FIAT 500X Insurance Rates
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UPDATED: May 1, 2020
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The average insurance prices for a FIAT 500X are $1,392 every 12 months for full coverage. Comprehensive costs on average $256 a year, collision costs $506, and liability insurance costs around $450. Liability-only coverage costs as low as $518 a year, with high-risk coverage costing around $3,024. Teenage drivers cost the most to insure at $5,344 a year or more.
Average premium for full coverage: $1,392
Policy rates by type of insurance:
Prices are based on $500 policy deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all states and 500X trim levels.
Price Range Variability
For a driver around age 40, FIAT 500X insurance rates go from the cheapest price of $518 for just the minimum liability insurance to a high of $3,024 for a high-risk insurance policy.
Urban vs. Rural Price Range
Where you live has a significant impact on car insurance rates. Rural areas are shown to have more infrequent accident claims than densely populated cities.
The diagram below illustrates the difference between rural and urban areas on car insurance rates.
The examples above show why it is important to compare prices based on a specific location and their own driving history, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below shows estimated FIAT 500X insurance rates for different risk profiles and scenarios.
- The best discount rate is $808
- Using higher $1,000 deductibles will save around $1,222 a year
- The average price for a good driver age 40 with $500 deductibles is $1,392
- Using low $100 deductibles for physical damage coverage increases the price to $1,732
- Drivers who are prone to accidents and violations could pay upwards of $3,024 or more
- Policy cost to insure a teen driver may cost $5,344 or more
Insurance rates for a FIAT 500X also range considerably based on liability limits and deductibles, your driver profile, and the trim level of your 500X.
Using high physical damage deductibles could cut rates by as much as $510 each year, while buying higher liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $405 more each year. View Rates by Deductible or Liability Limit
Older drivers with no violations or accidents and higher deductibles could pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay upwards of $5,300 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you could be paying at a minimum $1,700 to $2,300 additional every year, depending on your age. A high-risk auto insurance policy can be anywhere from 43% to 136% more than a normal policy. View High Risk Driver Rates
Your home state has a huge impact on FIAT 500X insurance rates. A driver around age 40 might see rates as low as $920 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,990 on average in Michigan, Louisiana, and New York.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Because rates have so much variability, the only way to know exactly what you will pay is to get quotes from as many companies as possible. Each insurance company uses a different method to calculate rates, and rates will be varied.
|Model Year||Comprehensive||Collision||Liability||Total Premium|
|2019 FIAT 500X||$256||$506||$450||$1,392|
|2018 FIAT 500X||$248||$494||$470||$1,392|
|2017 FIAT 500X||$240||$474||$486||$1,380|
|2016 FIAT 500X||$226||$458||$500||$1,364|
Rates are averaged for all FIAT 500X models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Affordable FIAT 500X Insurance
Finding cheaper rates on FIAT 500X insurance requires being a good driver, having above-average credit, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Set aside time to compare rates at least every other year by getting rate quotes from direct carriers, and also from local independent and exclusive agents.
The following list is a brief review of the car insurance concepts covered above.
- High-risk drivers with DUI or reckless driving convictions pay an average of $1,630 more each year than a safer driver
- Drivers can save as much as $170 per year simply by quoting early and online
- Increasing comprehensive and collision deductibles could save as much as $500 each year
- Drivers who require an increased level of liability coverage will pay an extra $500 each year to increase from a 30/60 limit to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$100|
|5-yr Claim Free||$89|
|Paid in Full/EFT||$62|
Discounts are estimated and may not be available from every company or in every state.