Chrysler Pacifica Insurance Rates

If you ever wondered how much Chrysler Pacifica insurance cost, the average Chrysler Pacifica insurance rates are $1,332 a year for full coverage. There are several factors that determine individual Chrysler Pacifica car insurance rates, such as the age and location of the driver.

In order to help you on your way to securing a policy that meets your needs and budget, we have prepared this detailed article. You can even start comparing Chrysler Pacifica quotes right now by taking advantage of our free online tool.

Estimated insurance rates for a Chrysler Pacifica are $1,132 a year for full coverage. Comprehensive costs approximately $248, collision costs $358, and liability insurance is estimated at $390. Liability-only insurance costs approximately $438 a year, with high-risk driver insurance costing around $2,432. Teens pay the most at $4,262 a year or more.

Average premium for full coverage: $1,132

Premium estimates by type of coverage:

Full coverage includes $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all states and for different Pacifica trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on car insurance rates. Rural locations are statistically proven to have lower incidents of accident claims than cities with more traffic congestion.

The price range example below illustrates the difference location can make on auto insurance prices.

These rate differences show why anyone shopping for car insurance should get quotes using their specific location, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows estimated Chrysler Pacifica insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $665
• Choosing higher $1,000 deductibles can save $136 a year
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,132
• Selecting more expensive low deductibles for comp and collision coverage bumps up the cost to $1,396
• High-risk insureds with serious driving violations could pay around $2,432 or more
• An auto insurance policy that insures a teen driver with full coverage can cost $4,262 each year

View Chart as Image

Insurance prices for a Chrysler Pacifica also have a wide range based on the model year and trim level, how you drive, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you could be paying anywhere from $1,300 to $1,800 additional annually, depending on your age. High-risk driver insurance ranges anywhere from 42% to 128% more than the average policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,100 annually on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,200 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Chrysler Pacifica insurance rates. A good driver about age 40 could pay as low as $750 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,620 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $400 each year, while increasing your policy's liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $351 more each year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to know who has the cheapest car insurance prices is to compare prices from as many companies as possible. Each auto insurer calculates prices differently, and prices will be substantially different.

How to Find More Affordable Chrysler Pacifica Insurance

Finding better rates on Chrysler Pacifica insurance takes avoiding accidents and violations, having a good credit score, not filing small claims, and qualifying for all possible discounts. Compare rates at least once a year by requesting quotes from direct carriers, and also from insurance agencies where you live.

The list below is a summary of the primary concepts that were touched on in this article.

• Drivers can save around $130 per year simply by shopping early and online
• High-risk drivers who have multiple accidents or major violations could be forced to pay on average $1,300 more per year for car insurance
• Increasing policy deductibles can save approximately $400 each year
• Teenagers are the costliest to insure, as much as $355 per month if comprehensive and collision insurance is included

To this point, it’s clear that insurance companies consider a wide assortment of factors when quoting potential policyholders. You can start to discover Chrysler Pacifica car insurance rates right now by using our complimentary quote comparison tool below.

What are the Chrysler Pacifica safety ratings?

The safety ratings of the Chrysler Pacifica are important to know because positive scores translate to favorable insurance rates. 

Take a look at the Chrysler Pacifica’s safety ratings as determined by the Insurance Insitute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Chrysler Pacifica received the highest mark possible in each category with the exception of the small overlap on the passenger’s side.

Chrysler Pacifica Compared Against Other Vehicles in the Same Class

Classified as a minivan, the Chrysler Pacifica has plenty of competition for its vehicle segment. Take a look at the following comparable models:

• Dodge Grand Caravan
• Honda Odyssey
• Toyota Sienna

When it comes down to the figures, the IIHS reports that the Chrysler Pacifica has a bodily injury loss percentage of -19 percent and a property damage loss percentage of -15 percent. These figures are considered above average for this vehicle class, and helps contribute to lower rates.

We have uncovered a lot of information about Chrysler Pacifica car insurance, so is there anything we might have missed? If not, start comparing Chrysler Pacifica insurance rates from multiple companies by using our free online quote tool.