Chrysler Pacifica Insurance Rates
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UPDATED: Mar 30, 2024
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If you ever wondered how much Chrysler Pacifica insurance cost, the average Chrysler Pacifica insurance rates are $1,332 a year for full coverage. There are several factors that determine individual Chrysler Pacifica car insurance rates, such as the age and location of the driver.
In order to help you on your way to securing a policy that meets your needs and budget, we have prepared this detailed article. You can even start comparing Chrysler Pacifica quotes right now by taking advantage of our free online tool.
Estimated insurance rates for a Chrysler Pacifica are $1,184 a year including full coverage. Comprehensive insurance costs approximately $260 each year, collision insurance costs $400, and liability insurance is $388. A liability-only policy costs around $434 a year, and high-risk insurance costs $2,542 or more. 16-year-old drivers pay the most at up to $4,420 a year.
Average premium for full coverage: $1,184
Premium estimates by type of coverage:
Prices include $500 physical damage deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 U.S. states and Pacifica models.
Insurance Price Range by Risk and Coverage
For the average 40-year-old driver, insurance rates for a Chrysler Pacifica range from as low as $434 for minimum levels of liability insurance to a high rate of $2,542 for a policy for a high-risk driver.
Insurance Price Range by Location
Choosing to live in a large city has a significant impact on car insurance prices. Rural locations are statistically proven to have a lower frequency of comprehensive and collision claims than congested cities. The graphic below illustrates the difference location can make on auto insurance prices.
These rate differences highlight why all drivers should compare rates quotes using their specific location and risk profile, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below breaks down average Chrysler Pacifica insurance rates for additional coverage and risk scenarios.
- The best full coverage rate is $690
- Raising to $1,000 deductibles will save $150 every year
- The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,184
- Buying low deductibles will cost an extra $288 a year
- Higher-risk drivers with multiple tickets or accidents could pay around $2,542
- An auto insurance policy for full coverage for a teen driver can cost $4,420
Auto insurance prices for a Chrysler Pacifica also have a wide range based on your driving characteristics, the model of your Pacifica, and physical damage deductibles and liability limits.
More mature drivers with a good driving record and high deductibles could pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will have to pay in the ballpark of $4,400 a year. View Rates by Age
Where you choose to live also has a big influence on Chrysler Pacifica insurance rates. A middle-age driver might find prices as low as $910 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,690 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,068 | -$116 | -9.8% |
| Alaska | $906 | -$278 | -23.5% |
| Arizona | $982 | -$202 | -17.1% |
| Arkansas | $1,184 | -$0 | 0.0% |
| California | $1,348 | $164 | 13.9% |
| Colorado | $1,128 | -$56 | -4.7% |
| Connecticut | $1,212 | $28 | 2.4% |
| Delaware | $1,336 | $152 | 12.8% |
| Florida | $1,476 | $292 | 24.7% |
| Georgia | $1,094 | -$90 | -7.6% |
| Hawaii | $850 | -$334 | -28.2% |
| Idaho | $800 | -$384 | -32.4% |
| Illinois | $880 | -$304 | -25.7% |
| Indiana | $892 | -$292 | -24.7% |
| Iowa | $798 | -$386 | -32.6% |
| Kansas | $1,122 | -$62 | -5.2% |
| Kentucky | $1,612 | $428 | 36.1% |
| Louisiana | $1,750 | $566 | 47.8% |
| Maine | $728 | -$456 | -38.5% |
| Maryland | $976 | -$208 | -17.6% |
| Massachusetts | $944 | -$240 | -20.3% |
| Michigan | $2,052 | $868 | 73.3% |
| Minnesota | $990 | -$194 | -16.4% |
| Mississippi | $1,416 | $232 | 19.6% |
| Missouri | $1,048 | -$136 | -11.5% |
| Montana | $1,270 | $86 | 7.3% |
| Nebraska | $930 | -$254 | -21.5% |
| Nevada | $1,418 | $234 | 19.8% |
| New Hampshire | $854 | -$330 | -27.9% |
| New Jersey | $1,320 | $136 | 11.5% |
| New Mexico | $1,044 | -$140 | -11.8% |
| New York | $1,244 | $60 | 5.1% |
| North Carolina | $680 | -$504 | -42.6% |
| North Dakota | $968 | -$216 | -18.2% |
| Ohio | $816 | -$368 | -31.1% |
| Oklahoma | $1,212 | $28 | 2.4% |
| Oregon | $1,082 | -$102 | -8.6% |
| Pennsylvania | $1,128 | -$56 | -4.7% |
| Rhode Island | $1,576 | $392 | 33.1% |
| South Carolina | $1,072 | -$112 | -9.5% |
| South Dakota | $998 | -$186 | -15.7% |
| Tennessee | $1,034 | -$150 | -12.7% |
| Texas | $1,424 | $240 | 20.3% |
| Utah | $874 | -$310 | -26.2% |
| Vermont | $808 | -$376 | -31.8% |
