Chrysler Pacifica Insurance Rates

If you ever wondered how much Chrysler Pacifica insurance cost, the average Chrysler Pacifica insurance rates are $1,332 a year for full coverage. There are several factors that determine individual Chrysler Pacifica car insurance rates, such as the age and location of the driver.

In order to help you on your way to securing a policy that meets your needs and budget, we have prepared this detailed article. You can even start comparing Chrysler Pacifica quotes right now by taking advantage of our free online tool.

Average insurance rates for a Chrysler Pacifica are $808 a year including full coverage. Comprehensive costs around $144, collision insurance costs $152, and liability is estimated at $376. A policy with just liability insurance costs approximately $426 a year, and coverage for high-risk drivers costs around $1,718. Teens receive the highest rates at up to $3,228 a year.

Average premium for full coverage: $808

Rate estimates for individual coverage type:

These estimates include $500 policy deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all 50 U.S. states and for different Pacifica trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can have significant affects on the price of insurance. Areas with sparse population tend to have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The price range example below illustrates how location helps determine auto insurance rates.

These examples highlight why anyone shopping for car insurance should get quotes for a specific zip code, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average Chrysler Pacifica insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $500
• Choosing higher $1,000 deductibles can save about $70 every year
• The estimated price for a 40-year-old driver using $500 deductibles is $808
• Selecting more expensive low deductibles for comp and collision coverage bumps up the cost to $934
• Unlucky drivers with serious driving violations could pay at least $1,718
• The cost that insures a teen driver with full coverage can be $3,228 each year

View Chart as Image

Insurance rates for a Chrysler Pacifica can also vary considerably based on the model year and trim level, your driving record and age, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you are likely paying at least $900 to $1,400 additional per year, depending on your age. High-risk driver insurance ranges as much as 43% to 124% more than the average policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $800 annually on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay as much as $3,200 a year. View Rates by Age

Where you live plays a big part in determining prices for Chrysler Pacifica insurance prices. A good driver about age 40 could pay as low as $620 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,150 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $200 every year, while increasing your policy's liability limits will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $339 more each year. View Rates by Deductible or Liability Limit

How to Find Cheap Chrysler Pacifica Insurance

Saving money on car insurance takes avoiding accidents and claims, having a good credit score, not filing small claims, and deciding if full coverage is necessary. Compare rates at least every other year by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The points below are a brief summary of the car insurance concepts covered in the charts and tables above.

• Higher risk drivers that tend to have accidents or serious violations may have to pay on average $910 more every year to insure a Chrysler Pacifica
• You may be able to save up to $90 per year just by shopping early and online
• Increasing deductibles can save approximately $200 each year
• Policyholders who may need increased liability limits will pay approximately $410 per year to raise limits from a minimum limit to the 250/500 level

To this point, it’s clear that insurance companies consider a wide assortment of factors when quoting potential policyholders. You can start to discover Chrysler Pacifica car insurance rates right now by using our complimentary quote comparison tool below.

What are the Chrysler Pacifica safety ratings?

The safety ratings of the Chrysler Pacifica are important to know because positive scores translate to favorable insurance rates. 

Take a look at the Chrysler Pacifica’s safety ratings as determined by the Insurance Insitute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Chrysler Pacifica received the highest mark possible in each category with the exception of the small overlap on the passenger’s side.

Chrysler Pacifica Compared Against Other Vehicles in the Same Class

Classified as a minivan, the Chrysler Pacifica has plenty of competition for its vehicle segment. Take a look at the following comparable models:

• Dodge Grand Caravan
• Honda Odyssey
• Toyota Sienna

When it comes down to the figures, the IIHS reports that the Chrysler Pacifica has a bodily injury loss percentage of -19 percent and a property damage loss percentage of -15 percent. These figures are considered above average for this vehicle class, and helps contribute to lower rates.

We have uncovered a lot of information about Chrysler Pacifica car insurance, so is there anything we might have missed? If not, start comparing Chrysler Pacifica insurance rates from multiple companies by using our free online quote tool.