes down to the figures, the IIHS reports that the Chrysler Pacifica has a bodily injury loss percentage of -19 percent and a property damage loss percentage of -15 percent. These figures are considered above average for this vehicle class, and helps contribute to lower rates.

We have uncovered a lot of information about Chrysler Pacifica car insurance, so is there anything we might have missed? If not, start comparing Chrysler Pacifica insurance rates from multiple companies by using our free online quote tool.