Chrysler Pacifica Insurance Rates

If you ever wondered how much Chrysler Pacifica insurance cost, the average Chrysler Pacifica insurance rates are $1,332 a year for full coverage. There are several factors that determine individual Chrysler Pacifica car insurance rates, such as the age and location of the driver.

In order to help you on your way to securing a policy that meets your needs and budget, we have prepared this detailed article. You can even start comparing Chrysler Pacifica quotes right now by taking advantage of our free online tool.

U.S. average auto insurance rates for a Chrysler Pacifica are $1,184 annually with full coverage. Comprehensive insurance costs approximately $260 a year, collision costs $400, and liability costs $388. A policy with just liability insurance costs as little as $434 a year, with coverage for high-risk drivers costing $2,542 or more. Teenage drivers pay the highest rates at $4,420 a year or more.

Average premium for full coverage: $1,184

Price estimates by individual coverage:

Rate estimates include $500 deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all U.S. states and Pacifica trim levels.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on the price of insurance. Rural locations have fewer collision claims than densely populated cities.

The diagram below illustrates the effect of geographic area on auto insurance prices.

The ranges above demonstrate why it is important to compare rates using their specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details estimated Chrysler Pacifica insurance rates for additional coverage and risk scenarios.

• The best discount rate is $690
• Drivers who choose higher $1,000 deductibles will pay $1,034 annually
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,184
• Using low $100 deductibles for comprehensive and collision insurance costs an additional $288 every year
• Higher-risk drivers who are prone to accidents and violations could pay around $2,542 or more
• The price with full coverage for a teen driver can cost $4,420 a year

View Chart as Image

Insurance prices for a Chrysler Pacifica are also quite variable based on the trim level and model year, your driving record, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high physical damage deductibles may pay as little as $1,100 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they can expect to pay in the ballpark of $4,400 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out anywhere from $1,400 to $1,900 extra each year, depending on your age. A high-risk auto insurance policy can cost as much as 43% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $440 every year, while buying higher liability limits will push prices upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $349 more per year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Chrysler Pacifica insurance prices. A 40-year-old driver could pay as low as $850 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,600 on average in New York, Michigan, and Florida.

View Chart as Image

Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to get quotes and see which company has the best price. Every company uses a different method to calculate prices, so the prices may be quite different between companies.

How to Buy the Best Chrysler Pacifica Insurance

Getting lower rates on car insurance not only requires not taking risks behind the wheel, but also having a good credit history, avoid buying unnecessary coverage, and maximizing policy discounts. Take the time to compare rates every time your policy renews by requesting rates from direct companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The following is a brief recap of the information covered in the above illustrations.

• You may be able to save around $140 per year simply by quoting early and online
• Teens are expensive to insure, costing up to $368 a month including comprehensive and collision insurance
• Increasing physical damage deductibles could save up to $450 each year
• Higher risk drivers who tend to receive serious violations may pay on average $1,360 more per year for Pacifica insurance
• Policyholders who purchase higher liability limits will pay an extra $430 every year to go from a low limit to higher 250/500 limits

To this point, it’s clear that insurance companies consider a wide assortment of factors when quoting potential policyholders. You can start to discover Chrysler Pacifica car insurance rates right now by using our complimentary quote comparison tool below.

What are the Chrysler Pacifica safety ratings?

The safety ratings of the Chrysler Pacifica are important to know because positive scores translate to favorable insurance rates. 

Take a look at the Chrysler Pacifica’s safety ratings as determined by the Insurance Insitute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Chrysler Pacifica received the highest mark possible in each category with the exception of the small overlap on the passenger’s side.

Chrysler Pacifica Compared Against Other Vehicles in the Same Class

Classified as a minivan, the Chrysler Pacifica has plenty of competition for its vehicle segment. Take a look at the following comparable models:

• Dodge Grand Caravan
• Honda Odyssey
• Toyota Sienna

When it comes down to the figures, the IIHS reports that the Chrysler Pacifica has a bodily injury loss percentage of -19 percent and a property damage loss percentage of -15 percent. These figures are considered above average for this vehicle class, and helps contribute to lower rates.

We have uncovered a lot of information about Chrysler Pacifica car insurance, so is there anything we might have missed? If not, start comparing Chrysler Pacifica insurance rates from multiple companies by using our free online quote tool.