Chrysler Pacifica Insurance Rates

If you ever wondered how much Chrysler Pacifica insurance cost, the average Chrysler Pacifica insurance rates are $1,332 a year for full coverage. There are several factors that determine individual Chrysler Pacifica car insurance rates, such as the age and location of the driver.

In order to help you on your way to securing a policy that meets your needs and budget, we have prepared this detailed article. You can even start comparing Chrysler Pacifica quotes right now by taking advantage of our free online tool.

The average insurance rates for a Chrysler Pacifica are $1,132 a year with full coverage. Comprehensive costs around $248 a year, collision costs $358, and liability coverage costs around $390. Buying just liability costs as low as $438 a year, with insurance for high-risk drivers costing around $2,432. Teenage drivers cost the most to insure at $4,262 a year or more.

Average premium for full coverage: $1,132

Policy rates for type of insurance:

Prices are based on $500 deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Prices are averaged for all U.S. states and Pacifica trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on insurance rates. Areas with sparse population are shown to have lower incidents of collision claims than densely populated cities.

The diagram below illustrates the difference location can make on auto insurance rates.

The examples above demonstrate why it is important to compare prices for a specific zip code, rather than using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details estimated Chrysler Pacifica insurance rates for additional coverage choices and driver risks.

• The best discount rate is $665
• Using higher $1,000 deductibles will save about $996 annually
• The estimated price for a good driver age 40 using $500 deductibles is $1,132
• Using low $100 deductibles for physical damage coverage bumps up the cost to $1,396
• Higher-risk drivers who are prone to accidents and violations could pay at least $2,432 or more
• Policy cost that insures a teenage driver can be $4,262 or more

View Chart as Image

Insurance rates for a Chrysler Pacifica also range considerably based on the trim level of your Pacifica, your age and driving habits, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at least $1,300 to $1,800 extra every year, depending on your age. A high-risk auto insurance policy can be around 42% to 128% more than a normal policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay as much as $4,200 a year. View Rates by Age

Your home state has a huge impact on Chrysler Pacifica insurance rates. A driver around age 40 might see rates as low as $820 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,530 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $400 a year, while buying higher liability limits will increase rates. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $351 more per year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to find out your exact price is to get quotes and see how they stack up. Each insurance company uses a different method to calculate rates, so the rates will be varied.

How to Find Affordable Chrysler Pacifica Insurance

Finding cheaper rates on auto insurance requires not taking risks behind the wheel, having above-average credit, not filing small claims, and insuring your home and auto with the same company. Compare prices every year by getting rate quotes from direct companies, and also from your local independent and exclusive agents.

The following is a brief review of the coverage data touched on in this article.

• You may be able to save up to $130 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $400 each year
• Teens pay higher rates, as much as $355 each month if full coverage is included
• Drivers with DUI or reckless driving convictions may pay on average $1,300 more every year for Pacifica insurance

To this point, it’s clear that insurance companies consider a wide assortment of factors when quoting potential policyholders. You can start to discover Chrysler Pacifica car insurance rates right now by using our complimentary quote comparison tool below.

What are the Chrysler Pacifica safety ratings?

The safety ratings of the Chrysler Pacifica are important to know because positive scores translate to favorable insurance rates. 

Take a look at the Chrysler Pacifica’s safety ratings as determined by the Insurance Insitute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Chrysler Pacifica received the highest mark possible in each category with the exception of the small overlap on the passenger’s side.

Chrysler Pacifica Compared Against Other Vehicles in the Same Class

Classified as a minivan, the Chrysler Pacifica has plenty of competition for its vehicle segment. Take a look at the following comparable models:

• Dodge Grand Caravan
• Honda Odyssey
• Toyota Sienna

When it comes down to the figures, the IIHS reports that the Chrysler Pacifica has a bodily injury loss percentage of -19 percent and a property damage loss percentage of -15 percent. These figures are considered above average for this vehicle class, and helps contribute to lower rates.

We have uncovered a lot of information about Chrysler Pacifica car insurance, so is there anything we might have missed? If not, start comparing Chrysler Pacifica insurance rates from multiple companies by using our free online quote tool.