Fiat 500X Insurance Rates

U.S. average insurance prices for a Fiat 500X are $1,302 every 12 months for full coverage insurance. Comprehensive insurance costs on average $208 a year, collision insurance costs $400, and liability is estimated at $514. Liability-only insurance costs approximately $572 a year, and high-risk driver insurance costs $2,834 or more. Teenage drivers pay the highest rates at up to $5,158 a year.

Average premium for full coverage: $1,302

Price estimates by individual coverage:

These estimates include $500 policy deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 states and 500X trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on insurance rates. Rural areas have more infrequent physical damage claims than densely populated cities. The diagram below illustrates how geographic area affects car insurance rates.

The ranges above illustrate why it is important to get quotes based on a specific location and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Fiat 500X insurance rates for different risk profiles and scenarios.

• The best discount rate is $763
• Choosing higher $1,000 deductibles can save around $1,164 each year
• The average price for the average middle-age driver with $500 deductibles is $1,302
• Using low $100 deductibles for comp and collision coverage costs an extra $270 every year
• Unlucky drivers who are prone to accidents and violations could pay upwards of $2,834
• The price to insure a teen driver may cost $5,158 each year

View Chart as Image

Car insurance prices for a Fiat 500X are also quite variable based on deductibles and policy limits, your risk profile, and the trim level of your 500X.

Using high physical damage deductibles can save as much as $410 every year, while buying higher liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $462 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may pay as little as $1,200 annually on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will be charged upwards of $5,100 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying at a minimum $1,600 to $2,200 extra each year, depending on your age. A high-risk auto insurance policy ranges as much as 43% to 136% more than a normal policy. View High Risk Driver Rates

The state you live in plays a big part in determining prices for Fiat 500X insurance prices. A good driver about age 40 could pay as low as $850 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,760 on average in Michigan, New York, and Florida.

View Chart as Image

How to Shop for Cheap Fiat 500X Insurance

Getting lower rates on car insurance takes being a good driver, maintaining a good credit score, not filing small claims, and possibly raising deductibles. Invest the time to compare rates once a year by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following list is a brief summary of the data that was presented in the illustrations above.

• It is possible to save as much as $150 per year just by quoting early and online
• Policyholders who require an increased level of liability coverage will pay an extra $570 annually to raise limits from a low limit to a 250/500 level
• Drivers age 16 to 20 are expensive to insure, as much as $430 a month if the policy includes full coverage
• Higher risk drivers that tend to have accidents or serious violations pay on average $1,530 more each year than a safer driver