| Virginia | $708 | -$476 | -40.2% |
| Washington | $910 | -$274 | -23.1% |
| West Virginia | $1,084 | -$100 | -8.4% |
| Wisconsin | $816 | -$368 | -31.1% |
| Wyoming | $1,052 | -$132 | -11.1% |
Opting for high physical damage deductibles can reduce prices by up to $440 each year, whereas increasing liability limits will push prices upward. Changing from a 50/100 limit to a 250/500 limit will cost up to $349 extra every year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you are likely paying anywhere from $1,400 to $1,900 in extra premium annually, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 43% to 132% more than the average rate. View High Risk Driver Rates
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chrysler Pacifica | $332 | $512 | $332 | $1,312 |
| 2023 Chrysler Pacifica | $320 | $506 | $338 | $1,300 |
| 2022 Chrysler Pacifica | $308 | $494 | $354 | $1,292 |
| 2021 Chrysler Pacifica | $298 | $474 | $364 | $1,272 |
| 2020 Chrysler Pacifica | $282 | $458 | $376 | $1,252 |
| 2019 Chrysler Pacifica | $270 | $424 | $384 | $1,214 |
| 2018 Chrysler Pacifica | $260 | $400 | $388 | $1,184 |
| 2017 Chrysler Pacifica | $248 | $358 | $390 | $1,132 |
| 2007 Chrysler Pacifica | $162 | $168 | $384 | $850 |
| 2006 Chrysler Pacifica | $148 | $160 | $380 | $824 |
Rates are averaged for all Chrysler Pacifica models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Right Chrysler Pacifica Insurance
Finding better rates on Chrysler Pacifica insurance consists of being a safe and courteous driver, having good credit, refrain from filing small claims, and possibly higher deductibles. Make time to compare rates every year by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.
Below is a quick rundown of the coverage data touched on in this article.
- You may be able to save around $140 per year just by quoting online in advance
- Increasing policy deductibles can save around $450 each year
- Teenage drivers have the highest car insurance prices, with the cost nearing $368 per month if they have full coverage
- High-risk drivers with reckless driving or DUI convictions could be forced to pay on average $1,360 more per year for auto insurance
To this point, it’s clear that insurance companies consider a wide assortment of factors when quoting potential policyholders. You can start to discover Chrysler Pacifica car insurance rates right now by using our complimentary quote comparison tool below.
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What are the Chrysler Pacifica safety ratings?
The safety ratings of the Chrysler Pacifica are important to know because positive scores translate to favorable insurance rates.
Take a look at the Chrysler Pacifica’s safety ratings as determined by the Insurance Insitute for Highway Safety (IIHS).
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Acceptable
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
These scores indicate that the Chrysler Pacifica received the highest mark possible in each category with the exception of the small overlap on the passenger’s side.
Chrysler Pacifica Compared Against Other Vehicles in the Same Class
Classified as a minivan, the Chrysler Pacifica has plenty of competition for its vehicle segment. Take a look at the following comparable models:
When it comes down to the figures, the IIHS reports that the Chrysler Pacifica has a bodily injury loss percentage of -19 percent and a property damage loss percentage of -15 percent. These figures are considered above average for this vehicle class, and helps contribute to lower rates.
We have uncovered a lot of information about Chrysler Pacifica car insurance, so is there anything we might have missed? If not, start comparing Chrysler Pacifica insurance rates from multiple companies by using our free online quote tool.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,420 |
| 20 | $2,696 |
| 30 | $1,228 |
| 40 | $1,184 |
| 50 | $1,080 |
| 60 | $1,062 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,472 |
| $250 | $1,340 |
| $500 | $1,184 |
| $1,000 | $1,034 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,184 |
| 50/100 | $1,262 |
| 100/300 | $1,359 |
| 250/500 | $1,611 |
| 100 CSL | $1,300 |
| 300 CSL | $1,514 |
| 500 CSL | $1,669 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,296 |
| 20 | $4,292 |
| 30 | $2,592 |
| 40 | $2,542 |
| 50 | $2,424 |
| 60 | $2,402 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $63 |
| Multi-vehicle | $62 |
| Homeowner | $18 |
| 5-yr Accident Free | $83 |
| 5-yr Claim Free | $76 |
| Paid in Full/EFT | $51 |
| Advance Quote | $57 |
| Online Quote | $84 |
| Total Discounts | $494 |
Discounts are estimated and may not be available from every company or in every state.
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