Chrysler Pacifica Insurance Rates

If you ever wondered how much Chrysler Pacifica insurance cost, the average Chrysler Pacifica insurance rates are $1,332 a year for full coverage. There are several factors that determine individual Chrysler Pacifica car insurance rates, such as the age and location of the driver.

In order to help you on your way to securing a policy that meets your needs and budget, we have prepared this detailed article. You can even start comparing Chrysler Pacifica quotes right now by taking advantage of our free online tool.

The average insurance prices for a Chrysler Pacifica are $1,132 every 12 months for full coverage. Comprehensive costs around $248, collision costs $358, and liability is $390. Liability-only coverage costs around $438 a year, with high-risk coverage costing around $2,432. Teenage drivers cost the most to insure at $4,262 a year or more.

Average premium for full coverage: $1,132

Policy rates for type of insurance:

Estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all states and for different Pacifica trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on auto insurance rates. Areas with sparse population are shown to have more infrequent accident claims than densely populated cities.

The price range example below illustrates how your location can change auto insurance rates.

The examples above show why anyone shopping for car insurance should compare rates quotes for a specific zip code and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows estimated Chrysler Pacifica insurance rates for additional coverage choices and driver risks.

• The best discount rate is $665
• Raising to $1,000 deductibles will save about $136 a year
• The average price for a good driver age 40 using $500 deductibles is $1,132
• Using more expensive low deductibles increases the price to $1,396
• At-risk drivers who are prone to accidents and violations could pay at least $2,432 or more
• Policy cost to insure a teen driver with full coverage can be $4,262

View Chart as Image

Insurance rates for a Chrysler Pacifica also range considerably based on liability limits and deductibles, your driver profile, and the trim level and model year.

Using high physical damage deductibles can reduce rates by up to $400 every year, while increasing your policy's liability limits will increase rates. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $351 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles may pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay as much as $4,200 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying at least $1,300 to $1,800 additional every year, depending on your age. High-risk driver insurance is expensive and can cost as much as 42% to 128% more than a normal policy. View High Risk Driver Rates

Your home state also has a big influence on Chrysler Pacifica insurance prices. A middle-age driver might find rates as low as $750 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,620 on average in Michigan, Louisiana, and New York.

View Chart as Image

Because rates have so much variability, the only way to know your exact price is to compare rates and see which company has the best rate. Every auto insurance company uses a different method to calculate rates, and rates will be varied.

How to Shop for Low Cost Chrysler Pacifica Insurance

Finding cheaper rates on car insurance consists of avoiding accidents and claims, having above-average credit, avoid buying unnecessary coverage, and taking advantage of discounts. Invest the time to shop around at every other renewal by getting quotes from direct carriers, and also from local exclusive and independent agents.

The points below are a review of the concepts that were illustrated above.

• Higher risk drivers who have several accidents or serious violations may pay on average $1,300 more every year to insure a Chrysler Pacifica
• Drivers under the age of 20 are charged the highest rates, costing up to $355 each month if full coverage is included
• Drivers can save up to $130 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles could save as much as $400 each year
• Drivers can save up to $130 per year simply by shopping early and online

To this point, it’s clear that insurance companies consider a wide assortment of factors when quoting potential policyholders. You can start to discover Chrysler Pacifica car insurance rates right now by using our complimentary quote comparison tool below.

What are the Chrysler Pacifica safety ratings?

The safety ratings of the Chrysler Pacifica are important to know because positive scores translate to favorable insurance rates. 

Take a look at the Chrysler Pacifica’s safety ratings as determined by the Insurance Insitute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Chrysler Pacifica received the highest mark possible in each category with the exception of the small overlap on the passenger’s side.

Chrysler Pacifica Compared Against Other Vehicles in the Same Class

Classified as a minivan, the Chrysler Pacifica has plenty of competition for its vehicle segment. Take a look at the following comparable models:

• Dodge Grand Caravan
• Honda Odyssey
• Toyota Sienna

When it comes down to the figures, the IIHS reports that the Chrysler Pacifica has a bodily injury loss percentage of -19 percent and a property damage loss percentage of -15 percent. These figures are considered above average for this vehicle class, and helps contribute to lower rates.

We have uncovered a lot of information about Chrysler Pacifica car insurance, so is there anything we might have missed? If not, start comparing Chrysler Pacifica insurance rates from multiple companies by using our free online quote tool.